Fixed Indexed Annuities and Insurance Products Classification Act of 2009

HR 3055 Commerce, State, Justice and Related Agencies Appropriations Act, 2020" and "Agriculture, Rural Development, Food and Drug Administration, and Related Agencies Appropriations Act, 2020, all provisions relating to Supplemental Nutrition Assistance Payments and electronic benefits transfer programs using debit cards. HR 3351 Financial Services and General Government Appropriations Act, 2020, all provisions relating to credit card interchange. HR 2930/S 1389 Loan Shark Prevention Act, all provisions relating to credit rate caps. Issues pertaining to the implementation of P.L. 111-24 Credit Card Accountability Responsibility and Disclosure Act of 2009, all provisions.

Client expense: Not reported · Firm income: $30,000

Government targets: Consumer Financial Protection Bureau (CFPB), HOUSE OF REPRESENTATIVES, SENATE

Lobbying in favor of H.R. 2733 and S. 1389. Our client wants this legislation passed, as it would have the effect of overturning SEC Rule 151A. Rule 151A which would regulate fixed indexed annuities.

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Lobbying in favor of H.R. 2733 and S. 1389. Our client wants this legislation passed, as it would have the effect of overturning SEC Rule 151A. Rule 151A which would regulate fixed indexed annuities.

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 2748 - To amend the Internal Revenue Code of 1986 to encourage guaranteed lifetime income payments by excluding from income a portion of such payments. S. 1389 - A bill to clarify the exemption for certain annuity contracts and insurance policies from Federal regulation under the Securities Act of 1933. H.R. 1984 - To amend title I of the Employee Retirement Income Security Act of 1974 to provide special reporting and disclosure rules for individual account plans and to provide a minimum investment option requirement for such plans. H.R. 1988 - To amend title I of the Employee Retirement Income Security Act of 1974 to provide for independent investment advice for participants and beneficiaries under individual account plans. H.R. 2989 - To amend the Employee Retirement Income Security Act of 1974 to provide special reporting and disclosure rules for individual account plans and to provide a minimum investment option requirement for such plans, to amend such Act to provide for independent investment advice for participants and beneficiaries under individual account plans, and to amend such Act and the Internal Revenue Code of 1986 to provide transitional relief under certain pension funding rules added by the Pension Protection Act of 2006. H.R. 2779 - To amend the Internal Revenue Code of 1986 to provide transparency with respect to fees and expenses charged to participant-directed defined contribution plans, and to improve participant communication. S. 697 - A bill to amend the Public Health Service Act to help individuals with functional impairments and their families pay for services and supports that they need to maximize their functionality and independence and have choices about community participation, education, and employment, and for other purposes. H.R. 1721 - To amend the Public Health Service Act to help individuals with functional impairments and their families pay for services and supports that they need to maximize their functionality and independence and have choices about community participation, education, and employment, and for other purposes. H.R. 2733 - To clarify the exemption for certain annuity contracts and insurance policies from Federal regulation under the Securities Act of 1933.

Client expense: Not reported · Firm income: $60,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 2733 - Fixed Indexed Annuities and Insurance Products Classification Act of 2009; S. 1389 (Senate companion bill) - Supporting efforts to nullify/repeal SEC Rule 151A, H.R. 4173 Wall Street Reform and Consumer Protection Act

Client expense: Not reported · Firm income: $10,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 200/S. 61: HELPING FAMILIES SAVE THEIR HOMES IN BANKRUPTCY ACT OF 2009; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 225: EMERGENCY HOMEOWNERSHIP AND EQUALITY PROTECTION ACT; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 703: TO PROMOTE BANK LIQUIDITY AND LENDING THROUGH DEPOSIT INSURANCE, THE HOPE FOR HOMEOWNERS PROGRAM AND OTHER ENHANCEMENTS; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 788: TO PROVIDE SAFE HARBOR FOR MORTGAGE SERVICERS WHO ENGAGE IN SPECIFIED MORTGAGE LOAN MODIFICATIONS, AND FOR OTHER PURPOSES; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 977: DERIVATIVES MARKETS TRANSPARENCY AND ACCOUNTABILITY ACT OF 2009; PROVISIONS RELATED TO REGULATORY REFORM H.R. 1039: PROMOTING HEALTH INFORMATION TECHNOLOGY ACT OF 2009; PROVISIONS RELATED TO PRIVACY H.R. 1705/S. 566: FINANCIAL PRODUCT SAFETY COMMISSION ACT OF 2009; PROVISIONS RELATED TO REGULATORY REFORM H.R. 2221: DATA ACCOUNTABILITY AND TRUST ACT; PROVISIONS RELATED TO DATA SECURITY BREACH H.R. 2571/S. 1363: NONADMITTED AND REINSURANCE REFORM ACT OF 2009; PROVISIONS RELATED TO STREAMLINING REINSURANCE REGULATION H.R. 2733/S. 1389: FIXED INDEXED ANNUITIES AND INSURANCE PRODUCTS CLASSIFICATION ACT OF 2009; PROVISIONS RELATED TO ANNUITIES REGULATION (SEC RULE 151A) H.R. 3399: TO AMEND THE INTERNAL REVENUE CODE OF 1986 TO PERMIT THE CONSOLIDATION OF LIFE INSURANCE COMPANIES WITH OTHER COMPANIES; PROVISIONS RELATED TO TAXATION OF LIFE INSURANCE COMPANIES H.R. 3506: ELIMINATE PRIVACY NOTICE CONFUSION ACT; ISSUES RELATED TO DATA SECURITY BREACH H.R. 3596/S. 1681: HEALTH INSURANCE INDUSTRY ANTITRUST ENFORCEMENT ACT OF 2009; PROVISIONS RELATED TO INSURANCE ANTI-TRUST REGULATIONS (MCCARRON-FERGUSON) AND PRIVACY H.R. 3669: EMPLOYER-OWNED LIFE INSURANCE LIMITATION ACT; PROVISIONS RELATED TO COMPANY OWNED LIFE INSURANCE H.R. 3763: TO AMEND THE FAIR CREDIT REPORTING ACT TO PROVIDE FOR AN EXCLUSION FROM RED FLAG GUIDELINES FOR CERTAIN BUSINESSES; PROVISIONS RELATED TO HEALTH CARE H.R. 4173: DODD-FRANK WALL STREET REFORM AND CONSUMER PROTECTION ACT (FKA: RESTORING AMERICAN FINANCIAL STABILITY ACT OF 2010); ALL PROVISIONS OF THE BILL H.R. 4596: HOLOCAUST INSURANCE ACCOUNTABILITY ACT OF 2010; PROVISIONS RELATED TO INSURANCE REGULATORY REFORM H.CON.RES. 89: SUPPORTING THE GOALS AND OBJECTIVES OF THE PRAGUE CONFERENCE ON HOLOCAUST ERA ASSETS; PROVISIONS RELATED TO HOLOCAUST CLAIMS PERTAINING TO POLICIES ISSUED BY PARENT COMPANY, AEGON NV S. 139: DATA BREACH NOTIFICATION ACT; PROVISIONS RELATED TO DATA SECURITY BREACH S. 179: HEALTH INFORMATION TECHNOLOGY ACT OF 2009; PROVISIONS RELATED TO PRIVACY S. 272: DERIVATIVES TRADING INTEGRITY ACT OF 2009; PROVISIONS RELATED TO DERIVATIVES S.344: HEDGE FUND TRANSPARENCY ACT; PROVISIONS RELATED TO REGULATORY REFORM S. 444: NATIONAL HEALTH INFORMATION TECHNOLOGY AND PRIVACY ADVANCEMENT ACT OF 2009; PROVISIONS RELATED TO PRIVACY S. 1490: PERSONAL DATA PRIVACY AND SECURITY ACT OF 2009; PROVISIONS RELATED TO PRIVACY S. 3098: PROTECT OUR RECOVERY THROUGH OVERSIGHT OF PROPRIETARY (PROP) TRADING ACT OF 2010; PROVISIONS RELATED TO REGULATORY REFORM S. 3217: RESTORING AMERICAN FINANCIAL STABILITY ACT OF 2010; PROVISIONS RELATED TO REGULATORY REFORM

Client expense: $380,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 519: ELDER CAREGIVER SUPPORT AND INFORMATION ENHANCEMENT ACT OF 2009; PROVISIONS RELATED TO LONG TERM CARE INFORMATION CLEARINGHOUSE H.R. 1961: SAVINGS FOR AMERICAN FAMILIES FUTURE ACT OF 2009; PROVISIONS RELATED TO SAVERS' CREDIT H.R.1984: 401(K) FAIR DISCLOSURE FOR RETIREMENT SECURITY ACT OF 2009; PROVISIONS RELATED TO RETIREMENT PLAN FEE DISCLOSURE H.R. 1988: CONFLICTED INVESTMENT ADVICE PROHIBITION ACT OF 2009; PROVISIONS RELATED TO INVESTMENT ADVICE H.R. 2021: SAVINGS RECOVERY ACT OF 2009; PROVISIONS RELATED TO SAVERS CREDIT H.R. 2733/S. 1389: FIXED INDEXED ANNUITIES AND INSURANCE PRODUCTS CLASSIFICATION ACT OF 2009; PROVISIONS RELATED TO CLARIFICATION FOR FIXED ANNUITIES REGULATION H.R. 2748: RETIREMENT SECURITY NEEDS LIFETIME PAY ACT OF 2009; PROVISIONS RELATED TO TAX INCENTIVES FOR ANNUITIES H.R. 2779: DEFINED CONTRIBUTION PLAN FEE TRANSPARENCY ACT OF 2009; PROVISIONS RELATED TO 401(K) PLAN FEE DISCLOSURE H.R. 2792: RETIREMENT SAVINGS TRANSPARENCY ACT OF 2009; PROVISIONS RELATED TO PLAN FEE DISCLOSURE H.R. 2989: 401 (K) FAIR DISCLOSURE AND PENSION SECURITY ACT OF 2009; PROVISIONS RELATED TO RETIREMENT PLAN FEE DISCLOSURE H.R. 3551 /S. 1661/S. 906: SENIOR INVESTMENT PROTECTION ACT OF 2009; PROVISIONS RELATED TO PRODUCT SALES TO SENIORS AND ANNUITIES SALES H.R. 3590: THE PATIENT PROTECTION AND AFFORDABLE CARE ACT; PROVISIONS RELATED TO LONG TERM CARE FINANCING WITHIN HEALTH REFORM, AND MEDICARE TAX ON NONQUALIFIED ANNUITY INCOME H.R. 4126: RETIREMENT FAIRNESS ACT OF 2009; PROVISIONS RELATED TO MODIFICATION OF 401(K) PLAN RULES H.R. 4173: DODD-FRANK WALL STREET REFORM AND CONSUMER PROTECTION ACT (FKA: RESTORING AMERICAN FINANCIAL STABILITY ACT OF 2010); ALL PROVISIONS OF THE BILL H.R. 4213: UNEMPLOYMENT COMPENSATION EXTENSION ACT OF 2010 (FKA: AMERICAN JOBS AND CLOSING TAX LOOPHOLES ACT OF 2010); PROVISIONS RELATED TO 401(K) PLAN FEE DISCLOSURE H.R. 4626: HEALTH INSURANCE INDUSTRY FAIR COMPETITION ACT; PROVISIONS RELATED TO INSURANCE ANTI-TRUST REGULATIONS (MCCARRON-FERGUSON) H.R. 4742: SMALL BUSINESSES ADD VALUE FOR EMPLOYEES (SAVE) ACT OF 2009; PROVISIONS RELATED TO SIMPLIFICATION OF SIMPLE IRAS, AND VOLUNTARY AUTO IRAS H.R. 4872: HEALTH CARE AND EDUCATION RECONCILIATION ACT OF 2010; PROVISIONS RELATED TO LONG TERM CARE FINANCING WITHIN HEALTH CARE REFORM, AND UNEARNED INCOME TAXATION H.R. 5297: SMALL BUSINESS JOBS AND CREDIT ACT OF 2010; PROVISIONS RELATED TO PARTIAL ANNUITIZATION AND ROTH CONVERSIONS OF 401(K) SAVINGS S. 401: DEFINED CONTRIBUTION FEE DISCLOSURE ACT OF 2009; PROVISIONS RELATED TO 401(K) PLAN FEE DISCLOSURE S. 1177: CONFIDENCE IN LONG-TERM CARE INSURANCE ACT OF 2009; PROVISIONS RELATED TO CONSUMER PROTECTION IN LONG TERM CARE S. 1297: RETIREMENT SECURITY FOR LIFE ACT OF 2009; PROVISIONS RELATED TO NON-QUALIFIED ANNUITIES TAX INCENTIVES S. 1626: LONG TERM CARE INSURANCE INTEGRITY ACT OF 2009; PROVISIONS RELATED TO LONG TERM CARE S.1636: LONG TERM CARE INSURANCE CONSUMER RIGHT-TO-KNOW ACT OF 2009; PROVISIONS RELATED TO LONG TERM CARE CONSUMER PROTECTIONS S. 2832: LIFETIME INCOME DISCLOSURE ACT; PROVISIONS RELATED TO ANNUITY ILLUSTRATION ON BENEFIT STATEMENTS S. 3217: RESTORING AMERICAN FINANCIAL STABILITY ACT OF 2010; PROVISIONS RELATED TO REGULATORY REFORM

Client expense: $380,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 200/S. 61: HELPING FAMILIES SAVE THEIR HOMES IN BANKRUPTCY ACT OF 2009; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 225: EMERGENCY HOMEOWNERSHIP AND EQUALITY PROTECTION ACT; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 703: TO PROMOTE BANK LIQUIDITY AND LENDING THROUGH DEPOSIT INSURANCE, THE HOPE FOR HOMEOWNERS PROGRAM AND OTHER ENHANCEMENTS; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 788: TO PROVIDE SAFE HARBOR FOR MORTGAGE SERVICERS WHO ENGAGE IN SPECIFIED MORTGAGE LOAN MODIFICATIONS, AND FOR OTHER PURPOSES; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 977: DERIVATIVES MARKETS TRANSPARENCY AND ACCOUNTABILITY ACT OF 2009; PROVISIONS RELATED TO REGULATORY REFORM H.R. 1039: PROMOTING HEALTH INFORMATION TECHNOLOGY ACT OF 2009; PROVISIONS RELATED TO PRIVACY H.R. 1705/S. 566: FINANCIAL PRODUCT SAFETY COMMISSION ACT OF 2009; PROVISIONS RELATED TO REGULATORY REFORM H.R. 2221: DATA ACCOUNTABILITY AND TRUST ACT; PROVISIONS RELATED TO DATA SECURITY BREACH H.R. 2571/S. 1363: NONADMITTED AND REINSURANCE REFORM ACT OF 2009; PROVISIONS RELATED TO STREAMLINING REINSURANCE REGULATION H.R. 2733/S. 1389: FIXED INDEXED ANNUITIES AND INSURANCE PRODUCTS CLASSIFICATION ACT OF 2009; PROVISIONS RELATED TO ANNUITIES REGULATION (SEC RULE 151A) H.R. 3399: TO AMEND THE INTERNAL REVENUE CODE OF 1986 TO PERMIT THE CONSOLIDATION OF LIFE INSURANCE COMPANIES WITH OTHER COMPANIES; PROVISIONS RELATED TO TAXATION OF LIFE INSURANCE COMPANIES H.R. 3506: ELIMINATE PRIVACY NOTICE CONFUSION ACT; ISSUES RELATED TO DATA SECURITY BREACH H.R. 3596/S. 1681: HEALTH INSURANCE INDUSTRY ANTITRUST ENFORCEMENT ACT OF 2009; PROVISIONS RELATED TO INSURANCE ANTI-TRUST REGULATIONS (MCCARRON-FERGUSON) AND PRIVACY H.R. 3669: EMPLOYER-OWNED LIFE INSURANCE LIMITATION ACT; PROVISIONS RELATED TO COMPANY OWNED LIFE INSURANCE H.R. 3763: TO AMEND THE FAIR CREDIT REPORTING ACT TO PROVIDE FOR AN EXCLUSION FROM RED FLAG GUIDELINES FOR CERTAIN BUSINESSES; PROVISIONS RELATED TO HEALTH CARE H.R. 4173: DODD-FRANK WALL STREET REFORM AND CONSUMER PROTECTION ACT (FKA: RESTORING AMERICAN FINANCIAL STABILITY ACT OF 2010); ALL PROVISIONS OF THE BILL H.R. 4596: HOLOCAUST INSURANCE ACCOUNTABILITY ACT OF 2010; PROVISIONS RELATED TO INSURANCE REGULATORY REFORM H.R. 5993: SECURING AMERICA'S VETERANS INSURANCE NEEDS AND GOALS (SAVINGS) ACT OF 2010; ALL PROVISIONS OF THE BILL H.CON.RES. 89: SUPPORTING THE GOALS AND OBJECTIVES OF THE PRAGUE CONFERENCE ON HOLOCAUST ERA ASSETS; PROVISIONS RELATED TO HOLOCAUST CLAIMS PERTAINING TO POLICIES ISSUED BY PARENT COMPANY, AEGON NV S. 139: DATA BREACH NOTIFICATION ACT; PROVISIONS RELATED TO DATA SECURITY BREACH S. 179: HEALTH INFORMATION TECHNOLOGY ACT OF 2009; PROVISIONS RELATED TO PRIVACY S. 272: DERIVATIVES TRADING INTEGRITY ACT OF 2009; PROVISIONS RELATED TO DERIVATIVES S.344: HEDGE FUND TRANSPARENCY ACT; PROVISIONS RELATED TO REGULATORY REFORM S. 444: NATIONAL HEALTH INFORMATION TECHNOLOGY AND PRIVACY ADVANCEMENT ACT OF 2009; PROVISIONS RELATED TO PRIVACY S. 1490: PERSONAL DATA PRIVACY AND SECURITY ACT OF 2009; PROVISIONS RELATED TO PRIVACY S. 3098: PROTECT OUR RECOVERY THROUGH OVERSIGHT OF PROPRIETARY (PROP) TRADING ACT OF 2010; PROVISIONS RELATED TO REGULATORY REFORM S. 3217: RESTORING AMERICAN FINANCIAL STABILITY ACT OF 2010; PROVISIONS RELATED TO REGULATORY REFORM

Client expense: $380,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 200/S. 61: HELPING FAMILIES SAVE THEIR HOMES IN BANKRUPTCY ACT OF 2009; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 225: EMERGENCY HOMEOWNERSHIP AND EQUALITY PROTECTION ACT; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 703: TO PROMOTE BANK LIQUIDITY AND LENDING THROUGH DEPOSIT INSURANCE, THE HOPE FOR HOMEOWNERS PROGRAM AND OTHER ENHANCEMENTS; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 788: TO PROVIDE SAFE HARBOR FOR MORTGAGE SERVICERS WHO ENGAGE IN SPECIFIED MORTGAGE LOAN MODIFICATIONS, AND FOR OTHER PURPOSES; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 977: DERIVATIVES MARKETS TRANSPARENCY AND ACCOUNTABILITY ACT OF 2009; PROVISIONS RELATED TO REGULATORY REFORM H.R. 1039: PROMOTING HEALTH INFORMATION TECHNOLOGY ACT OF 2009; PROVISIONS RELATED TO PRIVACY H.R. 1705/S. 566: FINANCIAL PRODUCT SAFETY COMMISSION ACT OF 2009; PROVISIONS RELATED TO REGULATORY REFORM H.R. 2221: DATA ACCOUNTABILITY AND TRUST ACT; PROVISIONS RELATED TO DATA SECURITY BREACH H.R. 2571/S. 1363: NONADMITTED AND REINSURANCE REFORM ACT OF 2009; PROVISIONS RELATED TO STREAMLINING REINSURANCE REGULATION H.R. 2733/S. 1389: FIXED INDEXED ANNUITIES AND INSURANCE PRODUCTS CLASSIFICATION ACT OF 2009; PROVISIONS RELATED TO ANNUITIES REGULATION (SEC RULE 151A) H.R. 3399: TO AMEND THE INTERNAL REVENUE CODE OF 1986 TO PERMIT THE CONSOLIDATION OF LIFE INSURANCE COMPANIES WITH OTHER COMPANIES; PROVISIONS RELATED TO TAXATION OF LIFE INSURANCE COMPANIES H.R. 3506: ELIMINATE PRIVACY NOTICE CONFUSION ACT; ISSUES RELATED TO DATA SECURITY BREACH H.R. 3596/S. 1681: HEALTH INSURANCE INDUSTRY ANTITRUST ENFORCEMENT ACT OF 2009; PROVISIONS RELATED TO INSURANCE ANTI-TRUST REGULATIONS (MCCARRON-FERGUSON) AND PRIVACY H.R. 3669: EMPLOYER-OWNED LIFE INSURANCE LIMITATION ACT; PROVISIONS RELATED TO COMPANY OWNED LIFE INSURANCE H.R. 3763: TO AMEND THE FAIR CREDIT REPORTING ACT TO PROVIDE FOR AN EXCLUSION FROM RED FLAG GUIDELINES FOR CERTAIN BUSINESSES; PROVISIONS RELATED TO HEALTH CARE H.R. 4173: DODD-FRANK WALL STREET REFORM AND CONSUMER PROTECTION ACT (FKA: RESTORING AMERICAN FINANCIAL STABILITY ACT OF 2010); ALL PROVISIONS OF THE BILL H.R. 4596: HOLOCAUST INSURANCE ACCOUNTABILITY ACT OF 2010; PROVISIONS RELATED TO INSURANCE REGULATORY REFORM H.CON.RES. 89: SUPPORTING THE GOALS AND OBJECTIVES OF THE PRAGUE CONFERENCE ON HOLOCAUST ERA ASSETS; PROVISIONS RELATED TO HOLOCAUST CLAIMS PERTAINING TO POLICIES ISSUED BY PARENT COMPANY, AEGON NV S. 139: DATA BREACH NOTIFICATION ACT; PROVISIONS RELATED TO DATA SECURITY BREACH S. 179: HEALTH INFORMATION TECHNOLOGY ACT OF 2009; PROVISIONS RELATED TO PRIVACY S. 272: DERIVATIVES TRADING INTEGRITY ACT OF 2009; PROVISIONS RELATED TO DERIVATIVES S.344: HEDGE FUND TRANSPARENCY ACT; PROVISIONS RELATED TO REGULATORY REFORM S. 444: NATIONAL HEALTH INFORMATION TECHNOLOGY AND PRIVACY ADVANCEMENT ACT OF 2009; PROVISIONS RELATED TO PRIVACY S. 1490: PERSONAL DATA PRIVACY AND SECURITY ACT OF 2009; PROVISIONS RELATED TO PRIVACY S. 3098: PROTECT OUR RECOVERY THROUGH OVERSIGHT OF PROPRIETARY (PROP) TRADING ACT OF 2010; PROVISIONS RELATED TO REGULATORY REFORM S. 3217: RESTORING AMERICAN FINANCIAL STABILITY ACT OF 2010; PROVISIONS RELATED TO REGULATORY REFORM

Client expense: $380,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S. 139 Data Breach Notification Act S. 1074 Shareholder Bill of Rights Act of 2009 (proxy access) S. 1389 Fixed Indexed Annuities and Insurance Products Classification Act of 2009 S. 1964 Mutual Fund Transparency Act of 2009 S. 3258 Modernizing and Strengthening Investor Protection Act of 2010 S. 3742 Data Security and Breach Notification Act of 2010 H.R. 1160 Money Market Fund Parity Act of 2009 H.R. 2221 Data Accountability and Trust Act (notice of breach) H.R. 2733 Fixed Indexed Annuities and Insurance Products Classification Act of 2009 H.R. 2861 Shareholder Empowerment Act of 2009 (proxy access) H.R. 3351 Proxy Voting Transparency Act of 2009 H.R. 4790 Shareholder Protection Act of 2010 (political activity) H.R. 6334 American Community Investment Reform Act of 2010 (CRA) Money Market Mutual Fund Regulation

Client expense: $997,907 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Placing a moratorium on new appraisal rules HR 3044- A bill to impose an 18-month moratorium on the Home Valuation Code of Conduct Financial Regulatory Reform and clarification of individuals/entities classified as financial institutions HR 3126- Consumer Financial Protection Agency Act of 2009 HR 3310- Consumer Protection and Regulatory Enhancement Act HR 3996- A bill to improve financial stability, and for other purposes HR 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act S 3217- Restoring American Financial Stability Act of 2010 Red Flag Guideline Exclusions for Certain Businesses HR 3763- A bill amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses Small Business Lending HR 3380- Promoting Lending to America's Small Businesses Act of 2009 S 2919- Small Business Lending Enhancement Act of 2009 HR 5297- Small Business Lending Fund Act of 2010 HR 5302- State Small Business Credit Initiative Act of 2010 HR 5412- Small Business Asset Investment and Modernization (AIM) Act of 2010 S 2780- Small Business Intermediary Lending Pilot Program Act of 2009 HR 3854 - Small Business Financing and Investment Act of 2009 Clarification of Federal Regulation on Annuity Contracts and Insurance Policies S 1389 - Fixed Indexed Annuities and Insurance Products Classification Act of 2009 GSE Modification HR 5539 - Fannie Mae and Freddie Mac Transparency Act of 2010 Homeowner Relief Efforts HR 3066 - Temporary Mortgage Assistance Loan Act of 2009 HR 3068 - TARP for Main Street Act of 2009 S 2969 - Homeowners' Relief and Neighborhood Stabilization Act of 2010 Modification of Loans for Troubled Borrowers HR 788 - A bill to provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes Reverse Mortgages HR 4419 - Reverse Mortgage Elder Protection Act Foreclosure Mitigation & Relief Efforts; Safe Harbor Provisions for Mortgage Servicers; Homeowner Relief Efforts HR 384 - TARP Reform and Accountability Act of 2009 Mortgage Modifications for Troubled Homeowners S 1731 - Preserving Homes and Communities Act of 2009 FHA Loan Limit Increase; Increasing GSE Loan Limits HR 2483 - Increasing Homeownership Opportunities Act Use of TARP Funds for Homeowner Relief and Affordable Rental Housing; Homeowner Relief Efforts HR 3766 - Main Street TARP Act of 2009 Commercial Real Property Debt HR 5943 - Community Recovery and Enhancement (CRE) Act of 2010 Commercial Real Estate Investment HR 6317 - Investment in Commercial Real Estate Act of 2010 Improving Short Sale Processes HR 6133 - Prompt Decision for Qualification of Short Sale Act of 2010 Preventing Foreclosures and Allowing Refinancing of GSE Mortgages HR 6218 - Housing Opportunity and Mortgage Equity Act of 2010 Meetings with FDIC, SBA, and Treasury on small business lending Meetings with Treasury on Home Affordable Mortgage Program Roundtable with Treasury on Housing Finance, Generally Meetings with FHFA on Government Sponsored Enterprises

Client expense: $4,760,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Council on Environmental Quality (CEQ), Energy, Dept of, Environmental Protection Agency (EPA), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Internal Revenue Service (IRS), Labor, Dept of (DOL), Office of Management & Budget (OMB), SENATE, Small Business Administration (SBA), Transportation, Dept of (DOT), Treasury, Dept of, Veterans Affairs, Dept of (VA), Vice President of the U.S., White House Office

Retirement security issues including 401k fee disclosure, coverage expansion, and annuity issues. S.401 - Defined Contribution Fee Disclosure Act of 2009 - all provisions H.R.2779 - the Defined Contribution Plan Fee Transparency Act of 2009 - all provisions H.R.1984 - 401K Fair Disclosure for Retirement Security Act of 2009 - all provisions H.R.1988 Conflicted Investment Advice Prohibition Act of 2009 all provisions H.R.2989 - 401(k) Fair Disclosure and Pension Security Act of 2009 all provisions H.R.1961 Savings for American Families' Future Act of 2009 savings incentives provisions H.R.2748 - Retirement Security Needs Lifetime Pay Act all provisions S.1297 - Retirement Security for Life Act all provisions H.R.4742 SAVE Act of 2009 all provisions H.R.2733 / S.1389 - the Fixed Indexed Annuities and Insurance Products Classification Act of 2009 all provisions S.906 Senior Investor Protection Act (Kohl) suitability and agent titles provisions S.2832 Lifetime Income Disclosure Act all provisions H.R.4126 Retirement Fairness Act of 2009 all provisions H.R.3326 The Department of Defense Appropriations Act 2010 provisions to extend COBRA benefits S. 3760 - Automatic IRA Act of 2010 all provisions H.R. 6099 - Automatic IRA Act of 2010 all provisions H.R. 5297 - Small Business Jobs and Credit Act of 2010 / Small Business Lending Fund Act of 2010 provisions regarding partial annuitization

Client expense: $710,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

S. 344 Hedge Fund Transparency Act. Issue: Regulatory Reform. S. 179 Health Information Technology Act of 2009. Issue: Privacy S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification. H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification. H.R. 2221 - the "Accountability and Trust Act." Issue: Data Security Breach H.R. 2733/ S. 1389 - the "Fixed Indexed Annuities and Insurance Products Classification Act of 2009." Issue: SEC Rule 151A H.R. 3596 the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: McCarran-Ferguson. S. 1681 - the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: Privacy. S. 1490 the Personal Data Privacy and Security Act of 2009 A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy. H.R. 3763 a bill to amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. Issue: Health Care. S. 139 Title: the Data Breach Notification Act A bill to require Federal agencies, and persons engaged in interstate commerce, in possession of data containing sensitive personally identifiable information, to disclose any breach of such information. Issue: Data Security Breach. H.R. 3506 Title: the Eliminate Privacy Notification Confusion Act A bill to amend the Gramm-Leach-Bliley Act to provide an exception from the continuing requirement for annual privacy notices for financial institutions which do not share personal information with affiliates, and for other purposes. Issue: Data Security Breach. H.R. 4596 Title: the Holocaust Insurance Accountability Act of 2010. A bill to allow for enforcement of State disclosure laws and access to courts for covered Holocaust-era insurance policy claims. Issue: insurance regulatory reform. H.R. 5993/ S. 3718 Title: The Securing Americas Veterans Insurance Needs and Goals Act of 2010. A bill to ensure that beneficiaries of Servicemembers Group Life Insurance receive financial counseling and disclosure information regarding life insurance payments, and for other programs. Issue: insurance payments. H.R. 6529 Federal License for Reinsurance Act. To amend title 31, United States Code, to provide for a Federal license for reinsurers, and for other purposes. Issue: reinsurance. No bill number - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Regulatory Reform No bill number - Protect Our Recovery Through Oversight of Proprietary Trading Act. Issue: Regulatory Reform

Client expense: $1,631,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S. 344 - Hedge Fund Transparency Act. Issue: Regulatory Reform. H.R. 1039 - Promoting Health Information Technology Act of 2009. Issue: Privacy. S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification. H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification. H.R. 2221 - the "Accountability and Trust Act." Issue: Data Security Breach H.R. 2733/ S. 1389 - the "Fixed Indexed Annuities and Insurance Products Classification Act of 2009." Issue: SEC Rule 151A H.R. 3596 the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: McCarran-Ferguson. S. 1681 - the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: Privacy. S. 1490 the Personal Data Privacy and Security Act of 2009 A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy. H.R. 3763 a bill to amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. Issue: Health Care. S. 139 Title: the Data Breach Notification Act A bill to require Federal agencies, and persons engaged in interstate commerce, in possession of data containing sensitive personally identifiable information, to disclose any breach of such information. Issue: Data Security Breach. H.R. 3506 Title: the Eliminate Privacy Notification Confusion Act A bill to amend the Gramm-Leach-Bliley Act to provide an exception from the continuing requirement for annual privacy notices for financial institutions which do not share personal information with affiliates, and for other purposes. Issue: Data Security Breach. H.R. 4596 Title: the Holocaust Insurance Accountability Act of 2010. A bill to allow for enforcement of State disclosure laws and access to courts for covered Holocaust-era insurance policy claims. Issue: insurance regulatory reform. H.R. 5993/ S. 3718 Title: The Securing Americas Veterans Insurance Needs and Goals Act of 2010. A bill to ensure that beneficiaries of Servicemembers Group Life Insurance receive financial counseling and disclosure information regarding life insurance payments, and for other programs. Issue: insurance payments. H.R. 6529 Federal License for Reinsurance Act. To amend title 31, United States Code, to provide for a Federal license for reinsurers, and for other purposes. Issue: reinsurance. No bill number - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Regulatory Reform No bill number - Protect Our Recovery Through Oversight of Proprietary Trading Act. Issue: Regulatory Reform

Client expense: $1,631,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S. 344 Hedge Fund Transparency Act. Issue: Regulatory Reform. H.R. 1039 - Promoting Health Information Technology Act of 2009. Issue: Privacy. S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification. H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification. H.R. 2221 - the "Accountability and Trust Act." Issue: Data Security Breach H.R. 2733/ S. 1389 - the "Fixed Indexed Annuities and Insurance Products Classification Act of 2009." Issue: SEC Rule 151A H.R. 3596 the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: McCarran-Ferguson. S. 1681 - the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: Privacy. S. 1490 the Personal Data Privacy and Security Act of 2009 A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy. H.R. 3763 a bill to amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. Issue: Health Care. S. 139 Title: the Data Breach Notification Act A bill to require Federal agencies, and persons engaged in interstate commerce, in possession of data containing sensitive personally identifiable information, to disclose any breach of such information. Issue: Data Security Breach. H.R. 3506 Title: the Eliminate Privacy Notification Confusion Act A bill to amend the Gramm-Leach-Bliley Act to provide an exception from the continuing requirement for annual privacy notices for financial institutions which do not share personal information with affiliates, and for other purposes. Issue: Data Security Breach. H.R. 4596 Title: the Holocaust Insurance Accountability Act of 2010. A bill to allow for enforcement of State disclosure laws and access to courts for covered Holocaust-era insurance policy claims. Issue: insurance regulatory reform. H.R. 5993/ S. 3718 Title: The Securing Americas Veterans Insurance Needs and Goals Act of 2010. A bill to ensure that beneficiaries of Servicemembers Group Life Insurance receive financial counseling and disclosure information regarding life insurance payments, and for other programs. Issue: insurance payments. H.R. 6529 Federal License for Reinsurance Act. To amend title 31, United States Code, to provide for a Federal license for reinsurers, and for other purposes. Issue: reinsurance. No bill number - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Regulatory Reform No bill number - Protect Our Recovery Through Oversight of Proprietary Trading Act. Issue: Regulatory Reform

Client expense: $1,631,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR 5297 - Act to create Small Business Lending Fund Program - Partial Annuitization of non-qualified annuities, in-plan Roth conversions. HR 6099/S 3760 - Amendments to IRC of 1986 - Auto IRA enrollment provisions. S 2832 - Lifetime Income Disclosure Act - Annual disclosure on defined contribution benefit statements of the annuity equivalent of a participant's account balance. HR 2989 - 401(k) Fair Disclosure and Pension Security Act of 2009 - Requirements regarding investment advice and fee disclosure. HR 2779 - Defined Contribution Plan Fee Transparency Act of 2009 - Disclosure requirements, methods and penalties for failure to disclose. HR 4742 - The SAVE Act - Provisions establishing a voluntary IRA system, annuity disclosures to plan participants, incentives to offer simple IRAs. HR 2733/S 1389 - Fixed Indexed Annuities and Insurance Products Classification Act of 2009 - Clarification of exemptions for certain annuity contracts and insurance policies from Federal regulation.

Client expense: $194,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

See attachment. CSP Fourth Quarter Report 2010 H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification. H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification. H.R. 2221 - the "Accountability and Trust Act." Issue: Data Security Breach H.R. 2733/ S. 1389 - the "Fixed Indexed Annuities and Insurance Products Classification Act of 2009." Issue: SEC Rule 151A H.R. 3506 Title: the Eliminate Privacy Notification Confusion Act A bill to amend the Gramm-Leach-Bliley Act to provide an exception from the continuing requirement for annual privacy notices for financial institutions which do not share personal information with affiliates, and for other purposes. Issue: Data Security Breach. H.R. 3596 the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: McCarran-Ferguson. H.R. 3763 a bill to amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. Issue: Health Care. H.R. 5993/ S. 3718 Title: The Securing Americas Veterans Insurance Needs and Goals Act of 2010. A bill to ensure that beneficiaries of Servicemembers Group Life Insurance receive financial counseling and disclosure information regarding life insurance payments, and for other programs. Issue: insurance payments. H.R. 6529 Federal License for Reinsurance Act. To amend title 31, United States Code, to provide for a Federal license for reinsurers, and for other purposes. Issue: reinsurance. S. 139 Title: the Data Breach Notification Act A bill to require Federal agencies, and persons engaged in interstate commerce, in possession of data containing sensitive personally identifiable information, to disclose any breach of such information. Issue: Data Security Breach. S. 179 Health Information Technology Act of 2009. Issue: Privacy S. 344 Hedge Fund Transparency Act. Issue: Regulatory Reform. S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy S. 1490 the Personal Data Privacy and Security Act of 2009 A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy. S. 1681 - the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: Privacy. No bill number - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Regulatory Reform No bill number - Protect Our Recovery Through Oversight of Proprietary Trading Act. Issue: Regulatory Reform

Client expense: $760,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

See attachment. FIN Fourth Quarter Report 2010 H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification. H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification. H.R. 1039 - Promoting Health Information Technology Act of 2009. Issue: Privacy. H.R. 2221 - the "Accountability and Trust Act." Issue: Data Security Breach H.R. 2733/ S. 1389 - the "Fixed Indexed Annuities and Insurance Products Classification Act of 2009." Issue: SEC Rule 151A H.R. 3506 Title: the Eliminate Privacy Notification Confusion Act A bill to amend the Gramm-Leach-Bliley Act to provide an exception from the continuing requirement for annual privacy notices for financial institutions which do not share personal information with affiliates, and for other purposes. Issue: Data Security Breach. H.R. 3596 the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: McCarran-Ferguson. H.R. 3763 a bill to amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. Issue: Health Care. H.R. 5993/ S. 3718 Title: The Securing Americas Veterans Insurance Needs and Goals Act of 2010. A bill to ensure that beneficiaries of Servicemembers Group Life Insurance receive financial counseling and disclosure information regarding life insurance payments, and for other programs. Issue: insurance payments. H.R. 6529 Federal License for Reinsurance Act. To amend title 31, United States Code, to provide for a Federal license for reinsurers, and for other purposes. Issue: reinsurance. S. 139 Title: the Data Breach Notification Act A bill to require Federal agencies, and persons engaged in interstate commerce, in possession of data containing sensitive personally identifiable information, to disclose any breach of such information. Issue: Data Security Breach. S. 344 Hedge Fund Transparency Act. Issue: Regulatory Reform. S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy S. 1490 the Personal Data Privacy and Security Act of 2009 A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy. S. 1681 - the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: Privacy. No bill number - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Regulatory Reform No bill number - Protect Our Recovery Through Oversight of Proprietary Trading Act. Issue: Regulatory Reform

Client expense: $760,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

See attachment. INS Fourth Quarter Report 2010 H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification. H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification. H.R. 1039 - Promoting Health Information Technology Act of 2009. Issue: Privacy. H.R. 2221 - the "Accountability and Trust Act." Issue: Data Security Breach H.R. 2733/ S. 1389 - the "Fixed Indexed Annuities and Insurance Products Classification Act of 2009." Issue: SEC Rule 151A H.R. 3506 Title: the Eliminate Privacy Notification Confusion Act A bill to amend the Gramm-Leach-Bliley Act to provide an exception from the continuing requirement for annual privacy notices for financial institutions which do not share personal information with affiliates, and for other purposes. Issue: Data Security Breach. H.R. 3596 the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: McCarran-Ferguson. H.R. 3763 a bill to amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. Issue: Health Care. H.R. 5993/ S. 3718 Title: The Securing Americas Veterans Insurance Needs and Goals Act of 2010. A bill to ensure that beneficiaries of Servicemembers Group Life Insurance receive financial counseling and disclosure information regarding life insurance payments, and for other programs. Issue: insurance payments. H.R. 6529 Federal License for Reinsurance Act. To amend title 31, United States Code, to provide for a Federal license for reinsurers, and for other purposes. Issue: reinsurance. S. 139 Title: the Data Breach Notification Act A bill to require Federal agencies, and persons engaged in interstate commerce, in possession of data containing sensitive personally identifiable information, to disclose any breach of such information. Issue: Data Security Breach. S. 344 Hedge Fund Transparency Act. Issue: Regulatory Reform. S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy S. 1490 the Personal Data Privacy and Security Act of 2009 A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy. S. 1681 - the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: Privacy. No bill number - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Regulatory Reform No bill number - Protect Our Recovery Through Oversight of Proprietary Trading Act. Issue: Regulatory Reform

Client expense: $760,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 200/S. 61: HELPING FAMILIES SAVE THEIR HOMES IN BANKRUPTCY ACT OF 2009; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 225: EMERGENCY HOMEOWNERSHIP AND EQUALITY PROTECTION ACT; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 703: TO PROMOTE BANK LIQUIDITY AND LENDING THROUGH DEPOSIT INSURANCE, THE HOPE FOR HOMEOWNERS PROGRAM AND OTHER ENHANCEMENTS; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 788: TO PROVIDE SAFE HARBOR FOR MORTGAGE SERVICERS WHO ENGAGE IN SPECIFIED MORTGAGE LOAN MODIFICATIONS, AND FOR OTHER PURPOSES; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 977: DERIVATIVES MARKETS TRANSPARENCY AND ACCOUNTABILITY ACT OF 2009; PROVISIONS RELATED TO REGULATORY REFORM H.R. 1039: PROMOTING HEALTH INFORMATION TECHNOLOGY ACT OF 2009; PROVISIONS RELATED TO PRIVACY H.R. 1705/S. 566: FINANCIAL PRODUCT SAFETY COMMISSION ACT OF 2009; PROVISIONS RELATED TO REGULATORY REFORM H.R. 2221: DATA ACCOUNTABILITY AND TRUST ACT; PROVISIONS RELATED TO DATA SECURITY BREACH H.R. 2571/S. 1363: NONADMITTED AND REINSURANCE REFORM ACT OF 2009; PROVISIONS RELATED TO STREAMLINING REINSURANCE REGULATION H.R. 2733/S. 1389: FIXED INDEXED ANNUITIES AND INSURANCE PRODUCTS CLASSIFICATION ACT OF 2009; PROVISIONS RELATED TO ANNUITIES REGULATION (SEC RULE 151A) H.R. 3399: TO AMEND THE INTERNAL REVENUE CODE OF 1986 TO PERMIT THE CONSOLIDATION OF LIFE INSURANCE COMPANIES WITH OTHER COMPANIES; PROVISIONS RELATED TO TAXATION OF LIFE INSURANCE COMPANIES H.R. 3506: ELIMINATE PRIVACY NOTICE CONFUSION ACT; ISSUES RELATED TO DATA SECURITY BREACH H.R. 3596/S. 1681: HEALTH INSURANCE INDUSTRY ANTITRUST ENFORCEMENT ACT OF 2009; PROVISIONS RELATED TO INSURANCE ANTI-TRUST REGULATIONS (MCCARRON-FERGUSON) AND PRIVACY H.R. 3669: EMPLOYER-OWNED LIFE INSURANCE LIMITATION ACT; PROVISIONS RELATED TO COMPANY OWNED LIFE INSURANCE H.R. 3763: TO AMEND THE FAIR CREDIT REPORTING ACT TO PROVIDE FOR AN EXCLUSION FROM RED FLAG GUIDELINES FOR CERTAIN BUSINESSES; PROVISIONS RELATED TO HEALTH CARE H.R. 4173: DODD-FRANK WALL STREET REFORM AND CONSUMER PROTECTION ACT (FKA: RESTORING AMERICAN FINANCIAL STABILITY ACT OF 2010); ALL PROVISIONS OF THE BILL H.R. 4596: HOLOCAUST INSURANCE ACCOUNTABILITY ACT OF 2010; PROVISIONS RELATED TO INSURANCE REGULATORY REFORM H.CON.RES. 89: SUPPORTING THE GOALS AND OBJECTIVES OF THE PRAGUE CONFERENCE ON HOLOCAUST ERA ASSETS; PROVISIONS RELATED TO HOLOCAUST CLAIMS PERTAINING TO POLICIES ISSUED BY PARENT COMPANY, AEGON NV S. 139: DATA BREACH NOTIFICATION ACT; PROVISIONS RELATED TO DATA SECURITY BREACH S. 179: HEALTH INFORMATION TECHNOLOGY ACT OF 2009; PROVISIONS RELATED TO PRIVACY S. 272: DERIVATIVES TRADING INTEGRITY ACT OF 2009; PROVISIONS RELATED TO DERIVATIVES S.344: HEDGE FUND TRANSPARENCY ACT; PROVISIONS RELATED TO REGULATORY REFORM S. 444: NATIONAL HEALTH INFORMATION TECHNOLOGY AND PRIVACY ADVANCEMENT ACT OF 2009; PROVISIONS RELATED TO PRIVACY S. 1490: PERSONAL DATA PRIVACY AND SECURITY ACT OF 2009; PROVISIONS RELATED TO PRIVACY S. 3098: PROTECT OUR RECOVERY THROUGH OVERSIGHT OF PROPRIETARY (PROP) TRADING ACT OF 2010; PROVISIONS RELATED TO REGULATORY REFORM S. 3217: RESTORING AMERICAN FINANCIAL STABILITY ACT OF 2010; PROVISIONS RELATED TO REGULATORY REFORM

Client expense: $590,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 200/S. 61: HELPING FAMILIES SAVE THEIR HOMES IN BANKRUPTCY ACT OF 2009; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 225: EMERGENCY HOMEOWNERSHIP AND EQUALITY PROTECTION ACT; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 703: TO PROMOTE BANK LIQUIDITY AND LENDING THROUGH DEPOSIT INSURANCE, THE HOPE FOR HOMEOWNERS PROGRAM AND OTHER ENHANCEMENTS; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 788: TO PROVIDE SAFE HARBOR FOR MORTGAGE SERVICERS WHO ENGAGE IN SPECIFIED MORTGAGE LOAN MODIFICATIONS, AND FOR OTHER PURPOSES; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 977: DERIVATIVES MARKETS TRANSPARENCY AND ACCOUNTABILITY ACT OF 2009; PROVISIONS RELATED TO REGULATORY REFORM H.R. 1039: PROMOTING HEALTH INFORMATION TECHNOLOGY ACT OF 2009; PROVISIONS RELATED TO PRIVACY H.R. 1705/S. 566: FINANCIAL PRODUCT SAFETY COMMISSION ACT OF 2009; PROVISIONS RELATED TO REGULATORY REFORM H.R. 2221: DATA ACCOUNTABILITY AND TRUST ACT; PROVISIONS RELATED TO DATA SECURITY BREACH H.R. 2571/S. 1363: NONADMITTED AND REINSURANCE REFORM ACT OF 2009; PROVISIONS RELATED TO STREAMLINING REINSURANCE REGULATION H.R. 2733/S. 1389: FIXED INDEXED ANNUITIES AND INSURANCE PRODUCTS CLASSIFICATION ACT OF 2009; PROVISIONS RELATED TO ANNUITIES REGULATION (SEC RULE 151A) H.R. 3399: TO AMEND THE INTERNAL REVENUE CODE OF 1986 TO PERMIT THE CONSOLIDATION OF LIFE INSURANCE COMPANIES WITH OTHER COMPANIES; PROVISIONS RELATED TO TAXATION OF LIFE INSURANCE COMPANIES H.R. 3506: ELIMINATE PRIVACY NOTICE CONFUSION ACT; ISSUES RELATED TO DATA SECURITY BREACH H.R. 3596/S. 1681: HEALTH INSURANCE INDUSTRY ANTITRUST ENFORCEMENT ACT OF 2009; PROVISIONS RELATED TO INSURANCE ANTI-TRUST REGULATIONS (MCCARRON-FERGUSON) AND PRIVACY H.R. 3669: EMPLOYER-OWNED LIFE INSURANCE LIMITATION ACT; PROVISIONS RELATED TO COMPANY OWNED LIFE INSURANCE H.R. 3763: TO AMEND THE FAIR CREDIT REPORTING ACT TO PROVIDE FOR AN EXCLUSION FROM RED FLAG GUIDELINES FOR CERTAIN BUSINESSES; PROVISIONS RELATED TO HEALTH CARE H.R. 4173: DODD-FRANK WALL STREET REFORM AND CONSUMER PROTECTION ACT (FKA: RESTORING AMERICAN FINANCIAL STABILITY ACT OF 2010); ALL PROVISIONS OF THE BILL H.R. 4596: HOLOCAUST INSURANCE ACCOUNTABILITY ACT OF 2010; PROVISIONS RELATED TO INSURANCE REGULATORY REFORM H.CON.RES. 89: SUPPORTING THE GOALS AND OBJECTIVES OF THE PRAGUE CONFERENCE ON HOLOCAUST ERA ASSETS; PROVISIONS RELATED TO HOLOCAUST CLAIMS PERTAINING TO POLICIES ISSUED BY PARENT COMPANY, AEGON NV S. 139: DATA BREACH NOTIFICATION ACT; PROVISIONS RELATED TO DATA SECURITY BREACH S. 179: HEALTH INFORMATION TECHNOLOGY ACT OF 2009; PROVISIONS RELATED TO PRIVACY S. 272: DERIVATIVES TRADING INTEGRITY ACT OF 2009; PROVISIONS RELATED TO DERIVATIVES S.344: HEDGE FUND TRANSPARENCY ACT; PROVISIONS RELATED TO REGULATORY REFORM S. 444: NATIONAL HEALTH INFORMATION TECHNOLOGY AND PRIVACY ADVANCEMENT ACT OF 2009; PROVISIONS RELATED TO PRIVACY S. 1490: PERSONAL DATA PRIVACY AND SECURITY ACT OF 2009; PROVISIONS RELATED TO PRIVACY S. 3098: PROTECT OUR RECOVERY THROUGH OVERSIGHT OF PROPRIETARY (PROP) TRADING ACT OF 2010; PROVISIONS RELATED TO REGULATORY REFORM S. 3217: RESTORING AMERICAN FINANCIAL STABILITY ACT OF 2010; PROVISIONS RELATED TO REGULATORY REFORM

Client expense: $590,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 200/S. 61: HELPING FAMILIES SAVE THEIR HOMES IN BANKRUPTCY ACT OF 2009; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 225: EMERGENCY HOMEOWNERSHIP AND EQUALITY PROTECTION ACT; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 703: TO PROMOTE BANK LIQUIDITY AND LENDING THROUGH DEPOSIT INSURANCE, THE HOPE FOR HOMEOWNERS PROGRAM AND OTHER ENHANCEMENTS; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 788: TO PROVIDE SAFE HARBOR FOR MORTGAGE SERVICERS WHO ENGAGE IN SPECIFIED MORTGAGE LOAN MODIFICATIONS, AND FOR OTHER PURPOSES; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 977: DERIVATIVES MARKETS TRANSPARENCY AND ACCOUNTABILITY ACT OF 2009; PROVISIONS RELATED TO REGULATORY REFORM H.R. 1039: PROMOTING HEALTH INFORMATION TECHNOLOGY ACT OF 2009; PROVISIONS RELATED TO PRIVACY H.R. 1705/S. 566: FINANCIAL PRODUCT SAFETY COMMISSION ACT OF 2009; PROVISIONS RELATED TO REGULATORY REFORM H.R. 2221: DATA ACCOUNTABILITY AND TRUST ACT; PROVISIONS RELATED TO DATA SECURITY BREACH H.R. 2571/S. 1363: NONADMITTED AND REINSURANCE REFORM ACT OF 2009; PROVISIONS RELATED TO STREAMLINING REINSURANCE REGULATION H.R. 2733/S. 1389: FIXED INDEXED ANNUITIES AND INSURANCE PRODUCTS CLASSIFICATION ACT OF 2009; PROVISIONS RELATED TO ANNUITIES REGULATION (SEC RULE 151A) H.R. 3399: TO AMEND THE INTERNAL REVENUE CODE OF 1986 TO PERMIT THE CONSOLIDATION OF LIFE INSURANCE COMPANIES WITH OTHER COMPANIES; PROVISIONS RELATED TO TAXATION OF LIFE INSURANCE COMPANIES H.R. 3506: ELIMINATE PRIVACY NOTICE CONFUSION ACT; ISSUES RELATED TO DATA SECURITY BREACH H.R. 3596/S. 1681: HEALTH INSURANCE INDUSTRY ANTITRUST ENFORCEMENT ACT OF 2009; PROVISIONS RELATED TO INSURANCE ANTI-TRUST REGULATIONS (MCCARRON-FERGUSON) AND PRIVACY H.R. 3669: EMPLOYER-OWNED LIFE INSURANCE LIMITATION ACT; PROVISIONS RELATED TO COMPANY OWNED LIFE INSURANCE H.R. 3763: TO AMEND THE FAIR CREDIT REPORTING ACT TO PROVIDE FOR AN EXCLUSION FROM RED FLAG GUIDELINES FOR CERTAIN BUSINESSES; PROVISIONS RELATED TO HEALTH CARE H.R. 4173: DODD-FRANK WALL STREET REFORM AND CONSUMER PROTECTION ACT (FKA: RESTORING AMERICAN FINANCIAL STABILITY ACT OF 2010); ALL PROVISIONS OF THE BILL H.R. 4596: HOLOCAUST INSURANCE ACCOUNTABILITY ACT OF 2010; PROVISIONS RELATED TO INSURANCE REGULATORY REFORM H.R. 5993: SECURING AMERICA'S VETERANS INSURANCE NEEDS AND GOALS (SAVINGS) ACT OF 2010; ALL PROVISIONS OF THE BILL H.CON.RES. 89: SUPPORTING THE GOALS AND OBJECTIVES OF THE PRAGUE CONFERENCE ON HOLOCAUST ERA ASSETS; PROVISIONS RELATED TO HOLOCAUST CLAIMS PERTAINING TO POLICIES ISSUED BY PARENT COMPANY, AEGON NV S. 139: DATA BREACH NOTIFICATION ACT; PROVISIONS RELATED TO DATA SECURITY BREACH S. 179: HEALTH INFORMATION TECHNOLOGY ACT OF 2009; PROVISIONS RELATED TO PRIVACY S. 272: DERIVATIVES TRADING INTEGRITY ACT OF 2009; PROVISIONS RELATED TO DERIVATIVES S.344: HEDGE FUND TRANSPARENCY ACT; PROVISIONS RELATED TO REGULATORY REFORM S. 444: NATIONAL HEALTH INFORMATION TECHNOLOGY AND PRIVACY ADVANCEMENT ACT OF 2009; PROVISIONS RELATED TO PRIVACY S. 1490: PERSONAL DATA PRIVACY AND SECURITY ACT OF 2009; PROVISIONS RELATED TO PRIVACY S. 3098: PROTECT OUR RECOVERY THROUGH OVERSIGHT OF PROPRIETARY (PROP) TRADING ACT OF 2010; PROVISIONS RELATED TO REGULATORY REFORM S. 3217: RESTORING AMERICAN FINANCIAL STABILITY ACT OF 2010; PROVISIONS RELATED TO REGULATORY REFORM

Client expense: $590,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 519: ELDER CAREGIVER SUPPORT AND INFORMATION ENHANCEMENT ACT OF 2009; PROVISIONS RELATED TO LONG TERM CARE INFORMATION CLEARINGHOUSE H.R. 1961: SAVINGS FOR AMERICAN FAMILIES FUTURE ACT OF 2009; PROVISIONS RELATED TO SAVERS' CREDIT H.R.1984: 401(K) FAIR DISCLOSURE FOR RETIREMENT SECURITY ACT OF 2009; PROVISIONS RELATED TO RETIREMENT PLAN FEE DISCLOSURE H.R. 1988: CONFLICTED INVESTMENT ADVICE PROHIBITION ACT OF 2009; PROVISIONS RELATED TO INVESTMENT ADVICE H.R. 2021: SAVINGS RECOVERY ACT OF 2009; PROVISIONS RELATED TO SAVERS CREDIT H.R. 2733/S. 1389: FIXED INDEXED ANNUITIES AND INSURANCE PRODUCTS CLASSIFICATION ACT OF 2009; PROVISIONS RELATED TO CLARIFICATION FOR FIXED ANNUITIES REGULATION H.R. 2748: RETIREMENT SECURITY NEEDS LIFETIME PAY ACT OF 2009; PROVISIONS RELATED TO TAX INCENTIVES FOR ANNUITIES H.R. 2779: DEFINED CONTRIBUTION PLAN FEE TRANSPARENCY ACT OF 2009; PROVISIONS RELATED TO 401(K) PLAN FEE DISCLOSURE H.R. 2792: RETIREMENT SAVINGS TRANSPARENCY ACT OF 2009; PROVISIONS RELATED TO PLAN FEE DISCLOSURE H.R. 2989: 401 (K) FAIR DISCLOSURE AND PENSION SECURITY ACT OF 2009; PROVISIONS RELATED TO RETIREMENT PLAN FEE DISCLOSURE H.R. 3551 /S. 1661/S. 906: SENIOR INVESTMENT PROTECTION ACT OF 2009; PROVISIONS RELATED TO PRODUCT SALES TO SENIORS AND ANNUITIES SALES H.R. 3590: THE PATIENT PROTECTION AND AFFORDABLE CARE ACT; PROVISIONS RELATED TO LONG TERM CARE FINANCING WITHIN HEALTH REFORM, AND MEDICARE TAX ON NONQUALIFIED ANNUITY INCOME H.R. 4126: RETIREMENT FAIRNESS ACT OF 2009; PROVISIONS RELATED TO MODIFICATION OF 401(K) PLAN RULES H.R. 4173: DODD-FRANK WALL STREET REFORM AND CONSUMER PROTECTION ACT (FKA: RESTORING AMERICAN FINANCIAL STABILITY ACT OF 2010); ALL PROVISIONS OF THE BILL H.R. 4213: AMERICAN JOBS AND CLOSING TAX LOOPHOLES ACT OF 2010; PROVISIONS RELATED TO 401(K) PLAN FEE DISCLOSURE H.R. 4626: HEALTH INSURANCE INDUSTRY FAIR COMPETITION ACT; PROVISIONS RELATED TO INSURANCE ANTI-TRUST REGULATIONS (MCCARRON-FERGUSON) H.R. 4742: SMALL BUSINESSES ADD VALUE FOR EMPLOYEES (SAVE) ACT OF 2009; PROVISIONS RELATED TO SIMPLIFICATION OF SIMPLE IRAS, AND VOLUNTARY AUTO IRAS H.R. 4872: HEALTH CARE AND EDUCATION RECONCILIATION ACT OF 2010; PROVISIONS RELATED TO LONG TERM CARE FINANCING WITHIN HEALTH CARE REFORM, AND UNEARNED INCOME TAXATION H.R. 5297: SMALL BUSINESS JOBS AND CREDIT ACT OF 2010; PROVISIONS RELATED TO PARTIAL ANNUITIZATION AND ROTH CONVERSIONS OF 401(K) SAVINGS S. 401: DEFINED CONTRIBUTION FEE DISCLOSURE ACT OF 2009; PROVISIONS RELATED TO 401(K) PLAN FEE DISCLOSURE S. 1177: CONFIDENCE IN LONG-TERM CARE INSURANCE ACT OF 2009; PROVISIONS RELATED TO CONSUMER PROTECTION IN LONG TERM CARE S. 1297: RETIREMENT SECURITY FOR LIFE ACT OF 2009; PROVISIONS RELATED TO NON-QUALIFIED ANNUITIES TAX INCENTIVES S. 1626: LONG TERM CARE INSURANCE INTEGRITY ACT OF 2009; PROVISIONS RELATED TO LONG TERM CARE S.1636: LONG TERM CARE INSURANCE CONSUMER RIGHT-TO-KNOW ACT OF 2009; PROVISIONS RELATED TO LONG TERM CARE CONSUMER PROTECTIONS S. 2832: LIFETIME INCOME DISCLOSURE ACT; PROVISIONS RELATED TO ANNUITY ILLUSTRATION ON BENEFIT STATEMENTS S. 3217: RESTORING AMERICAN FINANCIAL STABILITY ACT OF 2010; PROVISIONS RELATED TO REGULATORY REFORM

Client expense: $590,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S. 139 Data Breach Notification Act S. 1074 Shareholder Bill of Rights Act of 2009 (proxy access) S. 1389 Fixed Indexed Annuities and Insurance Products Classification Act of 2009 S. 1964 Mutual Fund Transparency Act of 2009 S. 3258 Modernizing and Strengthening Investor Protection Act of 2010 S. 3717 Strike Section 929I of Dodd-Frank Act (FOIA) S. 3742 Data Security and Breach Notification Act of 2010 H.R. 1160 Money Market Fund Parity Act of 2009 H.R. 2221 Data Accountability and Trust Act (notice of breach) H.R. 2733 Fixed Indexed Annuities and Insurance Products Classification Act of 2009 H.R. 2861 Shareholder Empowerment Act of 2009 (proxy access) H.R. 3351 Proxy Voting Transparency Act of 2009 H.R. 4173 Dodd-Frank Wall Street Reform and Consumer Protection Act H.R. 4790 Shareholder Protection Act of 2010 (political activity) Money Market Mutual Fund Regulation

Client expense: $1,438,483 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Retirement security issues including 401k fee disclosure, coverage expansion, and annuity issues. S.401 Defined Contribution Fee Disclosure Act of 2009 all provisions H.R.2779 - the Defined Contribution Plan Fee Transparency Act of 2009 all provisions H.R.1984 - 401K Fair Disclosure for Retirement Security Act of 2009 all provisions H.R.1988 Conflicted Investment Advice Prohibition Act of 2009 all provisions H.R.2989 - 401(k) Fair Disclosure and Pension Security Act of 2009 all provisions H.R.1961 Savings for American Families' Future Act of 2009 savings incentives provisions H.R.2748 - Retirement Security Needs Lifetime Pay Act all provisions S.1297 - Retirement Security for Life Act all provisions H.R.2733 / S.1389 - the Fixed Indexed Annuities and Insurance Products Classification Act of 2009 all provisions S.906 Senior Investor Protection Act (Kohl) suitability and agent titles provisions S.2832 Lifetime Income Disclosure Act all provisions H.R.4126 Retirement Fairness Act of 2009 all provisions H.R.3326 The Department of Defense Appropriations Act 2010 provisions to extend COBRA benefits S. 3760 - Automatic IRA Act of 2010 all provisions H.R. 6099 - Automatic IRA Act of 2010 all provisions H.R. 5297 - Small Business Jobs and Credit Act of 2010 / Small Business Lending Fund Act of 2010 provisions regarding partial annuitization

Client expense: $440,000 · Firm income: Not reported

Government targets: Commodity Futures Trading Commission (CFTC), HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Placing a moratorium on new appraisal rules HR 3044- A bill to impose an 18-month moratorium on the Home Valuation Code of Conduct Financial Regulatory Reform and clarification of individuals/entities classified as financial institutions HR 3126- Consumer Financial Protection Agency Act of 2009 HR 3310- Consumer Protection and Regulatory Enhancement Act HR 3996- A bill to improve financial stability, and for other purposes HR 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act S 3217- Restoring American Financial Stability Act of 2010 Red Flag Guideline Exclusions for Certain Businesses HR 3763- A bill amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses Small Business Lending HR 3380- Promoting Lending to America's Small Businesses Act of 2009 S 2919- Small Business Lending Enhancement Act of 2009 HR 5297- Small Business Lending Fund Act of 2010 HR 5302- State Small Business Credit Initiative Act of 2010 HR 5412- Small Business Asset Investment and Modernization (AIM) Act of 2010 S 2780- Small Business Intermediary Lending Pilot Program Act of 2009 HR 3854 - Small Business Financing and Investment Act of 2009 Clarification of Federal Regulation on Annuity Contracts and Insurance Policies S 1389 - Fixed Indexed Annuities and Insurance Products Classification Act of 2009 GSE Modification HR 5539 - Fannie Mae and Freddie Mac Transparency Act of 2010 Homeowner Relief Efforts HR 3066 - Temporary Mortgage Assistance Loan Act of 2009 HR 3068 - TARP for Main Street Act of 2009 S 2969 - Homeowners' Relief and Neighborhood Stabilization Act of 2010 Modification of Loans for Troubled Borrowers HR 788 - A bill to provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes Reverse Mortgages HR 4419 - Reverse Mortgage Elder Protection Act Foreclosure Mitigation & Relief Efforts; Safe Harbor Provisions for Mortgage Servicers; Homeowner Relief Efforts HR 384 - TARP Reform and Accountability Act of 2009 Mortgage Modifications for Troubled Homeowners S 1731 - Preserving Homes and Communities Act of 2009 FHA Loan Limit Increase; Increasing GSE Loan Limits HR 2483 - Increasing Homeownership Opportunities Act Use of TARP Funds for Homeowner Relief and Affordable Rental Housing; Homeowner Relief Efforts HR 3766 - Main Street TARP Act of 2009 Commercial Real Property Debt HR 5943 - Community Recovery and Enhancement (CRE) Act of 2010 Commercial Real Estate Investment HR 6317 - Investment in Commercial Real Estate Act of 2010 Improving Short Sale Processes HR 6133 - Prompt Decision for Qualification of Short Sale Act of 2010 Preventing Foreclosures and Allowing Refinancing of GSE Mortgages HR 6218 - Housing Opportunity and Mortgage Equity Act of 2010 Meetings with FHFA on Appraisal Issues Meetings with Treasury on GSE Reform, "Making Home Affordable," and combination of RESPA and TILA forms.

Client expense: $4,500,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Council on Environmental Quality (CEQ), Energy, Dept of, Environmental Protection Agency (EPA), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Internal Revenue Service (IRS), Labor, Dept of (DOL), Office of Management & Budget (OMB), SENATE, Small Business Administration (SBA), Transportation, Dept of (DOT), Treasury, Dept of, Veterans Affairs, Dept of (VA), Vice President of the U.S., White House Office

See attachment. INS Third Quarter Report 2010 H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification. H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification. H.R. 1039 - Promoting Health Information Technology Act of 2009. Issue: Privacy. H.R. 1705 - the Financial Product Safety Commission Act Issue: Regulatory reform H.R. 2221 - the "Accountability and Trust Act." Issue: Data Security Breach H.R. 2733/ S. 1389 - the "Fixed Indexed Annuities and Insurance Products Classification Act of 2009." Issue: SEC Rule 151A H.R. 3399 - Title: To amend the Internal Revenue Code of 1986 to permit the consolidation of life insurance companies with other companies. Issue: taxation of life insurance companies H.R. 3506 Title: the Eliminate Privacy Notification Confusion Act A bill to amend the Gramm-Leach-Bliley Act to provide an exception from the continuing requirement for annual privacy notices for financial institutions which do not share personal information with affiliates, and for other purposes. Issue: Data Security Breach. H.R. 3596 the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: McCarran-Ferguson. H.R. 3669 - Title: To prohibit employers from carrying life insurance policies on their rank and file employees. Issue: use of COLI H.R. 3763 a bill to amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. Issue: Health Care. H.R. 4173 Title: The Wall Street Reform and Consumer Protection Act of 2010 A original bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. Issue: Regulatory Reform. H.R. 5993/ S. 3718 Title: The Securing Americas Veterans Insurance Needs and Goals Act of 2010. A bill to ensure that beneficiaries of Servicemembers Group Life Insurance receive financial counseling and disclosure information regarding life insurance payments, and for other programs. S. 139 Title: the Data Breach Notification Act A bill to require Federal agencies, and persons engaged in interstate commerce, in possession of data containing sensitive personally identifiable information, to disclose any breach of such information. Issue: Data Security Breach. S. 272 - the "Derivatives Trading Integrity Act of 2009" A bill to amend the Commodity Exchange Act to ensure that all agreements, contracts, and transactions with respect to commodities are carried out on a regulated exchange, and for other purposes. Issue: Derivatives. S. 344 Hedge Fund Transparency Act. Issue: Regulatory Reform. S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy S. 1490 the Personal Data Privacy and Security Act of 2009 A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy. S. 1681 - the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: Privacy. S. 3098 Title: the Protect Our Recovery Through Oversight of Proprietary Trading Act of 2010 A bill to prohibit proprietary trading and certain relationships with hedge funds and private equity funds, to address conflicts of interest with respect to certain securitizations, and for other purposes. Issue: Regulatory reform. S. 3217 - Title: A original bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. Issue: Regulatory Reform.

Client expense: $830,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

See attachment. FIN Third Quarter Report 2010 H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification. H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification. H.R. 1039 - Promoting Health Information Technology Act of 2009. Issue: Privacy. H.R. 1705 - the Financial Product Safety Commission Act Issue: Regulatory reform H.R. 2221 - the "Accountability and Trust Act." Issue: Data Security Breach H.R. 2733/ S. 1389 - the "Fixed Indexed Annuities and Insurance Products Classification Act of 2009." Issue: SEC Rule 151A H.R. 3399 - Title: To amend the Internal Revenue Code of 1986 to permit the consolidation of life insurance companies with other companies. Issue: taxation of life insurance companies H.R. 3506 Title: the Eliminate Privacy Notification Confusion Act A bill to amend the Gramm-Leach-Bliley Act to provide an exception from the continuing requirement for annual privacy notices for financial institutions which do not share personal information with affiliates, and for other purposes. Issue: Data Security Breach. H.R. 3596 the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: McCarran-Ferguson. H.R. 3669 - Title: To prohibit employers from carrying life insurance policies on their rank and file employees. Issue: use of COLI H.R. 3763 a bill to amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. Issue: Health Care. H.R. 4173 Title: The Wall Street Reform and Consumer Protection Act of 2010 A original bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. Issue: Regulatory Reform. H.R. 5993/ S. 3718 Title: The Securing Americas Veterans Insurance Needs and Goals Act of 2010. A bill to ensure that beneficiaries of Servicemembers Group Life Insurance receive financial counseling and disclosure information regarding life insurance payments, and for other programs. S. 139 Title: the Data Breach Notification Act A bill to require Federal agencies, and persons engaged in interstate commerce, in possession of data containing sensitive personally identifiable information, to disclose any breach of such information. Issue: Data Security Breach. S. 272 - the "Derivatives Trading Integrity Act of 2009" A bill to amend the Commodity Exchange Act to ensure that all agreements, contracts, and transactions with respect to commodities are carried out on a regulated exchange, and for other purposes. Issue: Derivatives. S. 344 Hedge Fund Transparency Act. Issue: Regulatory Reform. S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy S. 1490 the Personal Data Privacy and Security Act of 2009 A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy. S. 1681 - the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: Privacy. S. 3098 Title: the Protect Our Recovery Through Oversight of Proprietary Trading Act of 2010 A bill to prohibit proprietary trading and certain relationships with hedge funds and private equity funds, to address conflicts of interest with respect to certain securitizations, and for other purposes. Issue: Regulatory reform. S. 3217 - Title: A original bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. Issue: Regulatory Reform.

Client expense: $830,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

See attachment. CSP Third Quarter Report 2010 H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification. H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification. H.R. 1705 - the Financial Product Safety Commission Act Issue: Regulatory reform H.R. 2221 - the "Accountability and Trust Act." Issue: Data Security Breach H.R. 2733/ S. 1389 - the "Fixed Indexed Annuities and Insurance Products Classification Act of 2009." Issue: SEC Rule 151A H.R. 3399 - Title: To amend the Internal Revenue Code of 1986 to permit the consolidation of life insurance companies with other companies. Issue: taxation of life insurance companies H.R. 3506 Title: the Eliminate Privacy Notification Confusion Act A bill to amend the Gramm-Leach-Bliley Act to provide an exception from the continuing requirement for annual privacy notices for financial institutions which do not share personal information with affiliates, and for other purposes. Issue: Data Security Breach. H.R. 3596 the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: McCarran-Ferguson. H.R. 3669 - Title: To prohibit employers from carrying life insurance policies on their rank and file employees. Issue: use of COLI H.R. 3763 a bill to amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. Issue: Health Care. H.R. 4173 Title: The Wall Street Reform and Consumer Protection Act of 2010 A original bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. Issue: Regulatory Reform. H.R. 5993/ S. 3718 Title: The Securing Americas Veterans Insurance Needs and Goals Act of 2010. A bill to ensure that beneficiaries of Servicemembers Group Life Insurance receive financial counseling and disclosure information regarding life insurance payments, and for other programs. S. 139 Title: the Data Breach Notification Act A bill to require Federal agencies, and persons engaged in interstate commerce, in possession of data containing sensitive personally identifiable information, to disclose any breach of such information. Issue: Data Security Breach. S. 179 Health Information Technology Act of 2009. Issue: Privacy S. 272 - the "Derivatives Trading Integrity Act of 2009" A bill to amend the Commodity Exchange Act to ensure that all agreements, contracts, and transactions with respect to commodities are carried out on a regulated exchange, and for other purposes. Issue: Derivatives. S. 344 Hedge Fund Transparency Act. Issue: Regulatory Reform. S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy S. 1490 the Personal Data Privacy and Security Act of 2009 A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: McCarran-Ferguson. S. 1681 - the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: Privacy. S. 3098 Title: the Protect Our Recovery Through Oversight of Proprietary Trading Act of 2010 A bill to prohibit proprietary trading and certain relationships with hedge funds and private equity funds, to address conflicts of interest with respect to certain securitizations, and for other purposes. Issue: Regulatory reform. S. 3217 - Title: A original bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. Issue: Regulatory Reform.

Client expense: $830,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 2733 - Fixed Indexed Annuities and Insurance Products Classification Act of 2009; S. 1389 (Senate companion bill) - Supporting efforts to nullify/repeal SEC Rule 151A, H.R. 4173 Wall Street Reform and Consumer Protection Act

Client expense: Not reported · Firm income: $80,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Legislation and rulemakings affecting annuities, variable life products, and retirement savings including Administration and Congressional proposals on financial services reform. S. 1297-Retirement Security for Life Act, legislation to provide tax incentives for non-qualified annuities. HR 2748-Retirement Security Needs Lifetime Pay Act, legislation to provide tax incentives for qualified and non-qualified annuities. HR 2733/S. 1389-Fixed Indexed Annuities and Insurance Products Classification Act of 2009, legislation related to SEC Rule 151A and the regulation of index annuities by the SEC. Proposal with the Securities and Exchange Commission for a rulemaking to provide for the acceptance of a summary prospectus for variable annuities. S. 2832-Lifetime Income Disclosure Act, legislation that proposes to amend the Employment Retirement Income Security Act of 1974 to require disclosure of lifetime income equivalents. HR 5297-Small Business Lending Fund Act, provisions relating to partial annuitization and Roth conversions of 401(k) savings. HR 2554, commonly known as NARAB II. Legislation to reform the National Association of Registered Agents and Brokers to provide for streamlined non-resident insurance agent and broker licensing. S. 3217-legislation to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end too big to fail, to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. HR 4173-The Wall Street Reform and Consumer Protection Act of 2010, legislation to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end too big to fail, to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. Proposal with the Securities and Exchange Commission for a rulemaking to provide for the harmonization of the standard of care for broker-dealers and investment advisors.

Client expense: $124,301 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Legislation and rulemakings affecting annuities, variable life products, and retirement savings including Administration and Congressional proposals on financial regulatory reform. S. 1297-"Retirement Security for Life Act", legislation to provide a tax incentive for non-qualified annuities. HR 2748-Retirement Security Needs Lifetime Pay Act, legislation to provide tax incentives for qualified and non-qualified annuities. HR 2733/S. 1389-Fixed Indexed Annuities and Insurance Products Classification Act of 2009, legislation related to SEC Rule 151A and the regulation of index annuities by the SEC. Proposal with the Securities and Exchange Commission for a rulemaking to provide for the acceptance of a summary prospectus for variable annuities. S. 2832-Lifetime Income Disclosure Act, legislation that proposes to amend the Employment Retirement Income Security Act of 1974 to require disclosure of lifetime income equivalents. HR 2554, commonly known as NARAB II. Legislation to reform the National Association of Registered Agents and Brokers to provide for streamlined non-resident insurance agent and broker licensing. S. 3217-legislation to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end too big to fail, to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. HR 4173-The Wall Street Reform and Consumer Protection Act of 2010, legislation to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end too big to fail, to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. Discussion of proposals at the Department of Treasury for increasing Americans access to guaranteed lifetime income solutions. Discussion of proposals at the Department of Labor for increasing Americans access to guaranteed lifetime income solutions.

Client expense: $124,301 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

S. 344 - Hedge Fund Transparency Act. Issue: Regulatory Reform. H.CON.RES. 89 - Supporting the goals and objectives of the Prague Conference on Holocaust Era Assets. Issue: Holocaust Claims. H.R. 1039 - Promoting Health Information Technology Act of 2009. Issue: Privacy. S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification. H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification. H.R. 2221 - the "Accountability and Trust Act." Issue: Data Security Breach H.R. 2571/ S. 1363 - the "Nonadmitted and Reinsurance Reform Act of 2009" issue: to stream line reinsurance regulation. H.R. 1705 - the Financial Product Safety Commission Act Issue: Regulatory reform H.R. 2733/ S. 1389 - the "Fixed Indexed Annuities and Insurance Products Classification Act of 2009." Issue: SEC Rule 151A S. 272 - the "Derivatives Trading Integrity Act of 2009" A bill to amend the Commodity Exchange Act to ensure that all agreements, contracts, and transactions with respect to commodities are carried out on a regulated exchange, and for other purposes. Issue: Derivatives. H.R. 3596 the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: McCarran-Ferguson. S. 1681 - the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: Privacy. S. 1490 the Personal Data Privacy and Security Act of 2009 A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy. H.R. 3763 a bill to amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. Issue: Health Care. H.R.3399 - Title: To amend the Internal Revenue Code of 1986 to permit the consolidation of life insurance companies with other companies. Issue: taxation of life insurance companies H.R.3669 - Title: To prohibit employers from carrying life insurance policies on their rank and file employees. Issue: use of COLI S. 139 Title: the Data Breach Notification Act A bill to require Federal agencies, and persons engaged in interstate commerce, in possession of data containing sensitive personally identifiable information, to disclose any breach of such information. Issue: Data Security Breach. H.R. 3506 Title: the Eliminate Privacy Notification Confusion Act A bill to amend the Gramm-Leach-Bliley Act to provide an exception from the continuing requirement for annual privacy notices for financial institutions which do not share personal information with affiliates, and for other purposes. Issue: Data Security Breach. S. 3098 Title: the Protect Our Recovery Through Oversight of Proprietary Trading Act of 2010 A bill to prohibit proprietary trading and certain relationships with hedge funds and private equity funds, to address conflicts of interest with respect to certain securitizations, and for other purposes. Issue: Regulatory reform. S.3217 - Title: A original bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. Issue: Regulatory Reform. H.R. 4173 Title: The Wall Street Reform and Consumer Protection Act of 2010 A original bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. Issue: Regulatory Reform. H.R. 4596 Title: the Holocaust Insurance Accountability Act of 2010. A bill to allow for enforcement of State disclosure laws and access to courts for covered Holocaust-era insurance policy claims. Issue: insurance regulatory reform. H.R. 5993/ S. 3718 Title: The Securing Americas Veterans Insurance Needs and Goals Act of 2010. A bill to ensure that beneficiaries of Servicemembers Group Life Insurance receive financial counseling and disclosure information regarding life insurance payments, and for other programs.

Client expense: $1,664,721 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S. 344 Hedge Fund Transparency Act. Issue: Regulatory Reform. H.CON.RES. 89 - Supporting the goals and objectives of the Prague Conference on Holocaust Era Assets. Issue: Holocaust Claims. S. 179 Health Information Technology Act of 2009. Issue: Privacy S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification. H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification. H.R. 2221 - the "Accountability and Trust Act." Issue: Data Security Breach H.R. 1705 - the Financial Product Safety Commission Act Issue: Regulatory reform H.R. 2733/ S. 1389 - the "Fixed Indexed Annuities and Insurance Products Classification Act of 2009." Issue: SEC Rule 151A S. 272 - the "Derivatives Trading Integrity Act of 2009" A bill to amend the Commodity Exchange Act to ensure that all agreements, contracts, and transactions with respect to commodities are carried out on a regulated exchange, and for other purposes. Issue: Derivatives. H.R. 3596 the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: McCarran-Ferguson. S. 1681 - the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: Privacy. S. 1490 the Personal Data Privacy and Security Act of 2009 A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy. H.R. 3763 a bill to amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. Issue: Health Care. H.R.3399 - Title: To amend the Internal Revenue Code of 1986 to permit the consolidation of life insurance companies with other companies. Issue: taxation of life insurance companies H.R.3669 - Title: To prohibit employers from carrying life insurance policies on their rank and file employees. Issue: use of COLI S. 139 - Title: the "Data Breach Notification Act" A bill to require Federal agencies, and persons engaged in interstate commerce, in possession of data containing sensitive personally identifiable information, to disclose any breach of such information. Issue: Data Security Breach. H.R. 3506 - Title: the "Eliminate Privacy Notification Confusion Act" A bill to amend the Gramm-Leach-Bliley Act to provide an exception from the continuing requirement for annual privacy notices for financial institutions which do not share personal information with affiliates, and for other purposes. Issue: Data Security Breach. S. 3098 - Title: the "Protect Our Recovery Through Oversight of Proprietary Trading Act of 2010'' A bill to prohibit proprietary trading and certain relationships with hedge funds and private equity funds, to address conflicts of interest with respect to certain securitizations, and for other purposes. Issue: Regulatory reform. S.3217 - Title: A original bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. Issue: Regulatory Reform. H.R. 4596 Title: the Holocaust Insurance Accountability Act of 2010. A bill to allow for enforcement of State disclosure laws and access to courts for covered Holocaust-era insurance policy claims. Issue: insurance regulatory reform. H.R. 4173 Title: The Wall Street Reform and Consumer Protection Act of 2010 A original bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. Issue: Regulatory Reform. H.R. 5993/ S. 3718 Title: The Securing Americas Veterans Insurance Needs and Goals Act of 2010. A bill to ensure that beneficiaries of Servicemembers Group Life Insurance receive financial counseling and disclosure information regarding life insurance payments, and for other programs.

Client expense: $1,664,721 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S. 344 Hedge Fund Transparency Act. Issue: Regulatory Reform. H.CON.RES. 89 - Supporting the goals and objectives of the Prague Conference on Holocaust Era Assets. Issue: Holocaust Claims. H.R. 1039 - Promoting Health Information Technology Act of 2009. Issue: Privacy. S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification. H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification. H.R. 2221 - the "Accountability and Trust Act." Issue: Data Security Breach H.R. 2571/ S. 1363 - the "Nonadmitted and Reinsurance Reform Act of 2009" issue: to stream line reinsurance regulation. H.R. 1705 - the Financial Product Safety Commission Act Issue: Regulatory reform H.R. 2733/ S. 1389 - the "Fixed Indexed Annuities and Insurance Products Classification Act of 2009." Issue: SEC Rule 151A S. 272 - the "Derivatives Trading Integrity Act of 2009" A bill to amend the Commodity Exchange Act to ensure that all agreements, contracts, and transactions with respect to commodities are carried out on a regulated exchange, and for other purposes. Issue: Derivatives. H.R. 3596 the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: McCarran-Ferguson. S. 1681 - the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: Privacy. S. 1490 the Personal Data Privacy and Security Act of 2009 A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy. H.R. 3763 a bill to amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. Issue: Health Care. H.R.3399 - Title: To amend the Internal Revenue Code of 1986 to permit the consolidation of life insurance companies with other companies. Issue: taxation of life insurance companies H.R.3669 - Title: To prohibit employers from carrying life insurance policies on their rank and file employees. Issue: use of COLI S. 139 Title: the Data Breach Notification Act A bill to require Federal agencies, and persons engaged in interstate commerce, in possession of data containing sensitive personally identifiable information, to disclose any breach of such information. Issue: Data Security Breach. H.R. 3506 Title: the Eliminate Privacy Notification Confusion Act A bill to amend the Gramm-Leach-Bliley Act to provide an exception from the continuing requirement for annual privacy notices for financial institutions which do not share personal information with affiliates, and for other purposes. Issue: Data Security Breach. S. 3098 Title: the Protect Our Recovery Through Oversight of Proprietary Trading Act of 2010 A bill to prohibit proprietary trading and certain relationships with hedge funds and private equity funds, to address conflicts of interest with respect to certain securitizations, and for other purposes. Issue: Regulatory reform. S.3217 - Title: A original bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. Issue: Regulatory Reform. H.R. 4173 Title: The Wall Street Reform and Consumer Protection Act of 2010 A original bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. Issue: Regulatory Reform. H.R. 4596 Title: the Holocaust Insurance Accountability Act of 2010. A bill to allow for enforcement of State disclosure laws and access to courts for covered Holocaust-era insurance policy claims. Issue: insurance regulatory reform. H.R. 5993/ S. 3718 Title: The Securing Americas Veterans Insurance Needs and Goals Act of 2010. A bill to ensure that beneficiaries of Servicemembers Group Life Insurance receive financial counseling and disclosure information regarding life insurance payments, and for other programs.

Client expense: $1,664,721 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR 4173 Wall Street Reform and Consumer Protection Act of 2009; Issue: all aspects impacting insurance regulation S. 3217 Restoring American Financial Stability Act of 2010; Issue: all aspects impacting insurance regulation HR 2554 National Association of Registered Agent and Brokers Reform Act; Issue:reducing costs and administrative difficulties associated with reciprocal licensing of multi-state insurance agents. We support this bill. HR 2609 Create a federal Office of Insurance Information; Issue: need for federal insurance expertise; scope of office HR 2571 and S 1363 Non-Admitted and Reinsurance Reform; Issue: need for reform for these insurance lines HR 2733/S 1389 - Fixed Indexed Annuities and Insurance Products Classification Act; Issue: clarify that certain annuity products are exempt from federal regulation Other Financial Services Regulatory Reform bills, including: HR 1880 - The National Insurance Consumer Protection Act; HR 3996 Financial Stability Improvement Act; S 2756 Financial Services Systemic Risk Oversight Council Act; HR 3310 Consumer Protection and Regulatory Enhancement Act; HR 2253/S 298 Financial Markets Commission Act, S 664 and HR 1754 The Financial System Stabilization and Reform Act of 2009; HR 4191 Let Wall Street Pay for the Restoration of Main Street, HR 885/S 1354 Improved Financial and Commodity Markets Oversight and Accountability Act, S 1540 Resolution Reform Act, S 2813 Investor Rights and Corporate Accountability Act, HR 3269 Corporate and Financial Institution Compensation Fairness Act, HR 4142/S 2746 Too Big to Fail, Too Big to Exist Act, HR 4516 Financial Services Industry Stability Act of 2010; and HR 2111 Congressional Commission on Financial Accoutability and Preparedness Act; Issues on all above regulatory reform bills: all aspects of financial services regulatory reform affecting the insurance industry, including scope of Federal Insurance Office, consumer protection, systemic risk regulation, resolution authority, and funding mechanisms. S 3546 Cheaper Car Insurance Act of 2010; Issue: federal efforts to crack down on insurance fraud S 3685 Insurance Competition and Transparency Act of 2010; Issue: Oppose greater FTC involvement in insurance regulation

Client expense: $110,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 2748 - To amend the Internal Revenue Code of 1986 to encourage guaranteed lifetime income payments by excluding from income a portion of such payments. S. 1389 - A bill to clarify the exemption for certain annuity contracts and insurance policies from Federal regulation under the Securities Act of 1933. H.R. 1984 - To amend title I of the Employee Retirement Income Security Act of 1974 to provide special reporting and disclosure rules for individual account plans and to provide a minimum investment option requirement for such plans. H.R. 1988 - To amend title I of the Employee Retirement Income Security Act of 1974 to provide for independent investment advice for participants and beneficiaries under individual account plans. H.R. 2989 - To amend the Employee Retirement Income Security Act of 1974 to provide special reporting and disclosure rules for individual account plans and to provide a minimum investment option requirement for such plans, to amend such Act to provide for independent investment advice for participants and beneficiaries under individual account plans, and to amend such Act and the Internal Revenue Code of 1986 to provide transitional relief under certain pension funding rules added by the Pension Protection Act of 2006. H.R. 2779 - To amend the Internal Revenue Code of 1986 to provide transparency with respect to fees and expenses charged to participant-directed defined contribution plans, and to improve participant communication. S. 697 - A bill to amend the Public Health Service Act to help individuals with functional impairments and their families pay for services and supports that they need to maximize their functionality and independence and have choices about community participation, education, and employment, and for other purposes. H.R. 1721 - To amend the Public Health Service Act to help individuals with functional impairments and their families pay for services and supports that they need to maximize their functionality and independence and have choices about community participation, education, and employment, and for other purposes. H.R. 2733 - To clarify the exemption for certain annuity contracts and insurance policies from Federal regulation under the Securities Act of 1933.

Client expense: Not reported · Firm income: $60,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Lobbying in favor of H.R. 2733 and S. 1389. Our client wants this legislation passed, as it would have the effect of overturning SEC Rule 151A. Rule 151A which would regulate fixed indexed annuities.

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Lobbying in favor of H.R. 2733 and S. 1389. Our client wants this legislation passed, as it would have the effect of overturning SEC Rule 151A. Rule 151A which would regulate fixed indexed annuities.

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S. 139 Data Breach Notification Act S. 1074 Shareholder Bill of Rights Act of 2009 (proxy access) S. 1389 Fixed Indexed Annuities and Insurance Products Classification Act of 2009 S. 1490 Personal Data Privacy and Security Act of 2009 S. 1964 Mutual Fund Transparency Act of 2009 S. 3217 Restoring American Financial Stability Act of 2010 (regulatory reform) S. 3258 Modernizing and Strengthening Investor Protection Act of 2010 H.R. 1160 Money Market Fund Parity Act of 2009 H.R. 1669 Federal Municipal Bond Marketing Support and Securitization Act of 2009 H.R. 2194 Comprehensive Iran Sanctions, Accountability, and Divestment Act of 2010 H.R. 2221 Data Accountability and Trust Act (notice of breach) H.R. 2733 Fixed Indexed Annuities and Insurance Products Classification Act of 2009 H.R. 2861 Shareholder Empowerment Act of 2009 (proxy access) H.R. 3269 Corporate and Financial Institution Compensation Fairness Act of 2009 (say on pay) H.R. 3272 Corporate Governance Reform Act of 2009 H.R. 3351 Proxy Voting Transparency Act of 2009 H.R. 4173 Dodd-Frank Wall Street Reform and Consumer Protection Act H.R. 4790 Shareholder Protection Act of 2010 (political activity) Money Market Mutual Fund Regulation

Client expense: $1,253,107 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Treasury, Dept of

Retirement security issues including 401k fee disclosure, coverage expansion, and annuity issues. S.401 - Defined Contribution Fee Disclosure Act of 2009 - all provisions H.R.2779 - the Defined Contribution Plan Fee Transparency Act of 2009 - all provisions H.R.1984 - 401K Fair Disclosure for Retirement Security Act of 2009 - all provisions H.R.1988 Conflicted Investment Advice Prohibition Act of 2009 all provisions H.R.2989 - 401(k) Fair Disclosure and Pension Security Act of 2009 all provisions H.R.1961 Savings for American Families' Future Act of 2009 savings incentives provisions H.R.2748 - Retirement Security Needs Lifetime Pay Act all provisions S.1297 - Retirement Security for Life Act all provisions H.R.2733 / S.1389 - the Fixed Indexed Annuities and Insurance Products Classification Act of 2009 all provisions S.906 Senior Investor Protection Act (Kohl) suitability and agent titles provisions S.2832 Lifetime Income Disclosure Act all provisions H.R.4126 Retirement Fairness Act of 2009 all provisions H.R.3326 The Department of Defense Appropriations Act 2010 provisions to extend COBRA benefits

Client expense: $490,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Placing a moratorium on new appraisal rules HR 3044- A bill to impose an 18-month moratorium on the Home Valuation Code of Conduct Financial Regulatory Reform and clarification of individuals/entities classified as financial institutions HR 3126- Consumer Financial Protection Agency Act of 2009 HR 3310- Consumer Protection and Regulatory Enhancement Act HR 3996- A bill to improve financial stability, and for other purposes HR 4173- Restoring American Financial Stability Act of 2010 S 3217- Restoring American Financial Stability Act of 2010 Red Flag Guideline Exclusions for Certain Businesses HR 3763- A bill amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses Small Business Lending HR 3380- Promoting Lending to America's Small Businesses Act of 2009 S 2919- Small Business Lending Enhancement Act of 2009 HR 5297- Small Business Lending Fund Act of 2010 HR 5302- State Small Business Credit Initiative Act of 2010 HR 5412- Small Business Asset Investment and Modernization (AIM) Act of 2010 S 2780- Small Business Intermediary Lending Pilot Program Act of 2009 Clarification of Federal Regulation on Annuity Contracts and Insurance Policies S 1389 - Fixed Indexed Annuities and Insurance Products Classification Act of 2009 GSE Modification HR 5539 - Fannie Mae and Freddie Mac Transparency Act of 2010 Homeowner Relief Efforts HR 3066 - Temporary Mortgage Assistance Loan Act of 2009 HR 3068 - TARP for Main Street Act of 2009 S 2969 - Homeowners' Relief and Neighborhood Stabilization Act of 2010 Modification of Loans for Troubled Borrowers HR 788 - A bill to provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes Reverse Mortgages HR 4419 - Reverse Mortgage Elder Protection Act Foreclosure Mitigation & Relief Efforts; Safe Harbor Provisions for Mortgage Servicers; Homeowner Relief Efforts HR 384 - TARP Reform and Accountability Act of 2009 Mortgage Modifications for Troubled Homeowners S 1731 - Preserving Homes and Communities Act of 2009 FHA Loan Limit Increase; Increasing GSE Loan Limits HR 2483 - Increasing Homeownership Opportunities Act Use of TARP Funds for Homeowner Relief and Affordable Rental Housing; Homeowner Relief Efforts HR 3766 - Main Street TARP Act of 2009 Meetings with HUD and FHFA on conforming loan limits

Client expense: $3,940,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Council on Environmental Quality (CEQ), Energy, Dept of, Environmental Protection Agency (EPA), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Internal Revenue Service (IRS), Labor, Dept of (DOL), Office of Management & Budget (OMB), SENATE, Small Business Administration (SBA), Transportation, Dept of (DOT), Treasury, Dept of, Veterans Affairs, Dept of (VA), Vice President of the U.S., White House Office

H.R. 2733 - Fixed Indexed Annuities and Insurance Products Classification Act of 2009; S. 1389 (Senate companion bill) - Supporting efforts to nullify/repeal SEC Rule 151A, H.R. 4173 Wall Street Reform and Consumer Protection Act

Client expense: Not reported · Firm income: $80,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 2733 - Fixed Indexed Annunities and Insurance Products Classification Act of 2009, S. 1389 (Senate Companion Bill) - nullify/repeal SEC Rule 151A, H.R. 4173 Wall Street Reform and Consumer Protection Act

Client expense: Not reported · Firm income: $40,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 519: ELDER CAREGIVER SUPPORT AND INFORMATION ENHANCEMENT ACT OF 2009; PROVISIONS RELATED TO LONG TERM CARE INFORMATION CLEARINGHOUSE H.R. 1961: SAVINGS FOR AMERICAN FAMILIES FUTURE ACT OF 2009; PROVISIONS RELATED TO SAVERS' CREDIT H.R.1984: 401(K) FAIR DISCLOSURE FOR RETIREMENT SECURITY ACT OF 2009; PROVISIONS RELATED TO RETIREMENT PLAN FEE DISCLOSURE H.R. 1988: CONFLICTED INVESTMENT ADVICE PROHIBITION ACT OF 2009; PROVISIONS RELATED TO INVESTMENT ADVICE H.R. 2021: SAVINGS RECOVERY ACT OF 2009; PROVISIONS RELATED TO SAVERS CREDIT H.R. 2733/S. 1389: FIXED INDEXED ANNUITIES AND INSURANCE PRODUCTS CLASSIFICATION ACT OF 2009; PROVISIONS RELATED TO CLARIFICATION FOR FIXED ANNUITIES REGULATION H.R. 2748: RETIREMENT SECURITY NEEDS LIFETIME PAY ACT OF 2009; PROVISIONS RELATED TO TAX INCENTIVES FOR ANNUITIES H.R. 2779: DEFINED CONTRIBUTION PLAN FEE TRANSPARENCY ACT OF 2009; PROVISIONS RELATED TO 401(K) PLAN FEE DISCLOSURE H.R. 2792: RETIREMENT SAVINGS TRANSPARENCY ACT OF 2009; PROVISIONS RELATED TO PLAN FEE DISCLOSURE H.R. 2989: 401 (K) FAIR DISCLOSURE AND PENSION SECURITY ACT OF 2009; PROVISIONS RELATED TO RETIREMENT PLAN FEE DISCLOSURE H.R. 3551 /S. 1661/S. 906: SENIOR INVESTMENT PROTECTION ACT OF 2009; PROVISIONS RELATED TO PRODUCT SALES TO SENIORS, AND ANNUITIES SALES H.R. 3590: THE PATIENT PROTECTION AND AFFORDABLE CARE ACT; PROVISIONS RELATED TO LONG TERM CARE FINANCING, AND MEDICARE TAX ON NONQUALIFIED ANNUITY INCOME H.R. 4126: RETIREMENT FAIRNESS ACT OF 2009; PROVISIONS RELATED TO MODIFICATION OF 401(K) PLAN RULES H.R. 4173/S. 3217: RESTORING AMERICAN FINANCIAL STABILITY ACT OF 2010 (FKA: WALL STREET REFORM AND CONSUMER PROTECTION ACT OF 2009); PROVISIONS RELATED TO THE EXCLUSION OF RETIREMENT BENEFITS FROM CONSUMER FINANCIAL PROTECTION AGENCY, AND SENIOR INVESTOR PROTECTION ACT H.R. 4213: AMERICAN JOBS AND CLOSING TAX LOOPHOLES ACT OF 2010; PROVISIONS RELATED TO 401(K) PLAN FEE DISCLOSURE H.R. 4626: HEALTH INSURANCE INDUSTRY FAIR COMPETITION ACT; PROVISIONS RELATED TO INSURANCE ANTI-TRUST REGULATIONS (MCCARRON-FERGUSON) H.R. 4742: SMALL BUSINESSES ADD VALUE FOR EMPLOYEES (SAVE) ACT OF 2009; PROVISIONS RELATED TO SIMPLIFICATION OF SIMPLE IRAS, AND VOLUNTARY AUTO IRAS H.R. 4872: HEALTH CARE AND EDUCATION RECONCILIATION ACT OF 2010; PROVISIONS RELATED TO LONG TERM CARE FINANCING WITHIN HEALTH CARE REFORM, AND UNEARNED INCOME TAXATION H.R. 5297: SMALL BUSINESS JOBS AND CREDIT ACT OF 2010; PROVISIONS RELATED TO PARTIAL ANNUITIZATION AND ROTH CONVERSIONS OF 401(K) SAVINGS S. 401: DEFINED CONTRIBUTION FEE DISCLOSURE ACT OF 2009; PROVISIONS RELATED TO 401(K) PLAN FEE DISCLOSURE S. 1177: CONFIDENCE IN LONG-TERM CARE INSURANCE ACT OF 2009; PROVISIONS RELATED TO CONSUMER PROTECTION IN LONG TERM CARE S. 1297: RETIREMENT SECURITY FOR LIFE ACT OF 2009; PROVISIONS RELATED TO NON-QUALIFIED ANNUITIES TAX INCENTIVES S. 1626: LONG TERM CARE INSURANCE INTEGRITY ACT OF 2009; PROVISIONS RELATED TO LONG TERM CARE S.1636: LONG TERM CARE INSURANCE CONSUMER RIGHT-TO-KNOW ACT OF 2009; PROVISIONS RELATED TO LONG TERM CARE CONSUMER PROTECTIONS S. 2832: LIFETIME INCOME DISCLOSURE ACT; PROVISIONS RELATED TO ANNUITY ILLUSTRATION ON BENEFIT STATEMENTS

Client expense: $810,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE