Consumer Credit and Debt Protection Act
Legislative Progress
Momentum (last 30 days)
0
score
0 actions · 0 new cosponsors · 0 votes
Speed vs cohort
67pct
27d open
vs 6,490 other HR bills in the 111th — cohort avg 44d
No CRS summary is available for this bill yet. The source title, actions, sponsors, and text versions below come from Congress.gov.
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Bills with similar content found using semantic analysis.
Sources: Congress.gov
2012 · fourth_quarter · Financial Institutions/Investments/Securities
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. H.R. 2309: The Postal Reform Act of 2011 Issue: USPS sale of financial products. S.1789: The 21st Century Postal Service Act of 2012. Issue: USPS sale of financial services products H.R. 1905: Iran Threat Reduction Act of 2011. A bill to compel Iran to abandon its pursuit of nuclear weapons. Issue: Investment Restrictions S. 2101: Iran Sanctions, Accountability, and Human Rights Act of 2012. A bill to urge the President to initiate diplomatic efforts to expand the multilateral sanctions regime regarding Iran. Issue: Investment Restrictions HR 4624: To amend the Investment Advisers Act of 1940 to provide for the registration and oversight of national investment adviser associations. Issue: Investment Adviser Regulations HR 2827: To amend the Securities Exchange Act of 1934 to clarify provisions relating to the regulation of municipal advisors, and for other purposes. Issue: Investment Adviser Regulations HAMDT 1074 to HR 5326: An amendment to prohibit the use of funds to be used by the Department of Justice to be a party to a single or multi-state court settlement where funds are removed from any residential mortgage-backed securitization trust. Issue: Investor Protection H.R. 6020: Financial Services & General Government Appropriations bill for Fiscal Year 2013. Issue: Agency Funding S. 3301: Financial Services & General Government Appropriations bill for Fiscal Year 2013. Issue: Agency Funding Tracking: H.R. 1610: The Business Risk Mitigation and Price Stabilization Act of 2011. A bill to amend the definitions major swap participant and major security-based swap participant in the Commodity Exchange Act and the Securities Exchange Act of 1934, respectively. Issue: Dodd-Frank/Derivatives S. 947: A bill to provide end user exemptions from certain provisions of the Commodity Exchange Act and the Securities Exchange Act of 1934, and for other purposes. Issue: Dodd-Frank/Derivatives H.R. 1573: To facilitate implementation of title VII of the Dodd-Frank Wall Street Reform and Consumer Protection Act, promote regulatory coordination, and avoid market disruption. A bill that amends the Wall Street Transparency and Accountability Act of 2010 (the Act), title VII of the Dodd-Frank Wall Street Reform and Consumer Protection Act, to revise the effective dates for the Act and for regulations promulgated under it. Issue: Dodd-Frank/Derivatives S. 1615: A bill to require enhanced economic analysis and justification of regulations proposed by certain Federal banking, housing, securities, and commodity regulators, and for other purposes. Issue: Dodd-Frank/Regulator Reform. H.R. 3559: Insurance Data Protection Act. A bill to prohibit the Federal Insurance Office of the Department of the Treasury and other financial regulators from collecting data directly from an insurance company. Issue: Dodd-Frank Implementation HR 757: To amend the Securities Investor Protection Act of 1970 to confirm that a customer's net equity claim is based on the customer's last statement and that certain recoveries are prohibited, to change how trustees are appointed, and for other purposes. Issue: Implementation and Regulatory Reform HR 6397: Defending American Taxpayers from Abusive Government Takings Act of 2012. Issue: Investor Protection
Client expense: $1,063,984 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2012 · first_quarter · Financial Institutions/Investments/Securities
Public Law 111-203, H.R. 4173- Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Implementation and Regulatory reform. H.R. 2309, the Postal Reform Act of 2011, Issue: USPS sale of financial products. S.1789: The 21st Century Postal Service Act of 2012. Issue: USPS sale of financial services products H.R. 1905: Iran Threat Reduction Act of 2011. A bill to compel Iran to abandon its pursuit of nuclear weapons. Issue: Investment Restrictions S. 2101: Iran Sanctions, Accountability, and Human Rights Act of 2012. A bill to urge the President to initiate diplomatic efforts to expand the multilateral sanctions regime regarding Iran. Issue: Investment Restrictions Tracking: H.R. 1610: The Business Risk Mitigation and Price Stabilization Act of 2011. A bill to amend the definitions major swap participant and major security-based swap participant in the Commodity Exchange Act and the Securities Exchange Act of 1934, respectively. Issue: Dodd-Frank/Derivatives S. 947: A bill to provide end user exemptions from certain provisions of the Commodity Exchange Act and the Securities Exchange Act of 1934, and for other purposes. Issue: Dodd-Frank/Derivatives H.R. 1573: To facilitate implementation of title VII of the Dodd-Frank Wall Street Reform and Consumer Protection Act, promote regulatory coordination, and avoid market disruption. A bill that amends the Wall Street Transparency and Accountability Act of 2010 (the Act), title VII of the Dodd-Frank Wall Street Reform and Consumer Protection Act, to revise the effective dates for the Act and for regulations promulgated under it. Issue: Dodd-Frank/Derivatives S. 1615: A bill to require enhanced economic analysis and justification of regulations proposed by certain Federal banking, housing, securities, and commodity regulators, and for other purposes. Issue: Dodd-Frank/Regulator Reform H.R. 3559: Insurance Data Protection Act. A bill to prohibit the Federal Insurance Office of the Department of the Treasury and other financial regulators from collecting data directly from an insurance company. Issue: Dodd-Frank Implementation
2010 · third_quarter · Labor Issues/Antitrust/Workplace
H.R. 2309 Postal Reform Act H.R. 2587 The Protecting Jobs From Government Interference Act
Client expense: $110,000 · Firm income: Not reported
Government targets: Energy, Dept of, Environmental Protection Agency (EPA), Executive Office of the President (EOP), Federal Communications Commission (FCC), HOUSE OF REPRESENTATIVES, SENATE, State, Dept of (DOS), U.S. Trade Representative (USTR)
2010 · third_quarter · Postal
H.R. 2309 Postal Reform Act
Client expense: $110,000 · Firm income: Not reported
Government targets: Energy, Dept of, Environmental Protection Agency (EPA), Executive Office of the President (EOP), Federal Communications Commission (FCC), HOUSE OF REPRESENTATIVES, SENATE, State, Dept of (DOS), U.S. Trade Representative (USTR)
2010 · first_quarter · Telecommunications
Federal Communications Commission proposed rulemaking on preserving the open Internet (not yet published in the Federal Register) All telecommunications provisions of the following bills: H.R. 3924, Real Stimulus Act of 2009 H.R. 3458, Internet Freedom Preservation Act of 2009 S. 1836, Internet Freedom Act of 2009 S. 1192, Mobile Wireless Tax Fairness Act of 2009 H.R. 690/S. 144, Modernize Our Bookkeeping In the Law for Employees Cell Phone Act of 2009 H.R. 3101, Twenty-first Century Communications and Video Accessibility Act of 2009 H.R. 496, Trade Enforcement Act of 2009 H.R. 801, Fair Copyright in Research Works Act S. 515, Patent Reform Act of 2009 S. 299/H.R. 628, a bill to establish a pilot program in certain United States district courts to encourage enhancement of expertise in patent cases among district judges H.R. 1166, E-fencing Enforcement Act of 2009 H.R. 1173, Organized Retail Crime Act of 2009 S. 470, Combating Organized Retail Crime Act of 2009 S. 139, Data Breach Notification Act H.R. 1076, Internet Stopping Adults Facilitating the Exploitation of Today's Youth (SAFETY) Act of 2009 H.R. 627/S. 414, Credit Card Accountability Responsibility and Disclosure Act of 2009 S. 43, Permanent Internet Tax Freedom Act of 2009 H.R. 1521, Cell Tax Fairness Act of 2009 H.R. 2271, Global Online Freedom Act of 2009 H.R. 2221, Data Accountability Trust Act S. 788, m-SPAM Act of 2009 H.R. 2309, Consumer Credit and Debt Protection Act S. 773, Cybersecurity Act of 2009 S. 1490, Personal Data Privacy and Security Act of 2009 S. 1631, Customs Facilitation and Trade Enforcement Reauthorization Act of 2009 H.R. 2267/S. 1597, Internet Gambling Regulation, Consumer Protection, and Enforcement Act S. 3155, a bill to require reporting on certain information and communications technologies of foreign countries, to develop action plans to improve the capacity of certain countries to combat cybercrime, and for other purposes H.R. 4962, International Cybercrime Reporting and Cooperation Act
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Client expense: $1,469,200 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
Client expense: $25,120,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Defense, Dept of (DOD), Education, Dept of, Energy, Dept of, Environmental Protection Agency (EPA), Equal Employment Opportunity Commission (EEOC), Executive Office of the President (EOP), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Trade Commission (FTC), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Maritime Administration (MARAD), Natl Economic Council (NEC), Natl Security Council (NSC), Office of Management & Budget (OMB), Pipeline & Hazardous Materials Safety Administration, SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), St. Lawrence Seaway Development Corporation, State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Trade Representative (USTR), White House Office
2010 · first_quarter · Consumer Issues/Safety/Products
Restoring American Financial Stability Act (bill number not yet assigned) H.R. 1346/S. 540, Medical Device Safety Act of 2009 S. 414/H.R. 627, Credit Card Accountability Responsibility and Disclosure Act of 2009 S. 43, Permanent Internet Tax Freedom Act of 2009 H.R. 1521, Cell Tax Fairness Act of 2009 S. 1192, Mobile Wireless Tax Fairness Act of 2009 S. 788, m-SPAM Act of 2009 H.R. 2271, Global Online Freedom Act of 2009 H.R. 2309, Consumer Credit and Debt Protection Act H.R. 2221, Data Accountability and Trust Act H.R. 690/S. 144, Modernize Our Bookkeeping In the Law for Employee's Cell Phone Act of 2009 H.R. 3458, Internet Freedom Preservation Act of 2009 S. 773, Cybersecurity Act of 2009 S. 1490, Personal Data Privacy and Security Act of 2009 H.R. 2267/S. 1597, Internet Gambling Regulation, Consumer Protection and Enforcement Act S. 3155, a bill to require reporting on certain information and communications technologies of foreign countries, to develop action plans to improve the capacity of certain countries to combat cybercrime, and for other purposes H.R. 4962, International Cybercrime Reporting and Cooperation Act H.R. 3126, Consumer Financial Protection Agency Act H.R. 4173, Wall Street Reform and Consumer Protection Act of 2009 S.1490, The Personal Data Privacy and Security Act of 2009 Potential legislation regarding Offline and Online Privacy (not yet introduced) Potential FTC Reauthorization Legislation (not yet introduced)
Client expense: $25,120,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Defense, Dept of (DOD), Education, Dept of, Energy, Dept of, Environmental Protection Agency (EPA), Equal Employment Opportunity Commission (EEOC), Executive Office of the President (EOP), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Trade Commission (FTC), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Maritime Administration (MARAD), Natl Economic Council (NEC), Natl Security Council (NSC), Office of Management & Budget (OMB), Pipeline & Hazardous Materials Safety Administration, SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), St. Lawrence Seaway Development Corporation, State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Trade Representative (USTR), White House Office
2010 · fourth_quarter · Torts
