Fixed Indexed Annuities and Insurance Products Classification Act of 2009

H.R. 200/S. 61: HELPING FAMILIES SAVE THEIR HOMES IN BANKRUPTCY ACT OF 2009; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 225: EMERGENCY HOMEOWNERSHIP AND EQUALITY PROTECTION ACT; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 703: TO PROMOTE BANK LIQUIDITY AND LENDING THROUGH DEPOSIT INSURANCE, THE HOPE FOR HOMEOWNERS PROGRAM AND OTHER ENHANCEMENTS; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 788: TO PROVIDE SAFE HARBOR FOR MORTGAGE SERVICERS WHO ENGAGE IN SPECIFIED MORTGAGE LOAN MODIFICATIONS, AND FOR OTHER PURPOSES; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 977: DERIVATIVES MARKETS TRANSPARENCY AND ACCOUNTABILITY ACT OF 2009; PROVISIONS RELATED TO REGULATORY REFORM H.R. 1039: PROMOTING HEALTH INFORMATION TECHNOLOGY ACT OF 2009; PROVISIONS RELATED TO PRIVACY H.R. 1705/S. 566: FINANCIAL PRODUCT SAFETY COMMISSION ACT OF 2009; PROVISIONS RELATED TO REGULATORY REFORM H.R. 2221: DATA ACCOUNTABILITY AND TRUST ACT; PROVISIONS RELATED TO DATA SECURITY BREACH H.R. 2571/S. 1363: NONADMITTED AND REINSURANCE REFORM ACT OF 2009; PROVISIONS RELATED TO STREAMLINING REINSURANCE REGULATION H.R. 2733/S. 1389: FIXED INDEXED ANNUITIES AND INSURANCE PRODUCTS CLASSIFICATION ACT OF 2009; PROVISIONS RELATED TO ANNUITIES REGULATION (SEC RULE 151A) H.R. 3399: TO AMEND THE INTERNAL REVENUE CODE OF 1986 TO PERMIT THE CONSOLIDATION OF LIFE INSURANCE COMPANIES WITH OTHER COMPANIES; PROVISIONS RELATED TO TAXATION OF LIFE INSURANCE COMPANIES H.R. 3506: ELIMINATE PRIVACY NOTICE CONFUSION ACT; ISSUES RELATED TO DATA SECURITY BREACH H.R. 3596/S. 1681: HEALTH INSURANCE INDUSTRY ANTITRUST ENFORCEMENT ACT OF 2009; PROVISIONS RELATED TO INSURANCE ANTI-TRUST REGULATIONS (MCCARRON-FERGUSON) AND PRIVACY H.R. 3669: EMPLOYER-OWNED LIFE INSURANCE LIMITATION ACT; PROVISIONS RELATED TO COMPANY OWNED LIFE INSURANCE H.R. 3763: TO AMEND THE FAIR CREDIT REPORTING ACT TO PROVIDE FOR AN EXCLUSION FROM RED FLAG GUIDELINES FOR CERTAIN BUSINESSES; PROVISIONS RELATED TO HEALTH CARE H.R. 4173: DODD-FRANK WALL STREET REFORM AND CONSUMER PROTECTION ACT (FKA: RESTORING AMERICAN FINANCIAL STABILITY ACT OF 2010); ALL PROVISIONS OF THE BILL H.R. 4596: HOLOCAUST INSURANCE ACCOUNTABILITY ACT OF 2010; PROVISIONS RELATED TO INSURANCE REGULATORY REFORM H.R. 5993: SECURING AMERICA'S VETERANS INSURANCE NEEDS AND GOALS (SAVINGS) ACT OF 2010; ALL PROVISIONS OF THE BILL H.CON.RES. 89: SUPPORTING THE GOALS AND OBJECTIVES OF THE PRAGUE CONFERENCE ON HOLOCAUST ERA ASSETS; PROVISIONS RELATED TO HOLOCAUST CLAIMS PERTAINING TO POLICIES ISSUED BY PARENT COMPANY, AEGON NV S. 139: DATA BREACH NOTIFICATION ACT; PROVISIONS RELATED TO DATA SECURITY BREACH S. 179: HEALTH INFORMATION TECHNOLOGY ACT OF 2009; PROVISIONS RELATED TO PRIVACY S. 272: DERIVATIVES TRADING INTEGRITY ACT OF 2009; PROVISIONS RELATED TO DERIVATIVES S.344: HEDGE FUND TRANSPARENCY ACT; PROVISIONS RELATED TO REGULATORY REFORM S. 444: NATIONAL HEALTH INFORMATION TECHNOLOGY AND PRIVACY ADVANCEMENT ACT OF 2009; PROVISIONS RELATED TO PRIVACY S. 1490: PERSONAL DATA PRIVACY AND SECURITY ACT OF 2009; PROVISIONS RELATED TO PRIVACY S. 3098: PROTECT OUR RECOVERY THROUGH OVERSIGHT OF PROPRIETARY (PROP) TRADING ACT OF 2010; PROVISIONS RELATED TO REGULATORY REFORM S. 3217: RESTORING AMERICAN FINANCIAL STABILITY ACT OF 2010; PROVISIONS RELATED TO REGULATORY REFORM

