FSOC Transparency and Accountability Act

H.R. 2295-International Insurance Issues, H.R. 2402-Consumer Financial Protection Bureau, H.R. 4387-Transparency & Accountability Act, H.R. 4881-Financial Stability Oversight Council, H.R. 5016-Appropriations, S. 1173-Dodd-Frank Act, S. 2102-Dodd-Frank

Client expense: $1,170,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

S. 215, the Federal Reserve Single Mandate Act of 2013 (all provisions) S. 450, the Financial Regulatory Responsibility Act of 2013 (all provisions) H.R. 1062, the SEC Regulatory Accountability Act (all provisions) H.R. 2446, the Responsible Consumer Financial Protection Regulations Act of 2013 H.R. 3193, the Consumer Financial Protection Safety and Soundness Improvement Act of 2013 H.R. 3928, Federal Reserve Accountability and Transparency Act of 2014 H.R. 3913, to amend the Bank Holding Company Act of 1956 to require agencies to make considerations relating to the promotion of efficiency, competition, and capital formation before issuing or modifying certain regulations. H.R. 4387, FSOC Transparency and Accountability Act H.R. 4383, Bureau of Consumer Financial Protection Small Business Advisory Board Act H.R. 4262, Bureau Advisory Commission Transparency Act H.R. 4539, Bureau Research Transparency Act H.R. 4684, Bureau Guidance Transparency Act H.R. 5018, Federal Reserve Accountability and Transparency Act of 2014 H.R. 5037, The Office of Financial Research Accountability Act of 2014 H.R. 5180, Financial Stability Oversight Council Improvement Act of 2014 H.R. 5188, to amend the Consumer Financial Protection Act of 2010 to require the CFPB to develop a model form for a disclosure notice for depository institutions and credit unions. S. 2696, a bill to require the Federal Reserve to make certain changes to the small bank holding company policy statement on assessment of financial and managerial factors. S. 2732, CFPB Examination and Reporting Threshold Act of 2014 S. 2937, a bill to require the president of the Federal Reserve Bank of NY to be appointed by the President, by and with the advice and consent of the Senate H.R. 5749, State Regulatory Representation Clarification Act of 2014

Client expense: $2,418,000 · Firm income: Not reported

Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Federal Reserve Monetary Policy H.R. 4387, FSOC Transparency and Accountability Act

Client expense: $2,418,000 · Firm income: Not reported

Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

H.R. 3448 - Small Cap Liquidity Reform Act of 2013 (Duffy) H.R. 4387 - FSOC Transparency and Accountability Act (Garrett) H.R. 4570 - Private Placement Improvement Act of 2014 (Garrett) H.R. 4881 - One Year Moratorium on Authority of FSOC to Make SIFI Determinations (Neugebauer) H.R. 5037 - Office of Financial Research Accountability Act of 2014 (Royce) H.R. 5180 - Financial Stability Oversight Council Improvement Act of 2014 (Ross) Money Market Mutual Funds FSOC Review of Asset Management Sector for Potential SIFI Designations CFTC Rule 4.5 Exchange-Traded Funds Eminent Domain Structure of the U.S. Securities Markets Uniform Fiduciary Standard for Broker-Dealers and Investment Advisers Investment Company Act of 1940 Data Breaches

Client expense: $1,130,086 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Implementation issues related to the Dodd-Frank Wall Street Reform and Consumer Protection Act (P.L. 111-203); H.R.701, To amend a provision of the Securities Act of 1933 directing the Securities and Exchange Commission to add a particular class of securities to those exempted under such Act to provide a deadline for such action; H.R.801, Holding Company Registration Threshold Equalization Act of 2014; H.R.1341, Financial Competitive Act of 2013;H.R.634, Business Risk Mitigation and Price Stabilization Act of 2013; H.R.677, Inter-Affiliate Swap Clarification Act; H.R.992, Swaps Regulatory Improvement Act; H.R.1256, Swap Jurisdiction Certainty Act; S.1003, A bill to amend the Higher Education Act of 1965 to reset interest rates for new student loans; S.953, Student Loan Affordability Act; H.R.1979/S.897, Bank on Students Loan Fairness Act; H.R.1911, Smarter Solutions for Students Act; S.798, TBTF Act (Terminating Bailouts for Taxpayer Fairness Act of 2013); H.R.4167, Restoring Proven Financing for American Employers Act; H.R.4200, SBIC Advisers Relief Act; H.R.4554, Restricted Securities Relief Act; H.R.4568, Small Business Freedom to Grow Act; H.R.4571, To direct the Securities and Exchange Commission to revise its rules so as to increase the threshold amount for requiring issuers to provide certain disclosures relating to compensatory benefit plans; H.R.4569, Disclosure Modernization and Simplification Act; H.R.4570, Private Placement Improvement Act; H.R.4565, Startup Capital Modernization Act; H.R.2673, Portfolio Lending and Mortgage Access Act; H.R.4466, Financial Regulatory Clarity Act; H.R.4881, a bill to place a 6-month moratorium on the authority of the Financial Stability Oversight Council to make financial stability determinations; H.R.4387, the FSOC Transparency and Accountability Act; H.R.5461, To clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act, to improve upon the definitions provided for points and fees in connection with a mortgage transaction, and for other purposes; financial services issues.

Client expense: Not reported · Firm income: $40,000

Government targets: Commodity Futures Trading Commission (CFTC), HOUSE OF REPRESENTATIVES, SENATE

H.R. 189 (Transparency and Security in Mortgage Registration Act of 2013); H.R. 2767 (Protecting American Taxpayers and Homeowners Act of 2013); H.R. 4387 (FSOC Transparency and Accountability Act);H.R. 4881 (To place a 6-month moratorium on the authority of the Financial Stability Oversight Council to make financial stability determinations); H.R. 5055 (To reform the housing finance system of the United States, and for other purposes); S. 563 (Jumpstart GSE Reform Act); S. 1217 (Housing Finance Reform and Taxpayer Protection Act of 2013); Dodd-Frank Wall Street Reform and Consumer Protection Act Implementation; Housing Affordability and Stability Plan; Housing finance issues (General); Servicing compensation; Credit Rating Agency Reform; Government Sponsored Enterprise (GSE) Reform; Strategic plan for conservatorships of the GSEs; Eminent Domain; Equity market structure issues; Capital standards; Ginnie Mae securitization programs; The Volcker Rule implementation; The Volcker Rule collaterized loan obligations (CLO) issue; Johnson-Crapo Housing Finance Reform Bill; Delaney-Carney-Himes Housing Finance Reform Bill.

