Insurance Information Act of 2008

Optional Federal Charter for Insurance Regulation, HR5840 (Office of Insurance Information), FINRA Rule 2821 (Annuities Sales), Currency Transaction Reporting Requirements, HR3200 & S40 (National Insurance Act)

Client expense: $180,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Treasury, Dept of

Insurance Regulation Modernization- and other proposals to create an optional federal charter for insurers and insurance agents and brokers. More specifically, The National Insurance Act of 2007. (S. 40 and H.R. 3200) The Nonadmitted and Reinsurance Reform Act of 2007, H.R. 1065 and S. 929. A bill that would subject surplus lines transactions to a single set of regulations and consolidate regulatory oversight and streamline regulation. Flood insurance issues. Response and relief for Hurricanes Katrina and Rita. Efforts to improve the response and insurance practices and private market coverages of the National Flood Insurance Program. More specifically, H.R. 3121 and S. 2284, the Flood Insurance Reform and Modernization Act of 2007. Also including, H.R. 920, the Multiperil Insurance Act of 2007 and H.R. 3355, the Homeowners Defense Act of 2007. Also, the Insurance Information Act, H.R. 5840, which establishes a federal role in advising the White House and Congress on domestic and international insurance policy issues. H.R. 5792, the Increasing Insurance Coverage Options for Consumers Act of 2008, which would institute a series of reforms to assure viability and solvency of risk retention and purchasing groups. H.R. 5611, the National Association of Registered Agents and Brokers Reform Act of 2008, which would alleviate problems occuring with interstate insurance producer licensure.

Client expense: $183,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Insurance Regulation Modernization- and other proposals to create an optional federal charter for insurers and insurance agents and brokers. More specifically, The National Insurance Act of 2007. (S. 40 and H.R. 3200) The Nonadmitted and Reinsurance Reform Act of 2007, H.R. 1065 and S. 929. A bill that would subject surplus lines transactions to a single set of regulations and consolidate regulatory oversight and streamline regulation. Flood insurance issues. Response and relief for Hurricanes Katrina and Rita. Efforts to improve the response and insurance practices and private market coverages of the National Flood Insurance Program. More specifically, H.R. 3121 and S. 2284, the Flood Insurance Reform and Modernization Act of 2007. Also including, H.R. 920, the Multiperil Insurance Act of 2007 and H.R. 3355, the Homeowners Defense Act of 2007. Also, the Insurance Information Act, H.R. 5840, which establishes a federal role in advising the White House and Congress on domestic and international insurance policy issues. H.R. 5792, the Increasing Insurance Coverage Options for Consumers Act of 2008, which would institute a series of reforms to assure viability and solvency of risk retention and purchasing groups. H.R. 5611, the National Association of Registered Agents and Brokers Reform Act of 2008, which would alleviate problems occuring with interstate insurance producer licensure.

Client expense: $183,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Matters related to the development of a long-term federal terrorism risk insurance program to extend TRIEA of 2005 (HR 2761) Matters related to Optional Federal Charter legislation (S.2509, HR 3200, HR 5840) Auto salvage title issues (S. 545, HR 1029); Flood and multi-perill legislation (HR 920, HR 3121); McCarran-Ferguson repeal (S. 618, HR 1081); Natural Catastrophe legislation (H.R. 3355, S. 1061, S. 926, S. 927, S. 928, S. 929, S. 930, S. 931)

Client expense: $1,400,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), SENATE, Treasury, Dept of, U.S. Trade Representative (USTR)

S. 40, the National Insurance Act (all provisions) S. 926, the Policyholder Disaster Protection Act of 2007 (allowing insurance companies to make tax deductible contributions to a tax-exempt policyholder disaster protection fund) S. 928, the Homeowners Protection Act of 2007 (creating a federal backstop for state natural catastrophe insurance programs) S. 929, the Nonadmitted and Reinsurance Reform Act (all provisions) S. 930, the Hurricane and Tornado Mitigation Investment Act of 2007 (all provisions) S. 931, the National Hurricane Research Initiative Act of 2007 (all provisions) S. 2047, the Flood Insurance Disclosure Act of 2007 (all provisions) S. 2284, the Flood Insurance Reform and Modernization Act of 2007 (all provisions) S. 2327, the Homeowners Insurance Assistance Act of 2007 (all provisions) H.R. 1065, the Nonadmitted and Reinsurance Reform Act (all provisions) H.R. 1682, the Flood Insurance Reform and Modernization Act of 2007 (all provisions) H.R. 1787, the Catastrophe Savings Accounts Act of 2007 (all provisions) H.R. 2895, the National Affordable Housing Trust Fund Act of 2007 (all provisions) H.R. 3121, the Flood Insurance Reform and Modernization Act of 2007 (all provisions) H.R. 3162, Childrens Health and Medicare Protection Act of 2007 (revenue-offset tax provisions) H.R. 3200, the National Insurance Act of 2007 (all provisions to create an optional federal insurance charter) H.R. 3355, the Homeowners Defense Act of 2007 (all provisions) H.R. 3959, To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties (all provisions) H.R. 5611, the National Association of Registered Agents and Brokers Reform Act of 2008 (all provisions) H.R. 5792, the Increasing Insurance Coverage Options for Consumers Act of 2008 (all provisions) H.R. 5840, the Insurance Information Act of 2008 (all provisions)

Client expense: $2,340,000 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Labor, Dept of (DOL), Office of Management & Budget (OMB), SENATE, Social Security Administration (SSA), Treasury, Dept of, White House Office

H.R. 1746 (Holocaust Insurance Accountability Act); H.R. 3200/S. 40; H.R. 5840.

Client expense: Not reported · Firm income: $90,000

Government targets: HOUSE OF REPRESENTATIVES, Pension Benefit Guaranty Corporation (PBGC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, White House Office

H.R. 1065, H.R. 1682, H.R. 2549, H.R. 2762, H.R. 3121, H.R. 3200, H.R. 330, H.R. 3926, H.R. 3959, H.R. 4050, H.R. 4299, H.R. 4461, H.R. 4721, H.R. 5611, H.R. 5633, H.R. 5792, H.R. 5840, H.R. 5961, H.R. 6062, H.R. 6078, H.R. 6213, H.R. 6285, H.R. 6424, H.R. 91, H.R. 920, H.R. 921, H.R. 922, H.R. 957, S. 1061, S. 1890, S. 1938, S. 2029, S. 2151, S. 2251, S. 2284, S. 2285, S. 2458, S. 2499, S. 2621, S. 3483, S. 396, S. 30, S. 929

Client expense: $454,203 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Congressional Budget Office (CBO), Federal Emergency Management Agency (FEMA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Patent & Trademark Office (PTO), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

HR91, HR330, HR920, HR921, HR922, HR957, HR1049, HR1065, HR1289, HR1682, HR2549, HR2638, HR2761, HR3121, HR3200, HR3926, HR3959, HR4050, HR4299, HR4461, HR 4721, HR5611, HR5633, HR5792, HR5840, HR5961, HR6062, HR6078, HR6213, HR6285, HR6308, HR6755, S40, S396, S1061, S1890, S1938, S2029, S2040, S2151, S2251, S2284, S2285, S2458, S2499, S2621

Client expense: $433,208 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Federal Trade Commission (FTC), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Patent & Trademark Office (PTO), SENATE, Treasury, Dept of

Optional Federal Charter for Insurance Regulation, HR5840 (Office of Insurance Information), FINRA Rule 2821 (Annuities Sales), Currency Transaction Reporting Requirements, HR3200 & S40 (National Insurance Act)

Client expense: $180,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Treasury, Dept of

S. 40/H.R. 3200, National Insurance Act of 2007, provisions related to title insurance; H.R. 5840, Insurance Information Act of 2008, entire bill.