Client expense: $380,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 200/S. 61: HELPING FAMILIES SAVE THEIR HOMES IN BANKRUPTCY ACT OF 2009; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 225: EMERGENCY HOMEOWNERSHIP AND EQUALITY PROTECTION ACT; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 703: TO PROMOTE BANK LIQUIDITY AND LENDING THROUGH DEPOSIT INSURANCE, THE HOPE FOR HOMEOWNERS PROGRAM AND OTHER ENHANCEMENTS; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 788: TO PROVIDE SAFE HARBOR FOR MORTGAGE SERVICERS WHO ENGAGE IN SPECIFIED MORTGAGE LOAN MODIFICATIONS, AND FOR OTHER PURPOSES; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 977: DERIVATIVES MARKETS TRANSPARENCY AND ACCOUNTABILITY ACT OF 2009; PROVISIONS RELATED TO REGULATORY REFORM H.R. 1039: PROMOTING HEALTH INFORMATION TECHNOLOGY ACT OF 2009; PROVISIONS RELATED TO PRIVACY H.R. 1705/S. 566: FINANCIAL PRODUCT SAFETY COMMISSION ACT OF 2009; PROVISIONS RELATED TO REGULATORY REFORM H.R. 2221: DATA ACCOUNTABILITY AND TRUST ACT; PROVISIONS RELATED TO DATA SECURITY BREACH H.R. 2571/S. 1363: NONADMITTED AND REINSURANCE REFORM ACT OF 2009; PROVISIONS RELATED TO STREAMLINING REINSURANCE REGULATION H.R. 2733/S. 1389: FIXED INDEXED ANNUITIES AND INSURANCE PRODUCTS CLASSIFICATION ACT OF 2009; PROVISIONS RELATED TO ANNUITIES REGULATION (SEC RULE 151A) H.R. 3399: TO AMEND THE INTERNAL REVENUE CODE OF 1986 TO PERMIT THE CONSOLIDATION OF LIFE INSURANCE COMPANIES WITH OTHER COMPANIES; PROVISIONS RELATED TO TAXATION OF LIFE INSURANCE COMPANIES H.R. 3506: ELIMINATE PRIVACY NOTICE CONFUSION ACT; ISSUES RELATED TO DATA SECURITY BREACH H.R. 3596/S. 1681: HEALTH INSURANCE INDUSTRY ANTITRUST ENFORCEMENT ACT OF 2009; PROVISIONS RELATED TO INSURANCE ANTI-TRUST REGULATIONS (MCCARRON-FERGUSON) AND PRIVACY H.R. 3669: EMPLOYER-OWNED LIFE INSURANCE LIMITATION ACT; PROVISIONS RELATED TO COMPANY OWNED LIFE INSURANCE H.R. 3763: TO AMEND THE FAIR CREDIT REPORTING ACT TO PROVIDE FOR AN EXCLUSION FROM RED FLAG GUIDELINES FOR CERTAIN BUSINESSES; PROVISIONS RELATED TO HEALTH CARE H.R. 4173: DODD-FRANK WALL STREET REFORM AND CONSUMER PROTECTION ACT (FKA: RESTORING AMERICAN FINANCIAL STABILITY ACT OF 2010); ALL PROVISIONS OF THE BILL H.R. 4596: HOLOCAUST INSURANCE ACCOUNTABILITY ACT OF 2010; PROVISIONS RELATED TO INSURANCE REGULATORY REFORM H.CON.RES. 89: SUPPORTING THE GOALS AND OBJECTIVES OF THE PRAGUE CONFERENCE ON HOLOCAUST ERA ASSETS; PROVISIONS RELATED TO HOLOCAUST CLAIMS PERTAINING TO POLICIES ISSUED BY PARENT COMPANY, AEGON NV S. 139: DATA BREACH NOTIFICATION ACT; PROVISIONS RELATED TO DATA SECURITY BREACH S. 179: HEALTH INFORMATION TECHNOLOGY ACT OF 2009; PROVISIONS RELATED TO PRIVACY S. 272: DERIVATIVES TRADING INTEGRITY ACT OF 2009; PROVISIONS RELATED TO DERIVATIVES S.344: HEDGE FUND TRANSPARENCY ACT; PROVISIONS RELATED TO REGULATORY REFORM S. 444: NATIONAL HEALTH INFORMATION TECHNOLOGY AND PRIVACY ADVANCEMENT ACT OF 2009; PROVISIONS RELATED TO PRIVACY S. 1490: PERSONAL DATA PRIVACY AND SECURITY ACT OF 2009; PROVISIONS RELATED TO PRIVACY S. 3098: PROTECT OUR RECOVERY THROUGH OVERSIGHT OF PROPRIETARY (PROP) TRADING ACT OF 2010; PROVISIONS RELATED TO REGULATORY REFORM S. 3217: RESTORING AMERICAN FINANCIAL STABILITY ACT OF 2010; PROVISIONS RELATED TO REGULATORY REFORM

Client expense: $380,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S. 139 Data Breach Notification Act S. 1074 Shareholder Bill of Rights Act of 2009 (proxy access) S. 1389 Fixed Indexed Annuities and Insurance Products Classification Act of 2009 S. 1964 Mutual Fund Transparency Act of 2009 S. 3258 Modernizing and Strengthening Investor Protection Act of 2010 S. 3742 Data Security and Breach Notification Act of 2010 H.R. 1160 Money Market Fund Parity Act of 2009 H.R. 2221 Data Accountability and Trust Act (notice of breach) H.R. 2733 Fixed Indexed Annuities and Insurance Products Classification Act of 2009 H.R. 2861 Shareholder Empowerment Act of 2009 (proxy access) H.R. 3351 Proxy Voting Transparency Act of 2009 H.R. 4790 Shareholder Protection Act of 2010 (political activity) H.R. 6334 American Community Investment Reform Act of 2010 (CRA) Money Market Mutual Fund Regulation

Client expense: $997,907 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Retirement security issues including 401k fee disclosure, coverage expansion, and annuity issues. S.401 - Defined Contribution Fee Disclosure Act of 2009 - all provisions H.R.2779 - the Defined Contribution Plan Fee Transparency Act of 2009 - all provisions H.R.1984 - 401K Fair Disclosure for Retirement Security Act of 2009 - all provisions H.R.1988 Conflicted Investment Advice Prohibition Act of 2009 all provisions H.R.2989 - 401(k) Fair Disclosure and Pension Security Act of 2009 all provisions H.R.1961 Savings for American Families' Future Act of 2009 savings incentives provisions H.R.2748 - Retirement Security Needs Lifetime Pay Act all provisions S.1297 - Retirement Security for Life Act all provisions H.R.4742 SAVE Act of 2009 all provisions H.R.2733 / S.1389 - the Fixed Indexed Annuities and Insurance Products Classification Act of 2009 all provisions S.906 Senior Investor Protection Act (Kohl) suitability and agent titles provisions S.2832 Lifetime Income Disclosure Act all provisions H.R.4126 Retirement Fairness Act of 2009 all provisions H.R.3326 The Department of Defense Appropriations Act 2010 provisions to extend COBRA benefits S. 3760 - Automatic IRA Act of 2010 all provisions H.R. 6099 - Automatic IRA Act of 2010 all provisions H.R. 5297 - Small Business Jobs and Credit Act of 2010 / Small Business Lending Fund Act of 2010 provisions regarding partial annuitization

Client expense: $710,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Legislation and regulation impacting investment options available to insurance companies. S/ 1389 and H.R. 2733

Client expense: Not reported · Firm income: $40,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S. 344 Hedge Fund Transparency Act. Issue: Regulatory Reform. S. 179 Health Information Technology Act of 2009. Issue: Privacy S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification. H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification. H.R. 2221 - the "Accountability and Trust Act." Issue: Data Security Breach H.R. 2733/ S. 1389 - the "Fixed Indexed Annuities and Insurance Products Classification Act of 2009." Issue: SEC Rule 151A H.R. 3596 the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: McCarran-Ferguson. S. 1681 - the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: Privacy. S. 1490 the Personal Data Privacy and Security Act of 2009 A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy. H.R. 3763 a bill to amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. Issue: Health Care. S. 139 Title: the Data Breach Notification Act A bill to require Federal agencies, and persons engaged in interstate commerce, in possession of data containing sensitive personally identifiable information, to disclose any breach of such information. Issue: Data Security Breach. H.R. 3506 Title: the Eliminate Privacy Notification Confusion Act A bill to amend the Gramm-Leach-Bliley Act to provide an exception from the continuing requirement for annual privacy notices for financial institutions which do not share personal information with affiliates, and for other purposes. Issue: Data Security Breach. H.R. 4596 Title: the Holocaust Insurance Accountability Act of 2010. A bill to allow for enforcement of State disclosure laws and access to courts for covered Holocaust-era insurance policy claims. Issue: insurance regulatory reform. H.R. 5993/ S. 3718 Title: The Securing Americas Veterans Insurance Needs and Goals Act of 2010. A bill to ensure that beneficiaries of Servicemembers Group Life Insurance receive financial counseling and disclosure information regarding life insurance payments, and for other programs. Issue: insurance payments. H.R. 6529 Federal License for Reinsurance Act. To amend title 31, United States Code, to provide for a Federal license for reinsurers, and for other purposes. Issue: reinsurance. No bill number - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Regulatory Reform No bill number - Protect Our Recovery Through Oversight of Proprietary Trading Act. Issue: Regulatory Reform

Client expense: $1,631,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S. 344 - Hedge Fund Transparency Act. Issue: Regulatory Reform. H.R. 1039 - Promoting Health Information Technology Act of 2009. Issue: Privacy. S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification. H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification. H.R. 2221 - the "Accountability and Trust Act." Issue: Data Security Breach H.R. 2733/ S. 1389 - the "Fixed Indexed Annuities and Insurance Products Classification Act of 2009." Issue: SEC Rule 151A H.R. 3596 the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: McCarran-Ferguson. S. 1681 - the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: Privacy. S. 1490 the Personal Data Privacy and Security Act of 2009 A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy. H.R. 3763 a bill to amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. Issue: Health Care. S. 139 Title: the Data Breach Notification Act A bill to require Federal agencies, and persons engaged in interstate commerce, in possession of data containing sensitive personally identifiable information, to disclose any breach of such information. Issue: Data Security Breach. H.R. 3506 Title: the Eliminate Privacy Notification Confusion Act A bill to amend the Gramm-Leach-Bliley Act to provide an exception from the continuing requirement for annual privacy notices for financial institutions which do not share personal information with affiliates, and for other purposes. Issue: Data Security Breach. H.R. 4596 Title: the Holocaust Insurance Accountability Act of 2010. A bill to allow for enforcement of State disclosure laws and access to courts for covered Holocaust-era insurance policy claims. Issue: insurance regulatory reform. H.R. 5993/ S. 3718 Title: The Securing Americas Veterans Insurance Needs and Goals Act of 2010. A bill to ensure that beneficiaries of Servicemembers Group Life Insurance receive financial counseling and disclosure information regarding life insurance payments, and for other programs. Issue: insurance payments. H.R. 6529 Federal License for Reinsurance Act. To amend title 31, United States Code, to provide for a Federal license for reinsurers, and for other purposes. Issue: reinsurance. No bill number - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Regulatory Reform No bill number - Protect Our Recovery Through Oversight of Proprietary Trading Act. Issue: Regulatory Reform

Client expense: $1,631,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S. 344 Hedge Fund Transparency Act. Issue: Regulatory Reform. H.R. 1039 - Promoting Health Information Technology Act of 2009. Issue: Privacy. S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification. H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification. H.R. 2221 - the "Accountability and Trust Act." Issue: Data Security Breach H.R. 2733/ S. 1389 - the "Fixed Indexed Annuities and Insurance Products Classification Act of 2009." Issue: SEC Rule 151A H.R. 3596 the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: McCarran-Ferguson. S. 1681 - the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: Privacy. S. 1490 the Personal Data Privacy and Security Act of 2009 A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy. H.R. 3763 a bill to amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. Issue: Health Care. S. 139 Title: the Data Breach Notification Act A bill to require Federal agencies, and persons engaged in interstate commerce, in possession of data containing sensitive personally identifiable information, to disclose any breach of such information. Issue: Data Security Breach. H.R. 3506 Title: the Eliminate Privacy Notification Confusion Act A bill to amend the Gramm-Leach-Bliley Act to provide an exception from the continuing requirement for annual privacy notices for financial institutions which do not share personal information with affiliates, and for other purposes. Issue: Data Security Breach. H.R. 4596 Title: the Holocaust Insurance Accountability Act of 2010. A bill to allow for enforcement of State disclosure laws and access to courts for covered Holocaust-era insurance policy claims. Issue: insurance regulatory reform. H.R. 5993/ S. 3718 Title: The Securing Americas Veterans Insurance Needs and Goals Act of 2010. A bill to ensure that beneficiaries of Servicemembers Group Life Insurance receive financial counseling and disclosure information regarding life insurance payments, and for other programs. Issue: insurance payments. H.R. 6529 Federal License for Reinsurance Act. To amend title 31, United States Code, to provide for a Federal license for reinsurers, and for other purposes. Issue: reinsurance. No bill number - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Regulatory Reform No bill number - Protect Our Recovery Through Oversight of Proprietary Trading Act. Issue: Regulatory Reform

Client expense: $1,631,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR 5297 - Act to create Small Business Lending Fund Program - Partial Annuitization of non-qualified annuities, in-plan Roth conversions. HR 6099/S 3760 - Amendments to IRC of 1986 - Auto IRA enrollment provisions. S 2832 - Lifetime Income Disclosure Act - Annual disclosure on defined contribution benefit statements of the annuity equivalent of a participant's account balance. HR 2989 - 401(k) Fair Disclosure and Pension Security Act of 2009 - Requirements regarding investment advice and fee disclosure. HR 2779 - Defined Contribution Plan Fee Transparency Act of 2009 - Disclosure requirements, methods and penalties for failure to disclose. HR 4742 - The SAVE Act - Provisions establishing a voluntary IRA system, annuity disclosures to plan participants, incentives to offer simple IRAs. HR 2733/S 1389 - Fixed Indexed Annuities and Insurance Products Classification Act of 2009 - Clarification of exemptions for certain annuity contracts and insurance policies from Federal regulation.

Client expense: $194,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

See attachment. CSP Fourth Quarter Report 2010 H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification. H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification. H.R. 2221 - the "Accountability and Trust Act." Issue: Data Security Breach H.R. 2733/ S. 1389 - the "Fixed Indexed Annuities and Insurance Products Classification Act of 2009." Issue: SEC Rule 151A H.R. 3506 Title: the Eliminate Privacy Notification Confusion Act A bill to amend the Gramm-Leach-Bliley Act to provide an exception from the continuing requirement for annual privacy notices for financial institutions which do not share personal information with affiliates, and for other purposes. Issue: Data Security Breach. H.R. 3596 the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: McCarran-Ferguson. H.R. 3763 a bill to amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. Issue: Health Care. H.R. 5993/ S. 3718 Title: The Securing Americas Veterans Insurance Needs and Goals Act of 2010. A bill to ensure that beneficiaries of Servicemembers Group Life Insurance receive financial counseling and disclosure information regarding life insurance payments, and for other programs. Issue: insurance payments. H.R. 6529 Federal License for Reinsurance Act. To amend title 31, United States Code, to provide for a Federal license for reinsurers, and for other purposes. Issue: reinsurance. S. 139 Title: the Data Breach Notification Act A bill to require Federal agencies, and persons engaged in interstate commerce, in possession of data containing sensitive personally identifiable information, to disclose any breach of such information. Issue: Data Security Breach. S. 179 Health Information Technology Act of 2009. Issue: Privacy S. 344 Hedge Fund Transparency Act. Issue: Regulatory Reform. S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy S. 1490 the Personal Data Privacy and Security Act of 2009 A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy. S. 1681 - the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: Privacy. No bill number - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Regulatory Reform No bill number - Protect Our Recovery Through Oversight of Proprietary Trading Act. Issue: Regulatory Reform

Client expense: $760,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

See attachment. FIN Fourth Quarter Report 2010 H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification. H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification. H.R. 1039 - Promoting Health Information Technology Act of 2009. Issue: Privacy. H.R. 2221 - the "Accountability and Trust Act." Issue: Data Security Breach H.R. 2733/ S. 1389 - the "Fixed Indexed Annuities and Insurance Products Classification Act of 2009." Issue: SEC Rule 151A H.R. 3506 Title: the Eliminate Privacy Notification Confusion Act A bill to amend the Gramm-Leach-Bliley Act to provide an exception from the continuing requirement for annual privacy notices for financial institutions which do not share personal information with affiliates, and for other purposes. Issue: Data Security Breach. H.R. 3596 the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: McCarran-Ferguson. H.R. 3763 a bill to amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. Issue: Health Care. H.R. 5993/ S. 3718 Title: The Securing Americas Veterans Insurance Needs and Goals Act of 2010. A bill to ensure that beneficiaries of Servicemembers Group Life Insurance receive financial counseling and disclosure information regarding life insurance payments, and for other programs. Issue: insurance payments. H.R. 6529 Federal License for Reinsurance Act. To amend title 31, United States Code, to provide for a Federal license for reinsurers, and for other purposes. Issue: reinsurance. S. 139 Title: the Data Breach Notification Act A bill to require Federal agencies, and persons engaged in interstate commerce, in possession of data containing sensitive personally identifiable information, to disclose any breach of such information. Issue: Data Security Breach. S. 344 Hedge Fund Transparency Act. Issue: Regulatory Reform. S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy S. 1490 the Personal Data Privacy and Security Act of 2009 A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy. S. 1681 - the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: Privacy. No bill number - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Regulatory Reform No bill number - Protect Our Recovery Through Oversight of Proprietary Trading Act. Issue: Regulatory Reform

Client expense: $760,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

See attachment. INS Fourth Quarter Report 2010 H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification. H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification. H.R. 1039 - Promoting Health Information Technology Act of 2009. Issue: Privacy. H.R. 2221 - the "Accountability and Trust Act." Issue: Data Security Breach H.R. 2733/ S. 1389 - the "Fixed Indexed Annuities and Insurance Products Classification Act of 2009." Issue: SEC Rule 151A H.R. 3506 Title: the Eliminate Privacy Notification Confusion Act A bill to amend the Gramm-Leach-Bliley Act to provide an exception from the continuing requirement for annual privacy notices for financial institutions which do not share personal information with affiliates, and for other purposes. Issue: Data Security Breach. H.R. 3596 the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: McCarran-Ferguson. H.R. 3763 a bill to amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. Issue: Health Care. H.R. 5993/ S. 3718 Title: The Securing Americas Veterans Insurance Needs and Goals Act of 2010. A bill to ensure that beneficiaries of Servicemembers Group Life Insurance receive financial counseling and disclosure information regarding life insurance payments, and for other programs. Issue: insurance payments. H.R. 6529 Federal License for Reinsurance Act. To amend title 31, United States Code, to provide for a Federal license for reinsurers, and for other purposes. Issue: reinsurance. S. 139 Title: the Data Breach Notification Act A bill to require Federal agencies, and persons engaged in interstate commerce, in possession of data containing sensitive personally identifiable information, to disclose any breach of such information. Issue: Data Security Breach. S. 344 Hedge Fund Transparency Act. Issue: Regulatory Reform. S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy S. 1490 the Personal Data Privacy and Security Act of 2009 A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy. S. 1681 - the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: Privacy. No bill number - Dodd-Frank Wall Street Reform and Consumer Protection Act. Issue: Regulatory Reform No bill number - Protect Our Recovery Through Oversight of Proprietary Trading Act. Issue: Regulatory Reform

