RICK LAZIO

S 1395 "Stop Unfair Credit Card Practices" and HR 2146 "Universal Default Prohibition Act" - address concerns and educate Members and staff on credit card pricing and marketing practices; HR 5546 "Credit Card Fair Fee Act" - educate Members and staff on the role of interchange in the electronic payments network; HR 3915 "Mortgage Reform and Anti-Predatory Lending Act" and HR 2452 "Home Ownership Preservation and Protection Act" - protect homebuyers from predatory lending practices and support legislation providing for federal preemption of state laws; HR 1066 "Depository Institution Community Development Investments Enhancement Act" and S 2487 "Public Welfare Investments" - relate to the Community Reinvestment Act; HR 948 "Social Security Number Protection Act" and HR 3046 "Social Security Number Privacy and Identity Theft Protection Act" - legislation to restrict the commercial use of Social Security numbers; S 473 "Combatting Money Laundering and Terrorist Financing Act" - improve the prohibitions on money laundering, and for other purposes; HR 946 "Conumer Overdraft Protection Fair Practices Act" - educate Members and staff on legislation to increase regulation of overdraft protection programs; Educate administration and Members on industry response to crisis in mortgage lending including loan modification; Discuss mortgage and housing rescue proposal to allow FHA to guarantee "underwater" mortgages that have been discounted by the original lender.

S 1395 "Stop Unfair Credit Card Practices" and HR 2146 "Universal Default Prohibition Act" - address concerns and educate Members and staff on credit card pricing and marketing practices; HR 5546 "Credit Card Fair Fee Act" - educate Members and staff on the role of interchange in the electronic payments network; HR 3915 "Mortgage Reform and Anti-Predatory Lending Act" and HR 2452 "Home Ownership Preservation and Protection Act" - protect homebuyers from predatory lending practices and support legislation providing for federal preemption of state laws; HR 1066 "Depository Institution Community Development Investments Enhancement Act" and S 2487 "Public Welfare Investments" - relate to the Community Reinvestment Act; HR 948 "Social Security Number Protection Act" and HR 3046 "Social Security Number Privacy and Identity Theft Protection Act" - legislation to restrict the commercial use of Social Security numbers; S 473 "Combatting Money Laundering and Terrorist Financing Act" - improve the prohibitions on money laundering, and for other purposes; HR 946 "Conumer Overdraft Protection Fair Practices Act" - educate Members and staff on legislation to increase regulation of overdraft protection programs; Educate administration and Members on industry response to crisis in mortgage lending including loan modification; Discuss mortgage and housing rescue proposal to allow FHA to guarantee "underwater" mortgages that have been discounted by the original lender.

S 1395 "Stop Unfair Credit Card Practices" and HR 2146 "Universal Default Prohibition Act" - address concerns and educate Members and staff on credit card pricing and marketing practices; HR 5546 "Credit Card Fair Fee Act" - educate Members and staff on the role of interchange in the electronic payments network; HR 3915 "Mortgage Reform and Anti-Predatory Lending Act" and HR 2452 "Home Ownership Preservation and Protection Act" - protect homebuyers from predatory lending practices and support legislation providing for federal preemption of state laws; HR 1066 "Depository Institution Community Development Investments Enhancement Act" and S 2487 "Public Welfare Investments" - relate to the Community Reinvestment Act; HR 948 "Social Security Number Protection Act" and HR 3046 "Social Security Number Privacy and Identity Theft Protection Act" - legislation to restrict the commercial use of Social Security numbers; S 473 "Combatting Money Laundering and Terrorist Financing Act" - improve the prohibitions on money laundering, and for other purposes; HR 946 "Conumer Overdraft Protection Fair Practices Act" - educate Members and staff on legislation to increase regulation of overdraft protection programs; Educate administration and Members on industry response to crisis in mortgage lending including loan modification; Discuss mortgage and housing rescue proposal to allow FHA to guarantee "underwater" mortgages that have been discounted by the original lender.

S 1395 "Stop Unfair Credit Card Practices" and HR 2146 "Universal Default Prohibition Act" - address concerns and educate Members and staff on credit card pricing and marketing practices; HR 5546 "Credit Card Fair Fee Act" - educate Members and staff on the role of interchange in the electronic payments network; HR 3915 "Mortgage Reform and Anti-Predatory Lending Act" and HR 2452 "Home Ownership Preservation and Protection Act" - protect homebuyers from predatory lending practices and support legislation providing for federal preemption of state laws; HR 1066 "Depository Institution Community Development Investments Enhancement Act" and S 2487 "Public Welfare Investments" - relate to the Community Reinvestment Act; HR 948 "Social Security Number Protection Act" and HR 3046 "Social Security Number Privacy and Identity Theft Protection Act" - legislation to restrict the commercial use of Social Security numbers; S 473 "Combatting Money Laundering and Terrorist Financing Act" - improve the prohibitions on money laundering, and for other purposes; HR 946 "Conumer Overdraft Protection Fair Practices Act" - educate Members and staff on legislation to increase regulation of overdraft protection programs; Educate administration and Members on industry response to crisis in mortgage lending including loan modification; Discuss mortgage and housing rescue proposal to allow FHA to guarantee "underwater" mortgages that have been discounted by the original lender.

S 1395 "Stop Unfair Credit Card Practices" and HR 2146 "Universal Default Prohibition Act" - address concerns and educate Members and staff on credit card pricing and marketing practices; HR 5546 "Credit Card Fair Fee Act" - educate Members and staff on the role of interchange in the electronic payments network; HR 3915 "Mortgage Reform and Anti-Predatory Lending Act" and HR 2452 "Home Ownership Preservation and Protection Act" - protect homebuyers from predatory lending practices and support legislation providing for federal preemption of state laws; HR 1066 "Depository Institution Community Development Investments Enhancement Act" and S 2487 "Public Welfare Investments" - relate to the Community Reinvestment Act; HR 948 "Social Security Number Protection Act" and HR 3046 "Social Security Number Privacy and Identity Theft Protection Act" - legislation to restrict the commercial use of Social Security numbers; S 473 "Combatting Money Laundering and Terrorist Financing Act" - improve the prohibitions on money laundering, and for other purposes; HR 946 "Conumer Overdraft Protection Fair Practices Act" - educate Members and staff on legislation to increase regulation of overdraft protection programs; Educate administration and Members on industry response to crisis in mortgage lending including loan modification; Discuss mortgage and housing rescue proposal to allow FHA to guarantee "underwater" mortgages that have been discounted by the original lender.

S 1395 "Stop Unfair Credit Card Practices" and HR 2146 "Universal Default Prohibition Act" - address concerns and educate Members and staff on credit card pricing and marketing practices; HR 5546 "Credit Card Fair Fee Act" - educate Members and staff on the role of interchange in the electronic payments network; HR 3915 "Mortgage Reform and Anti-Predatory Lending Act" and HR 2452 "Home Ownership Preservation and Protection Act" - protect homebuyers from predatory lending practices and support legislation providing for federal preemption of state laws; HR 1066 "Depository Institution Community Development Investments Enhancement Act" and S 2487 "Public Welfare Investments" - relate to the Community Reinvestment Act; HR 948 "Social Security Number Protection Act" and HR 3046 "Social Security Number Privacy and Identity Theft Protection Act" - legislation to restrict the commercial use of Social Security numbers; S 473 "Combatting Money Laundering and Terrorist Financing Act" - improve the prohibitions on money laundering, and for other purposes; HR 946 "Conumer Overdraft Protection Fair Practices Act" - educate Members and staff on legislation to increase regulation of overdraft protection programs; Educate administration and Members on industry response to crisis in mortgage lending including loan modification; Discuss mortgage and housing rescue proposal to allow FHA to guarantee "underwater" mortgages that have been discounted by the original lender.

S 577 "Oil and Gas Traders Oversight Act", HR 594 "Prevent Unfair Manipulation of Prices Act" , HR 2419 "Food and Energy Security Act" - amend the Commodity Exchange Act to add provision relating to reporting and recordkeeping for positions involving energy commodities; In advance of April 3 hearing, gave JPMorgan Chase perspective on the Bear Stearns merger; HR 3185 "401(k) Fair Disclosure for Retirement Security Act" - provides for the "unbundling" of 401(k) fees and mandates inclusion of index fund; HR 1427 "Federal Housing Finance Reform Act" - reform regulation of government-sponsored enterprises; Advocate for Rural Utility Service loan guarantee for broadband project sponsored by One Equity Partners; Educate Members and staff on proposal to transfer and stabilize pension liabilities from financially troubled corporations; Educate Members and staff on JPMorgan Chase's experience with the current bond insurance system in advance of hearing in the House Financial Services Committee; Address proposals advanced for the comprehensive reform of market regulation to address recent market turmoil; Discuss ideas to ensure U.S. global economic competitiveness.

S 577 "Oil and Gas Traders Oversight Act", HR 594 "Prevent Unfair Manipulation of Prices Act" , HR 2419 "Food and Energy Security Act" - amend the Commodity Exchange Act to add provision relating to reporting and recordkeeping for positions involving energy commodities; In advance of April 3 hearing, gave JPMorgan Chase perspective on the Bear Stearns merger; HR 3185 "401(k) Fair Disclosure for Retirement Security Act" - provides for the "unbundling" of 401(k) fees and mandates inclusion of index fund; HR 1427 "Federal Housing Finance Reform Act" - reform regulation of government-sponsored enterprises; Advocate for Rural Utility Service loan guarantee for broadband project sponsored by One Equity Partners; Educate Members and staff on proposal to transfer and stabilize pension liabilities from financially troubled corporations; Educate Members and staff on JPMorgan Chase's experience with the current bond insurance system in advance of hearing in the House Financial Services Committee; Address proposals advanced for the comprehensive reform of market regulation to address recent market turmoil; Discuss ideas to ensure U.S. global economic competitiveness.

HR 5 "College Student Relief Act," HR 2669 "College Cost Reduction Act," HR 890 "Student Loan Sunshine Act," S 1642 "Higher Education Amendments" - reform the Federal Family Education Loan Program, student lending practices, and private student lending; S 1561 - non-dischargeability of private student loans in bankruptcy; HR 5715 - increases access to federally-guaranteed student loans by increasing marketplace liquidity and raising loan limits.

HR 5 "College Student Relief Act," HR 2669 "College Cost Reduction Act," HR 890 "Student Loan Sunshine Act," S 1642 "Higher Education Amendments" - reform the Federal Family Education Loan Program, student lending practices, and private student lending; S 1561 - non-dischargeability of private student loans in bankruptcy; HR 5715 - increases access to federally-guaranteed student loans by increasing marketplace liquidity and raising loan limits.

S 1395 "Stop Unfair Credit Card Practices" and HR 2146 "Universal Default Prohibition Act" - address concerns and educate Members and staff on credit card pricing and marketing practices; HR 5546 "Credit Card Fair Fee Act" - educate Members and staff on the role of interchange in the electronic payments network; HR 3915 "Mortgage Reform and Anti-Predatory Lending Act" and HR 2452 "Home Ownership Preservation and Protection Act" - protect homebuyers from predatory lending practices and support legislation providing for federal preemption of state laws; HR 1066 "Depository Institution Community Development Investments Enhancement Act" and S 2487 "Public Welfare Investments" - relate to the Community Reinvestment Act; HR 948 "Social Security Number Protection Act" and HR 3046 "Social Security Number Privacy and Identity Theft Protection Act" - legislation to restrict the commercial use of Social Security numbers; S 473 "Combatting Money Laundering and Terrorist Financing Act" - improve the prohibitions on money laundering, and for other purposes; HR 946 "Conumer Overdraft Protection Fair Practices Act" - educate Members and staff on legislation to increase regulation of overdraft protection programs; Educate administration and Members on industry response to crisis in mortgage lending including loan modification; Discuss mortgage and housing rescue proposal to allow FHA to guarantee "underwater" mortgages that have been discounted by the original lender.

S 1395 "Stop Unfair Credit Card Practices" and HR 2146 "Universal Default Prohibition Act" - address concerns and educate Members and staff on credit card pricing and marketing practices; HR 5546 "Credit Card Fair Fee Act" - educate Members and staff on the role of interchange in the electronic payments network; HR 3915 "Mortgage Reform and Anti-Predatory Lending Act" and HR 2452 "Home Ownership Preservation and Protection Act" - protect homebuyers from predatory lending practices and support legislation providing for federal preemption of state laws; HR 1066 "Depository Institution Community Development Investments Enhancement Act" and S 2487 "Public Welfare Investments" - relate to the Community Reinvestment Act; HR 948 "Social Security Number Protection Act" and HR 3046 "Social Security Number Privacy and Identity Theft Protection Act" - legislation to restrict the commercial use of Social Security numbers; S 473 "Combatting Money Laundering and Terrorist Financing Act" - improve the prohibitions on money laundering, and for other purposes; HR 946 "Conumer Overdraft Protection Fair Practices Act" - educate Members and staff on legislation to increase regulation of overdraft protection programs; Educate administration and Members on industry response to crisis in mortgage lending including loan modification; Discuss mortgage and housing rescue proposal to allow FHA to guarantee "underwater" mortgages that have been discounted by the original lender.

HR 5 "College Student Relief Act," HR 2669 "College Cost Reduction Act," HR 890 "Student Loan Sunshine Act," S 1642 "Higher Education Amendments" - reform the Federal Family Education Loan Program, student lending practices, and private student lending; S 1561 - non-dischargeability of private student loans in bankruptcy; HR 5715 - increases access to federally-guaranteed student loans by increasing marketplace liquidity and raising loan limits.

HR 5 "College Student Relief Act," HR 2669 "College Cost Reduction Act," HR 890 "Student Loan Sunshine Act," S 1642 "Higher Education Amendments" - reform the Federal Family Education Loan Program, student lending practices, and private student lending; S 1561 - non-dischargeability of private student loans in bankruptcy; HR 5715 - increases access to federally-guaranteed student loans by increasing marketplace liquidity and raising loan limits.

S 577 "Oil and Gas Traders Oversight Act", HR 594 "Prevent Unfair Manipulation of Prices Act" , HR 2419 "Food and Energy Security Act" - amend the Commodity Exchange Act to add provision relating to reporting and recordkeeping for positions involving energy commodities; In advance of April 3 hearing, gave JPMorgan Chase perspective on the Bear Stearns merger; HR 3185 "401(k) Fair Disclosure for Retirement Security Act" - provides for the "unbundling" of 401(k) fees and mandates inclusion of index fund; HR 1427 "Federal Housing Finance Reform Act" - reform regulation of government-sponsored enterprises; Advocate for Rural Utility Service loan guarantee for broadband project sponsored by One Equity Partners; Educate Members and staff on proposal to transfer and stabilize pension liabilities from financially troubled corporations; Educate Members and staff on JPMorgan Chase's experience with the current bond insurance system in advance of hearing in the House Financial Services Committee; Address proposals advanced for the comprehensive reform of market regulation to address recent market turmoil; Discuss ideas to ensure U.S. global economic competitiveness.

S 577 "Oil and Gas Traders Oversight Act", HR 594 "Prevent Unfair Manipulation of Prices Act" , HR 2419 "Food and Energy Security Act" - amend the Commodity Exchange Act to add provision relating to reporting and recordkeeping for positions involving energy commodities; In advance of April 3 hearing, gave JPMorgan Chase perspective on the Bear Stearns merger; HR 3185 "401(k) Fair Disclosure for Retirement Security Act" - provides for the "unbundling" of 401(k) fees and mandates inclusion of index fund; HR 1427 "Federal Housing Finance Reform Act" - reform regulation of government-sponsored enterprises; Advocate for Rural Utility Service loan guarantee for broadband project sponsored by One Equity Partners; Educate Members and staff on proposal to transfer and stabilize pension liabilities from financially troubled corporations; Educate Members and staff on JPMorgan Chase's experience with the current bond insurance system in advance of hearing in the House Financial Services Committee; Address proposals advanced for the comprehensive reform of market regulation to address recent market turmoil; Discuss ideas to ensure U.S. global economic competitiveness.

HR 5 "College Student Relief Act," HR 2669 "College Cost Reduction Act," HR 890 "Student Loan Sunshine Act," S 1642 "Higher Education Amendments" - reform the Federal Family Education Loan Program, student lending practices, and private student lending; S 1561 - non-dischargeability of private student loans in bankruptcy; HR 5715 - increases access to federally-guaranteed student loans by increasing marketplace liquidity and raising loan limits.

HR 5 "College Student Relief Act," HR 2669 "College Cost Reduction Act," HR 890 "Student Loan Sunshine Act," S 1642 "Higher Education Amendments" - reform the Federal Family Education Loan Program, student lending practices, and private student lending; S 1561 - non-dischargeability of private student loans in bankruptcy; HR 5715 - increases access to federally-guaranteed student loans by increasing marketplace liquidity and raising loan limits.

S 1395 "Stop Unfair Credit Card Practices" and HR 2146 "Universal Default Prohibition Act" - address concerns and educate Members and staff on credit card pricing and marketing practices; HR 5546 "Credit Card Fair Fee Act" - educate Members and staff on the role of interchange in the electronic payments network; HR 3915 "Mortgage Reform and Anti-Predatory Lending Act" and HR 2452 "Home Ownership Preservation and Protection Act" - protect homebuyers from predatory lending practices and support legislation providing for federal preemption of state laws; HR 1066 "Depository Institution Community Development Investments Enhancement Act" and S 2487 "Public Welfare Investments" - relate to the Community Reinvestment Act; HR 948 "Social Security Number Protection Act" and HR 3046 "Social Security Number Privacy and Identity Theft Protection Act" - legislation to restrict the commercial use of Social Security numbers; S 473 "Combatting Money Laundering and Terrorist Financing Act" - improve the prohibitions on money laundering, and for other purposes; HR 946 "Conumer Overdraft Protection Fair Practices Act" - educate Members and staff on legislation to increase regulation of overdraft protection programs; Educate administration and Members on industry response to crisis in mortgage lending including loan modification; Discuss mortgage and housing rescue proposal to allow FHA to guarantee "underwater" mortgages that have been discounted by the original lender.

S 1395 "Stop Unfair Credit Card Practices" and HR 2146 "Universal Default Prohibition Act" - address concerns and educate Members and staff on credit card pricing and marketing practices; HR 5546 "Credit Card Fair Fee Act" - educate Members and staff on the role of interchange in the electronic payments network; HR 3915 "Mortgage Reform and Anti-Predatory Lending Act" and HR 2452 "Home Ownership Preservation and Protection Act" - protect homebuyers from predatory lending practices and support legislation providing for federal preemption of state laws; HR 1066 "Depository Institution Community Development Investments Enhancement Act" and S 2487 "Public Welfare Investments" - relate to the Community Reinvestment Act; HR 948 "Social Security Number Protection Act" and HR 3046 "Social Security Number Privacy and Identity Theft Protection Act" - legislation to restrict the commercial use of Social Security numbers; S 473 "Combatting Money Laundering and Terrorist Financing Act" - improve the prohibitions on money laundering, and for other purposes; HR 946 "Conumer Overdraft Protection Fair Practices Act" - educate Members and staff on legislation to increase regulation of overdraft protection programs; Educate administration and Members on industry response to crisis in mortgage lending including loan modification; Discuss mortgage and housing rescue proposal to allow FHA to guarantee "underwater" mortgages that have been discounted by the original lender.

S 1395 "Stop Unfair Credit Card Practices" and HR 2146 "Universal Default Prohibition Act" - address concerns and educate Members and staff on credit card pricing and marketing practices; HR 5546 "Credit Card Fair Fee Act" - educate Members and staff on the role of interchange in the electronic payments network; HR 3915 "Mortgage Reform and Anti-Predatory Lending Act" and HR 2452 "Home Ownership Preservation and Protection Act" - protect homebuyers from predatory lending practices and support legislation providing for federal preemption of state laws; HR 1066 "Depository Institution Community Development Investments Enhancement Act" and S 2487 "Public Welfare Investments" - relate to the Community Reinvestment Act; HR 948 "Social Security Number Protection Act" and HR 3046 "Social Security Number Privacy and Identity Theft Protection Act" - legislation to restrict the commercial use of Social Security numbers; S 473 "Combatting Money Laundering and Terrorist Financing Act" - improve the prohibitions on money laundering, and for other purposes; HR 946 "Conumer Overdraft Protection Fair Practices Act" - educate Members and staff on legislation to increase regulation of overdraft protection programs; Educate administration and Members on industry response to crisis in mortgage lending including loan modification; Discuss mortgage and housing rescue proposal to allow FHA to guarantee "underwater" mortgages that have been discounted by the original lender.

S 1395 "Stop Unfair Credit Card Practices" and HR 2146 "Universal Default Prohibition Act" - address concerns and educate Members and staff on credit card pricing and marketing practices; HR 5546 "Credit Card Fair Fee Act" - educate Members and staff on the role of interchange in the electronic payments network; HR 3915 "Mortgage Reform and Anti-Predatory Lending Act" and HR 2452 "Home Ownership Preservation and Protection Act" - protect homebuyers from predatory lending practices and support legislation providing for federal preemption of state laws; HR 1066 "Depository Institution Community Development Investments Enhancement Act" and S 2487 "Public Welfare Investments" - relate to the Community Reinvestment Act; HR 948 "Social Security Number Protection Act" and HR 3046 "Social Security Number Privacy and Identity Theft Protection Act" - legislation to restrict the commercial use of Social Security numbers; S 473 "Combatting Money Laundering and Terrorist Financing Act" - improve the prohibitions on money laundering, and for other purposes; HR 946 "Conumer Overdraft Protection Fair Practices Act" - educate Members and staff on legislation to increase regulation of overdraft protection programs; Educate administration and Members on industry response to crisis in mortgage lending including loan modification; Discuss mortgage and housing rescue proposal to allow FHA to guarantee "underwater" mortgages that have been discounted by the original lender.

HR 1908 and S 1145 "Patent Reform Act" - provide for patent reform.

HR 1908 and S 1145 "Patent Reform Act" - provide for patent reform.

S 1395 "Stop Unfair Credit Card Practices" and HR 2146 "Universal Default Prohibition Act" - address concerns and educate Members and staff on credit card pricing and marketing practices; HR 5546 "Credit Card Fair Fee Act" - educate Members and staff on the role of interchange in the electronic payments network; HR 3915 "Mortgage Reform and Anti-Predatory Lending Act" and HR 2452 "Home Ownership Preservation and Protection Act" - protect homebuyers from predatory lending practices and support legislation providing for federal preemption of state laws; HR 1066 "Depository Institution Community Development Investments Enhancement Act" and S 2487 "Public Welfare Investments" - relate to the Community Reinvestment Act; HR 948 "Social Security Number Protection Act" and HR 3046 "Social Security Number Privacy and Identity Theft Protection Act" - legislation to restrict the commercial use of Social Security numbers; S 473 "Combatting Money Laundering and Terrorist Financing Act" - improve the prohibitions on money laundering, and for other purposes; HR 946 "Conumer Overdraft Protection Fair Practices Act" - educate Members and staff on legislation to increase regulation of overdraft protection programs; Educate administration and Members on industry response to crisis in mortgage lending including loan modification; Discuss mortgage and housing rescue proposal to allow FHA to guarantee "underwater" mortgages that have been discounted by the original lender.

S 1395 "Stop Unfair Credit Card Practices" and HR 2146 "Universal Default Prohibition Act" - address concerns and educate Members and staff on credit card pricing and marketing practices; HR 5546 "Credit Card Fair Fee Act" - educate Members and staff on the role of interchange in the electronic payments network; HR 3915 "Mortgage Reform and Anti-Predatory Lending Act" and HR 2452 "Home Ownership Preservation and Protection Act" - protect homebuyers from predatory lending practices and support legislation providing for federal preemption of state laws; HR 1066 "Depository Institution Community Development Investments Enhancement Act" and S 2487 "Public Welfare Investments" - relate to the Community Reinvestment Act; HR 948 "Social Security Number Protection Act" and HR 3046 "Social Security Number Privacy and Identity Theft Protection Act" - legislation to restrict the commercial use of Social Security numbers; S 473 "Combatting Money Laundering and Terrorist Financing Act" - improve the prohibitions on money laundering, and for other purposes; HR 946 "Conumer Overdraft Protection Fair Practices Act" - educate Members and staff on legislation to increase regulation of overdraft protection programs; Educate administration and Members on industry response to crisis in mortgage lending including loan modification; Discuss mortgage and housing rescue proposal to allow FHA to guarantee "underwater" mortgages that have been discounted by the original lender.

HR 5 "College Student Relief Act," HR 2669 "College Cost Reduction Act," HR 890 "Student Loan Sunshine Act," S 1642 "Higher Education Amendments" - reform the Federal Family Education Loan Program, student lending practices, and private student lending; S 1561 - non-dischargeability of private student loans in bankruptcy; HR 5715 - increases access to federally-guaranteed student loans by increasing marketplace liquidity and raising loan limits.

HR 5 "College Student Relief Act," HR 2669 "College Cost Reduction Act," HR 890 "Student Loan Sunshine Act," S 1642 "Higher Education Amendments" - reform the Federal Family Education Loan Program, student lending practices, and private student lending; S 1561 - non-dischargeability of private student loans in bankruptcy; HR 5715 - increases access to federally-guaranteed student loans by increasing marketplace liquidity and raising loan limits.

S 1395 "Stop Unfair Credit Card Practices" and HR 2146 "Universal Default Prohibition Act" - address concerns and educate Members and staff on credit card pricing and marketing practices; HR 5546 "Credit Card Fair Fee Act" - educate Members and staff on the role of interchange in the electronic payments network; HR 3915 "Mortgage Reform and Anti-Predatory Lending Act" and HR 2452 "Home Ownership Preservation and Protection Act" - protect homebuyers from predatory lending practices and support legislation providing for federal preemption of state laws; HR 1066 "Depository Institution Community Development Investments Enhancement Act" and S 2487 "Public Welfare Investments" - relate to the Community Reinvestment Act; HR 948 "Social Security Number Protection Act" and HR 3046 "Social Security Number Privacy and Identity Theft Protection Act" - legislation to restrict the commercial use of Social Security numbers; S 473 "Combatting Money Laundering and Terrorist Financing Act" - improve the prohibitions on money laundering, and for other purposes; HR 946 "Conumer Overdraft Protection Fair Practices Act" - educate Members and staff on legislation to increase regulation of overdraft protection programs; Educate administration and Members on industry response to crisis in mortgage lending including loan modification; Discuss mortgage and housing rescue proposal to allow FHA to guarantee "underwater" mortgages that have been discounted by the original lender.

S 1395 "Stop Unfair Credit Card Practices" and HR 2146 "Universal Default Prohibition Act" - address concerns and educate Members and staff on credit card pricing and marketing practices; HR 5546 "Credit Card Fair Fee Act" - educate Members and staff on the role of interchange in the electronic payments network; HR 3915 "Mortgage Reform and Anti-Predatory Lending Act" and HR 2452 "Home Ownership Preservation and Protection Act" - protect homebuyers from predatory lending practices and support legislation providing for federal preemption of state laws; HR 1066 "Depository Institution Community Development Investments Enhancement Act" and S 2487 "Public Welfare Investments" - relate to the Community Reinvestment Act; HR 948 "Social Security Number Protection Act" and HR 3046 "Social Security Number Privacy and Identity Theft Protection Act" - legislation to restrict the commercial use of Social Security numbers; S 473 "Combatting Money Laundering and Terrorist Financing Act" - improve the prohibitions on money laundering, and for other purposes; HR 946 "Conumer Overdraft Protection Fair Practices Act" - educate Members and staff on legislation to increase regulation of overdraft protection programs; Educate administration and Members on industry response to crisis in mortgage lending including loan modification; Discuss mortgage and housing rescue proposal to allow FHA to guarantee "underwater" mortgages that have been discounted by the original lender.

S 1395 "Stop Unfair Credit Card Practices" and HR 2146 "Universal Default Prohibition Act" - address concerns and educate Members and staff on credit card pricing and marketing practices; HR 5546 "Credit Card Fair Fee Act" - educate Members and staff on the role of interchange in the electronic payments network; HR 3915 "Mortgage Reform and Anti-Predatory Lending Act" and HR 2452 "Home Ownership Preservation and Protection Act" - protect homebuyers from predatory lending practices and support legislation providing for federal preemption of state laws; HR 1066 "Depository Institution Community Development Investments Enhancement Act" and S 2487 "Public Welfare Investments" - relate to the Community Reinvestment Act; HR 948 "Social Security Number Protection Act" and HR 3046 "Social Security Number Privacy and Identity Theft Protection Act" - legislation to restrict the commercial use of Social Security numbers; S 473 "Combatting Money Laundering and Terrorist Financing Act" - improve the prohibitions on money laundering, and for other purposes; HR 946 "Conumer Overdraft Protection Fair Practices Act" - educate Members and staff on legislation to increase regulation of overdraft protection programs; Educate administration and Members on industry response to crisis in mortgage lending including loan modification; Discuss mortgage and housing rescue proposal to allow FHA to guarantee "underwater" mortgages that have been discounted by the original lender.

S 1395 "Stop Unfair Credit Card Practices" and HR 2146 "Universal Default Prohibition Act" - address concerns and educate Members and staff on credit card pricing and marketing practices; HR 5546 "Credit Card Fair Fee Act" - educate Members and staff on the role of interchange in the electronic payments network; HR 3915 "Mortgage Reform and Anti-Predatory Lending Act" and HR 2452 "Home Ownership Preservation and Protection Act" - protect homebuyers from predatory lending practices and support legislation providing for federal preemption of state laws; HR 1066 "Depository Institution Community Development Investments Enhancement Act" and S 2487 "Public Welfare Investments" - relate to the Community Reinvestment Act; HR 948 "Social Security Number Protection Act" and HR 3046 "Social Security Number Privacy and Identity Theft Protection Act" - legislation to restrict the commercial use of Social Security numbers; S 473 "Combatting Money Laundering and Terrorist Financing Act" - improve the prohibitions on money laundering, and for other purposes; HR 946 "Conumer Overdraft Protection Fair Practices Act" - educate Members and staff on legislation to increase regulation of overdraft protection programs; Educate administration and Members on industry response to crisis in mortgage lending including loan modification; Discuss mortgage and housing rescue proposal to allow FHA to guarantee "underwater" mortgages that have been discounted by the original lender.

S 577 "Oil and Gas Traders Oversight Act", HR 594 "Prevent Unfair Manipulation of Prices Act" , HR 2419 "Food and Energy Security Act" - amend the Commodity Exchange Act to add provision relating to reporting and recordkeeping for positions involving energy commodities; In advance of April 3 hearing, gave JPMorgan Chase perspective on the Bear Stearns merger; HR 3185 "401(k) Fair Disclosure for Retirement Security Act" - provides for the "unbundling" of 401(k) fees and mandates inclusion of index fund; HR 1427 "Federal Housing Finance Reform Act" - reform regulation of government-sponsored enterprises; Advocate for Rural Utility Service loan guarantee for broadband project sponsored by One Equity Partners; Educate Members and staff on proposal to transfer and stabilize pension liabilities from financially troubled corporations; Educate Members and staff on JPMorgan Chase's experience with the current bond insurance system in advance of hearing in the House Financial Services Committee; Address proposals advanced for the comprehensive reform of market regulation to address recent market turmoil; Discuss ideas to ensure U.S. global economic competitiveness.

S 577 "Oil and Gas Traders Oversight Act", HR 594 "Prevent Unfair Manipulation of Prices Act" , HR 2419 "Food and Energy Security Act" - amend the Commodity Exchange Act to add provision relating to reporting and recordkeeping for positions involving energy commodities; In advance of April 3 hearing, gave JPMorgan Chase perspective on the Bear Stearns merger; HR 3185 "401(k) Fair Disclosure for Retirement Security Act" - provides for the "unbundling" of 401(k) fees and mandates inclusion of index fund; HR 1427 "Federal Housing Finance Reform Act" - reform regulation of government-sponsored enterprises; Advocate for Rural Utility Service loan guarantee for broadband project sponsored by One Equity Partners; Educate Members and staff on proposal to transfer and stabilize pension liabilities from financially troubled corporations; Educate Members and staff on JPMorgan Chase's experience with the current bond insurance system in advance of hearing in the House Financial Services Committee; Address proposals advanced for the comprehensive reform of market regulation to address recent market turmoil; Discuss ideas to ensure U.S. global economic competitiveness.

S 577 "Oil and Gas Traders Oversight Act", HR 594 "Prevent Unfair Manipulation of Prices Act" , HR 2419 "Food and Energy Security Act" - amend the Commodity Exchange Act to add provision relating to reporting and recordkeeping for positions involving energy commodities; In advance of April 3 hearing, gave JPMorgan Chase perspective on the Bear Stearns merger; HR 3185 "401(k) Fair Disclosure for Retirement Security Act" - provides for the "unbundling" of 401(k) fees and mandates inclusion of index fund; HR 1427 "Federal Housing Finance Reform Act" - reform regulation of government-sponsored enterprises; Advocate for Rural Utility Service loan guarantee for broadband project sponsored by One Equity Partners; Educate Members and staff on proposal to transfer and stabilize pension liabilities from financially troubled corporations; Educate Members and staff on JPMorgan Chase's experience with the current bond insurance system in advance of hearing in the House Financial Services Committee; Address proposals advanced for the comprehensive reform of market regulation to address recent market turmoil; Discuss ideas to ensure U.S. global economic competitiveness.

S 577 "Oil and Gas Traders Oversight Act", HR 594 "Prevent Unfair Manipulation of Prices Act" , HR 2419 "Food and Energy Security Act" - amend the Commodity Exchange Act to add provision relating to reporting and recordkeeping for positions involving energy commodities; In advance of April 3 hearing, gave JPMorgan Chase perspective on the Bear Stearns merger; HR 3185 "401(k) Fair Disclosure for Retirement Security Act" - provides for the "unbundling" of 401(k) fees and mandates inclusion of index fund; HR 1427 "Federal Housing Finance Reform Act" - reform regulation of government-sponsored enterprises; Advocate for Rural Utility Service loan guarantee for broadband project sponsored by One Equity Partners; Educate Members and staff on proposal to transfer and stabilize pension liabilities from financially troubled corporations; Educate Members and staff on JPMorgan Chase's experience with the current bond insurance system in advance of hearing in the House Financial Services Committee; Address proposals advanced for the comprehensive reform of market regulation to address recent market turmoil; Discuss ideas to ensure U.S. global economic competitiveness.

S 577 "Oil and Gas Traders Oversight Act", HR 594 "Prevent Unfair Manipulation of Prices Act" , HR 2419 "Food and Energy Security Act" - amend the Commodity Exchange Act to add provision relating to reporting and recordkeeping for positions involving energy commodities; In advance of April 3 hearing, gave JPMorgan Chase perspective on the Bear Stearns merger; HR 3185 "401(k) Fair Disclosure for Retirement Security Act" - provides for the "unbundling" of 401(k) fees and mandates inclusion of index fund; HR 1427 "Federal Housing Finance Reform Act" - reform regulation of government-sponsored enterprises; Advocate for Rural Utility Service loan guarantee for broadband project sponsored by One Equity Partners; Educate Members and staff on proposal to transfer and stabilize pension liabilities from financially troubled corporations; Educate Members and staff on JPMorgan Chase's experience with the current bond insurance system in advance of hearing in the House Financial Services Committee; Address proposals advanced for the comprehensive reform of market regulation to address recent market turmoil; Discuss ideas to ensure U.S. global economic competitiveness.

S 577 "Oil and Gas Traders Oversight Act", HR 594 "Prevent Unfair Manipulation of Prices Act" , HR 2419 "Food and Energy Security Act" - amend the Commodity Exchange Act to add provision relating to reporting and recordkeeping for positions involving energy commodities; In advance of April 3 hearing, gave JPMorgan Chase perspective on the Bear Stearns merger; HR 3185 "401(k) Fair Disclosure for Retirement Security Act" - provides for the "unbundling" of 401(k) fees and mandates inclusion of index fund; HR 1427 "Federal Housing Finance Reform Act" - reform regulation of government-sponsored enterprises; Advocate for Rural Utility Service loan guarantee for broadband project sponsored by One Equity Partners; Educate Members and staff on proposal to transfer and stabilize pension liabilities from financially troubled corporations; Educate Members and staff on JPMorgan Chase's experience with the current bond insurance system in advance of hearing in the House Financial Services Committee; Address proposals advanced for the comprehensive reform of market regulation to address recent market turmoil; Discuss ideas to ensure U.S. global economic competitiveness.

HR 5 "College Student Relief Act," HR 2669 "College Cost Reduction Act," HR 890 "Student Loan Sunshine Act," S 1642 "Higher Education Amendments" - reform the Federal Family Education Loan Program, student lending practices, and private student lending; S 1561 - non-dischargeability of private student loans in bankruptcy; HR 5715 - increases access to federally-guaranteed student loans by increasing marketplace liquidity and raising loan limits.

HR 5 "College Student Relief Act," HR 2669 "College Cost Reduction Act," HR 890 "Student Loan Sunshine Act," S 1642 "Higher Education Amendments" - reform the Federal Family Education Loan Program, student lending practices, and private student lending; S 1561 - non-dischargeability of private student loans in bankruptcy; HR 5715 - increases access to federally-guaranteed student loans by increasing marketplace liquidity and raising loan limits.

S 1395 "Stop Unfair Credit Card Practices" and HR 2146 "Universal Default Prohibition Act" - address concerns and educate Members and staff on credit card pricing and marketing practices; HR 5546 "Credit Card Fair Fee Act" - educate Members and staff on the role of interchange in the electronic payments network; HR 3915 "Mortgage Reform and Anti-Predatory Lending Act" and HR 2452 "Home Ownership Preservation and Protection Act" - protect homebuyers from predatory lending practices and support legislation providing for federal preemption of state laws; HR 1066 "Depository Institution Community Development Investments Enhancement Act" and S 2487 "Public Welfare Investments" - relate to the Community Reinvestment Act; HR 948 "Social Security Number Protection Act" and HR 3046 "Social Security Number Privacy and Identity Theft Protection Act" - legislation to restrict the commercial use of Social Security numbers; S 473 "Combatting Money Laundering and Terrorist Financing Act" - improve the prohibitions on money laundering, and for other purposes; HR 946 "Conumer Overdraft Protection Fair Practices Act" - educate Members and staff on legislation to increase regulation of overdraft protection programs; Educate administration and Members on industry response to crisis in mortgage lending including loan modification; Discuss mortgage and housing rescue proposal to allow FHA to guarantee "underwater" mortgages that have been discounted by the original lender.

S 1395 "Stop Unfair Credit Card Practices" and HR 2146 "Universal Default Prohibition Act" - address concerns and educate Members and staff on credit card pricing and marketing practices; HR 5546 "Credit Card Fair Fee Act" - educate Members and staff on the role of interchange in the electronic payments network; HR 3915 "Mortgage Reform and Anti-Predatory Lending Act" and HR 2452 "Home Ownership Preservation and Protection Act" - protect homebuyers from predatory lending practices and support legislation providing for federal preemption of state laws; HR 1066 "Depository Institution Community Development Investments Enhancement Act" and S 2487 "Public Welfare Investments" - relate to the Community Reinvestment Act; HR 948 "Social Security Number Protection Act" and HR 3046 "Social Security Number Privacy and Identity Theft Protection Act" - legislation to restrict the commercial use of Social Security numbers; S 473 "Combatting Money Laundering and Terrorist Financing Act" - improve the prohibitions on money laundering, and for other purposes; HR 946 "Conumer Overdraft Protection Fair Practices Act" - educate Members and staff on legislation to increase regulation of overdraft protection programs; Educate administration and Members on industry response to crisis in mortgage lending including loan modification; Discuss mortgage and housing rescue proposal to allow FHA to guarantee "underwater" mortgages that have been discounted by the original lender.

Predatory Lending Reform (protect home buyers from predatory lending practices and support legislation providing for federal preemption of state predatory lending laws); HR 1066 "Depository Institution Community Development Investments Enhancement Act"; Data / Security / Privacy (educate as to implications of proposed legislation dealing with data security and consumer notification); Credit Cards Payments Processing (educate on the role of interchange in the electronic payments network); S 473 "Combating Money Laundering and Terrorist Financing Act" (improve the prohibitions on money laundering); HR 698 "Industrial Bank Holding Company Act" (amend the FDIA to establish industrial bank holding company regulation). S 1395 "Stop Unfair Credit Card Practices" and HR 2146 "Universal Default Prohibition Act" (address concerns and educate members of Congress on credit card pricing and marketing practices);

HR 1227 and S 1668 "Gulf Coast Hurricane Housing Recovery Act" (concerns FHA conveyance of Katrina properties); Discuss Section 502 rural housing guaranteed loan program with members of Congress.

Discuss the Rural Housing Guaranteed Loan Program (Section 502) with lawmakers; HR 1227 "Gulf Coast Hurricane Recovery Act" (discuss FHA conveyance of Hurricane Katrina properties).

Discuss technical correction regarding conversions of certain common trust funds; HR 1677 "Taxpayer Protection Act" (educate lawmakers on the impact of restrictions on regulated, short-term loan products). S 940 and HR 1509 (extend the active finance exception to Subpart F of the Internal Revenue Code, which requires current taxation of income earned overseas); Discuss changes in federal income taxation of deferred compensation;

S 940 and HR 1509 (extend the active finance exception to subpart F of the IRC, which requires current taxation of income earned overseas); HR 1677 "Taxpayer Protection Act" (educate members re: the impact of restrictions on regulated, short term loan products);

S 940 and HR 1509 (extend the active finance exception to subpart F of the IRC, which requires current taxation of income earned overseas); HR 1677 "Taxpayer Protection Act" (educate members re: the impact of restrictions on regulated, short term loan products);

Discuss technical correction regarding conversions of certain common trust funds; HR 1677 "Taxpayer Protection Act" (educate lawmakers on the impact of restrictions on regulated, short-term loan products). S 940 and HR 1509 (extend the active finance exception to Subpart F of the Internal Revenue Code, which requires current taxation of income earned overseas); Discuss changes in federal income taxation of deferred compensation;

HR 1682 "Flood Insurance Reform and Modernization Act" and HR 3121 (restore the financial solvency of the national flood insurance program and make available multiperil coverange for damage resulting from windstorms and floods); HR 2761 "Terrorism Risk Insurance Revision and Extension Act" (extend the Terrorism Insurance Program of the Treasury Dept).

HR 2761 "Terrorism Risk Insurance Revision and Extension Act" (extend the terrorism insurance program of the Treasury Dept); HR 1682 and HR 3121 "Flood Insurance Reform and Modernization Act" (restore the financial solvency of the national flood insurance program and make available multiperil coverage for damage resulting from windstorms and floods, and for other purposes).

HR 1908 and S 1145 "Patent Reform Act" (provides for patent reform).

HR 1908 and S 1145 "Patent Reform Act" (reforms the process for issuing patents and the rules governing patent infringement).

Predatory Lending Reform (protect home buyers from predatory lending practices and support legislation providing for federal preemption of state predatory lending laws); HR 1066 "Depository Institution Community Development Investments Enhancement Act"; Data / Security / Privacy (educate as to implications of proposed legislation dealing with data security and consumer notification); Credit Cards Payments Processing (educate on the role of interchange in the electronic payments network); S 473 "Combating Money Laundering and Terrorist Financing Act" (improve the prohibitions on money laundering); HR 698 "Industrial Bank Holding Company Act" (amend the FDIA to establish industrial bank holding company regulation). S 1395 "Stop Unfair Credit Card Practices" and HR 2146 "Universal Default Prohibition Act" (address concerns and educate members of Congress on credit card pricing and marketing practices);

S 1395 "Stop Unfair Credit Card Practices" and HR 2146 "Universal Default Prohibition Act" (address concerns and educate members of Congress on credit card pricing and marketing practices);

HR 1682 "Flood Insurance Reform and Modernization Act" and HR 3121 (restore the financial solvency of the national flood insurance program and make available multiperil coverange for damage resulting from windstorms and floods); HR 2761 "Terrorism Risk Insurance Revision and Extension Act" (extend the Terrorism Insurance Program of the Treasury Dept).

HR 2761 "Terrorism Risk Insurance Revision and Extension Act" (extend the terrorism insurance program of the Treasury Dept); HR 1682 and HR 3121 "Flood Insurance Reform and Modernization Act" (restore the financial solvency of the national flood insurance program and make available multiperil coverage for damage resulting from windstorms and floods, and for other purposes).

HR 3010 and S 1782 "Arbitration Fairness Act" (educated members of Congress on value of the use of arbitration for dispute resolution).

HR 5 "College Student Relief Act," HR 2669 "College Cost Reduction Act" and "Higher Education Access Act," HR 890 "Student Loan Sunshine Act," and S 1642 "Higher Education Amendments" (all concern reforms of student lending practices); S 1561 (concerns the non-dischargeability of private student loans in bankruptcy).

HR 5 "College Student Relief Act," HR 2669 "College Cost Reduction Act" and "Higher Education Access Act" amendments, HR 890 "Student Loan Sunshine Act," and S 1642 "Higher Education Amendments" (all concern reforms of student lending practices); S 1561 (concerns the nondischargeability of private student loans in bankruptcy)

S 577 "Oil and Gas Traders Oversight Act," HR 594 "Prevent Unfair Manipulation of Prices Act," HR 2419 "Food and Energy Security Act" (adds provision to Commodity Exchange Act on reporting, record-keeping of positions involving energy commodities); HR 1427 "Federal Housing Finance Reform Act" (reform the regulation of government sponsored enterprises);

PL 109-364 (educate on the impact of potential rules covering the availability and terms of credit products to active duty military and their dependents); Discuss ideas to ensure U.S. global economic competitiveness; Discuss firm's rule of hedge fund management and Treasury's new hedge fund rules; S 577 "Oil and Gas Traders Oversight Act" and HR 594 "Prevent Unfair Manipulation of Prices Act" (add a provision to the Commodity Exchange Act relating to reporting and recordkeeping for positions involving energy commodities); Discuss cross-border broker dealer access with SEC officials. HR 1427 "Federal Housing Reform Act" (reform regulation of government-sponsored enterprises); Work to promote an agreement on the Basel accords;

Predatory Lending Reform (protect home buyers from predatory lending practices and support legislation providing for federal preemption of state predatory lending laws); HR 1066 "Depository Institution Community Development Investments Enhancement Act"; Data / Security / Privacy (educate as to implications of proposed legislation dealing with data security and consumer notification); Credit Cards Payments Processing (educate on the role of interchange in the electronic payments network); S 473 "Combating Money Laundering and Terrorist Financing Act" (improve the prohibitions on money laundering); HR 698 "Industrial Bank Holding Company Act" (amend the FDIA to establish industrial bank holding company regulation). S 1395 "Stop Unfair Credit Card Practices" and HR 2146 "Universal Default Prohibition Act" (address concerns and educate members of Congress on credit card pricing and marketing practices);

HR 5 "College Student Relief Act," HR 2669 "College Cost Reduction Act" and "Higher Education Access Act," HR 890 "Student Loan Sunshine Act," and S 1642 "Higher Education Amendments" (all concern reforms of student lending practices); S 1561 (concerns the non-dischargeability of private student loans in bankruptcy).

HR 5 "College Student Relief Act," HR 2669 "College Cost Reduction Act" and "Higher Education Access Act" amendments, HR 890 "Student Loan Sunshine Act," and S 1642 "Higher Education Amendments" (all concern reforms of student lending practices); S 1561 (concerns the nondischargeability of private student loans in bankruptcy)

HR 1908 and S 1145 "Patent Reform Act" (provides for patent reform).

HR 1908 and S 1145 "Patent Reform Act" (reforms the process for issuing patents and the rules governing patent infringement).

Predatory Lending Reform (protect home buyers from predatory lending practices and support legislation providing for federal preemption of state predatory lending laws); HR 1066 "Depository Institution Community Development Investments Enhancement Act"; Data / Security / Privacy (educate as to implications of proposed legislation dealing with data security and consumer notification); Credit Cards Payments Processing (educate on the role of interchange in the electronic payments network); S 473 "Combating Money Laundering and Terrorist Financing Act" (improve the prohibitions on money laundering); HR 698 "Industrial Bank Holding Company Act" (amend the FDIA to establish industrial bank holding company regulation). S 1395 "Stop Unfair Credit Card Practices" and HR 2146 "Universal Default Prohibition Act" (address concerns and educate members of Congress on credit card pricing and marketing practices);

S 1395 "Stop Unfair Credit Card Practices" and HR 2146 "Universal Default Prohibition Act" (address concerns and educate members of Congress on credit card pricing and marketing practices);

HR 5 "College Student Relief Act," HR 2669 "College Cost Reduction Act" and "Higher Education Access Act" amendments, HR 890 "Student Loan Sunshine Act," and S 1642 "Higher Education Amendments" (all concern reforms of student lending practices); S 1561 (concerns the nondischargeability of private student loans in bankruptcy)

HR 5 "College Student Relief Act," HR 2669 "College Cost Reduction Act" and "Higher Education Access Act," HR 890 "Student Loan Sunshine Act," and S 1642 "Higher Education Amendments" (all concern reforms of student lending practices); S 1561 (concerns the non-dischargeability of private student loans in bankruptcy).

Discuss issues related to remedies and signing of the Korea Free Trade Agreement; Discuss market access goals within the framework of the US/China Strategic Economic Dialogue. HR 556 "National Security Foreign Investment Reform and Strengthened Transparency Act" and S 1610 "Foreign Investment and National Security Act" (establish Committee on Foreign Investment in the United States); S 1607 "Currency Exchange Rate Oversight Reform Act" (identify misalligned currency and require action to correct).

Discuss issues related to remedies and signing of the Korea Free Trade Agreement; Discuss market access goals within the framework of the US/China Strategic Economic Dialogue. HR 556 "National Security Foreign Investment Reform and Strengthened Transparency Act" and S 1610 "Foreign Investment and National Security Act" (establish Committee on Foreign Investment in the United States); S 1607 "Currency Exchange Rate Oversight Reform Act" (identify misalligned currency and require action to correct).

HR 1227 and S 1668 "Gulf Coast Hurricane Housing Recovery Act" (concerns FHA conveyance of Katrina properties); Discuss Section 502 rural housing guaranteed loan program with members of Congress.

HR 3010 and S 1782 "Arbitration Fairness Act" (educated members of Congress on value of the use of arbitration for dispute resolution).

S 280 "Climate Stewardship and Innovation Act" (educate members of Congress on aspects of a proposed "cap & trade" regime to reduce the emission of green house gasses).

Predatory Lending Reform (protect home buyers from predatory lending practices and support legislation providing for federal preemption of state predatory lending laws); HR 1066 "Depository Institution Community Development Investments Enhancement Act"; Data / Security / Privacy (educate as to implications of proposed legislation dealing with data security and consumer notification); Credit Cards Payments Processing (educate on the role of interchange in the electronic payments network); S 473 "Combating Money Laundering and Terrorist Financing Act" (improve the prohibitions on money laundering); HR 698 "Industrial Bank Holding Company Act" (amend the FDIA to establish industrial bank holding company regulation). S 1395 "Stop Unfair Credit Card Practices" and HR 2146 "Universal Default Prohibition Act" (address concerns and educate members of Congress on credit card pricing and marketing practices);

PL 109-364 (educate on the impact of potential rules covering the availability and terms of credit products to active duty military and their dependents); Discuss ideas to ensure U.S. global economic competitiveness; Discuss firm's rule of hedge fund management and Treasury's new hedge fund rules; S 577 "Oil and Gas Traders Oversight Act" and HR 594 "Prevent Unfair Manipulation of Prices Act" (add a provision to the Commodity Exchange Act relating to reporting and recordkeeping for positions involving energy commodities); Discuss cross-border broker dealer access with SEC officials. HR 1427 "Federal Housing Reform Act" (reform regulation of government-sponsored enterprises); Work to promote an agreement on the Basel accords;

S 577 "Oil and Gas Traders Oversight Act," HR 594 "Prevent Unfair Manipulation of Prices Act," HR 2419 "Food and Energy Security Act" (adds provision to Commodity Exchange Act on reporting, record-keeping of positions involving energy commodities); HR 1427 "Federal Housing Finance Reform Act" (reform the regulation of government sponsored enterprises);

Discuss technical correction regarding conversions of certain common trust funds; HR 1677 "Taxpayer Protection Act" (educate lawmakers on the impact of restrictions on regulated, short-term loan products). S 940 and HR 1509 (extend the active finance exception to Subpart F of the Internal Revenue Code, which requires current taxation of income earned overseas); Discuss changes in federal income taxation of deferred compensation;

S 940 and HR 1509 (extend the active finance exception to subpart F of the IRC, which requires current taxation of income earned overseas); HR 1677 "Taxpayer Protection Act" (educate members re: the impact of restrictions on regulated, short term loan products);

PL 109-364 (educate on the impact of potential rules covering the availability and terms of credit products to active duty military and their dependents); Discuss ideas to ensure U.S. global economic competitiveness; Discuss firm's rule of hedge fund management and Treasury's new hedge fund rules; S 577 "Oil and Gas Traders Oversight Act" and HR 594 "Prevent Unfair Manipulation of Prices Act" (add a provision to the Commodity Exchange Act relating to reporting and recordkeeping for positions involving energy commodities); Discuss cross-border broker dealer access with SEC officials. HR 1427 "Federal Housing Reform Act" (reform regulation of government-sponsored enterprises); Work to promote an agreement on the Basel accords;

S 577 "Oil and Gas Traders Oversight Act," HR 594 "Prevent Unfair Manipulation of Prices Act," HR 2419 "Food and Energy Security Act" (adds provision to Commodity Exchange Act on reporting, record-keeping of positions involving energy commodities); HR 1427 "Federal Housing Finance Reform Act" (reform the regulation of government sponsored enterprises);

S 577 "Oil and Gas Traders Oversight Act," HR 594 "Prevent Unfair Manipulation of Prices Act," HR 2419 "Food and Energy Security Act" (adds provision to Commodity Exchange Act on reporting, record-keeping of positions involving energy commodities); HR 1427 "Federal Housing Finance Reform Act" (reform the regulation of government sponsored enterprises);

HR 5 "College Student Relief Act," HR 2669 "College Cost Reduction Act" and "Higher Education Access Act," HR 890 "Student Loan Sunshine Act," and S 1642 "Higher Education Amendments" (all concern reforms of student lending practices); S 1561 (concerns the non-dischargeability of private student loans in bankruptcy).

HR 5 "College Student Relief Act," HR 2669 "College Cost Reduction Act" and "Higher Education Access Act" amendments, HR 890 "Student Loan Sunshine Act," and S 1642 "Higher Education Amendments" (all concern reforms of student lending practices); S 1561 (concerns the nondischargeability of private student loans in bankruptcy)

HR 2761 "Terrorism Risk Insurance Revision and Extension Act" (extend the terrorism insurance program of the Treasury Dept); HR 1682 and HR 3121 "Flood Insurance Reform and Modernization Act" (restore the financial solvency of the national flood insurance program and make available multiperil coverage for damage resulting from windstorms and floods, and for other purposes).

HR 1682 "Flood Insurance Reform and Modernization Act" and HR 3121 (restore the financial solvency of the national flood insurance program and make available multiperil coverange for damage resulting from windstorms and floods); HR 2761 "Terrorism Risk Insurance Revision and Extension Act" (extend the Terrorism Insurance Program of the Treasury Dept).

Discuss issues related to remedies and signing of the Korea Free Trade Agreement; Discuss market access goals within the framework of the US/China Strategic Economic Dialogue. HR 556 "National Security Foreign Investment Reform and Strengthened Transparency Act" and S 1610 "Foreign Investment and National Security Act" (establish Committee on Foreign Investment in the United States); S 1607 "Currency Exchange Rate Oversight Reform Act" (identify misalligned currency and require action to correct).

S 190 "Federal Housing Enterprise Regulatory Reform Act of 2005" (regulation of secondary mortgage market enterprises); HR 4473 "CFTC Reauthorization Act of 2005" and S 1566 "Commodity Reauthorization Act of 2005" (CFTC Reauthorization, CEA, derivatives)

HR 2830 "Pension Protection Act of 2005" and S 1783 "Pension Security and Transparency Act of 2005" (reform of the Employee Retirement Income Security Act of 1974, specifically the prohibited transactions provisions of ERISA and the provisions governing cash balance retirement plans)

S 190 "Federal Housing Enterprise Regulatory Reform Act of 2005" (regulation of secondary mortgage market enterprises); HR 4473 "CFTC Reauthorization Act of 2005" and S 1566 "Commodity Reauthorization Act of 2005" (CFTC Reauthorization, CEA, derivatives)

S 2856 "Financial Services Regulatory Relief Act of 2006" and HR 3505 "Financial Services Regulatory Relief Act of 2005" (original bills to provide regulatory relief and improve productivity for insured depository institutions, and for other purposes); Credit Card Pricing (address concerns and educate members of Congress on credit card pricing and marketing practices); Deposit Insurance Reform (proposed rules regarding large bank premiums); Large Bank Deposits (advance notice of proposed rulemaking, large bank deposits); Predatory Lending Reform (protect home buyers from predatory lending practices and support legislation providing for federal preemption of state predatory lending laws); Regulatory Parity (discuss the need for a level playing field for regulated financial institutions); Electronic Benefits Transfer (implementation of electronic benefits transfer programs); HR 3997 "Financial Data Protection Act of 2006" and HR 4127 "Data Accountability and Trust Act" (amend the Fair Credit Reporting Act to provide for secure financial data, and for other purposes. This legislation prescribes the regime for notification to consumer in the event of data breaches); HR 5789 "To Amend Title 31 U.S.C. to Modernize Cash Management by Allowing the Use of Certain Obligations Instead of Surety Bonds" (advocate the modernization of cash management by allowing the use of certain obligations instead of surety bonds); Basel II (regarding implementation of Basel II capital accords); HR 5122 "John Warner National Defense Authorization Act for Fiscal Year 2007" (regarding provision that could potentially limit credit products to service members and their dependents) S 2767 "Federal Employee Protection of Disclosures Act" (address unintended consequences of provisions that would affect legal lending practices of depository institutions);

HR 5337 "National Security Foreign Investment Reform and Strengthened Transparency Act of 2006" and S 3549 "Foreign Investment and National Security Act of 2006"(support reform of CFIUS process); HR 5684 "United States-Oman Free Trade Agreement Implementation Act" (support passage of U.S.-Oman trade agreement); HR 5602 and S 3495 "Authorizing the Extension of Normal Trade Relations Treatement to the Products of Vietnam" (extend permanent trade relations status to Vietnam); Russia WTO accession HR 3045 "Dominican Republic-Central America-United States Free Trade Agreement Implementation Act" (support for the passage and implementation of CAFTA); HR 5068 "Export-Import Bank Reauthorization Act of 2006" (support Ex-Im Bank reauthorization);

HR 5337 "National Security Foreign Investment Reform and Strengthened Transparency Act of 2006" and S 3549 "Foreign Investment and National Security Act of 2006"(support reform of CFIUS process); HR 5684 "United States-Oman Free Trade Agreement Implementation Act" (support passage of U.S.-Oman trade agreement); HR 5602 and S 3495 "Authorizing the Extension of Normal Trade Relations Treatement to the Products of Vietnam" (extend permanent trade relations status to Vietnam); Russia WTO accession HR 3045 "Dominican Republic-Central America-United States Free Trade Agreement Implementation Act" (support for the passage and implementation of CAFTA); HR 5068 "Export-Import Bank Reauthorization Act of 2006" (support Ex-Im Bank reauthorization);

HR 4314 and S 467 "Terrorism Risk Insurance Act" (implementation of Act going forward)