Automatic IRA Act of 2006

Pension Annuity for You Act; S. 1359, Retirement Savings and Security Act; proposals related to automatic enrollment and default investments including S. 875, Save More for Retirement Act; H.R. 1508, 401(k) Auto-enrollment Act; S. 2431, Savings Competitiveness Act, and S. 3952/H.R. 6210, Automatic IRA Act of 2006; H.R. 1960/H.R. 1961, Pension Preservation and Portability Act; H.R. 2830 Pension Protection Act; S. 1783, Pension Security and Transparency Act; H.R. 4, Pension Protection Act; S. 3951, Women's Retirement Security Act; proposals related to longevity and insurance and the "safest available annuity" standard; recommendations of the President's Advisory Panel on Tax Reform, specifically the proposal for Save at Work plans; proposals related to legislation on women's retirement needs; proposals related to longevity insurance; proposals making technical corrections to The Pension Protection Act. Savings proposals in the President's FY 2007 Budget, particularly Employer Retirement Savings Accounts; H.R. 1161/S. 547, to provide for employer retirement savings accounts; proposals designed to encourage annuities, including H.R. 2951, Lifetime

Client expense: Not reported · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB), SENATE

Retirement Savings and Security Act; proposals related to automatic enrollment including S. 875, Save More for Retirement; H.R. 1508, 401(k) Auto-Enrollment Act; S. 3952/H.R. 6210, Automatic IRA Act and S. 2431, Savings Competitiveness Act; H.R. 2830, Pension Protection Act; S. 1783, Pension Security and Transparency Act; H.R. 2951, Lifetime Pension Annuity for You Act; proposals related to legislation on women's retirement needs. H.R. 4, Pension Protection Act of 2006; proposals making technical corrections to The Pension Protection Act of 2006. Proposed DOL regulations on changes to the Form 5500 annual filing requirements for employee benefit plans. Savings proposals included in the President's FY 2007 Budget and legislation carrying out those proposals including H.R. 1161, H.R. 1162, H.R. 1163, S. 545, S. 546, S. 547; S. 219/1953, National Employee Savings and Trust Equity Guarantee Act; S. 1359,

Client expense: Not reported · Firm income: $40,000

Government targets: HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB), SENATE

Lifetime Savings Account Act of 2005; H.R. 1508, Automatic Enrollment Act of 2005 H.R. 1960, Pension Preservation and Savings Expansion Act of 2005 H.R. 1961, Pension Preservation and Savings Expansion Act of 2005 H.R. 2830, Pension Protection Act of 2005 H.R. 2831, Pension Preservation and Portability Act of 2005 H.R. 2951, Lifetime Pension Annuity for You Act of 2005 H.R. 3912, The Flexible Retirement Security for Life Act H.R. 4241, House Budget Reconciliation Bill H.R. 6210, Automatic IRA Act S. 219, National Empoyee Savings and Trust Equity Guarantee Act of 2005 (NESTEG), all provisions relating to defined benefit, plan funding reforms S. 381, The Retirement Security for Life Act S. 545, Lifetime Savings Account Act of 2005 S. 546, Retirement Savings Account Act S. 547, A bill to amend the Internal Revenue Code of 1986 to provide for employer retirement savings accounts, and for other purposes S. 875, Save More for Retirement Act of 2005 S. 1304, Pension Benefits Protection Act S. 1359, Retirement Savings and Security Act of 2005 S. 1783, The Pension Security and Transparency Act of 2005 S. 1819, 401(k) Enhancement Act: Encouraging Retirement Savings S. 1932, Senate Budget Reconciliation Bill S. 2431, Savings Competitiveness Act of 2006 S. 3951, Women's Retirement Security Act of 2006 S. 3952, Automatic IRA Act Proposals related to legislation on women's retirement needs; proposals making technical corrections to The Pension Protection Act. H.R. 4, Pension Protection Act of 2006; H.R. 819, The Retirement Security for Life Act; H.R. 1161, A bill to amend the Internal Revenue Code to provide for employee retirement savings accounts; H.R. 1162, Retirement Savings Account Act; H.R. 1163,

