Ensuring Continued Access to Student Loans Act of 2008

S.2815 Strentghening Student Aid for All Act; H.R. 5715; other provisions related to higher education. FY09 Labor-HHS-Education appropriations bill.

Client expense: $30,000 · Firm income: Not reported

Government targets: Energy, Dept of, HOUSE OF REPRESENTATIVES, Natl Institute of Standards & Technology (NIST), Natl Institutes of Health (NIH), Natl Science Foundation (NSF), Office of Science & Technology Policy (OSTP), SENATE, State, Dept of (DOS), U.S. Immigration & Customs Enforcement (ICE)

Yet-to-be-introduced legislation to address the student loan auction-rate liquidity problem. HR 5715, To ensure continued availability of access to the Federal student loan program for students and families, provisions related to liquidity. S 2815, Strengthening Student Aid for All Act, provisions related to liquidity.

Client expense: Not reported · Firm income: $10,000

Government targets: Defense, Dept of (DOD), HOUSE OF REPRESENTATIVES, SENATE

Promote quality and equitable public educational opportunities for all Americans, from pre-school through advanced degrees. Support H.R. 5, H.R. 2372, H.R. 2470, H.R. 1429, H.R. 2669, S. 912, S. 359, S. 2189, H.R. 5157. Support repeal of provision in HEA delaying or denying financial aid to students convicted of minor drug offenses. Support continued access to federal student loans, support HR 5715. Oppose legislation placing a moratorium on NCLB enforcement actions until full funding is achieved. Ensure that access to college loans is not affected by the credit crunch. Support the Higher Education Reauthorization (H.R. 4137).

Client expense: $50,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Centers For Disease Control & Prevention (CDC), Commerce, Dept of (DOC), Defense, Dept of (DOD), Education, Dept of, Environmental Protection Agency (EPA), Equal Employment Opportunity Commission (EEOC), Federal Bureau of Investigation (FBI), Federal Communications Commission (FCC), Federal Emergency Management Agency (FEMA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Justice, Dept of (DOJ), Labor, Dept of (DOL), Office of Personnel Management (OPM), SENATE, Small Business Administration (SBA), Social Security Administration (SSA), State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Commission on Civil Rights, U.S. Trade Representative (USTR), Voice of America, White House Office

Promote quality and equitable public educational opportunities for all Americans, from pre-school through advanced degrees. Support H.R. 5, H.R. 2372, H.R. 2470, H.R. 1429, H.R. 2669, S. 912, S. 359, S. 2189, H.R. 5157. Support repeal of provision in HEA delaying or denying financial aid to students convicted of minor drug offenses. Support continued access to federal student loans, support HR 5715. Oppose legislation placing a moratorium on NCLB enforcement actions until full funding is achieved. Ensure that access to college loans is not affected by the credit crunch. Support the Higher Education Reauthorization (H.R. 4137).

Client expense: $50,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Centers For Disease Control & Prevention (CDC), Commerce, Dept of (DOC), Defense, Dept of (DOD), Education, Dept of, Environmental Protection Agency (EPA), Equal Employment Opportunity Commission (EEOC), Federal Bureau of Investigation (FBI), Federal Communications Commission (FCC), Federal Emergency Management Agency (FEMA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Justice, Dept of (DOJ), Labor, Dept of (DOL), Office of Personnel Management (OPM), SENATE, Small Business Administration (SBA), Social Security Administration (SSA), State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Commission on Civil Rights, U.S. Trade Representative (USTR), Voice of America, White House Office

Legislation: MMDA Sweep Account and legislation to repeal the prohibition on the payment of interest on deposits (H.R.41); Real estate brokerage and management (H.R.111, S.413); CTR reports for seasoned customers (H.R.323); College Student Relief Act of 2007 (H.R.5); Tax provisions of minimum wage bill (H.R.6,H.Res.261,H.Res.332,H.R.1591,H.R.2206,S.965); credit card fees and services legislation; Small Business Tax Relief Act (H.R.976); Credit Union Regulatory Improvement Act (H.R.1537,H.R.5519);.... Terrorism Risk Insurance Act extension (H.R.2761, H.R.4299, S.2285); CFIUS Reform (H.R.556); Community Development Investments (H.R.1066); Privacy (H.R.498, H.R.958, S.495, S.806, S.1178, S.1260); Executive Compensation (H.R.1257); PATRIOT Act (H.R.1314); SBA Disaster Loans (S.163, H.R.1361); GSE regulation (H.R.1427, S.1100); ILC holding company legislation (H.R.698, S.1356); Flood Insurance Reform (H.R.1682, H.R.3121, S.1890, H.R.3959); Catastrophe Savings Accounts (H.R.1787, S.927); Borrowers Protection Act (S.1299); Student Loan Legislation (S.486, S.511, S.1642, S.1762, H.R.890, H.R. 2669); SBA Reform (S.1256, H.R.1332); Treasury Department Appropriations (H.R.2829); Interstate Taxation (S.1726, H.R.5267); Sarbanes-Oxley Reform Legislation (H.R.1508); Regulatory Burden Relief (H.R.1869, H.R.6312, H.R.5841); FHA Reform (H.R.1852); The Farm Bill (H.R.2419, H.R.4193), FHA Reform bills (H.R.1852, S.2338); Mortgage Debt Tax Forgiveness (H.R.3648); AMT Reform (H.R.3996); "Do Not Call" List amendments (H.R.2601, H.R.3541); Bankruptcy Reform (H.R.3609, S.2136); Sub.Prime Loan Regulation (H.R.3915, S.2452); Unfair and Deceptive Acts or Practices Authority (H.R.3526); Identity Theft Legislation (S.2168); Appraisal and Escrow Legislation (H.R.3837); Rural Housing Bill (H.R.3873); Section 8 programs (H.R.3965); Dollar coin bill (H.R.3703); Tax Legislation (H.R.3970, H.R.3056, H.R.6275, H.R.6049, H.R.2886, H.R.5719, H.R.5720); SBA Lending (H.R.3866); Housing bills (H.R.2895); Overdraft Protection Bill (H.R.946); FHA Loan Size (H.R.1852); Lobbying Reform (S.1); Economic Stimulus (H.R.5140, S.2636, H.R.3221); Credit Card Practices (H.R.5244); Bankruptcy (S. 2636, H.R.3609, H.R.4044, S.2136); Foreclosure Legislation (H.R.3221, H.R.5830, H.R.5818, H.R.5579); Interchange Fee Controls (H.R.5546, S.3086); Student Loan Legislation (H.R. 5715, S. 2815); Internet Gambling Legislation (H.R.5767); Retirement Account Fee Disclosure (H.R.3185); Arbitration Clause Restrictions (H.R.3010; H.R.5312); Money Services Business Regulation (H.R.4049); Emergency Economic Stabilization Act (H.R.1424). Regulation: Community Reinvestment Act regulations; FDIC ILC Applications; OTS gift card guidance; Subprime Mortgage Lending; SEC and PCAOB Sarbanes-Oxley regulations and guidance; Regulatory Burden Relief Regulations; Payday Lending Regulations; Deposit Insurance Regulations; SBA Regulations; Federal Reserve Board's Regulation Z (Truth-in-Lending); Fed-SEC Regulation R; Garnishment of Exempt Funds regulation; FACT Act Regulations; FDIC Audit and reporting regulations; Capital Requirements (Basel II); IRS Trust Tax Regulations; Internet gambling regulations; Small bank examination rules; FTC Privacy Rules; OTS Unfair & Deceptive Rules; FinCen Rules on Foreign Banking Relationships; SEC Risk-based auditing standard; Money Laundering Regulations, FBI Subpoenas Addendum, Financial Institution Regulatory Restructuring, SEC Credit Rating Agency Reforms; Unfair and Deceptive Acts or Practices Regulations; Risk-Based Pricing Notices; Home Valuation Code of Conduct Appraisal Rules; Guidance on HELOC reductions; Best Practices for Residential Covered Bonds; FRB Reg. S (privacy); HUD RESPA Regulations; Money Market Fund Guaranties; Fannie Mae/Freddie Mac Conservatorship; SEC Short-Selling Rules; FASB Fair Value Accounting Regs; Auction-Rate Securities Rules; Timing of FASB/SEC Rules; FDIC Deposit Insurance Coverage Regulations. #17. (continued from previous page) Public Company Accounting Oversight Board Office of Federal Housing Enterprise Oversight

Client expense: $230,000 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), Federal Bureau of Investigation (FBI), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), Financial Crimes Enforcement Network (FinCEN), HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

H.R. 4137 and S. 1642, Reauthorization of the Higher Education Act S. 774, Dream Act; HR 1275, American Dream Act H.R. 5715 and Reauthorization of the Workforce Investment Act Economic Stimulus and Recovery

Client expense: $20,000 · Firm income: Not reported

Government targets: Education, Dept of, HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE

H.R. 4137 and S. 1642, Reauthorization of the Higher Education Act S. 774, Dream Act; HR 1275, American Dream Act H.R. 5715 and Reauthorization of the Workforce Investment Act

Client expense: $20,000 · Firm income: Not reported

Government targets: Education, Dept of, HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE

H.R. 4137 and S. 1642, Reauthorization of the Higher Education Act S. 774, Dream Act; HR 1275, American Dream Act H.R. 5715 and Reauthorization of the Workforce Investment Act

Client expense: $40,000 · Firm income: Not reported

Government targets: Education, Dept of, HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE

Higher Education Reauthorization Act Institutional Eligibility issues Enquiring continued access to Studen Loan Act HR 5715 Increased Loan limits

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Higher Education Reauthorization Act Student loan issues Enquiring continues access to Student Loan Act HR 5715

Client expense: Not reported · Firm income: $30,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Higher Education Reauthorization Act Student Loan issues Enquiring continued access to Student Loan Act HR 5715

Client expense: Not reported · Firm income: $10,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR 5 "College Student Relief Act," HR 2669 "College Cost Reduction Act," HR 890 "Student Loan Sunshine Act," S 1642 "Higher Education Amendments" - reform the Federal Family Education Loan Program, student lending practices, and private student lending; S 1561 - non-dischargeability of private student loans in bankruptcy; HR 5715 - increases access to federally-guaranteed student loans by increasing marketplace liquidity and raising loan limits.

Client expense: $1,430,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Commerce, Dept of (DOC), Federal Highway Administration (FHA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of

Issues related to deposit/checking/savings accounts, mortgage loans, home equity lines of credit, student loans (public and private), bankruptcy reform, arbitration provisions in consumer contracts, and other issues which includes the following legislation: S. 1299 Borrowers Protection Act of 2007; H.R. 3012 Fair Mortgage Practices Act of 2007; H.R. 3081 Fairness for Homeowners Act of 2007; H.R. 3296 Mortgage Broker Transparency and Accountability Act of 2007; H.R. 3609 Emergency Home Ownership and Mortgage Equity Protection Act of 2007; S. 2136 Helping Families Save Their Homes in Bankruptcy Act of 2007; S. 2133 Homeowners Mortgage and Equity Savings Act of 2007; H.R. 946 Consumer Overdraft Protection Fair Practices Act; H.R. 3221 American Housing Rescue and Foreclosure Prevention Act of 2008; H.R. 3915 Mortgage Reform and Anti-Predatory Lending Act of 2007; S. 2452 Home Ownership Preservation and Protection Act of 2007; S. 2636 Foreclosure Prevention Act of 2008; H.R. 4044 National Guard and Reservists Debt Relief Act of 2008; H.R. 3010 Arbitration Fairness Act; H.R. 5312 Automobile Arbitration Fairness Act of 2008; H.R. 6126 Fairness in Nursing Home Arbitration Act of 2008; S. 2838 Fairness in Nursing Home Arbitration Act; H.R. 890 Student Loan Sunshine Act of 2007; S. 486 Student Loan Sunshine Act; H.R. 4137 College Opportunity and Affordability Act of 2007; S. 1642 Higher Education Amendments of 2007; H.R. 2669 College Cost Reduction and Access Act; H.R. 5715 Ensuring Continued Access to Student Loans Act of 2008; S. 2815 Strengthening Student Aid for All Act; and H.R. 5767 (no title bill to prohibit regulatory agencies from issuing rules on UIGEA); H.R. 1424 - Emergency Economic Stabilization Act. Issues related to credit card use including interchange which includes the following legislation: S. 1395 Stop Unfair Practices in Credit Cards Act of 2007; S. 1925 Student Credit Card Protection Act of 2007; S. 3252 Credit Card Accountability, Responsibility and Disclosure (Credit CARD) Act; H.R. 3347 Student Credit Card Protection Act of 2007; H.R. 5244 Credit Cardholders Bill of Rights Act of 2008; H.R. 5546 Credit Card Fair Fee Act of 2008; H.R. 6248 Credit Card Interchange Fees Act of 2008; and S. 3086 Credit Card Fair Fee Act of 2008 Issues related to consumer information, privacy, data security, restrictions on the use of data and privacy including the following legislation: H.R. 948 Social Security Number Protection At of 2007; S. 238 Social Security Number Misuse Prevention Act; S. 495 Personal Data Privacy and Security Act of 2007; S. 1178 Identity Theft Prevention Act; S. 2915 Safeguarding Social Security Numbers Act of 2008; H.R. 958 Data Accountability and Trust Act; H.R. 1685 Data Security Act of 2007; H.R. 1525 Internet Spyware (I-SPY) Prevention Act of 2007; H.R. 1685 Data Security Act of 2007; H.R. 3046 Social Security Number Privacy and Identify Theft Prevention Act of 2007; H.R. 3316 Identity Theft Protection Act of 2007; H.R. 5324 Social Security Number Misuse Prevention Act; and S. 2661 Anti-Phishing Consumer Protection Act of 2008.

Client expense: $510,000 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), Education, Dept of, Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

HR 5, College Student Relief Act of 2007, all provision; HR 890, Student Loan Sunshine Act, all provision; HR 1010, Student Aid Reward Act of 2007, all provisions; HR 1522, One-stop Student Financial Aid Information Act of 2007, all provisions; HR 1994, Financial Aid Accountability and Transparency Act of 2007, all provisions; HR 2559, First Higher Education Extension Act of 2007, all provisions; HR 2669, College Cost Reduction and Access Act of 2007, all provisions; HR 4035, To study, pilot, and implement a comprehensive, structural, market-based reform to the Federal Family Education Loan Program to reduce costs to taxpayers and improve program efficiency, all provisions; HR 4137, To amend and extend the Higher Education Act of 1965, and for other purposes, all provisions; HR 5715, an Act to ensure continued availability of access to the Federal student loan program for students and families, all provisions; HR 6889, To extend the authority of the Secretary of Education to purchase guaranteed student loans for an additional year, and for other purposes, all provisions; S 7, College Opportunity Act of 2007, all provisions; S 301, Nontraditional Student Success Act, all provisions; S 359, Student Debt Relief Act of 2007, all provisions; S 442, John R. Justice Prosecutors and Defenders Incentive Act of 2007, all provisions relating to loan repayment; S 486, Student Loan Sunshine Act, all provision, S 511, A bill to provide student borrowers with basic rights, including the right to timely information about their loans and the right to make fair and reasonable loan payments, and for other purposes, all provisions; S 572, Student Aid Reward Act of 2007, all provisions; S 899, To amend section 401(b)(2) of the Higher Education Act of 1965 regarding the Federal Pell Grant maximum amount, all provisions; S 1262, Student Loan Accountability and Disclosure Reform Act, all provisions; The Private Student Loan Transparency and Improvement Act, all provisions relating to private education loans; S 1400, Student Information Means a Positive Loan Experience Act of 2007, all provisions; S 1401, Student Financial Aid Data Privacy Protection Act, all provisions; S 1642, Higher Education Amendments of 2007, all provisions; S 1720, To amend title IV of the Higher Education Act of 1965 to establish a Federal Supplemental Loan Program, Section 1; S 2371, To amend the Higher Education Act of 1965 to make technical corrections, all provisions; S 2815, Strengthening Student Aid for All Act, all provisions; S 3180, To temporarily extend the programs under the Higher Education Act of 1965, all provisions; Issues relating to payments on federal student loan assets.

Client expense: $630,000 · Firm income: Not reported

Government targets: Congressional Budget Office (CBO), Education, Dept of, Executive Office of the President (EOP), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB), SENATE, Treasury, Dept of

Budget proposals regarding 529 savings plans; Higher education savings tax issues; HR 5715/S 2815 - Ensuring Continued Access to Student Loans Act; HR 5914 - Student Loan Access Act; HR 5723/S 2847 - Emergency Student Loan Market Liquidity Act

Client expense: $280,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Education, Dept of, Federal Reserve System, Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), Office of Management & Budget (OMB), SENATE, Securities & Exchange Commission (SEC), State, Dept of (DOS), Treasury, Dept of, White House Office

S. 359, the Student Debt Relief Act (interest rate, lender support, loan guarantee provisions) S. 1642, the Higher Education Amendments of 2007 (lender disclosure provisions) S. 2894, the Private Student Loan Transparency and Improvement Act (all provisions) H.R. 5, the College Student Relief Act of 2007 (interest rate, lender support, loan guarantee provisions) H.R. 890, the Student Loan Sunshine Act (all provisions) H.R. 2669, the College Cost Reduction Act of 2007 (interest rate, lender support, loan guarantee provisions) H.R. 3966, the Early Education Workforce Act H.R. 4137, the College Opportunity and Affordability Act of 2007 (lender disclosure provisions) H.R. 5715, the Ensuring Continued Access to Student Loans Act of 2008 (all provisions)

Client expense: $1,930,000 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Labor, Dept of (DOL), Office of Management & Budget (OMB), SENATE, Social Security Administration (SSA), Treasury, Dept of, White House Office

HR 916/S 442, The John R. Justice Prosecutors and Defenders Incentive Act of 2007, entire bill HR 1469/S 991, Senator Paul Simon Study Abroad Foundation Act of 2007, entire bill S 1228, Campus Law Enforcement Emergency Response Act of 2007, entire bill S 1561, a bill to amend Title 11, US Code, with respect to exceptions to discharge in bankruptcy for certain qualified educational loans, entire bill HR 2910, S 1718, Veterans Education Tuition Support Act, entire bill HR 5715, Ensuring Continuing Access to Student Loans Act of 2008 S 2815, entire bill S 22, Post-9/11 Veterans Educational Assistance Act, entire bill

Client expense: $140,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 5715 Ensuring Continued Access to Student Loans Act of 2008. Provisions related to ensuring continued availability of access to the Federal student loan program for students and families. Financial Aid Accountability and Transparency Act of 2007 - Provisions related to providing more transparency in the financial aid process. S. 1262 Student Loan Accountability and Disclosure Reform Act - Provisions related to expanding prohibitions on guaranty agencies operating under the Federal Family Education Loan.

Client expense: $160,000 · Firm income: Not reported

Government targets: Education, Dept of, HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Labor, Dept of (DOL), Office of Personnel Management (OPM), SENATE

Higher Education Reauthorization Act Student Loan Issues Student Loan Access Act - HR 5715

Client expense: Not reported · Firm income: $25,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Stimulus Bill, Increased Loan Limits Enquiring continued access to Student Loan Act, HR 5715

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

House draft; S 3230, FY09 Labor/HHS/Education Approps. Bill--Issues: increased funding for NIH and student financial aid and appropriations request for global innovation center, Center for Vaccine Research, and Center for Drug Discovery HR 3746, College Acess and Opportunity Act of 2007--Issue: to amend and extend the Higher Education Act of 1965 HR 5715, Ensuring Access to Student Loans Act--Issue: to ensure containued availability of federal student loan program HR 4153, College Cost Reduction and Access Act--Issue: to ensure continued access to affordable higher education HR 4137, Higher Education Opportunity Act--Issues: teacher accreditation, international education, and student financial aid

Client expense: $160,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 1685 (Data Security Act of 2007) (Protect Information Relating to Consumers to Require Notice of Security Breaches); S. 1260 (Data Security Act); H.R. 958 (Data Accountability and Trust Act); S. 1202 (Personal Data Act of 2007); S. 239 (Notification of Risk to Personal Data Act of 2007); S. 495 (Personal Privacy Data and Security Act); S. 1178 (Identity Theft Prevention Act); H.R. 948 (Social Security Number Protection Act); H.R. 3915 (Mortgage Reform and Anti-Predatory Lending Act); S. 2452 (Homeownership Preservation Act); S. 1299 (Borrower's Protection Act of 2007) (Subprime Lending); S. 1208 (Social Security Account Number Protection Act); H.R. 3837 (Escrow, Appraisal and Mortgage Servicing Improvements Act); H.R. 3012 (Fair Mortgage Practices Act); S. 1926 (National Infrastructure Bank Act); H.R. 4178 (Emergency Mortgage Loan Modification Act); H.R. 5579 (Emergency Loan Modification Act of 2008); Servicer safe harbor for debt restructuring of residential mortgages; S. 2338 (FHA Modernization Act)/ H.R. 1852 (Expanding American Homeownership Act) : (FHA Reform); H.R. 1427 (Federal Housing Finance Reform)/ S. 1100 (Federal Housing Enterprise Regulatory Reform Act): (GSE Reform); H.R. 3648 (Mortgage Forgiveness Debt Relief Act of 2007 with Senate Amendment); S. 2517 (To amend the Internal Revenue Code of 1986 to provide that the proceeds of qualified mortgage bonds may be used to provide refinancing for subprime loans) (Mortgage revenue bonds); S. 1356 (Industiral Bank Holding Company Act); H.R. 698 (Industrial Bank Holding Company Act); S. 238 (Social Security Number Misuse Prevention Act); H.R. 5140 (Economic Stimulus Act of 2008, with Senate Amendment) (Economic Stimulus/MRBs/FHA & GSE Loan Limits); S. 2737 (Security Against Foreclosures and Education Act - "Safe Act"); S. 1691 (Social Security Number Online Protection Act); S. 2168 (Identity Theft Enforcement and Restitution Bill); H.R. 3046 (Social Security Number and Identity Theft Prevention Act); Federal Family Education Loan Program/Private Student Lending Secondary Market Issues; H.R. 2091(To amend the Internal Revenue Code of 1986 to allow bonds guaranteed by the Federal home loan banks to be treated as tax exempt bonds) (Federal Home Loan Bank bonds to tax exempt); S. 1963 (To amend the Internal Revenue Code of 1986 to allow bonds guaranteed by the Federal home loan banks to be treated as tax exempt bonds); Expanded FHA lending; H.R. 5679 (Foreclosure Prevention and Sound Mortgage Security Act); H.R. 3221 (Foreclosure Prevention Act) (GSE loan limits/FHA modernization and expansion/servicer safe harbor); H.R. 5723 (Emergency Student Loan Market Liquidity Act); S. 2847 (Emergency Student Loan Market Liquidity Act); H.R. 5715:PL 110-227 (To ensure continued availability of access to the Federal student loan program for students and families); S. 2815 (Strengthening Student Aid for All Act); H.R. 6659 (The Equal Treatment of Covered Bonds Act); EU Capital Requirements Directive; Federal Reserve Board Proposed Rule Reg AA (credit card practices).

Client expense: $1,320,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Education, Dept of, Executive Office of the President (EOP), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Internal Revenue Service (IRS), Labor, Dept of (DOL), Natl Economic Council (NEC), Natl Security Council (NSC), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, U.S. Trade Representative (USTR), White House Office

General implementation of liquidity provisions. Implementation of H.R. 5715-Ensuring continued access to Student Loans Act of 2008.

Client expense: Not reported · Firm income: $30,000

Government targets: Education, Dept of, HOUSE OF REPRESENTATIVES, SENATE

Promote quality and equitable public educational opportunities for all Americans, from pre-school through advanced degrees. Support H.R. 5, H.R. 2372, H.R. 2470, H.R. 1429, H.R. 2669, S. 912, S. 359, S. 2189, H.R. 5157. Support repeal of provision in HEA delaying or denying financial aid to students convicted of minor drug offenses. Support continued access to federal student loans, support HR 5715. Oppose legislation placing a moratorium on NCLB enforcement actions until full funding is achieved. Ensure that access to college loans is not affected by the credit crunch. Support the Higher Education Reauthorization (H.R. 4137).

Client expense: $50,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Centers For Disease Control & Prevention (CDC), Commerce, Dept of (DOC), Defense, Dept of (DOD), Education, Dept of, Environmental Protection Agency (EPA), Equal Employment Opportunity Commission (EEOC), Federal Bureau of Investigation (FBI), Federal Communications Commission (FCC), Federal Emergency Management Agency (FEMA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Justice, Dept of (DOJ), Labor, Dept of (DOL), Office of Personnel Management (OPM), SENATE, Small Business Administration (SBA), Social Security Administration (SSA), State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Commission on Civil Rights, U.S. Trade Representative (USTR), Voice of America, White House Office

Monitor legislation as it relates to H.R.5715 - Ensuring Continued Access to Student Loans Act of 2008; Student lending program legislation

Client expense: Not reported · Firm income: $50,000

Government targets: Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Legislation: MMDA Sweep Account and legislation to repeal the prohibition on the payment of interest on deposits (H.R.41); Real estate brokerage and management (H.R.111, S.413); CTR reports for seasoned customers (H.R.323); College Student Relief Act of 2007 (H.R.5); Tax provisions of minimum wage bill (H.R.6,H.Res.261,H.Res.332,H.R.1591,H.R.2206,S.965); credit card fees and services legislation; Small Business Tax Relief Act (H.R.976); Credit Union Regulatory Improvement Act (H.R.1537,H.R.5519);.... Terrorism Risk Insurance Act extension (H.R.2761, H.R.4299, S.2285); CFIUS Reform (H.R.556); Community Development Investments (H.R.1066); Privacy (H.R.498, H.R.958, S.495, S.806, S.1178, S.1260); Executive Compensation (H.R.1257); PATRIOT Act (H.R.1314); SBA Disaster Loans (S.163, H.R.1361); GSE regulation (H.R.1427, S.1100); ILC holding company legislation (H.R.698, S.1356); Flood Insurance Reform (H.R.1682, H.R.3121, S.1890, H.R.3959); Catastrophe Savings Accounts (H.R.1787, S.927); Borrowers Protection Act (S.1299); Student Loan Legislation (S.486, S.511, S.1642, S.1762, H.R.890, H.R. 2669); SBA Reform (S.1256, H.R.1332); Treasury Department Appropriations (H.R.2829); Interstate Taxation (S.1726, H.R.5267); Sarbanes-Oxley Reform Legislation (H.R.1508); Regulatory Burden Relief (H.R.1869, H.R.6312, H.R.5841); FHA Reform (H.R.1852); The Farm Bill (H.R.2419, H.R.4193), FHA Reform bills (H.R.1852, S.2338); Mortgage Debt Tax Forgiveness (H.R.3648); AMT Reform (H.R.3996); "Do Not Call" List amendments (H.R.2601, H.R.3541); Bankruptcy Reform (H.R.3609, S.2136); Sub.Prime Loan Regulation (H.R.3915, S.2452); Unfair and Deceptive Acts or Practices Authority (H.R.3526); Identity Theft Legislation (S.2168); Appraisal and Escrow Legislation (H.R.3837); Rural Housing Bill (H.R.3873); Section 8 programs (H.R.3965); Dollar coin bill (H.R.3703); Tax Legislation (H.R.3970, H.R.3056, H.R.6275, H.R.6049, H.R.2886, H.R.5719, H.R.5720); SBA Lending (H.R.3866); Housing bills (H.R.2895); Overdraft Protection Bill (H.R.946); FHA Loan Size (H.R.1852); Lobbying Reform (S.1); Economic Stimulus (H.R.5140, S.2636, H.R.3221); Credit Card Practices (H.R.5244); Bankruptcy (S. 2636, H.R.3609, H.R.4044, S.2136); Foreclosure Legislation (H.R.3221, H.R.5830, H.R.5818, H.R.5579); Interchange Fee Controls (H.R.5546, S.3086); Student Loan Legislation (H.R. 5715, S. 2815); Internet Gambling Legislation (H.R.5767); Retirement Account Fee Disclosure (H.R.3185); Arbitration Clause Restrictions (H.R.3010; H.R.5312); Money Services Business Regulation (H.R.4049); Emergency Economic Stabilization Act (H.R.1424); Military Bankruptcy (S.3197); Pension Fund Reform (H.R.7327). Regulation: Community Reinvestment Act regulations; Subprime Mortgage Lending; SEC and PCAOB Sarbanes-Oxley regulations and guidance; Regulatory Burden Relief Regulations; Deposit Insurance Regulations; SBA Regulations; Federal Reserve Board's Regulation Z (Truth-in-Lending); Fed-SEC Regulation R; Garnishment of Exempt Funds regulation; FACT Act Regulations; FDIC Audit and reporting regulations; Capital Requirements (Basel II); IRS Trust Tax Regulations; Internet gambling regulations; Small bank examination rules; FinCen Rules on Foreign Banking Relationships; SEC Risk-based auditing standard; Money Laundering Regulations, Financial Institution Regulatory Restructuring; SEC Credit Rating Agency Reforms; Unfair and Deceptive Acts or Practices Regulations; Risk-Based Pricing Notices; Home Valuation Code of Conduct Appraisal Rules; Guidance on HELOC reductions; Best Practices for Residential Covered Bonds; FRB Reg. S (privacy); HUD RESPA Regulations; Money Market Fund Guaranties; Fannie Mae/Freddie Mac Conservatorship; SEC Short-Selling Rules; FASB Fair Value Accounting Regs; Auction-Rate Securities Rules; Timing of FASB/SEC Rules; FDIC Deposit Insurance Coverage Regulations; Truth-in-Savings Regulations; Risk Weighting of capital standards; Interest on Reserve Requirements; FDIC Restoration Plan; Deposit and Debt Guarantee Program; Guaranty Program for Troubled Assets; Capital Purchase Program; Hope for Homeowners Program; Overdraft Regulations; Currency Transaction Report Exemptions. #17. (continued from previous page) Public Company Accounting Oversight Board

Client expense: $160,000 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), Financial Crimes Enforcement Network (FinCEN), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Yet-to-be-introduced legislation to address the student loan auction-rate liquidity problem. HR 5715, To ensure continued availability of access to the Federal student loan program for students and families, provisions related to liquidity. S 2815, Strengthening Student Aid for All Act, provisions related to liquidity.

Client expense: Not reported · Firm income: Not reported

Government targets: Defense, Dept of (DOD), HOUSE OF REPRESENTATIVES, SENATE

HR 5715 and HR 6889 - legislation improving access to federally-guaranteed student loans by increasing marketplace liquidity and raising loan limits.

Client expense: $1,100,000 · Firm income: Not reported

Government targets: Federal Highway Administration (FHA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), SENATE, Treasury, Dept of

S.1642 - the Higher Education Amendments of 2007 H.R.4137, P.L. 110-315 - College Opportunity and Affordability Act of 2007 H.R.3746 - College Access and Opportunity Act of 2007 S.1348 - Border, Economic Opportunity and Immigration Reform Act S.1639 - Unaccompanied Alien Child Protection Act of 2007 H.R. 890 - Student Loan Sunshine Act H.R. 2559 - First Higher Education Extension Act of 2007 S.1642 - Higher Education Amendments of 2007 H.R. 5715 - Ensuring Continued Access to Student Loans Act of 2008 S. 2815 - Strengthening Student Aid for All Act S. 2733 - Higher Education Extension Act of 2008 S. 3180 Higher Education Extension Act S. 2041- the False Claims Act Corrections Act of 2007 H.R. 4854 - the False Claims Correction Act of 2007 H.R. 3195 - ADA Restoration Act of 2007 S.1881 - Americans with Disabilities Act Restoration Act of 2007 S. 3406, P.L. 110-325 ADA Amendments Act of 2008 H.R. 6889, P.L.110-350 Ensuring Continued Access to Student Loans Act of 2008

Client expense: $110,000 · Firm income: Not reported

Government targets: Energy, Dept of, HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB), SENATE

HR 5715 Ensuring Continued Access to Student Loans, regarding access to federal family education loans.

Client expense: $820,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Education, Dept of, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, White House Office

H.R. 5715 The Ensuring Continued Access to Student Loans Act: Student loan issues. H.R. 6889 To extend the authority of the Secretary of Education to purchase guaranteed student loans for an additional year. Regulations affecting the financing of student loans.

Client expense: Not reported · Firm income: $20,000

Government targets: Education, Dept of, HOUSE OF REPRESENTATIVES, SENATE

H.R. 5715, Federal Family Education Loan Program: Support for federally-funded educational loans.

Client expense: $200,000 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), HOUSE OF REPRESENTATIVES, SENATE

Implementation of HR 5715, "To ensure continued availability of access to the Federal student loan program for students and families." Proposal to enhance liquidity in student loan auction rate securities market.

Client expense: $100,000 · Firm income: Not reported

Government targets: Education, Dept of, HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, White House Office

Student Lending HR 5715 To ensure continued availability of access to the Federal student loan program for students and families HR 6889 To extend the authority of the Secretary of Education to purchase guaranteed student loans for an additional year, and for other purposes.

Client expense: Not reported · Firm income: $90,000

Government targets: Commerce, Dept of (DOC), Education, Dept of, Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB), SENATE, Treasury, Dept of

Proposals on Estate and Gift Tax Reform; Proposal to require cost-basis reporting; Elimination of Soft Dollars; HR 3915 the Mortgage Reform and Anti-Predatory Legacy Act of 2007 (all provisions); S2452, the Home Ownership Preservation and Protection Act of 2007(all provisions); List continues on Page 3. S.761, America Competes Act (Section 5007) H.R. 1171, Money Market Fund Parity Act of 2007 (all provisions) H.R. 3225, Mutual Fund Sec Reform Act (all provisions) S.1624, A bill to amend the Internal Revenue Code of 1986 to provide that the exception from treatment of publicly traded partnerships as corporations for partnerships with passive-type income shall not apply to partnerships directly or indirectly deriving income from providing investment adviser and related asset management services (all provisions) H.R. 2834, To amend the Internal Revenue Code of 1986 to treat income received by partners for performing investment management services as ordinary income received for the performance of services (all provisions) H.R. 2761, Terrorism Risk Insurance Revision and Extension Act of 2007 H.R. 5720, Housing Assistance Tax Act of 2008 (all provisions) Municipal Securities Markets Mutual Recognition Regulatory Restructuring (Securities and Commodities Issues) H.R. 5715, Ensuring Continued Access to Student Loans Act of 2008 (all provisions) H.R. 1424, the Emergency Economic Stabilization Act of 2008 (all provisions including Treasury asset-purchase proposal, business tax provisions, FDIC coverage, SEC Rules, accounting provisions, revenue offsets, GSE preferred stock tax accounting rules, proposed bankruptcy provisions) H.R. 3997, the Emergency Economic Stabilization Act of 2008 (all provisions including Treasury asset-purchase proposal, business tax provisions, FDIC coverage, SEC Rules, accounting provisions, revenue offsets, GSE preferred stock tax accounting rules, proposed bankruptcy provisions) S. 2169 the Promoting Refinancing Opportunities for Mortgages Impacted by the Subprime Emergency Act of 2007 (all provisions) S. 2636 The Foreclosure Prevention Act of 2008 Proposals to address anticipated mortgage foreclosures Proposals to address predatory lending practices in the subprime mortgage market H.R. 6659 The Equal Treatment of Covered Bonds Act of 2008 S. 3268, The Commodity Markets Transparency and Accountability Act of 2008 H.R. 6604. the Commodity Markets Transparency and Accountability Act of 2008 H.R. 3691 A bill to Amend the Commodity Exchange Act to require reporting and record keeping for positions involving credit default swaps, to grow the Federal Reserve Board authority over investment-bank holding companies, and for other purposes.

Client expense: $16,950 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Please see addendum S. 1642, Higher Education Amendments of 2007 - Title I, General Provisions S. 1642, Higher Education Amendments of 2007 - Title IV, Part B, Federal Family Education Loan program H.R. 2669, Higher Education Access Act of 2007 - Title II, Student Loan Benefits, terms and conditions, all provisions H.R. 2669, Higher Education Access Act of 2007 - Title III, Federal Family Education loan program, all provisions H.R. 4137, College Opportunity and Affordability Act, Title IV, Part B, Federal Family Education loan program, all provisions H.R. 4137, College Opportunity and Affordability Act, Title X, Private Student Loan Transparency and Improvement, all provisions H.R. 5715, Ensuring Continued Access to Student Loans Act, all provisions

Client expense: $746,324 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Natl Credit Union Administration (NCUA), SENATE, Small Business Administration (SBA), White House Office

H.R.5715, Ensuring Continued Access to Student Loans Act of 2008. Provisions related to ensuring continued availability of access to the Federal student loan program for students and families. Financial Aid Accountability and Transparency Act of 200. Provisions related to providing more transparency in the financial aid process. S.1262, Student Loan Accountability and Disclosure Reform Act. Provisions related to expanding prohibitions on guaranty agencies operating under the Federal Family Education Loan.

Client expense: Not reported · Firm income: $30,000

Government targets: HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), SENATE

Issues affecting the student loan industry; Ensuring Continued Access to Student Loans Act (H.R. 5715).

Client expense: Not reported · Firm income: $10,000

Government targets: SENATE

Monitor and advise client on issues related to student lending. Including higher education Act Reauthorization. H.R. 5715 "Ensuring Continued Access to Student Loans Act of 2008".

Client expense: Not reported · Firm income: Not reported

Government targets: Education, Dept of, HOUSE OF REPRESENTATIVES, SENATE

H.R. 4137 and S. 1642, Reauthorization of the Higher Education Act S. 774, Dream Act; HR 1275, American Dream Act H.R. 5715 and Reauthorization of the Workforce Investment Act Economic Stimulus and Recovery

Client expense: $120,000 · Firm income: Not reported

Government targets: Education, Dept of, HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE

H. R. 5715, to ensure continued availability of access to the Federal Student Loan Program for students and families. H. R. 6889, student lending provisions.

Client expense: Not reported · Firm income: $50,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Reauthorization of the Higher Education Act H.R. 4137, H.R. 5715, S.1642

Client expense: Not reported · Firm income: $50,000

Government targets: Education, Dept of, HOUSE OF REPRESENTATIVES, SENATE

Reauthorization of the Higher Education Act of 1965 H.R. 4137 & S. 1642, H.R. 5715

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Reauthorization of the Higher Education Act H.R. 4137, H.R. 5715 & S. 1642

Client expense: Not reported · Firm income: $20,000

Government targets: Education, Dept of, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), SENATE

HR 4137, the College Opportunity and Affordability Act (HEA Reauthorization); S 1642, legislation to reauthorize the Higher Education Act; HR 3036, the No Child Left Inside Act; HR 3637, the Higher Education Sustainability Act; HR 5715 the Ensuring Continued Access to Student Loans Act of 2008

Client expense: $40,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE