National Flood Insurance Program Extension Act of 2010

H.R. 74 - Financial Oversight Commission S. 505 - Homeowner's Defense Act of 2009 H.R. 1880 - National Insurance Consumer Protection Act H.R. 83 - Homeowner's Insurance Protection Act of 2009 H.R. 3962 - Affordable Health Care for Americans Act of 2009 H.R. 3200 - America's Affordable Health Choices Act of 2009 H.R. 1583 - Insurance Industry Competition Act of 2009 - to further competition in the insurance industry (repeals McCarran Ferguson). H.R. 1754 - To create a systemic risk monitor for the financial system of the United States, to oversee financial reglatory activities of the Federal Government, and for other purposes. H.R. 1880 - National Insurance Consumer Protection Act - to establish a system of regulation and supervision for insurers, insurance agencies and insurance producers. H.R. 2554 - National Association of Registered Agents and Brokers Reform Act of 2009 (NARAB II) H.R. 2571 / S. 1363 - Nonadmitted and Reinsurance Reform Act of 2009 H.R. 2609 - Insurance Information Act of 2009 - to establish an Office of Insurance Information in the Department of the Treasury. S. 886 - Catastrophe Obligation Guarantee Act H.R. 1264 - Multiple Peril Insurance Act of 2009 H.R. 2592 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act, to enhance existing programs providing mitigation assistance by encouraging states to adopt and actively enforce State building codes. H.R. 2555 - Homeowner's Defense Act of 2009 H.R. 706 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act, to direct the Administrator of FEMA to continue to administer the National Urban Search and Rescue Response System. H.R. 998 - To amend the Internal Revenue Code of 1986 to provide for the creation of disaster protection funds by property and casualty insurance companies for the payment of policyholders' claims arising from future catastrophic events. H.R. 1239 - To establish a homeowner mitigation loan program with teh Federam Emergency management Agency to promote pre-disaster property mitigation measures. H.R. 1746 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to reauthorize the pre-disaster mitiation program of the Federal Emergency Management Agency. H.R. 3596 / S. 1681 - Health Insurance Antitrust Enforcement Act of 2009 H.R. 3126 - Consumer Financial Protection Act H.R. 5114 - Flood Insurance Reform and Priorities Act of 2010 H.R. 5569 - National Flood Insurance Program H.R. 3590 - The Patient Protection and Affordable Health Care Act H.R. 4173 / S. 3217 - Dodd/Frank Act H.R. 5255 / S. 3347 - National Flood Insurance Program

Client expense: $1,202,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 4229, Borrower's Right to Inspect Closing Documents Act of 2009. All Provisions. Amends the Real Estate Settlement Procedures Act of 1974 to revise procedures governing the furnishing of closing documents to borrowers. H.R. 5028, Right to Rent Act of 2010. All Provisions. Allows homeowners of moderate-value homes who are subject to mortgage foreclosure proceedings to remain in their homes as renters. H.R. 47, Expand & Preserve Home Ownership Through Counseling Act. All Provisions. To establish an Office of Housing Counseling to carry out & coordinate the responsibilities of HUD regarding counseling on homeownership & rental housing issues, to make grants to entities for providing such counseling, to launch a national housing counseling advertising campaign, & for other purposes.. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 787, To make improvements in the Hope for Homeowners Program, and for other purposes. Amends the National Housing Act to modify requirements under the HOPE for Homeowners Program (Program) regarding borrower certification and liability. Revises the requirement of certification to the Secretary of Housing and Urban Development (HUD) that the mortgagor has not intentionally defaulted on the existing mortgage or any other debt. H.R. 1106, Helping Families Save Their Homes Act of 2009. All Provisions. Prevents mortgage foreclosures and enhance mortgage credit availability. S. 1379, Energy Efficiency in Housing Act of 2009. All Provisions. A bill to encourage energy efficiency and conservation and development of renewable energy sources for housing, commercial structures, and other buildings, and to create sustainable communities. S.3024, Job Impact Analysis Act of 2010. All Provisions. A bill to ensure that the creation of jobs by small businesses is considered during the Federal legislative and rulemaking process, and for other purposes. H.R.3146, 21 Century FHA Housing Act of 2009. All Provisions. Makes improvements to the FHA mortgage insurance programs of the Department of Housing and Urban Development, and for other purposes. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high-cost areas. H.R. 3706, FHA Taxpayer Protection Act of 2009. All Provisions. Requires borrowers under FHA-insured mortgages for single-family housing to make downpayments of at least 5 percent and to prohibit financing of closing costs under such mortgages. H.R.5017, Rural Housing Preservation and Stabilization Act of 2010. All Provisions. Ensures the availability of loan guarantees for rural homeowners. H.R. 5072, FHA Reform Act of 2010. All Provisions. Improves the financial safety and soundness of the FHA mortgage insurance program. H.R. 5569, National Flood Insurance Program Extension Act of 2010. All Provisions. Amends the National Flood Insurance Act of 1968 extending the national flood insurance program to March 31, 2010. It repeals the extermination date for the authority of FEMA to provide assistance to any state or community. It also extends the eligibility for flood insurance to any community that had made adequate progress on reconstruction, construction, or improvement on a flood protection system. H.R.5623, Homebuyer Assistance and Improvement Act of 2010. All provisions. Amends the Internal Revenue Code of 1986 to extend the homebuyer tax credit for the purchase of a principal residence before October 1, 2010, in the case of a written binding contract entered into with respect to such principal residence before May 1, 2010, and for other purposes.(BILL IS NOW LAW)

Client expense: $556,000 · Firm income: Not reported

Government targets: Energy, Dept of, Federal Bureau of Investigation (FBI), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), SENATE, Treasury, Dept of, White House Office

Please see addendum. H.R. 1479, Community Reinvestment Modernization Act, all provisions Issues related to Interchange Fees Issues related to corporate credit unions Issues related to premium assessments by the National Credit Union Share Insurance Fund H.R. 2382, the Credit Card Interchange Fees Act, all provisions Issues related to Fannie Mae and Freddie Mac Issues related to proposed rules on home-equity lines of credit Issues related to the implementation of section 106 of the Credit Card Accountability, Responsibility and Disclosure Act (CARD Act) H.R. 2695, the Credit Card Fair Fee Act, all provisions S. 1212, the Credit Card Fair Fee Act, all provisions H.R. 3380, the Promoting Lending to America's Small Business Act, all provisions S. 2919, Small Business Lending Enhancement Act of 2009, all provisions H.R. 4376, the Freedom from Discrimination in Credit Act, all provisions H.R. 4851, the Continuing Extension Act, Section 7, related to the National Flood Insurance Program H.R. 4936, the Faster Access and Shorter Transaction Time for Checks Act, all provisions H.R. 5569, a bill to extend the National Flood Insurance Program until September 30, 2010, all provisions H.R. 5297, the Small Business Lending Fund Act, all provisions Senate Amendment 4443, Senate Amendment 4534, Senate Amendment 4609 to H.R. 5297, increasing the credit union member business lending cap, all provisions H.R. 5302, the State Small Business Credit Initiative Act, all provisions H.R. 5114, the Flood Insurance Reform Priorities Act of 2010, all provisions H.R. 2221, the Data Accountability and Trust Act of 2010, all provisions S. 3677, Financial Services and General Government Appropriation Act for FY 2011, provisions related to the interchange rule charged to federal agencies. Collins Amendment to S. 3677, related to Interchange H.R. 5816, the Commercial Real Estate Stabilization Act, all provisions H.R. 4790, the Shareholder Protection Act, all provisions Issues related to the fidiciary duties at credit unions Issues related to the Bank Secrecy Act and Currency Transaction Reporting Requirements Issues related to NCUA's Corporate Stabilization Plan Issues related to the Community Depository Institution Advisory Council Issues related to the implementation of the Dodd-Frank Wall Street Reform and Consumer Financial Protection Act (PL 111-517) S. 4036, a bill to clarify the National Credit Union Administration authority to make stabilization fund expenditures without borrowing from the Treasury, all provisions. H.R. 6398, to require the Federal Deposit Insurance Corporation to fully insure interest on Lawyer Trust Accounts, all provisions. Issues related to the National Credit Union Share Insurance Fund Coverage of Interest on Lawyer Trust Accounts Issues related to the establishment of the Consumer Financial Protection Bureau

Client expense: $1,064,000 · Firm income: Not reported

Government targets: Executive Office of the President (EOP), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Justice, Dept of (DOJ), Natl Credit Union Administration (NCUA), Office of the Vice President of the United States, SENATE, Small Business Administration (SBA), Treasury, Dept of

Reauthorization of flood insurance, credit scoring and issues related to natural disasters H.R.1583-Insurance Industry Competition Act of 2009 H.R.2571-Nonadmitted and Reinsurance Reform Act of 2009 H.R.3996-Financial Stability Improvement Act, provisions relating to the Office of National Insurance H.R.5114-Flood Insurance Reform Priorities Act of 2010 H.R.2555-Homeowners Defense Act of 2009 H.R.1264-Multiple Peril Insurance Act of 2009 H.R.3590-Patient Protection and Affordable Care Act H.R.5569-National Flood Insurnace Program Extension Act of 2010 H.R.4173-Restoring American Financial Stability Act of 2010 S.3217-Restoring American Financial Stability Act of 2010

Client expense: Not reported · Firm income: $60,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, White House Office

Availability and Affordability of Commercial/Residential Property Insurance HR 2571- Nonadmitted and Reinsurance Reform Act of 2009 S 1363 - Nonadmitted and Reinsurance Reform Act of 2009 HR 2609- Insurance Information Act of 2009 Addition of Wind Coverage to National Flood Insurance Program HR 1264Multiple Peril Insurance Act of 2009 Establishment of National Government Programs to Provide Affordable & Available Insurance for Natural Disasters HR 2555- Homeowners' Defense Act of 2009 HR 83- Homeowners Insurance Protection Act of 2009 HR 998- Policyholder Disaster Protection Act of 2009 S 505- Homeowners' Defense Act of 2009 Extension of National Flood Insurance Program HR 3139- National Flood Insurance Program Extension Act of 2009 HR 4213 - American Jobs and Closing Tax Loopholes Act of 2010 HR 4778- National Flood Insurance Program Extension Act of 2010 HR 4851- Continuing Extension Act of 2010 HR 5114- Flood Insurance Reform Priorities Act of 2010 HR 5255- Stable Flood Insurance Authorization Act of 2010 HR 5569- National Flood Insurance Program Extension Act of 2010 S 3814 - National Flood Insurance Program Reextension Act of 2010 S 3203- A bill to extend the National Flood Insurance Program through May 31, 2010 S 3347- A bill to extend the National Flood Insurance Program through Dec. 31, 2010 Clarifying Coverage Regarding National Flood Insurance Program S 3672 - Coordination of Wind and Flood Perils Act of 2010 Meetings with FEMA on Flood Maps and Flood Insurance

Client expense: $4,760,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Council on Environmental Quality (CEQ), Energy, Dept of, Environmental Protection Agency (EPA), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Internal Revenue Service (IRS), Labor, Dept of (DOL), Office of Management & Budget (OMB), SENATE, Small Business Administration (SBA), Transportation, Dept of (DOT), Treasury, Dept of, Veterans Affairs, Dept of (VA), Vice President of the U.S., White House Office

Optional Federal Charter, Terrorism Insurance Reauthorization; Flood Insurance; Long Term Care; H.R. 1880, To establish a system of regulation and supervision for insurers, agencies, and producers; chartered or licensed under federal law that ensures the stability & financial integrity; H.R. 2609, Insurance Information Act of 2009; H.R. 2544, National Association of Registered Agents and Brokers Reform Act of 2009; H.R. 3139, National Flood Insurance Program Extension; H.R. 1525, To Amend the National Flood Insurance Act of 1968 to require the Administrator of the Federal Emergency Management Agency to consider reconstruction and improvement of flood protection systems when establishing flood insurance rates; H.R. 2751, Nonadmitted & Reinsurance Reform Act of 2009; H.R. 3126, Consumer Financial Protection Agency Act of 2009; H.R. 3596/S.1681, Health Insurance Industry Antitrust Enforcement Act of 2009; H.R. 4173, to provide for financial regulatory reform, to protect consumers and investors, to enhance Federal understanding of insurance issues, to regulate the over-the-counter derivatives markets, and for other purposes; S.3347, A bill to extend the National Flood Insurance Program through December 31, 2010; H.R.5650, To extend the National Flood Insurance Program to May 31, 2011; H.R.5559, Flood Insurance Fairness Act of 2010; H.R.5255, Stable Flood Insurance Authorization Act of 2010; H.R.5114, Flood Insurance Reform Priorities Act of 2010; H.R.5569, National Flood Insurance Program Extension Act of 2010; S. 3814, National Flood Insurance Program

Client expense: $1,780,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Council of Economic Advisers (CEA), Environmental Protection Agency (EPA), Farm Credit Administration, Federal Accounting Standards Advisory Board (FASAB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Natl Economic Council (NEC), Office of Management & Budget (OMB), Office of Personnel Management (OPM), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), Patent & Trademark Office (PTO), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office, U.S. Trade Representative (USTR), White House Office

Insurance regulation reform issues including optional federal charter, creation of a Federal Insurance Office, McCarran-Ferguson, retained assets accounts, long-term disability issues and underwriting issues. S.1583 - Insurance Industry Competition Act of 2009 - all provisions H.R.1880 - National Insurance Consumer Protection Act - all provisions H.R.2609 Insurance Information Act of 2009 / Federal Insurance Office Act of 2009 all provisions H.R.2554 National Association of Registered Agents and Brokers Reform Act of 2009 - licensing issues H.R.2571 / S.1363 Nonadmitted and Reinsurance Reform Act of 2009 surplus lines issues H.R.3059 / S.1386 - Access to Repair Parts all provisions H.R.2057 Motor Vehicles Owners Right to Repair Act of 2009 all provisions S.1681 / H.R.3596 - Health Insurance Industry Anti-Trust Enforcement Act of 2009 definitions of insurance: liability and health H.R.4626 Health Insurance Industry Fair Competition Act Lines of insurance included and FTC study of insurance H.R.5993 / S.3718 Securing Americas Veterans Insurance Needs and Goals (SAVINGS) Act of 2010 all provisions S.3683 Insurance Competition and Transparency Act of 2010 FTC Oversight Provisions Natural catastrophe issues including proposals regarding government backstops for insurance losses from large-scale natural catastrophes. H.R.1264 - Multiple Peril Insurance Act of 2009 all provisions H.R.83 Homeowners Insurance Protection Act of 2009 all provisions H.R.998 - Policyholder Disaster Protection Act of 2009 all provisions S.866 Catastrophe Obligation Guarantee Act all provisions H.R.2555 / S.505 Homeowners Defense Act all provisions S.1486 / H.R.998 Policyholder Disaster Protection Act of 2009 all provisions S.1487 Commission on Catastrophic Disaster Risk and Insurance Act of 2009 all provisions H.R.2555 Homeowners Defense Act of 2009 all provisions S.3672 Coordination of Wind and Flood Perils Act of 2010 all provisions Flood insurance issues including reauthorization of the National Flood Insurance Program (NFIP) H.R.1105 Omnibus Appropriations Act, 2009 extend the National Flood Insurance Program (NFIP) to September 30, 2009 and privacy provisions H.R.3139 National Flood Insurance Program Extension Act of 2009 Extend the NFIP program H.R.2918 Legislative Branch Appropriations Act 2010 Temporary extension of the NFIP H.R.2996 the Interior Environment Appropriations Act Temporary extension of the NFIP H.R.3326 The Department of Defense Appropriations Act 2010 Temporary extension of the NFIP H.R.4691 Temporary Extension Act of 2010 Temporary extension of the NFIP H.R.2701 Intelligence Authorization Act of 2010 Temporary extension of the NFIP & COBRA Hiring Incentives to Restore Employment Act Draft bill Temporary extension of the NFIP H.R.4851 Continuing Extension Act of 2010 Temporary extension of the NFIP H.R.5114 Flood Insurance Reform Priorities Act of 2010 all provisions H.R.5255 Stable Flood Insurance Authorization Act of 2010 all provisions H.R.4778 National Flood Insurance Program Extension Act of 2010 all provisions S.3347 - a bill to extend the National Flood Insurance Program through December 31, 2010 all provisions H.R.5569 National Flood Insurance Program Extension Act of 2010 all provisions H.R.4213 - American Jobs and Closing Tax Loopholes Act of 2010 - Temporary extension of the NFIP S.3814 National Flood Insurance Program Reextension Act of 2010 - all provisions Workers compensation issues including: H.R.635 National Commission on State Workers Compensation Laws Act of 2009 all provisions H.R.2641 Medicare Secondary Payer and Workers' Compensation Settlement Agreements Act of 2009 all provisions Clarification of Medicare Secondary Payer reporting requirements Health care reform issues, including revenue offsets, expansion of the Medicare Secondary Payer Act, definition of health insurer, CLASS Act and workers compensation. H.R.3200 - Americas Affordable Health Choices Act of 2009 S.1679 - Affordable Health Choices Act including the CLASS Act and the Universal 24-Hour Coverage amendment S. 1796 - Americas Healthy Future Act of 2009 - revenue offsets, expansion of the Medicare Secondary Payer Act, definition of health insurer, CLASS Act and workers compensation) H.R.3590 Patient Protection and Affordable Care Act (House and Senate versions) - revenue offsets, expansion of the Medicare Secondary Payer Act, definition of health insurer, CLASS Act and workers compensation H.R.3962 the Affordable Health Care for America Act - revenue offsets, expansion of the Medicare Secondary Payer Act, definition of health insurer, CLASS Act and workers compensation H.R.4872 Health Care and Education Reconciliation Act of 2010 - revenue offsets

Client expense: $710,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

HR 83-Homeowners Insurance Protection Act of 2009; HR 998- Policyholder Disaster Protection Act of 2009; HR 1409/S 560-Employee Free Choice Act of 2009; HR 1264-Multiple Peril Insurance Act of 2009; S.1536, ALERT Drivers Act. HR 1525-To amend the National Flood Insurance Act of 1968; S 505-Homeowners' Defense Act of 2009 S. 1551- Liability for Aiding and Abetting Securities Violations Act of 2009. HR 1895/S 3269 - Safe Teen and Novice Driver Uniform Protection Act of 2009; Implementation of the Dodd/Frank Wall Street Reform and Consumer Protection Act; Implementation of the Patient Protection and Affordable Care Act and the Health Care and Education Reconciliation Act of 2010; HR 3288 - Transportation, HUD and Related Agencies Appropriations Act; and HR2996 - Department of the Interior, Environment, and Related Agencies Appropriations Act; H.R. 4872 - Health Care and Education Reconciliation Act of 2010; HR 4796 - Medicare Secondary Payer Enhancement Act of 2010; HR5569/S.3814 - National Flood Insurance Program Extension Act of 2010, S 3742 - Data Security and Brach Notification Act of 2010

Client expense: Not reported · Firm income: $90,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 998, Policyholder Disaster Protection Act of 2009 H.R. 1264, Multiple Peril Insurance Act of 2009 H.R. 1525, To Amend the National Flood Insurance Act of 1969 H.R. 5569/S.3814, National Flood Insurance Program Extension Act of 2010 S. 3347, A bill to extend the National Flood Insurance Program through December 31, 2010 H.R. 5650, To Extend the National Flood Insurance Program to May 31, 2011 H.R. 5559, Flood Insurance Fairness Act of 2010 H.R. 5255, Stable Flood Insurance Authorization Act of 2010 H.R. 5114, Flood Insurance Reform Priorities Act of 2010 H.R. 3139, National Flood Insurance Program Extension H.R. 83, Homeowners Insurance Protection Act of 2009

Client expense: $720,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S. 3814, the National Flood Insurance Program Reextension Act of 2010 H.R. 1264, the Multiple Peril Insurance Act of 2009 (all provisions) H.R. 2555, the Homeowners Defense Act of 2009 (all provisions regarding home-owners insurance for catastrophic events) H.R. 3590, the Patient Protection and Affordable Care Act (provisions on excise taxes for high cost medical plans, Health Savings Accounts, and Flexible Spending Account contributions) H.R. 5114, the Flood Insurance Reform Priorities Act of 2010 (to extend the National Flood Insurance Program) H.R. 5569, the National Flood Insurance Program Extension Act of 2010

Client expense: $1,380,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Federal Reserve System, Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Postal Regulatory Commission, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, White House Office

Insurance Regulatory Reform HR 1880 - "The National Insurance Consumer Protection Act" - Creates a federal insurance regulator HR 4173 - "Dodd Frank Wall Street Reform & Consumer Protection Act" - overhauls regulation of federal markets S.3994 - "Flood Insurance Affordability and Risk Notification Act" delays mandatory purchase of flood insurance for new flood zone HR 1479 - "Community Reinvestment Modernization Act of 2009" - Modifies and expands CRA to include non-bank institutions such as insurers HR 6334 - To amend the "Community Reinvestment Act of 1977 to improve the assessments of regulated financial institutions, and for other purposes" - Modifies and expands CRA to include non-bank institutions such as insurers HR 83 - "Homeowners Insurance Protection Act" - Creates a national catastrophic insurance fund to sell low-cost reinsurance contracts to state catastrophe funds, as well as set up a natural catastrophe commission HR 998 - "Policyholder Disaster Protection Act of 2009" - Amends the IRS Code of 1986 to provide for the creation of disaster protection funds by property and casualty insurance companies for the payment of policyholders' claims arising from future catastrophic events HR 1264 - "Multiple Peril Insurance Act of 2009" - Expands National Flood Insurance Program to include wind coverage HR 3059/S1368 - "Access to Repair Parts Act of 2009" - Amends patent law to allow for the use of after-market replacement auto crash parts HR 2554 - "National Association of Registered Agents and Brokers Reform Act of 2009" - Creates national standards for insurance agents and brokers HR 2592 - "Safe Building Code Incentive Act of 2009" - Provides for incentives to states for passing and enforcing strict building codes S 886 - "Catastrophe Obligation Guarantee Act" - Establishes bond guarantees for states involved in earthquakes and hurricanes HR 4173 - "The Wall Street Reform and Consumer Protection Act" - Financial Regulatory Reform S 3217 - "Restoring American Financial Stability Act" - Financial Regulatory Reform HR 4375/S 2886 - "The Banking Integrity Act of 2009" - Repeals Glass-Steagall Act HR 5569/S 3347 - "National Flood Insurance Program Extension Act" - Re-authorizes federal flood insurance through September 30, 2010 HR 5114 - "Flood Insurance Reform Priorities Act" - Long-term extension and reforms of federal flood insurance HR 2555 - "Homeowners Defense Act of 2009" - Establishes a national catastrophe risk consortium

Client expense: $860,000 · Firm income: Not reported

Government targets: Federal Emergency Management Agency (FEMA), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Labor, Dept of (DOL), SENATE, Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office

HR 2555, S 505 - Homeowners' Defense Act of 2009. BOMA supports extending insurance options to allow commercial buildings to obtain affordable coverage for catastrophic events. HR 5569 - National Flood Insurance Program (NFIP) Extension Act of 2010. BOMA supports this bill.

Client expense: $50,000 · Firm income: Not reported

Government targets: Environmental Protection Agency (EPA), HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB), SENATE, Small Business Administration (SBA)

Legislation: H.R. 4173 and S. 3217 - Financial Regulatory Reform: Capital Standards, including trust preferred securities and the Collins Amendment; Debit Card Interchange fees, including Federal Reserve fee setting standards, exemptions and the Durbin Amendment; Preemption, including State Attorneys General Authority, Visitation, The Barnett Standard and federal standards; Bank Fees, including funding for the legislation; FDIC Insurance premiums, including higher reserves, the Gutierrez amendment, (cont'd.) and rebates; Fed Governance, including director qualification standards, selection of the New York Fed President; Derivatives, including an end user exemption; Proprietary Trading, including the Volcker Rule; Oversight of FASB and Mark-to-Market accounting standards; FHLB Lending, including loan-to-one-borrower limits; The Consumer Financial Protection Bureau, including exemption from CFPB Examination and Regulation, an appeals process from CFPB rules that interfere with safety and soundness, funding of the CFPB, the definition of "abusive," increased reporting and recordkeeping requirements and mandatory tax compliance reporting; Thrift Charter, including the opportunity for new federal thrifts; State Lending Limits preservation; An exemption from SOX 404(b) for small, public filers; Risk retention for securitized assets; Interest on business checking; De Novo Interstate Branching; Deposit Insurance Limits; Opposition to Usury Limits, Bankruptcy Cramdown, ATM Fee limits; Restoration of Glass-Steagall, Other Fee Restrictions; GAO Audits of the Fed; Restriction on the "Marquette" case; FHA Funding Extension - H.R. 5872; Unlawful Internet Gambling Regulation - H.R.. 2267; Interchange Regulation through the Appropriations Process; Supplemental Education and Medical Appropriations - H.R. 1586; Interstate Taxation - H.R. 1083. Legislation to Extend SBA Loan Authority - H.R. 4938 Flood Insurance Legislation - H.R.4851; H.R.5114; H.R.5569; S.3814 Credit and Debit Card Interchange Fee Restriction Legislation - H.R. 2695 FHA Reform - H.R. 5072; H.R. 5981 Small Business Lending Capital Infusion legislation - H.R. 5297, the Small Business Lending Fund Act, including a proposed Senate amendment on expanded credit union business lending. Middle Class Tax Relief Act, H.R.4853; Continuing Resolution & SBA Fees - H.R. 3082. Regulation: The HAMP Program for mortgage loan modifications; SEC Risk Retention Proposal; FDIC Transaction Account Guarantee Program; FDIC Deposit Insurance Assessments; Fed Amendments to Reg D authorizing term deposits for depository institutions at the Federal Reserve Banks; Unlawful Internet Gambling Act Regulatory Implementation; Federal Reserve Regulations governing overdraft services under Regulations E and DD; Department of Labor Regulation Requiring posting of a notice on union organizing rights by federal contractors; Federal Reserve Board Credit CARD Act implementing regulations, including late fee restrictions and inactivity fee restrictions; CRA amendment on foreclosed property; Federal Bank regulatory agency guidance on incentive compensation. Department of Justice Regulations on Access to ATM machines S.A.F.E. Act Mortgage Loan Originator Registration Use of credit ratings in bank capital standards FDIC Model Safe Accounts Proposal FDIC Overdraft Program Proposal Fed Proposal on escrow accounts for jumbo mortgage loans Fed Proposal on loan origination compensation OCC Proposal on Truth in Savings Reporting for Overdrafts Fed Proposal on Enhanced Consumer Protection for Mortgage Loans Fed Regulation on disclosure of mortgage loan sales FDIC Risk Retention Rules for securitized assets Fed Proposal on Credit Enhancement Products for Mortgage Loans FASB Proposal on lease accounting Fed Interchange Fee Restriction Proposal - Reg II Fed, FDIC, OCC Proposal on capital requirements for holding companies to implement the Collins Amendment FDIC Proposal on assessments, assessment rates & risk-rating system Fed's Volcker Rule Proposal on proprietary trading Fed Real Estate Appraisal Rule; FASB's Mark-to-Market Accounting Proposal

Client expense: $70,000 · Firm income: Not reported

Government targets: Federal Bureau of Investigation (FBI), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of, White House Office

H.R. 2555, Homeowner's Defense Act of 2009; specifically Sect. 502 Study of Commercial Residential Lines of insurance H.R. 5114, Flood Insurance Reform Priorites Act of 2010-Section 3 Extension, Section 4 Max Coverage Limits, Section 5 Phase In Rates, Section 17 Notice to Tenants H.R. 5569, Flood Insurance Program Extension, all provisions S. 3814, The National Flood Insurance Program Act of 2010

Client expense: $498,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Energy, Dept of, Environmental Protection Agency (EPA), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Natl Economic Council (NEC), Natl Labor Relations Board (NLRB), Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of, White House Office

H.R. 1583 Insurance Industry Competition Act of 2009 (all provisions) H.R. 83 Homeowners Insurance Protection Act of 2009 (all provisions) H.R. 1525 Flood Insurance Technical Amendments (all provisions) Flood Insurance Reform and Modernization (generally) H.R. 1264 Multiple Peril Insurance Act of 2009 (all provisions) H.R. 1880 National Insurance Consumer Protection Act of 2009 (all provisions) Insurance Regulatory Reform (generally) H.R. 2554 NARAB Reform Act of 2009 (all provisions) S. 505 Commission on Catastrophic Disaster Risk and Insurance Act of 2009 (all provisions) Municipal Bond Regulation (generally) H.R. 2609 Insurance Information Act of 2009 (all provisions) Office of Insurance Information (generally) Systemic Risk Regulator/Overseer (generally) Financial Services Regulatory Restructuring (generally) Troubled Assets Relief Program (generally) H.R. 1105 FY 2009 Omnibus (flood insurance provisions) H.R. 1239 Property Mitigation Assistance Act of 2009 (all provisions) H.R. 635 National Commission on State Worker's Compensation Laws Act of 2009 (all provisions) Federal Resolution Authority (generally) Use of Credit Scores in Insurance Underwriting (generally) H.R. 2555 Homeowners Defense Act (all provisions) H.R. 2733 Fixed Indexed Annuities and Insurance Products Classification Act of 2009 (all provisions) H.R. 2571; S. 1363 Nonadmitted and Reinsurance Reform Act (all provisions) H.R. 2918 Legislative Branch Appropriations of 2009 (Continuing Resolution) IMF Financial Sector Assesment Program (generally) H.R. 3326- Defense Appropriations Bill of 2009 (flood insurance provisions) H.R. 3139 Flood Insurance Reform & Modernization Act (all provisions) H.R. 4778 National FLood Insurance Program Extension Act of 2010 (all provisions) H.R. 4851 Continuing Extension Act of 2010 (flood insurance provisions) H.R. 5114 Flood Insurance Reform Priorities Act of 2010 (all provisions) H.R. 5553 National Flood Insurance Program Extension Act of 2010 (all provisions) H.R. 5569 National Flood Insurance Program Extension Act of 2010 (all provisions) S. 3814 National Flood Insurance Program Reextension Act of 2010 (all provisions) S. 3672 Coordination of Wind and Flood Perils Act of 2010 (all provisions) H.R. 5993 Securing America's Veterans Insurance Needs & Goals Act (all provisions) S. 3685 Insurance Competition And Transparency Act (all provisions) Broker-Dealer Fiduciary Standard (generally) S. 3994 Flood Insurance Affordability & Risk Notification Act (all provisions)

Client expense: $290,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Natl Economic Council (NEC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

H.R. 4173 - Dodd-Frank Wall Street Reform and Consumer Protection Act S. 3217 - Restoring American Financial Stability Act of 2010 H.R. 5072 - FHA Reform Act of 2010 H.R. 5114 - Flood Insurance Reform Priorities Act of 2010 H.R. 5028 - Right to Rent Act of 2010 H.R. 3451 - Foreclosure Prevention and Sound Mortgage Servicing Act of 2009 S. 1731 - Preserving Homes and Communities Act of 2009 H.R. 3139 - National Flood Insurance Program Extension Act of 2009 H.R. 5569 - National Flood Insurance Program Extension Act of 2010

Client expense: Not reported · Firm income: $10,000

Government targets: HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), SENATE, Veterans Affairs, Dept of (VA)

H.R. 2555, S. 505 - Homeowners' Defense Act of 2009. BOMA supports extending insurance options to allow commercial buildings to obtain affordable coverage for catastrophic events. H.R. 5569 - National Flood Insurance Program (NFIP) Extenstion Act of 2010 - BOMA supports this bill.

Client expense: $50,000 · Firm income: Not reported

Government targets: Environmental Protection Agency (EPA), HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB), SENATE, Small Business Administration (SBA)

HR 83-Homeowners Insurance Protection Act of 2009; HR 998- Policyholder Disaster Protection Act of 2009; HR 1409/S 560-Employee Free Choice Act of 2009; HR 1264-Multiple Peril Insurance Act of 2009; S.1536, ALERT Drivers Act. HR 1525-To amend the National Flood Insurance Act of 1968; S 505-Homeowners' Defense Act of 2009 S. 1551- Liability for Aiding and Abetting Securities Violations Act of 2009. HR 1895/S 3269 - Safe Teen and Novice Driver Uniform Protection Act of 2009; HR 4173 - Dodd/Frank Wall Street Reform and Consumer Protection Act; HR 3590 - Patient Protection and Affordable Care Act; HR 3288 - Transportation, HUD and Related Agencies Appropriations Act; and HR2996 - Department of the Interior, Environment, and Related Agencies Appropriations Act; H.R. 4872 - Health Care and Education Reconciliation Act of 2010; HR 4796 - Medicare Secondary Payer Enhancement Act of 2010; HR5569/S.3814 - National Flood Insurance Program Extension Act of 2010, S 3742 - Data Security and Brach Notification Act of 2010

Client expense: Not reported · Firm income: $80,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR 703 Bank Liquidity/Deposit Insurance Legislation HR 786 Permanent Increase in Deposit Insurance HR 1728 Mortgage Reform and Anti-Predatory Lending Act HR 2382 Credit Card Interchange Fees Act of 2009 HR 2897 Bank Accountability and Risk Assessment Act of 2009 HR 3126 Consumer Financial Protection Agency Act of 2009 HR 3380 Promoting Lending to America's Small Businesses Act of 2009 HR 3996 Financial Stability Improvement Act HR 4173 Dodd-Frank Wall Street Reform and Consumer Protection Act HR 5297 Small Business Lending Fund Act of 2010 HR 5297 Small Business Jobs Act of 2010 HR 5569 Extend the National Flood Insurance Prog;ram S 3217 Restoring America's Financial Stability Act of 2010 Amortization of Losses on Commercial Real Estate Loans Bank Capital Rules Bank Examinations Community Reinvestment Act Confirmation of Sarah Bloom Raskin for Appointment to Federal Reserve Board of Governors Consumer Financial Protection Bureau Consumer Protection for Financial Products and Services Credit Card/Debit Card Interchange Fees Credit Union Business Lending Powers Deposit Concentration Cap Deposit Insurance Assessment Base Deposit Insurance Coverage Limits Deposit Insurance Premiums Derivatives Regulation FDIC Transaction Account Guarantee Program Federal Home Loan Banks Federal Reserve Supervisory Authority Financial Regulatory Reform Foreclosure Mitigation Gulf Coast Claims and Community Banks Housing Government Sponsored Enterprises Implementation of Dodd-Frank Wall Street Reform and Consumer Protection Act Mortgage Lending Reform Obama Administration $30 Billion Small Business Lending Fund Proprietary Trading Regulation Z, Establishment of Escrow, HOEPA Loans, Higher Priced Loans Regulatory Relief for Community Banks Relief for Preferred Shareholders of Government Sponsored Enterprises Sarbanes-Oxley relief for community banks State Bank Lending Limits Systemic Risk, Too-Big-To-Fail Regulation and Resolution Authority Trust-preferred Securities as Bank Capital

Client expense: $880,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Farm Credit Administration, Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), President of the U.S., SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Treasury, Dept of, White House Office

Please see addendum. H.R. 1456, Consumer Overdraft Protection Practices Act, all provisions H.R. 1479, Community Reinvestment Modernization Act, all provisions H.R. 1728, Mortgage Reform and Anti-Predatory Lending Act of 2007, all provisions Issues related to Interchange Fees Issues related to corporate credit unions Issues related to premium assessments by the National Credit Union Share Insurance Fund H.R. 2382, the Credit Card Interchange Fees Act, all provisions Issues related to Fannie Mae and Freddie Mac Issues related to proposed rules on home-equity lines of credit Issues related to the implementation of section 106 of the Credit Card Accountability, Responsibility and Disclosure Act (CARD Act) H.R. 2695, the Credit Card Fair Fee Act, all provisions S. 1212, the Credit Card Fair Fee Act, all provisions H.R. 3126, the Consumer Financial Protection Agency Act, all provisions H.R. 3269, the Corporate and Financial Institution Compensation Fairness Act, section 4, related to enhanced compensation structure reporting to reduce perverse incentives." H.R. 3380, the Promoting Lending to America's Small Business Act, all provisions S. 1799, Fairness and Accountability in Reviewing Overdraft Coverage Act, all provisions H.R. 3904, Overdraft Protection Act of 2009, all provisions S. 2919, Small Business Lending Enhancement Act of 2009, all provisions H.R. 4173, the Dodd-Frank Wall Street Reform and Consumer Protection Act and its Senate Companion, S. 3217, the Reforming American Financial Stability Act, and Senate and Conference amendments thereto related to the following provisions: [Section numbers refer to the Conference Report on H.R. 4173, as filed in the House of Representatives on June 29, 2010] Title I, Subtitle A, Section 111. Financial Stability Oversight Council established, provision designating the Chairman of the National Credit Union Administration as a member of the Council. Title I, Subtitle B, Section 165. Enhanced supervision and prudential standards for nonbank financial companies supervised by the Board of Governors and certain bank holding companies, provision exempting the Federal Home Loan Banks. Title III, Subtitle C, Section 335. Permanent increase in deposit and share insurance, provision making permanent the $250,000 limit on insurance coverage of share insured by the National Credit Union Share Insurance Fund. Title III, Subtitle D, Section 343. Insurance of transaction accounts, provision providing parallel insurance coverage for credit union business share accounts with bank business transaction accounts. Title IX, Subtitle D, Section 941. Regulation of credit risk retention, all provisions. Title IX, Subtitle E, Section 956. Enhanced compensation structure reporting, all provisions. Title X, Subtitle B, Section 1021. Purpose, objectives and functions, provisions related to the identification of outdated, unnecessary, and unduly burdensome regulations in order to reduce regulatory burden. Title X, Subtitle B, Section 1022. Rulemaking Authority, provisions related to the standards of rulemaking and consideration given to the impact of Bureau rules on institutions identified in Section 1026 and to the impact of the Bureau rules on rural areas. Title X, Subtitle B, Section 1025. Supervision of very large banks, savings associations, and credit unions, all provisions. Title X, Subtitle B, Section 1026. Other banks, savings associations, and credit unions, all provision. Title X, Subtitle B, Section 1029. Exclusion for auto dealers, all provisions. Title X, Subtitle G, Section 1073. Remittance transfers, all provisions. Title X, Subtitle G, Section 1075. Reasonable fees and rules for payment card transactions, all provisions. Title XII. Improving Access to Mainstream Financial Institutions, all provisions. As well as the following provisions which were not included in the conference report: Title X, Subtitle G, Section 1071. Collection of Deposit Account Data. (as numbered in S. 3217, as introduced). Title XVI. Financial Crisis Assessment and Fund. All Provision. (as number in H.R. 4317, as approved by the Conference Committee on June 25, 2010). Senate Amendment 3812 to S. 3217, related to limits on ATM fees. H.R. 4376, the Freedom from Discrimination in Credit Act, all provisions Issues related to the Troubled Asset Relief Program Issues related to the fiduciary duties at credit unions H.R. 4851, the Continuing Extension Act, Section 7, related to the National Flood Insurance Program H.R. 4936, the Faster Access and Shorter Transaction Time for Checks Act, all provisions H.R. 5569, a bill to extend the National Flood Insurance Program until September 30, 2010, all provisions H.R. 5297, the Small Business Lending Fund Act, all provisions Senate Amendment 4443, Senate Amendment 4534, Senate Amendment 4609 to H.R. 5297, increasing the credit union member business lending cap, all provisions H.R. 5302, the State Small Business Credit Initiative Act, all provisions H.R. 5114, the Flood Insurance Reform Priorities Act of 2010, all provisions H.R. 2221, the Data Accountability and Trust Act of 2010, all provisions S. 3677, Financial Services and General Government Appropriation Act for FY 2011, provisions related to the interchange rule charged to federal agencies. Collins Amendment to S. 3677, related to Interchange H.R. 5816, the Commercial Real Estate Stabilization Act, all provisions H.R. 4790, the Shareholder Protection Act, all provisions Issues related to the Bank Secrecy Act and Currency Transaction Reporting Requirements Issues related to NCUA's Corporate Stabilization Plan

Client expense: $815,000 · Firm income: Not reported

Government targets: Executive Office of the President (EOP), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Justice, Dept of (DOJ), Natl Credit Union Administration (NCUA), Office of the Vice President of the United States, SENATE, Small Business Administration (SBA), Treasury, Dept of

Insurance regulation reform issues including optional federal charter, creation of a Federal Insurance Office, McCarran-Ferguson, retained assets accounts, long-term disability issues and underwriting issues. S.1583 - Insurance Industry Competition Act of 2009 - all provisions H.R.1880 - National Insurance Consumer Protection Act - all provisions H.R.2609 Insurance Information Act of 2009 / Federal Insurance Office Act of 2009 all provisions H.R.2554 National Association of Registered Agents and Brokers Reform Act of 2009 - licensing issues H.R.2571 / S.1363 Nonadmitted and Reinsurance Reform Act of 2009 surplus lines issues H.R.3059 / S.1386 - Access to Repair Parts all provisions H.R.2057 Motor Vehicles Owners Right to Repair Act of 2009 all provisions S.1681 / H.R.3596 - Health Insurance Industry Anti-Trust Enforcement Act of 2009 definitions of insurance: liability and health H.R.4626 Health Insurance Industry Fair Competition Act Lines of insurance included and FTC study of insurance H.R.5993 / S.3718 Securing Americas Veterans Insurance Needs and Goals (SAVINGS) Act of 2010 all provisions S.3683 Insurance Competition and Transparency Act of 2010 FTC Oversight Provisions Natural catastrophe issues including proposals regarding government backstops for insurance losses from large-scale natural catastrophes. H.R.1264 - Multiple Peril Insurance Act of 2009 all provisions H.R.83 Homeowners Insurance Protection Act of 2009 all provisions H.R.998 - Policyholder Disaster Protection Act of 2009 all provisions S.866 Catastrophe Obligation Guarantee Act all provisions H.R.2555 / S.505 Homeowners Defense Act all provisions S.1486 / H.R.998 Policyholder Disaster Protection Act of 2009 all provisions S.1487 Commission on Catastrophic Disaster Risk and Insurance Act of 2009 all provisions H.R.2555 Homeowners Defense Act of 2009 all provisions S.3672 Coordination of Wind and Flood Perils Act of 2010 all provisions Flood insurance issues Reauthorization of the National Flood Insurance Program (NFIP) H.R.1105 Omnibus Appropriations Act, 2009 extend the National Flood Insurance Program (NFIP) to September 30, 2009 and privacy provisions H.R.3139 National Flood Insurance Program Extension Act of 2009 Extend the NFIP program H.R.2918 Legislative Branch Appropriations Act 2010 Temporary extension of the NFIP H.R.2996 the Interior Environment Appropriations Act Temporary extension of the NFIP H.R.3326 The Department of Defense Appropriations Act 2010 Temporary extension of the NFIP H.R.4691 Temporary Extension Act of 2010 Temporary extension of the NFIP H.R.2701 Intelligence Authorization Act of 2010 Temporary extension of the NFIP & COBRA Hiring Incentives to Restore Employment Act Draft bill Temporary extension of the NFIP H.R.4851 Continuing Extension Act of 2010 Temporary extension of the NFIP H.R.5114 Flood Insurance Reform Priorities Act of 2010 all provisions H.R.5255 Stable Flood Insurance Authorization Act of 2010 all provisions H.R.4778 National Flood Insurance Program Extension Act of 2010 all provisions S.3347 - a bill to extend the National Flood Insurance Program through December 31, 2010 all provisions H.R.5569 National Flood Insurance Program Extension Act of 2010 all provisions H.R.4213 - American Jobs and Closing Tax Loopholes Act of 2010 - Temporary extension of the NFIP S.3814 National Flood Insurance Program Reextension Act of 2010 - all provisions Workers Compensation issues including: H.R.635 National Commission on State Workers Compensation Laws Act of 2009 all provisions H.R.2641 Medicare Secondary Payer and Workers' Compensation Settlement Agreements Act of 2009 all provisions Health care reform issues, including revenue offsets, expansion of the Medicare Secondary Payer Act, definition of health insurer, CLASS Act and workers compensation. H.R.3200 - Americas Affordable Health Choices Act of 2009 S.1679 - Affordable Health Choices Act including the CLASS Act and the Universal 24-Hour Coverage amendment S. 1796 - Americas Healthy Future Act of 2009 - revenue offsets, expansion of the Medicare Secondary Payer Act, definition of health insurer, CLASS Act and workers compensation H.R.3590 Patient Protection and Affordable Care Act (House and Senate versions) - revenue offsets, expansion of the Medicare Secondary Payer Act, definition of health insurer, CLASS Act and workers compensation H.R.3962 the Affordable Health Care for America Act - revenue offsets, expansion of the Medicare Secondary Payer Act, definition of health insurer, CLASS Act and workers compensation H.R.4872 Health Care and Education Reconciliation Act of 2010 - revenue offsets

Client expense: $440,000 · Firm income: Not reported

Government targets: Commodity Futures Trading Commission (CFTC), HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Availability and Affordability of Commercial/Residential Property Insurance HR 2571- Nonadmitted and Reinsurance Reform Act of 2009 S 1363 - Nonadmitted and Reinsurance Reform Act of 2009 HR 2609- Insurance Information Act of 2009 Addition of Wind Coverage to National Flood Insurance Program HR 1264Multiple Peril Insurance Act of 2009 Establishment of National Government Programs to Provide Affordable & Available Insurance for Natural Disasters HR 2555- Homeowners' Defense Act of 2009 HR 83- Homeowners Insurance Protection Act of 2009 HR 998- Policyholder Disaster Protection Act of 2009 S 505- Homeowners' Defense Act of 2009 Extension of National Flood Insurance Program HR 3139- National Flood Insurance Program Extension Act of 2009 HR 4213 - American Jobs and Closing Tax Loopholes Act of 2010 HR 4778- National Flood Insurance Program Extension Act of 2010 HR 4851- Continuing Extension Act of 2010 HR 5114- Flood Insurance Reform Priorities Act of 2010 HR 5255- Stable Flood Insurance Authorization Act of 2010 HR 5569- National Flood Insurance Program Extension Act of 2010 S 3814 - National Flood Insurance Program Reextension Act of 2010 S 3203- A bill to extend the National Flood Insurance Program through May 31, 2010 S 3347- A bill to extend the National Flood Insurance Program through Dec. 31, 2010 Clarifying Coverage Regarding National Flood Insurance Program S 3672 - Coordination of Wind and Flood Perils Act of 2010 Meetings with EPA on Flood Maps

Client expense: $4,500,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Council on Environmental Quality (CEQ), Energy, Dept of, Environmental Protection Agency (EPA), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Internal Revenue Service (IRS), Labor, Dept of (DOL), Office of Management & Budget (OMB), SENATE, Small Business Administration (SBA), Transportation, Dept of (DOT), Treasury, Dept of, Veterans Affairs, Dept of (VA), Vice President of the U.S., White House Office

Reauthorization of HR 5569 The National Flood Insurance Program Extension Act of 2010 Extension of HR 5623 The Homebuyer Assistance and Improvement Act of 2010 HR 4213 American Workers, State and Business Relief Act of 2010

Client expense: Not reported · Firm income: $120,000

Government targets: Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), SENATE

Optional Federal Charter, Terrorism Insurance Reauthorization; Flood Insurance; Long Term Care; H.R. 1880, To establish a system of regulation and supervision for insurers, agencies, and producers; chartered or licensed under federal law that ensures the stability & financial integrity; H.R. 2609, Insurance Information Act of 2009; H.R. 2544, National Association of Registered Agents and Brokers Reform Act of 2009; H.R. 3139, National Flood Insurance Program Extension; H.R. 1525, To Amend the National Flood Insurance Act of 1968 to require the Administrator of the Federal Emergency Management Agency to consider reconstruction and improvement of flood protection systems when establishing flood insurance rates; H.R. 2751, Nonadmitted & Reinsurance Reform Act of 2009; H.R. 3126, Consumer Financial Protection Agency Act of 2009; H.R. 3596/S.1681, Health Insurance Industry Antitrust Enforcement Act of 2009; H.R. 4173, to provide for financial regulatory reform, to protect consumers and investors, to enhance Federal understanding of insurance issues, to regulate the over-the-counter derivatives markets, and for other purposes; S.3347, A bill to extend the National Flood Insurance Program through December 31, 2010; H.R.5650, To extend the National Flood Insurance Program to May 31, 2011; H.R.5559, Flood Insurance Fairness Act of 2010; H.R.5255, Stable Flood Insurance Authorization Act of 2010; H.R.5114, Flood Insurance Reform Priorities Act of 2010; H.R.5569, National Flood Insurance Program Extension Act of 2010; S. 3814, National Flood Insurance Program

Client expense: $1,400,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Council of Economic Advisers (CEA), Environmental Protection Agency (EPA), Farm Credit Administration, Federal Accounting Standards Advisory Board (FASAB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Natl Economic Council (NEC), Office of Management & Budget (OMB), Office of Personnel Management (OPM), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), Patent & Trademark Office (PTO), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office, U.S. Trade Representative (USTR), White House Office

H.R. 1664, Grayson-Himes Pay For Performance Act of 2009. All Provisions. Amends the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards. H.R. 3081, Department of State, Foreign Operations, and Related Programs Appropriations Act, 2010. All Provisions. Makes appropriations for the Department of State, foreign operations, and related programs for the end of FY10 (9/30/10). Bill is Now Law. H.R. 3139, National Flood Insurance Program Extension Act of 2009. All Provisions. Extends the authorization of the national flood insurance program, and for other purposes. H.R. 4899, Disaster Relief and Summer Jobs Act of 2010. All Provisions. Makes emergency supplemental appropriations for disaster relief and summer jobs for the fiscal year ending September 30, 2010, and for other purposes. BILL IS NOW LAW. H.R. 5569, National Flood Insurance Program Extension Act of 2010. All Provisions. Extends the National Flood Insurance Program until September 30, 2010. BILL IS NOW LAW. H.R. 6334, To amend the Community Reinvestment Act of 1977 to improve the assessments of regulated financial institutions, and for other purposes. All Provisions.

Client expense: $605,000 · Firm income: Not reported

Government targets: Energy, Dept of, Federal Bureau of Investigation (FBI), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), SENATE, Treasury, Dept of, White House Office

H.R. 47, Expand & Preserve Home Ownership Through Counseling Act. All Provisions. To establish an Office of Housing Counseling to carry out & coordinate the responsibilities of HUD regarding counseling on homeownership & rental housing issues, to make grants to entities for providing such counseling, to launch a national housing counseling advertising campaign, & for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 787, To make improvements in the Hope for Homeowners Program, and for other purposes. Amends the National Housing Act to modify requirements under the HOPE for Homeowners Program (Program) regarding borrower certification and liability. Revises the requirement of certification to the Secretary of Housing and Urban Development (HUD) that the mortgagor has not intentionally defaulted on the existing mortgage or any other debt. H.R. 1106, Helping Families Save Their Homes Act of 2009. All Provisions. Prevents mortgage foreclosures and enhance mortgage credit availability. S. 1379, Energy Efficiency in Housing Act of 2009. All Provisions. A bill to encourage energy efficiency and conservation and development of renewable energy sources for housing, commercial structures, and other buildings, and to create sustainable communities. S.3024, Job Impact Analysis Act of 2010. All Provisions. A bill to ensure that the creation of jobs by small businesses is considered during the Federal legislative and rulemaking process, and for other purposes. H.R.3146, 21 Century FHA Housing Act of 2009. All Provisions. Makes improvements to the FHA mortgage insurance programs of the Department of Housing and Urban Development, and for other purposes. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high-cost areas. H.R. 3706, FHA Taxpayer Protection Act of 2009. All Provisions. Requires borrowers under FHA-insured mortgages for single-family housing to make downpayments of at least 5 percent and to prohibit financing of closing costs under such mortgages. H.R. 4229, Borrower's Right to Inspect Closing Documents Act of 2009. All Provisions. Amends the Real Estate Settlement Procedures Act of 1974 to revise procedures governing the furnishing of closing documents to borrowers. H.R.5017, Rural Housing Preservation and Stabilization Act of 2010. All Provisions. Ensures the availability of loan guarantees for rural homeowners. H.R. 5028, Right to Rent Act of 2010. All Provisions. Allows homeowners of moderate-value homes who are subject to mortgage foreclosure proceedings to remain in their homes as renters. H.R. 5072, FHA Reform Act of 2010. All Provisions. Improves the financial safety and soundness of the FHA mortgage insurance program. H.R. 5569, National Flood Insurance Program Extension Act of 2010. All Provisions. Amends the National Flood Insurance Act of 1968 extending the national flood insurance program to March 31, 2010. It repeals the extermination date for the authority of FEMA to provide assistance to any state or community. It also extends the eligibility for flood insurance to any community that had made adequate progress on reconstruction, construction, or improvement on a flood protection system. H.R.5623, Homebuyer Assistance and Improvement Act of 2010. All provisions. Amends the Internal Revenue Code of 1986 to extend the homebuyer tax credit for the purchase of a principal residence before October 1, 2010, in the case of a written binding contract entered into with respect to such principal residence before May 1, 2010, and for other purposes.(BILL IS NOW LAW)

Client expense: $605,000 · Firm income: Not reported

Government targets: Energy, Dept of, Federal Bureau of Investigation (FBI), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), SENATE, Treasury, Dept of, White House Office

S. 3217 Restoring American Financial Stability Act of 2010 H.R. 4173 Dodd-Frank Wall Street Reform & Consumer Protection Act H.R. 5297 Small Business Lending Funding Act of 2010 Financial Crisis Responsibility Fee S. 3098 Protect Our Recovery Through Oversight of Proprietary Trading Act of 2010 H.R. 1880 - National Insurance Consumer Protection Act H.R. 2555 - Homeowners' Defense Act of 2009 H.R. 2609 - Insurance Information Act of 2009 H.R. 1264 Multiple Peril Insurance Act of 2009 S. 3814 National Flood Insurance Program Reextension Act of 2010 S. 3347 A bill to extend the National Flood Insurance Program through December 31, 2010. H.R. 5569 National Flood Insurance Program Extension Act of 2010.

Client expense: $404,212 · Firm income: Not reported

Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), SENATE, Treasury, Dept of

H.R. 998, Policyholder Disaster Protect Act of 2009 H.R. 1264, Multiple Peril Insurance Act of 2009 H.R. 1525, To Amend the National Flood Insurance Act of 1969 H.R. 5569/S.3814, National Flood Insurance Program Extension Act of 2010 S. 3347, A bill to extend the National Flood Insurance Program through December 31, 2010 H.R.5650, To Extend the National Flood Insurance Program to May 31, 2011 H.R. 5559, Flood Insurance Fairness Act of 2010 H.R. 5255, Stable Flood Insurance Authorization Act of 2010 H.R.5114, Flood Insurance Reform Priorities Act of 2010 H.R. 3139, National Flood Insurance Program Extension H.R. 83, Homeowners Insurance Protection Act of 2009

Client expense: $580,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 74 - Financial Oversight Commission S. 505 - Homeowner's Defense Act of 2009 H.R. 1880 - National Insurance Consumer Protection Act H.R. 83 - Homeowner's Insurance Protection Act of 2009 H.R. 3962 - Affordable Health Care for Americans Act of 2009 H.R. 3200 - America's Affordable Health Choices Act of 2009 H.R. 1583 - Insurance Industry Competition Act of 2009 - to further competition in the insurance industry (repeals McCarran Ferguson) H.R. 1754 - To create a systemic risk monitor for the financial system of the United States, to oversee financial regulatory activities of the Federal Government, and for other purposes. H.R. 1880 - National Insurance Consumer Protection Act - to establish a system of regulation and supervision for insuers, insurance agencies and insurance producers. H.R. 2554 - National Associatoin of Registered Agents and Brokers Reform Act of 2009 (NARAB II) H.R. 2571 / S. 1363 - Nonadmitted and Reinsurance Reform Act of 2009 H.R. 2609 - Insurance Information Act of 2009 - to establish an Office of Insurance Information in the Department of the Treasury S. 886 - Catastrophe Obligation Guarantee Act H.R. 1264 - Multiple Peril Insurance Act of 2009 H.R. 2592 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act, to enhance existing programs providing mitigation assistance by encouraging states to adopt and actively enforce State building codes. H.R. 2555 - Homeowner's Defense Act of 2009 H.R. 706 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act, to direct the Administrator of FEMA to continue to administer the National Urban Search and Rescue Response System H.R. 998 - To amend the Internal Revenue Code of 1986 to provide for the creation of disaster protection funds by property and casualty insurance companies for the payment of policyhlders' claism arising from future catastrophic events. H.R. 1239 - To establish a homeowner mitigation loan program with the Federal Emergency Management Agency to promote pre-disaster property mitigation measures. H.R. 1746 - To amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act to reauthorize the pre-disaster mitigation program of the Federal Emergency Management Agency. H.R. 3596 / S. 1681 - Health Insurance Antitrust Enforcement Act of 2009 H.R. 3126 - Consumer Financial Protection Act H.R. 5114 - Flood Insurance Reform and Priorities Act of 2010 H.R. 5569 - National Flood Insurance Program H.R. 3590 - The Patient Protection and Affordable Health Care Act H.R. 4173 / S. 3217 - Dodd/Frank Act H.R. 5255 / S. 3347 - National Flood Insurance Program

Client expense: $697,169 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

See Attached HR 1583, Insurance Industry Competition Act of 2009 HR 1880, National Insurance Consumer Protection Act HR 2554, National Association of Registered Agents and Brokers Reform Act of 2009 HR 2571, Nonadmitted and Reinsurance Reform Act of 2009 HR 2609, Insurance Information Act of 2009 HR 3139, Natinal Flood Insurance Program Extension Act of 2010 HR 3139, National Flood Insurance Program Extension Act of 2009 HR 4164, A bill to amend the National Flood Insurance Act of 1968 to provide for a phased-in increase of chargeable premium rates for properties affected by updated Flood Insurance Rate Maps. HR 4213, American Workers, State and Business Relief Act of 2010 HR 4691, Temporary Extensions Act of 2010 HR 4778, Natinal Flood Insurance Program Extension Act of 2010 HR 4802, Risk Retention Modernization Act of 2010 HR 4851, Conitinuing Extention Act of 2010 HR 5114, Flood Insurance Reform Priorities Act HR 5297, Small Business Jobs Act of 2010 HR 5553, National Flood Insurance Program Extension Act of 2010 HR 5559, Flood Insurance Fairness Act of 2010 HR 5569, National Flood Insurance Program Extension Act of 2010 HR 5808, Amend PPACA to establish a public health insurance option HR 5982, Small Business Tax Relief Act of 2010 S 1363, Nonadmitted and Reinsurance Reform Act of 2009 S 3153, Conitnuing Extension Act of 2010 S 3203, A bill to extend the National Flood Insurance Program through May 31, 2010 S 3814, National Flood Insurance Reextension act of 2010

Client expense: $270,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR 1583, HR 1880, HR 2554, HR 2571, HR 2609, HR 3139, HR 3415, HR 4164, HR 4213, HR 4596, HR 4691, HR 4778, HR 4796, HR 4802, HR 4851, HR 5255, HR 5553, HR 5559, HR 5569, HR 6207, HR 6254, S 1363, S 3051, S 3109, S 3153, S 3203, S 3546, S 3672, HR 3685, S 3814

Client expense: $1,170,000 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

S.3814, H.R. 5569 National Flood Insurance; H.R. 5114 National Flood Insurance Program; Insurance Retained Asset Accounts

Client expense: $10,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, White House Office

H.R 83 - Homeowners Insurance Protection Act of 2009 - Authorizes the Secretary to make homeowners protection coverage available through contracts for reinsurance coverage. Restricts purchase of such coverage to eligible state programs. Prescribes criteria for state eligibility. H.R. 1264 - To amend the National Flood Insurance Act of 1968 to provide for the national flood insurance program to make available multiperil coverage for damage resulting from windstorms or floods, and for other purposes. H.R. 3139 - National Flood Insurance Program Extension Act of 2009 - Amends the National Flood Insurance Act of 1968 to extend the national flood insurance program from September 30, 2008, through March 31, 2010. H.R. 3200 - America's Affordable Health Choices Act of 2009 - Sets forth provisions governing health insurance plans and issuers, including: (1) exempting grandfathered health insurance coverage from requirements of this Act; (2) prohibiting preexisting condition exclusions; (3) providing for guaranteed coverage to all individuals and employers and automatic renewal of coverage; (4) prohibiting premium variances, except for reasons of age, area, or family enrollment; and (5) prohibiting rescission of health insurance coverage without clear and convincing evidence of fraud. Also deals with small business incentives and exemptions for healthcare coverage of employees. H.R. 3590 - Senate Healthcare - Sets forth provisions governing health insurance plans and issuers, including: (1) exempting grandfathered health insurance coverage from requirements of this Act; (2) prohibiting preexisting condition exclusions; (3) providing for guaranteed coverage to all individuals and employers and automatic renewal of coverage; (4) prohibiting premium variances, except for reasons of age, area, or family enrollment; and (5) prohibiting rescission of health insurance coverage without clear and convincing evidence of fraud. Also deals with small business incentives and exemptions for healthcare coverage of employees. H.R. 4851 - Continuing Extension of 2010 - Will extend multiple federal programs whose funding were set to expire; in particular the National Flood Insurance Program. H.R. 5569 - National Flood Inasurance Program Extension Act - To extend the National Flood Insurance Program until September 30, 2010. S. 505 - A bill to establish a National Catastrophe Risks Consortium and a National Homeowner's Insurance Stabilization Program, and for the other purposes. S. 3814 - National Flood Insurance Program Reextension Act - Funds the NFIP for another twelve months.

Client expense: $20,000 · Firm income: Not reported

Government targets: Energy, Dept of, Environmental Protection Agency (EPA), Federal Housing Finance Agency (FHFA), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), SENATE, Treasury, Dept of, Veterans Affairs, Dept of (VA)

Mortgage reform (H.R. 4173, H.R. 1726, H.R.3126, H.R.3818, S.3217); Home Valuation Code of Conduct (H.R. 4173, H.R. 3044); Mortgage Loan Limits (H.R. 587; H.R. 2483); National Flood Insurance Program (H.R. 5569).

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 2555, Homeowner's Defense Act of 2009; specifically Sect. 502 Study of Commercial Residential Lines of insurance H.R. 5114, Flood Insurance Reform Priorites Act of 2010-Section 3 Extension, Section 4 Max Coverage Limits, Section 5 Phase In Rates, Section 17 Notice to Tenants H.R. 5569, Flood Insurance Program Extension, all provisions

Client expense: $380,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Energy, Dept of, Environmental Protection Agency (EPA), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Natl Economic Council (NEC), Natl Labor Relations Board (NLRB), Office of the Comptroller of the Currency (OCC), SENATE, Small Business Administration (SBA), Treasury, Dept of, White House Office

Reauthorization of flood insurance, credit scoring and issues related to natural disasters H.R.1583-Insurance Industry Competition Act of 2009 H.R.2571-Nonadmitted and Reinsurance Reform Act of 2009 H.R.3996-Financial Stability Improvement Act, provisions relating to the Office of National Insurance H.R.5114-Flood Insurance Reform Priorities Act of 2010 H.R.2555-Homeowners Defense Act of 2009 H.R.1264-Multiple Peril Insurance Act of 2009 H.R.3590-Patient Protection and Affordable Care Act H.R.5569-National Flood Insurnace Program Extension Act of 2010 H.R.4173-Restoring American Financial Stability Act of 2010 S.3217-Restoring American Financial Stability Act of 2010

Client expense: Not reported · Firm income: $60,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, White House Office

H.R.2555-Homeowners Defense Act of 2009 H.R.1264-Multiple Peril Insurance Act of 2009 Legislation relating to reauthorization of flood insurance H.R.5569-National Flood Insurance Program Extension Act of 2010 H.R.5114-Flood Insurance Reform Priorities Act of 2010 H.R.4213-American Jobs and Closing Tax Loopholes Act of 2010, provisions relating to extension of National Flood Insurance program

Client expense: Not reported · Firm income: $60,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, White House Office

S. 3814, the National Flood Insurance Program Reextension Act of 2010 H.R. 1264, the Multiple Peril Insurance Act of 2009 (all provisions). H.R. 2555, the Homeowners Defense Act of 2009 (all provisions regarding homeowners insurance for catastrophic events) H.R. 3590, the Patient Protection and Affordable Care Act (provisions on excise taxes for high cost medical plans, Health Savings Accounts, and Flexible Spending Account contributions) H.R. 5114, the Flood Insurance Reform Priorities Act of 2010 (to extend the National Flood Insurance Program) H.R. 5569, the National Flood Insurance Program Extension Act of 2010.

Client expense: $1,450,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Federal Reserve System, Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Postal Regulatory Commission, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, White House Office

Insurance Regulatory Reform HR 1880 - "The National Insurance Consumer Protection Act" - Creates a federal insurance regulator HR 4173 - "Dodd Frank Wall Street Reform & Consumer Protection Act" - overhauls regulation of federal markets HR 1479 - "Community Reinvestment Modernization Act of 2009" - Modifies and expands CRA to include non-bank institutions such as insurers HR 6334 - To amend the "Community Reinvestment Act of 1977 to improve the assessments of regulated financial institutions, and for other purposes" - Modifies and expands CRA to include non-bank institutions such as insurers HR 83 - "Homeowners Insurance Protection Act" - Creates a national catastrophic insurance fund to sell low-cost reinsurance contracts to state catastrophe funds, as well as set up a natural catastrophe commission HR 998 - "Policyholder Disaster Protection Act of 2009" - Amends the IRS Code of 1986 to provide for the creation of disaster protection funds by property and casualty insurance companies for the payment of policyholders' claims arising from future catastrophic events HR 1264 - "Multiple Peril Insurance Act of 2009" - Expands National Flood Insurance Program to include wind coverage HR 3059/S1368 - "Access to Repair Parts Act of 2009" - Amends patent law to allow for the use of after-market replacement auto crash parts HR 2554 - "National Association of Registered Agents and Brokers Reform Act of 2009" - Creates national standards for insurance agents and brokers HR 2592 - "Safe Building Code Incentive Act of 2009" - Provides for incentives to states for passing and enforcing strict building codes S 886 - "Catastrophe Obligation Guarantee Act" - Establishes bond guarantees for states involved in earthquakes and hurricanes HR 4173 - "The Wall Street Reform and Consumer Protection Act" - Financial Regulatory Reform S 3217 - "Restoring American Financial Stability Act" - Financial Regulatory Reform HR 4375/S 2886 - "The Banking Integrity Act of 2009" - Repeals Glass-Steagall Act HR 5569/S 3347 - "National Flood Insurance Program Extension Act" - Re-authorizes federal flood insurance through September 30, 2010 HR 5114 - "Flood Insurance Reform Priorities Act" - Long-term extension and reforms of federal flood insurance HR 2555 - "Homeowners Defense Act of 2009" - Establishes a national catastrophe risk consortium

Client expense: $760,000 · Firm income: Not reported

Government targets: Federal Emergency Management Agency (FEMA), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Labor, Dept of (DOL), SENATE, Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office

Improving the efficiency of the current regulatory system, whether by modifying the existing state system, creating an optional federal charter for insurance companies or through the creation of a Federal Office of Insurance Information. The Federal Insurance Office was incorporated into the Dodd-Frank Act, P.L. 111-203. "National Insurance Consumer Protection Act," H.R. 1880; "Insurance Information Act of 2009," H.R. 2609. H.R. 4173/S. 3217, the "Wall Street Reform and Consumer Protection Act/Restoring American Financial Stability Act" (RAFSA), which would: establish an Office of Insurance Information within the Department of Treasury; establish a "Consumer Financial Protection Bureau"; create a Financial Services Oversight Council to regulate Identified Financial Holding Companies (IFHCs); modify the standards for investment advisors and broker dealers; create a system for winding down the affairs of failing IFHCs (healthy firms with more than $50 billion in assets will be called upon to pay into a pre-funded resolution account); and impose proprietary trading restrictions on financial firms with FDIC depository institutions within their corporate structure. Federal Backstop for Natural Catastrophes - The legislation would authorize the Treasury Department to sell catastrophe reinsurance to state catastrophe funds, the "Homeowners' Defense Act of 2009," H.R. 2555. H.R. 1264, "Multiperil Insurance Act of 2009" - The Act would repeal the McCarran-Ferguson Act and grant the Department of Justice and the Federal Trade Commission the legal authority to apply antitrust laws to insurers' anticompetitive behavior. H.R. 1583, "Insurance Industry Competition Act of 2009" - The Act would repeal the McCarran-Ferguson Act and grant the Department of Justice and the Federal Trade Commission the legal authority to apply antitrust laws to insurers' anticompetitive behavior. Various extensions of the National Flood Insurance Program (NFIP) including the "Legislative Branch Appropriations Act of 2010;" H.R. 3326, "Department of Defense Appropriations Act;" H.R. 5569; the "National Flood Insurance Program Extension Act of 2010;" H.R. 5114, the "Flood Insurance Reform Act," and P.L. 111-250, which reauthorized the NFIP until September 30, 2011.

Client expense: $560,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Federal Emergency Management Agency (FEMA), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Justice, Dept of (DOJ), Office of Thrift Supervision (OTS), SENATE, Transportation, Dept of (DOT), White House Office

H.R. 1583 Insurance Industry Competition Act of 2009 (all provisions) H.R. 83 Homeowners Insurance Protection Act of 2009 (all provisions) H.R. 1525 Flood Insurance Technical Amendments (all provisions) Flood Insurance Reform and Modernization (generally) H.R. 1264 Multiple Peril Insurance Act of 2009 (all provisions) H.R. 1880 National Insurance Consumer Protection Act of 2009 (all provisions) Insurance Regulatory Reform (generally) H.R. 2554 NARAB Reform Act of 2009 (all provisions) S. 505 Commission on Catastrophic Disaster Risk and Insurance Act of 2009 (all provisions) Municipal Bond Regulation (generally) H.R. 2609 Insurance Information Act of 2009 (all provisions) Office of Insurance Information (generally) Systemic Risk Regulator/Overseer (generally) Financial Services Regulatory Restructuring (generally) Troubled Assets Relief Program (generally) H.R. 1105 FY 2009 Omnibus (flood insurance provisions) H.R. 1239 Property Mitigation Assistance Act of 2009 (all provisions) H.R. 635 National Commission on State Worker's Compensation Laws Act of 2009 (all provisions) Federal Resolution Authority (generally) Use of Credit Scores in Insurance Underwriting (generally) H.R. 2555 Homeowners Defense Act (all provisions) H.R. 2733 Fixed Indexed Annuities and Insurance Products Classification Act of 2009 (all provisions) H.R. 2571; S. 1363 Nonadmitted and Reinsurance Reform Act (all provisions) H.R. 2918 Legislative Branch Appropriations of 2009 (Continuing Resolution) IMF Financial Sector Assesment Program (generally) H.R. 3326- Defense Appropriations Bill of 2009 (flood insurance provisions) H.R. 3139 Flood Insurance Reform & Modernization Act (all provisions) H.R. 4778 National FLood Insurance Program Extension Act of 2010 (all provisions) H.R. 4851 Continuing Extension Act of 2010 (flood insurance provisions) H.R. 5114 Flood Insurance Reform Priorities Act of 2010 (all provisions) H.R. 5553 National Flood Insurance Program Extension Act of 2010 (all provisions) H.R. 5569 National Flood Insurance Program Extension Act of 2010 (all provisions) S. 3814 National Flood Insurance Program Reextension Act of 2010 (all provisions) S. 3672 Coordination of Wind and Flood Perils Act of 2010 (all provisions) H.R. 5993 Securing America's Veterans Insurance Needs & Goals Act (all provisions) S. 3685 Insurance Competition And Transparency Act (all provisions) Broker-Dealer Fiduciary Standard (generally)

Client expense: $280,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Natl Economic Council (NEC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Entire bill of the following: H.R.1880, National Insurance Consumer Protection Act H.R. 3596 / S.1681, the Health Insurance Industry Antitrust Enforcement Act of 2009 H.R.3059 / S.1368, the Access to Repair Parts Act Monitoring issues related to the insurance industry; H.R. 5114, Flood Insurance Reform Priorities Act of 2010 (National Flood Insurance Program) Extensions: HR 4851, Continuing Extension Act of 2010 (Related Bills: H.R.3404, H.R.3548, H.R.3756, H.R.4183, H.R.4691, H.R.4707, S.1647, S.1699, S.2831, S.3153, S.3173) H.R. 4213, American Jobs and Closing Tax Loopholes Act of 2010 (Related Bills: H.RES.955, H.RES.1403, H.R.1935, H.R.3931, H.R.3933, S.1934, S.3191, S.3333) H.R. 5569, National Flood Insurance Program Extension Act of 2010 (Related Bills: H.R.4778, H.R.5553, H.R.5650, S.3347) S. 3347, A bill to extend the National Flood Insurance Program through December 31, 2010 (Related Bills: H.R.4778, H.R.5553, H.R.5569) S.AMDT.4674 to H.R.3081, Continuing Appropriations Act, 2011 Monitored entire bills of the following: H.R. 1264, Multiple Peril Insurance Act of 2009 H.R. 2555, Homeowners' Defense Act of 2009

Client expense: Not reported · Firm income: $40,000

Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

HR 3596, Health Insurance Industry Antitrust Enforcement Act of 2009; HR 4213, American Workers, State and Business Relief Act of 2010 - National Flood Insurance Program extension; HR 4626, Health Insurance Industry Fair Competition Act; HR 4851, Continuing Extension Act of 2010 - National Flood Insurance Program extension HR 5569, National Flood Insurance Program Extension Act of 2010; S. 3814, National Flood Insurance Program Reextension Act of 2010; S. 3742, Data Security and Breach Notification Act of 2010; S. 1490, Personal Data Privacy and Security Act of 2009; HR 847, James Zadroga 9/11 Health and Compensation Act of 2010

Client expense: Not reported · Firm income: $60,000

Government targets: Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, SENATE

Financial System Regulatory Overhaul: Dodd-Frank Wall Street Reform and Consumer Protection Act (HR 4173 and S 3217) Issues related to the federal crop insurance program Short-term extensions of National Flood Insurance Program: HR 5569, S. 3814 Issues related to the use of credit scores in personal lines of insurance National Commission on State Workers' Compensation Laws Act of 2009 - HR 635 Medicare Secondary Payer Enhancement Act of 2010 - HR 4796 Insurance Competition and Transparency Act of 2010 - S. 3685

Client expense: $260,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, U.S. Trade Representative (USTR)