401(k) Fair Disclosure for Retirement Security Act of 2007

Issues related to the retirement, mutual fund and securities industries. Specific issues include 401(k) fee disclosure (HR 3185 - Miller, the 401(k) Fair Disclosure for Retirement Security Act; HR 3765 - Neal, the Defined Contribution Plan Fee Transparency Act; and S.2473 - Harkin, the Defined Contribution Fee Disclosure Act). Interchange and electronic payments networks, HR 5546 Credit Card Fair Fee Act of 2008. Monitored HR1424 Emergency Economic Stabilization Act of 20008. Financial Services Regulatory Reform proposals and pending derivatives legislation.

Client expense: Not reported · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Financial services regulatory reform proposals and pending derivatives legislation. Issues related to retirement, mutual fund and seurities industries. Specific issues include 401(k) fee disclosure (HR 3185-Miller, the 401(k) Fair Disclosure for Retirement Security Act; HR 3765-Neal, the Defined Contribution Plan Fee Transparency Act; and S.2473-Harkin, the Defined Contribution Fee Disclosure Act). HR2452, the Net Operating Loss (NOL) Carryback Act. Monitor HR1424, Emergency Economic Stabilization Act.

Client expense: Not reported · Firm income: $12,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 3185, 401 (k) Fair Disclosure for Retirement Security Act (Fee Disclosure) H.R 3936, the Preserve Benefits and Jobs Act of 2009 (D.B. Pension) S. 3157, the Create Jobs and Save Benefits Act of 2010 (Pension Reform) H.R. 3962, Preservation of Access to Care for Medicare Beneficiaries and Pension Refief Act of 2010 (Pension Bill) H.R. 3126, Consumer Financial Protection Agency Act (Retirement Plans) H.R. 3149, The Equal Employment for All Act (Consumer Protection of Information) H.R. 5618, Unemployment Extension (Extend Unemployment Insurance)

Client expense: $268,401 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to the retirement, mutual fund and securities industries. Specific issues include 401(k) fee disclosrue (HR 3185-Miller, the 401(k) Fair Disclosure for Retirement Security Act; HR 3765 - Neal, the Defined Contribution Plan Fee Transparency Act; and S. 2473 - Harkin, The Defined Contritution Fee Disclosure Act). Monitored HR 1424, Emergency Economic Stabilization Act of 2008. Financial Services Regulatory Reform proposals and pending derivatives legislation.

Client expense: Not reported · Firm income: $30,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to the retirement, mutual fund and securities industries. Specific issues include 401(k) fee disclosure (HR 3185 - Miller, the 401(k) Fair Disclosure for Retirement Security Act; HR 3765 - Neal, the Defined Contribution Plan Fee Transparency Act; and S.2473 - Harkin, the Defined Contribution Fee Disclosure Act). Interchange and electronic payments networks, HR 5546 Credit Card Fair Fee Act of 2008. Monitored HR1424 Emergency Economic Stabilization Act of 20008. Financial Services Regulatory Reform proposals and pending derivatives legislation.

Client expense: Not reported · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Financial services regulatory reform proposals and pending derivatives legislation. Issues related to retirement, mutual fund and seurities industries. Specific issues include 401(k) fee disclosure (HR 3185-Miller, the 401(k) Fair Disclosure for Retirement Security Act; HR 3765-Neal, the Defined Contribution Plan Fee Transparency Act; and S.2473-Harkin, the Defined Contribution Fee Disclosure Act). HR2452, the Net Operating Loss (NOL) Carryback Act. Monitor HR1424, Emergency Economic Stabilization Act.

Client expense: Not reported · Firm income: $12,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to the retirement, mutual fund and securities industries. Specific issues include 401(k) fee disclosrue (HR 3185-Miller, the 401(k) Fair Disclosure for Retirement Security Act; HR 3765 - Neal, the Defined Contribution Plan Fee Transparency Act; and S. 2473 - Harkin, The Defined Contritution Fee Disclosure Act). Monitored HR 1424, Emergency Economic Stabilization Act of 2008. Financial Services Regulatory Reform proposals and pending derivatives legislation.

Client expense: Not reported · Firm income: $30,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to the retirement, mutual fund and securities industries. Specific issues include 401(k) fee disclosure (HR 3185 - Miller, the 401(k) Fair Disclosure for Retirement Security Act; HR 3765 - Neal, the Defined Contribution Plan Fee Transparency Act; and S.2473 - Harkin, the Defined Contribution Fee Disclosure Act). Interchange and electronic payments networks, HR 5546 Credit Card Fair Fee Act of 2008. Monitored HR1424 Emergency Economic Stabilization Act of 20008. Financial Services Regulatory Reform proposals and pending derivatives legislation.

Client expense: Not reported · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Financial services regulatory reform proposals and pending derivatives legislation. Issues related to retirement, mutual fund and seurities industries. Specific issues include 401(k) fee disclosure (HR 3185-Miller, the 401(k) Fair Disclosure for Retirement Security Act; HR 3765-Neal, the Defined Contribution Plan Fee Transparency Act; and S.2473-Harkin, the Defined Contribution Fee Disclosure Act). HR2452, the Net Operating Loss (NOL) Carryback Act. Monitor HR1424, Emergency Economic Stabilization Act.