Client expense: $30,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), SENATE

Legislation to provide for an optional federal charter for insurance, HR 3200 (National Insurance Act); HR 5840 (A Bill to Establish an Office of Insurance in the Department of Treasury) Legislation affecting consumer credit and information, HR 5633 (Nondiscriminatory Use of Consumer Reports and Consumer Information Act of 2008)

Client expense: $1,560,000 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, White House Office

S 40 and HR 3200 - The National Insurance Act; all aspects of these bills including potential problems created by a federal regulator and a preference for state-based reforms; HR 1065 and S 929 - Non-Admitted and Reinsurance Reform; support for these bills as a more efficient regulatory structure; S 1061 Homeowners Non-Coverage Disclosure Act; costs and problems; HR 5633 and HR 6062 (restrictions on insurers use of credit scoring) oppose these bills which would remove an accurate predictor of insurance claims. HR 3121, S 2284, HR 1682 Flood Insurance Reform and Modernization Act; HR 920 Multiple Peril Insurance Act; HR 921 Flood Insurance Community Outreach Grant Program; HR 922 NFIP Participation Evaluation Act; S 1890 Flood Insurance Choice Act, S 1938 National Flood Mapping Act; S 2151 Community Protection Act, S 2251 Homeowners Flood Protection Act, HR 3959 Phase-in of Actuarial rates for certain properties. HR 2638 and HR 6965 - short term extensions of the NFIP. Our interest in all these bills is to seek meaningful reform of the NFIP including updating flood maps, better enforcement, movement toward actuarially sound rates, and mitigation incentives. We oppose efforts to add a wind peril to the NFIP. HR 5611 National Association of Registered Agent and Brokers Reform Act of 2008; support for the concept of reducing costs and administrative difficulties associated with reciprocal licensing of multi-state insurance agents. HR 5840 Establish an Office of Insurance Information in the Department of the Treasury; concerns about protection of proprietary data, preemption of state laws, and the appropriate role of the federal government in regulating insurers. HR 4461 and S 2458 Community Building Code Administration Grant Act of 2007; expressed support for these bills which seek to provide funding and incentives for state and local governments to increase their building code enforcement efforts. HR 6078 The Green Act of 2008; questions about impact on the underwriting of homeowners insurance. HR 6495 Transportation and Housing Choices for Gas Price Relief Act of 2008; questions about possible federal incentives for pay-as-you-drive auto insurance.

Client expense: $80,000 · Firm income: Not reported

Government targets: Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE

Generic Biologics (S. 623; S. 1695; H.R. 1038); Health system / insurance / ERISA reform (H.R. 676; H.R. 506; H.R. 2034; H.R. 3163; S. 334; S. 1783; S. 1019; S. 2818; S. 1886; S. 2795; H.R. 6210); Health cost savings / comparative effectiveness / wellness promotion (H.R. 2184; H.R. 3162; S. 1342; S. 1753; S. 1754; H.R. 3717; H.R. 853; H.R. 2633; S. 3408); Health IT (S. 1693; H.R. 5442; H.R. 6357; H.R. 6898); High Risk Pools (S. 3230, Labor-HHS Approps.); Medicare (Medicare Advantage, electronic prescribing, sales and marketing of Medicare private insurance products (H.R. 3162, S 3101, HR 6331, HR 4296, S. 2408); medcal liability reform (S. 243, S 2662, HR 2580, HR 5480, insurance regulation (S 40, HR 5611, HR 5840), long term care (S 1758, S 2337, HR 3363); SCHIP reauthorization (HR 976, HR 3963); Health insurance tax treatment (HRAs, HSAs, FSAs, Health Care Tax Credit--HR 3920, HR 3943, HR 4341, S 1739, S 1848, HR 5719); Small business / national pooling of insurance health reform (S. 2795; H.R. 6210; H.R. 6582)

Client expense: $250,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), SENATE

HR4461/S2458: THE COMMUNITY BUILDING CODE ADMINISTRATION GRANT ACT OF 2008; ALL PROVISIONS HR493/S358: GENETIC INFORMATION NONDISCRIMINATION ACT OF 2008; ALL PROVISIONS HR3926: SAFE BUILDING CODE INCENTIVES ACT OF 2007; ALL PROVISIONS HR1776: CALL CENTER CONSUMER;S RIGHT TO KNOW ACT; ALL PROVISIONS HR3200/S40: NATIONAL INSURANCE ACT OF 2007; ALL PROVISIONS S2284: FLOOD INSURANCE REFORM AND MODERNIZATION ACT OF 2007; ALL PROVISIONS HR1424: EMERGENCY ECONOMIC STABILIZATION ACT OF 2008; ALL PROVISIONS HR5633: NONDISCRIMINATORY USE OF CONSUMER REPORTS AND CONSUMER INFORMATION ACT OF 2008; ALL PROVISIONS HR6062: PERSONAL LINES OF INSURANCE FAIRNESS ACT OF 2008; ALL PROVISIONS SAFE TEEN AND NOVICE DRIVER UNIFORM PROTECTION ACT OF 2007; ALL PROVISIONS MOTOR VEHICLE TITLING/SALVAGE; DRAFT BILL (NO NUMBER ASSIGNED) FEDERAL TRADE COMMISSION: HOMEOWNERS CREDIT-SCORING; COMPULSORY PROCESS DEPARTMENT OF TREASURY: TERRORISM RISK INSURANCE ACT OF 2002 - CONTROLLING INFLUENCE SUBMISSION; BLUEPRINT FOR FINANCIAL SERVICES REGULATORY REFORM - DISCUSSION ON SECTIONS REGARDING INSURANCE REGULATION HR5611: NATIONAL ASSOCIATION OF REGISTERED AGENTS AND BROKERS REFORM ACT OF 2008; ALL PROVISIONS HR5840: INSURANCE INFORMATION ACT OF 2008; ALL PROVISIONS OF BILL HR5792: INCREASING INSURANCE COVERAGE OPTIONS FOR CONSUMERS ACT OF 2008; ALL PROVISIONS HR3121/S2284: FLOOD INSURANCE REFORM AND MODERNIZATION ACT; ALL PROVISIONS HR3355: HOMEOWNERS DEFENSE ACT; ALL PROVISIONS S2390: FIRE SAFE COMMUNITIES ACT; ALL PROVISIONS HR2638: 2009 CONTINUING APPROPRIATIONS ACT; PROVISIONS REGARDING THE NATIONAL FLOOD INSURANCE PROGRAM EXTENSION HR6965: EXTEND THE AUTHORIZATION OF THE NATIONAL FLOOD INSURANCE PROGRAM AND FOR OTHER PURPOSES; ALL PROVISIONS HR5633: NONDISCRIMINATORY USE OF CONSUMER REPORTS AND CONSUMER INFORMATION ACT OF 2008; ALL PROVISIONS HR6062: PERSONAL LINES OF INSURANCE FAIRNESS ACT OF 2008; ALL PROVISIONS ENERGY STAR HOME CERTIFICATION; GUIDELINES FOR ENERGY EFFICIENCY

