ROBERT GRINER

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010." Potential changes to the internal control provisions of the Sarbanes-Oxley Act, including HR 3213, the "Small Company Job Growth and Regulatory Relief Act of 2011;" HR 3606, the "Jumpstart Our Business Startups Act;" S 1933, the "Reopening American Capital Markets to Emerging Growth Companies Act of 2011;" and S 1965, the "Startup Act of 2011."

Implementation of the "Dodd -Frank Wall Street Reform and Consumer Protection Act of 2010." Potential changes to the internal control provisions of the Sarbanes-Oxley Act, including HR 3213, the "Small Company Job Growth and Regulatory Relief Act of 2011;" HR 3606, the "Jumpstart Our Business Startups Act;" S 1933, the "Reopening American Capital Markets to Emerging Growth Companies Act of 2011;" and S 1965, the "Startup Act of 2011."

Regulation of credit card practices and card interchange fees and of mobile payments. Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including interchange fee provisions. Regulation of pre-paid cards as "monetary instruments," including S. 1731, the "Combating Money Laundering, Terrorist Financing, and Counterfeiting Act of 2011."

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including the securitization risk retention provisions.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including the securitization risk retention provisions. Fees charged by and loan limits for government sponsored housing enterprises and programs, including HR 4264, the "FHA Emergency Fiscal Solvency Act of 2012."

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including the securitization risk retention provisions. Fees charged by and loan limits for government sponsored housing enterprises and programs, including HR 4264, the "FHA Emergency Fiscal Solvency Act of 2012."

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including protection of customer margin assets, definition of "major swap participant," regulation of proprietary trading and management of and reporting by private funds. Regulation of systemically important financial institutions. Regulation of money market funds and exchange-traded funds.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including regulation of proprietary trading and management of private funds.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including regulation of derivative instruments, regulation and ownership of clearinghouses, protection of customer assets and extraterritorial application (HR 3283, the "Swaps Jurisdiction Certainty Act").

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including regulation of derivative instruments, regulation and ownership of clearinghouses, protection of customer assets and extraterritorial application (HR 3283, the "Swaps Jurisdiction Certainty Act").

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including operation of swap execution facilities and HR 2586, the "Swap Execution Facility Clarification Act."

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including operation of swap execution facilities and HR 2586, the "Swap Execution Facility Clarification Act."

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including operation of swap execution facilities and HR 2586, the "Swap Execution Facility Clarification Act."

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including extraterritorial application (HR 3283, the "Swaps Jurisdiction Certainty Act"), regulation of proprietary trading and management of private funds, and capital and margin requirements.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including extraterritorial application (HR 3283, the "Swaps Jurisdiction Certainty Act"), regulation of proprietary trading and management of private funds, and capital and margin requirements.

Regulations affecting electronic trading of securities, including market structure issues. Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including Title VII regulation of derivatives.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including the securitization risk retention provisions.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including the securitization risk retention provisions. Fees charged by and loan limits for government sponsored housing enterprises and programs, including HR 4264, the "FHA Emergency Fiscal Solvency Act of 2012."

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including the securitization risk retention provisions. Fees charged by and loan limits for government sponsored housing enterprises and programs, including HR 4264, the "FHA Emergency Fiscal Solvency Act of 2012."

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including regulation of broker-dealers and harmonziation of regulation of broker-dealers and investment advisors. Investor protection and investor education initiatives.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including regulation of derivative instruments, regulation and ownership of clearinghouses, protection of customer assets and extraterritorial application (HR 3283, the "Swaps Jurisdiction Certainty Act").

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including regulation of derivative instruments, regulation and ownership of clearinghouses, protection of customer assets and extraterritorial application (HR 3283, the "Swaps Jurisdiction Certainty Act").

Regulation of U.S. securities markets. Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including extraterritorial application.and regulation of proprietary trading.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including extraterritorial application and regulation of proprietary trading.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including extraterritorial application and regulation of proprietary trading.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including extraterritorial application and regulation of proprietary trading. .

Regulation of credit card practices and card interchange fees. Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including interchange fee provisions.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including Title VII regulation of derivatives, including capital requirements and extraterritorial application (H.R. 3283, the "Swap Jurisdiction Certainty Act").

Definition of "fiduciary" under ERISA and application to providers of brokerage services.

Regulation of investment advisors. Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including regulation of broker-dealers and harmonziation of regulation of broker-dealers and investment advisors. Definition of "fiduciary" under ERISA and application to providers of brokerage services.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including regulation of derivative instruments, regulation and ownership of clearinghouses, protection of customer assets and extraterritorial application.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including regulation of derivative instruments, regulation and ownership of clearinghouses, protection of customer assets and extraterritorial application.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including regulation of derivative instruments, regulation and ownership of clearinghouses, protection of customer assets and extraterritorial application.

Regulations affecting electronic trading of securities, including market structure issues. Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including Title VII regulation of derivatives.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including the securitization risk retention provisions.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including the securitization risk retention provisions. Fees charged by and loan limits for government sponsored housing enterprises and programs, including HR 2112, the "Consolidated and Further Continuing Appropriations Act."

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including the securitization risk retention provisions. Fees charged by and loan limits for government sponsored housing enterprises and programs, including HR 2112, the "Consolidated and Further Continuing Appropriations Act."

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including operation of swap execution facilities and HR 2586, the "Swap Execution Facility Clarification Act."

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including operation of swap execution facilities and HR 2586, the "Swap Execution Facility Clarification Act."

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including operation of swap execution facilities and HR 2586, the "Swap Execution Facility Clarification Act."

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including connectivity and transparency regarding trading in derivatives, operation of swap execution facilities, protection of customer margin assets, definition of "major swap participant," regulation of proprietary trading and management of and reporting by private funds. Regulation of systemically important financial institutions. Regulation of money market funds and exchange-traded funds.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including regulation of proprietary trading and management of private funds.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including regulation of broker-dealers and harmonziation of regulation of broker-dealers and investment advisors. Investor protection and investor education initiatives.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including extraterritorial application.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including extraterritorial application.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including regulation of derivative instruments, regulation and ownership of and access to clearinghouses, protection of customer assets and extraterritorial application.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including regulation of derivative instruments, regulation and ownership of and access to clearinghouses, protection of customer assets and extraterritorial application.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including regulation of derivative instruments, regulation and ownership of and access to clearinghouses, protection of customer assets and extraterritorial application.

Regulation of U.S. securities markets. Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including extraterritorial application.and regulation of proprietary trading.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including extraterritorial application and regulation of proprietary trading.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including Title VII regulation of derivatives, including capital requirements and extraterritorial application.

Regulation of investment advisors. Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including regulation of broker-dealers and harmonziation of regulation of broker-dealers and investment advisors. Definition of "fiduciary" under ERISA and application to providers of brokerage services.

Definition of "fiduciary" under ERISA and application to providers of brokerage services.

Regulation of credit card practices and card interchange fees. Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including interchange fee provisions.

Regulations affecting electronic trading of securities, including market structure issues. Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including Title VII regulation of derivatives.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including the securitization risk retention provisions. Fees charged by housing enterprises, including S.170, the "Helping Responsible Homeowners Act."

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including the securitization risk retention provisions.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including the securitization risk retention provisions.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including operation of swap execution facilities.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including operation of swap execution facilities.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including operation of swap execution facilities.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including regulation of proprietary trading and management of private funds.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including connectivity and transparency regarding trading in derivatives, operation of swap execution facilities, protection of customer margin assets, definition of "major swap participant," regulation of proprietary trading and management of and reporting by private funds. Regulation of systemically important financial institutions. Regulation of money market funds.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including regulation of broker-dealers and harmonziation of regulation of broker-dealers and investment advisors. Investor protection and investor education initiatives.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including extraterritorial application.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including extraterritorial application.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including extraterritorial application and regulation of proprietary trading.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including extraterritorial application and regulation of proprietary trading. .

Regulation of real estate appraisers and of appraisal management companies, including implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010."

Regulation of real estate appraisers and of appraisal management companies, including implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010." Role of appraisals in Small Business Administration lending and appraisals of small businesses.

Regulation of real estate appraisers and of appraisal management companies, including implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010."

Provision of financial market data and analytics.

Regulation of U.S. securities markets. Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including extraterritorial application.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including extraterritorial application.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010."

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010." Regulation of credit card practices and credit card interchange fees, including S.575, the "Debit Interchange Fee Study Act of 2011," H.R.1081, the "Consumers Payment System Protection Act," and S.782, the "Economic Development Revitalization Act of 2011." .

Definition of "fiduciary" under ERISA and application to providers of brokerage services.

