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Expedited CARD Reform for Consumers Act of 2009
Legislative Progress
Momentum (last 30 days)
0
score
0 actions · 0 new cosponsors · 0 votes
Speed vs cohort
85pct
5d open
vs 4,048 other S bills in the 111th — cohort avg 29d
No CRS summary is available for this bill yet. The source title, actions, sponsors, and text versions below come from Congress.gov.
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Sources: Congress.gov
2010 · fourth_quarter · Banking
Issues related to credit cards: H.R. 3639 - Expedited CARD Reform for Consumer Act; S 1833 - Expedited CARD Reform for Consumer Act; S 1927 - Retroactive Rate Increase Moratorium Issues related to Small Business - H.R. 5297 - Small Business Lending Fund Act of 2010 H.R. 2919 - Small Business Lending Enhancement Act of 2009 S 3765 - Small Business Job Preservation Act of 2010 Issues related to Student Lending - S 1541 - Student Aid and Fiscal Responsibility Act of 2009 H.R. 5043 - Private Student Loan Bankrupcy Fairness Act of 2010 H.R. 3996 - Christopher Brysk: Student Loan Protection Act Issues related to Regulatory Reform - H.R. 4173 - Wall Street Reform & Consumer Protection Act of 2009 Issues related to Mortgage Lending - H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act Issues related to Interchange - H.R. 2695 - Credit Card Fair Fee Act of 2009 S 1212 - Credit Card Fair Fee Act of 2009 H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act Issues related to Data Security - S 3579 - Data Security Act of 2010 S 3840 - Protecting Cyber Space as a National Asset Act of 2010 Issues related to Telecommunication - H.R. 1526 - Telephone Consumer Protection Act
Client expense: $500,000 · Firm income: Not reported
Government targets: Education, Dept of, Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of
2010 · fourth_quarter · Banking
Credit card, interchanges fees and practices GSE Reform Govt Purchase Card S.Credit Card Fair Fee Act Regulatory Restructuring; FDIC Assessments; S. 73, a bill to establish a systematic mortgage modification program at the FDIC; S. 895, a bill which included a provision known as "cram-down" of primary mortgages; H.R. 37, a bill to establish a systematic mortgage modification program at the FDIC; H.R. 627, Credit Cardholders' Bill of Rights Act of 2009; H.R. 1106, prevent mortgage foreclosures and enhance mortgage credit availability; H.R. 2309, The Consumer Credit and Debt Protection Act of 2009; H.R. 2382, Credit Card Interchange Fees Act of 2009; H.R. 2897, Bank Accountability and Risk Assessment Act of 2009; H.R. 3126, Consumer Financial Protection Agency Act of 2009; H.R. 3269, Corporate and Financial Institution Compensation Fairness Act of 2009; S. 1074, Shareholder Bill of Rights Act of 2009; H.R. 4173, to provide for financial regulatory reform, to protect consumers and investors, to enhance Federal understanding of insurance issues, to regulate the over-the-counter derivatives markets, and for other purposes; H.R.5038, Fair Access to Credit and Job Creation Act of 2010; H.R.5159, Safe, Accountable, Fair, and Efficient Banking Act of 2010; H.R.5502, To amend the effective date of the gift card provisions of the Credit Card Accountability Responsibility and Disclosure Act of 2009; H.AMDT.697 to H.R.5297small banks to amortize losses on commercial real estate loans over a 10-year period, freeing up more capital for these small institutions to lend to small businesses; H.R. 3639 and S. 1833, the Expedited CARD Reform for Consumers Act; S. 1927, Credit Card Rate Freeze Act of 2009; S. 1799, The Fairness and Accountability in Receiving Overdraft Coverage Act; H.R. 2221, Data Accountability and Trust Act; H.R. 5297, Small Business Jobs and Credit Act H.R. 5680, Predatory Lending Sunset Act H.R. 6225, Permanent End to TARP Act
2010 · fourth_quarter · Banking
Issues regarding antitrust legislation relating to interchange. Issues relating to the implementation of PL No: 111-24 "Credit Card Act of 2009," all provisions pertaining to interchange. Issues relating to proposals for financial industry regulatory restructuring. HR 3795 "Over-the-Counter Derivatives Markets Act of 2009," all provisions relating to interchange. HR 3126 "Consumer Financial Protection Agency Act of 2009," all provisions relating to interchange. HR 3639 / S 1833 "Expedited CARD Reform for Consumers Act of 2009," all provisions relating to interchange. HR 3959 / S 1927 "Credit Card Rate Freeze Act of 2009," all provisions relating to interchange. HR 3996 "Financial Stability Improvement Act of 2009," all provisions. HR 2695 "Credit Card Fair Fee Act of 2009," all provisions. HR 2382 "Credit Card Interchange Fees Act of 2009," all provisions. S 1212 "Credit Card Fair Fee Act of 2009," all provisions. HR 1105 "Omnibus Appropriations Act, 2009," all provisions relating to report language pertaining to fees paid by the federal government to accept payment cards contained in the Financial Services and General Government section of Senate Report 111-43. HR 2346 / S 1054 "Supplemental Appropriations Act, 2009," all provisions relating to report language pertaining to fees paid by the federal government to accept payment cards contained in the Financial Services and General Government section of Senate Report 111-43. HR 3170 / S 1432 "Financial Services and General Government Appropriations Act, 2010," all provisions relating to report language pertaining to fees paid by the federal government to accept payment cards contained in the Financial Services and General Government section of Senate Report 111-43. S 3217 / HR 4173 "Restoring American Financial Stability Act of 2010," Title XBureau of Consumer Financial Protection, all provisions relating to interchange.PL 111-203 Dodd-Frank Wall Street Reform and Consumer Protection Act, regarding implementation of the provisions in Title XBureau of Consumer Financial Protection relating to interchange. FY 2011 Appropriations Subcommittee on Financial Services and General Government Mark-Up Draft provisions pertaining to interchange. S 3677 Financial Services and General Government Appropriations Act, 2011, provisions pertaining to interchange. Senate Report 111-238-29-Jul10, provisions pertaining to interchange. S 3677 Financial Services and General Government Appropriations Act, 2011, Section 745, provisions pertaining to interchange.
2010 · third_quarter · Banking
Credit card, interchanges fees and practices GSE Reform Govt Purchase Card S.Credit Card Fair Fee Act Regulatory Restructuring; FDIC Assessments; S. 73, a bill to establish a systematic mortgage modification program at the FDIC; S. 895, a bill which included a provision known as "cram-down" of primary mortgages; H.R. 37, a bill to establish a systematic mortgage modification program at the FDIC; H.R. 627, Credit Cardholders' Bill of Rights Act of 2009; H.R. 1106, prevent mortgage foreclosures and enhance mortgage credit availability; H.R. 2309, The Consumer Credit and Debt Protection Act of 2009; H.R. 2382, Credit Card Interchange Fees Act of 2009; H.R. 2897, Bank Accountability and Risk Assessment Act of 2009; H.R. 3126, Consumer Financial Protection Agency Act of 2009; H.R. 3269, Corporate and Financial Institution Compensation Fairness Act of 2009; S. 1074, Shareholder Bill of Rights Act of 2009; H.R. 4173, to provide for financial regulatory reform, to protect consumers and investors, to enhance Federal understanding of insurance issues, to regulate the over-the-counter derivatives markets, and for other purposes; H.R.5038, Fair Access to Credit and Job Creation Act of 2010; H.R.5159, Safe, Accountable, Fair, and Efficient Banking Act of 2010; H.R.5502, To amend the effective date of the gift card provisions of the Credit Card Accountability Responsibility and Disclosure Act of 2009; H.AMDT.697 to H.R.5297small banks to amortize losses on commercial real estate loans over a 10-year period, freeing up more capital for these small institutions to lend to small businesses; H.R. 3639 and S. 1833, the Expedited CARD Reform for Consumers Act; S. 1927, Credit Card Rate Freeze Act of 2009; S. 1799, The Fairness and Accountability in Receiving Overdraft Coverage Act; H.R. 2221, Data Accountability and Trust Act; H.R. 5297, Small Business Jobs and Credit Act H.R. 5680, Predatory Lending Sunset Act H.R. 6225, Permanent End to TARP Act
2010 · third_quarter · Banking
Issues related to credit cards: H.R. 3639 - Expedited CARD Reform for Consumer Act; S 1833 - Expedited CARD Reform for Consumer Act; S 1927 - Retroactive Rate Increase Moratorium Issues related to Small Business - S 2869 - Small Business Job Creation and Access to Capital Act of 2009 H.R. 3854 - Small Business Financing and Investing Act of 2009 H.R. 5297 - Small Business Lending Fund Act of 2010 H.R. 2919 - Small Business Lending Enhancement Act of 2009 S 3765 - Small Business Job Preservation Act of 2010 Issues related to Student Lending - S 1541 - Student Aid and Fiscal Responsibility Act of 2009 S 3219 - Fairness For Struggling Students Act of 2010 H.R. 5055 College Debt Swap Act of 2010 H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act H.R. 5043 - Private Student Loan Bankrupcy Fairness Act of 2010 H.R. 4677 - Protecting Employees and Retirees in Business Bankrupcies Act of 2010 Issues related to Regulatory Reform - H.R. 3126 - Consumer Financial Protection Agency of 2009 H.R. 4173 - Wall Street Reform & Consumer Protection Act of 2009 Issues related to Mortgage Lending - H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act H.R. 4600 - Secure and Fair Enforcement for Mortgage Licensing Act Issues related to Interchange - H.R. 2695 - Credit Card Fair Fee Act of 2009 S 1212 - Credit Card Fair Fee Act of 2009 H.R. 2382 - Credit Card Interchange Fees Act of 2009 H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act Issues related to Overdraft Programs - H.R. 1456 - Consumer Overdraft Protection Fair Practices Act S 1799 - Fairness and Accountability in Receiving Overdraft Coverage Act of 2009 H.R. 1487 - Overdraft Fee Notification Act H.R. 3904 - Overdraft Protection Act of 2009 Issues related to Data Security - H.R. 2221 - Data Accountabiliy and Trust Act S 1490 - Personal Data Privacy and Security Act of 2009 S 139 - Data Breach Notification Bill S 3579 - Data Security Act of 2010 S 3840 - Protecting Cyber Space as a National Asset Act of 2010 Issues related to Community Reinvestment - H.R. 6334 - American Community Investment Act of 2010 Issues related to Telecommunication - H.R. 1526 - Telephone Consumer Protection Act
| Democratic |
| MO |
| Jeff Bingaman | Democratic | NM |
| Jeff Merkley | Democratic | OR |
| Jim Webb | Democratic | VA |
| Jon Tester | Democratic | MT |
| Patrick J. Leahy | Democratic | VT |
| Robert P. Casey, Jr. | Democratic | PA |
| Sheldon Whitehouse | Democratic | RI |
| Tom Harkin | Democratic | IA |
| Tom Udall | Democratic | NM |
Client expense: $1,780,000 · Firm income: Not reported
Government targets: Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Council of Economic Advisers (CEA), Environmental Protection Agency (EPA), Farm Credit Administration, Federal Accounting Standards Advisory Board (FASAB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Natl Economic Council (NEC), Office of Management & Budget (OMB), Office of Personnel Management (OPM), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), Patent & Trademark Office (PTO), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office, U.S. Trade Representative (USTR), White House Office
Client expense: Not reported · Firm income: $100,000
Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of
Client expense: $1,400,000 · Firm income: Not reported
Government targets: Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Council of Economic Advisers (CEA), Environmental Protection Agency (EPA), Farm Credit Administration, Federal Accounting Standards Advisory Board (FASAB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Natl Economic Council (NEC), Office of Management & Budget (OMB), Office of Personnel Management (OPM), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), Patent & Trademark Office (PTO), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office, U.S. Trade Representative (USTR), White House Office
Client expense: $270,000 · Firm income: Not reported
Government targets: Education, Dept of, Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of
2010 · third_quarter · Banking
Issues regarding antitrust legislation relating to interchange. Issues relating to the implementation of PL No: 111-24 "Credit Card Act of 2009," all provisions pertaining to interchange. Issues relating to proposals for financial industry regulatory restructuring. HR 3795 "Over-the-Counter Derivatives Markets Act of 2009," all provisions relating to interchange. HR 3126 "Consumer Financial Protection Agency Act of 2009," all provisions relating to interchange. HR 3639 / S 1833 "Expedited CARD Reform for Consumers Act of 2009," all provisions relating to interchange. HR 3959 / S 1927 "Credit Card Rate Freeze Act of 2009," all provisions relating to interchange. HR 3996 "Financial Stability Improvement Act of 2009," all provisions. HR 2695 "Credit Card Fair Fee Act of 2009," all provisions. HR 2382 "Credit Card Interchange Fees Act of 2009," all provisions. S 1212 "Credit Card Fair Fee Act of 2009," all provisions. HR 1105 "Omnibus Appropriations Act, 2009," all provisions relating to report language pertaining to fees paid by the federal government to accept payment cards contained in the Financial Services and General Government section of Senate Report 111-43. HR 2346 / S 1054 "Supplemental Appropriations Act, 2009," all provisions relating to report language pertaining to fees paid by the federal government to accept payment cards contained in the Financial Services and General Government section of Senate Report 111-43. HR 3170 / S 1432 "Financial Services and General Government Appropriations Act, 2010," all provisions relating to report language pertaining to fees paid by the federal government to accept payment cards contained in the Financial Services and General Government section of Senate Report 111-43. S 3217 / HR 4173 "Restoring American Financial Stability Act of 2010," Title XBureau of Consumer Financial Protection, all provisions relating to interchange.PL 111-203 Dodd-Frank Wall Street Reform and Consumer Protection Act, regarding implementation of the provisions in Title XBureau of Consumer Financial Protection relating to interchange. FY 2011 Appropriations Subcommittee on Financial Services and General Government Mark-Up Draft provisions pertaining to interchange. S 3677 Financial Services and General Government Appropriations Act, 2011, provisions pertaining to interchange. Senate Report 111-238-29-Jul10, provisions pertaining to interchange.
Client expense: Not reported · Firm income: $100,000
Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of
2010 · second_quarter · Banking
Issues related to credit cards: H.R. 3639 - Expedited CARD Reform for Consumer Act; S 1833 - Expedited CARD Reform for Consumer Act; S 1927 - Retroactive Rate Increase Moratorium Issues related to Small Business - S 2869 - Small Business Job Creation and Access to Capital Act of 2009 H.R. 3854 - Small Business Financing and Investing Act of 2009 H.R. 5297 - Small Business Lending Fund Act of 2010 Issues related to Student Lending - H.R. 3221 - Student Aid and Fiscal Responsibility Act of 2009 S 1541 - Student Aid and Fiscal Responsibility Act of 2009 H.R. 4103 - Ensuring Continued Access to Student Loan Act S 2796 - Ensuring Continued Access to Student Loan Act H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act Issues related to Regulatory Reform - H.R. 3126 - Consumer Financial Protection Agency of 2009 H.R. 4173 - Wall Street Reform & Consumer Protection Act of 2009 Issues related to Mortgage Lending S 896 - Helping Families Save Their Homes Act of 2009 H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act Issues related to Interchange H.R. 2695 - Credit Card Fair Fee Act of 2009 S 1212 - Credit Card Fair Fee Act of 2009 H.R. 2382 - Credit Card Interchange Fees Act of 2009 H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act Issues related to Overdraft Programs H.R. 1456 - Consumer Overdraft Protection Fair Practices Act S 1799 - Fairness and Accountability in Receiving Overdraft Coverage Act of 2009 H.R. 1487 - Overdraft Fee Notification Act H.R. 3904 - Overdraft Protection Act of 2009 Other H.R. 2309 - Consumer Credit and Debt Collection Act H.R. 2221 - Data Accountabiliy and Trust Act S 1490 - Personal Data Privacy and Security Act of 2009 S 139 - Data Breach Notification Bill H.R. 1479 - Community Reinvestment Modernization Act of 2009 H.R. 3306 - DOD Appropriations Act of 2009 Regulatory Reform S 3217 - Restoring American Financial Stability Act of 2010
Client expense: $400,000 · Firm income: Not reported
Government targets: Education, Dept of, Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of
2010 · second_quarter · Banking
Credit card, interchanges fees and practices GSE Reform Govt Purchase Card S.Credit Card Fair Fee Act Regulatory Restructuring; FDIC Assessments; S. 73, a bill to establish a systematic mortgage modification program at the FDIC; S. 895, a bill which included a provision known as "cram-down" of primary mortgages; H.R. 37, a bill to establish a systematic mortgage modification program at the FDIC; H.R. 627, Credit Cardholders' Bill of Rights Act of 2009; H.R. 1106, prevent mortgage foreclosures and enhance mortgage credit availability; H.R. 2309, The Consumer Credit and Debt Protection Act of 2009; H.R. 2382, Credit Card Interchange Fees Act of 2009; H.R. 2897, Bank Accountability and Risk Assessment Act of 2009; H.R. 3126, Consumer Financial Protection Agency Act of 2009; H.R. 3269, Conporate and Financial Institution Compensation Fairness Act of 2009; S. 1074, Shareholder Bill of Rights Act of 2009; H.R. 4173, to provide for financial regulatory reform, to protect consumers and investors, to enhance Federal understanding of insurance issues, to regulate the over-the-counter derivatives markets, and for other purposes; H.R.5038, Fair Access to Credit and Job Creation Act of 2010; H.R.5159, Safe, Accountable, Fair, and Efficient Banking Act of 2010; H.R.5502, To amend the effective date of the gift card provisions of the Credit Card Accountability Responsibility and Disclosure Act of 2009; H.AMDT.697 to H.R.5297small banks to amortize losses on commercial real estate loans over a 10-year period, freeing up more capital for these small institutions to lend to small businesses; H.R. 3639 and S. 1833, the Expedited CARD Reform for Consumers Act; S. 1927, Credit Card Rate Freeze Act of 2009; S. 1799, The Fairness and Accountability in Receiving Overdraft Coverage Act; H.R. 2221, Data Accountability and Trust Act;
Client expense: $1,620,000 · Firm income: Not reported
Government targets: Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Council of Economic Advisers (CEA), Environmental Protection Agency (EPA), Farm Credit Administration, Federal Accounting Standards Advisory Board (FASAB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Natl Economic Council (NEC), Office of Management & Budget (OMB), Office of Personnel Management (OPM), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), Patent & Trademark Office (PTO), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office, U.S. Trade Representative (USTR), White House Office
2010 · second_quarter · Banking
Issues regarding antitrust legislation relating to interchange. Issues relating to the implementation of PL No: 111-24 "Credit Card Act of 2009," all provisions pertaining to interchange. Issues relating to proposals for financial industry regulatory restructuring. HR 3795 "Over-the-Counter Derivatives Markets Act of 2009," all provisions relating to interchange. HR 3126 "Consumer Financial Protection Agency Act of 2009," all provisions relating to interchange. HR 3639 / S 1833 "Expedited CARD Reform for Consumers Act of 2009," all provisions relating to interchange. HR 3959 / S 1927 "Credit Card Rate Freeze Act of 2009," all provisions relating to interchange. HR 3996 "Financial Stability Improvement Act of 2009," all provisions. HR 2695 "Credit Card Fair Fee Act of 2009," all provisions. HR 2382 "Credit Card Interchange Fees Act of 2009," all provisions. S 1212 "Credit Card Fair Fee Act of 2009," all provisions. HR 1105 "Omnibus Appropriations Act, 2009," all provisions relating to report language pertaining to fees paid by the federal government to accept payment cards contained in the Financial Services and General Government section of Senate Report 111-43. HR 2346 / S 1054 "Supplemental Appropriations Act, 2009," all provisions relating to report language pertaining to fees paid by the federal government to accept payment cards contained in the Financial Services and General Government section of Senate Report 111-43. HR 3170 / S 1432 "Financial Services and General Government Appropriations Act, 2010," all provisions relating to report language pertaining to fees paid by the federal government to accept payment cards contained in the Financial Services and General Government section of Senate Report 111-43. S 3217 / HR 4173 "Restoring American Financial Stability Act of 2010," Title XBureau of Consumer Financial Protection, all provisions relating to interchange.
Client expense: Not reported · Firm income: $100,000
Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of
2010 · second_quarter · Banking
Issues relating to the implementation of PL No: 111-24 "Credit Card Act of 2009," all provisions. Issues relating to proposals for financial industry regulatory restructuring. HR 3170 / S 1432 "Financial Services and General Government Appropriations Act, 2010," all provisions. HR 3126 "Consumer Financial Protection Agency Act of 2009," all provisions. HR 3639 / S 1833 "Expedited CARD Reform for Consumers Act of 2009," all provisions. HR 2609 "Federal Insurance Office Act of 2009," all provisions. HR 3996 "Financial Stability Improvement Act of 2009," all provisions. HR 3959 / S 1927 "Credit Card Rate Freeze Act of 2009," all provisions. HR 3457 "The Small Business Credit Card Act of 2009," all provisions. S 3217 / HR 4173 "Restoring American Financial Stability Act of 2010," provisions pertaining to Title XBureau of Consumer Financial Protection.
Client expense: Not reported · Firm income: $30,000
Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of
2010 · first_quarter · Banking
Regulation of credit card practices, including overdraft charges and interchange rates (HR 3904, the "Overdraft Protection Act of 2009," HR 3639, the "Expedited CARD Reform for Consumers Act of 2009," and S 1833, the "Expedited CARD Reform Act of 2009"). Modernization of financial regulation, including creation of a Consumer Financial Protection Agency (HR 4173, the "Wall Street Reform and Consumer Protection Act of 2009," and the "Restoring American Financial Stability Act of 2010").
Client expense: Not reported · Firm income: $30,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2010 · first_quarter · Banking
Issues related to credit cards: H.R. 3639 - Expedited CARD Reform for Consumer Act; S 1833 - Expedited CARD Reform for Consumer Act; S 1927 - Retroactive Rate Increase Moratorium Issues related to Small Business - S 2869 - Small Business Job Creation and Access to Capital Act of 2009 H.R. 3854 - Small Business Financing and Investing Act of 2009 Issues related to Student Lending - H.R. 3221 - Student Aid and Fiscal Responsibility Act of 2009 S 1541 - Student Aid and Fiscal Responsibility Act of 2009 H.R. 4103 - Ensuring Continued Access to Student Loan Act S 2796 - Ensuring Continued Access to Student Loan Act Issues related to Regulatory Reform - H.R. 3126 - Consumer Financial Protection Agency of 2009 H.R. 4173 - Wall Street Reform & Consumer Protection Act of 2009 Issues related to Mortgage Lending S 896 - Helping Families Save Their Homes Act of 2009 Issues related to Interchange H.R. 2695 - Credit Card Fair Fee Act of 2009 S 1212 - Credit Card Fair Fee Act of 2009 H.R. 2382 - Credit Card Interchange Fees Act of 2009 Issues related to Overdraft Programs H.R. 1456 - Consumer Overdraft Protection Fair Practices Act S 1799 - Fairness and Accountability in Receiving Overdraft Coverage Act of 2009 H.R. 1487 - Overdraft Fee Notification Act H.R. 3904 - Overdraft Protection Act of 2009 Other H.R. 2309 - Consumer Credit and Debt Collection Act H.R. 2221 - Data Accountabiliy and Trust Act S 1490 - Personal Data Privacy and Security Act of 2009 S 139 - Data Breach Notification Bill H.R. 1479 - Community Reinvestment Modernization Act of 2009 H.R. 3306 - DOD Appropriations Act of 2009 Regulatory Reform S 3217 - Restoring American Financial Stability Act of 2010
Client expense: $390,000 · Firm income: Not reported
Government targets: Education, Dept of, Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of
2010 · first_quarter · Banking
Issues regarding antitrust legislation relating to interchange. Issues relating to the implementation of PL No: 111-24 "Credit Card Act of 2009," all provisions pertaining to interchange. Issues relating to proposals for financial industry regulatory restructuring. HR 4173 "The Wall Street Reform and Consumer Protection Act of 2009," all provisions relating to interchange. HR 3795 "Over-the-Counter Derivatives Markets Act of 2009," all provisions relating to interchange. HR 3126 "Consumer Financial Protection Agency Act of 2009," all provisions relating to interchange. HR 3639 / S 1833 "Expedited CARD Reform for Consumers Act of 2009," all provisions relating to interchange. HR 3959 / S 1927 "Credit Card Rate Freeze Act of 2009," all provisions relating to interchange. HR 3996 "Financial Stability Improvement Act of 2009," all provisions. HR 2695 "Credit Card Fair Fee Act of 2009," all provisions. HR 2382 "Credit Card Interchange Fees Act of 2009," all provisions. S 1212 "Credit Card Fair Fee Act of 2009," all provisions. HR 1105 "Omnibus Appropriations Act, 2009," all provisions relating to report language pertaining to fees paid by the federal government to accept payment cards contained in the Financial Services and General Government section of Senate Report 111-43. HR 2346 / S 1054 "Supplemental Appropriations Act, 2009," all provisions relating to report language pertaining to fees paid by the federal government to accept payment cards contained in the Financial Services and General Government section of Senate Report 111-43. HR 3170 / S 1432 "Financial Services and General Government Appropriations Act, 2010," all provisions relating to report language pertaining to fees paid by the federal government to accept payment cards contained in the Financial Services and General Government section of Senate Report 111-43. Issues pertaining to the potential for interchange provisions to appear in the "Restoring American Financial Stability Act of 2010," as reported by the Senate Banking Committee (to become S 3217), Title XBureau of Consumer Financial Protection.
Client expense: Not reported · Firm income: $100,000
Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of
2010 · first_quarter · Banking
Issues relating to the implementation of PL No: 111-24 "Credit Card Act of 2009," all provisions. Issues relating to proposals for financial industry regulatory restructuring. HR 3170 / S 1432 "Financial Services and General Government Appropriations Act, 2010," all provisions. HR 4173 "The Wall Street Reform and Consumer Protection Act of 2009," all provisions. HR 3126 "Consumer Financial Protection Agency Act of 2009," all provisions. HR 3639 / S 1833 "Expedited CARD Reform for Consumers Act of 2009," all provisions. HR 2609 "Federal Insurance Office Act of 2009," all provisions. HR 3996 "Financial Stability Improvement Act of 2009," all provisions. HR 3959 / S 1927 "Credit Card Rate Freeze Act of 2009," all provisions. HR 3457 "The Small Business Credit Card Act of 2009," all provisions. "Restoring American Financial Stability Act of 2010," as reported by the Senate Banking Committee (to become S 3217), provisions pertaining to Title XBureau of Consumer Financial Protection.
Client expense: Not reported · Firm income: $30,000
Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of
2010 · first_quarter · Banking
Modernization of financial regulation, including creation of a Consumer Financial Protection Agency, HR 4173, the "Wall Street Reform and Consumer Protection Act of 2009," and the "Restoring American Financial Stability Act of 2010." Regulation of credit card practices and credit card interchange fees, including HR 3639, the "Expedited CARD Reform for Consumers Act of 2009," and S 1833, the "Expedited CARD Reform Act of 2009."
Client expense: Not reported · Firm income: $60,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2010 · first_quarter · Banking
Modernization of financial regulation, including regulation of derivative instruments (HR 4173, the "Wall Street Reform and Consumer Protection Act of 2009," and the "Restoring American Financial Stability Act of 2010"). Regulation of credit card practices and credit card interchange fees, including creation of a Consumer Financial Protection Agency, HR 4173, the "Wall Street Reform and Consumer Protection Act of 2009," the "Restoring American Financial Stability Act of 2010," HR 3639, the "Expedited CARD Reform for Consumers Act of 2009," and S 1833, the "Expedited CARD Reform Act of 2009."
Client expense: Not reported · Firm income: $30,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2009 · fourth_quarter · Banking
Issues related to credit cards: H.R. 3639 - Expedited CARD Reform for Consumer Act; S 1833 - Expedited CARD Reform for Consumer Act; S 1927 - Retroactive Rate Increase MoratoriumIssues related to Small Business - S 2869 - Small Business Job Creation and Access to Capital Act of 2009 H.R. 3854 - Small Business Financing and Investing Act of 2009 Issues related to Student Lending - H.R. 3221 - Student Aid and Fiscal Responsibility Act of 2009 S 1541 - Student Aid and Fiscal Responsibility Act of 2009 H.R. 4103 - Ensuring Continued Access to Student Loan Act S 2796 - Ensuring Continued Access to Student Loan Act Issues related to Regulatory Reform - H.R. 3126 - Consumer Financial Protection Agency of 2009 H.R. 4173 - Wall Street Reform & Consumer Protection Act of 2009 Issues related to Mortgage Lending S 896 - Helping Families Save Their Homes Act of 2009 H.R. 1728 - Mortgage Reform and Anti-Predatory Lending Act Issues related to Interchange H.R. 2695 - Credit Card Fair Fee Act of 2009 S 1212 - Credit Card Fair Fee Act of 2009 H.R. 2382 - Credit Card Interchange Fees Act of 2009 Issues related to Overdraft Programs H.R. 1456 - Consumer Overdraft Protection Fair Practices Act S 1799 - Fairness and Accountability in Receiving Overdraft Coverage Act of 2009 H.R. 1487 - Overdraft Fee Notification Act H.R. 3904 - Overdraft Protection Act of 2009 Other H.R. 2309 - Consumer Credit and Debt Collection Act H.R. 2221 - Data Accountabiliy and Trust Act S 1490 - Personal Data Privacy and Security Act of 2009 S 139 - Data Breach Notification Bill H.R. 1479 - Community Reinvestment Modernization Act of 2009 H.R. 3306 - DOD Appropriations Act of 2009
Client expense: $370,000 · Firm income: Not reported
Government targets: Education, Dept of, Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of
2009 · fourth_quarter · Banking
Regulation of credit card practices, including overdraft charges and interchange rates (HR 3904, the "Overdraft Protection Act of 2009," HR 3639, the "Expedited CARD Reform for Consumers Act of 2009," and S 1833, the "Expedited CARD Reform Act of 2009"). Modernization of financial regulation, including creation of a Consumer Financial Protection Agency (HR 4173, the "Wall Street Reform and Consumer Protection Act of 2009," and the "Restoring American Financial Stability Act of 2010").
Client expense: Not reported · Firm income: $30,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2009 · fourth_quarter · Banking
Issues related to credit cards: H.R. 3639 - Expedited CARD Reform for Consumer Act; S 1833 - Expedited CARD Reform for Consumer Act; S 1927 - Retroactive Rate Increase Moratorium Issues related to Small Business - S 2869 - Small Business Job Creation and Access to Capital Act of 2009 H.R. 3854 - Small Business Financing and Investing Act of 2009 Issues related to Student Lending - H.R. 3221 - Student Aid and Fiscal Responsibility Act of 2009 S 1541 - Student Aid and Fiscal Responsibility Act of 2009 H.R. 4103 - Ensuring Continued Access to Student Loan Act S 2796 - Ensuring Continued Access to Student Loan Act Issues related to Regulatory Reform - H.R. 3126 - Consumer Financial Protection Agency of 2009 H.R. 4173 - Wall Street Reform & Consumer Protection Act of 2009 Issues related to Mortgage Lending S 896 - Helping Families Save Their Homes Act of 2009 H.R. 1728 - Mortgage Reform and Anti-Predatory Lending Act Issues related to Interchange H.R. 2695 - Credit Card Fair Fee Act of 2009 S 1212 - Credit Card Fair Fee Act of 2009 H.R. 2382 - Credit Card Interchange Fees Act of 2009 Issues related to Overdraft Programs H.R. 1456 - Consumer Overdraft Protection Fair Practices Act S 1799 - Fairness and Accountability in Receiving Overdraft Coverage Act of 2009 H.R. 1487 - Overdraft Fee Notification Act H.R. 3904 - Overdraft Protection Act of 2009 Other H.R. 2309 - Consumer Credit and Debt Collection Act H.R. 2221 - Data Accountabiliy and Trust Act S 1490 - Personal Data Privacy and Security Act of 2009 S 139 - Data Breach Notification Bill H.R. 1479 - Community Reinvestment Modernization Act of 2009 H.R. 3306 - DOD Appropriations Act of 2009
Client expense: $370,000 · Firm income: Not reported
Government targets: Education, Dept of, Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of
2009 · fourth_quarter · Banking
Issues related to credit cards: H.R. 3639 - Expedited CARD Reform for Consumer Act; S 1833 - Expedited CARD Reform for Consumer Act; S 1927 - Retroactive Rate Increase Moratorium Issues related to Small Business - S 2869 - Small Business Job Creation and Access to Capital Act of 2009 H.R. 3854 - Small Business Financing and Investing Act of 2009 Issues related to Student Lending - H.R. 3221 - Student Aid and Fiscal Responsibility Act of 2009 S 1541 - Student Aid and Fiscal Responsibility Act of 2009 H.R. 4103 - Ensuring Continued Access to Student Loan Act S 2796 - Ensuring Continued Access to Student Loan Act Issues related to Regulatory Reform - H.R. 3126 - Consumer Financial Protection Agency of 2009 H.R. 4173 - Wall Street Reform & Consumer Protection Act of 2009 Issues related to Mortgage Lending S 896 - Helping Families Save Their Homes Act of 2009 H.R. 1728 - Mortgage Reform and Anti-Predatory Lending Act Issues related to Interchange H.R. 2695 - Credit Card Fair Fee Act of 2009 S 1212 - Credit Card Fair Fee Act of 2009 H.R. 2382 - Credit Card Interchange Fees Act of 2009 Issues related to Overdraft Programs H.R. 1456 - Consumer Overdraft Protection Fair Practices Act S 1799 - Fairness and Accountability in Receiving Overdraft Coverage Act of 2009 H.R. 1487 - Overdraft Fee Notification Act H.R. 3904 - Overdraft Protection Act of 2009 Other H.R. 2309 - Consumer Credit and Debt Collection Act H.R. 2221 - Data Accountabiliy and Trust Act S 1490 - Personal Data Privacy and Security Act of 2009 S 139 - Data Breach Notification Bill H.R. 1479 - Community Reinvestment Modernization Act of 2009 H.R. 3306 - DOD Appropriations Act of 2009
Client expense: $370,000 · Firm income: Not reported
Government targets: Education, Dept of, Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of
2009 · fourth_quarter · Banking
S. 710, Fair Gift Card Act of 2009; H.R. 627/ S. 235, Credit Cardholders' Bill of Rights Act of 2009; S. 414, Credit Card Accountability Responsibility and Disclosure Act of 2009; H.R.2382, Credit Card Interchange Fees Act of 2009; H.R. 3639/S. 1833, Expedited CARD Reform for Consumers Act of 2009; And gift card, data breach and identity theft legislation in general. Overdraft fees legislation. H.R. 3904/S. 1799 (overdraft); interchange fees in general.
Client expense: Not reported · Firm income: $70,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2009 · fourth_quarter · Financial Institutions/Investments/Securities
S. 710, Fair Gift Card Act of 2009; H.R. 627/ S. 235, Credit Cardholders' Bill of Rights Act of 2009; S. 414, Credit Card Accountability Responsibility and Disclosure Act of 2009; H.R.2382, Credit Card Interchange Fees Act of 2009; H.R. 3639/S. 1833, Expedited CARD Reform for Consumers Act of 2009; And gift card, data breach and identity theft legislation in general. Overdraft fees legislation. H.R. 3904/S. 1799 (overdraft); interchange fees in general.
Client expense: Not reported · Firm income: $70,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2009 · fourth_quarter · Financial Institutions/Investments/Securities
S. 61, Helping Families Save Their Homes in Bankrupcy Act of 2009. S. 896, Helping Families Save Their Homes Act of 2009. Obama Administration Consumer Financial Protection Agency Act of 2009 proposed legislation. H.R. 3126, The Consumer Financial Protection Agency Act of 2009. H.R. 4173, the Wall Street Reform and Consumer Protection Act. Discussion draft, "Restoring American Financial Stability Act," introduced by Senator Dodd. H.R. 3996, the Financial Stability Improvement Act of 2009. Interchange fees in general. H.R. 2382, Credit Card Interchange Fees Act of 2009. H.R. 3639, Expedited CARD Reform for Consumers Act of 2009. S. 1833, Expedited CARD Reform for Consumers Act of 2009. H.R. 3904, Overdraft Protection Act of 2009. S. 1799, FAIR Overdraft Coverage Act.
Client expense: Not reported · Firm income: $120,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2009 · fourth_quarter · Banking
S. 61, Helping Families Save Their Homes in Bankrupcy Act of 2009. S. 896, Helping Families Save Their Homes Act of 2009. Obama Administration Consumer Financial Protection Agency Act of 2009 proposed legislation. H.R. 3126, The Consumer Financial Protection Agency Act of 2009. H.R. 4173, the Wall Street Reform and Consumer Protection Act. Discussion draft, "Restoring American Financial Stability Act," introduced by Senator Dodd. H.R. 3996, the Financial Stability Improvement Act of 2009. Interchange fees in general. H.R. 2382, Credit Card Interchange Fees Act of 2009. H.R. 3639, Expedited CARD Reform for Consumers Act of 2009. S. 1833, Expedited CARD Reform for Consumers Act of 2009. H.R. 3904, Overdraft Protection Act of 2009. S. 1799, FAIR Overdraft Coverage Act.
Client expense: Not reported · Firm income: $120,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2009 · fourth_quarter · Banking
HR 627, HR 3639, S 1833, S 1927 - discuss implementation of Credit Card Holders' Bill of Rights Act of 2009; HR 1456, S 1799, HR 3904 - discuss legislation affecting overdraft protection programs; HR 1728 - discuss business implications of proposed legislation affecting the underwriting of residential mortgages; HR 2695, HR 2382, S1212 - discuss legislation to regulate the market for credit card transaction fees; HR 4173 - Discuss the impact of changes to the premium assessment base; Discuss industry's efforts to modify home loan mortgages.
Client expense: $1,860,000 · Firm income: Not reported
Government targets: Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Federal Deposit Insurance Corporation (FDIC), HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC), State, Dept of (DOS), Treasury, Dept of, U.S. Trade Representative (USTR)
2009 · fourth_quarter · Banking
Issues involving payment cards, interchange fees, and card issuer practices, including H.R. 2382 (the Credit Card Interchange Fees Act), H.R. 2695 (the Credit Card Fair Fee Act), S. 1212 (the Credit Card Fair Fee Act), H.R. 1456 (the Consumer Overdraft Protection Fair Practices Act), H.R. 1487 (the Overdraft Fee Notification Act), H.R. 3904 (the Overdraft Protection Act), S. 1799 (the Fairness and Accountability in Receiving Overdraft Coverage Act), H.R. 3639 (the Expedited CARD Reform for Consumers Act), H.R. 3457 (the Small Business Credit Card Act), H.R. 4300 (the Restoring America's Commitment to Consumers Act), S. 1833 (the Expedited CARD Reform for Consumers Act), and S. 1927 (the Credit Card Rate Freeze Act); issues related to the regulation of consumer financial products, including H.R. 3126 (the Consumer Financial Protection Agency Act), and provisions in H.R. 4173 (the Wall Street Reform and Consumer Protection Act); issues pertaining to data security, security breach notification, and mitigation of harm resulting from security breaches, including H.R. 2221 (the Data Accountability and Trust Act), S. 139 (the Data Breach Notification Act), S. 1070 (a bill to establish the Small Business Information Security Task Force), and S. 1490 (the Personal Data Privacy and Security Act); issues related to the use of payment cards in connection with the purchase of prescription medications over the Internet, including provisions in S. 525 (the Pharmaceutical Market Access and Drug Safety Act) and H.R. 1298 (companion legislation to S. 525); issues related to the regulation of Internet gambling, including H.R. 2266 (the Reasonable Prudence in Regulation Act), H.R. 2267 (the Internet Gambling Regulation, Consumer Protection, and Enforcement Act), and H.R. 2268 (the Internet Gambling Regulation and Tax Enforcement Act); issues related to the use of payment systems as enforcement mechanisms, including H.R. 4059 (the Online Age Verification and Child Safety Act); issues related to payment system supervision, including H.R. 3996 (the Payment, Clearing, and Settlement Supervision Act); and market access issues in global markets.
Client expense: Not reported · Firm income: $320,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE, U.S. Trade Representative (USTR)
2009 · fourth_quarter · Banking
Modernization of financial regulation, including creation of a Consumer Financial Protection Agency, HR 3126, the "Consumer Financial Protection Agency Act of 2009," and HR 4173, the "Wall Street Reform and Consumer Protection Act of 2009." Regulation of credit card practices and credit card interchange fees, including HR 3639, the "Expedited CARD Reform for Consumers Act of 2009," and S 1833, the "Expedited CARD Reform Act of 2009."
Client expense: Not reported · Firm income: $40,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2009 · fourth_quarter · Banking
HR 627 Credit Cardholder' Bill of Rights Act of 2009 HR 703 Bank Liquidity/Deposit Insurance Legislation HR 786 Permanent Increase in Deposit Insurance HR 1106 Helping Families Save Their Homes Act of 2009 HR 1456 Consumer Overdraft Protection Fair Practices Act HR 1487 Overdraft Fee Notification Act HR 1728 Mortgage Reform and Anti-Predatory Lending Act H.R. 2221, the Data Accountability and Trust Act HR 2266 Reasonable Prudence in Regulations Act (Internet Gambling) HR 2267 Internet Gambling Regulation, Consumer Protection and Enforcement Act HR 2382 Credit Card Interchange Fees Act of 2009 HR 2676 The Administrative Support and Oversight of Financial Institutions Act of 2009 HR 2897 Bank Accountability and Risk Assessment Act of 2009 HR 3126 Consumer Financial Protection Agency Act of 2009 HR 3380 Promoting Lending to America's Small Businesses Act of 2009 HR 3639 Expedited CARD Reform for Consumers Act of 2009 HR 3904 Overdraft Protection Act of 2009 HR 3996 Financial Stability Improvement Act HR 4173 Wall Street Reform and Consumer Protection Act S. 235 Credit Cardholders' Bill of Rights Act of 2009 S. 392 Credit Card Reform Act of 2009 S. 414 Credit Card Accountability Responsibility and Disclosure Act S. 541 Depositor Protection Act of 2009 S. 664 Financial System Stabilization and Reform Act of 2009 S. 896 Helping Families Save Their Homes Act of 2009 S 1799 Fairness and Accountability in Receiving Overdraft Coverage Act of 2009/Fair Overdraft Coverage Act S1833 Expedited CARD Reform for Consumers Act of 2009 Bank Capital Rules Bank Examinations Community Bank Involvement with the TARP (access and terms of participation) Consumer Protection for Financial Products and Services Credit Card/Debit Card Interchange Fees Credit Card Protections and Disclosures Credit Union Business Lending Powers Deposit Concentration Cap Deposit Insurance Assessment Base Deposit Insurance Coverage Limits Deposit Insurance Premiums and FDIC Premium Prepayment FDIC Temporary Liquidity Guarantee Program Foreclosure Mitigation Housing Government Sponsored Enterprises Interest Rate Restrictions on Deposits Internet Gambling Regulations Legacy Loans Program Mark to Market Accounting Overdraft Protection Programs Regulatory Relief for Community Banks Regulatory Restructuring Regulation Z, HOEPA Rules, Higher Priced Loans Sarbanes-Oxley relief for community banks Senate Draft of Regulatory Reform Bill Systemic Risk and Too-Big-To-Fail Regulation TARP Funding, Oversight and Implementation
Client expense: $1,360,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Farm Credit Administration, Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), President of the U.S., SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of, White House Office
2009 · fourth_quarter · Banking
Issues pertaining to data security, security breach notification, and mitigation of harm resulting from security breaches, including H.R. 2221 (the Data Accountability and Trust Act), S. 139 (the Data Breach Notification Act), S. 1070 (a bill to establish the Small Business Information Security Task Force), and S. 1490 (the Personal Data Privacy and Security Act); Issues involving payment cards, interchange fees, and card issuer practices, including H.R. 2382 (the Credit Card Interchange Fees Act), H.R. 2695 (the Credit Card Fair Fee Act), S. 1212 (the Credit Card Fair Fee Act), H.R. 1456 (the Consumer Overdraft Protection Fair Practices Act), H.R. 1487 (the Overdraft Fee Notification Act), H.R. 3904 (the Overdraft Protection Act), S. 1799 (the Fairness and Accountability in Receiving Overdraft Coverage Act), H.R. 3639 (the Expedited CARD Reform for Consumers Act), H.R. 3457 (the Small Business Credit Card Act), H.R. 4300 (the Restoring America's Commitment to Consumers Act), S. 1833 (the Expedited CARD Reform for Consumers Act), and S. 1927 (the Credit Card Rate Freeze Act); Issues related to the regulation of consumer financial products, including H.R. 3126 (the Consumer Financial Protection Agency Act), and provisions in H.R. 4173 (the Wall Street Reform and Consumer Protection Act); Issues related to the use of payment cards in connection with the purchase of prescription medications over the Internet, including provisions in S. 525 (the Pharmaceutical Market Access and Drug Safety Act) and H.R. 1298 (companion legislation to S. 525); Issues related to the use of payment systems as enforcement mechanisms, including H.R. 4059 (the Online Age Verification and Child Safety Act); Credit card and payment network issues related to the regulation of Internet gambling, including H.R. 2266 (the Reasonable Prudence in Regulation Act), H.R. 2267 (the Internet Gambling Regulation, Consumer Protection, and Enforcement Act), and H.R. 2268 (the Internet Gambling Regulation and Tax Enforcement Act); Issues related to payment system supervision, including H.R. 3996 (the Payment, Clearing, and Settlement Supervision Act); Market access issues in global markets.
Client expense: $960,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2009 · fourth_quarter · Banking
Modernization of financial regulation, including regulation of derivative instruments (HR 3300, the "Derivative Trading Accountability and Disclosure Act," S 1691, the "Comprehensive Derivatives Regulation Act of 2009," HR 3795, the "Over-the-Counter Derivatives Markets Act of 2009," and HR 4173, the "Wall Street Reform and Consumer Protection Act of 2009"). Regulation of credit card practices and credit card interchange fees, including creation of a Consumer Financial Protection Agency, HR 3126, the "Consumer Financial Protection Agency Act of 2009," HR 4173, the "Wall Street Reform and Consumer Protection Act of 2009," HR 3639, the "Expedited CARD Reform for Consumers Act of 2009," and S 1833, the "Expedited CARD Reform Act of 2009."
Client expense: Not reported · Firm income: $30,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2009 · fourth_quarter · Banking
HR 4173 - Wall Street Reform and Consumer Protection Act of 2009 (excluding exective compensation provisions), Restoring American Financial Stability Act: Chairman's Mark (Dodd draft, not formally introduced), S.1799 - Fairness and Accountability in Receiving (FAIR) Overdraft Coverage Act, HR 3126 - Consumer Financial Services Protection Act; S 1691- Comprehensive Derivatives Regulation Act; HR 3310 - Consumer Protection and Regulatory Enhancement Act HR 3126 - The Consumer Financial Protection Agency Act HR 2221 - Data Accountability and Trust Act - Application of the Act to GLBS covered entities HR 2382 - Credit Card Interchange Fees Act of 2009 HR 3639 - Expedited CARD Reform for Consumer Act of 2009 HR 1456 - Consumer Overdraft Protection Fair Practices Act HR 3904 - Overdraft Protection Act of 2009 S 1927 - Credit Card Rate Freeze Act of 2009 S 1833 - Expedited CARD Reform for Consumers Act of 2009 The Ability-to-Pay section of the CARD Act rules Unlawful Internet Gambling Enforcement Act (UIGEA) and Regulation GG rules
Client expense: $310,000 · Firm income: Not reported
Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of
2009 · fourth_quarter · Banking
Regulation of credit card practices, including overdraft charges and interchange rates (HR 3904, the "Overdraft Protection Act of 2009," HR 3639, the "Expedited CARD Reform for Consumers Act of 2009," and S 1833, the "Expedited CARD Reform Act of 2009"). Modernization of financial regulation, including creation of a Consumer Financial Protection Agency (HR 3126, the "Consumer Financial Protection Agency Act of 2009," and HR 4173, the "Wall Street Reform and Consumer Protection Act of 2009").
Client expense: Not reported · Firm income: $30,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2009 · fourth_quarter · Banking
HR 3126 Consumer Financial Protection Agency Act of 2009 -- oppposed to deposit taking activity to include sale or issuance of stored value; S 1833 Expedited CARD Reform Act & HR 3639 Expedited CARD Reform for Consumer Act-- advocated exepmption for prepaid cards from accelerated effective date
Client expense: Not reported · Firm income: $50,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2009 · fourth_quarter · Banking
Issues regarding antitrust legislation relating to interchange. Issues relating to the implementation of PL No: 111-24 "Credit Card Act of 2009," all provisions pertaining to interchange. Issues relating to proposals for financial industry regulatory restructuring. HR 4173 "The Wall Street Reform and Consumer Protection Act of 2009," all provisions relating to interchange. HR 3795 "Over-the-Counter Derivatives Markets Act of 2009," all provisions relating to interchange. HR 3126 "Consumer Financial Protection Agency Act of 2009," all provisions relating to interchange. HR 3639 / S 1833 "Expedited CARD Reform for Consumers Act of 2009," all provisions relating to interchange. HR 3959 / S 1927 "Credit Card Rate Freeze Act of 2009," all provisions relating to interchange. HR 3996 "Financial Stability Improvement Act of 2009," all provisions. HR 2695 "Credit Card Fair Fee Act of 2009," all provisions. HR 2382 "Credit Card Interchange Fees Act of 2009," all provisions. S 1212 "Credit Card Fair Fee Act of 2009," all provisions. HR 1105 "Omnibus Appropriations Act, 2009," all provisions relating to report language pertaining to fees paid by the federal government to accept payment cards contained in the Financial Services and General Government section of Senate Report 111-43. HR 2346 / S 1054 "Supplemental Appropriations Act, 2009," all provisions relating to report language pertaining to fees paid by the federal government to accept payment cards contained in the Financial Services and General Government section of Senate Report 111-43. HR 3170 / S 1432 "Financial Services and General Government Appropriations Act, 2010," all provisions relating to report language pertaining to fees paid by the federal government to accept payment cards contained in the Financial Services and General Government section of Senate Report 111-43.
Client expense: Not reported · Firm income: $60,000
Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of
2009 · fourth_quarter · Banking
Issues relating to the implementation of PL No: 111-24 "Credit Card Act of 2009," all provisions. Issues relating to proposals for financial industry regulatory restructuring. HR 3170 / S 1432 "Financial Services and General Government Appropriations Act, 2010," all provisions. HR 4173 "The Wall Street Reform and Consumer Protection Act of 2009," all provisions. HR 3126 "Consumer Financial Protection Agency Act of 2009," all provisions. HR 3639 / S 1833 "Expedited CARD Reform for Consumers Act of 2009," all provisions. HR 2609 "Federal Insurance Office Act of 2009," all provisions. HR 3996 "Financial Stability Improvement Act of 2009," all provisions. HR 3959 / S 1927 "Credit Card Rate Freeze Act of 2009," all provisions.
Client expense: Not reported · Firm income: $30,000
Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of
2009 · fourth_quarter · Banking
Consumer Financial Protection Agency HR 3126 Payday Lending: HR 1214 National Usury Limit: S500; APR Limits; S582 Overdraft Protection: HR 1456, HR 3904, S1799 Wall Street Reform & Consumer Protection HR 4173 Intercharge HR 2695 Expedited Card Act HR 3639, S1927, S1833
Client expense: $186,700 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2009 · fourth_quarter · Bankruptcy
Debt management issues for individuals S. 1624 (Medical Bankruptcy Fairness Act of 2009) (entire bill) H.R. 3639 and S. 1833 (Expedited CARD Reform for Consumers Act of 2009) (entire bill)
Client expense: Not reported · Firm income: $40,000
Government targets: SENATE
2009 · fourth_quarter · Financial Institutions/Investments/Securities
Issues related to credit card practices, financial services regulatory reform and the creation of a consumer financial protection agency, including the following legislation: H.R. 627 - Credit Cardholders' Bill of Rights Act of 2009; and S.414 - Credit Card Accountability Responsibility and Disclosure Act of 2009; S.1212 - Credit Card Fair Fee Act of 2009; H.R. 2695 - Credit Card Fair Fee Act of 2009; H.R.3639 - Expedited CARD Reform for Consumers Act of 2009; H.R.2382 - Credit Card Interchange Fees Act of 2009; H.R.3126 - Consumer Financial Protection Agency Act of 2009; H.R.4173 - Wall Street Reform and Consumer Protection Act of 2009; H.R.3996 - The Financial Stability Improvement Act; S.1833 - Expedited CARD Reform for Consumers Act of 2009 and S.1927 - Credit Card Rate Freeze Act of 2009.
Client expense: $419,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE