Keeping IDs Safe Act of 2011

See page 5 for specific lobbying issues. H.R. 2 - Repealing the Job-Killing Health Care Law Act H.R. 5/S. 218/S.1099 - Help Efficient, Accessible, Low-cost, Timely Healthcare (HEALTH) Act of 2011 H.R. 8 American Taxpayer Relief Act of 2012 H.R. 157 - Health Care Safety Net Enhancement Act of 2011 H.R. 451 - Healthcare Truth and Transparency Act of 2011 H.R. 452 - Medicare Decisions Accountability Act of 2011 H.R.1172 - Medicare Lung Cancer Early Detection Promotion Act of 2011 H.R. 1256 - Medicare Physician Payment Transparency and Assessment Act of 2011 H.R. 3475 - Keeping IDs Safe Act - Provisions related to Pediatric Subspecialty Loan Repayment Program H.R. 3630/3743/3765 - Temporary Payroll Tax Cut Continuation Act of 2011 - Provisions related to Medicare physician payment only H.Res. 9 - Instructing certain committees to report legislation replacing the job-killing health care law H.J. Res. 48 - Additional Continuing Appropriations Amendments, 2011 S. 668 - Health Care Bureaucrats Elimination Act S. 756 Medicare Data Access for Transparency and Accountability Act Health care reform, health care quality improvement; physician workforce; comparative effectiveness research; health information technology; HIT Meaningful Use; Sustainable Growth Rate; Independent Payment Advisory Board; accountable care organizations; resident work hours; Patient Centered Outcomes Research Institute; Center for Medicare and Medicaid Innovation; MEDCAC; Coverage with Evidence Development

Client expense: $170,000 · Firm income: Not reported

Government targets: Agency for Healthcare Research & Quality (AHRQ), Centers For Medicare and Medicaid Services (CMS), Food & Drug Administration (FDA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Medicare Payment Advisory Commission (MedPAC), Office of Management & Budget (OMB), SENATE

Monitor implementation of Dodd-Frank Wall Street Reform and Consumer Protection Act. H.R. 2086 - Medical Debt Responsibility Act of 2011. S.2149 - Medical Debt Responsibility Act of 2012. Outreach on credit reporting oversight and data and cybersecurity issues. S.1534 - Identity Theft and Tax Fraud Prevention Act. H.R.3215 - Identity Theft and Tax Fraud Prevention Act. H.R.3475 - Keeping ID's Safe Act of 2011.

Client expense: Not reported · Firm income: $30,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 1112 - National Association of Registered Agents and Brokers Reform Act of 2011; entire bill H.R. 1173 - Fiscal Responsibility and Retirement Security Act of 2011; provisions relating to the CLASS Act H.R. 3475 - Keeping IDs Safe Act of 2011; entire bill H.R. 3559 Insurance Data Protection Act; entire bill Disparate impact rulemaking and potential implications for homeowners insurance underwriting TRIA extension and application to different lines of insurance coverage and workers compensation

Client expense: $380,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 3475, Keeping IDs Safe Act of 2011

Client expense: Not reported · Firm income: $50,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR 2577, Secure and Fortify Electronic Data Act, all provisions. HR 3475, Keeping IDs Safe Act, all provisions. S 21, Cybersecurity and American Cyber Competitiveness Act, all provisions. S 1151, Personal Data Privacy and Security Act, all provisions. S 1207, Data Security and Breach Notification Act, all provisions. S 1534, Identity Theft and Tax Fraud Act, all provisions. S 2105, Cybersecurity Act of 2012, all provisions. S 2151, SECURENET, all provisions. S 3333, Data Security and Breach Notification Act, all provisions. S 3432, Identity Theft and Tax Fraud Prevention Act, all provisions. HR 3414, Cybersecurity Act of 2012, all provisions. Multi-Stakeholder process on mobile privacy.

Client expense: $360,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, Natl Telecommunications & Information Administration (NTIA), SENATE

HR 677/S 267: LIFETIME INCOME DISCLOSURE ACT; PROVISIONS RELATED TO ANNUITY ILLUSTRATION H.R. 3656 - the Retirement Savings Security Act. Issue: 401(k) plan loans H.R. 4049, AUTOMATIC IRA ACT OF 2012; ALL PROVISIONS. S. 3230, Long Term Care Insurance Integrity Act of 2012, Issue: Consumer protections for Long-term Care. HR 1534: SMALL BUSINESSES ADD VALUE FOR EMPLOYEES (SAVE) ACT OF 2011; PROVISIONS RELATED TO VOLUNTARY AUTO-INDIVIDUAL RETIREMENT ACCOUNTS (IRA) HR 5025: TO AMEND THE PUBLIC HEALTH SERVICE ACT AND THE SOCIAL SECURITY ACT TO EXTEND HEALTH INFORMATION TECHNOLOGY ASSISTANCE ELIGIBILITY TO BEHAVIORAL HEALTH, MENTAL HEALTH, AND SUBSTANCE ABUSE PROFESSIONALS AND FACILITIES, AND FOR OTHER PURPOSES; PROVISIONS RELATED TO THE EXTENSION OF HEALTH INFORMATION TECHNOLOGY ACCOUNTING REQUIREMENTS TO LONG-TERM CARE INSURERS S 1121: SAVINGS ENHANCEMENT BY ALLEVIATING LEAKAGE IN 401(K) SAVINGS ACT OF 2011; PROVISIONS RELATED TO LIMITS BORROWING FROM 401(K) PLANS S 1557: AUTOMATIC IRA ACT OF 2011; Provisions related to voluntary IRAs and multi-employer plans P.L. 110-233 (111th CONGRESS): GENETIC INFORMATION NONDISCRIMINATION ACT OF 2008; PROVISIONS RELATED TO UNDERWRITING RESTRICTIONS ON LONG-TERM CARE INSURANCE H. CON.RES. 101: EXPRESSING THE SENSE OF THE CONGRESS IN SUPPORT OF THE CURRENT SYSTEM OF RETIREMENT SAVINGS TAX INCENTIVES; ALL PROVISIONS. H.R. 4050, RETIREMENT PLAN SIMPLIFICATION AND ENHANCEMENT ACT OF 2012; PROVISIONS RELATED TO MULTIPLE EMPLOYER PLANES, E-DELIVERY, AND ANNUITY REFORMS. H.R. 5025 - the HITECH Extension for Behavioral Health Services Act of 2010Issue: extends health information technology accounting requirements to long-term care insurers. S. 1534 and H.R. 3215 Identity Theft and Tax Fraud Prevention Act: Issue: restriction to DMF data. H.R. 3475 Keeping IDs Safe Act. Issue: restriction to DMF data. H.R. 3482 Tax Crimes and Identity Theft Prevention Act. Issue: restriction to DMF data. H.R. 2309, the Postal Reform Act of 2011, Issue: USPS sale of financial products. S.1789, the 21st Century Postal Service Act of 2012. Issue: USPS sale of financial services products H.R. 5, the HEALTH Act of 2011. Issue: McCarran Ferguson H.R. 6005, The Long Term Care and Retirement Security Act of 2012, Issue: Long-term care insurance allowed to be offered as part of cafeteria plans H.R. 493- Genetic Information Non-Discrimination Act of 2008. Underwriting restrictions on long-term care insurance. H.R. 677/S. 267- The Lifetime Income Disclosures Acts. Issue: Annuity Illustration. H.R. 3656- the Retirement Savings Security Act. Issue: 401(k) plan loans. S. 3226- Americans Giving Care to Elders Act of 2012. Issue: Caregivers Credit. S. 3229- Long-Term Care Insurance Consumer Right to Know Act for 2012. Issue: Third party review of long-term care insurance claims. S. 3230- Long Term Care Insurance Integrity Act of 2012. Consumer protections for Long-term Care. S. 3432 Identity Theft and Tax Fraud Prevention Act. Creation of Death master file. H.R. 6300: Medicaid Long-Term Care Reform Act of 2012. Provisiosn related to Long-term care. HR 8, the Affordable Taxpayers Relief Act of 2012 provisions related to Roth conversion.

