Sewage Overflow Community Right-to-Know Act

Assist NAHB in conducting lobbying activities with respect to proposed federal housing legislation, HR 3221, American Housing Rescue and Foreclosure Prevention Act of 2008. Monitored HR 1424, Emergency Economic Stabilization Act of 2008. H.R.2452, the Net Operating Loss (NOL) Carryback Act. Financial Services Regulatory Reform proposals. HR 5409, to establish the Residen- tial Construction Loan Guarantee Program to guarantee loans made to eligible home building companies for viable building projects.

Client expense: Not reported · Firm income: $15,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Assist NAHB in conducting lobbying activities with respect to proposed federal housing legislation, HR 3221, American Housing Rescue and Foreclosure Prevention Act of 2008. Monitored HR 1424, Emergency Economic Stabilization Act of 2008. H.R.2452, the Net Operating Loss (NOL) Carryback Act. Financial Services Regulatory Reform proposals. HR 5409, to establish the Residen- tial Construction Loan Guarantee Program to guarantee loans made to eligible home building companies for viable building projects.

Client expense: Not reported · Firm income: $15,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 2847, Hiring Incentives to Restore Employment Act. All Provisions. Makes appropriations for the Departments of Commerce and Justice, and Science, and Related Agencies for the fiscal year ending September 30, 2010, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Provides for cramdowns of mortgage principal balance. Amends Title 11 of the United States Code with respect to modification of certain mortgages (continued) H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. (continued) on principal residences, and for other purposes. H.J.Res. 38, FY 2009 Continuing Resolution/Omnibus Appropriations Act. HUD/DOJ/Treasury Budget, Mortgage Fraud provisions.HUD Budget, DOJ Budget, Treasury Budget, Mortgage Fraud, revenue provisions, especially mortgage interest deduction changes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 1664, Grayson-Himes Pay for Performance Act of 2009. All Provisions. Amends the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2452, Net Operating Loss (NOL) Carryback Act. All Provisions. Amends the Internal Revenue Code to allow a five-year carryback of net operating losses, including the operating losses of life insurance companies, incurred in 2008 and 2009. Denies such extended loss carryover period to: 1) taxpayers in whom the federal government acquires an equity interest under the Emergency Economic Stabilization Act of 2008; (2) the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac); and (3) members of certain affiliated groups. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. All Provisions. To require the Federal Trade Commission to conduct a rulemaking proceeding with respect to mortgage foreclosure rescue and loan modification services, and for other purposes. S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends federal bankruptcy law governing a Chapter 13 debtor (adjustment of debts of an individual with regular income). S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases.

Client expense: $745,000 · Firm income: Not reported

Government targets: Federal Bureau of Investigation (FBI), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), SENATE, Treasury, Dept of, White House Office

S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 78, Stop Mortgage Fraud Act. All Provisions. Authorizes additional appropriations for the FBI to enhance its (continued) H.R. 78, Stop Mortgage Fraud Act. All Provisions. (continued) ability to more effectively stop mortgage fraud, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.J.Res. 38, FY 2009 Continuing Resolution/Omnibus Appropriations Act. HUD/DOJ/Treasury Budget, Mortgage Fraud provisions.HUD Budget, DOJ Budget, Treasury Budget, Mortgage Fraud, revenue provisions, especially mortgage interest deduction changes, GSE and FHA Loan limits, mortgage fraud. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 1664, Grayson-Himes Pay for Performance Act of 2009. All Provisions. Amends the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards. H.R. 1728, Mortgage Reform and Anti-Predatory Lending Act. All Provisions. Amends TILA to reform consumer mortgage practices and provides accountability. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends the federal criminal code to include within the definition of "financial institution" a mortgage lending business or any person or entity that makes, in whole or in part, a federally related mortgage loan. Defines "mortgage lending business" as an organization that finances or refinances any debt secured by an interest in real estate, including private mortgage companies and their subsidiaries, and whose activities affect interstate or foreign commerce. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2452, Net Operating Loss (NOL) Carryback Act. All Provisions. Amends the Internal Revenue Code to allow a five-year carryback of net operating losses, including the operating losses of life insurance companies, incurred in 2008 and 2009. Denies such extended loss carryover period to: 1) taxpayers in whom the federal government acquires an equity interest under the Emergency Economic Stabilization Act of 2008; (2) the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac); and (3) members of certain affiliated groups. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. All Provisions. To require the Federal Trade Commission to conduct a rulemaking proceeding with respect to mortgage foreclosure rescue and loan modification services, and for other purposes. H.R. 2847, Commerce, Justice, Science, and Related Agencies Appropriations Act 2010. All Provisions. Makes appropriations for FY2010 for the Departments of Commerce and Justice, for science-related programs, and related agencies. H.R. 3126, Consumer Financial Protection Agency Act of 2009. All Provisions. Establishes a Consumer Financial Protection Agency with the authority and accountability to supervise, examine, and enforce consumer financial protection laws. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. H.R. 3996, Financial Stability Improvement Act of 2009. All Provisions. Improves financial stability ; provisions regarding risk retention obligations. Provides for financial regulatory reform, to protect consumers and investors. H.R.4899, Supplemental Appropriations Act, 2010. All Provisions. Makes supplemental appropriations for the fiscal year ending September 30, 2010, and for other purposes. H.R.4953, Mortgage Servicing Conflict Elmination Act of 2010. All Provisions. Amends the Truth in Lending Act to prohibit the servicer of a home mortgage, or any affiliate of the servicer, from holding any other mortgage on the property. H.R.5072, FHA Reform Act of 2010. All Provisions. Improves the financial safety and soundness of the FHA mortgage insurance program. S.566, Financial Product Safety Commission Act of 2009. All Provisions. Creates a Financial Product Safety Commission to provide consumers with stronger protections and better information in connection with consumer financial products and gives providers of consumer financial productsmore regulatory certainty. S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases. S. 1731, Preserving Homes and Communities Act of 2009. All Provisions. Requires certain mortgagees to make loan modifications, establishes a grant program for State and local government mediation programs, creates databases on foreclosures and other purposes.