Client expense: $2,010,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Executive Office of the President (EOP), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Ginnie Mae, HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Labor, Dept of (DOL), Natl Credit Union Administration (NCUA), Natl Economic Council (NEC), Natl Security Council (NSC), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, U.S. Trade Representative (USTR)

H.R. 189 (Transparency and Security in Mortgage Registration Act of 2013); H.R. 2767 (Protecting American Taxpayers and Homeowners Act of 2013); H.R. 4167 (Restoring Proven Financing for American Employers Act);H.R. 4387 (FSOC Transparency and Accountability Act); H.R. 4881 (To place a 6-month moratorium on the authority of the Financial Stability Oversight Council to make financial stability determinations); H.R. 5055 (To reform the housing finance system of the United States, and for other purposes); H.R. 5461 (To clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act, to improve upon the definitions provided for points and fees in connection with a mortgage transaction, and for other purposes); S. 563 (Jumpstart GSE Reform Act); S. 1217 (Housing Finance Reform and Taxpayer Protection Act of 2013); Dodd-Frank Wall Street Reform and Consumer Protection Act Implementation; Housing Affordability and Stability Plan; Housing finance issues (General); Servicing compensation; Credit Rating Agency Reform; Government Sponsored Enterprise (GSE) Reform; Strategic plan for conservatorships of the GSEs; Eminent Domain; Equity market structure issues; Capital standards; Ginnie Mae securitization programs; The Volcker Rule implementation; The Volcker Rule collaterized loan obligations (CLO) issue; Johnson-Crapo Housing Finance Reform Bill; Delaney-Carney-Himes Housing Finance Reform Bill; FINRA Regulatory Notice 13-42 (Comprehensive Automated Risk Data System); Fixed income market structure; Liquidity coverage ratio for municipal bonds.

Client expense: $1,790,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Executive Office of the President (EOP), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Ginnie Mae, HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Labor, Dept of (DOL), Natl Credit Union Administration (NCUA), Natl Economic Council (NEC), Natl Security Council (NSC), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, U.S. Trade Representative (USTR)

H.R. 450, Bureau of Consumer Financial Protection Accountability Act H.R. 605, Insurance Consumer Protection and Solvency Act of 2013 H.R. 634, Business Risk Mitigation and Price Stabilization Act of 2013 H.R. 677, Inter-Affiliate Swap Clarification Act H.R. 742, Swap Data Repository and Clearinghouse Indemnification Correction Act of 2013 H.R. 992 / S. 474, Swaps Regulatory Improvement Act H.R. 1038, Public Power Risk Management Act of 2013 H.R. 1062, SEC Regulatory Accountability Act H.R. 1105, Small Business Capital Access and Job Preservation Act H.R. 1106 / S. 550, Small Business Investment Company Modernization Act of 2013 H.R. 1135, Burdensome Data Collection Relief Act H.R. 1221 / S. 737, Basel III Capital Impact Study Act H.R. 1256, Swap Jurisdiction Certainty Act H.R. 1341, Financial Competitive Act of 2013 H.R. 1564 / S. 1526, Audit Integrity and Jobs Protection Act H.R. 1800, Small Business Credit Availability Act H.R. 2122 / S. 1029, Regulatory Accountability Act of 2013 H.R. 2140, Insurance Capital and Accounting Standards Act of 2013 H.R. 2274, Small Business Mergers, Acquisitions, Sales, and Brokerage Simplification Act of 2013 H.R. 2374, Retail Investor Protection Act H.R. 2446, Responsible Consumer Financial Protection Regulations Act of 2013 H.R. 2546 / S. 1257, Protect American Investments Act of 2013 H.R. 2733, Defending American Taxpayers From Abusive Government Takings Act of 2013 H.R. 3193, Consumer Financial Protection Safety and Soundness Improvement Act of 2013 H.R. 3211, Mortgage Choice Act of 2013 H.R. 3448, Small Cap Liquidity Reform Act of 2014 H.R. 3519, Bureau of Consumer Financial Protection Accountability and Transparency Act of 2013 H.R. 3623, Improving Access to Capital for Emerging Growth Companies Act H.R. 3701, U.S. Financial Services Global Viability Act H.R. 3770, Bureau of Consumer Financial Protection-Inspector General Reform Act of 2013 H.R. 3819 / S. 1907, Fairness for Community Job Creators Act H.R. 3928, Federal Reserve Accountability and Transparency Act of 2014 H.R. 4164, Small Company Disclosure Simplification Act H.R. 4167, Restoring Proven Financing for American Employers Act H.R. 4200, SBIC Advisers Relief Act of 2014 H.R. 4383, Bureau of Consumer Financial Protection Small Business Advisory Board Act H.R. 4387, FSOC Transparency and Accountability Act H.R. 4413, Customer Protection and End User Relief Act H.R. 4466, Financial Regulatory Clarity Act of 2014 H.R. 4510 / S. 2270, Insurance Capital Standards Clarification Act of 2014 H.R. 4554, Restricted Securities Relief Act of 2014 H.R. 4565, Startup Capital Modernization Act of 2014 H.R. 4568, Small Business Freedom to Grow Act of 2014 H.R. 4569, Disclosure Modernization and Simplification Act of 2014 H.R. 4570, Private Placement Improvement Act of 2014 H.R. 4571, To direct the Securities and Exchange Commission to revise its rules so as to increase the threshold amount for requiring issuers to provide certain disclosures relating to compensatory benefit plans H.R. 4604, CFPB Data Collection Security Act H.R. 4662, Bureau Advisory Opinion Act H.R. 4684, Bureau Guidance Transparency Act H.R. 4697, Small-Cap Access to Capital Act H.R. 4804, Bureau Examination Fairness Act H.R. 4811, Bureau Guidance Transparency Act H.R. 4842, Business Supply Chain Transparency on Trafficking and Slavery Act of 2014 H.R. 5402, Standard Merger and Acquisition Reviews Through Equal Rules Act of 2014 H.R. 5405, Promoting Job Creation and Reducing Small Business Burdens Act H.R. 5461, To clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act, to improve upon the definitions provided for points and fees in connection with a mortgage transaction, and for other purposes S. 635, Privacy Notice Modernization Act of 2013 S. 888, A bill to provide end user exemptions from certain provisions of the Commodity Exchange Act and the Securities Exchange Act of 1934 S. 1217, Housing Finance Reform and Taxpayer Protection Act of 2013 S. 1369, A bill to provide additional flexibility to the Board of Governors of the Federal Reserve System to establish capital standards that are properly tailored to the unique characteristics of the business of insurance, and for other purposes S. 2244, Terrorism Risk Insurance Program Reauthorization Act of 2014 S. 2698, Regulatory Easement for Lending Institutions that Enable a Vibrant Economy Act of 2014 Draft legislation on conflict minerals disclosures Various issues relating to the Private Securites Litigation Reform Act (P.L. 104-67), securities litigation; implementation of Dodd-Frank Wall Street Reform and Consumer Protection Act (P.L. 111-203), including proposals to alter the derivatives provisions; Moving Ahead for Progress in the 21st Century Act (P.L. 112-140), including Sec. 40312, issues related to pension fund stabilization; implementation of the Jumpstart our Business Startups Act (P.L. 112-106); Consumer Financial Protection Bureau reform; Securities and Exchange Commission reform; Financial Stability Oversight Council (FSOC) reform; Department of Labor definition of fiduciary duty rules; international capital standards for non-banks; systemic risk regulations for non-bank financial companies; financial reporting policies reform; proposed regulation of money market mutual funds; proposed Volcker Rule, trust preferred bonds and collateralized loan obligations; proposed risk retention rules and the collateralized loan obligations market; Commodity Futures Trading Commission's derivatives regulations; amendments to Rule 701 under the Securities Act of 1933; Basel III capital standards; reconciliation of merchant card and third-party payments; political spending disclosures; transparent financial reporting; Federal Reserve Boards review of 2003 determination that certain commodity activities are complementary to financial activities and thus permissible for bank holding companies; reducing barriers to capital formation; capital requirements and systemically important financial institutions; oversight of proxy advisory firms; credit risk retention rules