Client expense: $570,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Proposals responding to the effect of the stock market decline on retirement savings accounts. Proposals to expand retirement coverage, including proposals to mandate payroll deduction IRAs (not yet in legislative form) Proposals regarding annuitization of assets from defined contribution plans (not yet in legislative form) S 267; HR 677 - "Lifetime Income Disclosure Act" - A lifetime income disclosure shall set forth the annuity equivalent of the total benefits accrued with respect to the participant or beneficiary HR 1534 - "Save Act of 2011" - Reforms Retirement Plan System HR 774- "Senior Investor Protections Act "- To enhance penalties for violations of securities protections that involve targeting seniors Congressional activity surrounding the Department of Labor's proposed regulation to redefine "fiduciary" S. 1020- Savings Act of 2011 Savings Enhancement by alleviating leakage in 401(k) Savings Act of 2011 alleviates leakage in 401(k) plans HR 3561- Small Business Promotion Act - technical corrections and improvements to pension system H. Con. Res. 101 - "Concurrent resolution expressing the sense of the Congress that our current tax incentives for retirement savings provide important benefits to Americans to help plan for a financially secure retirement" - Expresses sense of the Congress regarding tax incentives for retirement savings HR 4049 - "Automatic IRA Act of 2012" - regarding automatic IRA arrangements S. 1557 - "Automatic IRA Act of 2011" - regarding automatic IRA arrangements HR 4050 - "Retirement Plan Simplification and Enhancement Act of 2012" - To simplify and enhance qualified retirement plans HR 4348 - "The Surface Transportation Act of 2012"- defined benefit funding relief, transfers of excess pension funding assets S 2123 - "Highway Investment Job Creation & Economic Growth Act of 2012" would stretch IRA provision S 1534 - "Identity Theft & taax Fraud Prevention Act" Death master file limitations HR 3475 - "Keeping ID's Safe Act of 2011" Death master file limitations S 1121 -"Savings Enhancement by Alleviating Leakage in 401(k) Savings Act" - limits borrowng from 401(k) plans-credit insurance HR 3656 -"The Retirement Savings Security Act" - 401(k) plan loans HR 2827/S. 3620 - "Municipal Advisor Regulation" - investment advice regulation HR 6472 -"Saving for American Families Future Act of 2012" - saver's credit expansion HR 2656 - "Pensions Technical Modifications Act" - DB pensions S. Con. Res. 62 - "Concurrent resolution expressing the sense of the Congress that our current tax incentives for retirement savings provide important benefits to Americans to help plan for a financially secure retirement" - Expresses sense of the Congress regarding tax incentives for retirement savings

Client expense: $1,340,000 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Labor, Dept of (DOL), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office, U.S. Postal Service (USPS)

See attachment. RET Fourth Quarter Report 2012 H.R. 5, the HEALTH Act of 2011. Issue: McCarran Ferguson H.R. 493 Genetic Information Non-Discrimination Act of 2008. Issue: Underwriting restrictions on long-term care insurance. H.R. 677/S. 267 The Lifetime Income Disclosure Acts. Issue: Annuity Illustration. H.R. 1534 Small Business Add Value for Employees Act of 2011. Issue: voluntary auto-IRAs. H.R. 2309, the Postal Reform Act of 2011, Issue: USPS sale of financial products. H.R. 3475 Keeping IDs Safe Act. Issue: restriction to DMF data. H.R. 3482 Tax Crimes and Identity Theft Prevention Act. Issue: restriction to DMF data. H.R. 3656 - the Retirement Savings Security Act. Issue: 401(k) plan loans H.R. 4049 Automatic IRA Act. Issue: mandatory auto-IRAs H.R. 4050 Retirement Plan Simplification and Enhancement Act. Issue: strengthen multiple employer plans, improve the administration of J&S annuity rules, and other annuity improvements. H.R. 6005, The Long Term Care and Retirement Security Act of 2012, Issue: Long-term care insurance allowed to be offered as part of cafeteria plans H.R. 6300: Medicaid Long-Term Care Reform Act of 2012. Issue: Long-term care. S. 1121 Savings Enhancement by Alleviating Leakage in 401(k) Savings Act. Issue: Limits borrowing from 401(k) plans. S. 1557, the Automatic IRA Act of 2011. Issue: voluntary IRAs and Multiple Employer Plans. S. 1534 and H.R. 3215 Identity Theft and Tax Fraud Prevention Act: Issue: restriction to DMF data. S. Con. Res. 62/ H.Con.Res.101: Resolution on Retirement Savings Incentives. S. 1789, the 21st Century Postal Service Act of 2012. Issue: USPS sale of financial services products S. 3432 Identity Theft and Tax Fraud Prevention Act. Issue: Death master file.

Client expense: $920,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 493 - Genetic Information Non-Discrimination Act of 2008. Issue: Underwriting restrictions on long-term care insurance. H.R. 677/S. 267 - The Lifetime Income Disclosure Acts. Issue: Annuity Illustration. H.R. 1534 Small Business Add Value for Employees Act of 2011. Issue: voluntary auto-IRAs. S. 1121 Savings Enhancement by Alleviating Leakage in 401(k) Savings Act. Issue: Limits borrowing from 401(k) plans. S. 1557, the Automatic IRA Act of 2011. Issue: voluntary IRAs and Multiple Employer Plans. S. 1534 and H.R. 3215 Identity Theft and Tax Fraud Prevention Act: Issue: restriction to DMF data. H.R. 3475 Keeping IDs Safe Act. Issue: restriction to DMF data. H.R. 3482 Tax Crimes and Identity Theft Prevention Act. Issue: restriction to DMF data. H.R. 4049 Automatic IRA Act. Issue: mandatory auto-IRAs H.R. 4050 Retirement Plan Simplification and Enhancement Act. Issue: strengthen multiple employer plans, improve the administration of J&S annuity rules, and other annuity improvements. S. Con. Res. 62/ H.Con.Res.101: Resolution on Retirement Savings Incentives. H.R. 3656 - the Retirement Savings Security Act. Issue: 401(k) plan loans H.R. 2309, the Postal Reform Act of 2011, Issue: USPS sale of financial products. S.1789, the 21st Century Postal Service Act of 2012. Issue: USPS sale of financial services products H.R. 5, the HEALTH Act of 2011. Issue: McCarran Ferguson H.R. 6005, The Long Term Care and Retirement Security Act of 2012, Issue: Long-term care insurance allowed to be offered as part of cafeteria plans S. 3432 Identity Theft and Tax Fraud Prevention Act. Issue: Death master file. H.R.6300: Medicaid Long-Term Care Reform Act of 2012. Issue: Long-term care.

Client expense: $1,063,984 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S. 21 - Cyber Security and American Cyber Competitiveness Act of 2011 S.1151 - Personal Data Privacy and Security Act of 2011 S. 1207 - Data Security and Breach Notifiction Act of 2011 S. 2105 - Cyber Security Act of 2012 H.R. 2577 - SAFE Data Act S. 3333 - Data Security and Breach Notification Act of 2012 H.R. 3475 Keeping IDs Safe Act S. 3432 Identity Theft and Tax Fraud Prevention Act Labor HHS Appropriations Commerce Justice Appropriations

Client expense: Not reported · Firm income: $20,000

Government targets: Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, SENATE

S. 21 - Cyber Security and American Cyber Competitiveness Act of 2011 S.1151 - Personal Data Privacy and Security Act of 2011 S. 1207 - Data Security and Breach Notifiction Act of 2011 S. 2105 - Cyber Security Act of 2012 H.R. 2577 - SAFE Data Act S. 3333 - Data Security and Breach Notification Act of 2012 H.R. 3475 - Keeping IDs Safe Act S. 3432 - Identity Theft and Tax Fraud Prevention Act Labor HHS Appropriations Commerce Justice Appropriations

Client expense: Not reported · Firm income: $20,000

Government targets: Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, SENATE

S. 799 - Commercial Privacy Bill of Rights Act 2011 - a bill to establish a regulatory framework for the comprehensive protection of personal data for individuals under the aegis of the Federal Trade Commission, and for other purposes. Provisions relating to comprehensive protection of personal data for individuals. *Issues as it relates to consumer reporting. *For line 17 - CFPB is not on the List of Agencies for this report. H.R.1528 - Consumer Privacy Protection Act - a bill to protect and enhance consumer privacy, and for other purposes. - Provisions relating to consumer privacy and protection. H.R. 1509 - Medicare Identity Theft Prevention Act of 2011- a bill to amend title II of the Social Secirity Act to prohibit the inclusion of Social Security account numbers on Medicare cards; to the Committee on Ways and Means. Provisions relating to consumer protection. Monitor implementation of Dodd-Frank wall Street Reform and Consumer Protection Act. H.R. 3421- The Medical Debt Relief Act - Provisions relating to data security and cybersecurity . S. 1534 - Identity Theft and Tax Fraud Prevention Act - a bill to prevent identity theft and tax fraud- Provisions relating to use of the Death Master File. H.R. 3215 - Identity Theft and Tax Fraud Prevention Act - a bill to prevent identity theft and tax fraud - Provisions relating to the use of the Death Master File. H.R. 3475 - Keeping ID's Safe Act of 2011 - Provisions relating to th use of the Death Master File. A bill to protect information received by the Commissioner of Social Security related to deceased individuals. Provisions relating to the use of the Death Master File.

Client expense: $240,000 · Firm income: Not reported

Government targets: Equal Employment Opportunity Commission (EEOC), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

See page 3 for specific lobbying issues H.R. 2 - Repealing the Job-Killing Health Care Law Act H.R. 5/S. 218/S.1099 - Help Efficient, Accessible, Low-cost, Timely Healthcare (HEALTH) Act of 2011 H.R. 157 - Health Care Safety Net Enhancement Act of 2011 H.R. 451 - Healthcare Truth and Transparency Act of 2011 H.R. 452 - Medicare Decisions Accountability Act of 2011 H.R. 733 - Recalcitrant Cancer Research Act of 2012 H.R.1172 - Medicare Lung Cancer Early Detection Promotion Act of 2011 H.R. 1256 - Medicare Physician Payment Transparency and Assessment Act of 2011 H.R. 1394/S.752 - Lung Cancer Mortality Reduction Act H.R. 2219 - Department of Defense Appropriations Act - Provisions related to funding for Lung Cancer research only H.R. 3475 - Keeping IDs Safe Act - Provisions related to Pediatric Subspecialty Loan Repayment Program H.R. 3526/S. 438 - Heart Disease Education, Analysis, Research, and Treatment for Women (HEART for Women) Act H.R. 3630/3743/3765 - Temporary Payroll Tax Cut Continuation Act of 2011 - Provisions related to Medicare physician payment only H.Res. 9 - Instructing certain committees to report legislation replacing the job-killing health care law H.J. Res. 48 - Additional Continuing Appropriations Amendments, 2011 S. 362 - Pancreatic Cancer Research and Education Act (companion to HR 733) S. 668 - Health Care Bureaucrats Elimination Act S. 756 Medicare Data Access for Transparency and Accountability Act Section 5203 of the Affordable Care Act (P.L. 111-148) - Provisions on Health Care Workforce Loan Repayment Programs S. 1534 - Identify Theft and Tax Fraud Prevention Act - Provisions on Social Security Death Master File Health care reform, health care quality improvement; physician workforce; comparative effectiveness research; health information technology; HIT Meaningful Use; Sustainable Growth Rate; Independent Payment Advisory Board; accountable care organizations; resident work hours; Patient Centered Outcomes Research Institute; Center for Medicare and Medicaid Innovation; MEDCAC; Joint Select Committee on Deficit Reduction; Social Security Death Master File; Coverage with Evidence Development; ICD-10 Implementation; health care-associated infections; Physician Payment Sunshine Act; Physician Fee Schedule; Inpatient Prospective Payment System; Value Based Update (VBU) Proposal; Sequestration

Client expense: $125,000 · Firm income: Not reported

Government targets: Agency for Healthcare Research & Quality (AHRQ), Centers For Medicare and Medicaid Services (CMS), Food & Drug Administration (FDA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Medicare Payment Advisory Commission (MedPAC), Office of Management & Budget (OMB), SENATE

See page 5 for specific lobbying issues. H.R. 2 - Repealing the Job-Killing Health Care Law Act H.R. 5/S. 218/S.1099 - Help Efficient, Accessible, Low-cost, Timely Healthcare (HEALTH) Act of 2011 H.R. 157 - Health Care Safety Net Enhancement Act of 2011 H.R. 451 - Healthcare Truth and Transparency Act of 2011 H.R. 452 - Medicare Decisions Accountability Act of 2011 H.R.1172 - Medicare Lung Cancer Early Detection Promotion Act of 2011 H.R. 1256 - Medicare Physician Payment Transparency and Assessment Act of 2011 H.R. 3475 - Keeping IDs Safe Act - Provisions related to Pediatric Subspecialty Loan Repayment Program H.R. 3630/3743/3765 - Temporary Payroll Tax Cut Continuation Act of 2011 - Provisions related to Medicare physician payment only H.Res. 9 - Instructing certain committees to report legislation replacing the job-killing health care law H.J. Res. 48 - Additional Continuing Appropriations Amendments, 2011 S. 668 - Health Care Bureaucrats Elimination Act S. 756 Medicare Data Access for Transparency and Accountability Act Health care reform, health care quality improvement; physician workforce; comparative effectiveness research; health information technology; HIT Meaningful Use; Sustainable Growth Rate; Independent Payment Advisory Board; accountable care organizations; resident work hours; Patient Centered Outcomes Research Institute; Center for Medicare and Medicaid Innovation; MEDCAC; Coverage with Evidence Development

Client expense: $125,000 · Firm income: Not reported

Government targets: Agency for Healthcare Research & Quality (AHRQ), Centers For Medicare and Medicaid Services (CMS), Food & Drug Administration (FDA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Medicare Payment Advisory Commission (MedPAC), Office of Management & Budget (OMB), SENATE

H.R. 940 & S. 1835 - United States Covered Bond Act of 2011 H.R. 1062 - The Burdensome Data Collection Relief Act H.R. 1573 - To facilitate implementation of title VII of the Dodd-Frank Wall Street Reform and Consumer Protection Act, promote regulatory coordination, and avoid market disruption No Bill - Issues relating to GSE & Housing Finance Reform H.R. 2308 - SEC Regulatory Accountability Act H.R. 2779 - To exempt inter-affiliate swaps from certain regulatory requirements put in place by the Dodd-Frank Wall Street Reform and Consumer Protection Act. H.R. 3475 - Keep IDs Safe Act No Bill - Implementation of Title I, Subtitle CAdditional Board of Governors Authority for Certain Nonbank Financial Companies and Bank Holding Companies of the Dodd-Frank Act No Bill - Implementation of Title I, Subtitle AFinancial Stability Oversight Council of the Dodd-Frank Act No Bill - Implementation of Section 619 of the Dodd-Frank Act - Prohibitions on proprietary trading and certain relationships with hedge funds and private equity funds

Client expense: $2,340,000 · Firm income: Not reported

Government targets: Commodity Futures Trading Commission (CFTC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Labor, Dept of (DOL), Office of Management & Budget (OMB), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, U.S. Trade Representative (USTR)

Monitor implementation of Dodd-Frank Wall Street Reform and Consumer Protection Act. H.R. 2086 - Medical Debt Responsibility Act of 2011. S.2149 - Medical Debt Responsibility Act of 2012. Outreach on data and cybersecurity issues. S.1534 - Identity Theft and Tax Fraud Prevention Act. H.R.3215 - Identity Theft and Tax Fraud Prevention Act. H.R.3475 - Keeping ID's Safe Act of 2011.