Client expense: $760,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 1583 Insurance Industry Competition Act of 2009 (all provisions) H.R. 83 Homeowners Insurance Protection Act of 2009 (all provisions) H.R. 1525 Flood Insurance Technical Amendments (all provisions) Flood Insurance Reform and Modernization (generally) H.R. 1264 Multiple Peril Insurance Act of 2009 (all provisions) H.R. 1880 National Insurance Consumer Protection Act of 2009 (all provisions) Insurance Regulatory Reform (generally) H.R. 2554 NARAB Reform Act of 2009 (all provisions) S. 505 Commission on Catastrophic Disaster Risk and Insurance Act of 2009 (all provisions) Municipal Bond Regulation (generally) H.R. 2609 Insurance Information Act of 2009 (all provisions) Office of Insurance Information (generally) Systemic Risk Regulator/Overseer (generally) Financial Services Regulatory Restructuring (generally) Troubled Assets Relief Program (generally) H.R. 1105 FY 2009 Omnibus (flood insurance provisions) H.R. 1239 Property Mitigation Assistance Act of 2009 (all provisions) H.R. 635 National Commission on State Worker's Compensation Laws Act of 2009 (all provisions) Federal Resolution Authority (generally) Use of Credit Scores in Insurance Underwriting (generally) H.R. 2555 Homeowners Defense Act (all provisions) H.R. 2733 Fixed Indexed Annuities and Insurance Products Classification Act of 2009 (all provisions) H.R. 2571; S. 1363 Nonadmitted and Reinsurance Reform Act (all provisions) H.R. 2918 Legislative Branch Appropriations of 2009 (Continuing Resolution) IMF Financial Sector Assesment Program (generally) H.R. 3326- Defense Appropriations Bill of 2009 (flood insurance provisions) H.R. 3139 Flood Insurance Reform & Modernization Act (all provisions) H.R. 4778 National FLood Insurance Program Extension Act of 2010 (all provisions) H.R. 4851 Continuing Extension Act of 2010 (flood insurance provisions) H.R. 5114 Flood Insurance Reform Priorities Act of 2010 (all provisions) H.R. 5553 National Flood Insurance Program Extension Act of 2010 (all provisions) H.R. 5569 National Flood Insurance Program Extension Act of 2010 (all provisions) S. 3814 National Flood Insurance Program Reextension Act of 2010 (all provisions) S. 3672 Coordination of Wind and Flood Perils Act of 2010 (all provisions) H.R. 5993 Securing America's Veterans Insurance Needs & Goals Act (all provisions) S. 3685 Insurance Competition And Transparency Act (all provisions) Broker-Dealer Fiduciary Standard (generally) S. 3994 Flood Insurance Affordability & Risk Notification Act (all provisions)

Client expense: $290,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Natl Economic Council (NEC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

H.R. 200/S. 61: HELPING FAMILIES SAVE THEIR HOMES IN BANKRUPTCY ACT OF 2009; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 225: EMERGENCY HOMEOWNERSHIP AND EQUALITY PROTECTION ACT; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 703: TO PROMOTE BANK LIQUIDITY AND LENDING THROUGH DEPOSIT INSURANCE, THE HOPE FOR HOMEOWNERS PROGRAM AND OTHER ENHANCEMENTS; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 788: TO PROVIDE SAFE HARBOR FOR MORTGAGE SERVICERS WHO ENGAGE IN SPECIFIED MORTGAGE LOAN MODIFICATIONS, AND FOR OTHER PURPOSES; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 977: DERIVATIVES MARKETS TRANSPARENCY AND ACCOUNTABILITY ACT OF 2009; PROVISIONS RELATED TO REGULATORY REFORM H.R. 1039: PROMOTING HEALTH INFORMATION TECHNOLOGY ACT OF 2009; PROVISIONS RELATED TO PRIVACY H.R. 1705/S. 566: FINANCIAL PRODUCT SAFETY COMMISSION ACT OF 2009; PROVISIONS RELATED TO REGULATORY REFORM H.R. 2221: DATA ACCOUNTABILITY AND TRUST ACT; PROVISIONS RELATED TO DATA SECURITY BREACH H.R. 2571/S. 1363: NONADMITTED AND REINSURANCE REFORM ACT OF 2009; PROVISIONS RELATED TO STREAMLINING REINSURANCE REGULATION H.R. 2733/S. 1389: FIXED INDEXED ANNUITIES AND INSURANCE PRODUCTS CLASSIFICATION ACT OF 2009; PROVISIONS RELATED TO ANNUITIES REGULATION (SEC RULE 151A) H.R. 3399: TO AMEND THE INTERNAL REVENUE CODE OF 1986 TO PERMIT THE CONSOLIDATION OF LIFE INSURANCE COMPANIES WITH OTHER COMPANIES; PROVISIONS RELATED TO TAXATION OF LIFE INSURANCE COMPANIES H.R. 3506: ELIMINATE PRIVACY NOTICE CONFUSION ACT; ISSUES RELATED TO DATA SECURITY BREACH H.R. 3596/S. 1681: HEALTH INSURANCE INDUSTRY ANTITRUST ENFORCEMENT ACT OF 2009; PROVISIONS RELATED TO INSURANCE ANTI-TRUST REGULATIONS (MCCARRON-FERGUSON) AND PRIVACY H.R. 3669: EMPLOYER-OWNED LIFE INSURANCE LIMITATION ACT; PROVISIONS RELATED TO COMPANY OWNED LIFE INSURANCE H.R. 3763: TO AMEND THE FAIR CREDIT REPORTING ACT TO PROVIDE FOR AN EXCLUSION FROM RED FLAG GUIDELINES FOR CERTAIN BUSINESSES; PROVISIONS RELATED TO HEALTH CARE H.R. 4173: DODD-FRANK WALL STREET REFORM AND CONSUMER PROTECTION ACT (FKA: RESTORING AMERICAN FINANCIAL STABILITY ACT OF 2010); ALL PROVISIONS OF THE BILL H.R. 4596: HOLOCAUST INSURANCE ACCOUNTABILITY ACT OF 2010; PROVISIONS RELATED TO INSURANCE REGULATORY REFORM H.CON.RES. 89: SUPPORTING THE GOALS AND OBJECTIVES OF THE PRAGUE CONFERENCE ON HOLOCAUST ERA ASSETS; PROVISIONS RELATED TO HOLOCAUST CLAIMS PERTAINING TO POLICIES ISSUED BY PARENT COMPANY, AEGON NV S. 139: DATA BREACH NOTIFICATION ACT; PROVISIONS RELATED TO DATA SECURITY BREACH S. 179: HEALTH INFORMATION TECHNOLOGY ACT OF 2009; PROVISIONS RELATED TO PRIVACY S. 272: DERIVATIVES TRADING INTEGRITY ACT OF 2009; PROVISIONS RELATED TO DERIVATIVES S.344: HEDGE FUND TRANSPARENCY ACT; PROVISIONS RELATED TO REGULATORY REFORM S. 444: NATIONAL HEALTH INFORMATION TECHNOLOGY AND PRIVACY ADVANCEMENT ACT OF 2009; PROVISIONS RELATED TO PRIVACY S. 1490: PERSONAL DATA PRIVACY AND SECURITY ACT OF 2009; PROVISIONS RELATED TO PRIVACY S. 3098: PROTECT OUR RECOVERY THROUGH OVERSIGHT OF PROPRIETARY (PROP) TRADING ACT OF 2010; PROVISIONS RELATED TO REGULATORY REFORM S. 3217: RESTORING AMERICAN FINANCIAL STABILITY ACT OF 2010; PROVISIONS RELATED TO REGULATORY REFORM