Client expense: $28,350,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Consumer Product Safety Commission (CPSC), Council on Environmental Quality (CEQ), Defense, Dept of (DOD), Education, Dept of, Energy, Dept of, Environmental Protection Agency (EPA), Equal Employment Opportunity Commission (EEOC), Executive Office of the President (EOP), Federal Bureau of Investigation (FBI), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), Food & Drug Administration (FDA), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Economic Council (NEC), Natl Institute of Standards & Technology (NIST), Natl Labor Relations Board (NLRB), Natl Security Council (NSC), Occupational Safety & Health Administration (OSHA), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), Patent & Trademark Office (PTO), Pension Benefit Guaranty Corporation (PBGC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), State, Dept of (DOS), Transportation Security Administration (TSA), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office, U.S. Customs & Border Protection, U.S. Fish & Wildlife Service (USFWS), U.S. Forest Service, U.S. Trade Representative (USTR), White House Office

S. 1927 - Data Security Act of 2014 (Carper) H.R. 3448 - Small Cap Liquidity Reform Act of 2013 (Duffy) H.R. 4387 - FSOC Transparency and Accountability Act (Garrett) H.R. 4881 - One Year Moratorium on Authority of FSOC to make SIFI Determinations (Neugebauer)H.R. 5037 - Office of Financial Research Accountability Act of 2014 (Royce) H.R. 5180 - Financial Stability Oversight Council Improvement Act of 2014 (Ross) Money Market Mutual Funds FSOC Review of Asset Management Sector for Potential SIFI Designations CFTC Rule 4.5 Volcker Rule Exchange-Traded Funds Structure of the U.S. Securities Markets Uniform Fiduciary Standard for Broker-Dealers and Investment Advisers Investment Company Act of 1940

Client expense: $1,502,069 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, White House Office

S.2114, the Bond Transparency Act. HR 3448, the Small Cap Liquidity Reform Act. HR 4387, the FSOC Transparency and Accountability Act. SEC Releases 33-9408 and 33-9616, Money Market Fund Reform. SEC Release 34-69013, a request for data on the duties of brokers, dealers and investment advisers. The Treasury Office of Financial Research report "Asset Management and Financial Stability." Regulatory proposals related to the implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act, including proposals related to harmonizing broker-dealers and investment advisers under similar standards of care and systemic risk. Equity market structure, including proposals related to pilot program for different tick sizes.

Client expense: $510,000 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC)

See addendum.Federal Reserve Monetary Policy H.R. 4387, FSOC Transparency and Accountability Act

Client expense: $2,560,000 · Firm income: Not reported

Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

See addendum.S. 215, the Federal Reserve Single Mandate Act of 2013 (all provisions) S. 450, the Financial Regulatory Responsibility Act of 2013 (all provisions) H.R. 1062, the SEC Regulatory Accountability Act (all provisions) H.R. 2446, the Responsible Consumer Financial Protection Regulations Act of 2013 H.R. 3193, the Consumer Financial Protection Safety and Soundness Improvement Act of 2013 H.R. 3928, Federal Reserve Accountability and Transparency Act of 2014 H.R. 3913, to amend the Bank Holding Company Act of 1956 to require agencies to make considerations relating to the promotion of efficiency, competition, and capital formation before issuing or modifying certain regulations. H.R. 4387, FSOC Transparency and Accountability Act H.R. 4383, Bureau of Consumer Financial Protection Small Business Advisory Board Act H.R. 4262, Bureau Advisory Commission Transparency Act H.R. 4539, Bureau Research Transparency Act H.R. 4684, Bureau Guidance Transparency Act H.R. 5018, Federal Reserve Accountability and Transparency Act of 2014 H.R. 5037, the Office of Financial Research Accountability Act of 2014 H.R. 5180, Financial Stability Oversight Council Improvement Act of 2014 H.R. 5188, to amend the Consumer Financial Protection Act of 2010 to require the CFPB to develop a model form for a disclosure notice for depository institutions and credit unions. S. 2696, a bill to require the Federal Reserve to make certain changes to the small bank holding company policy statement on assessment of financial and managerial factors. S. 2732, CFPB Examination and Reporting Threshold Act of 2014

Client expense: $2,560,000 · Firm income: Not reported

Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Implementation issues related to the Dodd-Frank Wall Street Reform and Consumer Protection Act (P.L. 111-203); H.R.701, To amend a provision of the Securities Act of 1933 directing the Securities and Exchange Commission to add a particular class of securities to those exempted under such Act to provide a deadline for such action; H.R.801, Holding Company Registration Threshold Equalization Act of 2014; H.R.1341, Financial Competitive Act of 2013;H.R.634, Business Risk Mitigation and Price Stabilization Act of 2013; H.R.677, Inter-Affiliate Swap Clarification Act; H.R.992, Swaps Regulatory Improvement Act; H.R.1256, Swap Jurisdiction Certainty Act; S.1003, A bill to amend the Higher Education Act of 1965 to reset interest rates for new student loans; S.953, Student Loan Affordability Act; H.R.1979/S.897, Bank on Students Loan Fairness Act; H.R.1911, Smarter Solutions for Students Act; S.798, TBTF Act (Terminating Bailouts for Taxpayer Fairness Act of 2013); H.R.4167, Restoring Proven Financing for American Employers Act; H.R.4200, SBIC Advisers Relief Act; H.R.4554, Restricted Securities Relief Act; H.R.4568, Small Business Freedom to Grow Act; H.R.4571, To direct the Securities and Exchange Commission to revise its rules so as to increase the threshold amount for requiring issuers to provide certain disclosures relating to compensatory benefit plans; H.R.4569, Disclosure Modernization and Simplification Act; H.R.4570, Private Placement Improvement Act; H.R.4565, Startup Capital Modernization Act; H.R.2673, Portfolio Lending and Mortgage Access Act; H.R.4466, Financial Regulatory Clarity Act; H.R.4881, a bill to place a 6-month moratorium on the authority of the Financial Stability Oversight Council to make financial stability determinations; H.R.4387, the FSOC Transparency and Accountability Act; H.R.5461, To clarify the application of certain leverage and risk-based requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act, to improve upon the definitions provided for points and fees in connection with a mortgage transaction, and for other purposes; financial services issues.

Client expense: Not reported · Firm income: $40,000

Government targets: Commodity Futures Trading Commission (CFTC), HOUSE OF REPRESENTATIVES, SENATE

H.R. 2295-International Insurance Issues, H.R. 2402-Consumer Financial Protection Bureau, H.R. 4387-Transparency & Accountability Act, H.R. 4881-Financial Stability Oversight Council, H.R. 5016-Appropriations, S. 1173-Dodd-Frank Act, S. 2102-Dodd-Frank

Client expense: $1,020,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

H.R. 189 (Transparency and Security in Mortgage Registration Act of 2013); H.R. 2767 (Protecting American Taxpayers and Homeowners Act of 2013); H.R. 4387 (FSOC Transparency and Accountability Act);H.R. 4881 (To place a 6-month moratorium on the authority of the Financial Stability Oversight Council to make financial stability determinations); H.R. 5055 (To reform the housing finance system of the United States, and for other purposes); S. 563 (Jumpstart GSE Reform Act); S. 1217 (Housing Finance Reform and Taxpayer Protection Act of 2013); Dodd-Frank Wall Street Reform and Consumer Protection Act Implementation; Housing Affordability and Stability Plan; Housing finance issues (General); Servicing compensation; Credit Rating Agency Reform; Government Sponsored Enterprise (GSE) Reform; Strategic plan for conservatorships of the GSEs; Eminent Domain; Equity market structure issues; Capital standards; Ginnie Mae securitization programs; The Volcker Rule implementation; The Volcker Rule collaterized loan obligations (CLO) issue; Johnson-Crapo Housing Finance Reform Bill; Delaney-Carney-Himes Housing Finance Reform Bill.

Client expense: $2,130,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Executive Office of the President (EOP), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Ginnie Mae, HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Labor, Dept of (DOL), Natl Credit Union Administration (NCUA), Natl Economic Council (NEC), Natl Security Council (NSC), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, U.S. Trade Representative (USTR)

H.R. 189 (Transparency and Security in Mortgage Registration Act of 2013); H.R. 2767 (Protecting American Taxpayers and Homeowners Act of 2013); H.R. 4387 (FSOC Transparency and Accountability Act);H.R. 4881 (To place a 6-month moratorium on the authority of the Financial Stability Oversight Council to make financial stability determinations); H.R. 5055 (To reform the housing finance system of the United States, and for other purposes); S. 563 (Jumpstart GSE Reform Act); S. 1217 (Housing Finance Reform and Taxpayer Protection Act of 2013); Dodd-Frank Wall Street Reform and Consumer Protection Act Implementation; Housing Affordability and Stability Plan; Housing finance issues (General); Servicing compensation; Credit Rating Agency Reform; Government Sponsored Enterprise (GSE) Reform; Strategic plan for conservatorships of the GSEs; Eminent Domain; Equity market structure issues; Capital standards; Ginnie Mae securitization programs; The Volcker Rule implementation; The Volcker Rule collaterized loan obligations (CLO) issue; Johnson-Crapo Housing Finance Reform Bill; Delaney-Carney-Himes Housing Finance Reform Bill.

Client expense: $2,080,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Executive Office of the President (EOP), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Ginnie Mae, HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Labor, Dept of (DOL), Natl Credit Union Administration (NCUA), Natl Economic Council (NEC), Natl Security Council (NSC), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, U.S. Trade Representative (USTR)

H.R. 2295-International Insurance Issues, H.R. 2402-Consumer Financial Protection Bureau, H.R. 4387-Transparency & Accountability Act, H.R. 4881-Financial Stability Oversight Council, H.R. 5016-Appropriations, S. 1173-Dodd-Frank Act, S. 2102-Dodd-Frank

Client expense: $1,240,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), SENATE, Treasury, Dept of

HR 4387 "FSOC Transparency and Accountability Act," all provisions. HR 3482 "Restoring Main Street Investor Protection and Confidence Act," all provisions. Issues relating to repeal of the Financial Stability Oversight Council.