Client expense: Not reported · Firm income: $30,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 1026 Flood Insurance Reform Priorities Act of 2011; entire bill H.R. 1112 - National Association of Registered Agents and Brokers Reform Act of 2011; entire bill H.R. 1173 - Fiscal Responsibility and Retirement Security Act of 2011; provisions relating to the CLASS Act H.R. 1309 - Flood Insurance Reform Act of 2011; entire bill H.R. 3475 - Keeping IDs Safe Act of 2011; entire bill H.R. 3559 Insurance Data Protection Act; entire bill H.R. 4348 - Moving Ahead for Progress in the 21st Century Act; provisions relating to extension of the National Flood Insurance Program, student loans, and pension provisions (P.L. 112-141 7/6/2012) S. 1091 COASTAL Act of 2011; entire bill S. 1940 - An original bill to amend the National Flood Insurance Act of 1968, to restore the financial solvency of the flood insurance fund, and for other purposes; entire bill Disparate impact rulemaking and potential implications for homeowners insurance underwriting

Client expense: $360,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 3475

Client expense: $250,000 · Firm income: Not reported

Government targets: Federal Communications Commission (FCC), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Postal Regulatory Commission, SENATE, U.S. Postal Service (USPS), White House Office

S 1534, Identity Theft and Tax Fraud Prevention Act, provisions relating to Death Master file. HR 3475, Keeping IDs Safe Act, all provisions. Tax issues related to tax fraud prevention, identity theft and other waste, fraud and abuse prevention. HR 3432, Identity Theft and Tax Fraud Prevention Act, provisions relating to Death Master File. Issues related to income tax refund fraud.

Client expense: $310,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, Natl Telecommunications & Information Administration (NTIA), Office of Management & Budget (OMB), SENATE

HR 2577, Secure and Fortify Electronic Data Act, all provisions. HR 3475, Keeping IDs Safe Act, all provisions. S 21, Cybersecurity and American Cyber Competitiveness Act, all provisions. S 1151, Personal Data Privacy and Security Act, all provisions. S 1207, Data Security and Breach Notification Act, all provisions. S 1534, Identity Theft and Tax Fraud Act, all provisions. S 2105, Cybersecurity Act of 2012, all provisions. S 2151, SECURENET, all provisions. S 3333, Data Security and Breach Notification Act, all provisions. HR 3414, Cybersecurity Act of 2012, all provisions. Multi-Stakeholder process on mobile privacy.

Client expense: $310,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, Natl Telecommunications & Information Administration (NTIA), Office of Management & Budget (OMB), SENATE

See attachment. RET Third Quarter Report 2012 H.Con.Res.101: Resolution on Retirement Savings Incentives. H.R. 5, the HEALTH Act of 2011. Issue: McCarran Ferguson H.R. 493 Genetic Information Non-Discrimination Act of 2008. Issue: Underwriting restrictions on long-term care insurance. H.R. 677/S. 267 The Lifetime Income Disclosure Acts. Issue: Annuity Illustration. H.R. 1534 Small Business Add Value for Employees Act of 2011. Issue: voluntary auto-IRAs. H.R. 2309, the Postal Reform Act of 2011, Issue: USPS sale of financial products. H.R. 3475 Keeping IDs Safe Act. Issue: restriction to DMF data. H.R. 3482 Tax Crimes and Identity Theft Prevention Act. Issue: restriction to DMF data. H.R. 3656 - the Retirement Savings Security Act. Issue: 401(k) plan loans H.R. 4049 Automatic IRA Act. Issue: mandatory auto-IRAs H.R. 4050 Retirement Plan Simplification and Enhancement Act. Issue: strengthen multiple employer plans, improve the administration of J&S annuity rules, and other annuity improvements. H.R. 5025 - the HITECH Extension for Behavioral Health Services Act of 2010Issue: extends health information technology accounting requirements to long-term care insurers. H.R. 6005, The Long Term Care and Retirement Security Act of 2012, Issue: Long-term care insurance allowed to be offered as part of cafeteria plans H.R.6300: Medicaid Long-Term Care Reform Act of 2012. Issue: Long-term care. S. 1121 Savings Enhancement by Alleviating Leakage in 401(k) Savings Act. Issue: Limits borrowing from 401(k) plans. S. 1534 and H.R. 3215 Identity Theft and Tax Fraud Prevention Act: Issue: restriction to DMF data. S. 1557, the Automatic IRA Act of 2011. Issue: voluntary IRAs and Multiple Employer Plans. S. 1789, the 21st Century Postal Service Act of 2012. Issue: USPS sale of financial services products S. 3226, Americans Giving Care to Elders Act of 2012, Issue: Caregivers Credit S. 3229, Long-term care Insurance Consumer Right to Know Act of 2012, Issue: third party review of long-term care insurance claims S. 3230, Long Term Care Insurance Integrity Act of 2012, Issue: Consumer protections for Long-term Care. S. 3432 Identity Theft and Tax Fraud Prevention Act. Issue: Death master file.

Client expense: $1,160,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR 677/S 267: LIFETIME INCOME DISCLOSURE ACT; PROVISIONS RELATED TO ANNUITY ILLUSTRATION H.R. 3656 - the Retirement Savings Security Act. Issue: 401(k) plan loans H.R. 4049, AUTOMATIC IRA ACT OF 2012; ALL PROVISIONS. S. 3230, Long Term Care Insurance Integrity Act of 2012, Issue: Consumer protections for Long-term Care. HR 1534: SMALL BUSINESSES ADD VALUE FOR EMPLOYEES (SAVE) ACT OF 2011; PROVISIONS RELATED TO VOLUNTARY AUTO-INDIVIDUAL RETIREMENT ACCOUNTS (IRA) HR 5025: TO AMEND THE PUBLIC HEALTH SERVICE ACT AND THE SOCIAL SECURITY ACT TO EXTEND HEALTH INFORMATION TECHNOLOGY ASSISTANCE ELIGIBILITY TO BEHAVIORAL HEALTH, MENTAL HEALTH, AND SUBSTANCE ABUSE PROFESSIONALS AND FACILITIES, AND FOR OTHER PURPOSES; PROVISIONS RELATED TO THE EXTENSION OF HEALTH INFORMATION TECHNOLOGY ACCOUNTING REQUIREMENTS TO LONG-TERM CARE INSURERS S 1121: SAVINGS ENHANCEMENT BY ALLEVIATING LEAKAGE IN 401(K) SAVINGS ACT OF 2011; PROVISIONS RELATED TO LIMITS BORROWING FROM 401(K) PLANS S 1557: AUTOMATIC IRA ACT OF 2011; Provisions related to voluntary IRAs and multi-employer plans P.L. 110-233 (111th CONGRESS): GENETIC INFORMATION NONDISCRIMINATION ACT OF 2008; PROVISIONS RELATED TO UNDERWRITING RESTRICTIONS ON LONG-TERM CARE INSURANCE H. CON.RES. 101: EXPRESSING THE SENSE OF THE CONGRESS IN SUPPORT OF THE CURRENT SYSTEM OF RETIREMENT SAVINGS TAX INCENTIVES; ALL PROVISIONS. H.R. 4050, RETIREMENT PLAN SIMPLIFICATION AND ENHANCEMENT ACT OF 2012; PROVISIONS RELATED TO MULTIPLE EMPLOYER PLANES, E-DELIVERY, AND ANNUITY REFORMS. H.R. 5025 - the HITECH Extension for Behavioral Health Services Act of 2010Issue: extends health information technology accounting requirements to long-term care insurers. S. 1534 and H.R. 3215 Identity Theft and Tax Fraud Prevention Act: Issue: restriction to DMF data. H.R. 3475 Keeping IDs Safe Act. Issue: restriction to DMF data. H.R. 3482 Tax Crimes and Identity Theft Prevention Act. Issue: restriction to DMF data. H.R. 2309, the Postal Reform Act of 2011, Issue: USPS sale of financial products. S.1789, the 21st Century Postal Service Act of 2012. Issue: USPS sale of financial services products H.R. 5, the HEALTH Act of 2011. Issue: McCarran Ferguson H.R. 6005, The Long Term Care and Retirement Security Act of 2012, Issue: Long-term care insurance allowed to be offered as part of cafeteria plans H.R. 493- Genetic Information Non-Discrimination Act of 2008. Underwriting restrictions on long-term care insurance. H.R. 677/S. 267- The Lifetime Income Disclosures Acts. Issue: Annuity Illustration. H.R. 3656- the Retirement Savings Security Act. Issue: 401(k) plan loans. S. 3226- Americans Giving Care to Elders Act of 2012. Issue: Caregivers Credit. S. 3229- Long-Term Care Insurance Consumer Right to Know Act for 2012. Issue: Third party review of long-term care insurance claims. S. 3230- Long Term Care Insurance Integrity Act of 2012. Consumer protections for Long-term Care. S. 3432 Identity Theft and Tax Fraud Prevention Act. Creation of Death master file. H.R. 6300: Medicaid Long-Term Care Reform Act of 2012. Provisiosn related to Long-term care.

Client expense: $960,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act relating to data brokers. H.R. 1121, Responsible Consumer Financial Protection Regulations Act of 2011, provisions relating to data brokers. S. 1151, Personal Data Privacy and Security Act of 2011, provisions relating to data security. S. 1434, Data Security Act of 2011, provisions relating to data security. H.R. 2577, SAFE Data Act, provisions relating to data security. H.R. 4014, provisions relating to the confidentiality of information provided to the Consumer Financial Protection Bureau. H.R. 3475, Keeping IDs Safe Act of 2011, provisions relating to access to the Social Security Administration master death file. Issues related to cyber-security generally.

Client expense: Not reported · Firm income: $24,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Proposals responding to the effect of the stock market decline on retirement savings accounts. Proposals to expand retirement coverage, including proposals to mandate payroll deduction IRAs (not yet in legislative form) Proposals regarding annuitization of assets from defined contribution plans (not yet in legislative form) S 267; HR 677 - "Lifetime Income Disclosure Act" - A lifetime income disclosure shall set forth the annuity equivalent of the total benefits accrued with respect to the participant or beneficiary HR 1534 - "Save Act of 2011" - Reforms Retirement Plan System HR 774- "Senior Investor Protections Act "- To enhance penalties for violations of securities protections that involve targeting seniors Congressional activity surrounding the Department of Labor's proposed regulation to redefine "fiduciary" S. 1020- Savings Act of 2011 Savings Enhancement by alleviating leakage in 401(k) Savings Act of 2011 alleviates leakage in 401(k) plans HR 3561- Small Business Promotion Act - technical corrections and improvements to pension system H. Con. Res. 101 - "Concurrent resolution expressing the sense of the Congress that our current tax incentives for retirement savings provide important benefits to Americans to help plan for a financially secure retirement" - Expresses sense of the Congress regarding tax incentives for retirement savings HR 4049 - "Automatic IRA Act of 2012" - regarding automatic IRA arrangements S. 1557 - "Automatic IRA Act of 2011" - regarding automatic IRA arrangements HR 4050 - "Retirement Plan Simplification and Enhancement Act of 2012" - To simplify and enhance qualified retirement plans HR 4348 - "The Surface Transportation Act of 2012"- defined benefit funding relief, transfers of excess pension funding assets S 2123 - "Highway Investment Job Creation & Economic Growth Act of 2012" would stretch IRA provision S 1534 - "Identity Theft & taax Fraud Prevention Act" Death master file limitations HR 3475 - "Keeping ID's Safe Act of 2011" Death master file limitations S 1121 -"Savings Enhancement by Alleviating Leakage in 401(k) Savings Act" - limits borrowng from 401(k) plans-credit insurance HR 3656 -"The Retirement Savings Security Act" - 401(k) plan loans HR 2827/S. 3620 - "Municipal Advisor Regulation" - investment advice regulation HR 6472 -"Saving for American Families Future Act of 2012" - saver's credit expansion HR 2656 - "Pensions Technical Modifications Act" - DB pensions

Client expense: $780,000 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Labor, Dept of (DOL), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office, U.S. Postal Service (USPS)

H.R. 3475, Keeping IDs Safe Act of 2011

Client expense: Not reported · Firm income: $50,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 493 Genetic Information Non-Discrimination Act of 2008. Issue: Underwriting restrictions on long-term care insurance. H.R. 677/S. 267 The Lifetime Income Disclosure Acts. Issue: Annuity Illustration. H.R. 1534 Small Business Add Value for Employees Act of 2011. Issue: voluntary auto-IRAs. S. 1121 Savings Enhancement by Alleviating Leakage in 401(k) Savings Act. Issue: Limits borrowing from 401(k) plans. H.R. 5025 - the HITECH Extension for Behavioral Health Services Act of 2010Issue: extends health information technology accounting requirements to long-term care insurers. S. 1557, the Automatic IRA Act of 2011. Issue: voluntary IRAs and Multiple Employer Plans. S. 1534 and H.R. 3215 Identity Theft and Tax Fraud Prevention Act: Issue: restriction to DMF data. H.R. 3475 Keeping IDs Safe Act. Issue: restriction to DMF data. H.R. 3482 Tax Crimes and Identity Theft Prevention Act. Issue: restriction to DMF data. H.R. 4049 Automatic IRA Act. Issue: mandatory auto-IRAs H.R. 4050 Retirement Plan Simplification and Enhancement Act. Issue: strengthen multiple employer plans, improve the administration of J&S annuity rules, and other annuity improvements. H.Con.Res.101: Resolution on Retirement Savings Incentives. H.R. 3656 - the Retirement Savings Security Act. Issue: 401(k) plan loans H.R. 2309, the Postal Reform Act of 2011, Issue: USPS sale of financial products. S.1789, the 21st Century Postal Service Act of 2012. Issue: USPS sale of financial services products H.R. 5, the HEALTH Act of 2011. Issue: McCarran Ferguson H.R. 6005, The Long Term Care and Retirement Security Act of 2012, Issue: Long-term care insurance allowed to be offered as part of cafeteria plans S. 3226, Americans Giving Care to Elders Act of 2012, Issue: Caregivers Credit S. 3229, Long-term care Insurance Consumer Right to Know Act of 2012, Issue: third party review of long-term care insurance claims S. 3230, Long Term Care Insurance Integrity Act of 2012, Issue: Consumer protections for Long-term Care. S. 3432 Identity Theft and Tax Fraud Prevention Act. Issue: Death master file. H.R.6300: Medicaid Long-Term Care Reform Act of 2012. Issue: Long-term care.

Client expense: $1,680,500 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Preserve access by consumer reporting agencies to Social Security Administration's Death Master File for fraud prevention and identity authentication: HR 3475, S 1534, HR 3482.

Client expense: $40,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES

RS Governmental plans compliance initiative; IRS Normal Retirement Age regulations (HR3561); IRS Revenue Ruling 2006-43; IRS ANPRM on the definition of a governmental plan; funding of governmental plans; general pension plan reform; Public Employee Pension Transparency Act (HR 567; S 347); governmental plan accounting and disclosure; disclosure of state death records, Electronic Death Registration system, and amendment to Social Security Act Section 205(t) (HR 3475)

Client expense: Not reported · Firm income: $40,000

Government targets: Commodity Futures Trading Commission (CFTC), HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), SENATE, Securities & Exchange Commission (SEC), Social Security Administration (SSA), Treasury, Dept of

IRS Governmental plans compliance initiative; IRS Normal Retirement Age regulations (HR3561); IRS Revenue Ruling 2006-43; IRS ANPRM on the definition of a governmental plan; funding of governmental plans; general pension plan reform; Public Employee Pension Transparency Act (HR 567; S 347); governmental plan accounting and disclosure; disclosure of state death records, Electronic Death Registration system, and amendment to Social Security Act Section 205(t) (HR 3475)

Client expense: Not reported · Firm income: $40,000

Government targets: Commodity Futures Trading Commission (CFTC), HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), SENATE, Securities & Exchange Commission (SEC), Social Security Administration (SSA), Treasury, Dept of