H.R. 1020 / S. 931 - Arbitration Fairness Act H.R. 1237 / S. 512 - Fairness in Nursing Home Arbitration Act H.R. 991 - Consumer Fairness Act S. 458 - False Claims Clarification Act H.R. 1178 - False Claims Corrections Act S. 386 - Fraud Enforcement and Recovery Act H.R. 1346 / S. 540 - Medical Device Safety Act H.R. 759 - Food and Drug Administration Globalization Act H.R. 609 - Right to Clean Vehicles Act S. 537 / H.R. 1508 - Sunshine in Litigation Act H.R. 1105 - Omnibus Appropriations Act H.R. 1214 - Payday Loan Reform Act of 2009 S. 263 - Servicemembers Access to Justice Act of 2009 H.R. 1748 - Fight Fraud Act S. 448 / H.R. 985 - Free Flow of Information Act S. 1504 - Notice Pleading Restoration Act of 2009 H.R. 4115 - Open Access to Courts Act S. 1606 - Foreign Manufacturers Legal Accountability Act of 2009 S. 1551 - Liability for Aiding and Abetting Securities Violations Act of 2009 H.R. 3871 - Investor Protection Act H.R. 3200 - Medicare Secondary Payer provisions in the "America's Affordable Health Choices Act" H.R. 3200 - Medical Malpractice Issues in the "America's Affordable Health Choices Act" H.R. 3451 - Arbitration related provisions in the "America's Affordable Health Care Act S. 560 / H.R. 1409 - all provisions of the Employee Free Choice Act H.R. 1788 - All provisions of the False Claims Act Correction Act S. 2831 (110th Congress bill) - All provisions of the 110th Congress' Federal Trade Commission Reauthorization Act P.L. 110-314 - All provisions of the Consumer Product Safety Improvement Act H.R. 1 / Senate Amendment 570 to the same, P.L. 111-5 - the State AG HIPPA enforcement provisions of the American Recovery and Reinvestment Act H.R. 1106 / Senate Amendment 673 to the same, P.L. 111-8 - the State AG HIPPA enforcement provisions of the American Recovery and Reinvestment Act No bill number - General background on U.S. capitol markets competitiveness and regulation No bill number - General background on securities litigation and P.L. 104-67, the Private Securities Litigation Reform Act No bill number - Potential legislation dealing with attorney pay-to-play issues in securities litigation No bill number - General background on arbitration and other alternative dispute resolution mechanisms No bill number - General background on State AGs and their enforcement authority / activities H.R. 2309 - State AG enforcement provisions of Consumer Credit Protection Improvement Act H.R. 609 - All provisions of the Right to Clean Vehicles Act S. 585 - Arbitration provisions of the Taxpayer Abuse Prevention Act No bill number - All provisions of the Non-Deductibility of Punitive Damages Proposal in the President's Budget Submission
Client expense: $1,202,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2010 · fourth_quarter · Banking
Lobbying issues were: CFPA (encouraging Congress to create an effective federal consumer-focused banking regulator); credit cards (encouraging Congress to speed up the implementation of the Federal Reserve's new regulations and to add additional consumer protections); overdraft loans (encouraging Congress to implement restrictions on abusive overdraft practices); payday loans (encouraging Congress to prohibit abusive products and practices); [continued on next page] [continued from previous page] mortgage lending (encouraging Congress to prohibit abusive products and practices); mortgage loan modifications (encouraging Congress to provide incentive for servicers to modify loans to prevent foreclosures) Specific legislation that was the subject of lobbying activity: S61: Helping Families Save their Homes in Bankruptcy Act of 2009 (to allow for judicial loan modification for primary residences through the bankruptcy code) S257: Consumer Credit Fairness Act (to require the bankruptcy court to disallow any claim arising from an abusive high cost consumer credit transaction) S500: Protecting Consumers from Unreasonable Credit Rates Act of 2009 (to create a federal 36% APR usury cap) S585: Taxpayer Abuse Prevention Act (to provide additional protections for recipients of the earned income tax credit) S786: Improving Access to Mainstream Financial Institutions Act of 2009 (to establishing alternative small-dollar lending program to payday loans) S2824: Amendment to Community Development Banking and Financial Institutions Act of 1994 (to establish a small dollar loan-loss guarantee fund that insures fair and affordable small dollar loans) S3217: Restoring American Financial Stability Act of 2010, and related amendments (to create a single agency to have strong rulewriting and enforcement authority in consumer financial transactions) S3245: The Payday Lending Limitation Act of 2010 (to limit abusive aspects of payday loans) S.AMDT.4311 to HR4213: Franken/Snowe Amendment (to create an Office of the Homeowner Advocate) HR200: Helping Families Save Their Homes in Bankruptcy Act of 2009 (to allow for judicial loan modifications for primary residences through the bankruptcy code) HR225: Emergency Homeownership and Equity Protection Act (to allow for judicial loan modification for primary residences through the bankruptcy code) HR1106: Helping Families Save their Homes Act of 2009 (to allow for judicial loan modification for primary residences through the bankruptcy code) HR1214: Payday Loan Reform Act of 2009 (to limit the most abusive aspects of payday loans) HR1456: Consumer Overdraft Protection Fair Practices Act (to create federal protections against abusive and unfair overdraft practices) HR1608: Protecting Consumers from Unreasonable Credit Rates Act of 2009 (to create a federal 36% APR usury cap) HR1637: Universal Default Prohibition Act of 2009 (to eliminate universal increases in interest rate on a credit card when cardholders default on accounts with other creditors) HR1782: Fairness for Homeowners Act of 2009 (to protect consumers against abusive, unfair, or deceptive practices in the mortgage marketplace) HR1846: Consumer Lending Education And Reform Act (opposed the mere disclosure of abusive terms in payday loans and favored substantive consumer protections) HR2309: Consumer Credit and Debt Protection Act (to grant the FTC expedited rule-making authority) HR2563: Payday Lending Reform Act of 2009 (opposed the mere disclosure of abusive terms in payday loans and favored substantive consumer protections) HR3904: Overdraft Protection Act of 2009 (to create federal protections against abusive and unfair overdraft practices) HR4173: The Wall Street Reform and Consumer Protection Act of 2009, and related amendments (to create a single agency to have strong rulewriting and enforcement authority in consumer financial transactions, and to protect consumers against abusive, unfair, or deceptive practices in the mortgage marketplace) HR4229: Borrowers' Right to Inspect Closing Documents Act of 2009 (to require more timely delivery of loan and closing documents to borrower) HR4300: Restoring America's Commitment to Consumers Act of 2009 (favoring a 36% inclusive interest rate cap) HR5689: Predatory Lending Sunset Act (to place a cap on the rate of interest allowed on small-dollar consumer loans) HR5942: FFSCC Act of 2010 (to protect existing state laws limiting abusive payday lending practices) House and Senate GSE Bills, not yet introduced (to ensure there is a secondary housing market to serve low- and moderate-income communities) Freedom of Mobility in Banking Act, not yet introduced (to facilitate consumers' ability to change banking accounts, including protection from unfair related fees) Executive branch agencies and issues: Dept. of Treasury -- Consumer Financial Protection Agency, HAMP, GSE reform, Bank On program Federal Trade Commission -- debt settlement, auto financing Banking agencies (Federal Reserve System, FDIC, OCC, OTS) -- testified at hearing on reforms to Community Reinvestment Act HUD -- GSE reform FDIC -- overdraft loans Federal Reserve -- overdraft loans, bank payday loans, mortgage rules, credit card rules, Dodd-Frank implementation NCUA -- overdraft loans and small dollar loans White House Office -- foreclosure prevention
Client expense: $102,000 · Firm income: Not reported
Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Natl Credit Union Administration (NCUA), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of, White House Office
2010 · fourth_quarter · Banking
Credit card, interchanges fees and practices GSE Reform Govt Purchase Card S.Credit Card Fair Fee Act Regulatory Restructuring; FDIC Assessments; S. 73, a bill to establish a systematic mortgage modification program at the FDIC; S. 895, a bill which included a provision known as "cram-down" of primary mortgages; H.R. 37, a bill to establish a systematic mortgage modification program at the FDIC; H.R. 627, Credit Cardholders' Bill of Rights Act of 2009; H.R. 1106, prevent mortgage foreclosures and enhance mortgage credit availability; H.R. 2309, The Consumer Credit and Debt Protection Act of 2009; H.R. 2382, Credit Card Interchange Fees Act of 2009; H.R. 2897, Bank Accountability and Risk Assessment Act of 2009; H.R. 3126, Consumer Financial Protection Agency Act of 2009; H.R. 3269, Corporate and Financial Institution Compensation Fairness Act of 2009; S. 1074, Shareholder Bill of Rights Act of 2009; H.R. 4173, to provide for financial regulatory reform, to protect consumers and investors, to enhance Federal understanding of insurance issues, to regulate the over-the-counter derivatives markets, and for other purposes; H.R.5038, Fair Access to Credit and Job Creation Act of 2010; H.R.5159, Safe, Accountable, Fair, and Efficient Banking Act of 2010; H.R.5502, To amend the effective date of the gift card provisions of the Credit Card Accountability Responsibility and Disclosure Act of 2009; H.AMDT.697 to H.R.5297small banks to amortize losses on commercial real estate loans over a 10-year period, freeing up more capital for these small institutions to lend to small businesses; H.R. 3639 and S. 1833, the Expedited CARD Reform for Consumers Act; S. 1927, Credit Card Rate Freeze Act of 2009; S. 1799, The Fairness and Accountability in Receiving Overdraft Coverage Act; H.R. 2221, Data Accountability and Trust Act; H.R. 5297, Small Business Jobs and Credit Act H.R. 5680, Predatory Lending Sunset Act H.R. 6225, Permanent End to TARP Act
Client expense: $1,780,000 · Firm income: Not reported
Government targets: Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Council of Economic Advisers (CEA), Environmental Protection Agency (EPA), Farm Credit Administration, Federal Accounting Standards Advisory Board (FASAB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Natl Economic Council (NEC), Office of Management & Budget (OMB), Office of Personnel Management (OPM), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), Patent & Trademark Office (PTO), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office, U.S. Trade Representative (USTR), White House Office
2010 · fourth_quarter · Banking
H.R. 1214 "Payday Loan Reform Act of 2009", H.R. 1846 "Consumer Lending Education and Reform Act", H.R. 2563 "Payday Lending Reform Act of 2009", H.R. 2309 "The Consumer Credit and Debt Protection Act", and S. 500 "Protecting Consumers from Unreasonable Credit Rates Act of 2009"
Client expense: Not reported · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2010 · fourth_quarter · Consumer Issues/Safety/Products
H.R. 4173, Dodd-Frank Wall Street Reform and Consumer Protection Act, all issues pertaining to Title X, the Consumer Protection Bureau H.R. 6038, Financial Industry Transparency Act of 2010 H.R. 2221, Data Accountability and Trust Act H.R. 5777, BEST PRACTICES Act H.R. 3126, Consumer Financial Protection Agency Act of 2009 H.R. 2267, Internet Gambling Regulation, Consumer Protection and Enforcement Act H.R. 1521, Cell Tax Fairness Act of 2009 H.R. 2271, Global Online Freedom Act of 2009 H.R. 2309, Consumer Credit and Debt Protection Act H.R. 3458, Internet Freedom Preservation Act of 2009 H.R. 3924, Real Stimulus Act of 2009 H.R. 4962 / S. 3155, International Cybercrime Reporting and Cooperation Act H.R. 6420 / S. 3987, Red Flag Program Clarification Act of 2010 H.R. 1076 / S. 436, Internet Stopping Adults Facilitating the Exploitation of Today's Youth (SAFETY) Act of 2009 H.R. 627 / S. 414, Credit Card Accountability Responsibility and Disclosure Act of 2009 H.R. 690 / S. 144, Modernize Our Bookkeeping In the Law for Employee's Cell Phone Act of 2009 S. 773, Cybersecurity Act of 2010 S. 1490, Personal Data Privacy and Security Act of 2009 S. 3579, Data Security Act of 2010 S. 3742, Data Security and Breach Notification Act of 2010 S. 1597, Internet Poker and Game of Skill Regulation, Consumer Protection, and Enforcement Act of 2009 S. 3386, Restore Online Shoppers Confidence Act S. 139, Data Breach Notification Act S. 43, Permanent Internet Tax Freedom Act of 2009 S. 1192, Mobile Wireless Tax Fairness Act of 2009 S. 788, m-SPAM Act of 2009 S. 3480, Protecting Cyberspace as a National Asset Act of 2010 Potential legislation regarding offline and online privacy
Client expense: $36,360,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Council on Environmental Quality (CEQ), Defense, Dept of (DOD), Energy, Dept of, Environmental Protection Agency (EPA), Equal Employment Opportunity Commission (EEOC), Executive Office of the President (EOP), Federal Aviation Administration (FAA), Federal Election Commission (FEC), Federal Reserve System, Federal Trade Commission (FTC), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Interior, Dept of (DOI), Justice, Dept of (DOJ), Labor, Dept of (DOL), Maritime Administration (MARAD), Natl Economic Council (NEC), Natl Institute of Standards & Technology (NIST), Natl Labor Relations Board (NLRB), Natl Security Council (NSC), Office of Management & Budget (OMB), Patent & Trademark Office (PTO), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), St. Lawrence Seaway Development Corporation, State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office, U.S. Trade Representative (USTR), White House Office
2010 · fourth_quarter · Telecommunications
