MASTERCARD

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Lobbying Spend

—

Filings

143

Firms Hired

Active Period

2005–2026

Lobbying Spend by Year

Client-reported lobbying expenses on LDA filings

Year	Lobbying Spend	Filings	Firms
2026	—	7	2
2025	—	10	3
2024	—	13	3
2023	—	12	3
2022	—	15	4
2021	—	15	3
2020	—	12	2
2019	—	8	2
2018	—	4	1
2017	—	4	1
2016	—	4	1
2015	—	4	1
2014	—	4	1
2013	—	4	1
2012	—	4	1
2011	—	4	1
2010	—	4	1
2009	—	4	1
2008	—	6	1
2007	—	2	1
2006	—	1	1
2005	—	2	1

Hired Firms

Lobbying firms retained by this client; amounts are client-reported expenses when available

Firm Name	Reported Spend	Filings
TIBER CREEK GROUP	—	84
UNITED BY INTEREST, LLC.	—	24
THE DUBERSTEIN GROUP INC.	—	17
THE WILLIAMS GROUP	—	18

Government Bodies Lobbied

Government entities explicitly identified as targets in LDA filings

Government Body	Filings
SENATE	137
HOUSE OF REPRESENTATIVES	136
Executive Office of the President (EOP)	14
Homeland Security, Dept of (DHS)	10
Natl Security Council (NSC)	9
State, Dept of (DOS)	7
Treasury, Dept of	6
White House Office	4
U.S. Trade Representative (USTR)	2
Commerce, Dept of (DOC)	1

Top Issues

Most frequently reported lobbying issues

Issue Code	Description	Reports
Banking	Banking	107
Financial Institutions/Investments/Securities	Financial Institutions/Investments/Securities	97
Trade (domestic/foreign)	Trade (domestic/foreign)	54
Homeland Security	Homeland Security	52
Computer Industry	Computer Industry	44
Law Enforcement/Crime/Criminal Justice	Law Enforcement/Crime/Criminal Justice	33
Taxation/Internal Revenue Code	Taxation/Internal Revenue Code	24
Copyright/Patent/Trademark	Copyright/Patent/Trademark	15
Budget/Appropriations	Budget/Appropriations	8
Labor Issues/Antitrust/Workplace	Labor Issues/Antitrust/Workplace	7
Foreign Relations	Foreign Relations	6
Pharmacy	Pharmacy	4
Agriculture	Agriculture	4
Bankruptcy	Bankruptcy	2
Science/Technology	Science/Technology	1
Consumer Issues/Safety/Products	Consumer Issues/Safety/Products	1
Transportation	Transportation	1

Bills Explicitly Cited (25)

Bill numbers found in source-reported LDA specific issue text; broad topic matches are excluded

H.R. 7035119th Congress

Credit Card Competition Act of 2026

2026 · third_quarter · Firm: TIBER CREEK GROUP

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to interchange, cost of acceptance, debit interchange price controls, and routing mandates for credit cards; Issues related to artificial intelligence and payment security; Issues related H.R.7035/S.3623 - Credit Card Competition Act of 2026.

Client expense: — · Firm income: $70,000

Matched citations: H.R.7035

S. 3623119th Congress

Credit Card Competition Act of 2026

2026 · third_quarter · Firm: TIBER CREEK GROUP

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to interchange, cost of acceptance, debit interchange price controls, and routing mandates for credit cards; Issues related to artificial intelligence and payment security; Issues related H.R.7035/S.3623 - Credit Card Competition Act of 2026.

Client expense: — · Firm income: $70,000

Matched citations: S.3623

S. 1582119th Congress

GENIUS Act

2025 · second_quarter · Firm: TIBER CREEK GROUP

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to interchange, cost of acceptance, debit interchange price controls, and routing mandates for credit cards; S.1582 - GENIUS Act; Issues related to procurement reform; Issues related to artificial intelligence and payment security; Issues related to open banking.

Client expense: — · Firm income: $70,000

Matched citations: S.1582

H.R. 3881118th Congress

Credit Card Competition Act of 2023

2024 · fourth_quarter · Firm: TIBER CREEK GROUP

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to interchange, cost of acceptance, debit interchange price controls, and routing mandates for credit cards (H.R.3881/S.1838 and H.R.6487/S.3805); Issues related to procurement reform (FIT Procurement Act, S.4066); Issues related to artificial intelligence and payment security; Issues related to open banking.

Client expense: — · Firm income: $80,000

Matched citations: H.R.3881

Show 21 more cited filings

H.R. 6487118th Congress

No Fees for EFTs Act

2024 · fourth_quarter · Firm: TIBER CREEK GROUP

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to interchange, cost of acceptance, debit interchange price controls, and routing mandates for credit cards (H.R.3881/S.1838 and H.R.6487/S.3805); Issues related to procurement reform (FIT Procurement Act, S.4066); Issues related to artificial intelligence and payment security; Issues related to open banking.

Client expense: — · Firm income: $80,000

Matched citations: H.R.6487

S. 1838118th Congress

Credit Card Competition Act of 2023

2024 · fourth_quarter · Firm: TIBER CREEK GROUP

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to interchange, cost of acceptance, debit interchange price controls, and routing mandates for credit cards (H.R.3881/S.1838 and H.R.6487/S.3805); Issues related to procurement reform (FIT Procurement Act, S.4066); Issues related to artificial intelligence and payment security; Issues related to open banking.

Client expense: — · Firm income: $80,000

Matched citations: S.1838

S. 3805118th Congress

No Fees for EFTs Act

2024 · fourth_quarter · Firm: TIBER CREEK GROUP

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to interchange, cost of acceptance, debit interchange price controls, and routing mandates for credit cards (H.R.3881/S.1838 and H.R.6487/S.3805); Issues related to procurement reform (FIT Procurement Act, S.4066); Issues related to artificial intelligence and payment security; Issues related to open banking.

Client expense: — · Firm income: $80,000

Matched citations: S.3805

S. 4066118th Congress

FIT Procurement Act

2024 · fourth_quarter · Firm: TIBER CREEK GROUP

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to interchange, cost of acceptance, debit interchange price controls, and routing mandates for credit cards (H.R.3881/S.1838 and H.R.6487/S.3805); Issues related to procurement reform (FIT Procurement Act, S.4066); Issues related to artificial intelligence and payment security; Issues related to open banking.

Client expense: — · Firm income: $80,000

Matched citations: S.4066

H.R. 3881118th Congress

Credit Card Competition Act of 2023

2024 · fourth_quarter · Firm: THE DUBERSTEIN GROUP INC.

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to interchange H.R.3881 - Credit Card Competition Act S.1838 - Credit Card Competition Act of 2023

Client expense: — · Firm income: $60,000

Matched citations: H.R.3881

S. 1838118th Congress

Credit Card Competition Act of 2023

2024 · fourth_quarter · Firm: THE DUBERSTEIN GROUP INC.

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to interchange H.R.3881 - Credit Card Competition Act S.1838 - Credit Card Competition Act of 2023

Client expense: — · Firm income: $60,000

Matched citations: S.1838

H.R. 3881118th Congress

Credit Card Competition Act of 2023

2024 · third_quarter · Firm: THE DUBERSTEIN GROUP INC.

Open original LDA filing ↗

Cited source text and reported amounts

General introductions Issues related to interchange H.R.3881 - Credit Card Competition Act S.1838 - Credit Card Competition Act of 2023

Client expense: — · Firm income: $60,000

Matched citations: H.R.3881

S. 1838118th Congress

Credit Card Competition Act of 2023

2024 · third_quarter · Firm: THE DUBERSTEIN GROUP INC.

Open original LDA filing ↗

Cited source text and reported amounts

General introductions Issues related to interchange H.R.3881 - Credit Card Competition Act S.1838 - Credit Card Competition Act of 2023

Client expense: — · Firm income: $60,000

Matched citations: S.1838

H.R. 1165118th Congress

Data Privacy Act of 2023

2024 · third_quarter · Firm: TIBER CREEK GROUP

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to payments innovation and open banking - Dodd-Frank Wall Street Reform and Consumer Protection Act (PL 111-203); Issues related to digital payments; Issues related to digital assets; H.R.6487/S.3805 - No Fees for EFTs Act; Issues related to financial inclusion; Issues related to CDFIs and MDIs; Issues related to small business development; H.R.3881/S.1838 - Credit Card Competition Act of 2023; Issues related to interchange, cost of acceptance, debit interchange price controls, and routing mandates for credit cards; Issues related to payments tokenization and card security; Issues related to antitrust reform; Issues related to data privacy; H.R.1165 - Data Privacy Act of 2023; Issues related to global payment standards, merchant category codes (MCCs), and special category merchants; H.R.9747 - Continuing Appropriations & Extensions Act, 2025 (PL 118-83).

Client expense: — · Firm income: $80,000

Matched citations: H.R.1165

H.R. 3881118th Congress

Credit Card Competition Act of 2023

2024 · third_quarter · Firm: TIBER CREEK GROUP

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to payments innovation and open banking - Dodd-Frank Wall Street Reform and Consumer Protection Act (PL 111-203); Issues related to digital payments; Issues related to digital assets; H.R.6487/S.3805 - No Fees for EFTs Act; Issues related to financial inclusion; Issues related to CDFIs and MDIs; Issues related to small business development; H.R.3881/S.1838 - Credit Card Competition Act of 2023; Issues related to interchange, cost of acceptance, debit interchange price controls, and routing mandates for credit cards; Issues related to payments tokenization and card security; Issues related to antitrust reform; Issues related to data privacy; H.R.1165 - Data Privacy Act of 2023; Issues related to global payment standards, merchant category codes (MCCs), and special category merchants; H.R.9747 - Continuing Appropriations & Extensions Act, 2025 (PL 118-83).

Client expense: — · Firm income: $80,000

Matched citations: H.R.3881

H.R. 6487118th Congress

No Fees for EFTs Act

2024 · third_quarter · Firm: TIBER CREEK GROUP

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to payments innovation and open banking - Dodd-Frank Wall Street Reform and Consumer Protection Act (PL 111-203); Issues related to digital payments; Issues related to digital assets; H.R.6487/S.3805 - No Fees for EFTs Act; Issues related to financial inclusion; Issues related to CDFIs and MDIs; Issues related to small business development; H.R.3881/S.1838 - Credit Card Competition Act of 2023; Issues related to interchange, cost of acceptance, debit interchange price controls, and routing mandates for credit cards; Issues related to payments tokenization and card security; Issues related to antitrust reform; Issues related to data privacy; H.R.1165 - Data Privacy Act of 2023; Issues related to global payment standards, merchant category codes (MCCs), and special category merchants; H.R.9747 - Continuing Appropriations & Extensions Act, 2025 (PL 118-83).

Client expense: — · Firm income: $80,000

Matched citations: H.R.6487

H.R. 9747118th Congress

Continuing Appropriations and Extensions Act, 2025

2024 · third_quarter · Firm: TIBER CREEK GROUP

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to payments innovation and open banking - Dodd-Frank Wall Street Reform and Consumer Protection Act (PL 111-203); Issues related to digital payments; Issues related to digital assets; H.R.6487/S.3805 - No Fees for EFTs Act; Issues related to financial inclusion; Issues related to CDFIs and MDIs; Issues related to small business development; H.R.3881/S.1838 - Credit Card Competition Act of 2023; Issues related to interchange, cost of acceptance, debit interchange price controls, and routing mandates for credit cards; Issues related to payments tokenization and card security; Issues related to antitrust reform; Issues related to data privacy; H.R.1165 - Data Privacy Act of 2023; Issues related to global payment standards, merchant category codes (MCCs), and special category merchants; H.R.9747 - Continuing Appropriations & Extensions Act, 2025 (PL 118-83).

Client expense: — · Firm income: $80,000

Matched citations: H.R.9747

S. 1838118th Congress

Credit Card Competition Act of 2023

2024 · third_quarter · Firm: TIBER CREEK GROUP

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to payments innovation and open banking - Dodd-Frank Wall Street Reform and Consumer Protection Act (PL 111-203); Issues related to digital payments; Issues related to digital assets; H.R.6487/S.3805 - No Fees for EFTs Act; Issues related to financial inclusion; Issues related to CDFIs and MDIs; Issues related to small business development; H.R.3881/S.1838 - Credit Card Competition Act of 2023; Issues related to interchange, cost of acceptance, debit interchange price controls, and routing mandates for credit cards; Issues related to payments tokenization and card security; Issues related to antitrust reform; Issues related to data privacy; H.R.1165 - Data Privacy Act of 2023; Issues related to global payment standards, merchant category codes (MCCs), and special category merchants; H.R.9747 - Continuing Appropriations & Extensions Act, 2025 (PL 118-83).

Client expense: — · Firm income: $80,000

Matched citations: S.1838

S. 3805118th Congress

No Fees for EFTs Act

2024 · third_quarter · Firm: TIBER CREEK GROUP

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to payments innovation and open banking - Dodd-Frank Wall Street Reform and Consumer Protection Act (PL 111-203); Issues related to digital payments; Issues related to digital assets; H.R.6487/S.3805 - No Fees for EFTs Act; Issues related to financial inclusion; Issues related to CDFIs and MDIs; Issues related to small business development; H.R.3881/S.1838 - Credit Card Competition Act of 2023; Issues related to interchange, cost of acceptance, debit interchange price controls, and routing mandates for credit cards; Issues related to payments tokenization and card security; Issues related to antitrust reform; Issues related to data privacy; H.R.1165 - Data Privacy Act of 2023; Issues related to global payment standards, merchant category codes (MCCs), and special category merchants; H.R.9747 - Continuing Appropriations & Extensions Act, 2025 (PL 118-83).

Client expense: — · Firm income: $80,000

Matched citations: S.3805

H.R. 3881118th Congress

Credit Card Competition Act of 2023

2024 · second_quarter · Firm: THE DUBERSTEIN GROUP INC.

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to interchange H.R.3881 - Credit Card Competition Act S.1838 - Credit Card Competition Act of 2023

Client expense: — · Firm income: $60,000

Matched citations: H.R.3881

S. 1838118th Congress

Credit Card Competition Act of 2023

2024 · second_quarter · Firm: THE DUBERSTEIN GROUP INC.

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to interchange H.R.3881 - Credit Card Competition Act S.1838 - Credit Card Competition Act of 2023

Client expense: — · Firm income: $60,000

Matched citations: S.1838

H.R. 1165118th Congress

Data Privacy Act of 2023

2024 · second_quarter · Firm: TIBER CREEK GROUP

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to payments innovation and open banking - Dodd-Frank Wall Street Reform and Consumer Protection Act (PL 111-203); Issues related to digital payments; Issues related ot digital assets; Issues related to financial inclusion; Issues related to CDFIs and MDIs; Issues related to small business development; S. 1838 / H.R. 3881 - Credit Card Competition Act, Issues related to interchange, cost of acceptance, debit interchange price controls, and routing mandates for credit cards; Issues related to payments tokenization and card security; Issues related to antitrust reform; Issues related to data privacy: H.R. 1165 - Data Privacy Act of 2023; Issues related to global payment standards, merchant category codes (MCCs), and special category merchants; Further Consolidated Appropriations Act, 2024 (PL 118-47).

Client expense: — · Firm income: $80,000

Matched citations: H.R. 1165

H.R. 3881118th Congress

Credit Card Competition Act of 2023

2024 · second_quarter · Firm: TIBER CREEK GROUP

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to payments innovation and open banking - Dodd-Frank Wall Street Reform and Consumer Protection Act (PL 111-203); Issues related to digital payments; Issues related ot digital assets; Issues related to financial inclusion; Issues related to CDFIs and MDIs; Issues related to small business development; S. 1838 / H.R. 3881 - Credit Card Competition Act, Issues related to interchange, cost of acceptance, debit interchange price controls, and routing mandates for credit cards; Issues related to payments tokenization and card security; Issues related to antitrust reform; Issues related to data privacy: H.R. 1165 - Data Privacy Act of 2023; Issues related to global payment standards, merchant category codes (MCCs), and special category merchants; Further Consolidated Appropriations Act, 2024 (PL 118-47).

Client expense: — · Firm income: $80,000

Matched citations: H.R. 3881

S. 1838118th Congress

Credit Card Competition Act of 2023

2024 · second_quarter · Firm: TIBER CREEK GROUP

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to payments innovation and open banking - Dodd-Frank Wall Street Reform and Consumer Protection Act (PL 111-203); Issues related to digital payments; Issues related ot digital assets; Issues related to financial inclusion; Issues related to CDFIs and MDIs; Issues related to small business development; S. 1838 / H.R. 3881 - Credit Card Competition Act, Issues related to interchange, cost of acceptance, debit interchange price controls, and routing mandates for credit cards; Issues related to payments tokenization and card security; Issues related to antitrust reform; Issues related to data privacy: H.R. 1165 - Data Privacy Act of 2023; Issues related to global payment standards, merchant category codes (MCCs), and special category merchants; Further Consolidated Appropriations Act, 2024 (PL 118-47).

Client expense: — · Firm income: $80,000

Matched citations: S. 1838

H.R. 3881118th Congress

Credit Card Competition Act of 2023

2024 · first_quarter · Firm: THE DUBERSTEIN GROUP INC.

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to interchange H.R.3881 - Credit Card Competition Act

Client expense: — · Firm income: $60,000

Matched citations: H.R.3881

H.R. 1165118th Congress

Data Privacy Act of 2023

2024 · first_quarter · Firm: TIBER CREEK GROUP

Open original LDA filing ↗

Cited source text and reported amounts

Issues related to payments innovation and open banking - Dodd-Frank Wall Street Reform and Consumer Protection Act (PL 111-203); Issues related to digital payments; Issues related ot digital assets; Issues related to financial inclusion; Issues related to CDFIs and MDIs; Issues related to small business development; S. 1838 / H.R. 3881 - Credit Card Competition Act, Issues related to interchange, cost of acceptance, debit interchange price controls, and routing mandates for credit cards; Issues related to payments tokenization and card security; Issues related to antitrust reform; Issues related to data privacy: H.R. 1165 - Data Privacy Act of 2023; Issues related to global payment standards, merchant category codes (MCCs), and special category merchants; Further Consolidated Appropriations Act, 2024 (PL 118-47).

Client expense: — · Firm income: $80,000

Matched citations: H.R. 1165

Source: Senate LDA

MASTERCARD — Lobbying Disclosure | Poliscope