Client expense: $590,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 200/S. 61: HELPING FAMILIES SAVE THEIR HOMES IN BANKRUPTCY ACT OF 2009; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 225: EMERGENCY HOMEOWNERSHIP AND EQUALITY PROTECTION ACT; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 703: TO PROMOTE BANK LIQUIDITY AND LENDING THROUGH DEPOSIT INSURANCE, THE HOPE FOR HOMEOWNERS PROGRAM AND OTHER ENHANCEMENTS; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 788: TO PROVIDE SAFE HARBOR FOR MORTGAGE SERVICERS WHO ENGAGE IN SPECIFIED MORTGAGE LOAN MODIFICATIONS, AND FOR OTHER PURPOSES; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 977: DERIVATIVES MARKETS TRANSPARENCY AND ACCOUNTABILITY ACT OF 2009; PROVISIONS RELATED TO REGULATORY REFORM H.R. 1039: PROMOTING HEALTH INFORMATION TECHNOLOGY ACT OF 2009; PROVISIONS RELATED TO PRIVACY H.R. 1705/S. 566: FINANCIAL PRODUCT SAFETY COMMISSION ACT OF 2009; PROVISIONS RELATED TO REGULATORY REFORM H.R. 2221: DATA ACCOUNTABILITY AND TRUST ACT; PROVISIONS RELATED TO DATA SECURITY BREACH H.R. 2571/S. 1363: NONADMITTED AND REINSURANCE REFORM ACT OF 2009; PROVISIONS RELATED TO STREAMLINING REINSURANCE REGULATION H.R. 2733/S. 1389: FIXED INDEXED ANNUITIES AND INSURANCE PRODUCTS CLASSIFICATION ACT OF 2009; PROVISIONS RELATED TO ANNUITIES REGULATION (SEC RULE 151A) H.R. 3399: TO AMEND THE INTERNAL REVENUE CODE OF 1986 TO PERMIT THE CONSOLIDATION OF LIFE INSURANCE COMPANIES WITH OTHER COMPANIES; PROVISIONS RELATED TO TAXATION OF LIFE INSURANCE COMPANIES H.R. 3506: ELIMINATE PRIVACY NOTICE CONFUSION ACT; ISSUES RELATED TO DATA SECURITY BREACH H.R. 3596/S. 1681: HEALTH INSURANCE INDUSTRY ANTITRUST ENFORCEMENT ACT OF 2009; PROVISIONS RELATED TO INSURANCE ANTI-TRUST REGULATIONS (MCCARRON-FERGUSON) AND PRIVACY H.R. 3669: EMPLOYER-OWNED LIFE INSURANCE LIMITATION ACT; PROVISIONS RELATED TO COMPANY OWNED LIFE INSURANCE H.R. 3763: TO AMEND THE FAIR CREDIT REPORTING ACT TO PROVIDE FOR AN EXCLUSION FROM RED FLAG GUIDELINES FOR CERTAIN BUSINESSES; PROVISIONS RELATED TO HEALTH CARE H.R. 4173: DODD-FRANK WALL STREET REFORM AND CONSUMER PROTECTION ACT (FKA: RESTORING AMERICAN FINANCIAL STABILITY ACT OF 2010); ALL PROVISIONS OF THE BILL H.R. 4596: HOLOCAUST INSURANCE ACCOUNTABILITY ACT OF 2010; PROVISIONS RELATED TO INSURANCE REGULATORY REFORM H.CON.RES. 89: SUPPORTING THE GOALS AND OBJECTIVES OF THE PRAGUE CONFERENCE ON HOLOCAUST ERA ASSETS; PROVISIONS RELATED TO HOLOCAUST CLAIMS PERTAINING TO POLICIES ISSUED BY PARENT COMPANY, AEGON NV S. 139: DATA BREACH NOTIFICATION ACT; PROVISIONS RELATED TO DATA SECURITY BREACH S. 179: HEALTH INFORMATION TECHNOLOGY ACT OF 2009; PROVISIONS RELATED TO PRIVACY S. 272: DERIVATIVES TRADING INTEGRITY ACT OF 2009; PROVISIONS RELATED TO DERIVATIVES S.344: HEDGE FUND TRANSPARENCY ACT; PROVISIONS RELATED TO REGULATORY REFORM S. 444: NATIONAL HEALTH INFORMATION TECHNOLOGY AND PRIVACY ADVANCEMENT ACT OF 2009; PROVISIONS RELATED TO PRIVACY S. 1490: PERSONAL DATA PRIVACY AND SECURITY ACT OF 2009; PROVISIONS RELATED TO PRIVACY S. 3098: PROTECT OUR RECOVERY THROUGH OVERSIGHT OF PROPRIETARY (PROP) TRADING ACT OF 2010; PROVISIONS RELATED TO REGULATORY REFORM S. 3217: RESTORING AMERICAN FINANCIAL STABILITY ACT OF 2010; PROVISIONS RELATED TO REGULATORY REFORM