Client expense: Not reported · Firm income: $12,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 3185, 401 (k) Fair Disclosure for Retirement Security Act (Fee Disclosure) S. 722/H.R. 1586, Taxpayer Certainty and Relief Act (Executive Compensation for TARP Recipients) H.R. 2625/S. 1153, Tax Equity for Health Plan Beneficiaries Act of 2009 (Tax Equity for Domestic Partners) H.R. 2989/S. 401K, Fair Disclosure and Pension Security Act of 2009 (Fee Disclosure) H.R. 3126, Consumer Financial Protection Agency Act (Retirement Plans) H.R. 3548, Unemployment Compensation Act of 2009 (Unemployment Insurance) H.R. 3149, The Equal Employment for All Act (Consumer Protection of Information)

Client expense: $259,886 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to the retirement, mutual fund and securities industries. Specific issues include 401(k) fee disclosrue (HR 3185-Miller, the 401(k) Fair Disclosure for Retirement Security Act; HR 3765 - Neal, the Defined Contribution Plan Fee Transparency Act; and S. 2473 - Harkin, The Defined Contritution Fee Disclosure Act). Monitored HR 1424, Emergency Economic Stabilization Act of 2008. Financial Services Regulatory Reform proposals and pending derivatives legislation.

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to the retirement, mutual fund and securities industries. Specific issues include 401(k) fee disclosure (HR 3185 - Miller, the 401(k) Fair Disclosure for Retirement Security Act; HR 3765 - Neal, the Defined Contribution Plan Fee Transparency Act; and S.2473 - Harkin, the Defined Contribution Fee Disclosure Act). Interchange and electronic payments networks, HR 5546 Credit Card Fair Fee Act of 2008. Monitored HR1424 Emergency Economic Stabilization Act of 20008. Financial Services Regulatory Reform proposals and pending derivatives legislation.

Client expense: Not reported · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Financial services regulatory reform proposals and pending derivatives legislation. Issues related to retirement, mutual fund and seurities industries. Specific issues include 401(k) fee disclosure (HR 3185-Miller, the 401(k) Fair Disclosure for Retirement Security Act; HR 3765-Neal, the Defined Contribution Plan Fee Transparency Act; and S.2473-Harkin, the Defined Contribution Fee Disclosure Act). HR2452, the Net Operating Loss (NOL) Carryback Act. Monitor HR1424, Emergency Economic Stabilization Act.

Client expense: Not reported · Firm income: $10,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 3185, 401 (k) Fair Disclosure for Retirement Security Act (Fee Disclosure) S. 722/H.R. 1586, Taxpayer Certainty and Relief Act (Executive Compensation for TARP Recipients) H.R. 2625/S. 1153, Tax Equity for Health Plan Beneficiaries Act of 2009 (Tax Equity for Domestic Partners) H.R. 2989/S. 401K, Fair Disclosure and Pension Security Act of 2009 (Fee Disclosure) H.R. 3126, Consumer Financial Protection Agency Act (Retirement Plans) H.R. 3548, Unemployment Compensation Act of 2009 (Unemployment Insurance) H.R. 3149, The Equal Employment for All Act (Consumer Protection of Information)

Client expense: $390,215 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to the retirement, mutual fund and securities industries. Specific issues include 401(k) fee disclosrue (HR 3185-Miller, the 401(k) Fair Disclosure for Retirement Security Act; HR 3765 - Neal, the Defined Contribution Plan Fee Transparency Act; and S. 2473 - Harkin, The Defined Contritution Fee Disclosure Act). Monitored HR 1424, Emergency Economic Stabilization Act of 2008. Financial Services Regulatory Reform proposals and pending derivatives legislation.

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to the retirement, mutual fund and securities industries. Specific issues include 401(k) fee disclosure (HR 3185 - Miller, the 401(k) Fair Disclosure for Retirement Security Act; HR 3765 - Neal, the Defined Contribution Plan Fee Transparency Act; and S.2473 - Harkin, the Defined Contribution Fee Disclosure Act). Interchange and electronic payments networks, HR 5546 Credit Card Fair Fee Act of 2008. Monitored HR1424 Emergency Economic Stabilization Act of 20008. Financial Services Regulatory Reform proposals and pending derivatives legislation.

Client expense: Not reported · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Financial services regulatory reform proposals and pending derivatives legislation. Issues related to retirement, mutual fund and seurities industries. Specific issues include 401(k) fee disclosure (HR 3185-Miller, the 401(k) Fair Disclosure for Retirement Security Act; HR 3765-Neal, the Defined Contribution Plan Fee Transparency Act; and S.2473-Harkin, the Defined Contribution Fee Disclosure Act). HR2452, the Net Operating Loss (NOL) Carryback Act. Monitor HR1424, Emergency Economic Stabilization Act.

Client expense: Not reported · Firm income: $5,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 3185, 401 (k) Fair Disclosure for Retirement Security Act (Fee Disclosure) S. 722/H.R. 1586, Taxpayer Certainty and Relief Act (Executive Compensation for TARP Recipients) H.R. 2625/S. 1153, Tax Equity for Health Plan Beneficiaries Act of 2009 (Tax Equity for Domestic Partners) H.R. 2989/S. 401K, Fair Disclosure and Pension Security Act of 2009 (Fee Disclosure) H.R. 3126, Consumer Financial Protection Agency Act (Retirement Plans) H.R. 3548, Unemployment Compensation Act of 2009 (Unemployment Insurance) H.R. 3149, The Equal Employment for All Act (Consumer Protection of Information)

Client expense: $522,573 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to the retirement, mutual fund and securities industries. Specific issues include 401(k) fee disclosrue (HR 3185-Miller, the 401(k) Fair Disclosure for Retirement Security Act; HR 3765 - Neal, the Defined Contribution Plan Fee Transparency Act; and S. 2473 - Harkin, The Defined Contritution Fee Disclosure Act). Monitored HR 1424, Emergency Economic Stabilization Act of 2008. Financial Services Regulatory Reform proposals.

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to the retirement, mutual fund and securities industries. Specific issues include 401(k) fee disclosure (HR 3185 - Miller, the 401(k) Fair Disclosure for Retirement Security Act; HR 3765 - Neal, the Defined Contribution Plan Fee Transparency Act; and S.2473 - Harkin, the Defined Contribution Fee Disclosure Act). Interchange and electronic payments networks, HR 5546 Credit Card Fair Fee Act of 2008. Monitored HR1424 Emergency Economic Stabilization Act of 20008. Financial Services Regulatory Reform proposals

Client expense: Not reported · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 3185, 401 (k) Fair Disclosure for Retirement Security Act S. 722/H.R. 1586, Taxpayer Certainty and Relief Act H.R. 2625/S. 1153, Tax Equity for Health Plan Beneficiaries Act of 2009 H.R. 1984/S. 401K, Fair Disclosure and Pension Security Act of 2009

Client expense: $353,793 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Financial services regulatory reform proposals. Issues related to the retirement, mutual fund and securities industries. Specific issues include 401(k) fee disclosure (HR 3185-Miller, the 401(k) Fair Disclosure for Retirement Security Act; HR 3765-Neal, the Defined Contribution Plan Fee Transparency Act; and S.2473-Harkin, the Defined Contribution Fee Disclosure Act). HR2452, the Net Operating Loss (NOL) Carryback Act. Monitored HR 1424, the Emergency Economic Stabilization Act of 2008.

Client expense: Not reported · Firm income: $15,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR 897: LONG-TERM CARE AND RETIREMENT SECURITY ACT OF 2009; LTC IN CAFETERIA AND FSA; ABOVE THE LINE DEDUCTIONS FOR LTC PREMIUMS HR 1424: EMERGENCY ECONOMIC STABILIZATION ACT OF 2008; EXECUTIVE COMMISSION RESTRICTIONS AND 401 (K) ASSET RECOVERY HR 1721/S 697: COMMUNITY LIVING ASSISTANCE SERVICES AND SUPPORTS ACT; REFORM OF LTC FINANCING HR 1961: SAVINGS FOR AMERICAN FAMILIES' FUTURE ACT OF 2009; SAVER'S CREDIT HR 2419: FARM BILL EXTENSION ACT OF 2007; ROTH TREATMENTS FOR 457 CONTRACTS HR 2831: LEDBETTER FAIR PAY ACT OF 2007; CIVIL PENALTY IMPACT ON RETIREMENT PLANS HR 3185: FAIR DISCLOSURE FOR RETIREMENT SECURITY ACT OF 2007; RETIREMENT PLAN FEE DISCLOSURE HR 3361: PENSION PROTECTION TECHNICAL CORRECTIONS ACT OF 2007; TECHNICAL CORRECTIONS TO PPA HR 3765: DEFINED CONTRIBUTION PLAN FEE TRANSPARENCY ACT OF 2007; RETIREMENT PLAN FEE DISCLOSURE HR 3997: HEROES EARNINGS ASSISTANCE AND RELIEF TAX ACT OF 2007; MILITARY ACCESS TO RETIREMENT MONIES HR 5160: SMALL BUSINESSES ADD VALUES FOR EMPLOYEES ACT OF 2008; EXPAND PENSION COVERAGE HR 6143: PENSION PROTECTION ACT ERISA AMENDMENTS OF 2008; RETIREMENT PLAN MODIFICATION HR 6357: PRO (TECH) T ACT OF 2008; PROTECTING RECORDS; OPTIMIZING TREATMENTS; EASING COMMUNICATIONS THROUGH HEALTHCARE TECHNOLOGY; ALL PROVISIONS HR 6382: PENSION PROTECTION TECHNICAL CORRECTIONS ACT OF 2008; RETIREMENT PLAN MODICIATIONS HR 6708/S 3278: TO AMEND THE INTERNAL REVENUE CODE OF 1986 TO PROVIDE THAT NO LOAN MAY BE MADE FROM A QUALIFIED EMPLOYER PLAN USING REVOLVING CREDIT ARRANGEMENTS AND TO LIMIT THE NUMBER OF LOANS THAT MAY BE MADE FROM A QUALIFIED EMPLOYER PLAN TO A PARTICIPANT OR BENEIFICARY; LIMIT ON WITHDRAWAL OF RETIREMENT PLANS HR 3765: DEFINED CONTRIBUTION PLAN FEE TRANSPARENCY ACT OF 2007; RETIREMENT PLAN FEE DISCLOSURE HR 7242: PENSION PROTECTION ACT IRC AMENDMENTS OF 2008; LTC AND ANNUITY CLARIFICATION; TAX FREE EXCHANGE PROVISIONS OF LTC HR 7327: WORKER, RETIREE, AND EMPLOYER RECOVERY ACT OF 2008; RETIRMENT PLAN MODIFICATION SCR 13: AN ORIGINIAL CONCURRENT RESOLUTION SETTING FORTH THE BUDGET FOR THE UNITED STATES GOVERNMENT FOR FISCAL YEAR 2010; SAVER'S CREDIT; AUTO IRA'S. S 207: HEALTH INSURANCE TAX RELIEF ACT; ALLOW LONG TERM CARE INSURANCE TO BE OFFERED IN EMPLOYER SPONSORED CAFETERIA PLANS AND FSA. S 401: DEFINED CONTRIBUTION FEE DISCLOSURE ACT OF 2009; 401 (K) FEE DISCLOSURE S 434: EMPOWERED AT HOME ACT OF 2009; ALLOW ABOVE THE LINE TAX DEDUCTION FOR LTC PREMIUMS; ALLOW LTC TO BE OFFERED IN CAFETERIA/FSA PLANS S 1087: FAIR PAY ACT OF 2007; CIVIL PENALTY IMPACT ON RETIREMENT PLANS S 1974: PENSION PROTECTION TECHNICAL CORRECTIONS ACT OF 2007; TECHNICAL CORRECTIONS TO PPA S 2473: DEFINED CONTRIBUTION FEE DISCLOSURE ACT OF 2007; RETIREMENT PLAN FEE DISCLOSURE

Client expense: $400,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 800 / S. 1041, Employee Free Choice Act of 2007 organizing alternatives H.R. 3685, Employee Non-Discrimination Act of 2007 workplace non-discrimination H.R. 2831, Lilly Ledbetter Fair Pay Act of 2007 / S. 1943 Fair Pay Restoration Act statute of limitations H.R. 1542 / S. 910, Healthy Families Act H.R. 1820 / S. 1556, Tax Equity for Domestic Partners and Health Plan Beneficiaries Act H.R. 3185, 401(k) Fair Disclosure for Retirement Security Act of 2007 H.R. 3765, Defined Contribution Plan Fee Transparency Act of 2007 / S. 2473, Defined Contribution Fee Disclosure Act of 2007 S. 1782, Arbitration Fairness Act of 2007 H.R. 3195 / S. 1881, ADA Amendments Act of 2008 / Americans with Disabilities Act Restoration Act of 2007 Intellectual Property and Competition Policy H.R. 3997, Emergency Economic Stabilization Act Lobbied for pension protection for multi-enployer pension plans Pension Protection Act, Technical Corrections Bill of 2008, as part of the Worker, Retiree and Employee Recovery Act of 2008 (H.R. 7327) Accessibility Issues

Client expense: $2,030,000 · Firm income: Not reported

Government targets: Bureau of Economic Analysis, Bureau of Industry and Security (BIS), Bureau of the Census, Centers For Disease Control & Prevention (CDC), Central Intelligence Agency (CIA), Commerce, Dept of (DOC), Council of Economic Advisers (CEA), Defense, Dept of (DOD), Education, Dept of, Energy, Dept of, Environmental Protection Agency (EPA), Executive Office of the President (EOP), Federal Communications Commission (FCC), Federal Energy Regulatory Commission (FERC), Federal Trade Commission (FTC), Food & Drug Administration (FDA), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Health Resources & Services Administration (HRSA), Homeland Security, Dept of (DHS), Internal Revenue Service (IRS), Labor, Dept of (DOL), Natl Economic Council (NEC), Natl Institute of Standards & Technology (NIST), Natl Institutes of Health (NIH), Natl Science Foundation (NSF), Natl Security Agency (NSA), Natl Security Council (NSC), Natl Telecommunications & Information Administration (NTIA), Office of Management & Budget (OMB), Office of Science & Technology Policy (OSTP), Office of the Vice President of the United States, Patent & Trademark Office (PTO), SENATE, State, Dept of (DOS), Transportation Security Administration (TSA), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Customs & Border Protection, U.S. Trade Representative (USTR), White House Office

H.R. 3185, 401(k) Fair Disclosure for Retirement Security Act of 2007 S. 708, Health Care and Training for Older Workers Act phased retirement framework H.R. 3765, Defined Contribution Plan Fee Transparency Act of 2007 / S. 2473, Defined Contribution Fee Disclosure Act of 2007 Deferred Compensation Provisions S. 2936, Responsible Expansion of the State Children's Health Insurance Program Act of 2008 H.R. 3997, Emergency Economic Stabilization Act Lobbied for pension protection for multi-employer pension plans

Client expense: $2,030,000 · Firm income: Not reported

Government targets: Bureau of Economic Analysis, Bureau of Industry and Security (BIS), Bureau of the Census, Centers For Disease Control & Prevention (CDC), Central Intelligence Agency (CIA), Commerce, Dept of (DOC), Council of Economic Advisers (CEA), Defense, Dept of (DOD), Education, Dept of, Energy, Dept of, Environmental Protection Agency (EPA), Executive Office of the President (EOP), Federal Communications Commission (FCC), Federal Energy Regulatory Commission (FERC), Federal Trade Commission (FTC), Food & Drug Administration (FDA), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Health Resources & Services Administration (HRSA), Homeland Security, Dept of (DHS), Internal Revenue Service (IRS), Labor, Dept of (DOL), Natl Economic Council (NEC), Natl Institute of Standards & Technology (NIST), Natl Institutes of Health (NIH), Natl Science Foundation (NSF), Natl Security Agency (NSA), Natl Security Council (NSC), Natl Telecommunications & Information Administration (NTIA), Office of Management & Budget (OMB), Office of Science & Technology Policy (OSTP), Office of the Vice President of the United States, Patent & Trademark Office (PTO), SENATE, State, Dept of (DOS), Transportation Security Administration (TSA), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Customs & Border Protection, U.S. Trade Representative (USTR), White House Office

HR 897: LONG-TERM CARE AND RETIREMENT SECURITY ACT OF 2009; LTC IN CAFETERIA AND FSA; ABOVE THE LINE DEDUCTIONS FOR LTC PREMIUMS HR 1424: EMERGENCY ECONOMIC STABILIZATION ACT OF 2008; EXECUTIVE COMMISSION RESTRICTIONS AND 401 (K) ASSET RECOVERY HR 1721/S 697: COMMUNITY LIVING ASSISTANCE SERVICES AND SUPPORTS ACT; REFORM OF LTC FINANCING HR 1961: SAVINGS FOR AMERICAN FAMILIES' FUTURE ACT OF 2009; SAVER'S CREDIT HR 2419: FARM BILL EXTENSION ACT OF 2007; ROTH TREATMENTS FOR 457 CONTRACTS HR 2831: LEDBETTER FAIR PAY ACT OF 2007; CIVIL PENALTY IMPACT ON RETIREMENT PLANS HR 3185: FAIR DISCLOSURE FOR RETIREMENT SECURITY ACT OF 2007; RETIREMENT PLAN FEE DISCLOSURE HR 3361: PENSION PROTECTION TECHNICAL CORRECTIONS ACT OF 2007; TECHNICAL CORRECTIONS TO PPA HR 3765: DEFINED CONTRIBUTION PLAN FEE TRANSPARENCY ACT OF 2007; RETIREMENT PLAN FEE DISCLOSURE HR 3997: HEROES EARNINGS ASSISTANCE AND RELIEF TAX ACT OF 2007; MILITARY ACCESS TO RETIREMENT MONIES HR 5160: SMALL BUSINESSES ADD VALUES FOR EMPLOYEES ACT OF 2008; EXPAND PENSION COVERAGE HR 6143: PENSION PROTECTION ACT ERISA AMENDMENTS OF 2008; RETIREMENT PLAN MODIFICATION HR 6357: PRO (TECH) T ACT OF 2008; PROTECTING RECORDS; OPTIMIZING TREATMENTS; EASING COMMUNICATIONS THROUGH HEALTHCARE TECHNOLOGY; ALL PROVISIONS HR 6382: PENSION PROTECTION TECHNICAL CORRECTIONS ACT OF 2008; RETIREMENT PLAN MODICIATIONS HR 6708/S 3278: TO AMEND THE INTERNAL REVENUE CODE OF 1986 TO PROVIDE THAT NO LOAN MAY BE MADE FROM A QUALIFIED EMPLOYER PLAN USING REVOLVING CREDIT ARRANGEMENTS AND TO LIMIT THE NUMBER OF LOANS THAT MAY BE MADE FROM A QUALIFIED EMPLOYER PLAN TO A PARTICIPANT OR BENEIFICARY; LIMIT ON WITHDRAWAL OF RETIREMENT PLANS HR 3765: DEFINED CONTRIBUTION PLAN FEE TRANSPARENCY ACT OF 2007; RETIREMENT PLAN FEE DISCLOSURE HR 7242: PENSION PROTECTION ACT IRC AMENDMENTS OF 2008; LTC AND ANNUITY CLARIFICATION; TAX FREE EXCHANGE PROVISIONS OF LTC HR 7327: WORKER, RETIREE, AND EMPLOYER RECOVERY ACT OF 2008; RETIRMENT PLAN MODIFICATION SCR 13: AN ORIGINIAL CONCURRENT RESOLUTION SETTING FORTH THE BUDGET FOR THE UNITED STATES GOVERNMENT FOR FISCAL YEAR 2010; SAVER'S CREDIT; AUTO IRA'S. S 207: HEALTH INSURANCE TAX RELIEF ACT; ALLOW LONG TERM CARE INSURANCE TO BE OFFERED IN EMPLOYER SPONSORED CAFETERIA PLANS AND FSA. S 401: DEFINED CONTRIBUTION FEE DISCLOSURE ACT OF 2009; 401 (K) FEE DISCLOSURE S 434: EMPOWERED AT HOME ACT OF 2009; ALLOW ABOVE THE LINE TAX DEDUCTION FOR LTC PREMIUMS; ALLOW LTC TO BE OFFERED IN CAFETERIA/FSA PLANS S 1087: FAIR PAY ACT OF 2007; CIVIL PENALTY IMPACT ON RETIREMENT PLANS S 1974: PENSION PROTECTION TECHNICAL CORRECTIONS ACT OF 2007; TECHNICAL CORRECTIONS TO PPA S 2473: DEFINED CONTRIBUTION FEE DISCLOSURE ACT OF 2007; RETIREMENT PLAN FEE DISCLOSURE

Client expense: $410,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

See attachment. RET First Quarter Report 2009 H.R. 519 The Elder Caregiver Support and Information Enhancement Act of 2009. Issue: LTC additional appropriations for LTC Information clearinghouse. H.R. 897 The Long Term Care and Retirement Security Act of 2009. Issue: LTC in cafeteria and FSA and above the line deductions for LTC premiums. H.R. 1424 Emergency Economic Stabilization Act of 2008. Issue: executive com restrictions and 401(k) asset recovery. H.R. 1961 - Savings for American Families Future Act Issue: savers' credit H.R. 2205/ S 1010 Retirement Security for Life Act. Issue: Tax Incentive for Non Qualified Annuities H.R. 2419 Farm Bill Extension Act. Issue: Roth treatment for 457 contracts. H.R. 3185 - The 401(k) Fair Disclosure for Retirement Security Act of 2007. Issue: Retirement plan fee disclosure. H.R. 3361 -To make technical corrections related to the Pension Protection Act of 2006. Issue: technical corrections to PPA. H.R. 3997 Defenders of Freedom Tax Act/ Heroes Earnings Assistance and Relief Act. Issue: military access to retirement monies. H.R. 5160 Small Business Add Value for Employees Act of 2008. Issue: expand pension coverage. H.R. 6143 Pension Protection Act ERISA Amendments of 2008. Issue: Retirement plan modifications. H.R. 6357 Protecting Records, Optimizing Treatments, and Easing Communications Through Healthcare Technology Act of 2008 (ProTECHt Act) H.R. 6382 Pension Protection Act Technical Corrections. Issue: Retirement plan modifications H.R. 7242 Pension Protection Act IRC Amendments of 2008. Issue: LTC and annuity clarification; Tax free exchange provisions for LTC. H.R. 7327 Worker, Retiree and Employer Recovery Act. Issue: Retirement plan modification. S. 207 Long Term Care Affordability and Security Act of 2009. Issue: allows long term care insurance to be offered in employer sponsored cafeteria plans and FSA. S. 391 Healthy Americans Act. Issue: private health insurance including LTC. S. 401 - Defined Contribution Fee Disclosure Act Issue: 401(k) fee disclosure S. 434 Empowered at Home Act of 2008. Issue: Allows above the line tax deduction for LTC premiums. Allows LTC to be offered in cafeteria/ FSA plans. S. 697/ HR 1721 Community Living Assistance Services and Supports Act. Issue: reform of LTC financing. RET - First Quarter Report 2009 continued S. 1288 - Women's Retirement Act of 2007. Issue: federal tax treatment of annuities. S. 1693 The Wired for Healthcare Quality Act. Issue: affects of LTC ERISA preemption. S. 1974- the Pension Protection Technical Corrections Act of 2007. Issue: technical corrections to PPA. S. 2473 Defined Contribution Fee Disclosure Act. Issue: retirement plan fee disclosure. S. 3278/ HR 6708 - A bill which would limit the use of 401(k) debit cards and limit withdrawals from 401(k) plans. Issue: limit of withdrawals on retirement plans. S. 3952 - Automatic IRA Act of 2007. Issue: expand pension coverage. S. Con Res 13 - 2010 Senate Budget Resolutions Issue: savers' credit, Auto-IRAs

Client expense: $1,237,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 2205/ S 1010 Retirement Security for Life Act. Issue: Tax Incentive for Non Qualified Annuities S. 1288 - Women's Retirement Act of 2007. Issue: federal tax treatment of annuities. S. 3952 - Automatic IRA Act of 2007. Issue: expand pension coverage. H.R.3361 -To make technical corrections related to the Pension Protection Act of 2006. Issue: technical corrections to PPA. S.1974- the Pension Protection Technical Corrections Act of 2007. Issue: technical corrections to PPA. H.R. 3185, the 401(k) Fair Disclosure for Retirement Security Act of 2007. Issue: Retirement plan fee disclosure. S. 207 Long Term Care Affordability and Security Act of 2009. Issue: allows long term care insurance to be offered in employer sponsored cafeteria plans and FSA. H.R. 3765 Defined Contribution Plan Fee Transparency Act of 2007. Issue: retirement plan fee disclosure. S. 697/ HR 1721 Community Living Assistance Services and Supports Act. Issue: reform of LTC financing. S. 2473 Defined Contribution Fee Disclosure Act. Issue: retirement plan fee disclosure. S. 1087 Fair Pay Act. Issue: civil penalty impact on retirement plans. H.R. 2831 Lilly Ledbetter Fair Pay Act. Issue: civil penalty impact on retirement plans. H.R. 2419 Farm Bill Extension Act. Issue: Roth treatment for 457 contracts. H.R. 3997 Defenders of Freedom Tax Act/ Heroes Earnings Assistance and Relief Act. Issue: military access to retirement monies. H.R. 5160 Small Business Add Value for Employees Act of 2008. Issue: expand pension coverage. H.R. 897 The Long Term Care and Retirement Security Act of 2009. Issue: LTC in cafeteria and FSA and above the line deductions for LTC premiums. S. 1693 The Wired for Healthcare Quality Act. Issue: affects of LTC ERISA preemption. H.R. 6357 Protecting Records, Optimizing Treatments, and Easing Communications Through Healthcare Technology Act of 2008 (ProTECHt Act) H.R. 6382 Pension Protection Act Technical Corrections. Issue: Retirement plan modifications H.R. 6143 Pension Protection Act ERISA Amendments of 2008. Issue: Retirement plan modifications. H.R. 7242 Pension Protection Act IRC Amendments of 2008. Issue: LTC and annuity clarification; Tax free exchange provisions for LTC. S. 3278/ HR 6708 - A bill which would limit the use of 401(k) debit cards and limit withdrawals from 401(k) plans. Issue: limit of withdrawals on retirement plans. H.R. 1424 Emergency Economic Stabilization Act of 2008. Issue: executive com restrictions and 401(k) asset recovery. H.R. 3765 Defined Contribution Plan Fee Transparency Act of 2007. Issue: retirement plan fee disclosure. S. 434 Empowered at Home Act of 2008. Issue: Allows above the line tax deduction for LTC premiums. Allows LTC to be offered in cafeteria/ FSA plans. H.R. 7327 Worker, Retiree and Employer Recovery Act. Issue: Retirement plan modification. S. 391 Healthy Americans Act. Issue: private health insurance including LTC. H.R. 519 The Elder Caregiver Support and Information Enhancement Act of 2009. Issue: LTC additional appropriations for LTC Information clearinghouse. H.R. 1961 - Savings for American Families Future Act Issue: savers' credit S. 401 - Defined Contribution Fee Disclosure Act Issue: 401(k) fee disclosure S. Con Res 13 - 2010 Senate Budget Resolutions Issue: savers' credit, Auto-IRAs

Client expense: $1,867,075 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Transportation, Dept of (DOT), Treasury, Dept of

H.R. 3185, 401 (k) Fair Disclosure for Retirement Security Act Phased Retirement Taxpayer Certainty and Relief Act H.R. 712, Pension Security Act of 2009

Client expense: $482,159 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to the retirement, mutual fund and securities industries. Specific issues include 401(k) fee disclosrue (HR 3185-Miller, the 401(k) Fair Disclosure for Retirement Security Act; HR 3765 - Neal, the Defined Contribution Plan Fee Transparency Act; and S. 2473 - Harkin, The Defined Contritution Fee Disclosure Act). Monitored HR 1424, Emergency Economic Stabilization Act of 2008.

Client expense: Not reported · Firm income: $40,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to the retirement, mutual fund and securities industries. Specific issues include 401(k) fee disclosure (HR 3185 - Miller, the 401(k) Fair Disclosure for Retirement Security Act; HR 3765 - Neal, the Defined Contribution Plan Fee Transparency Act; and S.2473 - Harkin, the Defined Contribution Fee Disclosure Act). Interchange and electronic payments networks, HR 5546 Credit Card Fair Fee Act of 2008. Monitored HR1424 Emergency Economic Stabilization Act of 20008.

Client expense: Not reported · Firm income: $10,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to the retirement, mutual fund and securities industries. Specific issues include 401(k) fee disclosure (HR 3185 - Miller, the 401(k) Fair Disclosure for Retirement Security Act; HR 3765 - Neal, the Defined Contribution Plan Fee Transparency Act; and S.2473 - Harkin, the Defined Contribution Fee Disclosure Act). Monitored HR 1424, the Emergency Economic Stabilization Act of 2008.

Client expense: Not reported · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S. 1010 - Retirement Security for Life Act of 2007; S. 1141 - Automatic IRA Act of 2007; S. 1725 - Restoring Pension Promises to Workers Act; S. 2473 - Defined Contribution Fee Disclosure Act of 2007; HR 2205 - Retirement Security for Life Act of 2007; HR 4150 - Lifetime Pension Annuity for You Act of 2007; HR 3185 - 401(k) Fair Disclosure for Retirement Security Act of 2007; HR 2167 - Automatic IRA Act of 2007; HR 3765 - Defined Contribution Plan Fee Transparency Act of 2007; HR 3361 - Pension Protection Technical Correction Act of 2007 - provisions related to guaranteed lifetime income.

Client expense: Not reported · Firm income: $45,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S. 1141, the Automatic IRA Act of 2007(all provisions) H.R. 2167, the Automatic IRA Act of 2007(all provisions) H.R. 3185, the 401(k) Fair Disclosure for Retirement Security Act of 2007 (all provisions) S.2473, the Defined Contribution Fee Disclosure Act of 2007 S. 3268, the Commodity Markets Transparency and Accountability Act of 2008 (provisions to restrict commodity investments by pension funds) H.R. 3361, Pension Protection Technical Corrections Act of 2008 H.R. 6604, the Commodity Markets Transparency and Accountability Act of 2008 (provisions to restrict commodity investments by pension funds) Pension Protection Act Implementation (all provisions, including rules for Type III supporting organizations) 401(K) Fee Transparency

Client expense: $2,340,000 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Labor, Dept of (DOL), Office of Management & Budget (OMB), SENATE, Social Security Administration (SSA), Treasury, Dept of, White House Office

Pension Protection Ac of 2006; Hybrid Plans & Funding Regulations; DOL 408(b)(2) Regulation, H.R. 6604 Commodity Markets Transparency and Accountability Act of 2008; H.R. 3185 Fee Disclosure; S.1974/H.R.3361 Pension Protection Technical Corrections Act; Deferred Compensation; ERISA Preemption Issues; H.R. 5754 Employee Pension Security Act of 2008

Client expense: $60,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Treasury, Dept of

HR 3185 401(k) Fair Disclosure for Retirement Security Act of 2007 HR 3765 Defined Contribution Fee Transparency Act of 2007 HR 6382 PPA Technical Corrections Act of 2008 S. 3278 401(k) Plan Debit Card legislation

Client expense: $100,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Labor, Dept of (DOL), Pension Benefit Guaranty Corporation (PBGC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

HR 878, Simplification Through Additional Reporting Tax Act of 2007:cost basis reporting/financial institutions. S 601, Simplification Through Additional Reporting Tax Act of 2007:cost basis reporting/financial institutions. HR 3185, 401(k) Fair Disclosure for Retirement Security Act of 2007:reporting and disclosure rules. S 2362, Property Tax Fairness Act of 2007:cost basis reporting/financial institutions.

Client expense: Not reported · Firm income: $60,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Lobbied for 401K - Fee Disclosure (HR 3185)

Client expense: Not reported · Firm income: $75,000

Government targets: Commerce, Dept of (DOC), Defense, Dept of (DOD), Export-Import Bank of the United States (EXIM Bank), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Internal Revenue Service (IRS), Labor, Dept of (DOL), Patent & Trademark Office (PTO), SENATE, State, Dept of (DOS), Treasury, Dept of, U.S. Trade Representative (USTR), White House Office

Lobbied on Mental Health Parity Legislation - HR1924, S.558 Lobbied on Health Care Information Technology (IT) Infrastructure Lobbied on the Healthy American Act Supported Medical Errors/Quality Reporting legislation Supported Health Care/Health Reimbursement Accouts & Flexible Spending Accounts (HR 3185) Supported Genetic Discrimination (HR 493 & S 358)

Client expense: Not reported · Firm income: $75,000

Government targets: Commerce, Dept of (DOC), Defense, Dept of (DOD), Export-Import Bank of the United States (EXIM Bank), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Internal Revenue Service (IRS), Labor, Dept of (DOL), Patent & Trademark Office (PTO), SENATE, State, Dept of (DOS), Treasury, Dept of, U.S. Trade Representative (USTR), White House Office

Supported less restrictive coverage and plan design reference Mental Health Parity Legislation - HR1924, S.558 Supported implementing universal standards for Health Care Information Technology (IT) Infrastructure - HR 1693 HR 5442, S114 Opposed the Healthy American Act Supported Medical Errors/Quality Reporting legislation Supported Health Care/Health Reimbursement Accouts & Flexible Spending Accounts (HR 3185) Suoported Genetic Discrimination (HR 493 & S 358) Lobbied for the Retiree Health Account Act (HR 6288)

Client expense: Not reported · Firm income: $75,000

Government targets: Commerce, Dept of (DOC), Defense, Dept of (DOD), Export-Import Bank of the United States (EXIM Bank), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Internal Revenue Service (IRS), Labor, Dept of (DOL), Patent & Trademark Office (PTO), SENATE, State, Dept of (DOS), Treasury, Dept of, U.S. Trade Representative (USTR), White House Office

Lobbied for no expansion of the current reporting requirements for 401Ks - Fee Disclosure HR3185

Client expense: Not reported · Firm income: $75,000

Government targets: Commerce, Dept of (DOC), Defense, Dept of (DOD), Export-Import Bank of the United States (EXIM Bank), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Internal Revenue Service (IRS), Labor, Dept of (DOL), Patent & Trademark Office (PTO), SENATE, State, Dept of (DOS), Treasury, Dept of, U.S. Trade Representative (USTR), White House Office

Lobbied for no expansion of the current reporting requirements for 401Ks - Fee Disclosure HR3185

Client expense: Not reported · Firm income: $75,000

Government targets: Commerce, Dept of (DOC), Defense, Dept of (DOD), Export-Import Bank of the United States (EXIM Bank), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Internal Revenue Service (IRS), Labor, Dept of (DOL), SENATE, State, Dept of (DOS), Treasury, Dept of, White House Office

Lobbied for no expansion of the current 401K reporting requirements (Fee Disclosure) - HR 3185

Client expense: Not reported · Firm income: $75,000

Government targets: Commerce, Dept of (DOC), Export-Import Bank of the United States (EXIM Bank), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Internal Revenue Service (IRS), Labor, Dept of (DOL), SENATE, State, Dept of (DOS), Treasury, Dept of, White House Office

Legislation: MMDA Sweep Account and legislation to repeal the prohibition on the payment of interest on deposits (H.R.41); Real estate brokerage and management (H.R.111, S.413); CTR reports for seasoned customers (H.R.323); College Student Relief Act of 2007 (H.R.5); Tax provisions of minimum wage bill (H.R.6,H.Res.261,H.Res.332,H.R.1591,H.R.2206,S.965); credit card fees and services legislation; Small Business Tax Relief Act (H.R.976); Credit Union Regulatory Improvement Act (H.R.1537,H.R.5519);.... Terrorism Risk Insurance Act extension (H.R.2761, H.R.4299, S.2285); CFIUS Reform (H.R.556); Community Development Investments (H.R.1066); Privacy (H.R.498, H.R.958, S.495, S.806, S.1178, S.1260); Executive Compensation (H.R.1257); PATRIOT Act (H.R.1314); SBA Disaster Loans (S.163, H.R.1361); GSE regulation (H.R.1427, S.1100); ILC holding company legislation (H.R.698, S.1356); Flood Insurance Reform (H.R.1682, H.R.3121, S.1890, H.R.3959); Catastrophe Savings Accounts (H.R.1787, S.927); Borrowers Protection Act (S.1299); Student Loan Legislation (S.486, S.511, S.1642, S.1762, H.R.890, H.R. 2669); SBA Reform (S.1256, H.R.1332); Treasury Department Appropriations (H.R.2829); Interstate Taxation (S.1726, H.R.5267); Sarbanes-Oxley Reform Legislation (H.R.1508); Regulatory Burden Relief (H.R.1869, H.R.6312, H.R.5841); FHA Reform (H.R.1852); The Farm Bill (H.R.2419, H.R.4193), FHA Reform bills (H.R.1852, S.2338); Mortgage Debt Tax Forgiveness (H.R.3648); AMT Reform (H.R.3996); "Do Not Call" List amendments (H.R.2601, H.R.3541); Bankruptcy Reform (H.R.3609, S.2136); Sub.Prime Loan Regulation (H.R.3915, S.2452); Unfair and Deceptive Acts or Practices Authority (H.R.3526); Identity Theft Legislation (S.2168); Appraisal and Escrow Legislation (H.R.3837); Rural Housing Bill (H.R.3873); Section 8 programs (H.R.3965); Dollar coin bill (H.R.3703); Tax Legislation (H.R.3970, H.R.3056, H.R.6275, H.R.6049, H.R.2886, H.R.5719, H.R.5720); SBA Lending (H.R.3866); Housing bills (H.R.2895); Overdraft Protection Bill (H.R.946); FHA Loan Size (H.R.1852); Lobbying Reform (S.1); Economic Stimulus (H.R.5140, S.2636, H.R.3221); Credit Card Practices (H.R.5244); Bankruptcy (S. 2636, H.R.3609, H.R.4044, S.2136); Foreclosure Legislation (H.R.3221, H.R.5830, H.R.5818, H.R.5579); Interchange Fee Controls (H.R.5546, S.3086); Student Loan Legislation (H.R. 5715, S. 2815); Internet Gambling Legislation (H.R.5767); Retirement Account Fee Disclosure (H.R.3185); Arbitration Clause Restrictions (H.R.3010; H.R.5312); Money Services Business Regulation (H.R.4049); Emergency Economic Stabilization Act (H.R.1424). Regulation: Community Reinvestment Act regulations; FDIC ILC Applications; OTS gift card guidance; Subprime Mortgage Lending; SEC and PCAOB Sarbanes-Oxley regulations and guidance; Regulatory Burden Relief Regulations; Payday Lending Regulations; Deposit Insurance Regulations; SBA Regulations; Federal Reserve Board's Regulation Z (Truth-in-Lending); Fed-SEC Regulation R; Garnishment of Exempt Funds regulation; FACT Act Regulations; FDIC Audit and reporting regulations; Capital Requirements (Basel II); IRS Trust Tax Regulations; Internet gambling regulations; Small bank examination rules; FTC Privacy Rules; OTS Unfair & Deceptive Rules; FinCen Rules on Foreign Banking Relationships; SEC Risk-based auditing standard; Money Laundering Regulations, FBI Subpoenas Addendum, Financial Institution Regulatory Restructuring, SEC Credit Rating Agency Reforms; Unfair and Deceptive Acts or Practices Regulations; Risk-Based Pricing Notices; Home Valuation Code of Conduct Appraisal Rules; Guidance on HELOC reductions; Best Practices for Residential Covered Bonds; FRB Reg. S (privacy); HUD RESPA Regulations; Money Market Fund Guaranties; Fannie Mae/Freddie Mac Conservatorship; SEC Short-Selling Rules; FASB Fair Value Accounting Regs; Auction-Rate Securities Rules; Timing of FASB/SEC Rules; FDIC Deposit Insurance Coverage Regulations. #17. (continued from previous page) Public Company Accounting Oversight Board Office of Federal Housing Enterprise Oversight

Client expense: $230,000 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), Federal Bureau of Investigation (FBI), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), Financial Crimes Enforcement Network (FinCEN), HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of