Client expense: Not reported · Firm income: $40,000

certain plans; H.R. 1960/1961, The Pension Preservation and Savings Expansion Act S. 219/S. 1953, National Employee Savings and Trust Equity Guarantee Act S. 1783, Pension Security and Transparency Act H.R. 4, Pension Protection Act S. 3951, Women's Retirement Security Act of 2006 Savings proposals in the President's Fiscal year 2007 budget Issues related to automatic enrollment including S. 875, Save More for Retirement Act, H.R. 1508, 401(k) Auto-enrollment Act, S. 3952/H.R. 6210, Automatic IRA Act of 2006, and S. 2431 Savings Competitiveness Act Issues related to executive compensation Proposals related to legislation on women's retirement needs. Proposals making Technical Corrections to the Pension Protection Act Issues related to default investments H.R. 2830, Pension Protection Act; H.R. 2831, Pension Preservation and Portability Act; S. 1359, Retirement Savings and Security Act; H.R., 2233/S. 991, Pension Fairness and Full Disclosures Act; H.R. 2327/S. 1158, To impose a moratorium on terminations of

Client expense: Not reported · Firm income: $100,000

Annuity for You Act; S. 219/S. 1953, National Employee Savings and Trust Equity Guarantee Act; H.R. 2830, Pension Protection Act; H.R. 1783 Pension Security and Transparency Act; H.R. 4, Pension Protection Act; S. 3951, Women's Retirement Security Act; S. 3952,/H.R. 6210, Automatic IRA Act; S. 2431, Savings Competitiveness Act of 2006; recommendations of the President's Advisory Panel on Tax Reform, particularly the proposal for Save at Work plans. Proposals related to legislation on women's retirement needs; proposals making technical corrections to The Pension Protection Act. Savings proposals in the President's FY 2007 Budget, particularly Employer Retirement Savings Accounts; H.R. 1161/S. 547, to provide for employer retirement savings accounts, S. 1359, Retirement Savings and Security Act; H.R. 2951, Lifetime Pension

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB), SENATE

Retirement Savings Account Act; H.R. 1163/S. 545, Lifetime Savings Account Act; defined contribution plan reform proposals; proposals relating to automatic enrollment and default investments, including S. 875, Save More for Retirement Act, S. 3952/H.R. 6210, Automatic IRA Act of 2006 and S. 2431, Savings Competitiveness Act and H.R. 1508, 401(k) Auto-enrollment Act; H.R. 2830, Pension Protection Act; S. 1359, Retirement Savings and Security Act; S. 1783, Pension Security and Transparency Act; H.R. 4, Pension Protection Act; S. 3951, Women's Retirement Security Act; proposals making techincal corrections to The Pension Protection Act. S. 219/S. 1953, National Employee Savings and Trust Equity Guarantee Act; Savings proposals included in the President's FY 2007 Budget and legislation carrying out those proposals including H.R. 1161/S. 547, to provide for ERSAs; H.R. 1162/S. 546,

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB), SENATE

annuitization including H.R. 819 and S.381, The Retirement Security for Life Act and H.R. 2951, Lifetime Pension Annuity for You Act, S.602/H.R. 1262 Ronald Reagan Alzheimer's Breakthrough Act; H.R. 2682/S1244 Long-term Care and Retirement Security Act; H.R. 2830, Pension Protection Act of 2005; S.1359, Retirement Savings and Security Act of 2005, H.R. 1161/S.547 to provide for ERSAs; H.R. 1162/S.546, Retirement Savings Account; H.R. 1163/S.545, Lifetime Savings Account; S. 1783, Pension Security and Transparency Act; Proposals related to longevity insurance; Proposals related to legislation on women's retirement needs, including S.3951, Women's Retirement Security Act H.R.4, Pension Protection Act of 2006; Proposals making technical correction to The Pension Protection Act; S.2431, Savings Competitiveness Act; S.3952/H.R.6210, Automatic IRA Act of 2006; Long-term Care Proposals; Proposals related to default investments. H.R. 1960/H.R., 1961 Pension Preservation and Savings Expansion Act; savings proposals in the President's FY 2007 Budget; S.219/S.1953 National Employee Savings and Trust Equity Guarantee Act; proposals related to hybrid plans; proposals related to

Client expense: Not reported · Firm income: $40,000

annuitization including H.R. 819 and S.381, The Retirement Security for Life Act and H.R. 2951, Lifetime Pension Annuity for You Act, S.602/H.R. 1262 Ronald Reagan Alzheimer's Breakthrough Act; H.R. 2682/S1244 Long-term Care and Retirement Security Act; H.R. 2830, Pension Protection Act of 2005; S.1359, Retirement Savings and Security Act of 2005, H.R. 1161/S.547 to provide for ERSAs; H.R. 1162/S.546, Retirement Savings Account; H.R. 1163/S.545, Lifetime Savings Account; S. 1783, Pension Security and Transparency Act; Proposals related to longevity insurance; Proposals related to legislation on women's retirement needs, including S.3951, Women's Retirement Security Act H.R.4, Pension Protection Act of 2006; Proposals making technical correction to The Pension Protection Act; S.2431, Savings Competitiveness Act; S.3952/H.R.6210, Automatic IRA Act of 2006; Long-term Care Proposals; Proposals related to default investments. H.R. 1960/H.R., 1961 Pension Preservation and Savings Expansion Act; savings proposals in the President's FY 2007 Budget; S.219/S.1953 National Employee Savings and Trust Equity Guarantee Act; proposals related to hybrid plans; proposals related to

Client expense: Not reported · Firm income: $40,000

2. Pension Protection Act of 2004 (H.R. 4) 3. Individual Social Security Investment Program Act (H.R. 530) 4. Retirement Security for Life Act (H.R. 819) 5. Tax Relief and Health Care Act (H.R. 6111) 6. Employee Pension Preservation and Taxpayer Protection Act (H.R. 2106) 7. Employee Benefits Protection Act (H.R. 1058) 8. 401(k) Automatic Enrollment Act (H.R. 1508) 9. Social Security Personal Savings Guarantee and Prosperity Act (H.R. 1776) 10. Individual and Workplace Retirement Savings Promotion Act (H.R. 1960) 11. Pension Preservation and Savings Expansion Act (H.R. 1961) 12. Pension Fairness and Full Disclosure Act (H.R. 2233) 13. Pension Security Disclosure Act (H.R. 2321) 14. Six-month Moratorium Bill (H.R. 2327) 15. The Pension Protection Act (H.R. 2830) 16. The Pension Preservation and Portability Act (H.R. 2831) 17. FY 2006 Appropriations bill for the U.S. Departments of Labor, HHS and Education (H.R. 3010) 18. Growing Real Ownership for Workers (H.R. 3304) 19. Tax Technical Corrections Act of 2005 (H.R. 3376) 20. Deficit Reduction Act (H.R. 4241) 21. Tax Increase Prevention and Reconciliation Act (H.R. 4297) 22. Budget Resolution for Fiscal Year 2006 23. National Employee Savings and Trust Equity Guarantee Act (S. 219) 24. Retirement Security for Life Act (S. 381) 25. Social Security Personal Savings Guarantee and Prosperity Act (S. 857) 26. Saving Social Security Act (S. 540) 27. Lifetime Savings Account Act (S. 545 and H.R. 1163) 28. Retirement Savings Account Act (S. 546 and H.R. 1162) 29. Employee Retirement Savings Account Act (S. 547 and H.R. 1161) 30. Save More for Retirement Act (S. 875) 31. Pension Fairness and Full Disclosure Act (S. 991) 32. Stop the Raid on Social Security Act (S. 1302) 33. Pension Benefits Protection Act (S. 1304) 34. Retirement Savings and Security Act (S. 1359) 35. Tax Technical Corrections Act of 2005 (S. 1447) 36. Deficit Reduction Omnibus Reconciliation Act (S. 1932) 37. Women’s Retirement Security Act (S.3951) 38. Kennedy-Hatch Retirement Equity Amendment (No.4857) on DOD Appropriations Bill (H.R. 5631) 39. The Gulf Opportunity Zone Act (H.R. 4440) 40. Pension Security and Transparency Act (S. 1783) 41. Tax Relief Extension Reconciliation Act (H.R. 4297/S. 2020) 42. Defined Benefit Security Act 43. Pension Benefits Protection Act (H.R. 4052/S. 1304) 44. Older Worker Opportunity Act (S. 1826) 45. Amerisave 46. Long-Term Care and Retirement Security Act (H.R. 2682/S. 1244) 47. 401(k) Enhancement Act: Encouraging Retirement Savings (S. 1819)\ 48. Deficit Reduction Act (s. 1932) 49. Savings Competitiveness Act of 2006 (s. 2431) 50. Tax Technical Corrections Act (S. 4026/H.R. 6264) 51. Automatic IRA Act (S. 3952) 1. Safe, Accountable, Flexible and Efficient Transportation Equity Act (H.R. 3)

H.R.3111.IH, Employee Stock Ownership Plan Promotion and Improvement Act of 2005 H.R.3249.IH, Social Security Disability Determination Simplification Act of 2005 S.2919, To amend title IV of the Employee Retirement Income Security Act of 1974 to establish a Director of the Pension Benefit Guaranty Corporation and the Internal Revenue Code of 1986 to increase certain penalties, and for other purposes. H.R.4, Pension Protection Act of 2006 H.R.2121, To amend the Internal Revenue Code of 1986 to allow individuals to defer recognition of reinvested capital gains distributions from regulated investment companies. H.R.2830, Pension Security and Transparency Act of 2005 S.RES.550, A resolution designating October 22 through October 28, 2006, as "National Save for Retirement Week". H.R.6210, To amend the Internal Revenue Code of 1986 to allow employees not covered by qualified retirement plans to save for retirement through automatic payroll deposit IRAs, to facilitate similar saving by the self-employed, and for other purposes. S.3817, A bill to amend the Internal Revenue Code of 1986 to provide a tax credit for certain entities making matching contributions to retirement plans. H.R.4, To provide economic security for all Americans, and for other purposes. S.3951, A bill to amend the Internal Revenue Code of 1986 and the Employee Retirement Income Security Act of 1974 to increase the retirement security of women and small business owners, and for other purposes. S.3952, A bill to amend the Internal Revenue Code of 1986 to allow employees not covered by qualified retirement plans to save for retirement through automatic payroll deposit IRAs, to facilitate similar savings by the self-employed, and for other purposes. S.3839, A bill to amend title II of the Social Security Act to provide that the eligibility requirement for disability insurance benefits under which an individual must have 20 quarters of Social Security coverage in the 40 quarters preceding a disability shall not be applicable in the case of a disabled individual suffering from a covered terminal disease. S.3715, A bill to amend the Internal Revenue Code of 1986 and the Employee Retirement Income Security Act of 1974 to provide for the treatment of eligible combined defined benefit plans and qualified cash or deferred arrangements. S.1588.IS, To amend title XVI of the Social Security Act to clarify that the value of certain funeral and burial arrangements are not to be considered available resources under the supplemental... H.R.3459.IH, To amend title II of the Social Security Act to provide that a monthly insurance benefit there under shall be paid for the month in which the recipient dies. S.1783.PCS, Pension Security and Transparency Act of 2005 H.R.3899.IH, Small Employer Defined Benefit Expansion Act H.R.3789.IH, To amend title I of the Employee Retirement Income Security Act of 1974 to provide, in the case of an employee welfare benefit plan providing benefits in the event of disability, an... H.R.3751.IH, Retirement Account Emergency Access Act of 2005 H.R.4055.IH, Employees' Pension Security Act of 2005 S.1819.IS, 401(k) Enhancement Act: Encouraging Retirement Savings H.R.3954.IH, Social Security COLA Protection Act of 2005 S.1795.IS, Social Security COLA Protection Act of 2005 S.1799.IS, Government Pension Offset Reform Act H.R.4421.IH, S Corporation Reform Act of 2005 S.2086.IS, IRA Equity Act of 2005 H.R.4274.IH, Preservation of Defined Benefit Plans Act of 2005 H.R.2951.IH, Lifetime Pension Annuity for You Act of 2005 S.1359.IS, Retirement Savings and Security Act of 2005 S.2431, Savings Competitiveness Act of 2006 S.2919, To amend title IV of the Employee Retirement Income Security Act of 1974 to establish a Director of the Pension Benefit Guaranty Corporation and the Internal Revenue Code of 1986 to increase certain penalties, and for other purposes. H.R. 2121, To amend the Internal Revenue Code of 1986 to allow individuals to defer recognition of reinvested capital gains distributions from regulated investment companies. H.R.2830, Pension Security and Transparency Act of 2005 H.R.4965, To amend title II of the Social Security Act to provide that a duty of the Board of Trustees of the Social Security Trust funds is to hold them in trust for the beneficiaries and to ensure that the assets of such trust funds are not diverted, and to authorize investment of such trust funds in securities that are not limited to obligations of the United States or obligations guaranteed as to principal and interest by the United States. H.R.5424, To allow certain existing retirement plans maintained by churches to continue to provide annuities directly to participants rather than through an insurance company. H.R.5507, To establish procedures for the issuance by the Commissioner of Social Security of `no match' letters to employers, and for the notification of the Secretary of Homeland Security regarding such letters. S.2431, Savings Competitiveness Act of 2006

Worker training in Gulf States H.R. 4 Pension Protection Act of 2006 H.R. 6210 Automatic IRA Act of 2006 S. 3952 Automatic IRA Act of 2006 Rule Making regarding definition of Internet applicant

Client expense: $224,004 · Firm income: Not reported

Government targets: Energy, Dept of, HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Office of Management & Budget (OMB), SENATE, State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Trade Representative (USTR)

Competitiveness Act; Proposals relating to qualified annuity incentives; Proposals affecting section 403(b) and section 457 arrangements; Proposals making technical corrections to H.R. 4, Pension Protection Act; Savings proposals in the President's FY 2007 Budget; Investment education legislative proposals related to DOL Interpretive Bulletin 96-1; proposals related to legislation on women's retirement needs. S. 1359 Retirement Savings and Security Act; H.R. 2830, Pension Protection Act; S. 1783, Pension Security and Transparency Act. H.R. 4, Pension Protection Act. S.3951 Women's Retirement Security Act; S.3952/H.R. 6210 Automatic IRA Act; S.2431, Savings

Client expense: Not reported · Firm income: $40,000

Government targets: HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB), SENATE

H.R. 1161 – Employer Retirement Savings Accounts. H.R. 1162 – Retirement Savings Account Act H.R. 1163 – Lifetime Savings Account Act of 2005 H.R. 2682 – Long-Term Care and Retirement Security Act of 2005 H.R. 2830 – Pension Protection Act of 2005 H.R. 3254 – CARE Act H.R. 3912- Flexible Retirement Security for Life Act H.R. 4104 – Qualified Long Term Care Fairness Act H.R. 4220 – Long Term Care Tax Reduction Act of 2005 S. 381 -- Retirement Security for Life Act of 2005 S. 545 – Lifetime Savings Account Act of 2005. S. 546 – Retirement Savings Account Act. S. 547– Employer Retirement Savings Accounts. S. 602 – Ronald Reagan Alzheimer’s Breakthrough Act of 2005. S. 723 – SIMPLE Cafeteria Plan Act of 2005 S. 1225 – Access to Affordable Health Insurance Act S. 1244 -- Long-Term Care and Retirement Security Act of 2005. S. 1359 – Retirement Savings and Security Act of 2005 S. 1602- Improving Long-Term Care Choices Act S. 1706 – Long Term Care Act S. 1783 – The Pension Security and Transparency Act of 2005 S. 1932 – Deficit Reduction Act S. 1951 – CLASS Act S. 1953 – National Employee Savings and Trust Equity Guarantee Act S. 2244- Caregiver Assistance and Relief Effort (CARE) Act S. 2254 – Caregiver Assistance and Relief Effort Act S. 2281 – Aging with Respect and Dignity Act S. 2397 – Long Term Care Trust Account Act S. 2431 – Savings Competitiveness Act of 2006. S. 2457 – Small Business Health Insurance Relief Act S. 3951 - Women's Retirement Security Act of 2006 S. 3952 - Automatic IRA Act of 2006 S. 6210 - Automatic IRA Act of 2006 H.R. 819- Retirement Security for Life Act of 2005 H.R. 976- Long Term Care Act of 2005 H.R. 1150- To amend the Internal Revenue Code of 1986 to provide a credit to individuals for certain long-term care expenses

Client expense: $4,392,150 · Firm income: Not reported