Client expense: $745,000 · Firm income: Not reported

Government targets: Federal Bureau of Investigation (FBI), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), SENATE, Treasury, Dept of, White House Office

Assist NAHB in conducting lobbying activities with respect to proposed federal housing legislation, HR 3221, American Housing Rescue and Foreclosure Prevention Act of 2008. Monitored HR 1424, Emergency Economic Stabilization Act of 2008. H.R.2452, the Net Operating Loss (NOL) Carryback Act. Financial Services Regulatory Reform proposals.

Client expense: Not reported · Firm income: $15,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 78, Stop Mortgage Fraud Act. All Provisions. Authorizes additional appropriations for the FBI to enhance its (continued) H.R. 78, Stop Mortgage Fraud Act. All Provisions. (continued) ability to more effectively stop mortgage fraud, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.J.Res. 38, FY 2009 Continuing Resolution/Omnibus Appropriations Act. HUD/DOJ/Treasury Budget, Mortgage Fraud provisions.HUD Budget, DOJ Budget, Treasury Budget, Mortgage Fraud, revenue provisions, especially mortgage interest deduction changes, GSE and FHA Loan limits, mortgage fraud. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 788, To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. All provisions. Shields a servicer of pooled residential mortgages acting in compliance with certain fiduciary duties under the Truth in Lending Act from liability for entering into a loan modification or workout plan in connection with any such mortgages initiated before January 1, 2012 H.R. 1664, Grayson-Himes Pay for Performance Act of 2009. All Provisions. Amends the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards. H.R. 1728, Mortgage Reform and Anti-Predatory Lending Act. All Provisions. Amends TILA to reform consumer mortgage practices and provides accountability. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends the federal criminal code to include within the definition of "financial institution" a mortgage lending business or any person or entity that makes, in whole or in part, a federally related mortgage loan. Defines "mortgage lending business" as an organization that finances or refinances any debt secured by an interest in real estate, including private mortgage companies and their subsidiaries, and whose activities affect interstate or foreign commerce. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2452, Net Operating Loss (NOL) Carryback Act. All Provisions. Amends the Internal Revenue Code to allow a five-year carryback of net operating losses, including the operating losses of life insurance companies, incurred in 2008 and 2009. Denies such extended loss carryover period to: 1) taxpayers in whom the federal government acquires an equity interest under the Emergency Economic Stabilization Act of 2008; (2) the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac); and (3) members of certain affiliated groups. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. All Provisions. To require the Federal Trade Commission to conduct a rulemaking proceeding with respect to mortgage foreclosure rescue and loan modification services, and for other purposes. H.R. 2847, Commerce, Justice, Science, and Related Agencies Appropriations Act 2010. All Provisions. Makes appropriations for FY2010 for the Departments of Commerce and Justice, for science-related programs, and related agencies. H.R. 3126, Consumer Financial Protection Agency Act of 2009. All Provisions. Establishes a Consumer Financial Protection Agency with the authority and accountability to supervise, examine, and enforce consumer financial protection laws. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. H.R. 3996, Financial Stability Improvement Act of 2009. All Provisions. Improves financial stability ; provisions regarding risk retention obligations. Provides for financial regulatory reform, to protect consumers and investors S.566, Financial Product Safety Commission Act of 2009. All Provisions. Creates a Financial Product Safety Commission to provide consumers with stronger protections and better information in connection with consumer financial products and gives providers of consumer financial productsmore regulatory certainty. S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases. S. 1731, Preserving Homes and Communities Act of 2009. All Provisions. Requires certain mortgagees to make loan modifications, establishes a grant program for State and local government mediation programs, creates databases on foreclosures and other purposes.

Client expense: $714,000 · Firm income: Not reported

Government targets: Federal Bureau of Investigation (FBI), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), SENATE, Treasury, Dept of, White House Office

H.R. 2847, Hiring Incentives to Restore Employment Act. All Provisions. Makes appropriations for the Departments of Commerce and Justice, and Science, and Related Agencies for the fiscal year ending September 30, 2010, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Provides for cramdowns of mortgage principal balance. Amends Title 11 of the United States Code with respect to modification of certain mortgages (continued) H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. (continued) on principal residences, and for other purposes. H.J.Res. 38, FY 2009 Continuing Resolution/Omnibus Appropriations Act. HUD/DOJ/Treasury Budget, Mortgage Fraud provisions.HUD Budget, DOJ Budget, Treasury Budget, Mortgage Fraud, revenue provisions, especially mortgage interest deduction changes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 1664, Grayson-Himes Pay for Performance Act of 2009. All Provisions. Amends the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2452, Net Operating Loss (NOL) Carryback Act. All Provisions. Amends the Internal Revenue Code to allow a five-year carryback of net operating losses, including the operating losses of life insurance companies, incurred in 2008 and 2009. Denies such extended loss carryover period to: 1) taxpayers in whom the federal government acquires an equity interest under the Emergency Economic Stabilization Act of 2008; (2) the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac); and (3) members of certain affiliated groups. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. All Provisions. To require the Federal Trade Commission to conduct a rulemaking proceeding with respect to mortgage foreclosure rescue and loan modification services, and for other purposes. S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends federal bankruptcy law governing a Chapter 13 debtor (adjustment of debts of an individual with regular income). S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases.

Client expense: $714,000 · Firm income: Not reported

Government targets: Federal Bureau of Investigation (FBI), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), SENATE, Treasury, Dept of, White House Office

H.J.Res. 38, FY 2009 Continuing Resolution/Omnibus Appropriations Act. HUD/DOJ/Treasury Budget, Mortgage Fraud provisions.HUD Budget, DOJ Budget, Treasury Budget, Mortgage Fraud, revenue provisions, especially mortgage interest deduction changes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 1664, Grayson-Himes Pay for Performance Act of 2009. All Provisions. Amends the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2452, Net Operating Loss (NOL) Carryback Act. All Provisions. Amends the Internal Revenue Code to allow a five-year carryback of net operating losses, including the operating losses of life insurance companies, incurred in 2008 and 2009. Denies such extended loss carryover period to: 1) taxpayers in whom the federal government acquires an equity interest under the Emergency Economic Stabilization Act of 2008; (2) the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac); and (3) members of certain affiliated groups. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. All Provisions. To require the Federal Trade Commission to conduct a rulemaking proceeding with respect to mortgage foreclosure rescue and loan modification services, and for other purposes. S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends federal bankruptcy law governing a Chapter 13 debtor (adjustment of debts of an individual with regular income). S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases.

Client expense: $596,000 · Firm income: Not reported

Government targets: Federal Bureau of Investigation (FBI), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), SENATE, Treasury, Dept of, Veterans Affairs, Dept of (VA), White House Office

H.R. 2996 Department of the Interior, Environment, and Related Agencies Appropriations Act, 2010. All Provisions. Extends conforming loan limits through 2010 calendar year (this bill has become a law). H.R. 3996 Financial Stability Improvement Act of 2009. All Provisions. Improves financial stability ; provisions regarding risk retention obligations. Provides for financial regulatory reform, to protect consumers and investors H.J.Res. 38, FY 2009 Continuing Resolution/Omnibus Appropriations Act. HUD/DOJ/Treasury Budget, Mortgage Fraud provisions.HUD Budget, DOJ Budget, Treasury Budget, Mortgage Fraud, revenue provisions, especially mortgage interest deduction changes, GSE and FHA Loan limits, mortgage fraud. H.R.78, Stop Mortgage Fraud Act. To authorize additional appropriations for the FBI to enhance its ability to more effectively stop mortgage fraud, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 788, To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. All provisions. Shields a servicer of pooled residential mortgages acting in compliance with certain fiduciary duties under the Truth in Lending Act from liability for entering into a loan modification or workout plan in connection with any such mortgages initiated before January 1, 2012 H.R. 1664, Grayson-Himes Pay for Performance Act of 2009. All Provisions. Amends the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends the federal criminal code to include within the definition of "financial institution" a mortgage lending business or any person or entity that makes, in whole or in part, a federally related mortgage loan. Defines "mortgage lending business" as an organization that finances or refinances any debt secured by an interest in real estate, including private mortgage companies and their subsidiaries, and whose activities affect interstate or foreign commerce. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2452, Net Operating Loss (NOL) Carryback Act. All Provisions. Amends the Internal Revenue Code to allow a five-year carryback of net operating losses, including the operating losses of life insurance companies, incurred in 2008 and 2009. Denies such extended loss carryover period to: 1) taxpayers in whom the federal government acquires an equity interest under the Emergency Economic Stabilization Act of 2008; (2) the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac); and (3) members of certain affiliated groups. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. All Provisions. To require the Federal Trade Commission to conduct a rulemaking proceeding with respect to mortgage foreclosure rescue and loan modification services, and for other purposes. H.R. 2847, Commerce, Justice, Science, and Related Agencies Appropriations Act 2010. All Provisions. Makes appropriations for FY2010 for the Departments of Commerce and Justice, for science-related programs, and related agencies. H.R. 3126, Consumer Financial Protection Agency Act of 2009. All Provisions. Establishes a Consumer Financial Protection Agency with the authority and accountability to supervise, examine, and enforce consumer financial protection laws. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. S.566, Financial Product Safety Commission Act of 2009. All Provisions. Creates a Financial Product Safety Commission to provide consumers with stronger protections and better information in connection with consumer financial products and gives providers of consumer financial productsmore regulatory certainty. S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases. S. 1731, Preserving Homes and Communities Act of 2009. All Provisions. Requires certain mortgagees to make loan modifications, establishes a grant program for State and local government mediation programs, creates databases on foreclosures and other purposes.