Client expense: $590,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 200/S. 61: HELPING FAMILIES SAVE THEIR HOMES IN BANKRUPTCY ACT OF 2009; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 225: EMERGENCY HOMEOWNERSHIP AND EQUALITY PROTECTION ACT; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 703: TO PROMOTE BANK LIQUIDITY AND LENDING THROUGH DEPOSIT INSURANCE, THE HOPE FOR HOMEOWNERS PROGRAM AND OTHER ENHANCEMENTS; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 788: TO PROVIDE SAFE HARBOR FOR MORTGAGE SERVICERS WHO ENGAGE IN SPECIFIED MORTGAGE LOAN MODIFICATIONS, AND FOR OTHER PURPOSES; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 977: DERIVATIVES MARKETS TRANSPARENCY AND ACCOUNTABILITY ACT OF 2009; PROVISIONS RELATED TO REGULATORY REFORM H.R. 1039: PROMOTING HEALTH INFORMATION TECHNOLOGY ACT OF 2009; PROVISIONS RELATED TO PRIVACY H.R. 1705/S. 566: FINANCIAL PRODUCT SAFETY COMMISSION ACT OF 2009; PROVISIONS RELATED TO REGULATORY REFORM H.R. 2221: DATA ACCOUNTABILITY AND TRUST ACT; PROVISIONS RELATED TO DATA SECURITY BREACH H.R. 2571/S. 1363: NONADMITTED AND REINSURANCE REFORM ACT OF 2009; PROVISIONS RELATED TO STREAMLINING REINSURANCE REGULATION H.R. 2733/S. 1389: FIXED INDEXED ANNUITIES AND INSURANCE PRODUCTS CLASSIFICATION ACT OF 2009; PROVISIONS RELATED TO ANNUITIES REGULATION (SEC RULE 151A) H.R. 3399: TO AMEND THE INTERNAL REVENUE CODE OF 1986 TO PERMIT THE CONSOLIDATION OF LIFE INSURANCE COMPANIES WITH OTHER COMPANIES; PROVISIONS RELATED TO TAXATION OF LIFE INSURANCE COMPANIES H.R. 3506: ELIMINATE PRIVACY NOTICE CONFUSION ACT; ISSUES RELATED TO DATA SECURITY BREACH H.R. 3596/S. 1681: HEALTH INSURANCE INDUSTRY ANTITRUST ENFORCEMENT ACT OF 2009; PROVISIONS RELATED TO INSURANCE ANTI-TRUST REGULATIONS (MCCARRON-FERGUSON) AND PRIVACY H.R. 3669: EMPLOYER-OWNED LIFE INSURANCE LIMITATION ACT; PROVISIONS RELATED TO COMPANY OWNED LIFE INSURANCE H.R. 3763: TO AMEND THE FAIR CREDIT REPORTING ACT TO PROVIDE FOR AN EXCLUSION FROM RED FLAG GUIDELINES FOR CERTAIN BUSINESSES; PROVISIONS RELATED TO HEALTH CARE H.R. 4173: DODD-FRANK WALL STREET REFORM AND CONSUMER PROTECTION ACT (FKA: RESTORING AMERICAN FINANCIAL STABILITY ACT OF 2010); ALL PROVISIONS OF THE BILL H.R. 4596: HOLOCAUST INSURANCE ACCOUNTABILITY ACT OF 2010; PROVISIONS RELATED TO INSURANCE REGULATORY REFORM H.R. 5993: SECURING AMERICA'S VETERANS INSURANCE NEEDS AND GOALS (SAVINGS) ACT OF 2010; ALL PROVISIONS OF THE BILL H.CON.RES. 89: SUPPORTING THE GOALS AND OBJECTIVES OF THE PRAGUE CONFERENCE ON HOLOCAUST ERA ASSETS; PROVISIONS RELATED TO HOLOCAUST CLAIMS PERTAINING TO POLICIES ISSUED BY PARENT COMPANY, AEGON NV S. 139: DATA BREACH NOTIFICATION ACT; PROVISIONS RELATED TO DATA SECURITY BREACH S. 179: HEALTH INFORMATION TECHNOLOGY ACT OF 2009; PROVISIONS RELATED TO PRIVACY S. 272: DERIVATIVES TRADING INTEGRITY ACT OF 2009; PROVISIONS RELATED TO DERIVATIVES S.344: HEDGE FUND TRANSPARENCY ACT; PROVISIONS RELATED TO REGULATORY REFORM S. 444: NATIONAL HEALTH INFORMATION TECHNOLOGY AND PRIVACY ADVANCEMENT ACT OF 2009; PROVISIONS RELATED TO PRIVACY S. 1490: PERSONAL DATA PRIVACY AND SECURITY ACT OF 2009; PROVISIONS RELATED TO PRIVACY S. 3098: PROTECT OUR RECOVERY THROUGH OVERSIGHT OF PROPRIETARY (PROP) TRADING ACT OF 2010; PROVISIONS RELATED TO REGULATORY REFORM S. 3217: RESTORING AMERICAN FINANCIAL STABILITY ACT OF 2010; PROVISIONS RELATED TO REGULATORY REFORM

