TIM PATAKI

Issues related to corporate tax matters, regulation and legislation related to credit cards and telecommunications. S.3889 - American Lending Fairness Act of 2026. H.R. 7866 - American Lending Fairness Act of 2026.

Issues related to corporate tax matters, regulation and legislation related to credit cards and telecommunications. S.3889 - American Lending Fairness Act of 2026. H.R. 7866 - American Lending Fairness Act of 2026.

Issues related to corporate tax matters, regulation and legislation related to credit cards and telecommunications. S.3889 - American Lending Fairness Act of 2026. H.R. 7866 - American Lending Fairness Act of 2026.

Business tax issues, including the corporate tax rate; H.R. 1, OBBB/WFTC.

Business tax issues, including the corporate tax rate; H.R. 1, OBBB/WFTC.

Issues related to the technology sector and online commerce; S.1375 - SNOOP Act of 2025; H.R. 1 - One Big Beautiful Bill.

Issues related to the technology sector and online commerce; S.1375 - SNOOP Act of 2025; Public Law No: 119-21: One Big Beautiful Bill Act.

Issues related to the technology sector and online commerce; S.1375 - SNOOP Act of 2025; H.R. 1 - One Big Beautiful Bill.

Issues related to interchange, cost of acceptance, debit interchange price controls, and routing mandates for credit cards. S.1838 and H.R.3881; Issues related to payments tokenization and card security; Issues related to global payment standards, merchant category codes (MCCs), and special category merchants. H.R. 7450; Issues related to payments innovation and open banking. Pub. L. 111-203, Dodd Frank; Issues related to data privacy - H.R. 1165; Issues related to trade and market access; Issues related to financial inclusion; Issues related to cybersecurity; Issues related to digital identity; Issues related to small business development.

PL 118-47 Further Consolidated Appropriations Act of 2024, Division B - Financial Services and General Government Appropriations for 2024; all provisions related to credit card interchange. PL 118-42 Consolidated Appropriations Act of 2024, Division B - Agriculture Appropriations Act of 2024; all provisions related to credit card interchanges, SNAP and EBT. Financial Services and General Government Appropriations for 2025 (no bill number); all provisions related to credit card interchange. Issues pertaining to the Farm Bill (no bill number), all provisions related to credit card interchange, SNAP and EBT. HR 3881/S 1838 Credit Card Competition Act, all provisions. Financial Services and General Government Appropriations for 2025 (no bill number); all provisions related to credit card interchange. Issues pertaining to the implementation of PL 118-31 National Defense Authorization Act for FY24, all provisions related to electronic payments. HR 3021 Protecting the Second Amendment in Financial Services Act, all provisions. Issues pertaining to the American Innovation and Choice Online Act (no bill number), all provisions relating to interchange and increased requirements placed on payments processors. Issues pertaining to Federal Reserve Regulation II, all provisions related to modifying debit and interchange fees and routing requirements. Issues pertaining to Buy Now Pay Later Programs. Issues pertaining to the Payment Card Industrys standards-setting. Issues pertaining to possible legislation relating to electronic payment of federal taxes. Issues pertaining to possible legislation relating to data security. Issues pertaining to the implementation of PL 111-24 Credit Card Accountability Responsibility and Disclosure Act of 2009, all provisions relating to interchange. Issues pertaining to the implementation of PL 111-203 Dodd-Frank Wall Street Reform and Consumer Protection Act, all provisions relating to the provisions in Title X-Bureau of Consumer Financial Protection relating to interchange. Issues pertaining to antitrust legislation relating to interchange. Issues pertaining to payment card interchange fee and merchant discount anti-trust litigation. Issues pertaining to Real Time Payments.

HR 8773 Financial Services and General Government Appropriations for 2025, all provisions related to credit card interchange. HR 8467 Food, Farm and National Security Act of 2024, all provisions related to credit card interchange, SNAP and EBT. HR 3881 / S 1838 Credit Card Competition Act, all provisions. HR 8070 National Defense Authorization Act for FY 2025, all provisions related to electronic payments. Issues pertaining to the implementation of PL 118-63 Federal Aviation Administration Authorization Act of 2024, all provisions related to credit card interchange. Issues pertaining to MDL-1720 multi-district antitrust litigation. HR 4763 Financial Innovation and Technology for the 21stCentury, all provisions related to credit card interchange. S 2190 RECOUP Act of 2023, all provisions related to credit card interchange. S 2860 SAFER Banking Act, all provisions related to credit card interchange. HR 3021 Protecting the Second Amendment in Financial Services Act, all provisions. Issues pertaining to the American Innovation and Choice Online Act (no bill number), all provisions relating to interchange and increased requirements placed on payments processors. Issues pertaining to Federal Reserve Regulation II, all provisions related to modifying debit and interchange fees and routing requirements. Issues pertaining to Buy Now Pay Later Programs. Issues pertaining to the Payment Card Industrys standards-setting. Issues pertaining to possible legislation relating to electronic payment of federal taxes. Issues pertaining to possible legislation relating to data security. Issues pertaining to the implementation of PL 111-24 Credit Card Accountability Responsibility and Disclosure Act of 2009, all provisions relating to interchange. Issues pertaining to the implementation of PL 111-203 Dodd-Frank Wall Street Reform and Consumer Protection Act, all provisions relating to the provisions in Title X-Bureau of Consumer Financial Protection relating to interchange. Issues pertaining to antitrust legislation relating to interchange. Issues pertaining to payment card interchange fee and merchant discount anti-trust litigation. Issues pertaining to Real Time Payments.

Issues related to retirement securities; H.R. 3063, Retirement Fairness for Charities and Educational Institutions Act of 2023; S.3102 - Retirement Savings for Americans Act of 2023; H.R.6065 - Retirement Savings for Americans Act of 2023.

Issues related to retirement securities; H.R. 3063, Retirement Fairness for Charities and Educational Institutions Act of 2023; S.3102 - Retirement Savings for Americans Act of 2023; H.R.6065 - Retirement Savings for Americans Act of 2023.

PL 118-47 Further Consolidated Appropriations Act of 2024, Division B - Financial Services and General Government Appropriations for 2024; all provisions related to credit card interchange. PL 118-42 Consolidated Appropriations Act of 2024, Division B - Agriculture Appropriations Act of 2024; all provisions related to credit card interchanges, SNAP and EBT. Financial Services and General Government Appropriations for 2025 (no bill number); all provisions related to credit card interchange. Issues pertaining to the Farm Bill (no bill number), all provisions related to credit card interchange, SNAP and EBT. HR 3881/S 1838 Credit Card Competition Act, all provisions. Financial Services and General Government Appropriations for 2025 (no bill number); all provisions related to credit card interchange. Issues pertaining to the implementation of PL 118-31 National Defense Authorization Act for FY24, all provisions related to electronic payments. HR 3021 Protecting the Second Amendment in Financial Services Act, all provisions. Issues pertaining to the American Innovation and Choice Online Act (no bill number), all provisions relating to interchange and increased requirements placed on payments processors. Issues pertaining to Federal Reserve Regulation II, all provisions related to modifying debit and interchange fees and routing requirements. Issues pertaining to Buy Now Pay Later Programs. Issues pertaining to the Payment Card Industrys standards-setting. Issues pertaining to possible legislation relating to electronic payment of federal taxes. Issues pertaining to possible legislation relating to data security. Issues pertaining to the implementation of PL 111-24 Credit Card Accountability Responsibility and Disclosure Act of 2009, all provisions relating to interchange. Issues pertaining to the implementation of PL 111-203 Dodd-Frank Wall Street Reform and Consumer Protection Act, all provisions relating to the provisions in Title X-Bureau of Consumer Financial Protection relating to interchange. Issues pertaining to antitrust legislation relating to interchange. Issues pertaining to payment card interchange fee and merchant discount anti-trust litigation. Issues pertaining to Real Time Payments.

Issues related to interchange, cost of acceptance, debit interchange price controls, and routing mandates for credit cards. S.1838 and H.R.3881; Issues related to payments tokenization and card security; Issues related to global payment standards, merchant category codes (MCCs), and special category merchants. H.R. 7450; Issues related to payments innovation and open banking. Pub. L. 111-203, Dodd Frank; Issues related to data privacy - H.R. 1165; Issues related to trade and market access; Issues related to financial inclusion; Issues related to cybersecurity; Issues related to digital identity; Issues related to small business development.

Issues related to interchange and routing mandates for credit cards (S. 1838 and H.R. 3881, No Fees for EFTs Act) Issues related to digital payments and payments innovation Issues related to financial inclusion and small business development Issues related to Artificial Intelligence and payment security Issues related to Merchant Category Codes Issues related to Open Banking (DFA 1033 Rulemaking, Pub. L. 111-203, Dodd Frank Act) Issues related to Digital Assets Issues related to cybersecurity in payments, national security in payments (H.R. 8464, the Tokenization Report Act of 2024) Issues related to digital trade and market access Issues related to data privacy (American Privacy Rights Act of 2024,The Data Privacy Act of 2023) Issues related to data privacy (Financial Action Task Force Travel Rule) Issues related to financial inclusion and small business development Issues related to Cybersecurity Issues related to digital payments and payments innovation Issues related to digital trade and market access

HR 8773 Financial Services and General Government Appropriations for 2025, all provisions related to credit card interchange. HR 8467 Food, Farm and National Security Act of 2024, all provisions related to credit card interchange, SNAP and EBT. HR 3881 / S 1838 Credit Card Competition Act, all provisions. HR 8070 National Defense Authorization Act for FY 2025, all provisions related to electronic payments. Issues pertaining to the implementation of PL 118-63 Federal Aviation Administration Authorization Act of 2024, all provisions related to credit card interchange. Issues pertaining to MDL-1720 multi-district antitrust litigation. HR 4763 Financial Innovation and Technology for the 21stCentury, all provisions related to credit card interchange. S 2190 RECOUP Act of 2023, all provisions related to credit card interchange. S 2860 SAFER Banking Act, all provisions related to credit card interchange. HR 3021 Protecting the Second Amendment in Financial Services Act, all provisions. Issues pertaining to the American Innovation and Choice Online Act (no bill number), all provisions relating to interchange and increased requirements placed on payments processors. Issues pertaining to Federal Reserve Regulation II, all provisions related to modifying debit and interchange fees and routing requirements. Issues pertaining to Buy Now Pay Later Programs. Issues pertaining to the Payment Card Industrys standards-setting. Issues pertaining to possible legislation relating to electronic payment of federal taxes. Issues pertaining to possible legislation relating to data security. Issues pertaining to the implementation of PL 111-24 Credit Card Accountability Responsibility and Disclosure Act of 2009, all provisions relating to interchange. Issues pertaining to the implementation of PL 111-203 Dodd-Frank Wall Street Reform and Consumer Protection Act, all provisions relating to the provisions in Title X-Bureau of Consumer Financial Protection relating to interchange. Issues pertaining to antitrust legislation relating to interchange. Issues pertaining to payment card interchange fee and merchant discount anti-trust litigation. Issues pertaining to Real Time Payments.

Issues related to air traffic controller staffing; Issues related to the TSA Registered Traveler Program; H.R. 3935/S.1939- Securing Growth with Robust Leadership in American Aviation Act (FAA Reauthorization of 2023); S.753- Good Jobs for Good Airports Act of 2023; H.R. 4367/S.2625- Department of Homeland Security Appropriations Act, 2024, pertaining to commercial aviation; H.R. 4820/S.2437 - Making appropriations for the Departments of Transportation, and Housing and Urban Development, and related agencies for the fiscal year ending September 30, 2024; S.1939 - FAA Reauthorization Act of 2024 S.209/H.R. 659- Fair Fees Act of 2023.

Issues related to scheduled charter service. Issues related to air traffic controller staffing. Issues related to the TSA Registered Traveler Program. H.R. 3935/S. 1939, FAA Reauthorization Act of 2024; provisions pertaining to commercial aviation. S. 753, Good Jobs for Good Airpmis Act; all provisions. H.R. 8752, Department of Homeland Security Appropriations Act, 2025; provisions pertaining to commercial aviation. S. 209/H.R. 659, FAIR Fees Act of2023; all provisions.

Issues related to air traffic controller staffing; Issues related to the TSA Registered Traveler Program; H.R. 3935/S.1939- Securing Growth with Robust Leadership in American Aviation Act (FAA Reauthorization of 2023); S.753- Good Jobs for Good Airports Act of 2023; H.R. 4367/S.2625- Department of Homeland Security Appropriations Act, 2024, pertaining to commercial aviation; H.R. 4820/S.2437 - Making appropriations for the Departments of Transportation, and Housing and Urban Development, and related agencies for the fiscal year ending September 30, 2024; S.1939 - FAA Reauthorization Act of 2024 S.209/H.R. 659- Fair Fees Act of 2023.

H.R. 45 and S.45, Small Business Tax Fairness and Compliance Simplification Act.

HR 8773 Financial Services and General Government Appropriations for 2025, all provisions related to credit card interchange. HR 8467 Food, Farm and National Security Act of 2024, all provisions related to credit card interchange, SNAP and EBT. HR 3881 / S 1838 Credit Card Competition Act, all provisions. HR 8070 National Defense Authorization Act for FY 2025, all provisions related to electronic payments. Issues pertaining to the implementation of PL 118-63 Federal Aviation Administration Authorization Act of 2024, all provisions related to credit card interchange. Issues pertaining to MDL-1720 multi-district antitrust litigation. HR 4763 Financial Innovation and Technology for the 21stCentury, all provisions related to credit card interchange. S 2190 RECOUP Act of 2023, all provisions related to credit card interchange. S 2860 SAFER Banking Act, all provisions related to credit card interchange. HR 3021 Protecting the Second Amendment in Financial Services Act, all provisions. Issues pertaining to the American Innovation and Choice Online Act (no bill number), all provisions relating to interchange and increased requirements placed on payments processors. Issues pertaining to Federal Reserve Regulation II, all provisions related to modifying debit and interchange fees and routing requirements. Issues pertaining to Buy Now Pay Later Programs. Issues pertaining to the Payment Card Industrys standards-setting. Issues pertaining to possible legislation relating to electronic payment of federal taxes. Issues pertaining to possible legislation relating to data security. Issues pertaining to the implementation of PL 111-24 Credit Card Accountability Responsibility and Disclosure Act of 2009, all provisions relating to interchange. Issues pertaining to the implementation of PL 111-203 Dodd-Frank Wall Street Reform and Consumer Protection Act, all provisions relating to the provisions in Title X-Bureau of Consumer Financial Protection relating to interchange. Issues pertaining to antitrust legislation relating to interchange. Issues pertaining to payment card interchange fee and merchant discount anti-trust litigation. Issues pertaining to Real Time Payments.

Issues related to air traffic controller staffing; Issues related to the TSA Registered Traveler Program; H.R. 3935/S.1939- Securing Growth with Robust Leadership in American Aviation Act (FAA Reauthorization of 2023); S.753- Good Jobs for Good Airports Act of 2023; H.R. 4367/S.2625- Department of Homeland Security Appropriations Act, 2024, pertaining to commercial aviation; H.R. 4820/S.2437 - Making appropriations for the Departments of Transportation, and Housing and Urban Development, and related agencies for the fiscal year ending September 30, 2024; S.1939 - FAA Reauthorization Act of 2024 S.209/H.R. 659- Fair Fees Act of 2023.

Issues relating to banking institutions impacting reform. Matters related to Community Reinvestment Act (CRA), Current Expected Credit Loss(CECL); Paycheck Protection Program. Matters relating to financial services regulatory reform, U.S. payments systems, anti-money laundering, beneficial ownership; nominations; and bank climate-related stress tests/scenario analysis. H.R. 2471, the Consolidated Appropriations Act 2022; S.3844, Economic Continuity and Stability Act; S. 3600 Strengthening American Cybersecurity Act; and H.R. 5991, the Fair Hiring in Banking Act; S.1838, Credit Card Competition Act of 2023; S.2760, Capping Credit Card Interest Rates Act; S.2190, The Recovering Executive Compensation from Unaccountable Practices (RECOUP) Act of 2023. H.R. 7531, Secure Payments Act of 2024; S.3538, Close the Shadow Banking Loophole Act; S.2190, Recovering Executive Compensation Obtained from Unaccountable Practices Act of 2023 (RECOUP Act of 2023).

Issues relating to banking institutions impacting reform; Re-authorization of the National Flood Insurance Program and Current Expected Credit Loss (CECL); Matters relating to financial services regulatory reform, U.S. payments systems, anti-money laundering, beneficial ownership; matters related to the London Interbank Offered Rate (LIBOR); and bank climate-related stress tests/scenario analysis; S. 3844, Economic Continuity and Stability Act; S. 3600 Strengthening American Cybersecurity Act; and H.R. 5991, the Fair Hiring in Banking Act; Joint Agency Proposal to revise bank capital requirements.

Issues relating to banking institutions impacting reform; Re-authorization of the National Flood Insurance Program and Current Expected Credit Loss (CECL); Matters relating to financial services regulatory reform, U.S. payments systems, anti-money laundering, beneficial ownership; matters related to the London Interbank Offered Rate (LIBOR); and bank climate-related stress tests/scenario analysis; S. 3844, Economic Continuity and Stability Act; S. 3600 Strengthening American Cybersecurity Act; and H.R. 5991, the Fair Hiring in Banking Act; Joint Agency Proposal to revise bank capital requirements; Secure Payments Act.

Issues related to retirement securities; H.R. 3063, Retirement Fairness for Charities and Educational Institutions Act of 2023; S.3102 - Retirement Savings for Americans Act of 2023; H.R.6065 - Retirement Savings for Americans Act of 2023.

Issues related to retirement securities; H.R. 3063, Retirement Fairness for Charities and Educational Institutions Act of 2023; S.3102 - Retirement Savings for Americans Act of 2023; H.R.6065 - Retirement Savings for Americans Act of 2023.

House and Senate Antitrust measures; Issues related to AICOA; H. R. 6279 WEAR It Act.

House and Senate Antitrust measures; Issues related to AICOA; H. R. 6279 WEAR It Act.

House and Senate Antitrust measures; Issues related to AICOA; H. R. 6279 WEAR It Act.

Issues related to air traffic controller staffing; Issues related to the TSA Registered Traveler Program; H.R. 3935/S.1939- Securing Growth with Robust Leadership in American Aviation Act (FAA Reauthorization of 2023); S.753- Good Jobs for Good Airports Act of 2023; H.R. 4367/S.2625- Department of Homeland Security Appropriations Act, 2024, pertaining to commercial aviation; H.R. 4820/S.2437 - Making appropriations for the Departments of Transportation, and Housing and Urban Development, and related agencies for the fiscal year ending September 30, 2024; S.1939 - FAA Reauthorization Act of 2024 S.209/H.R. 659- Fair Fees Act of 2023.

Issues related to scheduled charter service. Issues related to air traffic controller staffing. Issues related to the TSA Registered Traveler Program. H.R. 3935/S. 1939, FAA Reauthorization Act of 2024; provisions pertaining to commercial aviation. S. 753, Good Jobs for Good Airpmis Act; all provisions. H.R. 8752, Department of Homeland Security Appropriations Act, 2025; provisions pertaining to commercial aviation. S. 209/H.R. 659, FAIR Fees Act of2023; all provisions.

Issues related to interchange, cost of acceptance, debit interchange price controls, and routing mandates for credit cards. S.1838 and H.R.3881; Issues related to payments tokenization and card security; Issues related to global payment standards, merchant category codes (MCCs), and special category merchants. H.R. 7450; Issues related to payments innovation and open banking. Pub. L. 111-203, Dodd Frank; Issues related to data privacy - H.R. 1165; Issues related to trade and market access; Issues related to financial inclusion; Issues related to cybersecurity; Issues related to digital identity; Issues related to small business development.

Issues relating to banking institutions impacting reform. Matters related to Community Reinvestment Act (CRA), Current Expected Credit Loss(CECL); Paycheck Protection Program. Matters relating to financial services regulatory reform, U.S. payments systems, anti-money laundering, beneficial ownership; nominations; and bank climate-related stress tests/scenario analysis. H.R. 2471, the Consolidated Appropriations Act 2022; S.3844, Economic Continuity and Stability Act; S. 3600 Strengthening American Cybersecurity Act; and H.R. 5991, the Fair Hiring in Banking Act; S.1838, Credit Card Competition Act of 2023; S.2760, Capping Credit Card Interest Rates Act; S.2190, The Recovering Executive Compensation from Unaccountable Practices (RECOUP) Act of 2023. H.R. 7531, Secure Payments Act of 2024; S.3538, Close the Shadow Banking Loophole Act; S.2190, Recovering Executive Compensation Obtained from Unaccountable Practices Act of 2023 (RECOUP Act of 2023).

HR 8773 Financial Services and General Government Appropriations for 2025, all provisions related to credit card interchange. HR 8467 Food, Farm and National Security Act of 2024, all provisions related to credit card interchange, SNAP and EBT. HR 3881 / S 1838 Credit Card Competition Act, all provisions. HR 8070 National Defense Authorization Act for FY 2025, all provisions related to electronic payments. Issues pertaining to the implementation of PL 118-63 Federal Aviation Administration Authorization Act of 2024, all provisions related to credit card interchange. Issues pertaining to MDL-1720 multi-district antitrust litigation. HR 4763 Financial Innovation and Technology for the 21stCentury, all provisions related to credit card interchange. S 2190 RECOUP Act of 2023, all provisions related to credit card interchange. S 2860 SAFER Banking Act, all provisions related to credit card interchange. HR 3021 Protecting the Second Amendment in Financial Services Act, all provisions. Issues pertaining to the American Innovation and Choice Online Act (no bill number), all provisions relating to interchange and increased requirements placed on payments processors. Issues pertaining to Federal Reserve Regulation II, all provisions related to modifying debit and interchange fees and routing requirements. Issues pertaining to Buy Now Pay Later Programs. Issues pertaining to the Payment Card Industrys standards-setting. Issues pertaining to possible legislation relating to electronic payment of federal taxes. Issues pertaining to possible legislation relating to data security. Issues pertaining to the implementation of PL 111-24 Credit Card Accountability Responsibility and Disclosure Act of 2009, all provisions relating to interchange. Issues pertaining to the implementation of PL 111-203 Dodd-Frank Wall Street Reform and Consumer Protection Act, all provisions relating to the provisions in Title X-Bureau of Consumer Financial Protection relating to interchange. Issues pertaining to antitrust legislation relating to interchange. Issues pertaining to payment card interchange fee and merchant discount anti-trust litigation. Issues pertaining to Real Time Payments.

Issues related to interchange and routing mandates for credit cards (S. 1838 and H.R. 3881, No Fees for EFTs Act) Issues related to digital payments and payments innovation Issues related to financial inclusion and small business development Issues related to Artificial Intelligence and payment security Issues related to Merchant Category Codes Issues related to Open Banking (DFA 1033 Rulemaking, Pub. L. 111-203, Dodd Frank Act) Issues related to Digital Assets Issues related to cybersecurity in payments, national security in payments (H.R. 8464, the Tokenization Report Act of 2024) Issues related to digital trade and market access Issues related to data privacy (American Privacy Rights Act of 2024,The Data Privacy Act of 2023) Issues related to data privacy (Financial Action Task Force Travel Rule) Issues related to financial inclusion and small business development Issues related to Cybersecurity Issues related to digital payments and payments innovation Issues related to digital trade and market access

HR 8773 Financial Services and General Government Appropriations for 2025, all provisions related to credit card interchange. HR 8467 Food, Farm and National Security Act of 2024, all provisions related to credit card interchange, SNAP and EBT. HR 3881 / S 1838 Credit Card Competition Act, all provisions. HR 8070 National Defense Authorization Act for FY 2025, all provisions related to electronic payments. Issues pertaining to the implementation of PL 118-63 Federal Aviation Administration Authorization Act of 2024, all provisions related to credit card interchange. Issues pertaining to MDL-1720 multi-district antitrust litigation. HR 4763 Financial Innovation and Technology for the 21stCentury, all provisions related to credit card interchange. S 2190 RECOUP Act of 2023, all provisions related to credit card interchange. S 2860 SAFER Banking Act, all provisions related to credit card interchange. HR 3021 Protecting the Second Amendment in Financial Services Act, all provisions. Issues pertaining to the American Innovation and Choice Online Act (no bill number), all provisions relating to interchange and increased requirements placed on payments processors. Issues pertaining to Federal Reserve Regulation II, all provisions related to modifying debit and interchange fees and routing requirements. Issues pertaining to Buy Now Pay Later Programs. Issues pertaining to the Payment Card Industrys standards-setting. Issues pertaining to possible legislation relating to electronic payment of federal taxes. Issues pertaining to possible legislation relating to data security. Issues pertaining to the implementation of PL 111-24 Credit Card Accountability Responsibility and Disclosure Act of 2009, all provisions relating to interchange. Issues pertaining to the implementation of PL 111-203 Dodd-Frank Wall Street Reform and Consumer Protection Act, all provisions relating to the provisions in Title X-Bureau of Consumer Financial Protection relating to interchange. Issues pertaining to antitrust legislation relating to interchange. Issues pertaining to payment card interchange fee and merchant discount anti-trust litigation. Issues pertaining to Real Time Payments.

Issues related to scheduled charter service. Issues related to air traffic controller staffing. Issues related to the TSA Registered Traveler Program. H.R. 3935/S. 1939, FAA Reauthorization Act of 2024; provisions pertaining to commercial aviation. S. 753, Good Jobs for Good Airpmis Act; all provisions. H.R. 8752, Department of Homeland Security Appropriations Act, 2025; provisions pertaining to commercial aviation. S. 209/H.R. 659, FAIR Fees Act of2023; all provisions.

HR 8773 Financial Services and General Government Appropriations for 2025, all provisions related to credit card interchange. HR 8467 Food, Farm and National Security Act of 2024, all provisions related to credit card interchange, SNAP and EBT. HR 3881 / S 1838 Credit Card Competition Act, all provisions. HR 8070 National Defense Authorization Act for FY 2025, all provisions related to electronic payments. Issues pertaining to the implementation of PL 118-63 Federal Aviation Administration Authorization Act of 2024, all provisions related to credit card interchange. Issues pertaining to MDL-1720 multi-district antitrust litigation. HR 4763 Financial Innovation and Technology for the 21stCentury, all provisions related to credit card interchange. S 2190 RECOUP Act of 2023, all provisions related to credit card interchange. S 2860 SAFER Banking Act, all provisions related to credit card interchange. HR 3021 Protecting the Second Amendment in Financial Services Act, all provisions. Issues pertaining to the American Innovation and Choice Online Act (no bill number), all provisions relating to interchange and increased requirements placed on payments processors. Issues pertaining to Federal Reserve Regulation II, all provisions related to modifying debit and interchange fees and routing requirements. Issues pertaining to Buy Now Pay Later Programs. Issues pertaining to the Payment Card Industrys standards-setting. Issues pertaining to possible legislation relating to electronic payment of federal taxes. Issues pertaining to possible legislation relating to data security. Issues pertaining to the implementation of PL 111-24 Credit Card Accountability Responsibility and Disclosure Act of 2009, all provisions relating to interchange. Issues pertaining to the implementation of PL 111-203 Dodd-Frank Wall Street Reform and Consumer Protection Act, all provisions relating to the provisions in Title X-Bureau of Consumer Financial Protection relating to interchange. Issues pertaining to antitrust legislation relating to interchange. Issues pertaining to payment card interchange fee and merchant discount anti-trust litigation. Issues pertaining to Real Time Payments.

H.R. 901, Disposable ENDS Product Enforcement Act of 2023; Implementation of P.L. 111-31, the Tobacco Control Act; Issues surrounding FDA PMTA and MRTP compliance policies; Issues surrounding tobacco harm reduction; Issues surrounding efforts to prevent youth access to tobacco products; Discussions in support of the regulation of products containing synthetic nicotine and disposable e-cigarettes.

H.R. 901, Disposable ENDS Product Enforcement Act of 2023; Implementation of P.L. 111-31, the Tobacco Control Act; Issues surrounding FDA PMTA and MRTP compliance policies; Issues surrounding tobacco harm reduction; Issues surrounding efforts to prevent youth access to tobacco products; Discussions in support of the regulation of products containing synthetic nicotine and disposable e-cigarettes.

H. Res 377; Issues related to journalist protection; S. Res 385.

H. Res 377; Issues related to journalist protection; S. Res 385.

H. Res 377; Issues related to journalist protection; S. Res 385.

HR 8773 Financial Services and General Government Appropriations for 2025, all provisions related to credit card interchange. HR 8467 Food, Farm and National Security Act of 2024, all provisions related to credit card interchange, SNAP and EBT. HR 3881 / S 1838 Credit Card Competition Act, all provisions. HR 8070 National Defense Authorization Act for FY 2025, all provisions related to electronic payments. Issues pertaining to the implementation of PL 118-63 Federal Aviation Administration Authorization Act of 2024, all provisions related to credit card interchange. Issues pertaining to MDL-1720 multi-district antitrust litigation. HR 4763 Financial Innovation and Technology for the 21stCentury, all provisions related to credit card interchange. S 2190 RECOUP Act of 2023, all provisions related to credit card interchange. S 2860 SAFER Banking Act, all provisions related to credit card interchange. HR 3021 Protecting the Second Amendment in Financial Services Act, all provisions. Issues pertaining to the American Innovation and Choice Online Act (no bill number), all provisions relating to interchange and increased requirements placed on payments processors. Issues pertaining to Federal Reserve Regulation II, all provisions related to modifying debit and interchange fees and routing requirements. Issues pertaining to Buy Now Pay Later Programs. Issues pertaining to the Payment Card Industrys standards-setting. Issues pertaining to possible legislation relating to electronic payment of federal taxes. Issues pertaining to possible legislation relating to data security. Issues pertaining to the implementation of PL 111-24 Credit Card Accountability Responsibility and Disclosure Act of 2009, all provisions relating to interchange. Issues pertaining to the implementation of PL 111-203 Dodd-Frank Wall Street Reform and Consumer Protection Act, all provisions relating to the provisions in Title X-Bureau of Consumer Financial Protection relating to interchange. Issues pertaining to antitrust legislation relating to interchange. Issues pertaining to payment card interchange fee and merchant discount anti-trust litigation. Issues pertaining to Real Time Payments.

Issues relating to banking institutions impacting reform. Matters related to Community Reinvestment Act (CRA), Current Expected Credit Loss(CECL); Paycheck Protection Program. Matters relating to financial services regulatory reform, U.S. payments systems, anti-money laundering, beneficial ownership; nominations; and bank climate-related stress tests/scenario analysis. H.R. 2471, the Consolidated Appropriations Act 2022; S.3844, Economic Continuity and Stability Act; S. 3600 Strengthening American Cybersecurity Act; and H.R. 5991, the Fair Hiring in Banking Act; S.1838, Credit Card Competition Act of 2023; S.2760, Capping Credit Card Interest Rates Act; S.2190, The Recovering Executive Compensation from Unaccountable Practices (RECOUP) Act of 2023. H.R. 7531, Secure Payments Act of 2024; S.3538, Close the Shadow Banking Loophole Act; S.2190, Recovering Executive Compensation Obtained from Unaccountable Practices Act of 2023 (RECOUP Act of 2023).

Issues related to interchange, cost of acceptance, debit interchange price controls, and routing mandates for credit cards. S.1838 and H.R.3881; Issues related to payments tokenization and card security; Issues related to global payment standards, merchant category codes (MCCs), and special category merchants. H.R. 7450; Issues related to payments innovation and open banking. Pub. L. 111-203, Dodd Frank; Issues related to data privacy - H.R. 1165; Issues related to trade and market access; Issues related to financial inclusion; Issues related to cybersecurity; Issues related to digital identity; Issues related to small business development.

Issues related to interchange and routing mandates for credit cards (S. 1838 and H.R. 3881, No Fees for EFTs Act) Issues related to digital payments and payments innovation Issues related to financial inclusion and small business development Issues related to Artificial Intelligence and payment security Issues related to Merchant Category Codes Issues related to Open Banking (DFA 1033 Rulemaking, Pub. L. 111-203, Dodd Frank Act) Issues related to Digital Assets Issues related to cybersecurity in payments, national security in payments (H.R. 8464, the Tokenization Report Act of 2024) Issues related to digital trade and market access Issues related to data privacy (American Privacy Rights Act of 2024,The Data Privacy Act of 2023) Issues related to data privacy (Financial Action Task Force Travel Rule) Issues related to financial inclusion and small business development Issues related to Cybersecurity Issues related to digital payments and payments innovation Issues related to digital trade and market access

S. 1838 - Credit Card Competition Act of 2023

PL 118-47 Further Consolidated Appropriations Act of 2024, Division B - Financial Services and General Government Appropriations for 2024; all provisions related to credit card interchange. PL 118-42 Consolidated Appropriations Act of 2024, Division B - Agriculture Appropriations Act of 2024; all provisions related to credit card interchanges, SNAP and EBT. Financial Services and General Government Appropriations for 2025 (no bill number); all provisions related to credit card interchange. Issues pertaining to the Farm Bill (no bill number), all provisions related to credit card interchange, SNAP and EBT. HR 3881/S 1838 Credit Card Competition Act, all provisions. Financial Services and General Government Appropriations for 2025 (no bill number); all provisions related to credit card interchange. Issues pertaining to the implementation of PL 118-31 National Defense Authorization Act for FY24, all provisions related to electronic payments. HR 3021 Protecting the Second Amendment in Financial Services Act, all provisions. Issues pertaining to the American Innovation and Choice Online Act (no bill number), all provisions relating to interchange and increased requirements placed on payments processors. Issues pertaining to Federal Reserve Regulation II, all provisions related to modifying debit and interchange fees and routing requirements. Issues pertaining to Buy Now Pay Later Programs. Issues pertaining to the Payment Card Industrys standards-setting. Issues pertaining to possible legislation relating to electronic payment of federal taxes. Issues pertaining to possible legislation relating to data security. Issues pertaining to the implementation of PL 111-24 Credit Card Accountability Responsibility and Disclosure Act of 2009, all provisions relating to interchange. Issues pertaining to the implementation of PL 111-203 Dodd-Frank Wall Street Reform and Consumer Protection Act, all provisions relating to the provisions in Title X-Bureau of Consumer Financial Protection relating to interchange. Issues pertaining to antitrust legislation relating to interchange. Issues pertaining to payment card interchange fee and merchant discount anti-trust litigation. Issues pertaining to Real Time Payments.

S. 1838 - Credit Card Competition Act of 2023

Issues related to scheduled charter service. Issues related to air traffic controller staffing. Issues related to the TSA Registered Traveler Program. H.R. 3935/S. 1939, FAA Reauthorization Act of 2024; provisions pertaining to commercial aviation. S. 753, Good Jobs for Good Airpmis Act; all provisions. H.R. 8752, Department of Homeland Security Appropriations Act, 2025; provisions pertaining to commercial aviation. S. 209/H.R. 659, FAIR Fees Act of2023; all provisions.

Issues related to air traffic controller staffing; Issues related to the TSA Registered Traveler Program; H.R. 3935/S.1939- Securing Growth with Robust Leadership in American Aviation Act (FAA Reauthorization of 2023); S.753- Good Jobs for Good Airports Act of 2023; H.R. 4367/S.2625- Department of Homeland Security Appropriations Act, 2024, pertaining to commercial aviation; H.R. 4820/S.2437 - Making appropriations for the Departments of Transportation, and Housing and Urban Development, and related agencies for the fiscal year ending September 30, 2024; S.1939 - FAA Reauthorization Act of 2024 S.209/H.R. 659- Fair Fees Act of 2023.

Issues related to air traffic controller staffing; Issues related to the TSA Registered Traveler Program; H.R. 3935/S.1939- Securing Growth with Robust Leadership in American Aviation Act (FAA Reauthorization of 2023); S.753- Good Jobs for Good Airports Act of 2023; H.R. 4367/S.2625- Department of Homeland Security Appropriations Act, 2024, pertaining to commercial aviation; H.R. 4820/S.2437 - Making appropriations for the Departments of Transportation, and Housing and Urban Development, and related agencies for the fiscal year ending September 30, 2024; S.1939 - FAA Reauthorization Act of 2024 S.209/H.R. 659- Fair Fees Act of 2023.

Issues related to scheduled charter service. Issues related to air traffic controller staffing. Issues related to the TSA Registered Traveler Program. H.R. 3935/S. 1939, FAA Reauthorization Act of 2024; provisions pertaining to commercial aviation. S. 753, Good Jobs for Good Airpmis Act; all provisions. H.R. 8752, Department of Homeland Security Appropriations Act, 2025; provisions pertaining to commercial aviation. S. 209/H.R. 659, FAIR Fees Act of2023; all provisions.

HR 8773 Financial Services and General Government Appropriations for 2025, all provisions related to credit card interchange. HR 8467 Food, Farm and National Security Act of 2024, all provisions related to credit card interchange, SNAP and EBT. HR 3881 / S 1838 Credit Card Competition Act, all provisions. HR 8070 National Defense Authorization Act for FY 2025, all provisions related to electronic payments. Issues pertaining to the implementation of PL 118-63 Federal Aviation Administration Authorization Act of 2024, all provisions related to credit card interchange. Issues pertaining to MDL-1720 multi-district antitrust litigation. HR 4763 Financial Innovation and Technology for the 21stCentury, all provisions related to credit card interchange. S 2190 RECOUP Act of 2023, all provisions related to credit card interchange. S 2860 SAFER Banking Act, all provisions related to credit card interchange. HR 3021 Protecting the Second Amendment in Financial Services Act, all provisions. Issues pertaining to the American Innovation and Choice Online Act (no bill number), all provisions relating to interchange and increased requirements placed on payments processors. Issues pertaining to Federal Reserve Regulation II, all provisions related to modifying debit and interchange fees and routing requirements. Issues pertaining to Buy Now Pay Later Programs. Issues pertaining to the Payment Card Industrys standards-setting. Issues pertaining to possible legislation relating to electronic payment of federal taxes. Issues pertaining to possible legislation relating to data security. Issues pertaining to the implementation of PL 111-24 Credit Card Accountability Responsibility and Disclosure Act of 2009, all provisions relating to interchange. Issues pertaining to the implementation of PL 111-203 Dodd-Frank Wall Street Reform and Consumer Protection Act, all provisions relating to the provisions in Title X-Bureau of Consumer Financial Protection relating to interchange. Issues pertaining to antitrust legislation relating to interchange. Issues pertaining to payment card interchange fee and merchant discount anti-trust litigation. Issues pertaining to Real Time Payments.

Issues relating to banking institutions impacting reform. Matters related to Community Reinvestment Act (CRA), Current Expected Credit Loss(CECL); Paycheck Protection Program. Matters relating to financial services regulatory reform, U.S. payments systems, anti-money laundering, beneficial ownership; nominations; and bank climate-related stress tests/scenario analysis. H.R. 2471, the Consolidated Appropriations Act 2022; S.3844, Economic Continuity and Stability Act; S. 3600 Strengthening American Cybersecurity Act; and H.R. 5991, the Fair Hiring in Banking Act; S.1838, Credit Card Competition Act of 2023; S.2760, Capping Credit Card Interest Rates Act; S.2190, The Recovering Executive Compensation from Unaccountable Practices (RECOUP) Act of 2023. H.R. 7531, Secure Payments Act of 2024; S.3538, Close the Shadow Banking Loophole Act; S.2190, Recovering Executive Compensation Obtained from Unaccountable Practices Act of 2023 (RECOUP Act of 2023).

Issues relating to: Anti Money Laundering; Beneficial Ownership; FinTech Policy, Data Breaches, Privacy Protection; Real Time payments; Charters. Paycheck Protection Program; and Comprehensive Capital Analysis & Review (CCAR). S.2251, Federal Information Security Modernization Act of 2023 (FISMA).

Issues related to air traffic controller staffing; Issues related to the TSA Registered Traveler Program; H.R. 3935/S.1939- Securing Growth with Robust Leadership in American Aviation Act (FAA Reauthorization of 2023); S.753- Good Jobs for Good Airports Act of 2023; H.R. 4367/S.2625- Department of Homeland Security Appropriations Act, 2024, pertaining to commercial aviation; H.R. 4820/S.2437 - Making appropriations for the Departments of Transportation, and Housing and Urban Development, and related agencies for the fiscal year ending September 30, 2024; S.1939 - FAA Reauthorization Act of 2024 S.209/H.R. 659- Fair Fees Act of 2023.

Issues related to air traffic controller staffing; Issues related to the TSA Registered Traveler Program; H.R. 3935/S.1939- Securing Growth with Robust Leadership in American Aviation Act (FAA Reauthorization of 2023); S.753- Good Jobs for Good Airports Act of 2023; H.R. 4367/S.2625- Department of Homeland Security Appropriations Act, 2024, pertaining to commercial aviation; H.R. 4820/S.2437 - Making appropriations for the Departments of Transportation, and Housing and Urban Development, and related agencies for the fiscal year ending September 30, 2024; S.1939 - FAA Reauthorization Act of 2024 S.209/H.R. 659- Fair Fees Act of 2023.

Issues relating to banking institutions impacting reform. Matters related to Community Reinvestment Act (CRA), Current Expected Credit Loss(CECL); Paycheck Protection Program. Matters relating to financial services regulatory reform, U.S. payments systems, anti-money laundering, beneficial ownership; nominations; and bank climate-related stress tests/scenario analysis. H.R. 2471, the Consolidated Appropriations Act 2022; S.3844, Economic Continuity and Stability Act; S. 3600 Strengthening American Cybersecurity Act; and H.R. 5991, the Fair Hiring in Banking Act; S.1838, Credit Card Competition Act of 2023; S.2760, Capping Credit Card Interest Rates Act; S.2190, The Recovering Executive Compensation from Unaccountable Practices (RECOUP) Act of 2023. H.R. 7531, Secure Payments Act of 2024; S.3538, Close the Shadow Banking Loophole Act; S.2190, Recovering Executive Compensation Obtained from Unaccountable Practices Act of 2023 (RECOUP Act of 2023).

HR 8773 Financial Services and General Government Appropriations for 2025, all provisions related to credit card interchange. HR 8467 Food, Farm and National Security Act of 2024, all provisions related to credit card interchange, SNAP and EBT. HR 3881 / S 1838 Credit Card Competition Act, all provisions. HR 8070 National Defense Authorization Act for FY 2025, all provisions related to electronic payments. Issues pertaining to the implementation of PL 118-63 Federal Aviation Administration Authorization Act of 2024, all provisions related to credit card interchange. Issues pertaining to MDL-1720 multi-district antitrust litigation. HR 4763 Financial Innovation and Technology for the 21stCentury, all provisions related to credit card interchange. S 2190 RECOUP Act of 2023, all provisions related to credit card interchange. S 2860 SAFER Banking Act, all provisions related to credit card interchange. HR 3021 Protecting the Second Amendment in Financial Services Act, all provisions. Issues pertaining to the American Innovation and Choice Online Act (no bill number), all provisions relating to interchange and increased requirements placed on payments processors. Issues pertaining to Federal Reserve Regulation II, all provisions related to modifying debit and interchange fees and routing requirements. Issues pertaining to Buy Now Pay Later Programs. Issues pertaining to the Payment Card Industrys standards-setting. Issues pertaining to possible legislation relating to electronic payment of federal taxes. Issues pertaining to possible legislation relating to data security. Issues pertaining to the implementation of PL 111-24 Credit Card Accountability Responsibility and Disclosure Act of 2009, all provisions relating to interchange. Issues pertaining to the implementation of PL 111-203 Dodd-Frank Wall Street Reform and Consumer Protection Act, all provisions relating to the provisions in Title X-Bureau of Consumer Financial Protection relating to interchange. Issues pertaining to antitrust legislation relating to interchange. Issues pertaining to payment card interchange fee and merchant discount anti-trust litigation. Issues pertaining to Real Time Payments.

Issues related to retirement securities; H.R. 3063, Retirement Fairness for Charities and Educational Institutions Act of 2023; S.3102 - Retirement Savings for Americans Act of 2023; H.R.6065 - Retirement Savings for Americans Act of 2023.

Issues related to retirement securities; H.R. 3063, Retirement Fairness for Charities and Educational Institutions Act of 2023; S.3102 - Retirement Savings for Americans Act of 2023; H.R.6065 - Retirement Savings for Americans Act of 2023.

Issues relating to banking institutions impacting reform. Matters related to Community Reinvestment Act (CRA), Current Expected Credit Loss(CECL); Paycheck Protection Program. Matters relating to financial services regulatory reform, U.S. payments systems, anti-money laundering, beneficial ownership; nominations; and bank climate-related stress tests/scenario analysis. H.R. 2471, the Consolidated Appropriations Act 2022; S.3844, Economic Continuity and Stability Act; S. 3600 Strengthening American Cybersecurity Act; and H.R. 5991, the Fair Hiring in Banking Act; S.1838, Credit Card Competition Act of 2023; S.2760, Capping Credit Card Interest Rates Act; S.2190, The Recovering Executive Compensation from Unaccountable Practices (RECOUP) Act of 2023. H.R. 7531, Secure Payments Act of 2024; S.3538, Close the Shadow Banking Loophole Act; S.2190, Recovering Executive Compensation Obtained from Unaccountable Practices Act of 2023 (RECOUP Act of 2023).

H.R. 45 and S.45, Small Business Tax Fairness and Compliance Simplification Act.

Issues related to scheduled charter service. Issues related to air traffic controller staffing. Issues related to the TSA Registered Traveler Program. H.R. 3935/S. 1939, FAA Reauthorization Act of 2024; provisions pertaining to commercial aviation. S. 753, Good Jobs for Good Airpmis Act; all provisions. H.R. 8752, Department of Homeland Security Appropriations Act, 2025; provisions pertaining to commercial aviation. S. 209/H.R. 659, FAIR Fees Act of2023; all provisions.

Issues related to air traffic controller staffing; Issues related to the TSA Registered Traveler Program; H.R. 3935/S.1939- Securing Growth with Robust Leadership in American Aviation Act (FAA Reauthorization of 2023); S.753- Good Jobs for Good Airports Act of 2023; H.R. 4367/S.2625- Department of Homeland Security Appropriations Act, 2024, pertaining to commercial aviation; H.R. 4820/S.2437 - Making appropriations for the Departments of Transportation, and Housing and Urban Development, and related agencies for the fiscal year ending September 30, 2024; S.1939 - FAA Reauthorization Act of 2024 S.209/H.R. 659- Fair Fees Act of 2023.

H. Res 377; Issues related to journalist protection; S. Res 385.

H. Res 377; Issues related to journalist protection; S. Res 385.

H. Res 377; Issues related to journalist protection; S. Res 385.

Issues relating to banking institutions impacting reform. Matters related to Community Reinvestment Act (CRA), Current Expected Credit Loss(CECL); Paycheck Protection Program. Matters relating to financial services regulatory reform, U.S. payments systems, anti-money laundering, beneficial ownership; nominations; and bank climate-related stress tests/scenario analysis. H.R. 2471, the Consolidated Appropriations Act 2022; S.3844, Economic Continuity and Stability Act; S. 3600 Strengthening American Cybersecurity Act; and H.R. 5991, the Fair Hiring in Banking Act; S.1838, Credit Card Competition Act of 2023; S.2760, Capping Credit Card Interest Rates Act; S.2190, The Recovering Executive Compensation from Unaccountable Practices (RECOUP) Act of 2023. H.R. 7531, Secure Payments Act of 2024; S.3538, Close the Shadow Banking Loophole Act; S.2190, Recovering Executive Compensation Obtained from Unaccountable Practices Act of 2023 (RECOUP Act of 2023).

Science, Technology, Engineering and Mathematics (STEM) issues; S.1260 - United States Innovation and Competition Act of 2021; General issues related to the application of artificial intelligence.

Science, Technology, Engineering and Mathematics (STEM) issues; S.1260 - United States Innovation and Competition Act of 2021; General issues related to the application of artificial intelligence.

Science, Technology, Engineering and Mathematics (STEM) issues; S.1260 - United States Innovation and Competition Act of 2021; General issues related to the application of artificial intelligence.

Issues relating to banking institutions impacting reform; Re-authorization of the National Flood Insurance Program and Current Expected Credit Loss (CECL); Matters relating to financial services regulatory reform, U.S. payments systems, anti-money laundering, beneficial ownership; matters related to the London Interbank Offered Rate (LIBOR); and bank climate-related stress tests/scenario analysis; S. 3844, Economic Continuity and Stability Act; S. 3600 Strengthening American Cybersecurity Act; and H.R. 5991, the Fair Hiring in Banking Act; Joint Agency Proposal to revise bank capital requirements; Secure Payments Act.

Issues relating to banking institutions impacting reform; Re-authorization of the National Flood Insurance Program and Current Expected Credit Loss (CECL); Matters relating to financial services regulatory reform, U.S. payments systems, anti-money laundering, beneficial ownership; matters related to the London Interbank Offered Rate (LIBOR); and bank climate-related stress tests/scenario analysis; S. 3844, Economic Continuity and Stability Act; S. 3600 Strengthening American Cybersecurity Act; and H.R. 5991, the Fair Hiring in Banking Act; Joint Agency Proposal to revise bank capital requirements.

Issues relating to banking institutions impacting reform. Matters related to Community Reinvestment Act (CRA), Current Expected Credit Loss(CECL); Paycheck Protection Program. Matters relating to financial services regulatory reform, U.S. payments systems, anti-money laundering, beneficial ownership; nominations; and bank climate-related stress tests/scenario analysis. H.R. 2471, the Consolidated Appropriations Act 2022; S.3844, Economic Continuity and Stability Act; S. 3600 Strengthening American Cybersecurity Act; and H.R. 5991, the Fair Hiring in Banking Act; S.1838, Credit Card Competition Act of 2023; S.2760, Capping Credit Card Interest Rates Act; S.2190, The Recovering Executive Compensation from Unaccountable Practices (RECOUP) Act of 2023. H.R. 7531, Secure Payments Act of 2024; S.3538, Close the Shadow Banking Loophole Act; S.2190, Recovering Executive Compensation Obtained from Unaccountable Practices Act of 2023 (RECOUP Act of 2023).

Issues relating to banking institutions impacting reform; Re-authorization of the National Flood Insurance Program and Current Expected Credit Loss (CECL); Matters relating to financial services regulatory reform, U.S. payments systems, anti-money laundering, beneficial ownership; matters related to the London Interbank Offered Rate (LIBOR); and bank climate-related stress tests/scenario analysis; S. 3844, Economic Continuity and Stability Act; S. 3600 Strengthening American Cybersecurity Act; and H.R. 5991, the Fair Hiring in Banking Act; Joint Agency Proposal to revise bank capital requirements.

Issues relating to banking institutions impacting reform. Matters related to Community Reinvestment Act (CRA), Current Expected Credit Loss(CECL); Paycheck Protection Program. Matters relating to financial services regulatory reform, U.S. payments systems, anti-money laundering, beneficial ownership; nominations; and bank climate-related stress tests/scenario analysis. H.R. 2471, the Consolidated Appropriations Act 2022; S.3844, Economic Continuity and Stability Act; S. 3600 Strengthening American Cybersecurity Act; and H.R. 5991, the Fair Hiring in Banking Act; S.1838, Credit Card Competition Act of 2023; S.2760, Capping Credit Card Interest Rates Act; S.2190, The Recovering Executive Compensation from Unaccountable Practices (RECOUP) Act of 2023. H.R. 7531, Secure Payments Act of 2024; S.3538, Close the Shadow Banking Loophole Act; S.2190, Recovering Executive Compensation Obtained from Unaccountable Practices Act of 2023 (RECOUP Act of 2023).

Issues relating to banking institutions impacting reform; Re-authorization of the National Flood Insurance Program and Current Expected Credit Loss (CECL); Matters relating to financial services regulatory reform, U.S. payments systems, anti-money laundering, beneficial ownership; matters related to the London Interbank Offered Rate (LIBOR); and bank climate-related stress tests/scenario analysis; S. 3844, Economic Continuity and Stability Act; S. 3600 Strengthening American Cybersecurity Act; and H.R. 5991, the Fair Hiring in Banking Act; Joint Agency Proposal to revise bank capital requirements; Secure Payments Act.

Federal support for oil and gas exploration and extraction activities on public lands; EPA and BLM regulations covering methane emissions from oil and gas producers; Issues related to Federal permitting reform; H.R. 1 Lower Energy Costs Act.

Pipeline safety and security bills; PHMSA regulations and actions related to the natural gas pipeline industry; Nationwide permit issues and regulations; Bills and regulations related to the Natural Gas Act; EPA Clean Water Act and Clean Air Act regulations and actions; H.R. 1 Lower Energy Costs Act.

1. Tax Extenders and H.R. 6109 and S. 3590 - The Middle-Class Mortgage Insurance Premium Acts. 2. H.R. 1 of 2017 - The Tax Cuts and Jobs Act - and The Tax Extenders - to achieve parity between the Mortgage Insurance Deduction and SecondLien Mortgages. 3. Government-Sponsored Enterprise/Housing Finance Reform legislation. 4. Federal Housing Administration/Ginnie Mae Administrative Action and legislation. 5. FHFAs Enterprise Capital Framework and following amendments. 6. FHFAs Products/Activities Rule for the GSEs. 7. FHFAs Equitable Housing Finance Plans for the GSEs. 8. Tracking financial services, specifically housing industry legislation and anything related to mortgage forbearance due to COVID - e.g. TheCARES Act (enacted into law) (H.R. 748), The HEROES Act (H.R. 6800), The American Rescue Plan (H.R. 1319), Build Back Better - PresidentBidens infrastructure and tax proposals and any future federal assistance/relief directed to the COVID-19 Pandemic. 9. FHFAs pricing review and Loan Level Price Adjustment changes via FHFAs new Enterprise Pricing Framework. 10. FHA Premiums. 11. SEC Conflict of Interest re-proposal #192. Issue: Housing Finance Reform - to increase the role of private capital, specifically Mortgage Insurance. Issue: Comprehensive (and/or piecemeal) Housing Finance Reform proposals Further Administrative Reforms for Treasury and the GSEs

Tax Extenders- H.R.3301- to achieve parity between the Mortgage Insurance Deduction and Second Lien Mortgages H.R. 1 of 2017 - Tax Law - to achieve parity between the Mortgage Insurance Deduction and Second Lien Mortgages H.R. 6109 and S. 3590 - The Middle Class Mortgage Insurance Premium Acts

Pipeline safety and security bills; PHMSA regulations and actions related to the natural gas pipeline industry; Nationwide permit issues and regulations; Bills and regulations related to the Natural Gas Act; EPA Clean Water Act and Clean Air Act regulations and actions; H.R. 1 Lower Energy Costs Act.

Issues related to BLM oil and gas federal lease requirements; Issues related to Federal permitting reform; H.R. 1 Lower Energy Costs Act; H.R.1130 - Unlocking our Domestic LNG Potential Act of 2023.

Federal support for oil and gas exploration and extraction activities on public lands; EPA and BLM regulations covering methane emissions from oil and gas producers; Issues related to Federal permitting reform; H.R. 1 Lower Energy Costs Act.

Issues related to BLM oil and gas federal lease requirements; Issues related to Federal permitting reform; H.R. 1 Lower Energy Costs Act.

Issues related to interchange, cost of acceptance, debit interchange price controls, and routing mandates for credit cards. S.1838 and H.R.3881 Issues related to payments tokenization and card security Issues related to global payment standards, merchant category codes (MCCs), and special category merchants. H.R. 3021 and H.R. 100 Issues related to payments innovation and open banking. Pub. L. 111-203, Dodd Frank Act Issues related to digital payments Issues related to digital assets, crypto, and stablecoins. S.2281 and H.R. 4766 Issues related to data privacy - H.R. 1165 Issues related to trade and market access Issues related to financial inclusion Issues related to cybersecurity

Issues related to modernization of government technology; Issues pertaining to US-EU Privacy Shield Agreement for data transfers; Issues pertaining to Cybersecurity generally, and specifically, H.R. 3160 - Cybersecurity Literacy Act; Issues pertaining to the development of Artificial Intelligence generally, and specifically, H.R. 4223 - National AI Commission Act; Issues pertaining to government procurement of software generally, and including, H.R. 1059 - SECURE Notarization Act of 2023, S. 391 - Securing Agency Management and Oversight of Software Assets Act; Comprehensive federal privacy legislation; Issues pertaining to content moderation and Section 230 generally including, but not limited to S. 483 - Internet Platform Accountability and Consumer Transparency (PACT) Act, S. 1865 - TAG Act

Issues related to modernization of government technology generally, and specifically HR 4891 - Multi-Cloud Innovation and Advancement Act, S. 2871 - Multi-Cloud Innovation and Advancement Act; Issues pertaining to US-EU Privacy Shield Agreement for data transfers; Issues pertaining to Cybersecurity generally, and specifically, H.R. 1360 - Cybersecurity Literacy Act, H.R.4552 - Federal Information Security Modernization Act of 2023, S.2251 - Federal Information Security Modernization Act of 2023; Issues pertaining to the development of Artificial Intelligence generally, and specifically, H.R. 4223 - National AI Commission Act; Issues pertaining to government procurement of software generally, and including, H.R. 1059 - SECURE Notarization Act of 2023, S. 931 - Securing Agency Management and Oversight of Software Assets Act; Comprehensive federal privacy legislation; Issues pertaining to content moderation and Section 230 generally including, but not limited to S. 483 - Internet Platform Accountability and Consumer Transparency (PACT) Act, S. 1865 - TAG Act.

Issues related to modernization of government technology generally, and specifically HR 4891 - Multi-Cloud Innovation and Advancement Act, S. 2871 - Multi-Cloud Innovation and Advancement Act, HR 5887 - Government Service Delivery Improvement Act; Issues pertaining to US-EU Privacy Shield Agreement for data transfers; Issues pertaining to Cybersecurity generally, and specifically, H.R. 1360 - Cybersecurity Literacy Act, H.R.4552 - Federal Information Security Modernization Act of 2023, S.2251 - Federal Information Security Modernization Act of 2023; Issues pertaining to the development of Artificial Intelligence generally, and specifically, H.R. 4223 - National AI Commission Act, S. 3205 - Federal Artificial Intelligence Risk Management Act, S. 3312: Artificial Intelligence Research, Innovation, and Accountability Act of 2023; Issues pertaining to government procurement of software generally, and including, H.R. 1059 - SECURE Notarization Act of 2023, S. 931 - Securing Agency Management and Oversight of Software Assets Act; Comprehensive federal privacy legislation; Issues pertaining to content moderation and Section 230 generally including, but not limited to S. 483 - Internet Platform Accountability and Consumer Transparency (PACT) Act, S. 1865 - TAG Act.

Issues related to modernization of government technology; Issues pertaining to US-EU Privacy Shield Agreement for data transfers; Issues pertaining to Cybersecurity generally, and specifically, H.R. 3160 - Cybersecurity Literacy Act; Issues pertaining to the development of Artificial Intelligence; Issues pertaining to government procurement of software generally, and including, H.R. 1059 - SECURE Notarization Act of 2023, S. 391 - Securing Agency Management and Oversight of Software Assets Act; Comprehensive federal privacy legislation; Issues pertaining to content moderation and Section 230 generally including, but not limited to S. 483 - Internet Platform Accountability and Consumer Transparency (PACT) Act.

Issues related to BLM oil and gas federal lease requirements; Issues related to Federal permitting reform; H.R.1130 - Unlocking our Domestic LNG Potential Act of 2023.