Client expense: $60,000 · Firm income: Not reported

Government targets: Environmental Protection Agency (EPA), Federal Emergency Management Agency (FEMA), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, White House Office

S 3483: PASSENGER VEHICLE LOSS DISCLOSURE ACT; LOSS DATABASE, ALL INSURANCE PROVISIONS HR 3200/S40: NATIONAL INSURANCE ACT OF 2007; ALL PROVISIONS OF THE OPTIONAL FEDERAL CHARTER FEDERAL TRADE COMMISSION: PROJECTED HOMEOWNERS CREDIT-SCORING STUDY, COMPULSORY PROCESS AND DATA DEPOSITORY CONCEPT TREASURY DEPARTMENT: REGULATORY REFORM HR 5611: NATIONAL ASSOCIATION OF REGISTERED AGENTS AND BROKERS REFORM ACT OF 2008; ALL PROVISIONS. HR 5840: THE INSURANCE INFORMATION ACT OF 2008; ALL PROVISIONS OF THE BILL HR 5792: INCREASING INSURANCE COVERAGE OPTIONS FOR CONSUMERS ACT OF 2008; ALL PROVISIONS OF THE BILL HR 2638: DEPARTMENT OF HOMELAND SECURITY APPROPRIATIONS ACT OF 2008; PROVISIONS REGARDING THE NATIONAL FLOOD INSURANCE PROGRAM EXTENSION UNTIL MARCH 6, 2009 SMALL BUSINESS ADMINISTRATION: DISASTER RELATED PROGRAMS, FINANCING MECHANISMS AND SBA LOANS, PRE-EVENT SAVINGS PROGRAMS, POST-EVENT LOANS AND INSURANCE. HR 3355: HOMEOWNERS' DEFENSE ACT OF 2007; ALL PROVISIONS OF THE BILL HR 3121/S 2284: FLOOD AND INSURANCE REFORM AND MODERNIZATION ACT OF 2007; ALL PROVISIONS OF THE BILL HR 6965: TO EXTEND THE AUTHORIZATION OF THE NATIONAL FLOOD INSURANCE PROGRAM, AND FOR OTHER PURPOSES; ALL PROVISIONS OF THE BILL HR 5633: THE NONDISCRIMINATORY USE OF CONSUMER REPORTS AND CONSUMER INFORMATION ACT OF 2008; ALL PROVISIONS OF THE BILL HR 6062: THE PERSONAL LINES OF INSURANCE FAIRNESS ACT OF 2008; ALL PROVISIONS OF THE BILL SAFE TEEN AND NOVICE DRIVER UNIFORM PROTECTION ACT (NO BILL NUMBER ASSIGNED); ALL ASPECTS OF THE BILL HR 1776: CALL CENTER CONSUMER'S RIGHT TO KNOW ACT; ALL ASPECTS OF THE BILL HR 4008: CREDIT AND DEBIT CARD RECEIPT CLARIFICATION ACT OF 2007; ALL PROVISIONS OF THE BILL GENERAL NATURAL CATASTROPHE, FLOOD AND MULTIPLE PERIL COVERAGE ISSUES GENERAL TRACKING AND MONITORING OF FINANCIAL RESCUE PACKAGE, TROUBLED ASSET RELIEF PROGRAM AND CAPITAL PURCHASE PROGRAM GENERAL FLOOD INSURANCE REAUTHORIZATION AND REFORM ISSUES TRANSPORTATION DEPARTMENT: PAY AS YOU DRIVE (PAYD) INITIATIVES AND CLIMATE CONTROL ISSUES

Client expense: $30,000 · Firm income: Not reported

Government targets: Federal Trade Commission (FTC), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Justice, Dept of (DOJ), SENATE, Small Business Administration (SBA), Transportation, Dept of (DOT), Treasury, Dept of, White House Office

Generic Biologics (s. 623; S. 1695; H.R. 1038); Health system/Insurance/ ERISA reform (H.R. 676; H.R. 506; H.R. 2034; H.R. 3163; S. 334; S. 1783; S. 1019; S. 2818; S. 1886; S. 2795; H.R. 6210); Health cost savings/comparative effectiveness/wellness promotion (H.R. 2184; H.R. 3162; S. 1342; S. 1753; S. 1754; S. 3408; H.R. 3717; H.R. 853; H.R. 2633); Health IT (S. 1693; H.R. 5442; H.R. 6357; H.R. 6898); High risk pools (S. 3230, Labor HHS Approps.); Medicare (Medicare Advantage, electronic prescribing, sales and marketing of Mediare-related private insurance products - H.R. 3162; S. 3101; H.R. 6331; H.R. 4296; s. 2408); medical liability reform (S. 243; S. 2662; H.R. 2580; H.R. 5480); insurance regulation (S. 40; H.R. 5611; H.R. 5840); Long term care (S. 2337, S. 1758; H.R. 3363); SCHIP reauthorization (H.R. 976); Health Insurance Tax Treatment (HSAs, FSAs, HRAs, Health Coverage Tax Credit - H.R. 3920; H.R. 3943; H.R. 4341; S. 1739; S. 1848; H.R. 5719); small business/national pooling of insurance health reform (s. 2795; H.R. 6210; H.R. 6582)

Client expense: $250,000 · Firm income: Not reported

Government targets: Administration on Aging, Agency for Healthcare Research & Quality (AHRQ), Centers For Medicare and Medicaid Services (CMS), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), SENATE

Generic Biologics (S. 623; S. 1695; H.R. 1038); Health system / insurance / ERISA reform (H.R. 676; H.R. 506; H.R. 2034; H.R. 3163; S. 334; S. 1783; S. 1019; S. 2818; S. 1886; S. 2795; H.R. 6210); Health cost savings / comparative effectiveness / wellness promotion (H.R. 2184; H.R. 3162; S. 1342; S. 1753; S. 1754; H.R. 3717; H.R. 853; H.R. 2633; S. 3408); Health IT (S. 1693; H.R. 5442; H.R. 6357; H.R. 6898); High Risk Pools (S. 3230, Labor-HHS Approps.); Medicare (Medicare Advantage, electronic prescribing, sales and marketing of Medicare-related private insurance products H.R. 3162; S. 3101; H.R. 6331; H.R. 4296; S. 2408); medical liability reform (S. 243; S. 2662; H.R. 2580; H.R. 5480); insurance regulation (S. 40; H.R. 5611; H.R. 5840); Long Term Care (S. 1758; S. 2337; H.R. 3363); SCHIP reauthorization (H.R. 976; H.R. 3963); Health Insurance Tax Treatment (HSAs, FSAs, HRAs, Health Coverage Tax Credit H.R. 3920; H.R. 3943; H.R. 4341; S. 1739; S. 1848; H.R. 5719); Small business / national pooling of insurance health reform (S. 2795; H.R. 6210; H.R. 6582)