Client expense: $596,000 · Firm income: Not reported

Government targets: Federal Bureau of Investigation (FBI), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), SENATE, Treasury, Dept of, Veterans Affairs, Dept of (VA), White House Office

Assist NAHB in conducting lobbying activities with respect to proposed federal housing legislation, HR 3221, American Housing Rescue and Foreclosure Prevention Act of 2008. Monitored HR 1424, Emergency Economic Stabilization Act of 2008. H.R.2452, the Net Operating Loss (NOL) Carryback Act. Financial Services Regulatory Reform proposals.

Client expense: Not reported · Firm income: $25,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Assist NAHB in conducting lobbying activities with respect to proposed federal housing legislation, HR 3221, American Housing Rescue and Foreclosure Prevention Act of 2008. Monitored HR 1424, Emergency Economic Stabilization Act of 2008. H.R.2452, the Net Operating Loss (NOL) Carryback Act. Financial Services Regulatory Reform proposals.

Client expense: Not reported · Firm income: $30,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.J.Res. 38, FY 2009 Continuing Resolution/Omnibus Appropriations Act. HUD/DOJ/Treasury Budget, Mortgage Fraud provisions.HUD Budget, DOJ Budget, Treasury Budget, Mortgage Fraud, revenue provisions, especially mortgage interest deduction changes, GSE and FHA Loan limits, mortgage fraud. H.R.78, Stop Mortgage Fraud Act. To authorize additional appropriations for the FBI to enhance its ability to more effectively H.R.78 (Continued): stop mortgage fraud, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 788, To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. All provisions. Shields a servicer of pooled residential mortgages acting in compliance with certain fiduciary duties under the Truth in Lending Act from liability for entering into a loan modification or workout plan in connection with any such mortgages initiated before January 1, 2012 H.R. 1664, Grayson-Himes Pay for Performance Act of 2009. All Provisions. Amends the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends the federal criminal code to include within the definition of "financial institution" a mortgage lending business or any person or entity that makes, in whole or in part, a federally related mortgage loan. Defines "mortgage lending business" as an organization that finances or refinances any debt secured by an interest in real estate, including private mortgage companies and their subsidiaries, and whose activities affect interstate or foreign commerce. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2452, Net Operating Loss (NOL) Carryback Act. All Provisions. Amends the Internal Revenue Code to allow a five-year carryback of net operating losses, including the operating losses of life insurance companies, incurred in 2008 and 2009. Denies such extended loss carryover period to: 1) taxpayers in whom the federal government acquires an equity interest under the Emergency Economic Stabilization Act of 2008; (2) the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac); and (3) members of certain affiliated groups. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. All Provisions. To require the Federal Trade Commission to conduct a rulemaking proceeding with respect to mortgage foreclosure rescue and loan modification services, and for other purposes. H.R. 2847, Commerce, Justice, Science, and Related Agencies Appropriations Act 2010. All Provisions. Makes appropriations for FY2010 for the Departments of Commerce and Justice, for science-related programs, and related agencies. H.R. 3126, Consumer Financial Protection Agency Act of 2009. All Provisions. Establishes a Consumer Financial Protection Agency with the authority and accountability to supervise, examine, and enforce consumer financial protection laws. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. S.566, Financial Product Safety Commission Act of 2009. All Provisions. Creates a Financial Product Safety Commission to provide consumers with stronger protections and better information in connection with consumer financial products and gives providers of consumer financial productsmore regulatory certainty. S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases. S. 1731, Preserving Homes and Communities Act of 2009. All Provisions. Requires certain mortgagees to make loan modifications, establishes a grant program for State and local government mediation programs, creates databases on foreclosures and other purposes.

Client expense: $658,000 · Firm income: Not reported

Government targets: Federal Bureau of Investigation (FBI), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), SENATE, Treasury, Dept of, Veterans Affairs, Dept of (VA), White House Office

H.J.Res. 38, FY 2009 Continuing Resolution/Omnibus Appropriations Act. HUD/DOJ/Treasury Budget, Mortgage Fraud provisions.HUD Budget, DOJ Budget, Treasury Budget, Mortgage Fraud, revenue provisions, especially mortgage interest deduction changes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 1664, Grayson-Himes Pay for Performance Act of 2009. All Provisions. Amends the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2452, Net Operating Loss (NOL) Carryback Act. All Provisions. Amends the Internal Revenue Code to allow a five-year carryback of net operating losses, including the operating losses of life insurance companies, incurred in 2008 and 2009. Denies such extended loss carryover period to: 1) taxpayers in whom the federal government acquires an equity interest under the Emergency Economic Stabilization Act of 2008; (2) the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac); and (3) members of certain affiliated groups. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. All Provisions. To require the Federal Trade Commission to conduct a rulemaking proceeding with respect to mortgage foreclosure rescue and loan modification services, and for other purposes. S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends federal bankruptcy law governing a Chapter 13 debtor (adjustment of debts of an individual with regular income). S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases.

Client expense: $658,000 · Firm income: Not reported

Government targets: Federal Bureau of Investigation (FBI), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), SENATE, Treasury, Dept of, Veterans Affairs, Dept of (VA), White House Office

Assist NAHB in conducting lobbying activities with respect to proposed federal housing legislation, HR 3221, American Housing Rescue and Foreclosure Prevention Act of 2008. Monitored HR 1424, Emergency Economic Stabilization Act of 2008. H.R.2452, the Net Operating Loss (NOL) Carryback Act. Financial Services Regulatory Reform proposals.

Client expense: Not reported · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Assist NAHB in conducting lobbying activities with respect to proposed federal housing legislation, HR 3221, American Housing Rescue and Foreclosure Prevention Act of 2008. Monitored HR 1424, Emergency Economic Stabilization Act of 2008. H.R.2452, the Net Operating Loss (NOL) Carryback Act. Financial Services Regulatory Reform proposals.

Client expense: Not reported · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.J.Res. 38, FY 2009 Continuing Resolution/Omnibus Appropriations Act. HUD/DOJ/Treasury Budget, Mortgage Fraud provisions.HUD Budget, DOJ Budget, Treasury Budget, Mortgage Fraud, revenue provisions, especially mortgage interest deduction changes, GSE and FHA Loan limits, mortgage fraud. H.R.78, Stop Mortgage Fraud Act. To authorize additional appropriations for the FBI to enhance its ability to more effectively H.R.78 (Continued): stop mortgage fraud, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 788, To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. All provisions. Shields a servicer of pooled residential mortgages acting in compliance with certain fiduciary duties under the Truth in Lending Act from liability for entering into a loan modification or workout plan in connection with any such mortgages initiated before January 1, 2012 H.R. 1664, Grayson-Himes Pay for Performance Act of 2009. All Provisions. Amends the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends the federal criminal code to include within the definition of "financial institution" a mortgage lending business or any person or entity that makes, in whole or in part, a federally related mortgage loan. Defines "mortgage lending business" as an organization that finances or refinances any debt secured by an interest in real estate, including private mortgage companies and their subsidiaries, and whose activities affect interstate or foreign commerce. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2452, Net Operating Loss (NOL) Carryback Act. All Provisions. Amends the Internal Revenue Code to allow a five-year carryback of net operating losses, including the operating losses of life insurance companies, incurred in 2008 and 2009. Denies such extended loss carryover period to: 1) taxpayers in whom the federal government acquires an equity interest under the Emergency Economic Stabilization Act of 2008; (2) the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac); and (3) members of certain affiliated groups. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. All Provisions. To require the Federal Trade Commission to conduct a rulemaking proceeding with respect to mortgage foreclosure rescue and loan modification services, and for other purposes. S. 386, Fraud Enforcement and Recovery Act of 2009. All Provisions. An Act to improve enforcement of mortgage fraud, securities and commodities fraud, financial institution fraud, and other frauds related to Federal assistance and relief programs, for the recovery of funds lost to these frauds, and for other purposes. **This Act has become Law** S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases.

Client expense: $761,000 · Firm income: Not reported

Government targets: Federal Bureau of Investigation (FBI), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), SENATE, Treasury, Dept of, Veterans Affairs, Dept of (VA), White House Office

H.J.Res. 38, FY 2009 Continuing Resolution/Omnibus Appropriations Act. HUD/DOJ/Treasury Budget, Mortgage Fraud provisions.HUD Budget, DOJ Budget, Treasury Budget, Mortgage Fraud, revenue provisions, especially mortgage interest deduction changes, GSE and FHA Loan limits, mortgage fraud. H.R. 200, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends title 11 of the United States H.R. 200, Helping Families Save Their Homes in Bankruptcy Act of 2009 (Continued): Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 1664, Grayson-Himes Pay for Performance Act of 2009. All Provisions. Amends the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2452, Net Operating Loss (NOL) Carryback Act. All Provisions. Amends the Internal Revenue Code to allow a five-year carryback of net operating losses, including the operating losses of life insurance companies, incurred in 2008 and 2009. Denies such extended loss carryover period to: 1) taxpayers in whom the federal government acquires an equity interest under the Emergency Economic Stabilization Act of 2008; (2) the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac); and (3) members of certain affiliated groups. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. All Provisions. To require the Federal Trade Commission to conduct a rulemaking proceeding with respect to mortgage foreclosure rescue and loan modification services, and for other purposes. S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends federal bankruptcy law governing a Chapter 13 debtor (adjustment of debts of an individual with regular income). S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases.

Client expense: $761,000 · Firm income: Not reported

Government targets: Federal Bureau of Investigation (FBI), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), SENATE, Treasury, Dept of, Veterans Affairs, Dept of (VA), White House Office

Financial services regulatory reform proposals. Issues related to the retirement, mutual fund and securities industries. Specific issues include 401(k) fee disclosure (HR 3185-Miller, the 401(k) Fair Disclosure for Retirement Security Act; HR 3765-Neal, the Defined Contribution Plan Fee Transparency Act; and S.2473-Harkin, the Defined Contribution Fee Disclosure Act). HR2452, the Net Operating Loss (NOL) Carryback Act. Monitored HR 1424, the Emergency Economic Stabilization Act of 2008.

Client expense: Not reported · Firm income: $15,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Estate Tax Reform Pension Reform Net Operating Loss Legislation (S. 823; H.R. 2452) Advertising Deductibility

Client expense: $278,000 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), Federal Communications Commission (FCC), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Justice, Dept of (DOJ), Postal Regulatory Commission, SENATE, U.S. Postal Service (USPS)

S 1395 "Stop Unfair Credit Card Practices" and HR 2146 "Universal Default Prohibition Act" - address concerns and educate Members and staff on credit card pricing and marketing practices; HR 5546 "Credit Card Fair Fee Act" - educate Members and staff on the role of interchange in the electronic payments network; HR 3915 "Mortgage Reform and Anti-Predatory Lending Act" and HR 2452 "Home Ownership Preservation and Protection Act" - protect homebuyers from predatory lending practices and support legislation providing for federal preemption of state laws; HR 1066 "Depository Institution Community Development Investments Enhancement Act" and S 2487 "Public Welfare Investments" - relate to the Community Reinvestment Act; HR 948 "Social Security Number Protection Act" and HR 3046 "Social Security Number Privacy and Identity Theft Protection Act" - legislation to restrict the commercial use of Social Security numbers; S 473 "Combatting Money Laundering and Terrorist Financing Act" - improve the prohibitions on money laundering, and for other purposes; HR 946 "Conumer Overdraft Protection Fair Practices Act" - educate Members and staff on legislation to increase regulation of overdraft protection programs; Educate administration and Members on industry response to crisis in mortgage lending including loan modification; Discuss mortgage and housing rescue proposal to allow FHA to guarantee "underwater" mortgages that have been discounted by the original lender.

Client expense: $1,430,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Commerce, Dept of (DOC), Federal Highway Administration (FHA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of

s. 2191, s. 3036, hr 6316, hr 6186, s. 2013, hr 4040, hr 2452

Client expense: $31,738 · Firm income: Not reported

Government targets: Environmental Protection Agency (EPA), HOUSE OF REPRESENTATIVES, SENATE

S. 3550/S. 3617, Water Infrastructure Financing Act of 2008; H.R. 2452/S. 2080, Sewerage Overflow Right to Know Act of 2007; H.R. 2421/S. 1870, Clean Water Restoration Act of 2007; H.R. 549, Water Quality Investment Act of 2007; H.R. 720, Water Quality Financing Act of 2007; H.R. 135/S. 2728, 21st Century Water Commission Act of 2007

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Water Infrastructure Financing Act, S. 3500 Sewage Overflow Community Right-to-Know Act, H.R. 2452 Sewage Overflow Right-to-Know Act, S. 2080 Water Quality Financing Act, H.R. 720 Clean Water Restoration Act of 2007, S. 1870 Economic Stimulus and Recovery Package (Clean water & water efficiency) - Unnumbered House bill, Unnumbered Senate bill

Client expense: $46,540 · Firm income: Not reported

Government targets: Environmental Protection Agency (EPA), HOUSE OF REPRESENTATIVES, SENATE

H.R. 2452/S.2080: Sewage Overflow Community Right To Know Act

Client expense: Not reported · Firm income: $30,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 720: Water Quality Financing Act H.R. 2461: Clean Water Restoration Act H.R. 700: Healthy Communities Water Supply Act H.R. 569: Water Quality Investment Act S. 1870: Clean Water Restoration Act H.R. 2452: Sewage Overflow Community Right To Know Act S. 2080: Sewage Overflow Community Right To Know Act S. 2970:

Client expense: Not reported · Firm income: $20,000

Government targets: Environmental Protection Agency (EPA), HOUSE OF REPRESENTATIVES, SENATE

1. HR 6194: Sustainable Water Infrastructure Investment Act All Sections 2. HR 135: 21st Century Water Commission Act All Sections 3. Water Trust Fund [discussion draft/ proposal] All Sections 4. HR 2452/S 2080 Sewage Overflow Right to Know Act All Sections

Client expense: $160,000 · Firm income: Not reported

Government targets: Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB), SENATE

H.R. 2421, Clean Water Restoration Act, all provisions; H.R. 2452, the Sewage Overflow Community Right-to-Know Act, all provisions; H.R. 6577 and S.J.Res.45, the Great Lakes and St. Lawrence River Basin Water Resources Compact, all provisions; H.R. 6460, the Great Lakes Legacy Reauthorization Act of 2008, all provisions. S. 1870, Clean Water Restoration Act, all provisions; S. 2844, the Beach Protection Act, all provision; S. 2080, Sewage Overflow Community Right-to-Know Act, all provisions; S.J.Res. 45, the Great Lakes and St. Lawrence River Basin Water Resources Compact, all provisions; H.R. 6460, the Great Lakes Legacy Reauthorization Act of 2008, all provisions; Ballast Water Treatment Act of 2008/H.R. 2830 Title V. Water Efficiency, WaterSense for New Homes program; Proposed Clean Water Act Veto for the Yazoo Backwater Pumping Plant Project.

Client expense: $70,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Environmental Protection Agency (EPA), HOUSE OF REPRESENTATIVES, SENATE

S. 3550/S. 3617, Water Infrastructure Financing Act of 2008; H.R. 2452/S. 2080, Sewerage Overflow Right to Know Act of 2007 H.R. 2421/S. 1870, Clean Water Restoration Act of 2007; H.R. 549, Water Quality Investement Act of 2007; H.R. 720, Water Quality Financing Act of 2007; H.R. 135/S. 2728, 21st Century Water Commission Act of 2007

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Clean Water Restoration Act of 2007, H.R.2421 Water Quality Investment Act of 2007, S. 836 Sewage Overflow Community Right-to-Know Act, H.R. 2452 Sewage Overflow Right-to-Know Act, S. 2080 Water Quality Financing Act, H.R. 720 Water Infrastructure Financing Act, unnumbered Senate bill Ballast Water Management Act of 2007, S. 1578 National Infrastructure Improvement Act of 2007, S. 775 Great Lakes Collaboration Implementation Act, H.R. 1350 Clean Water Restoration Act of 2007, S. 1870 SECURE Water Act, S. 2156 Great Lakes Collaboration Implementation Act, H.R.1350 Expressing the sense of the House of Representatives that the International Joint Commission should adopt a water level management plan for Lake Ontario and the St. Lawrence River, H.Res 1146 The Ballast Water Treatment Act of 2008, H.R. 2830 Interior, Environment, and Related Agencies Appropriations Act, S.3182 - appropriations for EPA To provide grants for the revitalization of waterfront brownfields, H.R. 5469 Consolidated Security, Disaster Assistance, and Continuing Appropriations Act of 2009, H.R. 2638

Client expense: $16,670 · Firm income: Not reported

Government targets: Environmental Protection Agency (EPA), HOUSE OF REPRESENTATIVES, SENATE

H.R./S.3258: Energy and Water Development - Energy Production H.R.: Department of the Interior, Environmental and Related Agencies Appropriations Act 2009 - STAG S. : Department of the Interior, Environmental and Related Agencies Appropriations Act 2009 - STAG H.R. 2452/S.2080: Sewage Overflow Community Right To Know Act H.R. 5577: Chemical Security Anti-Terrorism Act of 2008

Client expense: Not reported · Firm income: $30,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 720: Water Quality Financing Act H.R. 2461: Clean Water Restoration Act H.R. 700: Healthy Communities Water Supply Act H.R. 569: Water Quality Investment Act S. 1870: Clean Water Restoration Act H.R. 2452: Sewage Overflow Community Right To Know Act S. 2080: Sewage Overflow Community Right To Know Act S.2970: Reid R&D Bill

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Mortgage Disclosure/HUD's proposed RESPA Rule HR 3915 Mortgage Reform & Anti-Predatory Lending Act of 2007 HR 2452 Home Ownership Preservation & Protection Act of 2007 HR 3221 Housing & Economic Recovery Act of 2008 HR 6694 FHA Seller-Financed Downpayment Reform and Risk-Based Pricing Authorization Act of 2008

Client expense: Not reported · Firm income: $70,000

Government targets: HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB), SENATE

Mortgage Disclosure HR 3915 Mortgage Reform & Anti-Predatory Lending Act of 2007 HR 2452 Home Ownership Preservation & Protection Act of 2007 HR 3221 Housing & Economic Recovery Act of 2008 HR 6694 FHA Seller-Financed Downpayment Reform and Risk-Based Pricing Authorization Act of 2008 HR 1424 Emergency Economic Stabilization Act of 2008

Client expense: Not reported · Firm income: $70,000

Government targets: HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB), SENATE

1. HR 135: 21st Century Water Commission Act - All Sections. 2. HR 6194: Sustainable Water Infrastructure Investment Act - All Sections. 3. Water Trust Fund [discussion draft/proposal] - All Sections. 4. HR 2452 & S 2080: Sewage Overflow Right to Know Act - All Sections.

Client expense: $150,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Transportation, Dept of (DOT)

H.R. 2421/S.1870, Clean Water Restoration Act of 2007; H.R. 569, Water Quality Investment Act of 2007 H.R. 720, Water Quality Financing Act of 2007; H.R. 2452/S. 2080, Sewage Overflow Right-to-Know Act of 2007 H.R. 135/S. 2728, 21st Century Water Commission Act of 2007

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S. 2191, S. 3036, HR 6316 , HR 6186, S. 2013, HR 4040, H.R. 2452

Client expense: Not reported · Firm income: Not reported

Government targets: Environmental Protection Agency (EPA), HOUSE OF REPRESENTATIVES, SENATE

S. 2191, S. 3036, HR 6316 , HR 6186, S. 2013, HR 4040, H.R. 2452

Client expense: Not reported · Firm income: Not reported

Government targets: Environmental Protection Agency (EPA), HOUSE OF REPRESENTATIVES, SENATE

Clean Water Restoration Act of 2007, H.R.2421 Water Quality Investment Act of 2007, S. 836 Sewage Overflow Community Right-to-Know Act, H.R. 2452 Sewage Overflow Right-to-Know Act, S. 2080 Water Quality Financing Act, H.R. 720 Ballast Water Management Act of 2007, S. 1578 National Infrastructure Improvement Act of 2007, S. 775 Great Lakes Collaboration Implementation Act, H.R. 1350 Clean Water Restoration Act of 2007, S. 1870 SECURE Water Act, S. 2156 Great Lakes Collaboration Implementation Act, H.R.1350 Expressing the sense of the House of Representatives that the International Joint Commission should adopt a water level management plan for Lake Ontario and the St. Lawrence River, H.Res 1146 The Ballast Water Treatment Act of 2008, H.R. 2830 Interior, Environment, and Related Agencies Appropriations Act, Unnumbered House bill - appropriations for EPA

Client expense: $37,744 · Firm income: Not reported

Government targets: Environmental Protection Agency (EPA), HOUSE OF REPRESENTATIVES, SENATE

S 1395 "Stop Unfair Credit Card Practices" and HR 2146 "Universal Default Prohibition Act" - address concerns and educate on credit card pricing and marketing practices; HR 5546 and S 3086 "Credit Card Fair Fee Act" - educate on the role of interchange in the electronic payments network; HR 3915 "Mortgage Reform and Anti-Predatory Lending Act" and HR 2452 "Home Ownership Preservation and Protection Act" - protect homebuyers from predatory lending practices and support legislation providing for federal preemption of state laws; HR 1066 "Depository Institution Community Development Investments Enhancement Act" and S 2487 "Public Welfare Investments" - legislation relating to the Community Reinvestment Act; HR 948 "Social Security Number Protection Act" and HR 3046 "Social Security Number Privacy and Identity Theft Protection Act" - legislation to restrict the commercial use of Social Security numbers; S 473 "Combatting Money Laundering and Terrorist Financing Act" - improve the prohibitions on money laundering, and for other purposes; HR 946 "Conumer Overdraft Protection Fair Practices Act" - educate on legislation to increase regulation of overdraft protection programs; Educate administration and Congress on industry response to crisis in mortgage lending including loan modification; HR 3221 "American Housing Rescue and Foreclosure Prevention Act" - allow FHA to guarantee "underwater" mortgages that have been discounted by the original lender.

Client expense: $1,080,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Commerce, Dept of (DOC), Federal Highway Administration (FHA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of

H.R. 2421, Clean Water Restoration Act, all provisions. S. 1870, Clean Water Restoration Act, all provisions. H.R. 2537, the Beach Protection Act of 2008, all provisions. S. 2844, the Beach Protection Act, all provisions. H.R. 2452, the Sewage Overflow Community Right-to-Know Act, all provisions. Proposed Clean Water Act Veto for the Yazoo Backwater Pumping Plant Project.

Client expense: $85,000 · Firm income: Not reported

Government targets: Environmental Protection Agency (EPA), HOUSE OF REPRESENTATIVES, Natl Oceanic & Atmospheric Administration (NOAA), SENATE

H.R. 720: Water Quality Financing Act H.R. 2461: Clean Water Resotration Act H.R. 700: Healthy Communities Water Supply Act H.R. 569: Water Quality Investment Act S. 1870: Clean Water Restoration Act H.R. 2452: Sewage Overflow Community Right To Know Act S. 2080: Sewage Overflow Community Right To Know Act

Client expense: Not reported · Firm income: $20,000

Government targets: Environmental Protection Agency (EPA), HOUSE OF REPRESENTATIVES, SENATE

1. HR 2421: Clean Water Restoration Act - All Sections 2. HR 2452 and S 2080: Sewage Overflow Right to Know Act - All Sections 3. HR 135: 21st Century Water Commission Act - All Sections 4. HR 5577: Chemical Facility Anti-Terrorism Act of 2008 - All Sections 5. HR 6194: Sustainable Water Infrastructure Investment Act - All Sections 6. Water Trust Fund [discussion draft/proposal] - All Sections

Client expense: $110,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S. 2191 - Climate legislation impact on JEA and public power. Various HR proposals for climate legislation HR 2452 - Raw Sewage Overflow Community Right-to-Know S. 3036 - Climate Security Act Various HR & S proposals on CWA & SDWA

Client expense: $69,666 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S 1395 "Stop Unfair Credit Card Practices" and HR 2146 "Universal Default Prohibition Act" - address concerns and educate Members and staff on credit card pricing and marketing practices; HR 5546 "Credit Card Fair Fee Act" - educate Members and staff on the role of interchange in the electronic payments network; HR 3915 "Mortgage Reform and Anti-Predatory Lending Act" and HR 2452 "Home Ownership Preservation and Protection Act" - protect homebuyers from predatory lending practices and support legislation providing for federal preemption of state laws; HR 1066 "Depository Institution Community Development Investments Enhancement Act" and S 2487 "Public Welfare Investments" - relate to the Community Reinvestment Act; HR 948 "Social Security Number Protection Act" and HR 3046 "Social Security Number Privacy and Identity Theft Protection Act" - legislation to restrict the commercial use of Social Security numbers; S 473 "Combatting Money Laundering and Terrorist Financing Act" - improve the prohibitions on money laundering, and for other purposes; HR 946 "Conumer Overdraft Protection Fair Practices Act" - educate Members and staff on legislation to increase regulation of overdraft protection programs; Educate administration and Members on industry response to crisis in mortgage lending including loan modification; Discuss mortgage and housing rescue proposal to allow FHA to guarantee "underwater" mortgages that have been discounted by the original lender.

Client expense: $1,430,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Commerce, Dept of (DOC), Federal Highway Administration (FHA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of

Clean Water Restoration Act of 2007, H.R.2421 Water Quality Investment Act of 2007, S. 836 Raw Sewage Overflow Community Right-to-Know Act , H.R. 2452 Sewage Overflow Right-to-Know Act, S. 2080 Water Quality Financing Act, H.R. 720 Ballast Water Management Act of 2007, S. 1578 National Infrastructure Improvement Act of 2007, S. 775 Great Lakes Collaboration Implementation Act, H.R. 1350 Sewage Overflow Right-to-Know Act, S. 2080 Clean Water Restoration Act of 2007, S. 1870 SECURE Water Act, S. 2156 Great Lakes Collaboration Implementation Act, H.R.1350

Client expense: $16,528 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE