In the Red Act of 2016

- Implementation of P.L. 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act - S. 2677, In The RED Act - H.R. 1315, Bipartisan Budget Act of 2015 - Issues related to CFTC Reauthorization - Issues and legislation related to taxes and carried interest / enterprise value

Client expense: Not reported · Firm income: $50,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S.706/H.R.1490, Survivor Outreach and Support Campus Act, in support of independent advocates on campus; S.590/H.R.1310, Campus Accountability and Safety Act, in support of ending campus sexual assault; S.412/H.R.5, Student Success Act, in opposition to allowing states and school districts to move funds meant for disadvantaged students into other programs and eliminating maintenance-of-effort requirements, in opposition to federally funded school vouchers, in support of substitute amendment; S.439/H.R.846, Student Non-Discrimination Act of 2015, in support of prohibiting discrimination based on gender identity or sexual orientation in public schools; S.1177, Every Child Achieves Act, in support of reauthorizing ESEA, improving accountability, including policies to reduce bullying and harassment, ensuring civil rights protections for students at charter schools, better data reporting and transparency in athletics programs, in opposition to federally funded vouchers; S.840, Student Loan Borrower Bill of Rights, in support of ensuring students exhaust federal financial aid before taking on private student loans; S.773/H.R.1421, Tyler Clementi Higher Education Anti-Harassment Act, in support of preventing and responding to bullying and harassment at institutions of higher education; S.311/H.R.2902, Safe Schools Improvement Act, in support encouraging states, districts, and schools to develop policies and programs to prevent and appropriately respond to instances of bullying and harassment; S.840/H.R.1183, STEM Gateways Act, in support of providing competitive grants specifically targeted towards women and girls, underrepresented minorities, and individuals from economically disadvantaged backgrounds to improve access to opportunities in STEM fields; S.2784/H.R.467, STEM Opportunities Act, in support of broaden participation by women and minorities in science, technology, engineering and mathematics (STEM) fields by reducing barriers that deter women and underrepresented minorities from pursuing academic and career goals in STEM fields; S.559/H.R.970, Academic Freedom through Regulatory Relief Act, in opposition to the repeal of gainful employment regulations; H.R.1806, America COMPETES Reauthorization Act of 2015, in support of broadening participation in STEM fields to improve the competitiveness of the United States; H.R.2680, Hold Accountable and Lend Transparency (HALT) on Campus Sexual Violence Act, in support of strengthening prevention and enforcement efforts at colleges and universities to help end sexual harassment and violence; S.671, Computer Science Education & Jobs Act of 2015, in support of federal funding for computer science education; H.R.1020, STEM Ed Act of 2015, in support of supports promoting and strengthening science, technology, engineering, and math (STEM) education, especially for girls and other underrepresented populations and include computer science; S.227, Strengthening Education through Research Act, in support of strengthening the federal education research system to make research and evaluations more timely and relevant to state/local needs to increase student achievement; S.2710/H.R. 4803, Women and Minorities in STEM Booster Act of 2016, in support of increasing opportunities for women and underrepresented populations in science, technology, engineering and math; S. 2677, In the Red Act of 2016, in support of refinancing student loans, access to community college, and indexing of Pell grants; H.R. 4681, Child Care Access Means Parents in School Reauthorization, in support of increasing access to higher education to students through campus-based child care services; H.R. 4901, Scholarships for Opportunity and Results Reauthorization Act (SOAR), in opposition to school vouchers and diverting public funds to private or religious elementary and secondary schools; S.3084/H.R.1806, American Innovation and Competitiveness Act, in support of increasing opportunities for women and underrepresented populations in science, technology, engineering and math; in support of grant programs and centers for excellence to broaden participation; H.R. 5587, Strengthening Career and Technical Education for the 21st Century Act, in support of provisions to prepare students for success in college or careers; S. 3147/H.R. 5682, Gender Equity in Education Act, in support of Title IX and federal protections against the gender discrimination of women in education; S. 2711, Native American Education Opportunity Act, in opposition to school vouchers; H.R. 6094, Regulatory Relief for Small Businesses, Schools, and Nonprofits Act, in opposition to delaying implementation of the overtime rule that would increase eligibility to receive overtime pay; H.R. 6161, Federal Funding for Sexual Harassers Act, in support of ending campus sexual assault; High School Data Transparency Act, in support of the collection and dissemination of participation and expense data regarding high school athletics; in support of allowing private students loans to be dischargeable in bankruptcy; in support of student loan refinance options; in support of expanding requirements to ensure students have access to critical educational resources; in support of provisions to prohibit all forms of discrimination and ensuring positive and safe campus climates; in support of additional disaggregation and crosstabulation of student achievement data, including gender, race/ethnicity, disability status, English learner status, and other categories; in support of establishing and funding policies and practices that are supportive of pregnant and parenting youth; in opposition to limiting the administration's regulatory authority; in support of improving pre-kindergarten quality; in support of additional counseling for students taking on education debt; in support of recruiting, supporting, and preparing high-quality principals to improve student academic achievement in high-need schools.

Credit Availability S1484 - The Financial Regulatory Improvement Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR970 - Supporting Academic Freedom through Regulatory Relief Act HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act HR3179 - Empowering Students Through Enhanced Financial Counseling Act HR3180 - Flexible Pell Grant for 21st Century Students Act HR4162 - Credit Access and Inclusion Act of 2015 HR4652 - CLEAR Act S85 - Repay Act of 2015 S108 - Financial Aid Simplification and Transparency Act of 2015 S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights S1948 - AFFORD Act S2043 - Know Before You Owe Federal Student Loan Act of 2015 S2677 - In the Red Act of 2016 Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR22 - DRIVE Act HR1491 - Partnership to Strengthen Homeownership Act of 2015 HR2029 - Consolidated Appropriations Act, 2016 HR4913 - Housing Finance Restructuring Act of 2016 HR__ - Moving Housing Forward Act S2038 - Jumpstart GSE Reform Act Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. HConRes125 - Establishing the congressional budget for the United States Government for fiscal year 2017 and setting forth the appropriate budgetary levels for fiscal years 2018 through 2026. RESPA/TILA Amendments/TRID HR1113 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act HR3192 - Homebuyers Assistance Act S1711 - A bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes. Short Sales HR4812 - Prompt Notification of Short Sales Act Mortgage Servicing Assets HR2029 - Consolidated Appropriations Act, 2016 Alternative Credit Scoring HR3035 - Credit Access and Inclusion Act of 2015 HR4211 - Credit Score Competition Act of 2015 HR4893 - Risk Management and Homeowner Stability Act of 2016 S2355 - Credit Access and Inclusion Act of 2015 Service Members Foreclosure Relief S2393 - Foreclosure Relief and Extension for Servicemembers Act of 2015 Commercial Risk Retention Rules HR4620 - Preserving Access to CRE Capital Act of 2016 FHFA HR3808 - To require the withdrawal and study of the Federal Housing Finance Agency's proposed rule on Federal Home Loan Bank membership, and for other purposes. Financial Regulatory Reform HR1090 - Retail Investor Protection Act HR2642 - Community Lender Regulatory Relief and Consumer Protection Act of 2015 S1484 - Financial Regulatory Improvement Act of 2015 S1491 - Community Lender Regulatory Relief and Consumer Protection Act of 2015 HR__ - The Financial Choice Act Credit Reporting HR347 - The Facilitating Access to Credit Act HR5282 - The Comprehensive Consumer Credit Reporting Act of 2016 Federal Home Loan Bank HR__ - To amend the Federal Home Loan Bank Act to clarify the definition of an insurance company and to provide Federal Home Loan Bank membership standards for certain captive insurance companies Alternative Lending Sources HR4854 - Supporting America's Innovators Act of 2016 HR4855 - Fix Crowdfunding Act Zombie Foreclosures S3146 - Preserving Abandoned Foreclosures and Preserving Communities Act of 2016 Conversations with the Consumer Finance Protection Bureau (CFPB) on TRID/Know Before You Owe. Discussions with the Federal Housing Finance Agency (FHFA) on credit availability, appraisal issues, appraisal management companies (AMCs), GSE reform, and risk-sharing. Discussions with the Small Business Administration to discuss small business lending programs. Discussions with the Treasury on anti-money laundering and credit availability. Conversations with the Office of the Comptroller of the Currency (OCC) on appraisal issues, AMCs. Discussions with the Securities and Exchange Commission (SEC) on JOBS Act Rulemaking. Discussions with the Federal Reserve on appraisal issues, AMCs. Discussions with the Federal Deposit Insurance Corporation (FDIC) on appraisal issues, AMCs.

Issues pertaining to Title IV of the HEA; S.108, Financial Aid Simplification and Transparency Act of 2015; S.2677, "In the Red Act of 2016"; H.R.1434 and S.793, "Bank on Students Emergency Loan Financing Act"

Client expense: $260,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues pertaining to Title IV of the HEA; S.108, Financial Aid Simplification and Transparency Act of 2015; S.2677, "In the Red Act of 2016"; H.R.1434 and S.793, "Bank on Students Emergency Loan Financing Act"; H.R.3179, "Empowering Students Through Enhanced Financial Counseling Act"

Client expense: $80,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues pertaining to Title IV of the HEA; S.108, Financial Aid Simplification and Transparency Act of 2015; S.2677, "In the Red Act of 2016"; H.R.1434 and S.793, "Bank on Students Emergency Loan Financing Act"; H.R.3179, "Empowering Students Through Enhanced Financial Counseling Act"; S. 3399 & H.R. 5838, "Transparency in Student Lending Act"

Client expense: $90,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Implementation of P.L. 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act S. 2677, In The RED Act H.R. 1315, Bipartisan Budget Act of 2015 Issues related to CFTC Reauthorization Issues and legislation related to taxes and carried interest / enterprise value

Client expense: Not reported · Firm income: $50,000

S.706/H.R.1490, Survivor Outreach and Support Campus Act, in support of independent advocates on campus; S.590/H.R.1310, Campus Accountability and Safety Act, in support of ending campus sexual assault; S.412/H.R.5, Student Success Act, in opposition to allowing states and school districts to move funds meant for disadvantaged students into other programs and eliminating maintenance-of-effort requirements, in opposition to federally funded school vouchers, in support of substitute amendment; S.439/H.R.846, Student Non-Discrimination Act of 2015, in support of prohibiting discrimination based on gender identity or sexual orientation in public schools; S.1177, Every Child Achieves Act, in support of reauthorizing ESEA, improving accountability, including policies to reduce bullying and harassment, ensuring civil rights protections for students at charter schools, better data reporting and transparency in athletics programs, in opposition to federally funded vouchers; S.840, Student Loan Borrower Bill of Rights, in support of ensuring students exhaust federal financial aid before taking on private student loans; S.773/H.R.1421, Tyler Clementi Higher Education Anti-Harassment Act, in support of preventing and responding to bullying and harassment at institutions of higher education; S.311/H.R.2902, Safe Schools Improvement Act, in support encouraging states, districts, and schools to develop policies and programs to prevent and appropriately respond to instances of bullying and harassment; S.840/H.R.1183, STEM Gateways Act, in support of providing competitive grants specifically targeted towards women and girls, underrepresented minorities, and individuals from economically disadvantaged backgrounds to improve access to opportunities in STEM fields; S.2784/H.R.467, STEM Opportunities Act, in support of broaden participation by women and minorities in science, technology, engineering and mathematics (STEM) fields by reducing barriers that deter women and underrepresented minorities from pursuing academic and career goals in STEM fields; S.559/H.R.970, Academic Freedom through Regulatory Relief Act, in opposition to the repeal of gainful employment regulations; H.R.1806, America COMPETES Reauthorization Act of 2015, in support of broadening participation in STEM fields to improve the competitiveness of the United States; H.R.2680, Hold Accountable and Lend Transparency (HALT) on Campus Sexual Violence Act, in support of strengthening prevention and enforcement efforts at colleges and universities to help end sexual harassment and violence; S.671, Computer Science Education & Jobs Act of 2015, in support of federal funding for computer science education; H.R.1020, STEM Ed Act of 2015, in support of supports promoting and strengthening science, technology, engineering, and math (STEM) education, especially for girls and other underrepresented populations and include computer science; S.227, Strengthening Education through Research Act, in support of strengthening the federal education research system to make research and evaluations more timely and relevant to state/local needs to increase student achievement; S.2710/H.R. 4803, Women and Minorities in STEM Booster Act of 2016, in support of increasing opportunities for women and underrepresented populations in science, technology, engineering and math; S. 2677, In the Red Act of 2016, in support of refinancing student loans, access to community college, and indexing of Pell grants; H.R. 4681, Child Care Access Means Parents in School Reauthorization, in support of increasing access to higher education students through campus-based child care services; H.R. 4901, Scholarships for Opportunity and Results Reauthorization Act (SOAR), in opposition to school vouchers and diverting public funds to private or religious elementary and secondary schools; S.3084/H.R.1806, American Innovation and Competitiveness Act, in support of increasing opportunities for women and underrepresented populations in science, technology, engineering and math; in support of grant programs and centers for excellence to broaden participation; Women's Educational Equity Act, in support of Title IX and federal protections against the gender discrimination of women in education; High School Data Transparency Act, in support of the collection and dissemination of participation and expense data regarding high school athletics; in support of allowing private students loans to be dischargeable in bankruptcy; in support of student loan refinance options; in support of expanding requirements to ensure students have access to critical educational resources; in support of provisions to prepare students for success in college or careers; in support of provisions to prhibit all forms of discrimination and ensuring positive and safe campus climates; in support of additional disaggregation and crosstabulation of student achievement data, including gender, race/ethnicity, disability status, English learner status, and other categories; in support of establishing and funding policies and practices that are supportive of pregnant and parenting youth; in opposition to limiting the administration's regulatory authority; in support of improving pre-kindergarten quality; in support of additional counseling for students taking on education debt; in support of recruiting, supporting, and preparing high-quality principals to improve student academic achievement in high-need schools.

Issues pertaining to Title IV of the HEA; S.108, Financial Aid Simplification and Transparency Act of 2015; S.2677, "In the Red Act of 2016"; H.R.1434 and S.793, "Bank on Students Emergency Loan Financing Act"; H.R.3179, "Empowering Students Through Enhanced Financial Counseling Act"

Client expense: $120,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Credit Availability S1484 - The Financial Regulatory Improvement Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR970 - Supporting Academic Freedom through Regulatory Relief Act HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act HR3179 - Empowering Students Through Enhanced Financial Counseling Act HR3180 - Flexible Pell Grant for 21st Century Students Act HR4162 - Credit Access and Inclusion Act of 2015 HR4652 - CLEAR Act S85 - Repay Act of 2015 S108 - Financial Aid Simplification and Transparency Act of 2015 S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights S1948 - AFFORD Act S2043 - Know Before You Owe Federal Student Loan Act of 2015 S2677 - In the Red Act of 2016 Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR22 - DRIVE Act HR1491 - Partnership to Strengthen Homeownership Act of 2015 HR2029 - Consolidated Appropriations Act, 2016 HR__ - Housing Finance Restructuring Act of 2016 HR__ - Moving Housing Forward Act S2038 - Jumpstart GSE Reform Act Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. HConRes125 - Establishing the congressional budget for the United States Government for fiscal year 2017 and setting forth the appropriate budgetary levels for fiscal years 2018 through 2026. RESPA/TILA Amendments/TRID HR1113 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act HR3192 - Homebuyers Assistance Act S1711 - A bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes. Short Sales HR4812 - Prompt Notification of Short Sales Act Mortgage Servicing Assets HR2029 - Consolidated Appropriations Act, 2016 Alternative Credit Scoring HR3035 - Credit Access and Inclusion Act of 2015 HR4211 - Credit Score Competition Act of 2015 HR4893 - Risk Management and Homeowner Stability Act of 2016 S2355 - Credit Access and Inclusion Act of 2015 Service Members Foreclosure Relief S2393 - Foreclosure Relief and Extension for Servicemembers Act of 2015 Commercial Risk Retention Rules HR4620 - Preserving Access to CRE Capital Act of 2016 FHFA HR3808 - To require the withdrawal and study of the Federal Housing Finance Agency's proposed rule on Federal Home Loan Bank membership, and for other purposes. Financial Regulatory Reform HR1090 - Retail Investor Protection Act HR2642 - Community Lender Regulatory Relief and Consumer Protection Act of 2015 S1484 - Financial Regulatory Improvement Act of 2015 S1491 - Community Lender Regulatory Relief and Consumer Protection Act of 2015 HR__ - The Financial Choice Act Credit Reporting HR347 - The Facilitating Access to Credit Act HR5282 - The Comprehensive Consumer Credit Reporting Act of 2016 Federal Home Loan Bank HR__ - To amend the Federal Home Loan Bank Act to clarify the definition of an insurance company and to provide Federal Home Loan Bank membership standards for certain captive insurance companies Alternative Lending Sources HR4854 - Supporting America's Innovators Act of 2016 HR4855 - Fix Crowdfunding Act Zombie Foreclosures S__ - Preserving Abandoned Foreclosures and Preserving Communities Act of 2016 Conversations with the Consumer Finance Protection Bureau (CFPB) on TRID/Know Before You Owe and credit reporting. Discussions with the Federal Housing Finance Agency (FHFA) on "Duty to Serve" and g-fees. Discussions with the Small Business Administration to discuss small business lending programs. Discussions with the Treasury on anti-money laundering and appraisal management companies (AMCs). Conversations with the Office of the Comptroller of the Currency (OCC) on banking regulations.

