mr ROBERT RYAN

Preserve access by consumer reporting agencies to Social Security Administration's Death Master File for fraud prevention and identity authentication. (S 676)

Oppose amendment to Fair Credit Reporting Act requiring deletion from credit reports of records of paid medical debts. (S 160)

Oppose amendment to Fair Credit Reporting Act requiring deletion from credit reports of records of paid medical debts. (S 2149, HR 2086)

Preserve access by consumer reporting agencies to Social Security Administration's Death Master File for fraud prevention and identity authentication: HR 3475, S 1534, HR 3482.

Cyber-security and Data Security Legislation: (S 2151, S 1434, S 1151, HR 4263). Seek to avoid unrelated data-broker provisions being added to this legislation.

Support this legislation which would remove impediments to full-file credit reporting to the nationwide consumer reporting agencies by utility service providers such as energy, water, telecommunications, etc. (HR 6363)

Privileged Information Protection at Consumer Financial Protection Bureau: HR 3871, S 2099.

Amendment to Fair Credit Reporting Act requiring deletion from credit reports of records of paid medical debts. (S 2149)

Cyber-security and Data Security Legislation: S 2151, S 1434, S 1151, HR 4263.

Consumer Financial Protection Bureau--outreach and introduction.

Access to Social Security Administration's Death Master File for fraud prevention and identity authentication: HR 3475, S 1534, HR 3482.

Cyber-security and Data Security Legislation: S 2151, S 1434, S 1151, HR 4263.

Issues related to the Consumer Financial Protection Bureau--governance (commission vs. single director), funding, and rulemaking authority.

Opportunities for public-private cooperative agreements to improve fraud prevention and income & employment reference checking.

Legislation concerning information security, security breach notices, and the more general privacy issues of data brokers, cyber-security, and internet-based acquisition and use of personal information. Bills addressing parts of these issues include the SAFE Date Act (Bono-Mack); the Data Security and Breach Notification Act of 2011 (Pryor-Rockefeller); the Personal Data Security and Privacy Act (S 1151, Leahy); and the Commercial Privacy Bill of Right Act of 2011 (Kerry-McCain).

Opportunities for public-private cooperative agreements to improve fraud prevention and income & employment reference checking.

Introductory meetings with new Congressional staff in Financial Services Committee. Also, discussion of Consumer Financial Protection Bureau--governance structure, funding and operation of rulemaking authorities.

Red Flag Clarification Act HR 6420/S3987--concern that the duty to maintain identity fraud prevention and detection processes was being defined by this bill in terms of an entity's participation in the consumer credit reporting system.

Red Flag Clarification Act HR 6420/S3987--concern that the duty to maintain identity fraud prevention and detection processes was being defined by this bill in terms of an entity's participation in the consumer credit reporting system.

Deletion of paid medical collection information from consumer credit reports, Kilroy HR 3421; Restrictions on use of credit reports by employers: Cohen HR 3149; Information Security and Data Brokers: Pryor S3742.

Exploring a cooperative agreement with certain agencies of the federal government (such as the Social Security Administration and the Internal Revenue Service) to enhance protections against identity fraud and to provide consent-based ability to verify income and employment.

Exploring a cooperative agreement with certain agencies of the federal government (such as the Social Security Administration and the Internal Revenue Service) to enhance protections against identity fraud.

Use of credit reports and credit scores in insurance and employment; components of credit scores.

Use of credit reports and credit scores in insurance and employment; components of credit scores.

Exploring a cooperative agreement with certain agencies of the federal government (such as the Social Security Administration and the Internal Revenue Service) to enhance protections against identity fraud.

HR 3126 Consumer Financial Protection Agency ("CFPA")--consumer reporting agencies impacted by rulemaking of the proposed CFPA and also the Federal Trade Commission

Exploring a cooperative agreement with certain agencies of the federal government (such as the Social Security Administration and the Internal Revenue Service) to enhance protections against identity fraud.

HR 3045--The Section 8 Voucher Reform Act of 2009. Seeking technical improvements to section 9 of the bill "PHA reporting of rent payments to credit reporting agencies".

Exploring a cooperative agreement with certain agencies of the federal government (such as the Social Security Administration and the Internal Revenue Service) to enhance protections against identity fraud.

Use of credit information and credit scores by property and casualty insurers. Also, the more general question of the use of and operation of credit scores. The adoption of VantageScore by the GSEs Fannie Mae and Freddie Mac. Also the Administration's proposal for federal regulatory reform for financial institutions.

Planning for presentation(s) on use of TransUnion identity authentication services by the federal government.

HR 2221, the Data Accountability and Trust Act. Concerned with the scope of the Act, to acheive separation from existing law such as Fair Credit Reporting Act and Title V of the Gramm-Leach-Bliley Act. Also concerned to acheive exemption from access requirements for fraud-prevention and identity authentication databases.

Identity confirmation and fraud prevention opportunities in the many interface points in which government agencies and individuals interact.

The benefits of full-file reporting into the consumer credit reporting systems by "non-traditional" information furnishers such as enery utilities and telecommunications providers.

Amendments to Fair Credit Reporting Act; Possible Impact of Social Security Number use restrictions on consumer credit reporting quality and accuracy; Possible impact of data security breach legislation on consumer credit reporting system; credit scoring and credit score disclosure

HR 5633--Non-Discriminatory Use of Consumer Reports and Consumer Information Act of 2008; and HR 6062--Personal Lines of Insurance Fairness Act of 2008--restricting use of consumer reports in personal lines of insurance

HR 5633--Non-Discriminatory Use of Consumer Reports and Consumer Information Act of 2008; and HR 6062--Personal Lines of Insurance Fairness Act of 2008--restricting use of consumer reports in personal lines of insurance

HR 2885--Credit File Monitoring Clarification Act--provisions protecting continued access to credit file monitoring services

HR 4791--Federal Agency Data Protection Act, sections 8 and 9 dealing with "data brokers"

HR 5633--Non-Discriminatory Use of Consumer Reports and Consumer Information Act of 2008--provisions restricting use of information in consumer reports for insurance underwriting

HR 2885--Credit File Monitoring Clarification Act--provisions protecting continued access to credit file monitoring services;

HR 5633--Non-Discriminatory Use of Consumer Reports and Consumer Information Act of 2008--provisions restricting use of information in consumer reports for insurance underwriting

HR 2885--Credit File Monitoring Clarification Act--provisions protecting continued access to credit file monitoring services;

HR 4791--Federal Agency Data Protection Act, sections 8 and 9 dealing with "data brokers"

Fair Credit Reporting Act; Credit Repair Organizations Act; Information Security; Security Breach Notification; Social Security Number Uses & Disclosure

Fair Credit Reporting Act; Restrictions on Use of Social Security Number; Credit Repair Organizations Act

Fair Credit Reporting Act; Restrictions on Use of Social Security Number; Credit Repair Organizations Act

Fair Credit Reporting Act; Credit Repair Organizations Act; Information Security; Security Breach Notification; Social Security Number Uses & Disclosure

Credit Repair Organizations Act; Fair Credit Reporting Act; Personal Information Security Breach Notification; Data Broker Regulation; Credit File Freezing; Social Security Number Use & Disclosure

Fair Credit Reporting Act; FACT Act; Personal Information Security Breach Notification; Data Broker Regulation; Social Security Number Use and Disclosure; Credit Repair Organizations Act; Credit File Freezing

Fair Credit Reporting Act; FACT Act; Personal Information Security Breach Notification; Data Broker Regulation; Social Security Number Use and Disclosure; Credit Repair Organizations Act; Credit File Freezing

Credit Repair Organizations Act, Fair Credit Reporting Act, FACT Act implementation, Security Breach Notifications, Information Broker Regulation, Credit File Freezing, Social Security Number Use & Disclosure; privacy provisions of Energy Bill

Credit Repair Organizations Act; Fair Credit Reporting Act; FACT Act Implementation; Security Breach Notifications; Information Broker Regulation; Credit File Security Freezing; Social Security Number Use and Disclosure

Fair Credit Reporting Act; Fair and Accurate Credit Transactions Act

FACT Act, Fair Credit Reporting Act, Credit Repair Organizations Act