Client expense: $250,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), SENATE, Treasury, Dept of

HR 3121 & S 2284, Flood Insurance Reform and Modernization Act of 2007 (All Titles); HR 6965, To extend the authorization of the national flood insurance program (All titles); S 929 & HR 1065, Nonadmitted and Reinsurance Reform Act of 2007 (All Titles); HR 5840, Insurance Reform Act of 2008 (All Titles); HR 5611, National Association of Registered Agents and Brokers Reform Act of 2008 (All Titles)

Client expense: $125,674 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

See addendum page. HR 164-all provisions relating to catastrophe reserves HR 1081-all provisions relating to insurance regulation and McCarran-Ferguson HR 1424-all provisions relating to financial crisis and financial regulation HR 2761-implementation of all provisions relating to the terrorism risk insurance HR 3121-all provisions relating to wind risk HR 3200-all provisions relating to optional federal insurance charter HR 3355-all provisions relating to natural disaster insurance HR 3997-all provisions relating to financial crisis and financial regulation HR 5069-all provisions relating to product recall costs HR 5611-all provisions relating to regulation of insurance producers HR 5840-all provisions relating to regulation of insurance S 40-all provisions relating to optional federal insurance charter S 618-all provisions relating to insurance regulation and McCarran-Ferguson S 926-all provisions relating to catastrophe reserves S 2081-all provisions relating to product recall costs S 2284-all provisions relating to wind risk The Treasury Departments Blueprint For A Modernized Financial Regulatory System

Client expense: $30,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

S.40/HR 3200 (National Insurance Act) ----support S. 618/HR 1081(to repeal McCarran-Ferguson Act)---oppose in current form HR 1746 (Holocaust Insurance Accountability Act)---oppose in current form HR 5840 (Insurance Information Act)---support

Client expense: $390,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR.3200, National Insurance Act of 2007. HR. 5840, Insurance Information Act of 2008. HR. 1424, Emergency Economic Stabilization Act of 2008 (PL 110-343).

Client expense: Not reported · Firm income: $80,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S.1395, Stop Unfair Practices in Credit Cards Act; HR.3200, National Insurance Act of 2007; HR. 5244, Credit Card Holders' Bill of Rights; HR. 5546 Credit Card Fair Fee Act of 2008; Legislation relating to credit card practices; S. 40, National Insurance Act of 2007; HR. 5840, Insurance Information Act of 2008; H.R. 5633, Nondiscriminatory Use of Consumer Reports and Consumer Information Act of 2008.

Client expense: Not reported · Firm income: $80,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S.1395, Stop Unfair Practices in Credit Cards Act; HR.3200, National Insurance Act of 2007; HR. 5244, Credit Card Holders' Bill of Rights; HR. 5546 Credit Card Fair Fee Act of 2008; Legislation relating to credit card practices; S. 40, National Insurance Act of 2007; HR. 5840, Insurance Information Act of 2008; H.R. 5633, Nondiscriminatory Use of Consumer Reports and Consumer Information Act of 2008.

Client expense: Not reported · Firm income: $80,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR.3200/S.40: National Insurance Act of 2007; HR. 5611: National Association of Registered Agents and Brokers Reform Act of 2008; S.2663: CPSC Reform Act; HR.5633: Nondiscriminatory Use of Consumer Reports and Consumer Information Act of 2008. HR. 5840, Insurance Information Act of 2008. HR. 1424: Emergency Economic Stabilization Act of 2008 (PL 110-343).

Client expense: Not reported · Firm income: $40,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S. 1061 - Homeowners Insurance Noncoverage Disclosure Act S. 545 - Passenger Vehicle Loss Disclosure Act of 2007 S. 618 - Insurance Industry Competition Act of 2007 H.R. 1081 - Insurance Industry Competition Act of 2007 S. 40 / H.R. 3200 - National Insurance Act of 2007 H.R. 1065 - Nonadmitted and Reinsurance Reform Act of 2007 S. 618 - Insurance Industry Competition Act of 2007 H.R. 5792 - Increasing Insurance Coverage Options for Consumers Act of 2008 H.R. 5611 - National Association of Registered Agents and Brokers Reform Act of 2008 (NARAB II) H.R. 5840 - Insurance Information Act H.R. 6062 - Personal Lines of Insurance Fairness Act of 2008 H.R. 6969- Offshore Reinsurance Cessions, to amend the Internal Revenue Code oof 1986 to disallow the deduction for exces non-taxed reinsurance premiums with respect to United States risks paid to affiliates.

Client expense: $612,133 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR 3200/ S 40, "National Insurance Act," regarding all provisions; HR 3363/ S 2337, "Long-Term Care Affordability and Security Act of 2008," regarding all provisions; HR 1810/ S 1366, "Consolidated Returns," regarding all provisions; S 504, "Long-Term Care Trust Account Act of 2007", regarding all provisions; HR 2582, "Qualified Long-Term Care Fairness Act of 2007", regarding all provisions; S 1758 "Community Living Assistance Services and Supports Act", regarding all provisions; HR 5559, "Long-Term Care and Security Act of 2008", regarding all provisions; HR 6237, "Tax Relief for Long-Term Care Act of 2008", regarding all provisions; HR 5543/S 1288, "Women's Retirement Security Act of 2008", regarding all provisions; HR 5840, "Insurance Information Act of 2008, regarding all provisions.

Client expense: $830,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, U.S. Trade Representative (USTR)

HR 3200/S 40 - National Insurance Act of 2007 - Optional Federal Charter proposals HR 5611 - National Association of Registered Agents and Brokers Reform Act of 2008 (NARAB II) HR 5840 - Insurance Information Act

Client expense: $280,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Education, Dept of, Federal Reserve System, Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), Office of Management & Budget (OMB), SENATE, Securities & Exchange Commission (SEC), State, Dept of (DOS), Treasury, Dept of, White House Office

INS (Legislative): H.R. 241: Association Health Plans (Johnson); H.R. 758: Breast Cancer Patient Protection Act (DeLauro) (continued) INS (Legislative) (cont.) H.R. 1081: Insurance Industry Competition Act (DeFazio); H.R. 1282: Medigap Access Improvement Act (English); H.R. 1424: Paul Wellstone Mental Health and Addiction Equity Act (Kennedy); H.R. 2412: Equity in Prescription Insurance and Contraceptive Coverage Act (Lowey); H.R. 2676: Access to Cancer Clinical Trials Act (Pryce); H.R. 2842: Childrens Health Protection Act (Schwartz); H.R. 2851: Michelles Law (Hodes) (provisions relating to continuity of coverage for college students on medical leave); H.R. 3001: Community Living Assistance Services and Supports Act (Pallone); H.R. 3195: ADA Amendments Act (Hoyer); H.R. 3200: National Insurance Act (provisions relating to regulatory reform) (Bean); H.R. 3425: Cancer Screening Coverage Act (Maloney); H.R. 4460: Health Care Choice Act (provisions relating to health insurance reforms in individual market) (Shadegg); H.R. 5550: Coverage for Young Adult Dependents of Federal Employees (Davis); H.R. 5781: Federal Employees Paid Parental Leave Act (Maloney) (provisions relating to disability study); H.R. 5840: Insurance Information Act (Kanjorski) (provisions relating to federal Office of Insurance Information); H.R. 5938: Identity Theft Enforcement and Restitution Act (Conyers); H.R. 6049: Energy Improvement and Extension Act (provisions relating to mental health parity); H.R. 6071: Health Care Consumer Protection Act (Forbes) (provisions relating to reinstatement of health insurance following nonpayment of premiums); H.R. 6142: Lawsuits Against Employer-Sponsored Disability Benefit Plans (Andrews); H.R. 6210: Small Business Health Options Program Act (Kind-English); H.R. 6528: Health Insurance Coverage Protection Act (Eshoo) (provisions relating to limitations on lifetime limits); H.R. 6582: Small Business CHOICE Act (Velazquez) (provisions relating to health insurance); H.R. 6908: Health Insurance Restrictions and Limitations Clarifications Act (Burgess) (provisions relating to disclosure rules for coverage exclusions); H.R. 6983: Paul Wellstone and Pete Domenici Mental Health Parity and Addiction Equity Act (Kennedy) (provisions relating to mental health parity); H.R. 7129: Several Approaches to Reduce the Uninsured Act (Andrews) (relating to state regulation of employer-sponsored health benefits); S. 40: National Insurance Act (provisions relating to regulatory reform) (Sununu); S. 46: Affordability in the Individual Market Act (provisions relating to HSAs) (Ensign); S. 239: Notification of Risk to Personal Data Act (Feinstein); S. 400: Michelle's Law (provisions relating to continuity of coverage for college students on medical leave) (Sununu); S. 459: Breast Cancer Patient Protection Act (Snowe); S. 495: Personal Data Privacy and Security Act (Leahy); S. 558: Mental Health Parity Act (Domenici); S. 616: HIPAA Recreational Injury Technical Correction Act (Collins); S. 618: Insurance Industry Competition Act (Leahy); S. 1076: HIPAA Recreational Injury Technical Correction Act (Burgess); S. 1178: Identity Theft Protection Act (Inouye); S. 1260: Data Security Act (Carper); S. 1298: Healthy Businesses, Healthy Workers Reinsurance Act (Kerry); S. 1588: Children's Access to Reconstructive Evaluation and Surgery Act (Landrieu); S. 1758: Community Living Assistance Services and Supports Act (Kennedy); S. 1814: Health Information Privacy and Security Act (Leahy); S. 2168: Identify Theft Enforcement and Restitution Act (Leahy); S. 2236: Preexisting Condition Exclusion Patient Protection Act (Rockefeller); S. 2268: Long Term Care Insurance Integrity Act (Klobuchar); S. 2477: Health Care Choice Act (DeMint); S. 2706: Health Insurance Coverage Protection Act (Dorgan); S. 2795: Small Business Health Options Program Act (Durbin-Snowe); S. 2818: Small Business Health Plans Act (Enzi); S. 2948: Small Business Empowerment Act (Brown) (provisions relating to health coverage for small employers); S. 2999: Access to Cancer Clinical Trials Act (Brown); S. 3068: Equity in Prescription Insurance and Contraceptive Coverage Act (Snowe); S. 3115: Childrens Health Protection Act (Lautenberg); S. 3335: Jobs, Energy, Families, and Disaster Relief Act (provisions relating to mental health parity); S. 3554: Affordable Coverage for Small Employers Act (Smith) (provisions relating to insurance reforms, tax credits); S. 3559: Continuing Coverage Act (Coleman) (relating to third party review for rescission decisions); S. 3712: Mental Health Parity (Kennedy) (relating to a technical correction); DRAFT Senate Bill (Grassley) relating to disclosure of employee health insurance costs; Draft Senate Health Care Reform Proposal (Baucus) (relating to access, quality, and affordability issues). INS (Regulatory) Insurance regulatory reform; issues related to the coordination of private and public disability income benefits; disability risk management; issues relating to the coordination of benefits between private health insurance plans and Medicaid; crossover fees for Medigap claims; Medigap carrier recoveries related to CMS fraud and abuse enforcement activities, and issues related to Medigap educational materials; and implementation of the Mental Health Parity Act requirements.

Client expense: $2,240,000 · Firm income: Not reported

Government targets: Agency for Healthcare Research & Quality (AHRQ), Centers For Medicare and Medicaid Services (CMS), Drug Enforcement Administration (DEA), Executive Office of the President (EOP), Federal Trade Commission (FTC), Food & Drug Administration (FDA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Internal Revenue Service (IRS), Labor, Dept of (DOL), Office of Personnel Management (OPM), SENATE, Social Security Administration (SSA), Treasury, Dept of

Insurance Regulation issues including: S.40 National Insurance Act of 2007 H.R.3200 National Insurance Act of 2007 S.929 Non-admitted and Reinsurance Reform Act of 2007 Insurance Regulation issues continued: H.R.1065 - Non-admitted and Reinsurance Reform Act of 2007 H.R.5611 National Association of Registered Agents and Brokers Reform Act of 2008 H.R.5840 Insurance Information Act of 2008 H.R.5792 Increasing Insurance Coverage Options for Consumers Act of 2008 Natural Catastrophe/Flood Insurance issues including: S.292 Commission on Catastrophic Disaster Risk and Insurance Act of 2007 H.R.537 Commission on Catastrophic Disaster Risk and Insurance Act of 2007 S.2286 Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 H.R.3644 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 H.R.330 Homeowners Insurance Availability Act of 2007 S.927 Catastrophe Savings Accounts Act of 2007 H.R.1787 Catastrophe Savings Accounts Act of 2007 H.R.91 Homeowners Insurance Protection Act of 2007 S.928 Homeowners Protection Act of 2007 H.R.920 Multiple Peril Insurance Act of 2007 H.R.164 - Policyholder Disaster Protection Act of 2007 S.926 - Policyholder Disaster Protection Act of 2007 S.2328 - Property Mitigation Assistance Act of 2007 H.R.3355 Homeowners Defense Act of 2007 S.2310 - Homeowners' Defense Act of 2007 S.2327 - Homeowners Insurance Assistance Act of 2007 H.R.3121 Flood Insurance Reform and Modernization Act of 2007 S.2284 - Flood Insurance Reform and Modernization Act of 2007 H.R.922-National Flood Insurance Program Participation Evaluation Act of 2007 S.1890 Flood Insurance Choice Act of 2007 H.R.1682 Flood Insurance Reform and Modernization Act of 2007 S.1890 - Flood Insurance Choice Act of 2007 H.R.3959 - To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties. S.1061 - Homeowners' Insurance Noncoverage Disclosure Act H.R.2638 Consolidated Security, Disaster Assistance and Continuing Appropriations Act of 2009 (NFIP extension) Auto issues including: S.545 - Passenger Vehicle Loss Disclosure Act H.R.2811 - Passenger Vehicle Loss Disclosure Act Workers Compensation issues including: H.R.2549 Medicare Secondary Payer and Workers Compensation Settlement Agreements Act of 2007 H.R.3963 - Children's Health Insurance Program Reauthorization Act of 2007 Health Insurance issues including: S.558 Mental Health Parity Act of 2007 H.R.1424 To amend section 712 of the Employee Retirement Income Security Act of 1974, section 2705 of the Public Health Service Act, section 9812 of the Internal Revenue Code of 1986 TRICARE issues Underwriting issues including: H.R.5633 - Nondiscriminatory Use of Consumer Reports and Consumer Information Act of 2008 H.R.6062 Personal Lines of Insurance Fairness Act H.R.3056 The Social Security Number Privacy and Identity Theft Prevention Act S.3001 Duncan Hunter National Defense Authorization Act for FY09 S.AMDT.5466 Prohibition on Discrimination in Life Insurance

Client expense: $690,000 · Firm income: Not reported

Government targets: Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

H.R. 920 Multiple Peril Insurance Act; provisions relating to wind coverage H.R. 1065 Nonadmitted and Reinsurance Reform Act of 2007; provisions relating to reinsurance coverage by domestic insurers H.R. 1081 Insurance Industry Competition Act of 2007; entire bill H.R. 2638, Consolidated Security, Disaster Assistance, and Continuing Appropriations Act, 2009; provisions relating to a short-term extension of the National Flood Insurance Program H.R. 3121 Flood Insurance Reform & Modernization Act of 2007; provisions relating to NFIP and wind coverage H.R. 3200 National Insurance Act of 2007; entire bill H.R. 3355 - Homeowners Defense Act; provisions relating to state reserves and underwriting requirements H.R. 5611 - The National Association Of Registered Agents And Brokers (NARAB) Reform Act; entire bill H.R. 5633 - Nondiscriminatory Use of Consumer Reports and Consumer Information Act of 2008; provisions relating to insurance underwriting of auto and home coverage H.R. 5638 A bill to amend title 35, United States Code, to create an exception from infringement for certain component parts used to repair another article of manufacture; entire bill H.R. 5840 - The Insurance Information Act of 2008; entire bill H.R. 6062 Personal Lines of Insurance Fairness Act; provisions relating to insurance underwriting of auto and home coverage H.R. 6078, Green Resources for Energy Efficient Neighborhoods (GREEN) Act of 2008; provisions affecting homeowners insurance H.R. 6965 - To extend the authorization of the national flood insurance program, and for other purposes; provisions relating to NFIP S. 40 - National Insurance Act of 2007; entire bill S. 334 - Healthy Americans Act; provisions relating to long-term care S. 618 - Insurance Industry Competition Act of 2007; entire bill S. 2284 - Flood Insurance Reform and Modernization Act of 2007; provisions relating to NFIP

Client expense: $160,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 3046, Social Security Number Privacy and Identity Theft Protection Act of 2007, All provisions H.R. 5840, Insurance Information Act, All provisions H.R. 1065, Non-Admitted and Reinsurance Reform Act of 2007, All provisions H.R. 3200, National Insurance Act of 2007, All provisions H.R. 5611, National Association of Registered Agents and Brokers Reform Act of 2008, All provisions S. 40, National Insurance Act of 2007, All provisions S. 349, Small Business and Work Opportunity Act of 2007, All provisions S. 929, Nonadmitted and Reinsurance Reform Act of 2007, All provisions S. 1753, Healthy Workforce Act of 2007, All provisions S. 1865, Life Insurance Fairness for Travelers Act of 2007, All provisions S. 1893, Childrens Health Insurance Program Reauthorization Act of 2007, All provisions S. 2285, Terrorism Risk Insurance Program Reauthorization Act of 2007, All provisions

Client expense: $1,710,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Executive Office of the President (EOP), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), Natl Security Council (NSC), SENATE, State, Dept of (DOS), Treasury, Dept of, U.S. Trade Representative (USTR)

Optional Federal Charter, H.R. 3200, the National Insurance Act of 2007 S. 40, the National Insurance Act of 2007 Terrorism Insurance Reauthorization Flood Insurance, H.R. 1682, the Flood Insurance Reform & Modernization Act of 2007 H.R. 3121, the Flood Insurance Reform & Modernization Act of 2007, Long Term Care, H.R. 3363, Long-Term Care Affordability & Security Act of 2007 & S. 2337 H.R. 5840 Insurance Information Act of 2008 S. 2284, Flood Insurance Reform & Modernization Act of 2007

Client expense: $1,600,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Council of Economic Advisers (CEA), Environmental Protection Agency (EPA), Farm Credit Administration, Federal Accounting Standards Advisory Board (FASAB), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Natl Economic Council (NEC), Office of Management & Budget (OMB), Office of Personnel Management (OPM), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), Patent & Trademark Office (PTO), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office, U.S. Trade Representative (USTR), White House Office

Improving the efficiency of the current regulatory system, whether by modifying the existing state system, creating an optional federal charter for insurance companies or through the creation of a Federal Office of Insurance Information. National Insurance Act of 2007, S. 40/H.R. 3200 Insurance Information Act of 2008, H.R. 5840 Flood Insurance Reform and Modernization Act of 2007, H.R. 1682, and the Flood Insurance Reform Modernization Act of 2007, S. 2284, which would reauthorize the flood program for 5 years and modernize the program (e.g., require that more insureds pay an actuarial price for coverage). Temporary extension of flood program enacted as part of the Continuing Resolution, P.L. 110-329. We have also addressed the related issue of whether companies offering property insurance and related coverage in coastal areas and participating as "Write Your Own" carriers for the National Flood Insurance Program (NFIP) have properly processed claims arising out of the 2005 hurricanes. H.R. 902, the "Multiple Peril Insurance Act of 2007," which would expand the NFIP to provide wind coverage to coastal residents. Federal Backstop for Natural Catastrophe - H.R. 3355, "Homeowners' Defense Act of 2007," which would create a 3-pronged federal backstop for natural catastrophes. Also, the "Homeowners Insurance Protection Act of 2007," H.R. 91/S. 928, would authorize the Treasury Department to sell catastrophic reinsurance to state catastrophe funds. Study Commissions on Natural Catastrophe Insurance (H.R. 5371/S. 292) under these proposals Congress would authorize a commission to study the various disaster insurance ideas to determine which of them represent the best public policy choices. S. 618/H.R. 1081, the "Insurance Industry Competition Act," which would repeal the McCarran-Ferguson Act's antitrust exemption and subject the insurance industry to Federal Trade Commission regulation.

Client expense: $480,000 · Firm income: Not reported

Government targets: Bureau of Justice Assistance, Centers For Medicare and Medicaid Services (CMS), Federal Emergency Management Agency (FEMA), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Justice, Dept of (DOJ), Office of Thrift Supervision (OTS), SENATE

S. 40, the National Insurance Act (all provisions) S. 926, the Policyholder Disaster Protection Act of 2007 (allowing insurance companies to make tax deductible contributions to a tax-exempt policyholder disaster protection fund) S. 928, the Homeowners Protection Act of 2007 (creating a federal backstop for state natural catastrophe insurance programs) S. 929, the Nonadmitted and Reinsurance Reform Act (all provisions) S. 930, the Hurricane and Tornado Mitigation Investment Act of 2007 (all provisions) S. 931, the National Hurricane Research Initiative Act of 2007 (all provisions) S. 2047, the Flood Insurance Disclosure Act of 2007 (all provisions) S. 2284, the Flood Insurance Reform and Modernization Act of 2007 (all provisions) S. 2327, the Homeowners Insurance Assistance Act of 2007 (all provisions) H.R. 1065, the Nonadmitted and Reinsurance Reform Act (all provisions) H.R. 1682, the Flood Insurance Reform and Modernization Act of 2007 (all provisions) H.R. 1787, the Catastrophe Savings Accounts Act of 2007 (all provisions) H.R. 2895, the National Affordable Housing Trust Fund Act of 2007 (all provisions) H.R. 3121, the Flood Insurance Reform and Modernization Act of 2007 (all provisions) H.R. 3162, Childrens Health and Medicare Protection Act of 2007 (revenue-offset tax provisions) H.R. 3200, the National Insurance Act of 2007 (all provisions to create an optional federal insurance charter) H.R. 3355, the Homeowners Defense Act of 2007 (all provisions) H.R. 3959, To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties (all provisions) H.R. 5611, the National Association of Registered Agents and Brokers Reform Act of 2008 (all provisions) H.R. 5792, the Increasing Insurance Coverage Options for Consumers Act of 2008 (all provisions) H.R. 5840, the Insurance Information Act of 2008 (all provisions)

Client expense: $1,930,000 · Firm income: Not reported

Government targets: Defense, Dept of (DOD), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Justice, Dept of (DOJ), Labor, Dept of (DOL), Office of Management & Budget (OMB), SENATE, Social Security Administration (SSA), Treasury, Dept of, White House Office

H.R. 1065, H.R. 1682, H.R. 2549, H.R. 2762, H.R. 3121, H.R. 3200, H.R. 330, H.R. 3926, H.R. 3959, H.R. 4050, H.R. 4299, H.R. 4461, H.R. 4721, H.R. 5611, H.R. 5633, H.R. 5792, H.R. 5840, H.R. 5961, H.R. 6062, H.R. 6078, H.R. 6213, H.R. 6285, H.R. 6424, H.R. 91, H.R. 920, H.R. 921, H.R. 922, H.R. 957, S. 1061, S. 1890, S. 1938, S. 2029, S. 2151, S. 2251, S. 2284, S. 2285, S. 2458, S. 2499, S. 2621, S. 3483, S. 396, S. 30, S. 929

Client expense: $454,203 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Congressional Budget Office (CBO), Federal Emergency Management Agency (FEMA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Patent & Trademark Office (PTO), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Generic Biologics (S. 623; S. 1695; H.R. 1038); Health system / insurance / ERISA reform (H.R. 676; H.R. 506; H.R. 2034; H.R. 3163; S. 334; S. 1783; S. 1019; S. 2818; S. 1886; S. 2795; H.R. 6210); Health cost savings / comparative effectiveness / wellness promotion (H.R. 2184; H.R. 3162; S. 1342; S. 1753; S. 1754; H.R. 3717; H.R. 853; H.R. 2633); Health IT (S. 1693; H.R. 5442; H.R. 6357; H.R. 6898); High Risk Pools (S. 3230, Labor-HHS Approps.); Medicare (Medicare Advantage, electronic prescribing, sales and marketing of Medicare-related private insurance products H.R. 3162; S. 3101; H.R. 6331; H.R. 4296; S. 2408); medical liability reform (S. 243; S. 2662; H.R. 2580; H.R. 5480); insurance regulation (S. 40; H.R. 5611; H.R. 5840); Long Term Care (S. 2337; H.R. 3363); SCHIP reauthorization (H.R. 976); Health Insurance Tax Treatment (HSAs, FSAs, HRAs, Health Coverage Tax Credit H.R. 3920; H.R. 3943; H.R. 4341; S. 1739; S. 1848; H.R. 5719); Small business / national pooling of insurance health reform (S. 2795; H.R. 6210; H.R. 6582); Comparative effectiveness (S. 3408); SCHIP reauthorization (H.R. 976; H.R. 3963)

Client expense: $250,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), SENATE

S. 40/H.R. 3200, National Insurance Act of 2007, provisions related to title insurance; H.R. 5840, Insurance Information Act of 2008, entire bill.

Client expense: $30,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), SENATE

Insurance regulation including H.R. 5840, Insurance Information Act of 2008; H.R. 5611, The National Association of Registered Agents and Brokers Reform Act of 2008; S.40 and H.R.3200, National Insurance Act of 2007

Client expense: Not reported · Firm income: $40,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR.3121, Flood Insurance Reform and Modernization Act of 2007 HR.3355, Homeowners' Defense Act of 2007 S.40, National Insurance Act of 2007 HR.5633, Nondiscriminatory Use of Consumer Reports and Consumer Information Act of 2008 HR.3200, National Insurance Act of 2007 HR. 5840, Insurance Information Act of 2008 HR. 5792, Increasing Insurance Coverage Options for Consumers Act of 2008 HR. 5611, National Association of Registered Agents and Brokers Reform Act of 2008 Cargo theft insurance issues

Client expense: Not reported · Firm income: $60,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

*HR 1746, Holocaust Insurance Accountability Act of 2007 - all provisions *HR 3200, National Insurance Act of 2007 - all provisions *HR 1065, Nonadmitted and Reinsurance Reform Act - all provisions *HR 5840, Insurance Information Act of 2008 - all provisions *HR 6213, Reinsurance International Solvency Standards Evaluation Board Act of 2008 - all provisions *Climate change-related legislation (no specific legislation) - provisions related to carbon dioxide emissions controls *Natural Catastrophe related legislation (HR 3355- The Homeowners Defense Act of 2007; HR 164, The Policyholder Disaster Protection Act; HR 330, Homeowners Insurance Availability Act; HR3959, Amendments to the National Flood Insurance Program) - provisions related to the establishment of federal government-sponsored insurance program for natural catastrophe damages and related financing proposals *S2284/HR3121, Flood Insurance Reform and Modernization Act of 2007 - all provisions *HR 6969 Related party reinsurance - provisions related to foreign taxation

Client expense: $280,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Insurance Industry Competitiveness: S. 618 - Insurance Industry Competition Act of 2007 H.R 1081 - Insurance Industry Compeition Act of 2007 Insurance Regulation: H.R. 1065 - Nonadmitted & Reinsurance Reform Act of 2007 (Surplus Lines) S. 40 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 3200 - National Insurance Act of 2007 (Optional Federal Charter) H.R. 5840 - Insurance Information Act of 2008 (Creation of an Insuranc Information Office in Treasury to pre-empt state laws that contravene established international agreement) H.R. 5611 - National Association of Registered Agents and Brokers Reform Act of 2008 (Registration of insurance brokers across state lines) H.R. 5792 - Increasing Insurance Coverage Options for Consumers Act of 2008 (Allows commercial real estate owners to form risk retention groups for real property) National Flood Insurance Program Extension & Modifications: National Flood Insurance Program Extended until March, 2009 as part of Continuing Resolution in Sept. 2008. Ongoing lobbying activity related to modifications to the NFIP and issues contained in below bills in anticipation of program expiration in March: H.R. 1682 - The Flood Insurance Reform & Modernization Act of 2007 S. 920 - Multiple Peril Insurance Act of 2007 H.R. 91 - Homeowners Protection Act of 2007 H.R. 3121 - The Flood Insurance Reform & Modernization Act of 2007 S. 2284 - The Flood Insurance Reform & Modernization Act of 2007 S. 1938 - The National Flood Mapping Act of 2007 H.R. 3959 - To amend the National Flood Insurance Act of 1968 to provide for the phase-in of actuarial rates for certain pre-FIRM properties. H.R. 2638 - Department of Homeland Security Appropriations Act, 2008 (Continuing Resolution that authorized extension of the National Flood Insurance Program beyond 9/30/08 expiration date) Homeowners' Insurance Affordability & Availability: S. 926 - Policyholder Disaster Protection Act of 2007 S. 928 - Homewoners Protection Act of 2007 H.R. 164 - Policyholder Disaster Protection Act of 2007 H.R. 330 - Homeowners Insurance Availability Act of 2007 S. 2327 - Homeowners Insurance Assistance Act of 2007 Establishment of a National Catastrophe Commission: S. 2286 - Commission on Natural Catastrophe Risk Management and Insurance Act of 2007 S. 292 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 537 - Commission on Catastrophic Disaster Risk & Insurance Act of 2007 H.R. 3355 - Homeowners' Defense Act of 2007 S. 2310 - Homeowners' Defense Act of 2007

Client expense: $6,520,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Bureau of Land Management (BLM), Environmental Protection Agency (EPA), Farm Credit Administration, Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Housing Finance Agency (FHFA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Internal Revenue Service (IRS), Labor, Dept of (DOL), Office of Management & Budget (OMB), SENATE, Small Business Administration (SBA), Treasury, Dept of, U.S. Agency for International Development (USAID), Veterans Affairs, Dept of (VA), White House Office

Disability and Long-Term Care claims processing practices; Long-Term Care - current legislation and issues as they relate to the insurance industry; Optional Federal Charter - all issues relating to insurance industry; Disability - all aspects relating to the insurance industry; Privacy - current legislation and issues relating to the insurance industry; HR. 5840 - to establish an Office of Insurance Information in the Dept. of the Treasury; Regulatory Reform - specifically as it relates to the insurance industry

Client expense: $280,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR3997 HR1424 HR3200 S40 Support of an Optional Federal Charter for insurers. HR1065 S929 Non Admitted and Reinsurance Reform Act Supports modernization of surplus lines insurance. HR5840 Supports legislation creating an Office of Insurance Information. HR5611 National Association of Registered Agents and Brokers Reform Act.

Client expense: Not reported · Firm income: $50,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 5840 - Insurance Information Act of 2008 - All provisions; S 40/H.R. 3200 - National Insurance Act - All provisions HR 5792 - Increasing Insurance Coverage Options for Consumers Act - All provisions; S. 681/HR 1081 - Insurance Industry Competition Act of 2007 - All provisions; Treasury Blueprint for Financial Services Modernization

Client expense: Not reported · Firm income: $21,000

Government targets: Centers For Medicare and Medicaid Services (CMS), HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), SENATE, Treasury, Dept of

FEDERAL TRADE COMMISSION: PROJECTED HOMEOWNERS CREDIT SCORING; ALTERNATIVE TO COMPULSORY PROCESS OFFICE OF MANAGEMENT AND BUDGET: IMPACT OF THE PAPERWORK REDUCTION ACT AS IT APPLIES TO THE FEDERAL TRADE COMMISSION COMPULSORY PROCESS DEPARTMENT OF TREASURY: BLUEPRINT FOR FINANCIAL SERVICES REGULATORY REFORM; SECTIONS ON INSURANCE REGULATION HR5611: NATIONAL ASSOCIATION OF REGISTERS AGENTS AND BROKERS REFORM ACT OF 2008; ALL PROVISIONS HR3200/S40: NATIONAL INSURANCE ACT OF 2007; ALL PROVISIONS OF OPTIONAL FEDERAL CHARTER S3236: MEDICARE, MEDICAID EXTENSION ACT OF 2008; SECTION 111 AND PROVISIONS FOR LIABILITY INSURANCE HR5840: INSURANCE INFORMATION ACT OF 2008; ALL PROVISIONS HR5792: INCREASING INSURANCE COVERAGE OPTIONS FOR CONSUMERS ACT OF 2008; ALL PROVISIONS HR3121/S2284: FLOOD INSURANCE REFORM AND MODERNIZATION ACT OF 2007; ALL PROVISIONS HR3355: THE HOMEOWNERS DEFENSE ACT OF 2007; ALL PROVISIONS S2390: FIRE SAFE COMMUNITIES ACT; ALL PROVISIONS HR5633: NONDISCRIMINATORY USE OF CONSUMER REPORTS AND CONSUMER INFORMATION ACT OF 2008; ALL PROVISIONS HR 6062: PERSONAL LINES OF INSURANCE FAIRNESS ACT OF 2008; ALL PROVISIONS OF THE BILL HR 4461: COMMUNITY BUILDING CODE ADMINISTRATION GRANT ACT OF 2008; ALL PROVISIONS HR3926: SAFE BUILDING CODE INCENTIVES ACT OF 2007; ALL PROVISIONS HR493/S358: GENETIC INFORMATION NONDISCRIMINATION ACT OF 2008; ALL PROVISIONS MOTOR VEHICLE TITLING/SALVAGE, DRAFT BILL (NO NUMBER ASSIGNED)

Client expense: $80,000 · Firm income: Not reported

Government targets: Federal Emergency Management Agency (FEMA), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB), SENATE, Treasury, Dept of, White House Office