HR 3179 Empowering Students Through Enhanced Financial Counseling Act HR 3178 Strengthening Transparency in Higher Education Act HR 5528 Simplifying the Application for Student Aid Act HR 5229 Improving Transition Programs for All Veterans Act HR 5530 HBCU Capital Financing Improvement Act S 2677 In the Red Act of 2016 House Draft REDUCE Act (T. Reed, NY) S 590 Campus Accountability and Safety Act HR 1310 A bill to amend the Higher Education Act of 1965 and the Jeanne Clery Disclosure of Campus Security Policy and Campus Crime Statistics Act to combat campus sexual violence, and for other purposes. HR 840 STEM Gateways Act S 335, HR 529 College Savings Plans - amend the IRS Code to Improve 529 Plans S 396, HR 747 Proprietary Education Oversight Coordination Improvement Act S 227 Strengthening Education through Research Act S 1322, HR 2092 Protecting Student Privacy Act of 2015 S 1195 Student Right to Know Before You Go Act of 2015 HR 2429 Student Loan Tax Debt Relief Act HR 3403 Safe Campus Act of 2015 S 1939 Student Protection and Success Act HR 3178 Strengthening Transparency in Higher Education Act HR 3179 Empowering Students Through Enhanced Financial Counseling Act

Client expense: $15,681 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S.412/H.R.5, Student Success Act, in opposition to allowing states and school districts to move funds meant for disadvantaged students into other programs and eliminating maintenance-of-effort requirements, in opposition to federally funded school vouchers, in support of substitute amendment; S.439/H.R.846, Student Non-Discrimination Act of 2015, in support of prohibiting discrimination based on gender identity or sexual orientation in public schools; S.1177, Every Child Achieves Act, in support of reauthorizing ESEA, improving accountability, including policies to reduce bullying and harassment, ensuring civil rights protections for students at charter schools, better data reporting and transparency in athletics programs, in opposition to federally funded vouchers; S.840, Student Loan Borrower Bill of Rights, in support of ensuring students exhaust federal financial aid before taking on private student loans; S.773/H.R.1421, Tyler Clementi Higher Education Anti-Harassment Act, in support of preventing and responding to bullying and harassment at institutions of higher education; S.311/H.R.2902, Safe Schools Improvement Act, in support of encouraging states, districts, and schools to develop policies and programs to prevent and appropriately respond to instances of bullying and harassment; S.840/H.R.1183, STEM Gateways Act, in support of providing competitive grants specifically targeted towards women and girls, underrepresented minorities, and individuals from economically disadvantaged backgrounds to improve access to opportunities in STEM fields; S.2784/H.R.467, STEM Opportunities Act, in support of broaden participation by women and minorities in science, technology, engineering and mathematics (STEM) fields by reducing barriers that deter them; S.559/H.R.970, Academic Freedom through Regulatory Relief Act, in opposition to the repeal of gainful employment regulations; H.R.1806, America COMPETES Reauthorization Act of 2015, in support of broadening participation in STEM fields to improve the competitiveness of the United States; H.R.2680, Hold Accountable and Lend Transparency (HALT) on Campus Sexual Violence Act, in support of strengthening prevention and enforcement efforts at colleges and universities to help end sexual harassment and violence; S.671, Computer Science Education & Jobs Act of 2015, in support of federal funding for computer science education; H.R.1020, STEM Ed Act of 2015, in support of supports promoting and strengthening science, technology, engineering, and math (STEM) education, especially for girls and other underrepresented populations and include computer science; S.227, Strengthening Education through Research Act, in support of strengthening the federal education research system to make research and evaluations more timely and relevant to state/local needs to increase student achievement; S.2710/H.R. 4803, Women and Minorities in STEM Booster Act of 2016, in support of increasing opportunities for women and underrepresented populations in science, technology, engineering and math; S. 2677, In the Red Act of 2016, in support of refinancing student loans, access to community college, and protecting Pell grants; Women's Educational Equity Act, in support of Title IX and federal protections against the gender discrimination of women in education; High School Data Transparency Act, in support of the collection and dissemination of participation and expense data regarding high school athletics; in support of allowing private students loans to be dischargeable in bankruptcy; in support of student loan refinance options; in support of expanding requirements to ensure students have access to critical educational resources; in support of provisions to prepare students for success in college or careers; in support of provisions to prohibit all forms of discrimination and ensuring positive and safe campus climates; in support of additional disaggregation and crosstabulation of student achievement data, including gender, race/ethnicity, disability status, English learner status, and other categories; in support of establishing and funding policies and practices that are supportive of pregnant and parenting youth; in opposition to limiting the administration's regulatory authority; in support of improving pre-kindergarten quality; in support of additional counseling for students taking on education debt; in support of recruiting, supporting, and preparing high-quality principals to improve student academic achievement in high-need schools.

Implementation of P.L. 111-203, Dodd-Frank Wall Street Reform and Consumer Protection Act S. 2677, In The RED Act Issues related to CFTC Reauthorization Issues and legislation related to taxes and carried interest / enterprise value

Client expense: Not reported · Firm income: $50,000

Credit Availability S1484 - The Financial Regulatory Improvement Act of 2015 Fees and Points in the QM ATR Rules of Dodd-Frank HR685 - Mortgage Choice Act of 2015 Student Loan Debt HR970 - Supporting Academic Freedom through Regulatory Relief Act HR1131 - Fairness in Student Loan Lending Act HR1434 - Bank on Students Emergency Loan Refinancing Act HR3179 - Empowering Students Through Enhanced Financial Counseling Act HR3180 - Flexible Pell Grant for 21st Century Students Act HR4652 - CLEAR Act S85 - Repay Act of 2015 S108 - Financial Aid Simplification and Transparency Act of 2015 S729 - Fairness for Struggling Students Act of 2015 S793 - Bank on Students Emergency Loan Refinancing Act S840 - Student Loan Borrower Bill of Rights S1948 - AFFORD Act S2043 - Know Before You Owe Federal Student Loan Act of 2015 S2677 - In the Red Act of 2016 Credit Union Lending HR1188 - Credit Union Small Business Job Creations Act CFPB Reform HR1266 - Financial Product Safety Commission Act of 2015 S510 - CFPB-IG Act of 2015 Access to Manufactured Housing HR650 - Preserving Access to Manufactured Housing Act of 2015 S682 - Preserving Access to Manufactured Housing Act of 2015 GSE Reform HR22 - DRIVE Act HR1491 - Partnership to Strengthen Homeownership Act of 2015 HR2029 - Consolidated Appropriations Act, 2016 HR__ - Housing Finance Restructuring Act of 2016 HR__ - Moving Housing Forward Act S2038 - Jumpstart GSE Reform Act Guarantee Fees S752 - A bill to establish a scorekeeping rule to ensure that increases in guarantee fees of Fannie Mae and Freddie Mac shall not be used to offset provisions that increase the deficit. HConRes125 - Establishing the congressional budget for the United States Government for fiscal year 2017 and setting forth the appropriate budgetary levels for fiscal years 2018 through 2026. RESPA/TILA Amendments/TRID HR1113 - Portfolio Lending and Mortgage Access Act HR1210 - Portfolio Lending and Mortgage Access Act HR3192 - Homebuyers Assistance Act S1711 - A bill to provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes. Short Sales HR4812 - Prompt Notification of Short Sales Act Mortgage Servicing Assets HR2029 - Consolidated Appropriations Act, 2016 Alternative Credit Scoring HR3035 - Credit Access and Inclusion Act of 2015 HR4211 - Credit Score Competition Act of 2015 HR4893 - Risk Management and Homeowner Stability Act of 2016 S2355 - Credit Access and Inclusion Act of 2015 Service Members Foreclosure Relief S2393 - Foreclosure Relief and Extension for Servicemembers Act of 2015 Commercial Risk Retention Rules HR4620 - Preserving Access to CRE Capital Act of 2016 FHFA HR3808 - To require the withdrawal and study of the Federal Housing Finance Agency's proposed rule on Federal Home Loan Bank membership, and for other purposes. Financial Regulatory Reform HR1090 - Retail Investor Protection Act HR2642 - Community Lender Regulatory Relief and Consumer Protection Act of 2015 S1484 - Financial Regulatory Improvement Act of 2015 S1491 - Community Lender Regulatory Relief and Consumer Protection Act of 2015 Conversations with the Consumer Finance Protection Bureau (CFPB) on TRID/Know Before You Owe. Discussions with the Federal Housing Finance Agency (FHFA) on TRID and "Duty to Serve." Discussions with the Small Business Administration to discuss small business lending programs. Discussions with the Treasury on anti-money laundering. Conversations with the Office of the Comptroller of the Currency (OCC) on Commercial lending practices. Conversations with the Securities and Exchange Commission (SEC) on crowdfunding rules.

S. 2677 In the Red Act of 2016 House Draft REDUCE Act (T. Reed, NY) S 590 Campus Accountability and Safety Act HR 1310 A bill to amend the Higher Education Act of 1965 and the Jeanne Clery Disclosure of Campus Security Policy and Campus Crime Statistics Act to combat campus sexual violence, and for other purposes. S 98 STEM Jobs Act S 402 STEM Master Teacher Corps Act S 419 STEM Support for Teachers in Education and Mentoring (STEM 2) Act S 444 Supporting Afterschool STEM Act HR 467 STEM Opportunities Act HR 565 Stepping Up to STEM Education Act HR 566 Technology-Enabled Education Innovation Partnership Act HR 678 21st Century Classroom Innovation Act HR 748 GI Bill STEM Extension Act HR 794 STEM Master Teacher Corps Act HR 823 Educating Tomorrow's Engineers Act HR 831 Supporting Afterschool STEM Act HR 840 STEM Gateways Act HR 847 Investing in Innovation for Education Act HR 922 Science, Technology, Engineering, and Mathematics Professional Readiness Education Preparation (STEM PREP) Act HR 1020 STEM Education Act HR 1081 STEM Support for Teachers in Education and Mentoring (STEM 2) Act S 335, HR 529 College Savings Plans - amend the IRS Code to Improve 529 Plans S 396, HR 747 Proprietary Education Oversight Coordination Improvement Act S 227 Strengthening Education through Research Act S 1322, HR 2092 Protecting Student Privacy Act of 2015 S 1195 Student Right to Know Before You Go Act of 2015 HR 2429 Student Loan Tax Debt Relief Act HR 3403 Safe Campus Act of 2015 HR 5 - Student Success Act Our interest is in provisions related to college access and readiness, STEM education, and teacher preparation Campus Litigation Privacy Act (draft legislation by Sen. Wyden and Rep. Bonamici) S 2037 HR 3512 Pell Grant Restoration Act of 2015 S 1482 HR 2604 Need-Based Educational Aid Act of 2015 S 1939 Student Protection and Success Act S 1177 Every Child Achieves Act of 2015s HR 3177 Simplifying the Application for Student Aid Act HR 3178 Strengthening Transparency in Higher Education Act HR 3179 Empowering Students Through Enhanced Financial Counseling Act HR 3180 Flexible Pell Grant for 21st Century Students Act S 1177 Every Student Succeeds Act (signed into law)

Issues pertaining to Title IV of the HEA; S.108, Financial Aid Simplification and Transparency Act of 2015; S.2677, "In the Red Act of 2016"; H.R.1434 and S.793, "Bank on Students Emergency Loan Financing Act"

Client expense: $300,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE