Flood Insurance Reform Priorities Act of 2011

National Flood Insurance Program Termination Act H.R. 435, all provisions To provide a moratorium on the issuance of flood insurance rate maps, to assist property owners in adapting to flood insurance rate map changes, and for other purposes H.R. 700, all provisions Flood Insurance Reform Priorities Act H.R. 1026, all provisions Flood Insurance Reform Act H.R. 1309, all provisions Safe Building Code Incentive Act H.R. 2069, all provisions Natural Disaster Mitigation Act H.R. 2099, all provisions Disaster Recovery Act of 2011 S. 1630, all provisions Senate Flood Insurance Legislation working to mirror House legislation to reform and extend National Flood Insurance Program, all provisions

Client expense: $330,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB), SENATE

Issues related to "The SMART Act, S.1718 / HR 1063. Issues related to providing for a long-term reauthorization and meaningful reform of the National Flood Insurance Program (NFIP). H.R. 1309, the Flood Insurance Reform Act of 2011; H.R.902, to amend the National Flood Insurance Act of 1968; H.R.1026, Flood Insurance Reform Priorities Act of 2011; S.1091, Consumer Option for an Alternative System to Allocate Losses Act of 2011; H.R. 4348: MAP-21 Issues related to the reauthorization of the National Flood Insurance Program. Issues related to the Financial Crisis Responsibility Fee/Bank Tax. Safe Teen and Novice Driver Uniform Protection Act of 2011, Stand Up Act - S.528. / HR 1515. Implementation of Dodd-Frank Wall Street Reform and Consumer Protection Act (Pub.L. 111-203), specifically as it applies to insurance regulation. Issues related to the systemic risk designation process. Monitor issues related to the Motor Vehicle and Highway Safety Improvement Act of 2011 Monitor issues related to the Taxpayer Protection Act Issues related to the creation of the Federal Insurance Office Issues related to H.R. 1845, Medicare IVIG Access and Strengthening Medicare and Repaying Taxpayers Act of 2012

Client expense: Not reported · Firm income: $30,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Regulation of Insurance - General Flood Insurance - General Terrorism Insurance - General HR 435, National Flood Insurance Program Termination Act of 2011 HR 1026, Flood Insurance Priorities Act of 2011 HR 1309, Flood Insurance Reform Act of 2011 HR 2069, Safe Building Codes Incentive Act of 2011 HR 2099, The National Disaster Mitigation Act of 2011 S 1091, COASTAL Act S 1940, Flood Insurance Reform and Modernization Act HR 1, Disaster Relief Appropriations Act

Client expense: $142,754 · Firm income: Not reported

Government targets: Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Risk Management Agency, SENATE, Treasury, Dept of

Implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Pub.L.11-203), specifically as it applies to insurance regulation Issues related to the Financial Crisis Responsibility Fee/Bank Tax Issues related to the creation of the Federal Insurance Office Issues related to the systemic risk designation process Regulatory reform in general Issues related to providing for a long-term reauthorization and meaningful reform of the National Flood Insurance Program H.R. 1309, the Flood Insurance Reform Act of 2011 H.R. 902, to amend the National Flood Insurance Act of 1968 H.R. 1026, the Flood Insurance Reform Priorities Act of 2011 S. 1091, Consumer Option for Alternative System to Allocate Losses (COASTAL) Act of 2011 H.R. 4348, MAP-21, issues related to the reauthorization of the National Flood Insurance Program S. 1940, an original bill to amend the National Flood Insurance Act of 1968, to restore the financial solvency of the flood insurance fund, and for other purposes Issues surrounding the potential reauthorization of the Terrorism Risk Insurance Program Reauthorization Act of 2007 (Pub.L.110-160)

Client expense: $730,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 1873 - Arbitration Fairness Act S. 987 - Arbitration Fairness Act S. 1186 - Arbitration Fairness Act Asbestos Related Legislation Bankruptcy Transparency Issues S. 223 - FAA Air Transportation Modernization and Safety Improvement Act H.R. 658 - FAA Reauthorization Act Low Income Tax Recapture Bonds Climate Change/Global Warming Natural Catastrophe legislation Coast Wind Zone Proposal Credit Scoring and the Use of Credit as Underwriting Tool H.R. 769 - Fair Access to Credit Scores Act of 2011 H.R. 1062 - The Burdensome Data Collection Relief Act Insurance issues relating to the authority of the Financial Stability Oversight Council Insurance issues relating to the Office of Financial Research Issues relating to Financial Services Systemic Risk Proposals Insurance issues relating to Federal Resolution Authority Issues relating to the Federal Insurance Office Insurance issues relating to liquidation authority for systemically important financial institutions and the plans for US and global regulators for higher capital requirements for financial institutions. SEC issues related to the implementation of the Dodd-Frank Act H.R. 1039 - Flood Insurance Reform Act of 2011 H.R. 435 - National Flood Insurance Program Termination Act of 2010 H.R. 1026 - Flood Insurance Reform Priorities Act of 2011 (Waters) S. 1940 - Flood Insurance Reform and Modernization Act of 2011 Medical Liability Reform Medicare Secondary Payer and Workers' Compensation Settlement Agreements S. 533 - Lawsuit Abuse Reduction Act H.R. 966 - Lawsuit Abuse Reduction Act McCarran-Ferguson Reform and Modernization H.R. 5 - Health Act, H.R. 1150 - Competitive Health Insurance Reform Act of 2011 S. 528 - Safe Teen and Novice Driver Uniform Protection Act Oil Spill Liability Issues H.R. 2483 - The Whistleblower Improvement Act S. 669 - Longshore and Harbor Workers' Compensation Act Amendments of 2011 H.R. 1249 - America Invents Act S. 23 - America Invents Act H.R. 1965 - To amend the securities laws to establish certain thresholds for shareholder registration, and for other purposes. S. 556 - A bill to amend the securities laws to establish certain thresholds for shareholder registration, and for other purposes. H.R. 940 - United States Covered Bond Act of 2011 State bankruptcy issues S. 251 - A bill to prohibit the provision of Federal funds to State and local governments for the payment of obligations, to prohibit the Federal Reserve System from financially assisting state and local governments, and for other purposes. Bank Tax Issues H.R. 623 - National Commission on State Workers' Compensation Laws Act of 2011 H.R. 1063 - SMART Act

Client expense: $690,000 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, White House Office

HR 6423, HR 2107, HR 2608, HR 1018, HR 1026, HR 1112, HR 1309, HR 1430, HR 1453, HR 2055, HR 2078, HR 2126, HR 2582, HR 2958, HR 3559, HR 3628, HR 3630, HR 4020, HR 4348, HR 435, HR 5468, HR 5740, HR 6129, HR 890, S 1091, S 1349,. S 1548, S 1940, S 2025, S 637

Client expense: $720,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), SENATE, Treasury, Dept of

HR 1026 Flood Insurance Reform Priorities Act of 2011. HR 1309 Flood Insurance Reform Act of 2011. Depopulation of NFIP Direct Amendment. H.R.2055 Consolidated Appropriations Act of 2012. Implementation and rulemaking around Dodd-Frank Act. H.R.3559 Insurance Data Protection Act. H.R.3889 Parts Act. International Insurance: met with the Embassy of Brazil and U. S. Trade Representative.

Client expense: Not reported · Firm income: $50,000

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, U.S. Trade Representative (USTR)

Optional Federal Charter, Flood Insurance; Long Term Care; Reauthorization of Terrorism Risk Insurance Program H.R. 700, to provide a moratorium on the issuance of flood insurance rate maps, to assist property owners in adapting to flood insurance rate map changes, and for other purposes; H.R. 898, to suspend flood insurance rate map updates in geographic areas in which certain levees are being repaired; H.R. 902, to amend the National Flood Insurance Act of 1968 to require the Administrator of the Federal Emergency Management Agency to consider reconstruction and improvement of flood protection systems when establishing flood insurance rates; H.R. 1026, Flood Insurance Reform Priorities Act of 2011;

Client expense: $1,560,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Corporation for Natl & Community Service, Council of Economic Advisers (CEA), Environmental Protection Agency (EPA), Export-Import Bank of the United States (EXIM Bank), Farm Credit Administration, Federal Accounting Standards Advisory Board (FASAB), Federal Bureau of Investigation (FBI), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Natl Economic Council (NEC), Office of Management & Budget (OMB), Office of Personnel Management (OPM), Office of Thrift Supervision (OTS), Patent & Trademark Office (PTO), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), State, Dept of (DOS), Treasury, Dept of, U.S. Copyright Office, U.S. Trade Representative (USTR), White House Office

Implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Pub.L.11-203), specifically as it applies to insurance regulation Issues related to the Financial Crisis Responsibility Fee/Bank Tax Issues related to the creation of the Federal Insurance Office Issues related to the systemic risk designation process Regulatory Reform in general Issues related to providing for a long-term reauthorization and meaningful reform of the National Flood Insurance Program H.R. 1309/S. 1718, the Flood Insurance Reform Act of 2011 H.R. 902, to amend the National Flood Insurance Act of 1968 H.R. 1026, Flood Insurance Reform Priorities Act of 2011 S. 1091, Consumer Option for Alternative System to Allocate Losses (COASTAL) Act of 2011 H.R. 4348, MAP-21, Issues related to the reauthorization of the National Flood Insurance Program S. 1940, An original bill to amend the National Flood Insurance Act of 1968, to restore the financial solvency of the flood insurance fund, and for other purposes Issues surrounding the potential reauthorization of the Terrorism Risk Insurance Program Reauthorization Act of 2007(Pub.Law No: 110-160)

Client expense: $570,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Support free and fair trade and sound development policies, especially as they pertain to Africa and the Caribbean. Promote US action to help the people of Darfur, Sudan. Support a coalition with the African Union to attempt to resolve genocide and conflict between Sudan and Southern Sudan Support debt relief for poor nations, the Jubilee Act. Support initiates to fight global disease and end extreme poverty. Support lifting the US embargo on Cuba. Oppose "Vulture Funds". Support legislation to look into the progress made in Haiti with American money since the earthquake of January 2010; support HR 1026. Support the reduction of small arms and light munitions in Africa. Support sustainable African development by building human resource capacity and expanding. Support continued earthquake relief in Haiti. Support eliminating all debt owed by Haiti. Support efforts to create a domestic policy which more aggressively mitigates genocide worldwide and declares that genocide anywhere in the world affects U.S. national interest. Support efforts to curb human trafficking. Oppose persecution of lesbians, gays, bisexuals and transgenders in African nations, especially Uganda. Support a new public finance plan to help third world countries, especially those in Africa, adapt to the impacts of climate change. Increase U.S. sanctions on individuals responsible for atrocities in areas of Sudan in addition to Darfur; Encourage the United States to use all means available to push for a resolution at the United Nations Security Council which includes: 1. A comprehensive arms embargo that would cover all of Sudan; 2. Expanded asset freezes and travel bans for perpetrators of atrocities; 3. An expanded mandate of the International Criminal Court to cover the all of Sudan; and 4. A civilian protection force for South Kordofan and Blue Nile; and Update benchmarks for the continuation of restrictions on Sudan. Oppose and work against human trafficking. Support funding the U.S. Presidents Emergency Plan for AIDS Relief (PEPFAR) and the Global Fund to Fight AIDS, TB, and Malaria at the levels requested by President Obama in his budget proposal for fiscal year 2012. Support H.R. 4169, the Sudan Peace, Stability and Accountability Act of 2012. Ensure the safe return of Jakadrien Turner from Columbia to her family in Texas and review how it came to be that a U.S. citizen was deported. Support H.Res. 672, expressing the sense of the House of Representatives that the energy, environmental, and foreign policies of the United States should reflect appropriate understanding and sensitivity concerning issues related to climate change, as documented by credible scientific findings and as evidenced by the extreme weather events of recent years. Support a robust, bullet-proof Arms Trade Treaty (ATT). Support the United States increasing pressure on the Sudanese government by taking punitive measures in order to end the attacks against civilians and obstruction to humanitarian aid. Support H.R. 4169, the Sudan Peace, Security, and Accountability Act of 2012. Support the UN Security Council move swiftly to impose consequences for this failure and to consider alternative means for delivering aid if Sudan continues to ignore its obligations to allow humanitarian access to the people of South Kordofan and Blue Nile regions. Support the U.S. working with its allies to ensure that the intergovernmental process at the United Nations truly strengthens treaty bodies rather than imposes new limitations that could undermine their effectiveness. Advocated that the United States use its stature and position to have the NAACP policy agenda included in any and all relevant United Nations' treaties and other compliance documents.

Client expense: $62,500 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Bureau of Indian Affairs (BIA), Centers For Disease Control & Prevention (CDC), Commerce, Dept of (DOC), Defense, Dept of (DOD), Education, Dept of, Environmental Protection Agency (EPA), Equal Employment Opportunity Commission (EEOC), Federal Aviation Administration (FAA), Federal Bureau of Investigation (FBI), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), Food & Drug Administration (FDA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Park Service (NPS), Office of Personnel Management (OPM), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Social Security Administration (SSA), State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Commission on Civil Rights, U.S. Trade Representative (USTR), Veterans Affairs, Dept of (VA), Voice of America, White House Office

Issues related to "The SMART Act, S.1718 / HR 1063. Issues related to providing for a long-term reauthorization and meaningful reform of the National Flood Insurance Program (NFIP). H.R. 1309, the Flood Insurance Reform Act of 2011; H.R.902, to amend the National Flood Insurance Act of 1968; H.R.1026, Flood Insurance Reform Priorities Act of 2011; S.1091, Consumer Option for an Alternative System to Allocate Losses Act of 2011; H.R. 4348: MAP-21 Issues related to the reauthorization of the National Flood Insurance Program. Issues related to the Financial Crisis Responsibility Fee/Bank Tax. Safe Teen and Novice Driver Uniform Protection Act of 2011, Stand Up Act - S.528. / HR 1515. Implementation of Dodd-Frank Wall Street Reform and Consumer Protection Act (Pub.L. 111-203), specifically as it applies to insurance regulation. Issues related to the systemic risk designation process. Monitor issues related to the Motor Vehicle and Highway Safety Improvement Act of 2011 Monitor issues related to the Taxpayer Protection Act Issues related to the creation of the Federal Insurance Office

Client expense: Not reported · Firm income: $30,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 1026 Flood Insurance Reform Priorities Act of 2011; entire bill H.R. 1112 - National Association of Registered Agents and Brokers Reform Act of 2011; entire bill H.R. 1173 - Fiscal Responsibility and Retirement Security Act of 2011; provisions relating to the CLASS Act H.R. 1309 - Flood Insurance Reform Act of 2011; entire bill H.R. 3475 - Keeping IDs Safe Act of 2011; entire bill H.R. 3559 Insurance Data Protection Act; entire bill H.R. 4348 - Moving Ahead for Progress in the 21st Century Act; provisions relating to extension of the National Flood Insurance Program, student loans, and pension provisions (P.L. 112-141 7/6/2012) S. 1091 COASTAL Act of 2011; entire bill S. 1940 - An original bill to amend the National Flood Insurance Act of 1968, to restore the financial solvency of the flood insurance fund, and for other purposes; entire bill Disparate impact rulemaking and potential implications for homeowners insurance underwriting

Client expense: $360,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Regulation of Insurance - General Flood Insurance - General HR 435, Natioanl Flood Insurance Program Termination Act of 2011 HR 1026, Flood Insurance Priorities Act of 2011 HR 1112, National Association of Registered Agents and Brokerss Reform Act of 2011 HR 1309, Flood Insurance Reform Act of 2011 HR 1430, Flood Insurance Choice Act of 2011 HR 2055, Consolidated Appropriations Act HR 2069, Safe Building Codes Incentives Act of 2011 HR 2099, The National Disaster Mitigation Act of 2011 HR 2126, Risk Retention Modernization Act of 2011 HR 3559, Insurance Data Protection Act HR 3630, Middle Class Tax Relief and Jobs Creation Act HR 5740, National Flood Insurance Insurance Program Extension Act S 1091, COASTAL Act S 1548, National Flood Insurance Program Extension Act S 1940, Flood Insurance Reform and Modernization Act S 2342, National Association of Registered Agents and Brokers Reform Act

Client expense: $172,614 · Firm income: Not reported

Government targets: Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Risk Management Agency, SENATE, Treasury, Dept of

Optional Federal Charter (Generally) H.R. 1112- National Association of Registered Agents and Brokers Reform Act of 2011 (all provisions) H.R. 435- National Flood Insurance Program Termination Act of 2011 (all provisions) H.R. 1026- Flood Insurance Reform Priorities Act of 2011 (all provisions) H.R. 1309- Flood Insurance Reform Act of 2011 (all provisions) H.R. 1430- Flood Insurance Choice Act of 2011 (all provisions) H.R. 48- Federal Life Insurance Transparency Act of 2011 (all provisions) S. 267- Life Insurance Disclosure Act of 2011 (all provisions) H.R. 623- National Worker's Compensation Commission Act of 2011(all provisions) H.R. 677- Lifetime Income Disclosure Act (all provisions) H.R. 2126- Risk Retention Modernization Act of 2011 (all provisions) H.R. 2099- The National Disaster Mitigation Act of 2011 (all provisions) H.R. 2069- Safe Building Codes Incentives Act of 2011 (insurance provisions) S. 1091- Coastal Act (all provisions) H.R. 2055- Consolidated Appropriations Act (flood provisions) H.R. 3630- Temporary Payroll Tax Extension (flood provisions) S. 1548 - National Flood Insurance Program Extension Act (all provisions) S. 1864- Extension of National Flood Insurance Program (all provisions) H.R. 3559 Insurance Data Protection Act S. 1940- Flood Insurance Reform and Modernization Act H.R. 3042- Disaster Loan Fairness Act FEMA Regulation Banning Rebating in NFIP H.R. 3630- Middle Class Tax Relief and Jobs Creation Act (flood provisions) H.R. 2101- Policyholders Disaster Protection Act H.R. 5740- Temporary NFIP Extension H.R. 4348- Surface Transportation Conference Report (flood insurance provisions) S. 2342 - National Association of Registered Agents and Brokers Reform Act (all provisions) H.R. 6415- CLAIM Act Terrorism Risk Insurance Program Reauthorization Flood Insurance Reform Act Implementation H.R. 6186- Voluntary Community-Based Flood Options

Client expense: $330,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Housing & Urban Development, Dept of (HUD), Natl Economic Council (NEC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

H.R. 1873 - Arbitration Fairness Act S. 987 - Arbitration Fairness Act S. 1186 - Arbitration Fairness Act Asbestos Related Legislation Bankruptcy Transparency Issues S. 223 - FAA Air Transportation Modernization and Safety Improvement Act H.R. 658 - FAA Reauthorization Act Low Income Tax Recapture Bonds Climate Change/Global Warming Natural Catastrophe legislation Coast Wind Zone Proposal Credit Scoring and the Use of Credit as Underwriting Tool H.R. 769 - Fair Access to Credit Scores Act of 2011 H.R. 1062 - The Burdensome Data Collection Relief Act Insurance issues relating to the authority of the Financial Stability Oversight Council Insurance issues relating to the Office of Financial Research Issues relating to Financial Services Systemic Risk Proposals Insurance issues relating to Federal Resolution Authority Issues relating to the Federal Insurance Office Insurance issues relating to liquidation authority for systemically important financial institutions and the plans for US and global regulators for higher capital requirements for financial institutions. SEC issues related to the implementation of the Dodd-Frank Act H.R. 1039 - Flood Insurance Reform Act of 2011 H.R. 435 - National Flood Insurance Program Termination Act of 2010 H.R. 1026 - Flood Insurance Reform Priorities Act of 2011 (Waters) S. 1940 - Flood Insurance Reform and Modernization Act of 2011 Medical Liability Reform Medicare Secondary Payer and Workers' Compensation Settlement Agreements S. 533 - Lawsuit Abuse Reduction Act H.R. 966 - Lawsuit Abuse Reduction Act McCarran-Ferguson Reform and Modernization H.R. 5 - Health Act, H.R. 1150 - Competitive Health Insurance Reform Act of 2011 S. 528 - Safe Teen and Novice Driver Uniform Protection Act Oil Spill Liability Issues H.R. 2483 - The Whistleblower Improvement Act S. 669 - Longshore and Harbor Workers' Compensation Act Amendments of 2011 H.R. 1249 - America Invents Act S. 23 - America Invents Act H.R. 1965 - To amend the securities laws to establish certain thresholds for shareholder registration, and for other purposes. S. 556 - A bill to amend the securities laws to establish certain thresholds for shareholder registration, and for other purposes. H.R. 940 - United States Covered Bond Act of 2011 State bankruptcy issues S. 251 - A bill to prohibit the provision of Federal funds to State and local governments for the payment of obligations, to prohibit the Federal Reserve System from financially assisting state and local governments, and for other purposes. Bank Tax Issues H.R. 623 - National Commission on State Workers' Compensation Laws Act of 2011 H.R. 1063 - SMART Act

Client expense: $860,000 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, White House Office

National Flood Insurance Program Termination Act H.R. 435, all provisions To provide a moratorium on the issuance of flood insurance rate maps, to assist property owners in adapting to flood insurance rate map changes, and for other purposes H.R. 700, all provisions Flood Insurance Reform Priorities Act H.R. 1026, all provisions Flood Insurance Reform Act H.R. 1309, all provisions Safe Building Code Incentive Act H.R. 2069, all provisions Natural Disaster Mitigation Act H.R. 2099, all provisions Disaster Recovery Act of 2011 S. 1630, all provisions Senate Flood Insurance Legislation working to mirror House legislation to reform and extend National Flood Insurance Program, all provisions

Client expense: $330,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Support free and fair trade and sound development policies, especially as they pertain to Africa and the Caribbean. Promote US action to help the people of Darfur, Sudan. Support a coalition with the African Union to attempt to resolve genocide and conflict between Sudan and Southern Sudan Support debt relief for poor nations, the Jubilee Act. Support initiates to fight global disease and end extreme poverty. Support lifting the US embargo on Cuba. Oppose "Vulture Funds". Support legislation to look into the progress made in Haiti with American money since the earthquake of January 2010; support HR 1026. Support the reduction of small arms and light munitions in Africa. Support sustainable African development by building human resource capacity and expanding. Support continued earthquake relief in Haiti. Support eliminating all debt owed by Haiti. Support efforts to create a domestic policy which more aggressively mitigates genocide worldwide and declares that genocide anywhere in the world affects U.S. national interest. Support efforts to curb human trafficking. Oppose persecution of lesbians, gays, bisexuals and transgenders in African nations, especially Uganda. Support a new public finance plan to help third world countries, especially those in Africa, adapt to the impacts of climate change. Increase U.S. sanctions on individuals responsible for atrocities in areas of Sudan in addition to Darfur; Encourage the United States to use all means available to push for a resolution at the United Nations Security Council which includes: 1. A comprehensive arms embargo that would cover all of Sudan; 2. Expanded asset freezes and travel bans for perpetrators of atrocities; 3. An expanded mandate of the International Criminal Court to cover the all of Sudan; and 4. A civilian protection force for South Kordofan and Blue Nile; and Update benchmarks for the continuation of restrictions on Sudan. Oppose and work against human trafficking. Support funding the U.S. Presidents Emergency Plan for AIDS Relief (PEPFAR) and the Global Fund to Fight AIDS, TB, and Malaria at the levels requested by President Obama in his budget proposal for fiscal year 2012. Support H.R. 4169, the Sudan Peace, Stability and Accountability Act of 2012. Ensure the safe return of Jakadrien Turner from Columbia to her family in Texas and review how it came to be that a U.S. citizen was deported. Support H.Res. 672, expressing the sense of the House of Representatives that the energy, environmental, and foreign policies of the United States should reflect appropriate understanding and sensitivity concerning issues related to climate change, as documented by credible scientific findings and as evidenced by the extreme weather events of recent years. Support a robust, bullet-proof Arms Trade Treaty (ATT). Support the United States increasing pressure on the Sudanese government by taking punitive measures in order to end the attacks against civilians and obstruction to humanitarian aid. Support H.R. 4169, the Sudan Peace, Security, and Accountability Act of 2012.

Client expense: $62,500 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Bureau of Indian Affairs (BIA), Centers For Disease Control & Prevention (CDC), Commerce, Dept of (DOC), Defense, Dept of (DOD), Education, Dept of, Environmental Protection Agency (EPA), Equal Employment Opportunity Commission (EEOC), Federal Aviation Administration (FAA), Federal Bureau of Investigation (FBI), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), Food & Drug Administration (FDA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Park Service (NPS), Office of Personnel Management (OPM), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Social Security Administration (SSA), State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Commission on Civil Rights, U.S. Trade Representative (USTR), Veterans Affairs, Dept of (VA), Voice of America, White House Office

Support free and fair trade and sound development policies, especially as they pertain to Africa and the Caribbean. Promote US action to help the people of Darfur, Sudan. Support a coalition with the African Union to attempt to resolve genocide and conflict between Sudan and Southern Sudan Support debt relief for poor nations, the Jubilee Act. Support initiates to fight global disease and end extreme poverty. Support lifting the US embargo on Cuba. Oppose "Vulture Funds". Support legislation to look into the progress made in Haiti with American money since the earthquake of January 2010; support HR 1026. Support the reduction of small arms and light munitions in Africa. Support sustainable African development by building human resource capacity and expanding. Support continued earthquake relief in Haiti. Support eliminating all debt owed by Haiti. Support efforts to create a domestic policy which more aggressively mitigates genocide worldwide and declares that genocide anywhere in the world affects U.S. national interest. Support efforts to curb human trafficking. Oppose persecution of lesbians, gays, bisexuals and transgenders in African nations, especially Uganda. Support a new public finance plan to help third world countries, especially those in Africa, adapt to the impacts of climate change. Increase U.S. sanctions on individuals responsible for atrocities in areas of Sudan in addition to Darfur; Encourage the United States to use all means available to push for a resolution at the United Nations Security Council which includes: 1. A comprehensive arms embargo that would cover all of Sudan; 2. Expanded asset freezes and travel bans for perpetrators of atrocities; 3. An expanded mandate of the International Criminal Court to cover the all of Sudan; and 4. A civilian protection force for South Kordofan and Blue Nile; and Update benchmarks for the continuation of restrictions on Sudan. Oppose and work against human trafficking. Support funding the U.S. Presidents Emergency Plan for AIDS Relief (PEPFAR) and the Global Fund to Fight AIDS, TB, and Malaria at the levels requested by President Obama in his budget proposal for fiscal year 2012. Support H.R. 4169, the Sudan Peace, Stability and Accountability Act of 2012. Ensure the safe return of Jakadrien Turner from Columbia to her family in Texas and review how it came to be that a U.S. citizen was deported. Support H.Res. 672, expressing the sense of the House of Representatives that the energy, environmental, and foreign policies of the United States should reflect appropriate understanding and sensitivity concerning issues related to climate change, as documented by credible scientific findings and as evidenced by the extreme weather events of recent years. Support a robust, bullet-proof Arms Trade Treaty (ATT). Support the United States increasing pressure on the Sudanese government by taking punitive measures in order to end the attacks against civilians and obstruction to humanitarian aid. Support H.R. 4169, the Sudan Peace, Security, and Accountability Act of 2012.

Client expense: $62,500 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Centers For Disease Control & Prevention (CDC), Commerce, Dept of (DOC), Defense, Dept of (DOD), Education, Dept of, Environmental Protection Agency (EPA), Equal Employment Opportunity Commission (EEOC), Federal Aviation Administration (FAA), Federal Bureau of Investigation (FBI), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), Food & Drug Administration (FDA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Park Service (NPS), Office of Personnel Management (OPM), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Social Security Administration (SSA), State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Commission on Civil Rights, U.S. Trade Representative (USTR), Veterans Affairs, Dept of (VA), Voice of America, White House Office

H.R. 1026 Flood Insurance Reform Priorities Act of 2011; entire bill H.R. 1112 - National Association of Registered Agents and Brokers Reform Act of 2011; entire bill H.R. 1173 - Fiscal Responsibility and Retirement Security Act of 2011; provisions relating to the CLASS Act H.R. 1309 - Flood Insurance Reform Act of 2011; entire bill H.R. 3475 - Keeping IDs Safe Act of 2011; entire bill H.R. 3559 Insurance Data Protection Act; entire bill H.R. 4348 - Moving Ahead for Progress in the 21st Century Act; provisions relating to extension of the National Flood Insurance Program, student loans, and pension provisions S. 1091 COASTAL Act of 2011; entire bill S. 1940 - An original bill to amend the National Flood Insurance Act of 1968, to restore the financial solvency of the flood insurance fund, and for other purposes; entire bill Disparate impact rulemaking and potential implications for homeowners' insurance underwriting

Client expense: $310,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR 2107, HR 2608, HR 1026, HR 1112, HR 1309, HR 1430, HR 1453, HR 2055, HR 2078, HR 2126, HR 2582, HR 2958, HR 3559, HR 3628, HR 3628, HR 3630, HR 4020, HR 4348, HR 435, HR 5648, HR 5740, HR 890, S 1091, S 1349, S 1548, S 1940, S 1958, S 2025, S 637

Client expense: $730,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Flood (HR 435, HR 700, HR 764, HR 898, HR 1026, HR 1309, HR 1379, HR 1430, HR 1453, S.1091); Nat Cat/Earthquake (S. 646, S. 692, HR 2100, HR 2101); Mitigation/Building Codes (HR 2099, HR 2069); Postage (S.353); Medicare (HR 1063, S 1718, HR 5284); Automobile Issues (HR 164, HR 3889); Workers Compensation (HR 623, HR 5891); McCarran-Ferguson (HR 1150, HR 5); FLSA (S. 1747); Surety (HR 3534); Federal Regulation(HR 3559); Quality Parts (HR 3889); Credit Scoring (HR 6129)

Client expense: $220,000 · Firm income: Not reported

Government targets: Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), SENATE, Treasury, Dept of

Implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Pub.L.11-203), specifically as it applies to insurance regulation Issues related to the Financial Crisis Responsibility Fee/Bank Tax Issues related to the systemic risk designation process Regulatory Reform in General Issues relate to the creation of the Federal Insurance Office Issues related to providing for long-term reauthorization and meaningful reform of the National Flood Insurance Program (NFIP) H.R.1309, the Flood Insurance Reform Act of 2011 H.R.902, to amend the National Flood Insurance Act of 1968 H.R.1026, Flood Insurance Reform Priorities Act of 2011 S.1091, Consumer Option for an Alternative System to Allocate Losses Act of 2011 H.R.4348, MAP-21 - Issues related to the reauthorization of the National Flood Insurance Program S.1940, An original bill to amend the National Flood Insurance Act of 1968, to restore the financial solvency of the flood insurance fund, and for other purposes.

Client expense: $980,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), HOUSE OF REPRESENTATIVES, SENATE

Optional Federal Charter, Terrorism Insurance Reauthorization; Flood Insurance; Long Term Care; H.R. 700, to provide a moratorium on the issuance of flood insurance rate maps, to assist property owners in adapting to flood insurance rate map changes, and for other purposes; H.R. 898, to suspend flood insurance rate map updates in geographic areas in which certain levees are being repaired; H.R. 902, to amend the National Flood Insurance Act of 1968 to require the Administrator of the Federal Emergency Management Agency to consider reconstruction and improvement of flood protection systems when establishing flood insurance rates; H.R. 1026, Flood Insurance Reform Priorities Act of 2011;

Client expense: $1,620,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Council of Economic Advisers (CEA), Environmental Protection Agency (EPA), Export-Import Bank of the United States (EXIM Bank), Farm Credit Administration, Federal Accounting Standards Advisory Board (FASAB), Federal Bureau of Investigation (FBI), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Natl Economic Council (NEC), Office of Management & Budget (OMB), Office of Personnel Management (OPM), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), Patent & Trademark Office (PTO), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), State, Dept of (DOS), Treasury, Dept of, U.S. Copyright Office, U.S. Trade Representative (USTR), White House Office

H.R. 1873 - Arbitration Fairness Act S. 987 - Arbitration Fairness Act S. 1186 - Arbitration Fairness Act Asbestos Related Legislation Bankruptcy Transparency Issues S. 223 - FAA Air Transportation Modernization and Safety Improvement Act H.R. 658 - FAA Reauthorization Act Low Income Tax Recapture Bonds Climate Change/Global Warming Natural Catastrophe legislation Coast Wind Zone Proposal Credit Scoring and the Use of Credit as Underwriting Tool H.R. 769 - Fair Access to Credit Scores Act of 2011 H.R. 1062 - The Burdensome Data Collection Relief Act Insurance issues relating to the authority of the Financial Stability Oversight Council Insurance issues relating to the Office of Financial Research Issues relating to Financial Services Systemic Risk Proposals Insurance issues relating to Federal Resolution Authority Issues relating to the Federal Insurance Office Insurance issues relating to liquidation authority for systemically important financial institutions and the plans for US and global regulators for higher capital requirements for financial institutions. SEC issues related to the implementation of the Dodd-Frank Act H.R. 1039 - Flood Insurance Reform Act of 2011 H.R. 435 - National Flood Insurance Program Termination Act of 2010 H.R. 1026 - Flood Insurance Reform Priorities Act of 2011 (Waters) S. 1940 - Flood Insurance Reform and Modernization Act of 2011 Medical Liability Reform Medicare Secondary Payer and Workers' Compensation Settlement Agreements S. 533 - Lawsuit Abuse Reduction Act H.R. 966 - Lawsuit Abuse Reduction Act McCarran-Ferguson Reform and Modernization H.R. 5 - Health Act, H.R. 1150 - Competitive Health Insurance Reform Act of 2011 S. 528 - Safe Teen and Novice Driver Uniform Protection Act Oil Spill Liability Issues H.R. 2483 The Whistleblower Improvement Act S. 669 - Longshore and Harbor Workers' Compensation Act Amendments of 2011 H.R. 1249 - America Invents Act S. 23 - America Invents Act H.R. 1965 - To amend the securities laws to establish certain thresholds for shareholder registration, and for other purposes. S. 556 - A bill to amend the securities laws to establish certain thresholds for shareholder registration, and for other purposes. H.R. 940 - United States Covered Bond Act of 2011 State bankruptcy issues S. 251 - A bill to prohibit the provision of Federal funds to State and local governments for the payment of obligations, to prohibit the Federal Reserve System from financially assisting state and local governments, and for other purposes. Bank Tax Issues H.R. 623 - National Commission on State Workers' Compensation Laws Act of 2011

Client expense: $600,000 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, White House Office

Regulation of Insurance - General Flood Insurance - General HR 435, National Flood Insurance Program Termination Act of 2011 HR 1026, Flood Insurance Priorities Act of 2011 HR 1112, National Association of Registered Agents and Brokers Reform Act of 2011 HR 1309, Flood Insurance Reform Act of 2011 HR 1430, Flood Insurance Choice Act of 2011 HR 2055, Consolidated Appropriations Act HR 2069, Saf Building Codes Incentives Act of 2011 HR 2099, The National Disaster Mitigation Act of 2011 HR 2126, Risk Retention Modernization Act of 2011 HR 3559, Insurance Data Protection Act HR 3630, Middle Class Tax Relief and Jobs Creation Act HR 5740, National Flood Insurance Program Extension Act S 1091, COASTAL Act S 1548, National Flood Insurance Program Extension Act S 1940, Flood Insurance Reform and Modernization Act S 2342, National Association of Registered Agents and Brokers Reform Act

Client expense: $193,517 · Firm income: Not reported

Government targets: Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Risk Management Agency, SENATE, Treasury, Dept of

HR 1026 Flood Insurance Reform Priorities Act of 2011. HR 1309 Flood Insurance Reform Act of 2011. Depopulation of NFIP Direct Amendment. H.R.2055 Consolidated Appropriations Act of 2012. Implementation and rulemaking around Dodd-Frank Act. H.R.3559 Insurance Data Protection Act. H.R.3889 Parts Act. International Insurance: met with the Embassy of Brazil and U. S. Trade Representative.

Client expense: Not reported · Firm income: $50,000

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, U.S. Trade Representative (USTR)

Issues related to "The SMART Act, S.1718 / HR 1063. Issues related to providing for a long-term reauthorization and meaningful reform of the National Flood Insurance Program (NFIP). H.R. 1309, the Flood Insurance Reform Act of 2011; H.R.902, to amend the National Flood Insurance Act of 1968; H.R.1026, Flood Insurance Reform Priorities Act of 2011; S.1091, Consumer Option for an Alternative System to Allocate Losses Act of 2011; H.R. 4348: MAP-21 Issues related to the reauthorization of the National Flood Insurance Program. Issues related to the Financial Crisis Responsibility Fee/Bank Tax. Safe Teen and Novice Driver Uniform Protection Act of 2011, Stand Up Act - S.528. / HR 1515. Implementation of Dodd-Frank Wall Street Reform and Consumer Protection Act (Pub.L. 111-203), specifically as it applies to insurance regulation. Issues related to the systemic risk designation process. Monitor issues related to the Motor Vehicle and Highway Safety Improvement Act of 2011 Monitor issues related to the Taxpayer Protection Act Issues related to the creation of the Federal Insurance Office

Client expense: Not reported · Firm income: $30,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 1309, Flood Insurance Reform Act of 2011 S. 1940, Flood Insurance Reform and Modernization Act of 2011 H.R. 1026, Flood Insurance Reform Priorities Act of 2011 S. 1118, FEMA Common Sense and Cost Effectiveness Act of 2011 H.R. 3630, Middle Class Tax Relief and Job Creation Act of 2012 (only inclusion of language from H.R. 1309, Flood Insurance Reform Act of 2011) H.R. 4020, Flood Insurance for Farmers Act of 2012 H.R. 3628 and S. 1958, To extend the National Flood Insurance Program until May 31, 2012 S. 2039, A bill to allow a state or local government to construct levees on certain properties otherwise designated as open space lands.

Client expense: $22,610 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Bureau of Land Management (BLM), Bureau of Reclamation, Commerce, Dept of (DOC), Environmental Protection Agency (EPA), Federal Emergency Management Agency (FEMA), Federal Energy Regulatory Commission (FERC), HOUSE OF REPRESENTATIVES, Interior, Dept of (DOI), Natl Oceanic & Atmospheric Administration (NOAA), Natl Park Service (NPS), SENATE, U.S. Forest Service, White House Office

Optional Federal Charter (Generally) H.R. 1112- National Association of Registered Agents and Brokers Reform Act of 2011 (all provisions) H.R. 435- National Flood Insurance Program Termination Act of 2011 (all provisions) H.R. 1026- Flood Insurance Reform Priorities Act of 2011 (all provisions) H.R. 1309- Flood Insurance Reform Act of 2011 (all provisions) H.R. 1430- Flood Insurance Choice Act of 2011 (all provisions) H.R. 48- Federal Life Insurance Transparency Act of 2011 (all provisions) S. 267- Life Insurance Disclosure Act of 2011 (all provisions) H.R. 623- National Worker's Compensation Commission Act of 2011(all provisions) H.R. 677- Lifetime Income Disclosure Act (all provisions) H.R. 2126- Risk Retention Modernization Act of 2011 (all provisions) H.R. 2099- The National Disaster Mitigation Act of 2011 (all provisions) H.R. 2069- Safe Building Codes Incentives Act of 2011 (insurance provisions) S. 1091- Coastal Act (all provisions) H.R. 2055- Consolidated Appropriations Act (flood provisions) H.R. 3630- Temporary Payroll Tax Extension (flood provisions) S. 1548 - National Flood Insurance Program Extension Act (all provisions) S. 1864- Extension of National Flood Insurance Program (all provisions) H.R. 3559 Insurance Data Protection Act S. 1940- Flood Insurance Reform and Modernization Act H.R. 3042- Disaster Loan Fairness Act FEMA Regulation Banning Rebating in NFIP H.R. 3630- Middle Class Tax Relief and Jobs Creation Act (flood provisions) H.R. 2101- Policyholders Disaster Protection Act H.R. 5740- Temporary NFIP Extension H.R. 4348- Surface Transportation Conference Report (flood insurance provisions) S. 2342 - National Association of Registered Agents and Brokers Reform Act (all provisions)

Client expense: $540,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Natl Economic Council (NEC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

National Flood Insurance Program Termination Act H.R. 435, all provisions To provide a moratorium on the issuance of flood insurance rate maps, to assist property owners in adapting to flood insurance rate map changes, and for other purposes H.R. 700, all provisions Flood Insurance Reform Priorities Act H.R. 1026, all provisions Flood Insurance Reform Act H.R. 1309, all provisions Safe Building Code Incentive Act H.R. 2069, all provisions Natural Disaster Mitigation Act H.R. 2099, all provisions Disaster Recovery Act of 2011 S. 1630, all provisions Senate Flood Insurance Legislation working to mirror House legislation to reform and extend National Flood Insurance Program

Client expense: $340,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR 1309 - The Flood Insurance Reform Act of 2011; five year extension of the NFIP and other program reforms; We support. S 1548, S 1940 - Extension and reform of the National Flood Insurance Program; support extension HR 4348 (MAP 21 - Surface Transportation Act) - 5-year extension of the NFIP with various reforms included; Strongly support. HR 2069 Safe Building Code Incentive Act - We support this effort to encourage stronger state and local building codes. S 1958, S 1864, S 2344 - Sen. Vitter bills to extend the NFIP to various dates; support extension HR 1026 - Flood Insurance Reform Priorities Act - Issue: need for long-term extension of NFIP and certain program reforms HR 3628 - Rep. Scalise bill to extend NFIP to May 30, 2012; support extension S 1091 - COASTAL (Consumer Option for an Alternative System to Allocate Losses) Act of 2011- Issue: concerns about how it will be implemented HR 435 - National Flood Insurance Program Termination Act - We oppose efforts to terminate the NFIP program. HR 2582 Homeowners Defense Act - Oppose; Issue: Increased federal govt involvement with private insurance market; would only benefit a few states Also monitoring the following disaster-related bills: HR 1453 - Flood Insurance Fairness Act - Issue - 5 year phase-in of NFIP requirements in certain areas HR 2101 - Policyholder Disaster Protection Act - Issue - Tax exempt reserves for certain catastrophes

Client expense: $30,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), SENATE

Support free and fair trade and sound development policies, especially as they pertain to Africa and the Caribbean. Promote US action to help the people of Darfur, Sudan. Support a coalition with the African Union to attempt to resolve genocide and conflict between Sudan and Southern Sudan Support debt relief for poor nations, the Jubilee Act. Support initiates to fight global disease and end extreme poverty. Support lifting the US embargo on Cuba. Oppose "Vulture Funds". Support legislation to look into the progress made in Haiti with American money since the earthquake of January 2010; support HR 1026. Support the reduction of small arms and light munitions in Africa. Support sustainable African development by building human resource capacity and expanding. Support continued earthquake relief in Haiti. Support eliminating all debt owed by Haiti. Support efforts to create a domestic policy which more aggressively mitigates genocide worldwide and declares that genocide anywhere in the world affects U.S. national interest. Support efforts to curb human trafficking. Oppose persecution of lesbians, gays, bisexuals and transgenders in African nations, especially Uganda. Support a new public finance plan to help third world countries, especially those in Africa, adapt to the impacts of climate change. Increase U.S. sanctions on individuals responsible for atrocities in areas of Sudan in addition to Darfur; Encourage the United States to use all means available to push for a resolution at the United Nations Security Council which includes: 1. A comprehensive arms embargo that would cover all of Sudan; 2. Expanded asset freezes and travel bans for perpetrators of atrocities; 3. An expanded mandate of the International Criminal Court to cover the all of Sudan; and 4. A civilian protection force for South Kordofan and Blue Nile; and Update benchmarks for the continuation of restrictions on Sudan. Oppose and work against human trafficking. Support funding the U.S. Presidents Emergency Plan for AIDS Relief (PEPFAR) and the Global Fund to Fight AIDS, TB, and Malaria at the levels requested by President Obama in his budget proposal for fiscal year 2012. Support H.R. 4169, the Sudan Peace, Stability and Accountability Act of 2012. Ensure the safe return of Jakadrien Turner from Columbia to her family in Texas and review how it came to be that a U.S. citizen was deported

Client expense: $50,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Centers For Disease Control & Prevention (CDC), Commerce, Dept of (DOC), Defense, Dept of (DOD), Education, Dept of, Environmental Protection Agency (EPA), Equal Employment Opportunity Commission (EEOC), Federal Aviation Administration (FAA), Federal Bureau of Investigation (FBI), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Park Service (NPS), Office of Personnel Management (OPM), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Social Security Administration (SSA), State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Commission on Civil Rights, U.S. Trade Representative (USTR), Veterans Affairs, Dept of (VA), Voice of America, White House Office

H.R. 1309, Flood Insurance Reform Act of 2011 S. 1940, Flood Insurance Reform and Modernization Act of 2011 H.R. 1026, Flood Insurance Reform Priorities Act of 2011 S. 1118, FEMA Common Sense and Cost Effectiveness Act of 2011 H.R. 3630, Middle Class Tax Relief and Job Creation Act of 2012 (only inclusion of language from H.R. 1309, Flood Insurance Reform Act of 2011) H.R. 4020, Flood Insurance for Farmers Act of 2012 H.R. 3628 and S. 1958, To extend the National Flood Insurance Program until May 31, 2012 S. 2039, A bill to allow a state or local government to construct levees on certain properties otherwise designated as open space lands

Client expense: $29,217 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Bureau of Land Management (BLM), Bureau of Reclamation, Commerce, Dept of (DOC), Environmental Protection Agency (EPA), Federal Emergency Management Agency (FEMA), Federal Energy Regulatory Commission (FERC), HOUSE OF REPRESENTATIVES, Interior, Dept of (DOI), Natl Oceanic & Atmospheric Administration (NOAA), Natl Park Service (NPS), Office of Management & Budget (OMB), SENATE, U.S. Forest Service, White House Office

HR2107, HR2608, HR1018, HR1026, HR1112, HR1309, HR1430, HR1453, HR2055, HR2078, HR2126, HR2582, HR2958, HR3559, HR3628, HR3630, HR4020, HR435, HR890, S1091, S1349, S1548, S1940, S1958, 2025,S637

Client expense: $750,000 · Firm income: Not reported

Government targets: Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), SENATE, Treasury, Dept of, U.S. Trade Representative (USTR)

H.R. 1026 Flood Insurance Reform Priorities Act of 2011; entire bill H.R. 1112 - National Association of Registered Agents and Brokers Reform Act of 2011; entire bill H.R. 1173 - Fiscal Responsibility and Retirement Security Act of 2011; provisions relating to the CLASS Act H.R. 1309 - Flood Insurance Reform Act of 2011; entire bill H.R. 2055 - Consolidated Appropriations Act, 2012; provisions relating to extension of the National Flood Insurance Program H.R. 3559 Insurance Data Protection Act; entire bill S. 1091 COASTAL Act of 2011; entire bill

Client expense: $410,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Pub.L.11-203), specifically as it applies to insurance regulation Issues related to the Financial Crisis Responsibility Fee/Bank Tax Issues related to the systemic risk designation process Regulatory Reform in General Issues related to the creation of the Federal Insurance Office Issues related to providing for a long-term reauthorization and meaningful reform of the National Flood Insurance Program (NFIP) H.R. 1309, the Flood Insurance Reform Act of 2011 H.R.902, to amend the National Flood Insurance Act of 1968 H.R.1026, Flood Insurance Reform Priorities Act of 2011 S.1091, Consumer Option for an Alternative System to Allocate Losses Act of 2011

Client expense: $590,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), HOUSE OF REPRESENTATIVES, SENATE

Regulation of Insurance - General HR 435, National Flood Insurance Program Termination Act of 2011 HR 1026, Flood Insurance Reform Priorities Act of 2011 HR 1112, National Association of Registered Agents and Brokers Reform Act of 2011 HR 1309, Flood Insurance Reform Act of 2011 HR 1430, Flood Insurance Choice Act of 2011 HR 2069, Safe Building Codes Incentives Act of 2011 HR 2099, The National Disaster Mitigation Act of 2011 HR 2126, Risk Retention Modernizatin Act of 2011 HR 3559, Insurance Data Protection Act S 1091, Coastal Act S 1548, National Flood Insurance Protection Extenstion Act S 1940, Flood Insurance Reform and Modernization Act Flood Insurance - General

Client expense: $169,553 · Firm income: Not reported

Government targets: Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Risk Management Agency, SENATE, Treasury, Dept of

HR 1026 Flood Insurance Reform Priorities Act of 2011. HR 1309 Flood Insurance Reform Act of 2011. Depopulation of NFIP Direct Amendment. H.R.2055 Consolidated Appropriations Act of 2012. Implementation and rulemaking around Dodd-Frank Act. H.R.3559 Insurance Data Protection Act. H.R.3889 Parts Act.

Client expense: Not reported · Firm income: $50,000

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Financial Institutions Examination Fairness and Reform Act (H.R. 3461 / S. 2160); The Small Business Lending Enhancement Act (H.R. 1418 / S. 509/ S. 2231); credit union member business lending; The Jumpstart Our Business Startups Act (H.R. 3606); Udall amendment (S.Amdt 1831) to H.R. 3606 to raise the credit union member business lending cap; Providing for consideration of H.R. 3606 (H.Res.572); Communities First Act (H.R. 1697); Restore Main Streets Credit Act (H.R. 4293); Credit Union Small Business Lending Act (H.R. 4191); Small Business Administration loan guarantee and lending programs; Capital Access for Small Businesses and Jobs Act (H.R. 3993); credit union access to supplemental capital; To amend the Federal Deposit Insurance Act with respect to information provided to the Bureau of Consumer Financial Protection (H.R. 3871 / H.R. 4014 / S.2099); confidentiality of information provided by a financial institution to the Consumer Financial Protection Bureau; Government Sponsored Enterprise Reform; strategic defaults on mortgage loans; principal reduction on mortgage loans; mortgage bankruptcy cram-down; housing finance reform; The Private Mortgage Market Investment Act (H.R. 3654); Fannie Mae and Freddie Mac Transparency Act of 2011 (H.R. 463); Fannie Mae and Freddie Mac Taxpayer Payback Act of 2011 (H.R. 2436); The Housing Trust Fund Elimination Act (H.R. 2441); The Market Transparency and Taxpayer Protection Act (H.R. 2440); Cap the GSE Bailout Act (H.R. 2462); Removing GSEs Charters During Receivership Act of 2011 (H.R. 2439); Fannie Mae and Freddie Mac Accountability and Transparency for Taxpayers Act (H.R. 31); Equity in Government Compensation Act of 2011 (H.R. 1221); GSE Subsidy Elimination Act of 2011 (H.R. 1222); GSE Credit Risk Equitable Treatment Act of 2011 (H.R. 1223); GSE Portfolio Risk Reduction Act of 2011 (H.R. 1224); GSE Debt Issuance Approval Act of 2011 (H.R. 1225); GSE Mission Improvement Act of 2011 (H.R. 1226); GSE Risk and Activities Limitation Act of 2011 (H.R. 1227); GSE Bailout Elimination and Taxpayer Protection Act (H.R. 1182); Housing Finance Reform Act of 2011 (H.R. 1859); Secondary Market Facility for Residential Mortgages Act of 2011 (H.R. 2413); Residential Mortgage Market Privatization and Standardization Act of 2011 (S. 1834); Federal Home Loan Bank oversight issues; Qualified Residential Mortgage (QRM) definition; Fannie Mae / Freddie Mac guarantee-fee structure; Mortgage Servicing Standards; 30 year fixed-rate mortgage; Credit union tax exemption; Pay Roll Tax Extension Middle Class Tax Relief and Job Creation Act of 2012 (H.R. 3630); Temporary Payroll Tax Cut Continuation Act of 2011(H.R. 3765 / P.L. 122-78); Interchange Fees; Debit Interchange Fees; Consumers Payment System Protection Act (H.R. 1081); Debit Interchange Fee Study Act of 2011 (S.575 and S.Amdt. # 392); Flood insurance; National Flood Insurance Program (NFIP); Flood Insurance Reform Act of 2011 (H.R. 1309); A bill to amend the National Flood Insurance Act of 1968 to include a system for indeterminate loss insurance claims, and for other purposes (S. 1091); National Flood Insurance Program Extension Act (S. 1548); Flood Insurance Reform Priorities Act of 2011 (H.R. 1026); Data Security; Cyber Security; Secure and Fortify Data (SAFE) Act of 2011 (H.R. 2577); Data Security Act of 2011 (S. 1434); Personal Data Privacy and Security Act of 2011 (S. 1151); Data Security and Breach Notification Act of 2011 (S. 1207); Personal Data Protection and Breach Accountability Act of 2011 (S. 1535); Data Breach Notification Act of 2011 (S. 1408); Patent Reform; The Leahy-Smith America Invents Act (H.R. 1249); America Invents Act (S.23); The Dodd Frank Act (P.L. No. 111-203) as it relates to the credit rating industry; Responsible Consumer Financial Protection Regulations Act of 2011 (S. 737); The Dodd-Frank Wall Street Reform and Consumer Protection Act (H.R. 4173 - P.L. 111-203); To repeal the Dodd-Frank Wall Street Reform and Consumer Protection Act (H.R. 87); The Responsible Consumer Financial Protection Regulations Act of 2011(H.R. 1121); Consumer Financial Protection Safety and Soundness Improvement Act of 2011 (H.R. 1315); Bureau of Consumer Financial Protection Transfer Clarification Act (H.R. 1667); National Credit Union Administrations Central Liquidity Fund; Community Development Revolving Loan Fund Appropriations; Community Development Financial Institutions Fund Appropriations; Regulatory Relief for Credit Unions; Credit union capital under prompt corrective action; Credit unions and ability to add underserved areas to their fields of membership; Community charter conversions involving employee group credit unions; NCUA authority to establish longer maturities for certain credit union loans; Credit union governance issues; Voluntary credit union mergers involving multiple common bond credit unions; Interest on Lawyers Trust Accounts; Automatic Teller Machine (ATM) fee disclosures; Service members Civil Relief Act; Military Lending Act; Military Installation & Military Personnel Financial Services;; BRAC (Defense Base Closure and Realignment Commission); To amend the Service members Civil Relief Act to provide surviving spouses with certain protections relating to mortgages and mortgage foreclosures, and for other purposes (H.R. 1263); Consumer Financial Protection Bureau (CFPB); CFPB request for comment on regulatory streamlining (Regulation Z, relating to mortgages and credit cards lender cost of funds disclosure required on mortgage disclosures changes to the rules implementing the Mortgage Disclosure Improvement Act; changes that would permit a credit card issuer to consider household income when determining whether a consumer has the ability to repay; modifying requirement to reevaluate APR increases; requirement that lenders provide borrowers an annual statement regarding billing rights; higher transaction threshold for coverage under Reg Z similar exemption for the special rules for private student loans; Regulation E ATM fee disclosure notices; truncation of account number on periodic statement; Regulation E annual notice regarding error resolution; Regulation P requirement of annual privacy notices; Regulation C- institutions that refinance a single loan in a calendar year must file a Home Mortgage Disclosure Act (HMDA) report; Regulation V regarding lenders making firm offers of credit to include opt-out disclosures; Regulation B adverse action notices; CFPB draft of the prototype mortgage disclosure forms to be provided at settlement; CFPB potential changes to Regulation Z, and encouraging mindfulness of obligations under the Small Business Regulatory Enforcement and Fairness Act; CFPB request for comment on disclosure requirements for depository institutions lacking federal deposit insurance; credit union representation on CFPB advisory panels; CFPB proposed disclosure policy regarding credit card complaint data; CFPB draft credit card disclosure; FHFA strategic plan for enterprise conservatorship; FHFA proposed rule to require Federal Home Loan Banks to verify a members Community Reinvestment Act rating from publicly available information from the members banking regulatory agency; NCUA advanced notice of proposed rulemaking on potential independent authority for credit unions to engage in derivatives; Department of Housing and Urban Development and the Federal Housing Administration, concerns about strategic default on home mortgages; Internal Revenue Service definition of government plan under the Internal Revenue Code (IRC) 414(d); NCUA implementation of Section 342 of the Dodd-Frank Act regaring diversity policies and practices; NCUA regulations on community charters where the community in question is also a rural district; NCUA proposed rule on loan workouts and nonaccrual policy, and regulatory reporting of troubled debt restructured loans; NCUA proposed changes to the RegFlex program; NCUA proposed rule on loan participations; NCUA proposals on maintaining access to emergency liquidity; Federal Reserve proposed changes to Regulation D regarding reserve requirements for depository institutions; Federal Reserve request for comment regarding surveys to be conducted to help implement section 920 of the Electronic Fund transfer Act; NACHA-the Electronic Payments Association proposed rule on Expedited Processing and Settlement (EPS); Financial Crimes Enforcement Network regarding the Bank Secrecy Act reports; Federal Reserve proposed changes to Regulation Z with respect to consumer ability to repay their mortgage (CFPB); Federal Reserve proposed changes to Regulation E regarding international remittance transfers (CFPB); National Credit Union Administration proposed rule regarding Credit Union Services Organizations; Real Estate Settlement Procedures Act; Regulation of non-depository financial services providers; Interchange fees and network routing requirements; Troubled Debt Restructuring; Financial Regulatory Reform; Remittances.

Client expense: $550,000 · Firm income: Not reported

Government targets: Commodity Futures Trading Commission (CFTC), Defense, Dept of (DOD), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), Financial Crimes Enforcement Network (FinCEN), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Natl Credit Union Administration (NCUA), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of, White House Office

Financial Institutions Examination Fairness and Reform Act (H.R. 3461 / S. 2160); The Small Business Lending Enhancement Act (H.R. 1418 / S. 509/ S. 2231); credit union member business lending; The Jumpstart Our Business Startups Act (H.R. 3606); Udall amendment (S.Amdt 1831) to H.R. 3606 to raise the credit union member business lending cap; Providing for consideration of H.R. 3606 (H.Res.572); Communities First Act (H.R. 1697); Restore Main Streets Credit Act (H.R. 4293); Credit Union Small Business Lending Act (H.R. 4191); Small Business Administration loan guarantee and lending programs; Capital Access for Small Businesses and Jobs Act (H.R. 3993); credit union access to supplemental capital; To amend the Federal Deposit Insurance Act with respect to information provided to the Bureau of Consumer Financial Protection (H.R. 3871 / H.R. 4014 / S.2099); confidentiality of information provided by a financial institution to the Consumer Financial Protection Bureau; Government Sponsored Enterprise Reform; strategic defaults on mortgage loans; principal reduction on mortgage loans; mortgage bankruptcy cram-down; housing finance reform; The Private Mortgage Market Investment Act (H.R. 3654); Fannie Mae and Freddie Mac Transparency Act of 2011 (H.R. 463); Fannie Mae and Freddie Mac Taxpayer Payback Act of 2011 (H.R. 2436); The Housing Trust Fund Elimination Act (H.R. 2441); The Market Transparency and Taxpayer Protection Act (H.R. 2440); Cap the GSE Bailout Act (H.R. 2462); Removing GSEs Charters During Receivership Act of 2011 (H.R. 2439); Fannie Mae and Freddie Mac Accountability and Transparency for Taxpayers Act (H.R. 31); Equity in Government Compensation Act of 2011 (H.R. 1221); GSE Subsidy Elimination Act of 2011 (H.R. 1222); GSE Credit Risk Equitable Treatment Act of 2011 (H.R. 1223); GSE Portfolio Risk Reduction Act of 2011 (H.R. 1224); GSE Debt Issuance Approval Act of 2011 (H.R. 1225); GSE Mission Improvement Act of 2011 (H.R. 1226); GSE Risk and Activities Limitation Act of 2011 (H.R. 1227); GSE Bailout Elimination and Taxpayer Protection Act (H.R. 1182); Housing Finance Reform Act of 2011 (H.R. 1859); Secondary Market Facility for Residential Mortgages Act of 2011 (H.R. 2413); Residential Mortgage Market Privatization and Standardization Act of 2011 (S. 1834); Federal Home Loan Bank oversight issues; Qualified Residential Mortgage (QRM) definition; Fannie Mae / Freddie Mac guarantee-fee structure; Mortgage Servicing Standards; 30 year fixed-rate mortgage; Credit union tax exemption; Pay Roll Tax Extension Middle Class Tax Relief and Job Creation Act of 2012 (H.R. 3630); Temporary Payroll Tax Cut Continuation Act of 2011(H.R. 3765 / P.L. 122-78); Interchange Fees; Debit Interchange Fees; Consumers Payment System Protection Act (H.R. 1081); Debit Interchange Fee Study Act of 2011 (S.575 and S.Amdt. # 392); Flood insurance; National Flood Insurance Program (NFIP); Flood Insurance Reform Act of 2011 (H.R. 1309); A bill to amend the National Flood Insurance Act of 1968 to include a system for indeterminate loss insurance claims, and for other purposes (S. 1091); National Flood Insurance Program Extension Act (S. 1548); Flood Insurance Reform Priorities Act of 2011 (H.R. 1026); Data Security; Cyber Security; Secure and Fortify Data (SAFE) Act of 2011 (H.R. 2577); Data Security Act of 2011 (S. 1434); Personal Data Privacy and Security Act of 2011 (S. 1151); Data Security and Breach Notification Act of 2011 (S. 1207); Personal Data Protection and Breach Accountability Act of 2011 (S. 1535); Data Breach Notification Act of 2011 (S. 1408); Patent Reform; The Leahy-Smith America Invents Act (H.R. 1249); America Invents Act (S.23); The Dodd Frank Act (P.L. No. 111-203) as it relates to the credit rating industry; Responsible Consumer Financial Protection Regulations Act of 2011 (S. 737); The Dodd-Frank Wall Street Reform and Consumer Protection Act (H.R. 4173 - P.L. 111-203); To repeal the Dodd-Frank Wall Street Reform and Consumer Protection Act (H.R. 87); The Responsible Consumer Financial Protection Regulations Act of 2011(H.R. 1121); Consumer Financial Protection Safety and Soundness Improvement Act of 2011 (H.R. 1315); Bureau of Consumer Financial Protection Transfer Clarification Act (H.R. 1667); National Credit Union Administrations Central Liquidity Fund; Community Development Revolving Loan Fund Appropriations; Community Development Financial Institutions Fund Appropriations; Regulatory Relief for Credit Unions; Credit union capital under prompt corrective action; Credit unions and ability to add underserved areas to their fields of membership; Community charter conversions involving employee group credit unions; NCUA authority to establish longer maturities for certain credit union loans; Credit union governance issues; Voluntary credit union mergers involving multiple common bond credit unions; Interest on Lawyers Trust Accounts; Automatic Teller Machine (ATM) fee disclosures; Service members Civil Relief Act; Military Lending Act; Military Installation & Military Personnel Financial Services;; BRAC (Defense Base Closure and Realignment Commission); To amend the Service members Civil Relief Act to provide surviving spouses with certain protections relating to mortgages and mortgage foreclosures, and for other purposes (H.R. 1263); Consumer Financial Protection Bureau (CFPB); CFPB request for comment on regulatory streamlining (Regulation Z, relating to mortgages and credit cards lender cost of funds disclosure required on mortgage disclosures changes to the rules implementing the Mortgage Disclosure Improvement Act; changes that would permit a credit card issuer to consider household income when determining whether a consumer has the ability to repay; modifying requirement to reevaluate APR increases; requirement that lenders provide borrowers an annual statement regarding billing rights; higher transaction threshold for coverage under Reg Z similar exemption for the special rules for private student loans; Regulation E ATM fee disclosure notices; truncation of account number on periodic statement; Regulation E annual notice regarding error resolution; Regulation P requirement of annual privacy notices; Regulation C- institutions that refinance a single loan in a calendar year must file a Home Mortgage Disclosure Act (HMDA) report; Regulation V regarding lenders making firm offers of credit to include opt-out disclosures; Regulation B adverse action notices; CFPB draft of the prototype mortgage disclosure forms to be provided at settlement; CFPB potential changes to Regulation Z, and encouraging mindfulness of obligations under the Small Business Regulatory Enforcement and Fairness Act; CFPB request for comment on disclosure requirements for depository institutions lacking federal deposit insurance; credit union representation on CFPB advisory panels; CFPB proposed disclosure policy regarding credit card complaint data; CFPB draft credit card disclosure; FHFA strategic plan for enterprise conservatorship; FHFA proposed rule to require Federal Home Loan Banks to verify a members Community Reinvestment Act rating from publicly available information from the members banking regulatory agency; NCUA advanced notice of proposed rulemaking on potential independent authority for credit unions to engage in derivatives; Department of Housing and Urban Development and the Federal Housing Administration, concerns about strategic default on home mortgages; Internal Revenue Service definition of government plan under the Internal Revenue Code (IRC) 414(d); NCUA implementation of Section 342 of the Dodd-Frank Act regaring diversity policies and practices; NCUA regulations on community charters where the community in question is also a rural district; NCUA proposed rule on loan workouts and nonaccrual policy, and regulatory reporting of troubled debt restructured loans; NCUA proposed changes to the RegFlex program; NCUA proposed rule on loan participations; NCUA proposals on maintaining access to emergency liquidity; Federal Reserve proposed changes to Regulation D regarding reserve requirements for depository institutions; Federal Reserve request for comment regarding surveys to be conducted to help implement section 920 of the Electronic Fund transfer Act; NACHA-the Electronic Payments Association proposed rule on Expedited Processing and Settlement (EPS); Financial Crimes Enforcement Network regarding the Bank Secrecy Act reports; Federal Reserve proposed changes to Regulation Z with respect to consumer ability to repay their mortgage (CFPB); Federal Reserve proposed changes to Regulation E regarding international remittance transfers (CFPB); National Credit Union Administration proposed rule regarding Credit Union Services Organizations; Real Estate Settlement Procedures Act; Regulation of non-depository financial services providers; Interchange fees and network routing requirements; Troubled Debt Restructuring; Financial Regulatory Reform; Remittances.

Client expense: $550,000 · Firm income: Not reported

Government targets: Commodity Futures Trading Commission (CFTC), Defense, Dept of (DOD), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), Financial Crimes Enforcement Network (FinCEN), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Natl Credit Union Administration (NCUA), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of, White House Office

H.R. 1873 - Arbitration Fairness Act S. 987 - Arbitration Fairness Act S. 1186 - Arbitration Fairness Act Asbestos Related Legislation Bankruptcy Transparency Issues S. 223 - FAA Air Transportation Modernization and Safety Improvement Act H.R. 658 - FAA Reauthorization Act Low Income Tax Recapture Bonds Climate Change/Global Warming Natural Catastrophe legislation Coast Wind Zone Proposal Credit Scoring and the Use of Credit as Underwriting Tool H.R. 769 - Fair Access to Credit Scores Act of 2011 H.R. 1062 - The Burdensome Data Collection Relief Act Insurance issues relating to the authority of the Financial Stability Oversight Council Insurance issues relating to the Office of Financial Research Issues relating to Financial Services Systemic Risk Proposals Insurance issues relating to Federal Resolution Authority Issues relating to the Federal Insurance Office Insurance issues relating to liquidation authority for systemically important financial institutions and the plans for US and global regulators for higher capital requirements for financial institutions. SEC issues related to the implementation of the Dodd-Frank Act H.R. 1039 - Flood Insurance Reform Act of 2011 H.R. 435 - National Flood Insurance Program Termination Act of 2010 H.R. 1026 - Flood Insurance Reform Priorities Act of 2011 (Waters) S. 1940 - Flood Insurance Reform and Modernization Act of 2011 Medical Liability Reform Medicare Secondary Payer and Workers' Compensation Settlement Agreements S. 533 - Lawsuit Abuse Reduction Act H.R. 966 - Lawsuit Abuse Reduction Act McCarran-Ferguson Reform and Modernization H.R. 5 - Health Act, H.R. 1150 - Competitive Health Insurance Reform Act of 2011 S. 528 - Safe Teen and Novice Driver Uniform Protection Act Oil Spill Liability Issues H.R. 2483 The Whistleblower Improvement Act S. 669 - Longshore and Harbor Workers' Compensation Act Amendments of 2011 H.R. 1249 - America Invents Act S. 23 - America Invents Act H.R. 1965 - To amend the securities laws to establish certain thresholds for shareholder registration, and for other purposes. S. 556 - A bill to amend the securities laws to establish certain thresholds for shareholder registration, and for other purposes. H.R. 940 - United States Covered Bond Act of 2011 State bankruptcy issues S. 251 - A bill to prohibit the provision of Federal funds to State and local governments for the payment of obligations, to prohibit the Federal Reserve System from financially assisting state and local governments, and for other purposes. Bank Tax Issues H.R. 623 - National Commission on State Workers' Compensation Laws Act of 2011

Client expense: $730,000 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, White House Office

Optional Federal Charter, Terrorism Insurance Reauthorization; Flood Insurance; Long Term Care; H.R. 700, to provide a moratorium on the issuance of flood insurance rate maps, to assist property owners in adapting to flood insurance rate map changes, and for other purposes; H.R. 898, to suspend flood insurance rate map updates in geographic areas in which certain levees are being repaired; H.R. 902, to amend the National Flood Insurance Act of 1968 to require the Administrator of the Federal Emergency Management Agency to consider reconstruction and improvement of flood protection systems when establishing flood insurance rates; H.R. 1026, Flood Insurance Reform Priorities Act of 2011;

Client expense: $2,880,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Council of Economic Advisers (CEA), Environmental Protection Agency (EPA), Export-Import Bank of the United States (EXIM Bank), Farm Credit Administration, Federal Accounting Standards Advisory Board (FASAB), Federal Bureau of Investigation (FBI), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Natl Economic Council (NEC), Office of Management & Budget (OMB), Office of Personnel Management (OPM), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), Patent & Trademark Office (PTO), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of, U.S. Copyright Office, U.S. Trade Representative (USTR), White House Office

HR 435, HR 700, HR 764, HR 898, HR 1026, HR 1309, HR1379, HR 1430, HR 1453, S. 1091; s.646, s.692, HR 2100, HR 2101; HR 2099, HR 2069; s.353; HR 1063. 2.1718. HR 164; HR 623; HR 1150; HR 5; s. 1747; HR 3534; HR 3559

Client expense: $400,000 · Firm income: Not reported

Government targets: Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), SENATE, Treasury, Dept of, U.S. Trade Representative (USTR)

National Flood Insurance Program Termination Act H.R. 435, all provisions To provide a moratorium on the issuance of flood insurance rate maps, to assist property owners in adapting to flood insurance rate map changes, and for other purposes H.R. 700, all provisions Flood Insurance Reform Priorities Act H.R. 1026, all provisions Flood Insurance Reform Act H.R. 1309, all provisions Safe Building Code Incentive Act H.R. 2069, all provisions Natural Disaster Mitigation Act H.R. 2099, all provisions Disaster Recovery Act of 2011 S. 1630, all provisions Senate Flood Insurance Legislation working to mirror House legislation to reform and extend National Flood Insurance Program

Client expense: $330,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Optional Federal Charter (Generally) H.R. 1112- National Association of Registered Agents and Brokers Reform Act of 2011 (all provisions) H.R. 435- National Flood Insurance Program Termination Act of 2011 (all provisions) H.R. 1026- Flood Insurance Reform Priorities Act of 2011 (all provisions) H.R. 1309- Flood Insurance Reform Act of 2011 (all provisions) H.R. 1430- Flood Insurance Choice Act of 2011 (all provisions) H.R. 48- Federal Life Insurance Transparency Act of 2011 (all provisions) S. 267- Life Insurance Disclosure Act of 2011 (all provisions) H.R. 623- National Worker's Compensation Commission Act of 2011(all provisions) H.R. 677- Lifetime Income Disclosure Act (all provisions) H.R. 2126- Risk Retention Modernization Act of 2011 (all provisions) H.R. 2099- The National Disaster Mitigation Act of 2011 (all provisions) H.R. 2069- Safe Building Codes Incentives Act of 2011 (insurance provisions) S. 1091- Coastal Act (all provisions) H.R. 2055- Consolidated Appropriations Act (flood provisions) H.R. 3630- Temporary Payroll Tax Extension (flood provisions) S. 1548 - National Flood Insurance Program Extension Act (all provisions) S. 1864- Extension of National Flood Insurance Program (all provisions) H.R. 3559 Insurance Data Protection Act S. 1940- Flood Insurance Reform and Modernization Act H.R. 3042- Disaster Loan Fairness Act Pending FEMA Regulation Banning Rebating in NFIP H.R. 3630- Middle Class Tax Relief and Jobs Creation Act (flood provisions) H.R. 2101- Policyholders Disaster Protection Act

Client expense: $360,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Natl Economic Council (NEC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of