H.R. 1026 Flood Insurance Reform Priorities Act of 2011; entire bill H.R. 1112 - National Association of Registered Agents and Brokers Reform Act of 2011; entire bill H.R. 1173 - Fiscal Responsibility and Retirement Security Act of 2011; provisions relating to the CLASS Act H.R. 1309 - Flood Insurance Reform Act of 2011; entire bill H.R. 3475 - Keeping IDs Safe Act of 2011; entire bill H.R. 3559 Insurance Data Protection Act; entire bill H.R. 4348 - Moving Ahead for Progress in the 21st Century Act; provisions relating to extension of the National Flood Insurance Program, student loans, and pension provisions S. 1091 COASTAL Act of 2011; entire bill S. 1940 - An original bill to amend the National Flood Insurance Act of 1968, to restore the financial solvency of the flood insurance fund, and for other purposes; entire bill Disparate impact rulemaking and potential implications for homeowners' insurance underwriting

Client expense: $310,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S. 799 - Commercial Privacy Bill of Rights Act 2011 - a bill to establish a regulatory framework for the comprehensive protection of personal data for individuals under the aegis of the Federal Trade Commission, and for other purposes. Provisions relating to comprehensive protection of personal data for individuals. *Issues as it relates to consumer reporting. *For line 17 - CFPB is not on the List of Agencies for this report. H.R.1528 - Consumer Privacy Protection Act - a bill to protect and enhance consumer privacy, and for other purposes. - Provisions relating to consumer privacy and protection. H.R. 1509 - Medicare Identity Theft Prevention Act of 2011- a bill to amend title II of the Social Secirity Act to prohibit the inclusion of Social Security account numbers on Medicare cards; to the Committee on Ways and Means. Provisions relating to consumer protection. Monitor implementation of Dodd-Frank wall Street Reform and Consumer Protection Act. H.R. 3421- The Medical Debt Relief Act - Provisions relating to data security and cybersecurity . S. 1534 - Identity Theft and Tax Fraud Prevention Act - a bill to prevent identity theft and tax fraud- Provisions relating to use of the Death Master File. H.R. 3215 - Identity Theft and Tax Fraud Prevention Act - a bill to prevent identity theft and tax fraud - Provisions relating to the use of the Death Master File. H.R. 3475 - Keeping ID's Safe Act of 2011 - Provisions relating to th use of the Death Master File. A bill to protect information received by the Commissioner of Social Security related to deceased individuals. Provisions relating to the use of the Death Master File.

Client expense: $270,000 · Firm income: Not reported

Government targets: Equal Employment Opportunity Commission (EEOC), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

See page 5 for specific lobbying issues. H.R. 2 - Repealing the Job-Killing Health Care Law Act H.R. 5/S. 218/S.1099 - Help Efficient, Accessible, Low-cost, Timely Healthcare (HEALTH) Act of 2011 H.R. 157 - Health Care Safety Net Enhancement Act of 2011 H.R. 451 - Healthcare Truth and Transparency Act of 2011 H.R. 452 - Medicare Decisions Accountability Act of 2011 H.R.1172 - Medicare Lung Cancer Early Detection Promotion Act of 2011 H.R. 1256 - Medicare Physician Payment Transparency and Assessment Act of 2011 H.R. 3475 - Keeping IDs Safe Act - Provisions related to Pediatric Subspecialty Loan Repayment Program H.R. 3630/3743/3765 - Temporary Payroll Tax Cut Continuation Act of 2011 - Provisions related to Medicare physician payment only H.Res. 9 - Instructing certain committees to report legislation replacing the job-killing health care law H.J. Res. 48 - Additional Continuing Appropriations Amendments, 2011 S. 668 - Health Care Bureaucrats Elimination Act S. 756 Medicare Data Access for Transparency and Accountability Act Health care reform, health care quality improvement; physician workforce; comparative effectiveness research; health information technology; HIT Meaningful Use; Sustainable Growth Rate; Independent Payment Advisory Board; accountable care organizations; resident work hours; Patient Centered Outcomes Research Institute; Center for Medicare and Medicaid Innovation; MEDCAC; Coverage with Evidence Development

Client expense: $150,000 · Firm income: Not reported

Government targets: Agency for Healthcare Research & Quality (AHRQ), Centers For Medicare and Medicaid Services (CMS), Food & Drug Administration (FDA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Medicare Payment Advisory Commission (MedPAC), Office of Management & Budget (OMB), SENATE

See page 3 for specific lobbying issues H.R. 2 - Repealing the Job-Killing Health Care Law Act H.R. 5/S. 218/S.1099 - Help Efficient, Accessible, Low-cost, Timely Healthcare (HEALTH) Act of 2011 H.R. 157 - Health Care Safety Net Enhancement Act of 2011 H.R. 451 - Healthcare Truth and Transparency Act of 2011 H.R. 452 - Medicare Decisions Accountability Act of 2011 H.R.1172 - Medicare Lung Cancer Early Detection Promotion Act of 2011 H.R. 1256 - Medicare Physician Payment Transparency and Assessment Act of 2011 H.R. 1394/S.752 - Lung Cancer Mortality Reduction Act H.R. 2219 - Department of Defense Appropriations Act - Provisions related to funding for Lung Cancer research only H.R. 3475 - Keeping IDs Safe Act - Provisions related to Pediatric Subspecialty Loan Repayment Program H.R. 3526/S. 438 - Heart Disease Education, Analysis, Research, and Treatment for Women (HEART for Women) Act H.R. 3630/3743/3765 - Temporary Payroll Tax Cut Continuation Act of 2011 - Provisions related to Medicare physician payment only H.Res. 9 - Instructing certain committees to report legislation replacing the job-killing health care law H.J. Res. 48 - Additional Continuing Appropriations Amendments, 2011 S. 668 - Health Care Bureaucrats Elimination Act S. 756 Medicare Data Access for Transparency and Accountability Act Section 5203 of the Affordable Care Act (P.L. 111-148) - Provisions on Health Care Workforce Loan Repayment Programs S. 1534 - Identify Theft and Tax Fraud Prevention Act - Provisions on Social Security Death Master File Health care reform, health care quality improvement; physician workforce; comparative effectiveness research; health information technology; HIT Meaningful Use; Sustainable Growth Rate; Independent Payment Advisory Board; accountable care organizations; resident work hours; Patient Centered Outcomes Research Institute; Center for Medicare and Medicaid Innovation; MEDCAC; Joint Select Committee on Deficit Reduction; Social Security Death Master File; Coverage with Evidence Development; ICD-10 Implementation; health care-associated infections

Client expense: $150,000 · Firm income: Not reported

Government targets: Agency for Healthcare Research & Quality (AHRQ), Centers For Medicare and Medicaid Services (CMS), Food & Drug Administration (FDA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Medicare Payment Advisory Commission (MedPAC), Office of Management & Budget (OMB), SENATE

H.R. 1221 - Equity in Government Compensation Act of 2011 H.R. 1222 - GSE Subsidy Elimination Act of 2011 H.R. 1223 - GSE Credit Risk Equitable Treatment Act of 2011 H.R. 31 - Fannie Mae and Freddie Mac Accountability and Transparency for Taxpayers Act H.R. 1224 - Portfolio Risk Reduction Act of 2011 H.R. 1225 - GSE Debt Issuance Approval Act of 2011 H.R. 1226 - GSE Mission Improvement Act of 2011 H.R. 1227 - GSE Risk and Activities Limitation Act of 2011 H.R. 830 - FHA Refinance Program Termination Act H.R. 836 - Emergency Mortgage Relief Program Termination Act H.R. 839 - The HAMP Termination Act of 2011 H.R. 861 - NSP Termination Act H.R. 940 - United States Covered Bond Act of 2011 H.R. 1062 - The Burdensome Data Collection Relief Act H.R. 1573 - To facilitate implementation of title VII of the Dodd-Frank Wall Street Reform and Consumer Protection Act, promote regulatory coordination, and avoid market disruption H.R. 1528 - Consumer Privacy Protection Act of 2011 S. 693 - GSE Bailout Elimination and Taxpayer Protection Act No Bill - Adjustment to the U.S. Government debt limit No Bill - Issues relating to GSE/Housing Finance Reform H.R. 2308 - SEC Regulatory Accountability Act H.R. 463 - Fannie Mae and Freddie Mac Transparency Act of 2011 H. R. 2439 - Eliminate the GSE Charter During Receivership S. 1835 - U.S Covered Bond Act H.R. 3644 - Private Mortgage Market Investment Act S. 1834 - Residential Mortgage Market Privatization and Standardization Act of 2011 No Bill - Implementation of Section 619 of the Dodd-Frank Act - Prohibitions on proprietary trading and certain relationships with hedge funds and private equity funds. No Bill - Implementation of Title VII; Subtitle A; Part II of the Dodd-Frank Act - Regulation of Swap Markets No Bill - Issues Relating to the Office of National Insurance H.R. 2779 - To exempt inter-affiliate swaps from certain regulatory requirements put in place by the Dodd-Frank Wall Street Reform and Consumer Protection Act. S. 2048 - A Bill to amend the Internal Revenue Code of 1986 to clarify the tax treatment of certain life insurance contract transactions, and for other purposes H.R. 3475 - Keep IDs Safe Act

Client expense: $2,210,000 · Firm income: Not reported

Government targets: Commodity Futures Trading Commission (CFTC), HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), Office of Management & Budget (OMB), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, U.S. Trade Representative (USTR)

Implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act relating to data brokers. H.R. 1121, Responsible Consumer Financial Protection Regulations Act of 2011, provisions related to data brokers. S. 1151, Personal Data Privacy and Security Act of 2011, provisions relating to data security. S. 1434, Data Security Act of 2011, provisions relating to data security. H.R. 2577, SAFE Data Act, provisions related to data security. H.R. 4014, provisions relating to the confidentiality of information provided to the Consumer Financial Protection Bureau. Issues relating to cyber-security generally. H.R. 3475, Keeping IDs Safe Act of 2011, provisions relating to access to the Social Security Administration master death file.

Client expense: Not reported · Firm income: $24,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Proposals responding to the effect of the stock market decline on retirement savings accounts. Proposals to expand retirement coverage, including proposals to mandate payroll deduction IRAs (not yet in legislative form) Proposals regarding annuitization of assets from defined contribution plans (not yet in legislative form) S 267; HR 677 - "Lifetime Income Disclosure Act" - A lifetime income disclosure shall set forth the annuity equivalent of the total benefits accrued with respect to the participant or beneficiary HR 1534 - "Save Act of 2011" - Reforms Retirement Plan System HR 774- "Senior Investor Protections Act "- To enhance penalties for violations of securities protections that involve targeting seniors Congressional activity surrounding the Department of Labor's proposed regulation to redefine "fiduciary" S. 1020- Savings Act of 2011 Savings Enhancement by alleviating leakage in 401(k) Savings Act of 2011 alleviates leakage in 401(k) plans HR 3561- Small Business Promotion Act - technical corrections and improvements to pension system H. Con. Res. 101 - "Concurrent resolution expressing the sense of the Congress that our current tax incentives for retirement savings provide important benefits to Americans to help plan for a financially secure retirement" - Expresses sense of the Congress regarding tax incentives for retirement savings HR 4049 - "Automatic IRA Act of 2012" - regarding automatic IRA arrangements S. 1557 - "Automatic IRA Act of 2011" - regarding automatic IRA arrangements HR 4050 - "Retirement Plan Simplification and Enhancement Act of 2012" - To simplify and enhance qualified retirement plans HR 4348 - "The Surface Transportation Act of 2012"- defined benefit funding relief, transfers of excess pension funding assets S 2123 - "Highway Investment Job Creation & Economic Growth Act of 2012" would stretch IRA provision S 1534 - "Identity Theft & taax Fraud Prevention Act" Death master file limitations HR 3475 - "Keeping ID's Safe Act of 2011" Death master file limitations S 1121 -"Savings Enhancement by Alleviating Leakage in 401(k) Savings Act" - limits borrowng from 401(k) plans-credit insurance HR 3656 -"The Retirement Savings Security Act" - 401(k) plan loans

Client expense: $660,000 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Labor, Dept of (DOL), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office, U.S. Postal Service (USPS)

See attachment. RET First Quarter Report 2012 H.R. 5, the HEALTH Act of 2011. Issue: McCarran Ferguson H.R. 493 Genetic Information Non-Discrimination Act of 2008. Issue: Underwriting restrictions on long-term care insurance. H.R. 677/S. 267 The Lifetime Income Disclosure Acts. Issue: Annuity Illustration. H.R. 1534 Small Business Add Value for Employees Act of 2011. Issue: voluntary auto-IRAs. H.R. 2309 - the Postal Reform Act of 2011, Issue: USPS sale of financial products. H.R. 3475 Keeping IDs Safe Act. Issue: restriction to DMF data. H.R. 3482 Tax Crimes and Identity Theft Prevention Act. Issue: restriction to DMF data. H.R. 3656 - the Retirement Savings Security Act. Issue: 401(k) plan loans H.R. 4049 Automatic IRA Act. Issue: mandatory auto-IRAs H.R. 4050 Retirement Plan Simplification and Enhancement Act. Issue: strengthen multiple employer plans, improve the administration of J&S annuity rules, and other annuity improvements. H.R. 5025 - the HITECH Extension for Behavioral Health Services Act of 2010Issue: extends health information technology accounting requirements to long-term care insurers. H.R. 6005 - The Long Term Care and Retirement Security Act of 2012, Issue: Long-term care insurance allowed to be offered as part of cafeteria plans H.Con.Res.101: Resolution on Retirement Savings Incentives. S. 1121 Savings Enhancement by Alleviating Leakage in 401(k) Savings Act. Issue: Limits borrowing from 401(k) plans. S. 1534 and H.R. 3215 Identity Theft and Tax Fraud Prevention Act: Issue: restriction to DMF data. S. 1557 - the Automatic IRA Act of 2011. Issue: voluntary IRAs and Multiple Employer Plans. S. 1789 - the 21st Century Postal Service Act of 2012. Issue: USPS sale of financial services products S. 3226 - Americans Giving Care to Elders Act of 2012, Issue: Caregivers Credit S. 3229 - Long-term care Insurance Consumer Right to Know Act of 2012, Issue: third party review of long-term care insurance claims S. 3230 - Long Term Care Insurance Integrity Act of 2012, Issue: Consumer protections for Long-term Care.

Client expense: $1,600,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), SENATE

H.R. 493 Genetic Information Non-Discrimination Act of 2008. Issue: Underwriting restrictions on long-term care insurance. H.R. 677/S. 267 The Lifetime Income Disclosure Acts. Issue: Annuity Illustration. H.R. 1534 Small Business Add Value for Employees Act of 2011. Issue: voluntary auto-IRAs. S. 1121 Savings Enhancement by Alleviating Leakage in 401(k) Savings Act. Issue: Limits borrowing from 401(k) plans. H.R. 5025 - the HITECH Extension for Behavioral Health Services Act of 2010. Issue: extends health information technology accounting requirements to long-term care insurers. S. 1557, the Automatic IRA Act of 2011. Issue: voluntary IRAs and Multiple Employer Plans. S. 1534 and H.R. 3215 Identity Theft and Tax Fraud Prevention Act: Issue: restriction to DMF data. H.R. 3475 Keeping IDs Safe Act. Issue: restriction to DMF data. H.R. 3482 Tax Crimes and Identity Theft Prevention Act. Issue: restriction to DMF data. H.R. 4049 Automatic IRA Act. Issue: mandatory auto-IRAs. H.R. 4050 Retirement Plan Simplification and Enhancement Act. Issue: strengthen multiple employer plans, improve the administration of J&S annuity rules, and other annuity improvements. H.Con.Res.101: Resolution on Retirement Savings Incentives. H.R. 3656 - the Retirement Savings Security Act. Issue: 401(k) plan loans. H.R. 2309, the Postal Reform Act of 2011, Issue: USPS sale of financial products. S.1789, the 21st Century Postal Service Act of 2012. Issue: USPS sale of financial services products H.R. 5, the HEALTH Act of 2011. Issue: McCarran Ferguson. H.R. 6005, The Long Term Care and Retirement Security Act of 2012, Issue: Long-term care insurance allowed to be offered as part of cafeteria plans S. 3226, Americans Giving Care to Elders Act of 2012, Issue: Caregivers Credit S. 3229, Long-term care Insurance Consumer Right to Know Act of 2012, Issue: third party review of long-term care insurance claims. S. 3230, Long Term Care Insurance Integrity Act of 2012, Issue: Consumer protections for Long-term Care.

Client expense: $1,529,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR 677/S 267: LIFETIME INCOME DISCLOSURE ACT; PROVISIONS RELATED TO ANNUITY ILLUSTRATION H.R. 3656 - the Retirement Savings Security Act. Issue: 401(k) plan loans H.R. 4049, AUTOMATIC IRA ACT OF 2012; ALL PROVISIONS. S. 3230, Long Term Care Insurance Integrity Act of 2012, Issue: Consumer protections for Long-term Care. HR 1534: SMALL BUSINESSES ADD VALUE FOR EMPLOYEES (SAVE) ACT OF 2011; PROVISIONS RELATED TO VOLUNTARY AUTO-INDIVIDUAL RETIREMENT ACCOUNTS (IRA) HR 5025: TO AMEND THE PUBLIC HEALTH SERVICE ACT AND THE SOCIAL SECURITY ACT TO EXTEND HEALTH INFORMATION TECHNOLOGY ASSISTANCE ELIGIBILITY TO BEHAVIORAL HEALTH, MENTAL HEALTH, AND SUBSTANCE ABUSE PROFESSIONALS AND FACILITIES, AND FOR OTHER PURPOSES; PROVISIONS RELATED TO THE EXTENSION OF HEALTH INFORMATION TECHNOLOGY ACCOUNTING REQUIREMENTS TO LONG-TERM CARE INSURERS S 1121: SAVINGS ENHANCEMENT BY ALLEVIATING LEAKAGE IN 401(K) SAVINGS ACT OF 2011; PROVISIONS RELATED TO LIMITS BORROWING FROM 401(K) PLANS S 1557: AUTOMATIC IRA ACT OF 2011; PROVISIONS RELATED TO VOLUNTARY IRAS AND MULTIPLE EMPLOYER PLANS P.L. 110-233 (111th CONGRESS): GENETIC INFORMATION NONDISCRIMINATION ACT OF 2008; PROVISIONS RELATED TO UNDERWRITING RESTRICTIONS ON LONG-TERM CARE INSURANCE H. CON.RES. 101: EXPRESSING THE SENSE OF THE CONGRESS IN SUPPORT OF THE CURRENT SYSTEM OF RETIREMENT SAVINGS TAX INCENTIVES; ALL PROVISIONS. H.R. 4050, RETIREMENT PLAN SIMPLIFICATION AND ENHANCEMENT ACT OF 2012; PROVISIONS RELATED TO MULTIPLE EMPLOYER PLANES, E-DELIVERY, AND ANNUITY REFORMS. H.R. 5025 - the HITECH Extension for Behavioral Health Services Act of 2010Issue: extends health information technology accounting requirements to long-term care insurers. S. 1534 and H.R. 3215 Identity Theft and Tax Fraud Prevention Act: Issue: restriction to DMF data. H.R. 3475 Keeping IDs Safe Act. Issue: restriction to DMF data. H.R. 3482 Tax Crimes and Identity Theft Prevention Act. Issue: restriction to DMF data. H.R. 2309, the Postal Reform Act of 2011, Issue: USPS sale of financial products. S.1789, the 21st Century Postal Service Act of 2012. Issue: USPS sale of financial services products H.R. 5, the HEALTH Act of 2011. Issue: McCarran Ferguson H.R. 6005, The Long Term Care and Retirement Security Act of 2012, Issue: Long-term care insurance allowed to be offered as part of cafeteria plans

Client expense: $360,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 3475, Keeping IDs Safe Act of 2011

Client expense: Not reported · Firm income: $50,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S. 1534, Identity Theft and Tax Fraud Prevention Act, provisions relating to Death Master file. HR 3475, Keeping IDs Safe Act, all provisions. Tax issues related to tax fraud prevention, identity theft and other waste, fraud and abuse prevention.

Client expense: $390,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR 2577, Secure and Fortify Electronic Data Act, all provisions. HR 3475, Keeping IDs Safe Act, all provisions. S 21, Cybersecurity and American Cyber Competitiveness Act, all provisions. S 1151, Personal Data Privacy and Security Act, all provisions. S 1207, Data Security and Breach Notification Act, all provisions. S 1534, Identity Theft and Tax Fraud Act, all provisions. S 2105, Cybersecurity Act of 2012, all provisions. S 2151, SECURENET, all provisions. S 3333, Data Security and Breach Notification Act, all provisions.

Client expense: $390,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

see next page CARES Act, H.R. 1955 and S. 1054 - providing health insurance coverage for children with congenital medical deformities Medical Practice Freedom Act of 2011, H.R. 969 - to ensure no health nsurance participation requirement as a condition of licensure HEALTH Act of 2011, H.R. 5 - to ensure medical liability reform and repeal IPAB Health Care Bureaucrats Elimination Act, S. 668 - IPAB Repeal The Health Care Truth and Transparency Act of 2011, H.r. 451 - to combat false advertising H.R. 816 to ensure PPACA does not create new causes of action Keeping IDs Safe Act, H.R. 3475 Appropriations request for the Pediatric Subspecialty Loan Repayment Program Breast Cancer Patient Education Act, H.R. 5937 - to direct the Secretary of HHS to develop a campaign directed toward educating women on their post-cancer reconstruction options

Client expense: $150,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), SENATE

See page 3 for specific lobbying issues H.R. 2 - Repealing the Job-Killing Health Care Law Act H.R. 5/S. 218/S.1099 - Help Efficient, Accessible, Low-cost, Timely Healthcare (HEALTH) Act of 2011 H.R. 157 - Health Care Safety Net Enhancement Act of 2011 H.R. 451 - Healthcare Truth and Transparency Act of 2011 H.R. 452 - Medicare Decisions Accountability Act of 2011 H.R.1172 - Medicare Lung Cancer Early Detection Promotion Act of 2011 H.R. 1256 - Medicare Physician Payment Transparency and Assessment Act of 2011 H.R. 1394/S.752 - Lung Cancer Mortality Reduction Act H.R. 2219 - Department of Defense Appropriations Act - Provisions related to funding for Lung Cancer research only H.R. 3475 - Keeping IDs Safe Act - Provisions related to Pediatric Subspecialty Loan Repayment Program H.R. 3526/S. 438 - Heart Disease Education, Analysis, Research, and Treatment for Women (HEART for Women) Act H.R. 3630/3743/3765 - Temporary Payroll Tax Cut Continuation Act of 2011 - Provisions related to Medicare physician payment only H.Res. 9 - Instructing certain committees to report legislation replacing the job-killing health care law H.J. Res. 48 - Additional Continuing Appropriations Amendments, 2011 S. 668 - Health Care Bureaucrats Elimination Act S. 756 Medicare Data Access for Transparency and Accountability Act Section 5203 of the Affordable Care Act (P.L. 111-148) - Provisions on Health Care Workforce Loan Repayment Programs S. 1534 - Identify Theft and Tax Fraud Prevention Act - Provisions on Social Security Death Master File Health care reform, health care quality improvement; physician workforce; comparative effectiveness research; health information technology; HIT Meaningful Use; Sustainable Growth Rate; Independent Payment Advisory Board; accountable care organizations; resident work hours; Patient Centered Outcomes Research Institute; Center for Medicare and Medicaid Innovation; MEDCAC; Joint Select Committee on Deficit Reduction; Social Security Death Master File; Coverage with Evidence Development

Client expense: $100,000 · Firm income: Not reported

Government targets: Agency for Healthcare Research & Quality (AHRQ), Centers For Medicare and Medicaid Services (CMS), Food & Drug Administration (FDA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Medicare Payment Advisory Commission (MedPAC), Office of Management & Budget (OMB), SENATE