Client expense: $120,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 450, Bureau of Consumer Financial Protection Accountability Act H.R. 605, Insurance Consumer Protection and Solvency Act of 2013 H.R. 634, Business Risk Mitigation and Price Stabilization Act of 2013 H.R. 677, Inter-Affiliate Swap Clarification Act H.R. 742, Swap Data Repository and Clearinghouse Indemnification Correction Act of 2013 H.R. 992 / S. 474, Swaps Regulatory Improvement Act H.R. 1038, Public Power Risk Management Act of 2013 H.R. 1062, SEC Regulatory Accountability Act H.R. 1105, Small Business Capital Access and Job Preservation Act H.R. 1106 / S. 550, Small Business Investment Company Modernization Act of 2013 H.R. 1135, Burdensome Data Collection Relief Act H.R. 1221 / S. 737, Basel III Capital Impact Study Act H.R. 1256, Swap Jurisdiction Certainty Act H.R. 1341, Financial Competitive Act of 2013 H.R. 1564 / S. 1526, Audit Integrity and Jobs Protection Act H.R. 1800, Small Business Credit Availability Act H.R. 2122 / S. 1029, Regulatory Accountability Act of 2013 H.R. 2140, Insurance Capital and Accounting Standards Act of 2013 H.R. 2274, Small Business Mergers, Acquisitions, Sales, and Brokerage Simplification Act of 2013 H.R. 2374, Retail Investor Protection Act H.R. 2446, Responsible Consumer Financial Protection Regulations Act of 2013 H.R. 2546 / S. 1257, Protect American Investments Act of 2013 H.R. 2733, Defending American Taxpayers From Abusive Government Takings Act of 2013 H.R. 3193, Consumer Financial Protection Safety and Soundness Improvement Act of 2013 H.R. 3448, Small Cap Liquidity Reform Act of 2014 H.R. 3519, Bureau of Consumer Financial Protection Accountability and Transparency Act of 2013 H.R. 3623, Improving Access to Capital for Emerging Growth Companies Act H.R. 3701, U.S. Financial Services Global Viability Act H.R. 3770, Bureau of Consumer Financial Protection-Inspector General Reform Act of 2013 H.R. 3819 / S. 1907, Fairness for Community Job Creators Act H.R. 3928, Federal Reserve Accountability and Transparency Act of 2014 H.R. 4164, Small Company Disclosure Simplification Act H.R. 4167, Restoring Proven Financing for American Employers Act H.R. 4200, SBIC Advisers Relief Act of 2014 H.R. 4383, Bureau of Consumer Financial Protection Small Business Advisory Board Act H.R. 4387, FSOC Transparency and Accountability Act H.R. 4413, Customer Protection and End User Relief Act H.R. 4466, Financial Regulatory Clarity Act of 2014 H.R. 4510 / S. 2270, Insurance Capital Standards Clarification Act of 2014 H.R. 4554, Restricted Securities Relief Act of 2014 H.R. 4565, Startup Capital Modernization Act of 2014 H.R. 4568, Small Business Freedom to Grow Act of 2014 H.R. 4569, Disclosure Modernization and Simplification Act of 2014 H.R. 4570, Private Placement Improvement Act of 2014 H.R. 4571, To direct the Securities and Exchange Commission to revise its rules so as to increase the threshold amount for requiring issuers to provide certain disclosures relating to compensatory benefit plans H.R. 4604, CFPB Data Collection Security Act H.R. 4662, Bureau Advisory Opinion Act H.R. 4684, Bureau Guidance Transparency Act H.R. 4697, Small-Cap Access to Capital Act H.R. 4804, Bureau Examination Fairness Act H.R. 4811, Bureau Guidance Transparency Act H.R. 4842, Business Supply Chain Transparency on Trafficking and Slavery Act of 2014 S. 635, Privacy Notice Modernization Act of 2013 S. 888, A bill to provide end user exemptions from certain provisions of the Commodity Exchange Act and the Securities Exchange Act of 1934 S. 1217, Housing Finance Reform and Taxpayer Protection Act of 2013 S. 1369, A bill to provide additional flexibility to the Board of Governors of the Federal Reserve System to establish capital standards that are properly tailored to the unique characteristics of the business of insurance, and for other purposes S. 2244, Terrorism Risk Insurance Program Reauthorization Act of 2014 Draft legislation on conflict minerals disclosures Various issues relating to implementation of Dodd-Frank Wall Street Reform and Consumer Protection Act (P.L. 111-203), including proposals to alter the derivatives provisions; Moving Ahead for Progress in the 21st Century Act (P.L. 112-140), including Sec. 40312, issues related to pension fund stabilization; implementation of the Jumpstart our Business Startups Act (P.L. 112-106); Consumer Financial Protection Bureau reform; Securities and Exchange Commission reform; Financial Stability Oversight Council (FSOC) reform; Department of Labor definition of fiduciary duty rules; international capital standards for non-banks; systemic risk regulations for non-bank financial companies; financial reporting policies reform; regulation of money market mutual funds; proposed Volcker Rule, trust preferred bonds and collateralized loan obligations; proposed risk retention rules and the collateralized loan obligations market; Commodity Futures Trading Commission's derivatives regulations; amendments to Rule 701 under the Securities Act of 1933; Basel III capital standards; proposed money market mutual fund regulation; reconciliation of merchant card and third-party payments; political spending disclosures; transparent financial reporting; Federal Reserve Boards review of 2003 determination that certain commodity activities are complementary to financial activities and thus permissible for bank holding companies; reducing barriers to capital formation; capital requirements and systemically important financial institutions; oversight of proxy advisory firms; credit risk retention rules

Client expense: $21,610,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Consumer Product Safety Commission (CPSC), Council on Environmental Quality (CEQ), Defense, Dept of (DOD), Education, Dept of, Energy, Dept of, Environmental Protection Agency (EPA), Equal Employment Opportunity Commission (EEOC), Executive Office of the President (EOP), Federal Bureau of Investigation (FBI), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), Food & Drug Administration (FDA), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Economic Council (NEC), Natl Institute of Standards & Technology (NIST), Natl Labor Relations Board (NLRB), Natl Security Council (NSC), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), Patent & Trademark Office (PTO), Pension Benefit Guaranty Corporation (PBGC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), State, Dept of (DOS), Transportation Security Administration (TSA), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office, U.S. Customs & Border Protection, U.S. Fish & Wildlife Service (USFWS), U.S. Trade Representative (USTR), White House Office

The Customer Protection and End User Relief Act. HR 2892, the Fair Debt Collection Practices Technical Clarification Act of 2013 HR 4167, Restoring Proven Financing for American Employers Act HR 2672, The CFPB Rural Designation Petition and Correction Act. HR 2629 HR 4200 HR 4554 HR 4564 HR 4565 HR 4568 HR 4569 HR 4570 HR 4571 HR 4387, FSOC Transparency and Accountability Act Bureau Arbitration Fairness Act H.R. 4262, the Bureau Advisory Commission Transparency Act H.R. 4383, the Bureau of Consumer Financial Protection Small Business Advisory Board Act H.R. 4539, the "Bureau Research Transparency Act H.R. 4604, the CFPB Data Collection Security Act H.R. 3389, the CFPB Slush Fund Elimination Act of 2013 H.R. 3770, the CFPB-IG Act of 2013 H.R. 4662, the Bureau Advisory Opinion Act HR 4684, The Bureau Guidance Transparency Act The Preventing Regulatory Abuse Act of 2014 The Bureau Examination Fairness Act HR 3211, The Mortgage Choice Act of 2013 HR 2629, the Fostering Innovation Act HR 4564, the Equity Crowdfunding Improvement Act HR 4697, the Small-Cap Access to Capital Act 21st Century Glass-Steagall Act of 2013 (S. 1282) HR 4413, The Customer Protection and End User Relief Act sections 501 through 504 of the Financial Services and General Government Appropriations bill for FY 2015 DoJ's Operation Choke Point

Client expense: $293,496 · Firm income: Not reported

Government targets: Education, Dept of, Executive Office of the President (EOP), Federal Communications Commission (FCC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), SENATE, Transportation, Dept of (DOT), Treasury, Dept of, White House Office

HR 3448, the Small Cap Liquidity Reform Act. HR 4387, the FSOC Transparency and Accountability Act. SEC Release 33-9408, Money Market Fund Reform. SEC Release 34-69013, a request for data on the duties of brokers, dealers and investment advisers. The Treasury Office of Financial Research report Asset Management and Financial Stability. Regulatory proposals related to the implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act, including proposals related to harmonizing broker-dealers and investment advisers under similar standards of care and systemic risk. Municipal bond price transparency. Equity market structure.

Client expense: $450,000 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC)

Consumer Financial Protection Bureaus (CFPB) proposed rule and request for comment on changes to regulation E in regard to remittance transfers; Consumer Financial Protection Bureaus (CFPB) proposed rule and request for comment regarding amendments to certain mortgage rules issued in 2013 under the Truth in Lending Act; CFPBs proposed rulemaking defining the larger participants on the international money transfer market;Federal Reserve Banks revised proposed rule to amend Subparts C and D of Regulation CC related to the availability of funds and the collection of checks; Federal Housing Finance Agencys request for comment regarding revisions to the National Mortgage Database Project; National Credit Union Administration (NCUA) request for comment on the proposed rule on associational common bond requirements in the Chartering and Field of Membership Manual; Joint agency request for comment on the proposed minimum requirements for appraisal management companies; NCUAs request for comment on the proposed rule on Voluntary Liquidation of credit unions; NCUA proposal on stress testing and advanced capital planning; NCUA proposal on prompt corrective action and risk-based capital; White House regarding the need for a credit union representative on the Board of Governors at the Federal Reserve; Expanding credit union investment authority to include permissible investments in derivatives, securitization and mortgage servicing rights; Modernization of the NCUAs fixed assets rule; Improve the process for credit unions seeking changes to their field of membership; Increasing the number of transfers allowed to be made per month from savings accounts under Regulation D; Added flexibility for credit unions that offer member business loans; Requirement to disclose account numbers to protect the privacy of members; Advertising requirements for loan products and share accounts; Modernization of NCUA advertising requirements; Improvements to the NCUA Central Liquidity Facility by removing the subscription requirement for membership and permanently removing the borrowing cap; Flexibility for federal credit unions to determine their choice of law; Update and make improvements to regulations governing check processing and funds availability; Eliminate redundant NCUA requirements to provide copies of appraisals upon request; Examination fairness provisions for credit unions; NCUA proposed rulemaking regarding requirements for contacts with federal credit unions and exam sites; CFPB requirements involving remittance transfers under the Electronic Fund Transfer Act; Home Mortgage Disclosure Act changes by the CFPB that go beyond requirements in Dodd-Frank; CFPB combining Truth in Lending Act and Real Estate Settlement Procedures Act disclosures; Consumer Financial Protection Bureau (CFPB) mortgage-related regulations; CFPB ability-to-repay/ qualified mortgage rule; CFPB consideration of prepaid card issues; Overdraft Protection; CFPB consumer complaint database; Need for legal opinion letters from the CFPB; Financial Stability Oversight Council and regulatory coordination; Data Security; Federal standards for safe keeping of information and data breach notification for merchants; Department of Justice Operation Choke Point initiative; NCUA oversight; Regulatory relief for our nations credit unions; Legislative changes to provide regulatory relief for our nations credit unions; Regulatory Relief for Credit Unions Act of 2013 (H.R. 2572); Administrative improvements for the powers of the NCUA; NCUA ability to grant parity to a federal credit union on a broader state rule; NCUA ability to delay the implementation of a CFPB rule that applies to credit unions; Requirement of a look-back cost-benefit analysis of CFPB and NCUA rules; Examination fairness for credit unions; Financial Institutions Examination Fairness and Reform Act (S. 727); Financial Institutions Examination Fairness and Reform Act (H.R. 1553); Supplemental capital for credit unions; Capital Access for Small Businesses and Jobs Act (H.R. 719); NCUA authorization to further establish special capital requirements for newly chartered federal credit unions that recognize the unique nature and challenges of starting a new credit union; Changes to outdated corporate governance provisions in the Federal Credit Union Act; Improvements to field of membership restrictions for credit unions that face expanding criteria for defining urban and rural; Allowing voluntary mergers involving multiple common bond credit unions and allowing credit unions that convert to community charters to retain their current select employee groups; Allowing all credit unions to add underserved areas to their field of membership; Credit union member business lending; Credit Union Small Business Jobs Creation Act (H.R. 688); Small Business Lending Enhancement Act of 2013 (S. 968); Credit Union Residential Loan Parity Act (H.R. 4226); Flexibility with credit union investment authority; NCUA flexibility in handling credit union lending and maturities for certain loans; Share insurance coverage for Interest on Lawyers Trust Accounts (IOLTAs); Credit Union Share Insurance Fund Parity Act (H.R. 3468); Annual privacy notices requirements for financial institutions; Eliminate Privacy Notice Confusion Act (H.R. 749);Privacy Notice Modernization Act (S. 635); Data security standards to address breaches at the hands of merchants; Cyber security; Data Security and Breach Notification Act (S. 1193); Data Security Act. (S. 1927); Data Security and Breach Notification Act. (S. 1976); Personal Data Privacy and Security Act. (S. 1897); Personal Data Protection and Breach Accountability Act. (S. 1995); Mortgage Choice Act (H.R. 3211); Consumer Mortgage Choice Act (H.R. 1077); Consumer Mortgage Choice Act (S.949); Mortgage Choice Act (S. 1577); Bureau Advisory Commission Transparency Act (H.R. 4262); Financial Stability Oversight Council Transparency and Accountability Act (H.R. 4387); Bureau Research Transparency Act (H.R. 4539);Bureau Examination Fairness Act (H.R. 4804); Portfolio Lending and Mortgage Access Act (H.R. 2673); Community Institution Mortgage Relief Act (H.R. 4521); Financial Regulatory Clarity Act (H.R. 4466);Consumer Financial Protection Bureau Rural Designation Petition and Correction Act (H.R. 2672); HELP Rural Communities Act (S.1916);Patent Reform; Patent demand letters; Patent Quality Improvement Act (S.866); Patent Abuse Reduction Act of 2013 (S.1013); Patent Litigation Integrity Act of 2013(S.1612); Patent Transparency and Improvements Act of 2013 (S.1720); Transparency in Assertion of Patents Act (S.2049); Patent Litigation and Innovation Act of 2013 (H.R.2639);Innovation Act (H.R. 3309); Searching for and Cutting Regulations that are Unnecessarily Burdensome (SCRUB) Act (H.R. 4874); Housing Finance Reform; Policy decisions impacting the future of Fannie Mae and Freddie Mac; Housing Finance Reform and Taxpayer Protection Act of 2013 (S. 1217); Protecting American Taxpayers and Homeowners Act of 2013 (H.R. 2767); Johnson-Crapo housing finance reform discussion draft; Retention of the credit union tax exemption; Tax Reform Act of 2014 discussion draft; Tax extenders; Debit interchange fees; Federal Reserves rule liming the fees that financial institutions can charge merchants for processing debit card transactions; Student lending; Asset thresholds in the Dodd-Frank Act; Asset threshold for CFPB examination; Defense Base Closure and Realignment Commission (BRAC); Servicemembers Civil Relief Act (SCRA); The Military Lending Act; To amend the Servicemembers Civil Relief Act to provide surviving spouses with certain protections relating to mortgages and mortgage foreclosures, and for other purposes (H.R. 821); Fairness for Military Homeowners Act of 2013 (H.R. 1223); Military Savings Act of 2013 (S. 1741); Military Family Home Protection Act (H.R. 1842); Carl Levin National Defense Authorization Act for Fiscal Year 2015 (S. 2410); Howard P. "Buck" McKeon National Defense Authorization Act for Fiscal Year 2015 (H.R. 4435).

Client expense: $480,000 · Firm income: Not reported

Government targets: Commodity Futures Trading Commission (CFTC), Defense, Dept of (DOD), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), Financial Crimes Enforcement Network (FinCEN), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Natl Credit Union Administration (NCUA), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of, White House Office

Consumer Financial Protection Bureaus (CFPB) proposed rule and request for comment on changes to regulation E in regard to remittance transfers; Consumer Financial Protection Bureaus (CFPB) proposed rule and request for comment regarding amendments to certain mortgage rules issued in 2013 under the Truth in Lending Act; CFPBs proposed rulemaking defining the larger participants on the international money transfer market;Federal Reserve Banks revised proposed rule to amend Subparts C and D of Regulation CC related to the availability of funds and the collection of checks; Federal Housing Finance Agencys request for comment regarding revisions to the National Mortgage Database Project; National Credit Union Administration (NCUA) request for comment on the proposed rule on associational common bond requirements in the Chartering and Field of Membership Manual; Joint agency request for comment on the proposed minimum requirements for appraisal management companies; NCUAs request for comment on the proposed rule on Voluntary Liquidation of credit unions; NCUA proposal on stress testing and advanced capital planning; NCUA proposal on prompt corrective action and risk-based capital; White House regarding the need for a credit union representative on the Board of Governors at the Federal Reserve; Expanding credit union investment authority to include permissible investments in derivatives, securitization and mortgage servicing rights; Modernization of the NCUAs fixed assets rule; Improve the process for credit unions seeking changes to their field of membership; Increasing the number of transfers allowed to be made per month from savings accounts under Regulation D; Added flexibility for credit unions that offer member business loans; Requirement to disclose account numbers to protect the privacy of members; Advertising requirements for loan products and share accounts; Modernization of NCUA advertising requirements; Improvements to the NCUA Central Liquidity Facility by removing the subscription requirement for membership and permanently removing the borrowing cap; Flexibility for federal credit unions to determine their choice of law; Update and make improvements to regulations governing check processing and funds availability; Eliminate redundant NCUA requirements to provide copies of appraisals upon request; Examination fairness provisions for credit unions; NCUA proposed rulemaking regarding requirements for contacts with federal credit unions and exam sites; CFPB requirements involving remittance transfers under the Electronic Fund Transfer Act; Home Mortgage Disclosure Act changes by the CFPB that go beyond requirements in Dodd-Frank; CFPB combining Truth in Lending Act and Real Estate Settlement Procedures Act disclosures; Consumer Financial Protection Bureau (CFPB) mortgage-related regulations; CFPB ability-to-repay/ qualified mortgage rule; CFPB consideration of prepaid card issues; Overdraft Protection; CFPB consumer complaint database; Need for legal opinion letters from the CFPB; Financial Stability Oversight Council and regulatory coordination; Data Security; Federal standards for safe keeping of information and data breach notification for merchants; Department of Justice Operation Choke Point initiative; NCUA oversight; Regulatory relief for our nations credit unions; Legislative changes to provide regulatory relief for our nations credit unions; Regulatory Relief for Credit Unions Act of 2013 (H.R. 2572); Administrative improvements for the powers of the NCUA; NCUA ability to grant parity to a federal credit union on a broader state rule; NCUA ability to delay the implementation of a CFPB rule that applies to credit unions; Requirement of a look-back cost-benefit analysis of CFPB and NCUA rules; Examination fairness for credit unions; Financial Institutions Examination Fairness and Reform Act (S. 727); Financial Institutions Examination Fairness and Reform Act (H.R. 1553); Supplemental capital for credit unions; Capital Access for Small Businesses and Jobs Act (H.R. 719); NCUA authorization to further establish special capital requirements for newly chartered federal credit unions that recognize the unique nature and challenges of starting a new credit union; Changes to outdated corporate governance provisions in the Federal Credit Union Act; Improvements to field of membership restrictions for credit unions that face expanding criteria for defining urban and rural; Allowing voluntary mergers involving multiple common bond credit unions and allowing credit unions that convert to community charters to retain their current select employee groups; Allowing all credit unions to add underserved areas to their field of membership; Credit union member business lending; Credit Union Small Business Jobs Creation Act (H.R. 688); Small Business Lending Enhancement Act of 2013 (S. 968); Credit Union Residential Loan Parity Act (H.R. 4226); Flexibility with credit union investment authority; NCUA flexibility in handling credit union lending and maturities for certain loans; Share insurance coverage for Interest on Lawyers Trust Accounts (IOLTAs); Credit Union Share Insurance Fund Parity Act (H.R. 3468); Annual privacy notices requirements for financial institutions; Eliminate Privacy Notice Confusion Act (H.R. 749);Privacy Notice Modernization Act (S. 635); Data security standards to address breaches at the hands of merchants; Cyber security; Data Security and Breach Notification Act (S. 1193); Data Security Act. (S. 1927); Data Security and Breach Notification Act. (S. 1976); Personal Data Privacy and Security Act. (S. 1897); Personal Data Protection and Breach Accountability Act. (S. 1995); Mortgage Choice Act (H.R. 3211); Consumer Mortgage Choice Act (H.R. 1077); Consumer Mortgage Choice Act (S.949); Mortgage Choice Act (S. 1577); Bureau Advisory Commission Transparency Act (H.R. 4262); Financial Stability Oversight Council Transparency and Accountability Act (H.R. 4387); Bureau Research Transparency Act (H.R. 4539);Bureau Examination Fairness Act (H.R. 4804); Portfolio Lending and Mortgage Access Act (H.R. 2673); Community Institution Mortgage Relief Act (H.R. 4521); Financial Regulatory Clarity Act (H.R. 4466);Consumer Financial Protection Bureau Rural Designation Petition and Correction Act (H.R. 2672); HELP Rural Communities Act (S.1916);Patent Reform; Patent demand letters; Patent Quality Improvement Act (S.866); Patent Abuse Reduction Act of 2013 (S.1013); Patent Litigation Integrity Act of 2013(S.1612); Patent Transparency and Improvements Act of 2013 (S.1720); Transparency in Assertion of Patents Act (S.2049); Patent Litigation and Innovation Act of 2013 (H.R.2639);Innovation Act (H.R. 3309); Searching for and Cutting Regulations that are Unnecessarily Burdensome (SCRUB) Act (H.R. 4874); Housing Finance Reform; Policy decisions impacting the future of Fannie Mae and Freddie Mac; Housing Finance Reform and Taxpayer Protection Act of 2013 (S. 1217); Protecting American Taxpayers and Homeowners Act of 2013 (H.R. 2767); Johnson-Crapo housing finance reform discussion draft; Retention of the credit union tax exemption; Tax Reform Act of 2014 discussion draft; Tax extenders; Debit interchange fees; Federal Reserves rule liming the fees that financial institutions can charge merchants for processing debit card transactions; Student lending; Asset thresholds in the Dodd-Frank Act; Asset threshold for CFPB examination; Defense Base Closure and Realignment Commission (BRAC); Servicemembers Civil Relief Act (SCRA); The Military Lending Act; To amend the Servicemembers Civil Relief Act to provide surviving spouses with certain protections relating to mortgages and mortgage foreclosures, and for other purposes (H.R. 821); Fairness for Military Homeowners Act of 2013 (H.R. 1223); Military Savings Act of 2013 (S. 1741); Military Family Home Protection Act (H.R. 1842); Carl Levin National Defense Authorization Act for Fiscal Year 2015 (S. 2410); Howard P. "Buck" McKeon National Defense Authorization Act for Fiscal Year 2015 (H.R. 4435).

Client expense: $480,000 · Firm income: Not reported

Government targets: Commodity Futures Trading Commission (CFTC), Defense, Dept of (DOD), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), Financial Crimes Enforcement Network (FinCEN), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Natl Credit Union Administration (NCUA), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of, White House Office

H.R. 1062, the SEC Regulatory Accountability Act (all provisions)H.R. 3913: To amend the Bank Holding Company Act of 1956 to require agencies to make considerations relating to the promotion of efficiency, competition, and capital formation before issuing or modifying certain regulations. H.R. 4387 FSOC Transparency and Accountability Act

Client expense: $10,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S. 1217 - Housing Finance Reform and Taxpayer Protection Act of 2013 (Corker-Warner) S. 1526 - Audit Integrity and Job Protection Act (Toomey) S. 1897 - Personal Data Privacy and Security Act of 2014 (Leahy) H.R. 1003 - To improve consideration by the CFTC of the costs and benefits of regulations (Conaway) H.R. 1062 - SEC Regulatory Accountability Act (Garrett) H.R. 1564 - Audit Integrity and Job Protection Act (Hurt) H.R. 1627 - Investment Adviser Examination Improvement Act of 2013 (Waters) H.R. 2733 - Defending American Taxpayers from Abusive Government Takings Act (Campbell) H.R. 3448 - Small Cap Liquidity Reform Act of 2013 (Duffy) H.R. 4387 - FSOC Transparency and Accountability Act (Garrett) H.R. 4413 - Garrett Amendment to Customer Protection and End User Relief Act H.R. 4881 - One Year Moratorium on Authority of FSOC to make SIFI Determinations (Neugebauer) Money Market Mutual Funds FSOC Review of Asset Management Sector for Potential SIFI Designations Volcker Rule Exchange-Traded Funds Eminent Domain Structure of the U.S. Securities Markets Non-Deliverable Forwards Proxy Advisory Services Uniform Fiduciary Standard for Broker-Dealers and Investment Advisers

Client expense: $1,190,150 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Treasury, Dept of

Implementation issues related to the Dodd-Frank Wall Street Reform and Consumer Protection Act (P.L. 111-203); H.R.701, To amend a provision of the Securities Act of 1933 directing the Securities and Exchange Commission to add a particular class of securities to those exempted under such Act to provide a deadline for such action; H.R.801, Holding Company Registration Threshold Equalization Act of 2014; H.R.1341, Financial Competitive Act of 2013;H.R.634, Business Risk Mitigation and Price Stabilization Act of 2013; H.R.677, Inter-Affiliate Swap Clarification Act; H.R.992, Swaps Regulatory Improvement Act; H.R.1256, Swap Jurisdiction Certainty Act; S.1003, A bill to amend the Higher Education Act of 1965 to reset interest rates for new student loans; S.953, Student Loan Affordability Act; H.R.1979/S.897, Bank on Students Loan Fairness Act; H.R.1911, Smarter Solutions for Students Act; S.798, TBTF Act (Terminating Bailouts for Taxpayer Fairness Act of 2013); H.R.4167, Restoring Proven Financing for American Employers Act; H.R.4200, SBIC Advisers Relief Act; H.R.4554, Restricted Securities Relief Act; H.R.4568, Small Business Freedom to Grow Act; H.R.4571, To direct the Securities and Exchange Commission to revise its rules so as to increase the threshold amount for requiring issuers to provide certain disclosures relating to compensatory benefit plans; H.R.4569, Disclosure Modernization and Simplification Act; H.R.4570, Private Placement Improvement Act; H.R.4565, Startup Capital Modernization Act; H.R.2673, Portfolio Lending and Mortgage Access Act; H.R.4466, Financial Regulatory Clarity Act; H.R.4881, a bill to place a 6-month moratorium on the authority of the Financial Stability Oversight Council to make financial stability determinations; H.R.4387, the FSOC Transparency and Accountability Act; financial services issues.

Client expense: Not reported · Firm income: $40,000

Government targets: Commodity Futures Trading Commission (CFTC), HOUSE OF REPRESENTATIVES, SENATE

See addendum.S. 215, the Federal Reserve Single Mandate Act of 2013 (all provisions) S. 450, the Financial Regulatory Responsibility Act of 2013 (all provisions) H.R. 1062, the SEC Regulatory Accountability Act (all provisions) H.R. 2446, the Responsible Consumer Financial Protection Regulations Act of 2013 H.R. 3193, the Consumer Financial Protection Safety and Soundness Improvement Act of 2013 H.R. 3928, Federal Reserve Accountability and Transparency Act of 2014 H.R. 3913, to amend the Bank Holding Company Act of 1956 to require agencies to make considerations relating to the promotion of efficiency, competition, and capital formation before issuing or modifying certain regulations H.R. 4387, FSOC Transparency and Accountability Act H.R. 4383, Bureau of Consumer Financial Protection Small Business Advisory Board Act H.R. 4262, Bureau Advisory Commission Transparency Act H.R. 4539, Bureau Research Transparency Act H.R. 4684, Bureau Guidance Transparency Act

Client expense: $1,960,000 · Firm income: Not reported

Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Closing the $162 million loophole for bonus compensation, Section 956 of Dodd-Frank on executive compensation, Corporate governance in Dodd/Frank, Too big to jail institutions/transparency, HR 4811-Bureau Guidance Transparency Act, HR 4564-Equity Crowdfunding Act of 2014, HR 4697-Small Cap Access to Capital Act, HR 2629-Fostering Innovation Act, HR 4554-Restricted Securities Relief Act of 2014, HR 4568-Small Business Freedom to Grow Act, HR 4570-Private Placement Improvement Act of2014, HR 4565-Startup Capital Modernization Act of 2014, HR 4571-Direct SEC to increase threshold amount for disclosure of compensating benefit plans, HR 4387-FSOC Transparency & Accountability Act, HR 3389-CFPB Slush Fund elimination act of 2013, HR 4413-Consumer Protection End User relief act, HR 3711 & S 1282-21st Century Glass Steagall Act, Volcker rule implementation, postal banking.

Client expense: $70,000 · Firm income: Not reported

Government targets: Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), HOUSE OF REPRESENTATIVES, Natl Security Council (NSC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, U.S. Trade Representative (USTR), White House Office