H.R. 3924, Real Stimulus Act of 2009 H.R. 3458, Internet Freedom Preservation Act of 2009 H.R. 5257, Internet Investment, Innovation, and Competition Preservation Act H.R. 690, Modernize Our Bookkeeping In the Law for Employees Cell Phone Act of 2009 H.R. 5297, Small Business Jobs and Credit Act of 2010 H.R. 3101, Twenty-first Century Communications and Video Accessibility Act of 2009 H.R. 496, Trade Enforcement Act of 2009 H.R. 801, Fair Copyright in Research Works Act H.R. 1166, E-fencing Enforcement Act of 2009 H.R. 1173, Organized Retail Crime Act of 2009 H.R. 1076, Internet Stopping Adults Facilitating the Exploitation of Today's Youth (SAFETY) Act of 2009 H.R. 1521, Cell Tax Fairness Act of 2009 H.R. 2271, Global Online Freedom Act of 2009 H.R. 2221, Data Accountability Trust Act H.R. 2309, Consumer Credit and Debt Protection Act H.R. 2267, Internet Gambling Regulation, Consumer Protection, and Enforcement Act H.R. 4954, To amend title 35, United States Code, to provide recourse under the patent law for persons who suffer competitive injury as a result of false markings Proposed Net Neutrality Legislative Framework (draft released by Rep. Waxman)(bill number not yet assigned) S. 1836, Internet Freedom Act of 2009 S. 3624, Freedom of Consumer Choice Act S. 144, Modernize Our Bookkeeping In the Law for Employees Cell Phone Act of 2009 S. 515, Patent Reform Act of 2009 S. 470, Combatting Organized Retail Crime Act of 2009 S. 139, Data Breach Notification Act S. 43, Permanent Internet Tax Freedom Act of 2009 S. 1192, Mobile Wireless Tax Fairness Act of 2009 S. 788, m-SPAM Act of 2009 S. 773, Cybersecurity Act of 2009 S. 1490, Personal Data Privacy and Security Act of 2009 S. 1631, Customs Facilitation and Trade Enforcement Reauthorization Act S. 1597, Internet Poker and Game of Skill Regulation, Consumer Protection, and Enforcement Act of 2009 S. 3480, Protecting Cyberspace as a National Asset Act of 2010 S. 3386, Restore Online Shoppers' Confidence Act S. 3742, Data Security and Breach Notification Act of 2010 S. 3804, Combating Online Infringement and Counterfeits Act S. 3579, Data Security Act of of 2010 S. 299 / H.R. 628, a bill to establish a pilot program in certain United States district courts to encourage enhancement of expertise in patent cases among district judges S. 414 / H.R. 627, Credit Card Accountability Responsibility and Disclosure Act of 2009 S. 144 / H.R. 690, Modernize Our Bookkeeping In the Law for Employee's Cell Phone Act of 2009 S. 3155 / H.R. 4962, International Cybercrime Reporting and Cooperation Act Various issues relating to the Federal Trade Commission's Notice of Proposed Rulemaking on Telemarketing Sales Rule and Debt Relief Amendments-R411001, FCC National Broadband Plan Proceeding, FCC Rulemaking on Preserving the Open Internet, FCC Notice of Inquiry on the Best Legal Framework for Broadband Internet Access, and activities of the Internet Corporation for Assigned Names and Numbers
Client expense: $36,360,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Council on Environmental Quality (CEQ), Defense, Dept of (DOD), Energy, Dept of, Environmental Protection Agency (EPA), Equal Employment Opportunity Commission (EEOC), Executive Office of the President (EOP), Federal Aviation Administration (FAA), Federal Election Commission (FEC), Federal Reserve System, Federal Trade Commission (FTC), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Interior, Dept of (DOI), Justice, Dept of (DOJ), Labor, Dept of (DOL), Maritime Administration (MARAD), Natl Economic Council (NEC), Natl Institute of Standards & Technology (NIST), Natl Labor Relations Board (NLRB), Natl Security Council (NSC), Office of Management & Budget (OMB), Patent & Trademark Office (PTO), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), St. Lawrence Seaway Development Corporation, State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office, U.S. Trade Representative (USTR), White House Office
2010 · fourth_quarter · Financial Institutions/Investments/Securities
S. 1551 / H.R. 5042, Liability for Aiding and Abetting Securities Violations Act of 2009 H.R. 2309, Consumer Credit Protection Agency Act, provisions relating to the state attorney general enforcement H.R. 3126, Consumer Financial Protection Agency Act of 2009 H.R. 3817, Investor Protection Act of 2009, including a potential amendment that would roll-back the Supreme Court's Stoneridge decision H.R. 4173 / S. 3217, Dodd-Frank Wall Street Reform and Consumer Protection Act, provisions related to Representative Bean's preemption amendment H.R. 1214, The Payday Loan Reform Act of 2009 H.R. 991, Consumer Fairness Act of 2009 H.R. 3451, Foreclosure Prevention and Sound Mortgage Servicing Act of 2009 H.R. 1728, Mortgage Reform and Anti-Predatory Lending Act H.R. 4790, Shareholder Protection Act of 2010 S. Amend. 3893, 3894, 3895, 111th Cong. (2010), and all provisions of amendments dealing with securities litigation, State AG enforcement/contingency fees, and arbitration General background on U.S. capital markets competitiveness and regulation, securities litigation, and P.L. 104-67, Private Securities Litigation Reform Act of 1995 Potential legislation dealing with attorney pay-to-play issues in securities litigation (specific legislation not yet introduced)
Client expense: $14,490,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC)
2010 · fourth_quarter · Banking
HR 1214, HR 1608, HR 1640, HR 1846, HR 2309, Hr 2563, HR 5942 S 257, S 500
Client expense: Not reported · Firm income: $20,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2010 · fourth_quarter · Banking
Debt management issues; FTC Notice of Proposed Rulemaking on TSR relating to debt relief services; Consumer Credit and Debt Protection Act (HR 2309); H.R. 4173, Dodd-Frank Wall Street Reform and Consumer Protection Act; S. 3264, Debt Settlement Consumer Protection Act of 2010; H.R. 5387, Debt Settlement Consumer Protection Act of 2010
Client expense: Not reported · Firm income: $40,000
Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE
2010 · fourth_quarter · Banking
Debt management issues; FTC Notice of Proposed Rulemaking on TSR relating to debt relief services; Consumer Credit and Debt Protection Act (HR 2309); H.R. 4173, Dodd-Frank Wall Street Reform and Consumer Protection Act; S. 3264, Debt Settlement Consumer Protection Act of 2010; H.R. 5387, Debt Settlement Consumer Protection Act of 2010
Client expense: Not reported · Firm income: $40,000
Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE
2010 · third_quarter · Banking
HR 1214, Hr 1608, HR 1640, HR 1846, HR 2309, HR 2563, HR 4173 S 257, S 500, S 3217
Client expense: Not reported · Firm income: $20,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2010 · third_quarter · Banking
Lobbying issues were: CFPA (encouraging Congress to create an effective federal consumer-focused banking regulator); credit cards (encouraging Congress to speed up the implementation of the Federal Reserve's new regulations and to add additional consumer protections); overdraft loans (encouraging Congress to implement restrictions on abusive overdraft practices); payday loans (encouraging Congress to prohibit abusive products and practices); [continued on next page] [continued from previous page] mortgage lending (encouraging Congress to prohibit abusive products and practices); mortgage loan modifications (encouraging Congress to provide incentive for servicers to modify loans to prevent foreclosures) Specific legislation that was the subject of lobbying activity: S61: Helping Families Save their Homes in Bankruptcy Act of 2009 (to allow for judicial loan modification for primary residences through the bankruptcy code) S257: Consumer Credit Fairness Act (to require the bankruptcy court to disallow any claim arising from an abusive high cost consumer credit transaction) S500: Protecting Consumers from Unreasonable Credit Rates Act of 2009 (to create a federal 36% APR usury cap) S585: Taxpayer Abuse Prevention Act (to provide additional protections for recipients of the earned income tax credit) S786: Improving Access to Mainstream Financial Institutions Act of 2009 (to establishing alternative small-dollar lending program to payday loans) S2824: Amendment to Community Development Banking and Financial Institutions Act of 1994 (to establish a small dollar loan-loss guarantee fund that insures fair and affordable small dollar loans) S3217: Restoring American Financial Stability Act of 2010, and related amendments (to create a single agency to have strong rulewriting and enforcement authority in consumer financial transactions) S3245: The Payday Lending Limitation Act of 2010 (to limit abusive aspects of payday loans) S.AMDT.4311 to HR4213: Franken/Snowe Amendment (to create an Office of the Homeowner Advocate) HR200: Helping Families Save Their Homes in Bankruptcy Act of 2009 (to allow for judicial loan modifications for primary residences through the bankruptcy code) HR225: Emergency Homeownership and Equity Protection Act (to allow for judicial loan modification for primary residences through the bankruptcy code) HR1106: Helping Families Save their Homes Act of 2009 (to allow for judicial loan modification for primary residences through the bankruptcy code) HR1214: Payday Loan Reform Act of 2009 (to limit the most abusive aspects of payday loans) HR1456: Consumer Overdraft Protection Fair Practices Act (to create federal protections against abusive and unfair overdraft practices) HR1608: Protecting Consumers from Unreasonable Credit Rates Act of 2009 (to create a federal 36% APR usury cap) HR1637: Universal Default Prohibition Act of 2009 (to eliminate universal increases in interest rate on a credit card when cardholders default on accounts with other creditors) HR1782: Fairness for Homeowners Act of 2009 (to protect consumers against abusive, unfair, or deceptive practices in the mortgage marketplace) HR1846: Consumer Lending Education And Reform Act (opposed the mere disclosure of abusive terms in payday loans and favored substantive consumer protections) HR2309: Consumer Credit and Debt Protection Act (to grant the FTC expedited rule-making authority) HR2563: Payday Lending Reform Act of 2009 (opposed the mere disclosure of abusive terms in payday loans and favored substantive consumer protections) HR3904: Overdraft Protection Act of 2009 (to create federal protections against abusive and unfair overdraft practices) HR4173: The Wall Street Reform and Consumer Protection Act of 2009, and related amendments (to create a single agency to have strong rulewriting and enforcement authority in consumer financial transactions, and to protect consumers against abusive, unfair, or deceptive practices in the mortgage marketplace) HR4229: Borrowers' Right to Inspect Closing Documents Act of 2009 (to require more timely delivery of loan and closing documents to borrower) HR4300: Restoring America's Commitment to Consumers Act of 2009 (favoring a 36% inclusive interest rate cap) HR5689: Predatory Lending Sunset Act (to place a cap on the rate of interest allowed on small-dollar consumer loans) HR5942: FFSCC Act of 2010 (to protect existing state laws limiting abusive payday lending practices) House and Senate GSE Bills, not yet introduced (to ensure there is a secondary housing market to serve low- and moderate-income communities) Freedom of Mobility in Banking Act, not yet introduced (to facilitate consumers' ability to change banking accounts, including protection from unfair related fees) Executive branch agencies and issues: Dept. of Treasury -- Consumer Financial Protection Agency, HAMP, GSE reform, Bank On program Federal Trade Commission -- debt settlement, auto financing Banking agencies (Federal Reserve System, FDIC, OCC, OTS) -- testified at hearing on reforms to Community Reinvestment Act HUD -- GSE reform FDIC -- overdraft loans
Client expense: $140,000 · Firm income: Not reported
Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of
2010 · third_quarter · Banking
Credit card, interchanges fees and practices GSE Reform Govt Purchase Card S.Credit Card Fair Fee Act Regulatory Restructuring; FDIC Assessments; S. 73, a bill to establish a systematic mortgage modification program at the FDIC; S. 895, a bill which included a provision known as "cram-down" of primary mortgages; H.R. 37, a bill to establish a systematic mortgage modification program at the FDIC; H.R. 627, Credit Cardholders' Bill of Rights Act of 2009; H.R. 1106, prevent mortgage foreclosures and enhance mortgage credit availability; H.R. 2309, The Consumer Credit and Debt Protection Act of 2009; H.R. 2382, Credit Card Interchange Fees Act of 2009; H.R. 2897, Bank Accountability and Risk Assessment Act of 2009; H.R. 3126, Consumer Financial Protection Agency Act of 2009; H.R. 3269, Corporate and Financial Institution Compensation Fairness Act of 2009; S. 1074, Shareholder Bill of Rights Act of 2009; H.R. 4173, to provide for financial regulatory reform, to protect consumers and investors, to enhance Federal understanding of insurance issues, to regulate the over-the-counter derivatives markets, and for other purposes; H.R.5038, Fair Access to Credit and Job Creation Act of 2010; H.R.5159, Safe, Accountable, Fair, and Efficient Banking Act of 2010; H.R.5502, To amend the effective date of the gift card provisions of the Credit Card Accountability Responsibility and Disclosure Act of 2009; H.AMDT.697 to H.R.5297small banks to amortize losses on commercial real estate loans over a 10-year period, freeing up more capital for these small institutions to lend to small businesses; H.R. 3639 and S. 1833, the Expedited CARD Reform for Consumers Act; S. 1927, Credit Card Rate Freeze Act of 2009; S. 1799, The Fairness and Accountability in Receiving Overdraft Coverage Act; H.R. 2221, Data Accountability and Trust Act; H.R. 5297, Small Business Jobs and Credit Act H.R. 5680, Predatory Lending Sunset Act H.R. 6225, Permanent End to TARP Act
Client expense: $1,400,000 · Firm income: Not reported
Government targets: Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Council of Economic Advisers (CEA), Environmental Protection Agency (EPA), Farm Credit Administration, Federal Accounting Standards Advisory Board (FASAB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Natl Economic Council (NEC), Office of Management & Budget (OMB), Office of Personnel Management (OPM), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), Patent & Trademark Office (PTO), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office, U.S. Trade Representative (USTR), White House Office
2010 · third_quarter · Torts
H.R. 1020 / S. 931 - Arbitration Fairness Act H.R. 1237 - S. 512 - Fairness in Nursing Home Arbitration Act H.R. 991 - Consumer Fairness Act S. 458 - False Claims Clarification Act H.R. 1178 - False Claims Corrections Act S. 386 - Fraud Enforcement and Recovery Act H.R. 1346 / S. 540 - Medical Device Safety Act H.R. 759 - Food and Drug Administration Globalization Act H.R. 609 - Right to Clean Vehicles Act S. 537 / H.R. 1508 - Sunshine in Litigation Act H.R. 1105 - Omnibus Appropriations Act H.R. 1214 - Payday Loan Reform Act of 2009 S. 263 - Servicemembers Access to Justice Act of 2009 H.R. 1748 - Fight Fraud Act S. 448 / H.R. 985 - Free Flow of Information Act S. 1504 - Notice Pleading Restoration Act of 2009 H.R. 4115 - Open Access to Courts Act S. 1606 - Foreign Manufacturers Legal Accountability Act of 2009 S. 1551 - Liability for Aiding and Abetting Securities Violations Act of 2009 H.R. 3871 - Investor Protection Act H.R. 3200 - Medial Malpractice issues n the "America's Affordable Health Choices Act" H.R. 3200 - Medicare Secondary Payer provisions in the "America's Affordable Health Choices Act" H.R. 3451 - Arbitration related provisions in the "America's Affordable Health Choices Act" S. 560 / H.R. 1409 - All provisions of the Employee Free Choice Act H.R. 1788 - All provisions of the False Claims Act Correction Act S. 2831 (110th congress bill) - All provisions of the 110th Congress' Federal Trade Commission Reauthorization Act P.L. 110-314 - All provisions of the Consumer Product Safety Improvement Act H.R. 1 / Senate Amendment 570 to the same, P.L. 111-5 - the State AG HIPPA enforcement provisions of the American Recovery and Reinvestment Act H.R. 1106 / Senate Amendment 673 to the same, P.S. 111-8 - the State AG HIPPA enforcement provisions of the American Recovery and Reinvestment Act No bill number - General background on U.S. capitol markets competitiveness and regulation No bill number - Potential legislation dealing with the Medicare Secondary Payer provisions of the Medicare Statute No bill number - General background on drug and device labeling rules ad the doctrine of Federal preemption S. 437 / H.R. 2519 - All aspects of untitled legislation to amend the Internal Revenue Code of 1986 to allow the deduction of attorney-advanced expenses and court costs in contingency fee cases No bill number - General background on U.S. capitol markets competitiveness and regulation No bill number - General background on securities litigation and P.L. 104-67, the Private Securities Litigation Reform Act No bill number - Potential legislation dealing with attorney pay-to-play issues in securities litigation No bill number - General background on arbitration and other alternative dispute resolution mechanisms No bill number - General background on State AGs and their enforcement authority / activities H.R. 2309 - State AG enforcement provisions of Consumer Credit Protection Improvement Act H.R. 609 - All provisions of the Right to Clean Vehicles Act S. 585 - Arbitration provisions of the Taxpayer Abuse Prevention Act No bill number - All provisions of the Non-Deductibility of Punitive Damages Proposal in the President's Budget Submission
Client expense: $697,169 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2010 · third_quarter · Telecommunications
H.R. 496, Trade Enforcement Act of 2009 H.R. 801, Fair Copyright in Research Works Act S. 515, Patent Reform Act of 2009 S. 299 / H.R. 628, a bill to establish a pilot program in certain United States district courts to encourage enhancement of expertise in patent cases among district judges H.R. 1166, E-fencing Enforcement Act of 2009 H.R. 1173, Organized Retail Crime Act of 2009 S. 470, Combatting Organized Retail Crime Act of 2009 S. 139, Data Breach Notification Act H.R. 1076, Internet Stopping Adults Facilitating the Exploitation of Today's Youth (SAFETY) Act of 2009 H.R. 627 / S. 414, Credit Card Accountability Responsibility and Disclosure Act of 2009 S. 43, Permanent Internet Tax Freedom Act of 2009 H.R. 1521, Cell Tax Fairness Act of 2009 S. 1192, Mobile Wireless Tax Fairness Act of 2009 H.R. 2271, Global Online Freedom Act of 2009 H.R. 2221, Data Accountability Trust Act S. 788, m-SPAM Act of 2009 S. 144 / H.R. 690, Modernize Our Bookkeeping In the Law for Employee's Cell Phone Act of 2009 H.R. 2309, Consumer Credit and Debt Protection Act S. 773, Cybersecurity Act of 2009 S. 1490, Personal Data Privacy and Security Act of 2009 S. 1631, Customs Facilitation and Trade Enforcement Reauthorization Act H.R. 2267, Internet Gambling Regulation, Consumer Protection, and Enforcement Act S. 1597, Internet Poker and Game of Skill Regulation, Consumer Protection, and Enforcement Act of 2009 S. 3155 / H.R. 4962, International Cybercrime Reporting and Cooperation Act S. 3480, Protecting Cyberspace as a National Asset Act of 2010 H.R. 3924, Real Stimulus Act of 2009 S. 3386, Restore Online Shoppers' Confidence Act S. 3742, Data Security and Breach Notification Act of 2010 S. 3804, Combating Online Infringement and Counterfeits Act S. 3579, Data Security Act of of 2010 S. 3624, Freedom for Consumer Choice Act H.R. 3458, Internet Freedom Preservation Act of 2009 S. 1836, Internet Freedom Act of 2009 H.R. 5257, Internet Investment, Innovation, and Competition Preservation Act H.R. 5297, Small Business Jobs and Credit Act of 2010 H.R. 3101, Twenty-first Century Communications and Video Accessibility Act of 2009 Proposed Net Neutrality Legislative Framework (draft released by Rep. Waxman)(bill number not yet assigned) Various issues relating to the Federal Trade Commission's Notice of Proposed Rulemaking on Telemarketing Sales Rule and Debt Relief Amendments-R411001, FCC National Broadband Plan Proceeding, FCC Rulemaking on Preserving the Open Internet, FCC Notice of Inquiry on the Best Legal Framework for Broadband Internet Access, and activities of the Internet Corporation for Assigned Names and Numbers
Client expense: $29,250,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Council on Environmental Quality (CEQ), Defense, Dept of (DOD), Education, Dept of, Energy, Dept of, Environmental Protection Agency (EPA), Equal Employment Opportunity Commission (EEOC), Executive Office of the President (EOP), Export-Import Bank of the United States (EXIM Bank), Federal Communications Commission (FCC), Federal Reserve System, Federal Trade Commission (FTC), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Interior, Dept of (DOI), Justice, Dept of (DOJ), Labor, Dept of (DOL), Maritime Administration (MARAD), Natl Aeronautics & Space Administration (NASA), Natl Economic Council (NEC), Natl Highway Traffic Safety Administration (NHTSA), Natl Institute of Standards & Technology (NIST), Natl Labor Relations Board (NLRB), Natl Security Council (NSC), Office of Management & Budget (OMB), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), St. Lawrence Seaway Development Corporation, State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Trade Representative (USTR), White House Office
2010 · third_quarter · Consumer Issues/Safety/Products
H.R.1076, Internet Stopping Adults Facilitating the Exploitation of Today's Youth (SAFETY) Act of 2009 H.R. 627/ S. 414, Credit Card Accountability Responsibility and Disclosure Act of 2009 H.R. 1521, Cell Tax Fairness Act of 2009 H.R. 2271, Global Online Freedom Act of 2009 H.R. 2309, Consumer Credit and Debt Protection Act H.R. 2221, Data Accountability and Trust Act H.R. 690 / S. 144, Modernize Our Bookkeeping In the Law for Employee's Cell Phone Act of 2009 H.R. 3458, Internet Freedom Preservation Act of 2009 H.R. 2267, Internet Gambling Regulation, Consumer Protection and Enforcement Act H.R. 3924, Real Stimulus Act of 2009 H.R. 3126, Consumer Financial Protection Agency Act of 2009 H.R. 6038, Financial Industry Transparency Act of 2010 H.R. 4173, Dodd-Frank Wall Street Reform and Consumer Protection Act of 2009, all issues pertaining to Title X, the Consumer Protection Bureau H.R. 5777, To foster transparency about the commercial use of personal information, provide consumers with meaningful choice about the collection, use, and disclosure of such information, and for other purposes (BEST PRACTICES Act) H.R. 1346 / S. 540, Medical Device Safety Act of 2009 S. 139, Data Breach Notification Act S. 43, Permanent Internet Tax Freedom Act of 2009 S. 773, Cybersecurity Act of 2009 S. 1490, Personal Data Privacy and Security Act of 2009 S. 1192, Mobile Wireless Tax Fairness Act of 2009 S. 788, m-SPAM Act of 2009 S. 1597, Internet Poker and Game of Skill Regulation, Consumer Protection, and Enforcement Act of 2009 S. 3155 / H.R. 4962, International Cybercrime Reporting and Cooperation Act S. 3480, Protecting Cyberspace as a National Asset Act of 2010 S. 3386, Restore Online Shoppers' Confidence Act S. 3742, Data Security and Breach Notification Act of 2010 S. 3579, Data Security Act of of 2010 Legislation Regarding Offline and Online Privacy (draft released by Rep. Boucher)
Client expense: $29,250,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Council on Environmental Quality (CEQ), Defense, Dept of (DOD), Education, Dept of, Energy, Dept of, Environmental Protection Agency (EPA), Equal Employment Opportunity Commission (EEOC), Executive Office of the President (EOP), Export-Import Bank of the United States (EXIM Bank), Federal Communications Commission (FCC), Federal Reserve System, Federal Trade Commission (FTC), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Interior, Dept of (DOI), Justice, Dept of (DOJ), Labor, Dept of (DOL), Maritime Administration (MARAD), Natl Aeronautics & Space Administration (NASA), Natl Economic Council (NEC), Natl Highway Traffic Safety Administration (NHTSA), Natl Institute of Standards & Technology (NIST), Natl Labor Relations Board (NLRB), Natl Security Council (NSC), Office of Management & Budget (OMB), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), St. Lawrence Seaway Development Corporation, State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Trade Representative (USTR), White House Office
2010 · third_quarter · Financial Institutions/Investments/Securities
S. 1551/ H.R. 5042, Liability for Aiding and Abetting Securities Violations Act of 2010 H.R. 2309, Consumer Credit Protection Agency Act, provisions related to state attorney general enforcement H.R. 3126, Consumer Financial Protection Agency Act of 2009 H.R. 3817, Investor Protection Act of 2009, including a potential amendment that would roll-back the Supreme Court's Stoneridge decision H.R. 1214, The Payday Loan Act of 2009 H.R. 991, Consumer Fairness Act of 2009 H.R. 3451, Foreclosure Prevention and Sound Mortgage Servicing Act of 2009 H.R. 1728, Mortgage Reform and Anti-Predatory Lending Act H.R. 4173/ S. 3217, Dodd-Frank Wall Street Reform and Consumer Protection Act of 2009, provisions related to Rep. Bean's preemption amendment H.R. 4790, Shareholder Protection Act of 2010 S. AMDT 3893, 3894, 3895, all provisions of amendments dealing with securities litigation, State AG enforcement/contingency fees, and arbitration General background on U.S. capital markets competitiveness and regulation, securities litigation, and PL 104-67, Private Securities Litigation Reform Act of 1995 Potential legislation dealing with attorney pay-to-play issues in securities litigation (specific legislation not yet introduced)
Client expense: $7,420,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC)
2010 · third_quarter · Banking
Debt management issues; FTC Notice of Proposed Rulemaking on TSR relating to debt relief services; Consumer Credit and Debt Protection Act (HR 2309); H.R. 4173, Dodd-Frank Wall Street Reform and Consumer Protection Act; S. 3264, Debt Settlement Consumer Protection Act of 2010; H.R. 5387, Debt Settlement Consumer Protection Act of 2010
Client expense: Not reported · Firm income: $40,000
Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE
2010 · third_quarter · Banking
H.R. 1214 "Payday Loan Reform Act of 2009", H.R. 1846 "Consumer Lending Education and Reform Act", H.R. 2563 "Payday Lending Reform Act of 2009", H.R. 2309 "The Consumer Credit and Debt Protection Act", and S. 500 "Protecting Consumers from Unreasonable Credit Rates Act of 2009"
Client expense: Not reported · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2010 · second_quarter · Banking
Issues related to credit cards: H.R. 3639 - Expedited CARD Reform for Consumer Act; S 1833 - Expedited CARD Reform for Consumer Act; S 1927 - Retroactive Rate Increase Moratorium Issues related to Small Business - S 2869 - Small Business Job Creation and Access to Capital Act of 2009 H.R. 3854 - Small Business Financing and Investing Act of 2009 H.R. 5297 - Small Business Lending Fund Act of 2010 Issues related to Student Lending - H.R. 3221 - Student Aid and Fiscal Responsibility Act of 2009 S 1541 - Student Aid and Fiscal Responsibility Act of 2009 H.R. 4103 - Ensuring Continued Access to Student Loan Act S 2796 - Ensuring Continued Access to Student Loan Act H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act Issues related to Regulatory Reform - H.R. 3126 - Consumer Financial Protection Agency of 2009 H.R. 4173 - Wall Street Reform & Consumer Protection Act of 2009 Issues related to Mortgage Lending S 896 - Helping Families Save Their Homes Act of 2009 H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act Issues related to Interchange H.R. 2695 - Credit Card Fair Fee Act of 2009 S 1212 - Credit Card Fair Fee Act of 2009 H.R. 2382 - Credit Card Interchange Fees Act of 2009 H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act Issues related to Overdraft Programs H.R. 1456 - Consumer Overdraft Protection Fair Practices Act S 1799 - Fairness and Accountability in Receiving Overdraft Coverage Act of 2009 H.R. 1487 - Overdraft Fee Notification Act H.R. 3904 - Overdraft Protection Act of 2009 Other H.R. 2309 - Consumer Credit and Debt Collection Act H.R. 2221 - Data Accountabiliy and Trust Act S 1490 - Personal Data Privacy and Security Act of 2009 S 139 - Data Breach Notification Bill H.R. 1479 - Community Reinvestment Modernization Act of 2009 H.R. 3306 - DOD Appropriations Act of 2009 Regulatory Reform S 3217 - Restoring American Financial Stability Act of 2010
Client expense: $400,000 · Firm income: Not reported
Government targets: Education, Dept of, Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of
2010 · first_quarter · Telecommunications
Federal Communications Commission proposed rulemaking on preserving the open Internet (not yet published in the Federal Register) All telecommunications provisions of the following bills: H.R. 3924, Real Stimulus Act of 2009 H.R. 3458, Internet Freedom Preservation Act of 2009 S. 1836, Internet Freedom Act of 2009 S. 1192, Mobile Wireless Tax Fairness Act of 2009 H.R. 690/S. 144, Modernize Our Bookkeeping In the Law for Employees Cell Phone Act of 2009 H.R. 3101, Twenty-first Century Communications and Video Accessibility Act of 2009 H.R. 496, Trade Enforcement Act of 2009 H.R. 801, Fair Copyright in Research Works Act S. 515, Patent Reform Act of 2009 S. 299/H.R. 628, a bill to establish a pilot program in certain United States district courts to encourage enhancement of expertise in patent cases among district judges H.R. 1166, E-fencing Enforcement Act of 2009 H.R. 1173, Organized Retail Crime Act of 2009 S. 470, Combating Organized Retail Crime Act of 2009 S. 139, Data Breach Notification Act H.R. 1076, Internet Stopping Adults Facilitating the Exploitation of Today's Youth (SAFETY) Act of 2009 H.R. 627/S. 414, Credit Card Accountability Responsibility and Disclosure Act of 2009 S. 43, Permanent Internet Tax Freedom Act of 2009 H.R. 1521, Cell Tax Fairness Act of 2009 H.R. 2271, Global Online Freedom Act of 2009 H.R. 2221, Data Accountability Trust Act S. 788, m-SPAM Act of 2009 H.R. 2309, Consumer Credit and Debt Protection Act S. 773, Cybersecurity Act of 2009 S. 1490, Personal Data Privacy and Security Act of 2009 S. 1631, Customs Facilitation and Trade Enforcement Reauthorization Act of 2009 H.R. 2267/S. 1597, Internet Gambling Regulation, Consumer Protection, and Enforcement Act S. 3155, a bill to require reporting on certain information and communications technologies of foreign countries, to develop action plans to improve the capacity of certain countries to combat cybercrime, and for other purposes H.R. 4962, International Cybercrime Reporting and Cooperation Act
Client expense: $25,120,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Defense, Dept of (DOD), Education, Dept of, Energy, Dept of, Environmental Protection Agency (EPA), Equal Employment Opportunity Commission (EEOC), Executive Office of the President (EOP), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Trade Commission (FTC), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Maritime Administration (MARAD), Natl Economic Council (NEC), Natl Security Council (NSC), Office of Management & Budget (OMB), Pipeline & Hazardous Materials Safety Administration, SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), St. Lawrence Seaway Development Corporation, State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Trade Representative (USTR), White House Office
2010 · first_quarter · Consumer Issues/Safety/Products
Restoring American Financial Stability Act (bill number not yet assigned) H.R. 1346/S. 540, Medical Device Safety Act of 2009 S. 414/H.R. 627, Credit Card Accountability Responsibility and Disclosure Act of 2009 S. 43, Permanent Internet Tax Freedom Act of 2009 H.R. 1521, Cell Tax Fairness Act of 2009 S. 1192, Mobile Wireless Tax Fairness Act of 2009 S. 788, m-SPAM Act of 2009 H.R. 2271, Global Online Freedom Act of 2009 H.R. 2309, Consumer Credit and Debt Protection Act H.R. 2221, Data Accountability and Trust Act H.R. 690/S. 144, Modernize Our Bookkeeping In the Law for Employee's Cell Phone Act of 2009 H.R. 3458, Internet Freedom Preservation Act of 2009 S. 773, Cybersecurity Act of 2009 S. 1490, Personal Data Privacy and Security Act of 2009 H.R. 2267/S. 1597, Internet Gambling Regulation, Consumer Protection and Enforcement Act S. 3155, a bill to require reporting on certain information and communications technologies of foreign countries, to develop action plans to improve the capacity of certain countries to combat cybercrime, and for other purposes H.R. 4962, International Cybercrime Reporting and Cooperation Act H.R. 3126, Consumer Financial Protection Agency Act H.R. 4173, Wall Street Reform and Consumer Protection Act of 2009 S.1490, The Personal Data Privacy and Security Act of 2009 Potential legislation regarding Offline and Online Privacy (not yet introduced) Potential FTC Reauthorization Legislation (not yet introduced)
Client expense: $25,120,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Defense, Dept of (DOD), Education, Dept of, Energy, Dept of, Environmental Protection Agency (EPA), Equal Employment Opportunity Commission (EEOC), Executive Office of the President (EOP), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Trade Commission (FTC), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Maritime Administration (MARAD), Natl Economic Council (NEC), Natl Security Council (NSC), Office of Management & Budget (OMB), Pipeline & Hazardous Materials Safety Administration, SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), St. Lawrence Seaway Development Corporation, State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Trade Representative (USTR), White House Office
2010 · first_quarter · Telecommunications
Federal Communications Commission proposed rulemaking on preserving the open Internet (not yet published in the Federal Register) All telecommunications provisions of the following bills: H.R. 3924, Real Stimulus Act of 2009 H.R. 3458, Internet Freedom Preservation Act of 2009 S. 1836, Internet Freedom Act of 2009 S. 1192, Mobile Wireless Tax Fairness Act of 2009 H.R. 690/S. 144, Modernize Our Bookkeeping In the Law for Employees Cell Phone Act of 2009 H.R. 3101, Twenty-first Century Communications and Video Accessibility Act of 2009 H.R. 496, Trade Enforcement Act of 2009 H.R. 801, Fair Copyright in Research Works Act S. 515, Patent Reform Act of 2009 S. 299/H.R. 628, a bill to establish a pilot program in certain United States district courts to encourage enhancement of expertise in patent cases among district judges H.R. 1166, E-fencing Enforcement Act of 2009 H.R. 1173, Organized Retail Crime Act of 2009 S. 470, Combating Organized Retail Crime Act of 2009 S. 139, Data Breach Notification Act H.R. 1076, Internet Stopping Adults Facilitating the Exploitation of Today's Youth (SAFETY) Act of 2009 H.R. 627/S. 414, Credit Card Accountability Responsibility and Disclosure Act of 2009 S. 43, Permanent Internet Tax Freedom Act of 2009 H.R. 1521, Cell Tax Fairness Act of 2009 H.R. 2271, Global Online Freedom Act of 2009 H.R. 2221, Data Accountability Trust Act S. 788, m-SPAM Act of 2009 H.R. 2309, Consumer Credit and Debt Protection Act S. 773, Cybersecurity Act of 2009 S. 1490, Personal Data Privacy and Security Act of 2009 S. 1631, Customs Facilitation and Trade Enforcement Reauthorization Act of 2009 H.R. 2267/S. 1597, Internet Gambling Regulation, Consumer Protection, and Enforcement Act S. 3155, a bill to require reporting on certain information and communications technologies of foreign countries, to develop action plans to improve the capacity of certain countries to combat cybercrime, and for other purposes H.R. 4962, International Cybercrime Reporting and Cooperation Act
Client expense: $25,120,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Defense, Dept of (DOD), Education, Dept of, Energy, Dept of, Environmental Protection Agency (EPA), Equal Employment Opportunity Commission (EEOC), Executive Office of the President (EOP), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Trade Commission (FTC), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Maritime Administration (MARAD), Natl Economic Council (NEC), Natl Security Council (NSC), Office of Management & Budget (OMB), Pipeline & Hazardous Materials Safety Administration, SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), St. Lawrence Seaway Development Corporation, State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Trade Representative (USTR), White House Office
2010 · first_quarter · Consumer Issues/Safety/Products
Restoring American Financial Stability Act (bill number not yet assigned) H.R. 1346/S. 540, Medical Device Safety Act of 2009 S. 414/H.R. 627, Credit Card Accountability Responsibility and Disclosure Act of 2009 S. 43, Permanent Internet Tax Freedom Act of 2009 H.R. 1521, Cell Tax Fairness Act of 2009 S. 1192, Mobile Wireless Tax Fairness Act of 2009 S. 788, m-SPAM Act of 2009 H.R. 2271, Global Online Freedom Act of 2009 H.R. 2309, Consumer Credit and Debt Protection Act H.R. 2221, Data Accountability and Trust Act H.R. 690/S. 144, Modernize Our Bookkeeping In the Law for Employee's Cell Phone Act of 2009 H.R. 3458, Internet Freedom Preservation Act of 2009 S. 773, Cybersecurity Act of 2009 S. 1490, Personal Data Privacy and Security Act of 2009 H.R. 2267/S. 1597, Internet Gambling Regulation, Consumer Protection and Enforcement Act S. 3155, a bill to require reporting on certain information and communications technologies of foreign countries, to develop action plans to improve the capacity of certain countries to combat cybercrime, and for other purposes H.R. 4962, International Cybercrime Reporting and Cooperation Act H.R. 3126, Consumer Financial Protection Agency Act H.R. 4173, Wall Street Reform and Consumer Protection Act of 2009 S.1490, The Personal Data Privacy and Security Act of 2009 Potential legislation regarding Offline and Online Privacy (not yet introduced) Potential FTC Reauthorization Legislation (not yet introduced)
Client expense: $25,120,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Defense, Dept of (DOD), Education, Dept of, Energy, Dept of, Environmental Protection Agency (EPA), Equal Employment Opportunity Commission (EEOC), Executive Office of the President (EOP), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Trade Commission (FTC), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Maritime Administration (MARAD), Natl Economic Council (NEC), Natl Security Council (NSC), Office of Management & Budget (OMB), Pipeline & Hazardous Materials Safety Administration, SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), St. Lawrence Seaway Development Corporation, State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Trade Representative (USTR), White House Office
2010 · second_quarter · Banking
HR 1214, HR 1608, HR 1640, HR 1846, HR 2309, HR 2563, HR 3126, HR 4173 S 257, S 500, S 3217
Client expense: Not reported · Firm income: $20,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2010 · second_quarter · Banking
H.R. 1214 "Payday Loan Reform Act of 2009", H.R. 1846 "Consumer Lending Education and Reform Act", H.R. 2563 "Payday Lending Reform Act of 2009", H.R. 2309 "The Consumer Credit and Debt Protection Act", and S. 500 "Protecting Consumers from Unreasonable Credit Rates Act of 2009"
Client expense: Not reported · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2010 · second_quarter · Banking
Lobbying issues were: CFPA (encouraging Congress to create an effective federal consumer-focused banking regulator); credit cards (encouraging Congress to speed up the implementation of the Federal Reserve's new regulations and to add additional consumer protections); overdraft loans (encouraging Congress to implement restrictions on abusive overdraft practices); payday loans (encouraging Congress to pass a 36% rate cap on consumer loans); [continued on next page] [continued from previous page] mortgage lending (encouraging Congress to prohibit abusive products and practices); mortgage loan modifications (encouraging Congress to provide incentives for servicers to modify loans to prevent foreclosures) Specific legislation that was subject of lobbying activity: S61: Helping Families Save their Homes in Bankruptcy Act of 2009 (to allow for judicial loan modification for primary residences through the bankruptcy code) S257: Consumer Credit Fairness Act (to require the bankruptcy court to disallow any claim arising from an abusive high cost consumer credit transaction) S500: Protecting Consumers from Unreasonable Credit Rates Act of 2009 (to create a federal 36% APR usury cap) S585: Taxpayer Abuse Prevention Act (to provide additional protections for recipients of the earned income tax credit) S1799: FAIR Overdraft Coverage Act of 2009 (to create federal protections against abusive and unfair overdraft practices) S2824: Amendment to Community Development Banking and Financial Institutions Act of 1994 to establish a small dollar loan-loss guarantee fund, and for other purposes (to establish a small dollar loan-loss guarantee fund that insures fair and affordable small dollar loans) S3217: Restoring American Financial Stability Act of 2010, and related amendments (to create a single agency to have strong rulewriting and enforcement authority in consumer financial transactions) S3245: The Payday Loan Limitation Act (to place a cap on the rate of interest allowed on payday loans) HR200: Helping Families Save Their Homes in Bankruptcy Act of 2009 (to allow for judicial loan modification for primary residences through the bankruptcy code) HR225: Emergency Homeownership and Equity Protection Act (to allow for judicial loan modification for primary residences through the bankruptcy code) HR1106: Helping Families Save their Homes Act of 2009 (to allow for judicial loan modification for primary residences through the bankruptcy code) HR1214: Payday Loan Reform Act of 2009 (to limit the most abusive aspects of payday loans) HR1456: Consumer Overdraft Protection Fair Practices Act (to create federal protections against abusive and unfair overdraft practices) HR1608: Protecting Consumers from Unreasonable Credit Rates Act of 2009 (to create a federal 36% APR usury cap) HR1637: Universal Default Prohibition Act of 2009 (to eliminate universal increases in interest rate on a credit card when cardholders default on accounts with other creditors) HR1728: Mortgage Reform and Anti-Predatory Lending Act (to protect consumers against abusive, unfair, or deceptive practices in the mortgage marketplace) HR1782: Fairness for Homeowners Act of 2009 (to protect consumers against abusive, unfair, or deceptive practices in the mortgage marketplace) HR1846: Consumer Lending Education And Reform Act (opposed the mere disclosure of abusive terms in payday loans and favored substantive consumer protections) HR2309: Consumer Credit and Debt Protection Act (to grant the FTC expedited rule-making authority) HR2563: Payday Lending Reform Act of 2009 (opposed the mere disclosure of abusive terms in payday loans and favored substantive consumer protections) HR3126: Consumer Financial Protection Agency Act of 2009 (to create a single agency to have strong rulewriting and enforcement authority in consumer financial transactions) HR3639: Expedited CARD Reform for Consumers Act of 2009 (to move up the effective date of the Credit CARD Act to December 1, 2009) HR3904: Overdraft Protection Act of 2009 (to create federal protections against abusive and unfair overdraft practices) HR4173: The Wall Street Reform and Consumer Protection Act of 2009, and related amendments (to create a single agency to have strong rulewriting and enforcement authority in consumer financial transactions) HR4229: Borrowers' Right to Inspect Closing Documents Act of 2009 (to require more timely delivery of loan and closing documents to borrower) HR5689: Predatory Lending Sunset Act (to place a cap on the rate of interest allowed on small-dollar consumer loans) Senate regulatory reform draft bill (not yet introduced) (to create a single agency to have strong rulewriting and enforcement authority in consumer financial transactions) Senate payday alternatives amendment (not yet introduced) (to create an alterative for abusive small-dollar loans) Senate FDIC payday standard (not yet introduced) (to create consumer protections for payday loan borrowers) Executive branch agencies and issues: Federal Reserve - Truth In Lending rescission rules Dept. of Treasury - Consumer Financial Protection Agency, HAMP Federal Trade Commission - debt settlement
Client expense: $205,000 · Firm income: Not reported
Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of
2010 · second_quarter · Torts
H.R. 1020 / S. 931 - Arbitration Fairness Act H.R. 1237 / S. 512 - Fairness in Nursing Home Arbitration Act H.R. 991 - Consumer Fairness Act S. 458 - False Claims Clarification Act H.R. 1178 - False Claims Corrections Act S. 386 - Fraud Enforcement and Recovery Act H.R. 1346 / S. 540 - Medical Device Safety Act H.R. 759 - Food and Drug Administration Globalization Act H.R. 609 - Right to Clean Vehicles Act S. 537 / H.R. 1508 - Sunshine in Litigation Act H.R. 1105 - Omnibus Appropriations Act H.R. 1214 - Payday Loan Reform Act of 2009 S. 263 - Servicemembers Access to Justice Act of 2009 H.R. 1748 - Fight Fraud Act S. 448 / H.R. 985 - Free Flow of Information Act S. 1504 - Notice Pleading Restoration Act of 2009 H.R. 4115 - Open Access to Courts Act S. 1606 - Foreign Manufacturers legal Accountability Act of 2009 S. 1551 - Liability for Aiding and Abetting Securities Violations Act of 2009 H.R. 3871 - Investor Protection Act H.R. 3200 - Medical Malpractice issues in the "America's Affordable Health Choices Act" H.R. 3200 - Medicare Secondary Payer provisions in the "America's Affordable Health Choices Act" H.R. 3451 - Arbitration related provisions in the "America's Affordable Health Choices Act" S. 560 / H.R. 1409 - All provisions of the Employee Free Choice Act H.R. 1788 - All provisions of the False Claims Act Correction Act S. 2831 - (110th Congress bill) - All provisions of the 110th Congress' Federal Trade Commission Reauthorization Act P.L. 110-314 - All provisions of the Consumer Product Safety Improvement Act H.R. 1 / Senate Amendment 570 to the same, P.L. 111-5 - The State AG HIPPA enforcement provisions of the American Recovery and Reinvestment Act H.R. 1106 / Senate Amendment 673 to the same, P.L. 111-8 - The State AG HIPPA enforcement provisions of the American Recovery and Reinvestment Act No bill number - General background and information on the doctrine of Federal preemption No bill number - Potential legislation dealing with the Medicare Secondary Payer provisions of the Medicare Statute No bill number - General background on drug and device labeling rules and the doctrine of Federal preemption S. 437 / H.R. 2519 - All aspects of untitled legislation to amend the Internal Revenue Code of 1986 to allow the deduction of attorney-advanced expenses and court costs in contingency fee cases No bill number - General background on U.S. capitol markets competitiveness and regulation No bill number - General background on securities litigation and P.L. 104-67, the Private Securities Litigation Reform Act No bill number - Potential legislation dealing with attorney pay-to-play issues in securities litigation No bill number - General background on arbitration and other alternative dispute resolution mechanisms No bill number - General background on State AGs and their enforcement authority / activities H.R. 2309 - State AG enforcement provisions of Consumer Credit Protection Improvement Act H.R. 609 - All provisions of the Right to Clean Vehicles Act S. 585 - Arbitration provisions of the Taxpayer Abuse Prevention Act No bill number - All provisions of the Non-Deductibility of Punitive Damages Proposal in the President's Budget Submission
Client expense: $932,499 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2010 · second_quarter · Banking
Credit card, interchanges fees and practices GSE Reform Govt Purchase Card S.Credit Card Fair Fee Act Regulatory Restructuring; FDIC Assessments; S. 73, a bill to establish a systematic mortgage modification program at the FDIC; S. 895, a bill which included a provision known as "cram-down" of primary mortgages; H.R. 37, a bill to establish a systematic mortgage modification program at the FDIC; H.R. 627, Credit Cardholders' Bill of Rights Act of 2009; H.R. 1106, prevent mortgage foreclosures and enhance mortgage credit availability; H.R. 2309, The Consumer Credit and Debt Protection Act of 2009; H.R. 2382, Credit Card Interchange Fees Act of 2009; H.R. 2897, Bank Accountability and Risk Assessment Act of 2009; H.R. 3126, Consumer Financial Protection Agency Act of 2009; H.R. 3269, Conporate and Financial Institution Compensation Fairness Act of 2009; S. 1074, Shareholder Bill of Rights Act of 2009; H.R. 4173, to provide for financial regulatory reform, to protect consumers and investors, to enhance Federal understanding of insurance issues, to regulate the over-the-counter derivatives markets, and for other purposes; H.R.5038, Fair Access to Credit and Job Creation Act of 2010; H.R.5159, Safe, Accountable, Fair, and Efficient Banking Act of 2010; H.R.5502, To amend the effective date of the gift card provisions of the Credit Card Accountability Responsibility and Disclosure Act of 2009; H.AMDT.697 to H.R.5297small banks to amortize losses on commercial real estate loans over a 10-year period, freeing up more capital for these small institutions to lend to small businesses; H.R. 3639 and S. 1833, the Expedited CARD Reform for Consumers Act; S. 1927, Credit Card Rate Freeze Act of 2009; S. 1799, The Fairness and Accountability in Receiving Overdraft Coverage Act; H.R. 2221, Data Accountability and Trust Act;
Client expense: $1,620,000 · Firm income: Not reported
Government targets: Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Council of Economic Advisers (CEA), Environmental Protection Agency (EPA), Farm Credit Administration, Federal Accounting Standards Advisory Board (FASAB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Natl Economic Council (NEC), Office of Management & Budget (OMB), Office of Personnel Management (OPM), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), Patent & Trademark Office (PTO), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office, U.S. Trade Representative (USTR), White House Office
2010 · second_quarter · Consumer Issues/Safety/Products
H.R. 1346/S. 540, Medical Device Safety Act of 2009 H.R. 627/S. 414, Credit Card Accountability Responsibility and Disclosure Act of 2009 S. 43, Permanent Internet Tax Freedom Act of 2009 S. 1192/H.R. 1521, Mobile Wireless Tax Fairness Act of 2009 S. 788, m-SPAM Act of 2009 H.R. 2271, Global Online Freedom Act of 2009 H.R. 2309, Consumer Credit and Debt Protection Act H.R. 2221, Data Accountability and Trust Act H.R. 690/S. 144, Modernize Our Bookkeeping In the Law for Employee's Cell Phone Act of 2009 H.R. 3458, Internet Freedom Preservation Act of 2009 S. 773, Cybersecurity Act of 2009 S. 1490, Personal Data Privacy and Security Act of 2009 H.R. 2267/S. 1597, Internet Gambling Regulation, Consumer Protection and Enforcement Act of 2009 S. 3155/H.R. 4962, International Cybercrime Reporting and Cooperation Act S. 3480, Protecting Cyberspace as a National Asset Act of 2010 H.R. 3924, Real Stimulus Act of 2009 S. 3386, Restore Online Shoppers' Confidence Act S. 3217, Restoring American Financial Stability Act H.R. 3126, Consumer Financial Protection Agency Act H.R. 4173, Wall Street Reform and Consumer Protection Act of 2009 Draft legislation Regarding Offline and Online Privacy (legislation not yet introduced) Draft FTC Reauthorization Legislation (legislation not yet introduced)
Client expense: $9,480,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Council on Environmental Quality (CEQ), Defense, Dept of (DOD), Energy, Dept of, Environmental Protection Agency (EPA), Equal Employment Opportunity Commission (EEOC), Executive Office of the President (EOP), Federal Communications Commission (FCC), Federal Reserve System, Federal Trade Commission (FTC), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Maritime Administration (MARAD), Natl Aeronautics & Space Administration (NASA), Natl Economic Council (NEC), Natl Institute of Standards & Technology (NIST), Natl Labor Relations Board (NLRB), Natl Security Council (NSC), Office of Management & Budget (OMB), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), St. Lawrence Seaway Development Corporation, State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Trade Representative (USTR), White House Office
2010 · second_quarter · Telecommunications
All telecommunications provisions of the following bills: H.R. 496, Trade Enforcement Act of 2009 H.R. 801, Fair Copyright in Research Works Act S. 515, Patent Reform Act of 2009 S. 299/H.R. 628, a bill to establish a pilot program in certain United States district courts to encourage enhancement of expertise in patent cases among district judges H.R.1166, E-fencing Enforcement Act of 2009 H.R.1173/S. 470, Organized Retail Crime Act of 2009 S. 139, Data Breach Notification Act H.R. 1076, Internet Stopping Adults Facilitating the Exploitation of Today's Youth (SAFETY) Act of 2009 H.R. 627/S. 414, Credit Card Accountability Responsibility and Disclosure Act of 2009 S. 43, Permanent Internet Tax Freedom Act of 2009 H.R. 1521/S. 1192, Cell Tax Fairness Act of 2009 H.R. 2271, Global Online Freedom Act of 2009 H.R. 2221, Data Accountability Trust Act S. 788, m-SPAM Act of 2009 S. 144/H.R. 690, Modernize Our Bookkeeping In the Law for Employee's Cell Phone Act of 2009 H.R. 2309, Consumer Credit and Debt Protection Act S. 773, Cybersecurity Act of 2009 S. 1490, Personal Data Privacy and Security Act of 2009 S. 1631, Customs Facilitation and Trade Enforcement Reauthorization Act of 2009 H.R. 2267/S. 1597, Internet Gambling Regulation, Consumer Protection, and Enforcement Act S. 3155/H.R. 4962, International Cybercrime Reporting and Cooperation Act S. 3480, Protecting Cyberspace as a National Asset Act of 2010 H.R. 3924, Real Stimulus Act of 2009 S. 3386, Restore Online Shoppers' Confidence Act H.R. 3458, Internet Freedom Preservation Act of 2009 S. 1836, Internet Freedom Act of 2009 H.R. 5257, Internet Investment, Innovation, and Competition Preservation H.R. 3101, Twenty-first Century Communications and Video Accessibility Act of 2009 Various issues including: FCC National Broadband Plan Proceeding, FCC Proposed Rulemaking on Preserving the Open Internet, FCC Notice of Inquiry for Broadband Internet Access and Internet Corporation for Assigned Names and Numbers (no regulation/legislation tied to this)
Client expense: $9,480,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Council on Environmental Quality (CEQ), Defense, Dept of (DOD), Energy, Dept of, Environmental Protection Agency (EPA), Equal Employment Opportunity Commission (EEOC), Executive Office of the President (EOP), Federal Communications Commission (FCC), Federal Reserve System, Federal Trade Commission (FTC), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Maritime Administration (MARAD), Natl Aeronautics & Space Administration (NASA), Natl Economic Council (NEC), Natl Institute of Standards & Technology (NIST), Natl Labor Relations Board (NLRB), Natl Security Council (NSC), Office of Management & Budget (OMB), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), St. Lawrence Seaway Development Corporation, State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Trade Representative (USTR), White House Office
2010 · second_quarter · Financial Institutions/Investments/Securities
H.R. 3817/S. 3776, Investor Protection Act, provisions related to the Supreme Court's Stoneridge decision S. 1551, Liability for Aiding and Abetting Securities Violations Act H.R. 3126, Consumer Financial Protection Agency Act of 2009 H.R. 4173/ S. 3217, Wall Street Reform and Consumer Protection Act H.R. 1214, Payday Loan Act of 2009 H.R. 991, Consumer Fairness Act of 2009 H.R. 3451, Foreclosure Prevention and Sound Mortgage Servicing Act of 2009 H.R. 1728, Mortgage Reform and Anti-Predatory Lending Act H.R. 5042, Liability for Aiding and Abetting Securities Violations Act of 2010 H.R. 2309, Consumer Credit Protection Agency Act, provisions on state attorney generals Draft Restoring American Financial Stability Act of 2009; provisions on the Supreme Courts Stoneridge decision; arbitration-related provisions and state Attorney General enforcement (bill not yet introduced) General background on: U.S. capital markets competitiveness and regulation, securities litigation and PL 104-67 The Private Securities Litigation Reform Act, attorney pay-to-play (no specific legislation introduced)
Client expense: $3,750,000 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, Justice, Dept of (DOJ), SENATE, Securities & Exchange Commission (SEC)
2010 · second_quarter · Banking
Debt management issues; FTC Notice of Proposed Rulemaking on TSR relating to debt relief services; Consumer Credit and Debt Protection Act (HR 2309); HR 4713, Wall Street and Consumer Protection Act of 2009; S 3217, Restoring American Financial Stability Act of 2010; H.R. 4173, Dodd-Frank Wall Street Reform and Consumer Protection Act; S. 3264, Debt Settlement Consumer Protection Act of 2010; H.R. 5387, Debt Settlement Consumer Protection Act of 2010
Client expense: Not reported · Firm income: $40,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2010 · second_quarter · Banking
Monitored financial services reform legislation with regard to language pertaining to consumer debt settlement. Monitored legislation in House and Senate pertaining specifically to consumer debt settlement (including HR 2309, HR 5387, and S.3264) and worked to promote enhanced regulation and disclosure of industry while preserving debt settlement as an option for financially stressed consumers.
Client expense: Not reported · Firm income: $20,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2010 · first_quarter · Consumer Issues/Safety/Products
Restoring American Financial Stability Act (bill number not yet assigned) H.R. 1346/S. 540, Medical Device Safety Act of 2009 S. 414/H.R. 627, Credit Card Accountability Responsibility and Disclosure Act of 2009 S. 43, Permanent Internet Tax Freedom Act of 2009 H.R. 1521, Cell Tax Fairness Act of 2009 S. 1192, Mobile Wireless Tax Fairness Act of 2009 S. 788, m-SPAM Act of 2009 H.R. 2271, Global Online Freedom Act of 2009 H.R. 2309, Consumer Credit and Debt Protection Act H.R. 2221, Data Accountability and Trust Act H.R. 690/S. 144, Modernize Our Bookkeeping In the Law for Employee's Cell Phone Act of 2009 H.R. 3458, Internet Freedom Preservation Act of 2009 S. 773, Cybersecurity Act of 2009 S. 1490, Personal Data Privacy and Security Act of 2009 H.R. 2267/S. 1597, Internet Gambling Regulation, Consumer Protection and Enforcement Act S. 3155, a bill to require reporting on certain information and communications technologies of foreign countries, to develop action plans to improve the capacity of certain countries to combat cybercrime, and for other purposes H.R. 4962, International Cybercrime Reporting and Cooperation Act H.R. 3126, Consumer Financial Protection Agency Act H.R. 4173, Wall Street Reform and Consumer Protection Act of 2009 S.1490, The Personal Data Privacy and Security Act of 2009 Potential legislation regarding Offline and Online Privacy (not yet introduced) Potential FTC Reauthorization Legislation (not yet introduced)
Client expense: $25,120,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Defense, Dept of (DOD), Education, Dept of, Energy, Dept of, Environmental Protection Agency (EPA), Equal Employment Opportunity Commission (EEOC), Executive Office of the President (EOP), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Trade Commission (FTC), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Maritime Administration (MARAD), Natl Economic Council (NEC), Natl Security Council (NSC), Office of Management & Budget (OMB), Pipeline & Hazardous Materials Safety Administration, SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), St. Lawrence Seaway Development Corporation, State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Trade Representative (USTR), White House Office
2010 · first_quarter · Telecommunications
Federal Communications Commission proposed rulemaking on preserving the open Internet (not yet published in the Federal Register) All telecommunications provisions of the following bills: H.R. 3924, Real Stimulus Act of 2009 H.R. 3458, Internet Freedom Preservation Act of 2009 S. 1836, Internet Freedom Act of 2009 S. 1192, Mobile Wireless Tax Fairness Act of 2009 H.R. 690/S. 144, Modernize Our Bookkeeping In the Law for Employees Cell Phone Act of 2009 H.R. 3101, Twenty-first Century Communications and Video Accessibility Act of 2009 H.R. 496, Trade Enforcement Act of 2009 H.R. 801, Fair Copyright in Research Works Act S. 515, Patent Reform Act of 2009 S. 299/H.R. 628, a bill to establish a pilot program in certain United States district courts to encourage enhancement of expertise in patent cases among district judges H.R. 1166, E-fencing Enforcement Act of 2009 H.R. 1173, Organized Retail Crime Act of 2009 S. 470, Combating Organized Retail Crime Act of 2009 S. 139, Data Breach Notification Act H.R. 1076, Internet Stopping Adults Facilitating the Exploitation of Today's Youth (SAFETY) Act of 2009 H.R. 627/S. 414, Credit Card Accountability Responsibility and Disclosure Act of 2009 S. 43, Permanent Internet Tax Freedom Act of 2009 H.R. 1521, Cell Tax Fairness Act of 2009 H.R. 2271, Global Online Freedom Act of 2009 H.R. 2221, Data Accountability Trust Act S. 788, m-SPAM Act of 2009 H.R. 2309, Consumer Credit and Debt Protection Act S. 773, Cybersecurity Act of 2009 S. 1490, Personal Data Privacy and Security Act of 2009 S. 1631, Customs Facilitation and Trade Enforcement Reauthorization Act of 2009 H.R. 2267/S. 1597, Internet Gambling Regulation, Consumer Protection, and Enforcement Act S. 3155, a bill to require reporting on certain information and communications technologies of foreign countries, to develop action plans to improve the capacity of certain countries to combat cybercrime, and for other purposes H.R. 4962, International Cybercrime Reporting and Cooperation Act
Client expense: $25,120,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Defense, Dept of (DOD), Education, Dept of, Energy, Dept of, Environmental Protection Agency (EPA), Equal Employment Opportunity Commission (EEOC), Executive Office of the President (EOP), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Trade Commission (FTC), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Maritime Administration (MARAD), Natl Economic Council (NEC), Natl Security Council (NSC), Office of Management & Budget (OMB), Pipeline & Hazardous Materials Safety Administration, SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), St. Lawrence Seaway Development Corporation, State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Trade Representative (USTR), White House Office
2010 · first_quarter · Banking
HR 1214, HR 1608, HR 1640, HR 1846, HR 2309, HR 2563, HR 3126, HR 4173, S 257, S 500
Client expense: Not reported · Firm income: $20,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2010 · first_quarter · Banking
Lobbying issues were: CFPA (encouraging Congress to create an effective federal consumer-focused banking regulator); credit cards (encouraging Congress to speed up the implementation of the Federal Reserve's new regulations and to add additional consumer protections); overdraft loans (encouraging Congress to implement restrictions on abusive overdraft practices); payday loans (encouraging Congress to pass a 36% rate cap on consumer loans); [continued on next page] [continued from previous page] mortgage lending (encouraging Congress to prohibit abusive products and practices); mortgage loan modifications (encouraging Congress to provide incentives for servicers to modify loans to prevent foreclosures) Specific legislation that was subject of lobbying activity: S61: Helping Families Save their Homes in Bankruptcy Act of 2009 (to allow for judicial loan modification for primary residences through the bankruptcy code) S257: Consumer Credit Fairness Act (to require the bankruptcy court to disallow any claim arising from an abusive high cost consumer credit transaction) S414: Credit Card Accountability Responsibility and Disclosure Act of 2009 (to create consumer protections against credit card abusive practices) S500: Protecting Consumers from Unreasonable Credit Rates Act of 2009 (to create a federal 36% APR usury cap) S566: Financial Product Safety Commission Act of 2009 (to create a single agency to have strong rulewriting and enforcement authority in consumer financial transactions) S585: Taxpayer Abuse Prevention Act (to provide additional protections for recipients of the earned income tax credit) S1799: FAIR Overdraft Coverage Act of 2009 (to create federal protections against abusive and unfair overdraft practices) S2824: Amendment to Community Development Banking and Financial Institutions Act of 1994 to establish a small dollar loan-loss guarantee fund, and for other purposes (to establish a small dollar loan-loss guarantee fund that insures fair and affordable small dollar loans) HR200: Helping Families Save Their Homes in Bankruptcy Act of 2009 (to allow for judicial loan modification for primary residences through the bankruptcy code) HR225: Emergency Homeownership and Equity Protection Act (to allow for judicial loan modification for primary residences through the bankruptcy code) HR627: Credit Cardholders' Bill of Rights Act of 2009 (to create consumer protections against credit card abusive practices) HR1106: Helping Families Save their Homes Act of 2009 (to allow for judicial loan modification for primary residences through the bankruptcy code) HR1214: Payday Loan Reform Act of 2009 (to limit the most abusive aspects of payday loans) HR1456: Consumer Overdraft Protection Fair Practices Act (to create federal protections against abusive and unfair overdraft practices) HR1608: Protecting Consumers from Unreasonable Credit Rates Act of 2009 (to create a federal 36% APR usury cap) HR1637: Universal Default Prohibition Act of 2009 (to eliminate universal increases in interest rate on a credit card when cardholders default on accounts with other creditors) HR1705: Financial Product Safety Commission Act of 2009 (to create a single agency to have strong rulewriting and enforcement authority in consumer financial transactions) HR1728: Mortgage Reform and Anti-Predatory Lending Act (to protect consumers against abusive, unfair, or deceptive practices in the mortgage marketplace) HR1782: Fairness for Homeowners Act of 2009 (to protect consumers against abusive, unfair, or deceptive practices in the mortgage marketplace) HR1846: Consumer Lending Education And Reform Act (opposed the mere disclosure of abusive terms in payday loans and favored substantive consumer protections) HR2309: Consumer Credit and Debt Protection Act (to grant the FTC expedited rule-making authority) HR2563: Payday Lending Reform Act of 2009 (opposed the mere disclosure of abusive terms in payday loans and favored substantive consumer protections) HR3126: Consumer Financial Protection Agency Act of 2009 (to create a single agency to have strong rulewriting and enforcement authority in consumer financial transactions) HR3639: Expedited CARD Reform for Consumers Act of 2009 (to move up the effective date of the Credit CARD Act to December 1, 2009) HR3904: Overdraft Protection Act of 2009 (to create federal protections against abusive and unfair overdraft practices) HR4173: The Wall Street Reform and Consumer Protection Act of 2009 (to create a single agency to have strong rulewriting and enforcement authority in consumer financial transactions) HR4229: Borrowers' Right to Inspect Closing Documents Act of 2009 (to require more timely delivery of loan and closing documents to borrower) Senate regulatory reform draft bill (not yet introduced) (to create a single agency to have strong rulewriting and enforcement authority in consumer financial transactions) Senate payday alternatives amendment (not yet introduced) (to create an alterative for abusive small-dollar loans) Senate FDIC payday standard (not yet introduced) (to create consumer protections for payday loan borrowers) Executive branch agencies and issues: Federal Reserve - Truth In Lending rescission rules Dept. of Treasury - Consumer Financial Protection Agency FDIC GAO
Client expense: $130,000 · Firm income: Not reported
Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of
2010 · first_quarter · Torts
H.R. 1020 / S. 931 - Arbitration Fairness Act H.R. 1237 / S. 512 - Fairness in Nursing Home Arbitration Act H.R. 991 - Consumer Fairness Act S. 458 - False Claims Clarification Act H.R. 1178 - False Claims Corrections Act S. 386 - Fraud Enforcement and Recovery Act H.R. 1346 / S. 540 - Medical Device Safety Act H.R. 759 - Food and Drug Administration Globalization Act H.R. 609 - Right to Clean Vehicles Act S. 537 / H.R. 1508 - Sunshine in Litigation Act H.R. 1105 - Omnibus Appropriations Act H.R. 1214 - Payday Loan Reform Act of 2009 S. 263 - Servicemembers Access to Justice Act of 2009 H.R. 1728 - Mortgage Reform and Anti-Predatory Lending Act S. 445 - Attorney-Client Privilege Protection Act of 2009 S. 437 - Contingency Fee Tax Breaks H.R. 1748 - Fight Fraud Act S. 448 / H.R. 985 - Free Flow of Information Act S. 1504 - Notice Pleading Restoration Act of 2009 H.R. 4115 - Open Access to Courts Act S. 1606 - Foreign Manufacturers Legal Accountability Act of 209 S. 1551 - Liability for Aiding and Abetting Securities Violations Act of 2009 H.R. 3871 - Investor Protection Act H.R. 3200 - Medical Malpractice issues in the "America's Affordable Health Choices Act" H.R. 3200 - Medicare Secondary Payer provisions in the "America's Affordable Health Choices Act" H.R. 3451 - Arbitration related provisions of the "Foreclosure and Sound Mortgage Servicing Act of 2009" S. 560 / H.R. 1409 - All provisions of the Employee Free Choice Act H.R. 1788 - All provisions of the False Claims Act Correction Act S. 2831 - (110th Congress bill) - All provisions of the 110th Congress' Federal Trade Commission Reauthorization Act P.L. 110-314 - All provisions of the Consumer Product Safety Improvement Act H.R. 1 / Senate Amendment 570 to the same, P.L. 111-5 - The State AG HIPPA enforcement provisions of the American Recovery and Reinvestment Act H.R. 1106 / Senate Amendment 673 to the same, P.O. 111-8 - The State AG Truth in Lending Enforcement Provisions in the Omnibus Appropriations Act of 2009 No bill number - General background and information on the doctrine of Federal preemption No bill number - Potential legislation dealing with the Medicare Secondary Payer provisions of the Medicare Statute No bill number - General background on drug and device labeling rules and the doctrine of Federal preemption S. 437 / H.R. 2519 - All aspects of untitled legislation to amend the Internal Revenue Code of 1986 to allow the deduction of attorney-advanced expenses and court costs in contingency fee cases No bill number - General background on U.S. capital markets competitiveness and regulation No bill number - General background on securities litigation and P.L. 104-67, the Private Securities Litigation Reform Act No bill number - Potential legislation dealing with attorney pay-to-play issues in securities litigation No bill number - General background on arbitration and other alternative dispute resolution mechanisms No bill number - General background on State AGs and their enforcement authority / activities H.R. 2309 - State AG enforcement provision of Consumer Credit Protection Improvement Act H.R. 609 - All provisions of the Right to Clean Vehicles Act S. 585 - Arbitration provisions of the Taxpayer Abuse Prevention Act No bill number - All provisions of the Non-Deductibility of Punitive Damages Proposal in the President's Budget Submission
Client expense: $1,170,483 · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2010 · first_quarter · Banking
Legislation of the deferred desposit industry including H.R. 2309, Consumer Credit and Debt Protection Act; H.R. 1214, the Payday Loan Reform Act; H.R. 1846, the CLEAR Act; H.R. 1640, the Interest Rate Reduction Act, H.R. 1608 and S. 500, the Protecting Consumers from Unreasonable Credit Rates Act; and H.R. 2563, the Payday Lending Reform Act and the Restoring American Financial Stability Act, including regulation of non-bank lenders.
Client expense: Not reported · Firm income: $240,000
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2010 · first_quarter · Banking
Issues related to credit cards: H.R. 3639 - Expedited CARD Reform for Consumer Act; S 1833 - Expedited CARD Reform for Consumer Act; S 1927 - Retroactive Rate Increase Moratorium Issues related to Small Business - S 2869 - Small Business Job Creation and Access to Capital Act of 2009 H.R. 3854 - Small Business Financing and Investing Act of 2009 Issues related to Student Lending - H.R. 3221 - Student Aid and Fiscal Responsibility Act of 2009 S 1541 - Student Aid and Fiscal Responsibility Act of 2009 H.R. 4103 - Ensuring Continued Access to Student Loan Act S 2796 - Ensuring Continued Access to Student Loan Act Issues related to Regulatory Reform - H.R. 3126 - Consumer Financial Protection Agency of 2009 H.R. 4173 - Wall Street Reform & Consumer Protection Act of 2009 Issues related to Mortgage Lending S 896 - Helping Families Save Their Homes Act of 2009 Issues related to Interchange H.R. 2695 - Credit Card Fair Fee Act of 2009 S 1212 - Credit Card Fair Fee Act of 2009 H.R. 2382 - Credit Card Interchange Fees Act of 2009 Issues related to Overdraft Programs H.R. 1456 - Consumer Overdraft Protection Fair Practices Act S 1799 - Fairness and Accountability in Receiving Overdraft Coverage Act of 2009 H.R. 1487 - Overdraft Fee Notification Act H.R. 3904 - Overdraft Protection Act of 2009 Other H.R. 2309 - Consumer Credit and Debt Collection Act H.R. 2221 - Data Accountabiliy and Trust Act S 1490 - Personal Data Privacy and Security Act of 2009 S 139 - Data Breach Notification Bill H.R. 1479 - Community Reinvestment Modernization Act of 2009 H.R. 3306 - DOD Appropriations Act of 2009 Regulatory Reform S 3217 - Restoring American Financial Stability Act of 2010
Client expense: $390,000 · Firm income: Not reported
Government targets: Education, Dept of, Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Office of the Comptroller of the Currency (OCC), SENATE, Treasury, Dept of
2010 · first_quarter · Banking
H.R. 1214 "Payday Loan Reform Act of 2009", H.R. 1846 "Consumer Lending Education and Reform Act", H.R. 2563 "Payday Lending Reform Act of 2009", H.R. 2309 "The Consumer Credit and Debt Protection Act", and S. 500 "Protecting Consumers from Unreasonable Credit Rates Act of 2009"
Client expense: Not reported · Firm income: Not reported
Government targets: HOUSE OF REPRESENTATIVES, SENATE
2010 · first_quarter · Banking
Debt management issues; FTC Notice of Proposed Rulemaking on TSR relating to debt relief services; Consumer Credit and Debt Protection Act (HR 2309); Wall Street and Consumer Protection Act of 2009 (HR 4173); S 3217, "Restoring American Financial Stability Act of 2010"
Client expense: Not reported · Firm income: $40,000
Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE
2010 · first_quarter · Telecommunications
Federal Communications Commission proposed rulemaking on preserving the open Internet (not yet published in the Federal Register) All telecommunications provisions of the following bills: H.R. 3924, Real Stimulus Act of 2009 H.R. 3458, Internet Freedom Preservation Act of 2009 S. 1836, Internet Freedom Act of 2009 S. 1192, Mobile Wireless Tax Fairness Act of 2009 H.R. 690/S. 144, Modernize Our Bookkeeping In the Law for Employees Cell Phone Act of 2009 H.R. 3101, Twenty-first Century Communications and Video Accessibility Act of 2009 H.R. 496, Trade Enforcement Act of 2009 H.R. 801, Fair Copyright in Research Works Act S. 515, Patent Reform Act of 2009 S. 299/H.R. 628, a bill to establish a pilot program in certain United States district courts to encourage enhancement of expertise in patent cases among district judges H.R. 1166, E-fencing Enforcement Act of 2009 H.R. 1173, Organized Retail Crime Act of 2009 S. 470, Combating Organized Retail Crime Act of 2009 S. 139, Data Breach Notification Act H.R. 1076, Internet Stopping Adults Facilitating the Exploitation of Today's Youth (SAFETY) Act of 2009 H.R. 627/S. 414, Credit Card Accountability Responsibility and Disclosure Act of 2009 S. 43, Permanent Internet Tax Freedom Act of 2009 H.R. 1521, Cell Tax Fairness Act of 2009 H.R. 2271, Global Online Freedom Act of 2009 H.R. 2221, Data Accountability Trust Act S. 788, m-SPAM Act of 2009 H.R. 2309, Consumer Credit and Debt Protection Act S. 773, Cybersecurity Act of 2009 S. 1490, Personal Data Privacy and Security Act of 2009 S. 1631, Customs Facilitation and Trade Enforcement Reauthorization Act of 2009 H.R. 2267/S. 1597, Internet Gambling Regulation, Consumer Protection, and Enforcement Act S. 3155, a bill to require reporting on certain information and communications technologies of foreign countries, to develop action plans to improve the capacity of certain countries to combat cybercrime, and for other purposes H.R. 4962, International Cybercrime Reporting and Cooperation Act
Client expense: $25,120,000 · Firm income: Not reported
Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Defense, Dept of (DOD), Education, Dept of, Energy, Dept of, Environmental Protection Agency (EPA), Equal Employment Opportunity Commission (EEOC), Executive Office of the President (EOP), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Trade Commission (FTC), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Maritime Administration (MARAD), Natl Economic Council (NEC), Natl Security Council (NSC), Office of Management & Budget (OMB), Pipeline & Hazardous Materials Safety Administration, SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), St. Lawrence Seaway Development Corporation, State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Trade Representative (USTR), White House Office