Regulation of investment advisors. Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including regulation of broker-dealers and harmonziation of regulation of broker-dealers and investment advisors. Definition of "fiduciary" under ERISA and application to providers of brokerage services.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including regulation of derivative instruments, regulation and ownership of clearinghouses, protection of customer assets and extraterritorial application.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including regulation of derivative instruments, regulation and ownership of clearinghouses, protection of customer assets and extraterritorial application.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including regulation of derivative instruments, regulation and ownership of clearinghouses, protection of customer assets and extraterritorial application.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including the securitization risk retention provisions.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including the securitization risk retention provisions.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including the securitization risk retention provisions.

Regulations affecting electronic trading of securities, including market structure issues. Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including Title VII regulation of derivatives.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including Title VII regulation of derivatives, including capital requirements and extraterritorial application.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including connectivity and transparency regarding trading in derivatives, operation of swap execution facilities, protection of customer margin assets, and definition of "major swap participant." Regulation of systemically important financial institutions. Regulation of money market funds.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including operation of swap execution facilities and regulation of foreign exchange products.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including operation of swap execution facilities and regulation of foreign exchange products.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including operation of swap execution facilities and regulation of foreign exchange products.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010." Regulation of credit card practices and credit card interchange fees, including S.575, the "Debit Interchange Fee Study Act of 2011," H.R.1081, the "Consumers Payment System Protection Act," and S.782, the "Economic Development Revitalization Act of 2011."

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010."

Regulation of credit card practices and card interchange fees, including S.575, the "Debit Interchange Fee Study Act of 2011," H.R.1081, the "Consumers Payment System Protection Act," and S.782, the "Economic Development Revitalization Act of 2011." Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including interchange fee provisions.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including regulation of broker-dealers and harmonziation of regulation of broker-dealers and investment advisors. Investor protection and investor education initiatives.

Regulation of real estate appraisers and of appraisal management companies, including implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010."

Regulation of real estate appraisers and of appraisal management companies, including implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010."

Regulation of real estate appraisers and of appraisal management companies, including implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010."

Implementation of the Dodd-Frank Act.

Implementation of the Dodd-Frank Act.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010." Regulation of credit card practices and credit card interchange fees.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010."

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including connectivity and transparency regarding trading in derivatives, operation of swap execution facilities, protection of customer margin assets, and definition of "major swap participant."

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010."

Regulation of U.S. securities markets. Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010."

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010." Regulation of credit card practices and credit card interchange fees, including S.575, the "Debit Interchange Fee Study Act of 2011," and H.R.1081, the "Consumers Payment System Protection Act." .

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010."

Regulations affecting electronic trading of securities, including market structure issues. Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including Title VII regulation of derivatives.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including the securitization risk retention provisions.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including the securitization risk retention provisions.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including the securitization risk retention provisions.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including regulation of derivative instruments, regulation and ownership of clearinghouses, and protection of customer assets.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including regulation of derivative instruments, regulation and ownership of clearinghouses, and protection of customer assets.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including regulation of derivative instruments, regulation and ownership of clearinghouses, and protection of customer assets.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including Title VII regulation of derivatives.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including regulation of broker-dealers and harmonziation of regulation of broker-dealers and investment advisors. Investor protection and investor education initiatives.

Regulation of investment advisors. Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including regulation of broker-dealers and harmonziation of regulation of broker-dealers and investment advisors. Definition of "fiduciary" under ERISA and application to providers of brokerage services.

Definition of "fiduciary" under ERISA and application to providers of brokerage services.

Regulation of credit card practices and card interchange fees, including S.575, the "Debit Interchange Fee Study Act of 2011," and H.R.1081, the "Consumers Payment System Protection Act." Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including interchange fee provisions.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including operation of swap execution facilities and regulation of foreign exchange products.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including operation of swap execution facilities and regulation of foreign exchange products.

Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including operation of swap execution facilities and regulation of foreign exchange products.

Regulation of real estate appraisers and of appraisal management companies, including implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010."

Regulation of real estate appraisers and of appraisal management companies, including implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010" and definition of "fiduciary" under ERISA.

Regulation of real estate appraisers and of appraisal management companies, including implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010" and definition of "fiduciary" under ERISA.

Implementation of Dodd-Frank Act

Modernization of financial regulation, including regulation of derivative instruments, regulation and ownership of clearinghouses, and implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010."

Modernization of financial regulation, including regulation of derivative instruments, regulation and ownership of clearinghouses, and implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010."

Modernization of financial regulation, including regulation of derivative instruments, regulation and ownership of clearinghouses, and implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010."

Regulation of U.S. securities markets. Modernization of financial regulation, including implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010."

Modernization of financial regulation, including implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010."

Modernization of financial regulation, including implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010." Regulation of credit card practices and credit card interchange fees.

Modernization of financial regulation, including implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010."

Regulation of credit card practices, including overdraft charges and interchange rates. Modernization of financial regulation, including implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010."

Modernization of financial regulation, including regulation of broker-dealers and harmonziation of regulation of broker-dealers and investment advisors. Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010." Investor protection and investor education initiatives.

Regulation of investment advisors. Implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," including regulation of broker-dealers and harmonziation of regulation of broker-dealers and investment advisors.

Regulations affecting electronic trading of securities, including market structure issues. Modernization of financial regulation, including implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010."

Modernization of financial regulation and securitization of mortgages, including implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010."

Regulation of predatory lending and securitization of mortgages, including implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010."

Regulation of predatory lending and securitization of mortgages, including implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010." Role of Federal Housing Administration/government-sponsored housing enterprises (GSEs) in supporting mortgage finance. Relationship between GSEs and "qualified insurers."

Modernization of financial regulation, including implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010."

Modernization of financial regulation, including implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010."

Modernization of financial regulation, including implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010."

Regulation of stable-value funds and target-date funds, including in ERISA retirement plans.

Modernization of financial regulation, including implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010." Regulation of stable-value funds and target-date funds.

Regulation of real estate appraisers and of appraisal management companies, including implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010." Bank regulatory guidelines regarding real estate appraisals and evaluation.

Regulation of real estate appraisers and of appraisal management companies, including implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010."

Regulation of real estate appraisers and of appraisal management companies, including implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010." Bank regulatory guidelines regarding real estate appraisals and evaluation.

Modernization of financial regulation, including implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010."

Modernization of financial regulation, including implementation of the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010." Regulation of credit card practices and credit card interchange fees.

Modernization of financial regulation, including regulation of derivative instruments and permissible activities for banks, bank holding companies and their affiliates (HR 4173, the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," and S 3217, the "Restoring American Financial Stability Act of 2010").

Residential mortgage servicing and loan modifications.

Modernization of financial regulation, including regulation of derivative instruments (HR 4173, the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," and S 3217, the "Restoring American Financial Stability Act of 2010").

Modernization of financial regulation, including creation of a Consumer Financial Protection Agency, HR 4173, the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," and S 3217, the "Restoring American Financial Stability Act of 2010." Regulation of credit card practices and credit card interchange fees. Residential mortgage servicing and loan modifications.

Regulation of credit card practices, including overdraft charges and interchange rates. Modernization of financial regulation, including creation of a Consumer Financial Protection Agency (HR 4173, the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," and the "Restoring American Financial Stability Act of 2010").

Regulation of investment advisors. Modernization of financial regulation, including regulation of broker-dealers and harmonziation of regulation of broker-dealers and investment advisors (HR 4173, the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," and the "Restoring American Financial Stability Act of 2010").

Modernization of financial regulation, including regulation of derivative instruments and regulation and ownership of clearinghouses (HR 4173, the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," and the "Restoring American Financial Stability Act of 2010").

Modernization of financial regulation, including regulation of derivative instruments and regulation and ownership of clearinghouses (HR 4173, the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," and the "Restoring American Financial Stability Act of 2010").

Regulations affecting electronic trading of securities, including market structure issues. Modernization of financial regulation, including regulation of derivative instruments (HR 4173, the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," and the "Restoring American Financial Stability Act of 2010").

Taxation of investment services partnership interests (HR 4213, the "American Jobs and Closing Tax Loopholes Act of 2010").

Regulation of predatory lending and securitization of mortgages, including HR 4173, the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010."

Regulation of predatory lending. Modernization of financial regulation and securitization of mortgages, including HR 4173, the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," and S 3217, the "Restoring American Financial Stability Act of 2010."

Regulation of predatory lending and securitization of mortgages, including HR 4173, the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010."

Modernization of financial regulation, including regulation of foreign exchange and other derivative instruments and regulation and ownership of swap execution facilities (HR 4173, the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," and S 3217, the "Restoring American Financial Stability Act of 2010").

Modernization of financial regulation, including regulation of foreign exchange and other derivative instruments and regulation and ownership of swap execution facilities (HR 4173, the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," and S 3217, the "Restoring American Financial Stability Act of 2010").

Modernization of financial regulation, including regulation of derivative instruments (HR 4173, the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," and the "Restoring American Financial Stability Act of 2010").

Modernization of financial regulation, including regulation of derivative instruments (HR 4173, the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," and the "Restoring American Financial Stability Act of 2010"). Regulation of credit card practices and credit card interchange fees, including creation of a Consumer Financial Protection Agency, HR 4173, the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," and the "Restoring American Financial Stability Act of 2010."

Regulation of real estate appraisers and of appraisal management companies, including HR 4173, the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," and the "Restoring American Financial Stability Act of 2010." Bank regulatory guidelines regarding real estate appraisals and evaluation.

Regulation of real estate appraisers and of appraisal management companies, including HR 4173, the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," and the "Restoring American Financial Stability Act of 2010."

Regulation of real estate appraisers and of appraisal management companies, including HR 4173, the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," and the "Restoring American Financial Stability Act of 2010." Bank regulatory guidelines regarding real estate appraisals and evaluation.

Modernization of financial regulation, including creation of a Consumer Financial Protection Agency, HR 4173, the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," and S 3217, the "Restoring American Financial Stability Act of 2010." Regulation of credit card practices and credit card interchange fees. Residential mortgage servicing and loan modifications.

Modernization of financial regulation, including regulation of derivative instruments (HR 4173, the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," and S 3217, the "Restoring American Financial Stability Act of 2010").

Modernization of financial regulation, including regulation of foreign exchange and other derivative instruments and regulation and ownership of swap execution facilities (HR 4173, the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," and S 3217, the "Restoring American Financial Stability Act of 2010").

Modernization of financial regulation, including regulation of foreign exchange and other derivative instruments and regulation and ownership of swap execution facilities (HR 4173, the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," and S 3217, the "Restoring American Financial Stability Act of 2010").

Taxation of investment services partnership interests (HR 4213, the "American Jobs and Closing Tax Loopholes Act of 2010").

Regulations affecting electronic trading of securities, including market structure issues. Modernization of financial regulation, including regulation of derivative instruments (HR 4173, the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," and the "Restoring American Financial Stability Act of 2010").

Taxation of investment services partnership interests (HR 4213, the "American Jobs and Closing Tax Loopholes Act of 2010").

Regulations affecting electronic trading of securities, including market structure issues. Modernization of financial regulation, including regulation of derivative instruments (HR 4173, the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," and the "Restoring American Financial Stability Act of 2010").

Modernization of financial regulation, including regulation of derivative instruments and regulation and ownership of clearinghouses (HR 4173, the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," and the "Restoring American Financial Stability Act of 2010").

Modernization of financial regulation, including regulation of derivative instruments and regulation and ownership of clearinghouses (HR 4173, the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2009," and the "Restoring American Financial Stability Act of 2010").

Regulation of investment advisors, including custody of customer assets. Modernization of financial regulation, including regulation of broker-dealers and harmonziation of regulation of broker-dealers and investment advisors (HR 4173, the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," and the "Restoring American Financial Stability Act of 2010").

Regulation of credit card practices, including overdraft charges and interchange rates. Modernization of financial regulation, including creation of a Consumer Financial Protection Agency (HR 4173, the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," and the "Restoring American Financial Stability Act of 2010").

Modernization of financial regulation, including regulation of derivative instruments (HR 4173, the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," and the "Restoring American Financial Stability Act of 2010").

Modernization of financial regulation, including regulation of derivative instruments (HR 4173, the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," and the "Restoring American Financial Stability Act of 2010"). Regulation of credit card practices and credit card interchange fees, including creation of a Consumer Financial Protection Agency, HR 4173, the "Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010," and the "Restoring American Financial Stability Act of 2010."

Regulation of investment advisors, including custody of customer assets. Modernization of financial regulation, including regulation of broker-dealers and harmonziation of regulation of broker-dealers and investment advisors (HR 4173, the "Wall Street Reform and Consumer Protection Act of 2009," and the "Restoring American Financial Stability Act of 2010").