Client expense: $590,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 519: ELDER CAREGIVER SUPPORT AND INFORMATION ENHANCEMENT ACT OF 2009; PROVISIONS RELATED TO LONG TERM CARE INFORMATION CLEARINGHOUSE H.R. 1961: SAVINGS FOR AMERICAN FAMILIES FUTURE ACT OF 2009; PROVISIONS RELATED TO SAVERS' CREDIT H.R.1984: 401(K) FAIR DISCLOSURE FOR RETIREMENT SECURITY ACT OF 2009; PROVISIONS RELATED TO RETIREMENT PLAN FEE DISCLOSURE H.R. 1988: CONFLICTED INVESTMENT ADVICE PROHIBITION ACT OF 2009; PROVISIONS RELATED TO INVESTMENT ADVICE H.R. 2021: SAVINGS RECOVERY ACT OF 2009; PROVISIONS RELATED TO SAVERS CREDIT H.R. 2733/S. 1389: FIXED INDEXED ANNUITIES AND INSURANCE PRODUCTS CLASSIFICATION ACT OF 2009; PROVISIONS RELATED TO CLARIFICATION FOR FIXED ANNUITIES REGULATION H.R. 2748: RETIREMENT SECURITY NEEDS LIFETIME PAY ACT OF 2009; PROVISIONS RELATED TO TAX INCENTIVES FOR ANNUITIES H.R. 2779: DEFINED CONTRIBUTION PLAN FEE TRANSPARENCY ACT OF 2009; PROVISIONS RELATED TO 401(K) PLAN FEE DISCLOSURE H.R. 2792: RETIREMENT SAVINGS TRANSPARENCY ACT OF 2009; PROVISIONS RELATED TO PLAN FEE DISCLOSURE H.R. 2989: 401 (K) FAIR DISCLOSURE AND PENSION SECURITY ACT OF 2009; PROVISIONS RELATED TO RETIREMENT PLAN FEE DISCLOSURE H.R. 3551 /S. 1661/S. 906: SENIOR INVESTMENT PROTECTION ACT OF 2009; PROVISIONS RELATED TO PRODUCT SALES TO SENIORS AND ANNUITIES SALES H.R. 3590: THE PATIENT PROTECTION AND AFFORDABLE CARE ACT; PROVISIONS RELATED TO LONG TERM CARE FINANCING WITHIN HEALTH REFORM, AND MEDICARE TAX ON NONQUALIFIED ANNUITY INCOME H.R. 4126: RETIREMENT FAIRNESS ACT OF 2009; PROVISIONS RELATED TO MODIFICATION OF 401(K) PLAN RULES H.R. 4173: DODD-FRANK WALL STREET REFORM AND CONSUMER PROTECTION ACT (FKA: RESTORING AMERICAN FINANCIAL STABILITY ACT OF 2010); ALL PROVISIONS OF THE BILL H.R. 4213: AMERICAN JOBS AND CLOSING TAX LOOPHOLES ACT OF 2010; PROVISIONS RELATED TO 401(K) PLAN FEE DISCLOSURE H.R. 4626: HEALTH INSURANCE INDUSTRY FAIR COMPETITION ACT; PROVISIONS RELATED TO INSURANCE ANTI-TRUST REGULATIONS (MCCARRON-FERGUSON) H.R. 4742: SMALL BUSINESSES ADD VALUE FOR EMPLOYEES (SAVE) ACT OF 2009; PROVISIONS RELATED TO SIMPLIFICATION OF SIMPLE IRAS, AND VOLUNTARY AUTO IRAS H.R. 4872: HEALTH CARE AND EDUCATION RECONCILIATION ACT OF 2010; PROVISIONS RELATED TO LONG TERM CARE FINANCING WITHIN HEALTH CARE REFORM, AND UNEARNED INCOME TAXATION H.R. 5297: SMALL BUSINESS JOBS AND CREDIT ACT OF 2010; PROVISIONS RELATED TO PARTIAL ANNUITIZATION AND ROTH CONVERSIONS OF 401(K) SAVINGS S. 401: DEFINED CONTRIBUTION FEE DISCLOSURE ACT OF 2009; PROVISIONS RELATED TO 401(K) PLAN FEE DISCLOSURE S. 1177: CONFIDENCE IN LONG-TERM CARE INSURANCE ACT OF 2009; PROVISIONS RELATED TO CONSUMER PROTECTION IN LONG TERM CARE S. 1297: RETIREMENT SECURITY FOR LIFE ACT OF 2009; PROVISIONS RELATED TO NON-QUALIFIED ANNUITIES TAX INCENTIVES S. 1626: LONG TERM CARE INSURANCE INTEGRITY ACT OF 2009; PROVISIONS RELATED TO LONG TERM CARE S.1636: LONG TERM CARE INSURANCE CONSUMER RIGHT-TO-KNOW ACT OF 2009; PROVISIONS RELATED TO LONG TERM CARE CONSUMER PROTECTIONS S. 2832: LIFETIME INCOME DISCLOSURE ACT; PROVISIONS RELATED TO ANNUITY ILLUSTRATION ON BENEFIT STATEMENTS S. 3217: RESTORING AMERICAN FINANCIAL STABILITY ACT OF 2010; PROVISIONS RELATED TO REGULATORY REFORM

Client expense: $590,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S. 139 Data Breach Notification Act S. 1074 Shareholder Bill of Rights Act of 2009 (proxy access) S. 1389 Fixed Indexed Annuities and Insurance Products Classification Act of 2009 S. 1964 Mutual Fund Transparency Act of 2009 S. 3258 Modernizing and Strengthening Investor Protection Act of 2010 S. 3717 Strike Section 929I of Dodd-Frank Act (FOIA) S. 3742 Data Security and Breach Notification Act of 2010 H.R. 1160 Money Market Fund Parity Act of 2009 H.R. 2221 Data Accountability and Trust Act (notice of breach) H.R. 2733 Fixed Indexed Annuities and Insurance Products Classification Act of 2009 H.R. 2861 Shareholder Empowerment Act of 2009 (proxy access) H.R. 3351 Proxy Voting Transparency Act of 2009 H.R. 4173 Dodd-Frank Wall Street Reform and Consumer Protection Act H.R. 4790 Shareholder Protection Act of 2010 (political activity) Money Market Mutual Fund Regulation

Client expense: $1,438,483 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Retirement security issues including 401k fee disclosure, coverage expansion, and annuity issues. S.401 Defined Contribution Fee Disclosure Act of 2009 all provisions H.R.2779 - the Defined Contribution Plan Fee Transparency Act of 2009 all provisions H.R.1984 - 401K Fair Disclosure for Retirement Security Act of 2009 all provisions H.R.1988 Conflicted Investment Advice Prohibition Act of 2009 all provisions H.R.2989 - 401(k) Fair Disclosure and Pension Security Act of 2009 all provisions H.R.1961 Savings for American Families' Future Act of 2009 savings incentives provisions H.R.2748 - Retirement Security Needs Lifetime Pay Act all provisions S.1297 - Retirement Security for Life Act all provisions H.R.2733 / S.1389 - the Fixed Indexed Annuities and Insurance Products Classification Act of 2009 all provisions S.906 Senior Investor Protection Act (Kohl) suitability and agent titles provisions S.2832 Lifetime Income Disclosure Act all provisions H.R.4126 Retirement Fairness Act of 2009 all provisions H.R.3326 The Department of Defense Appropriations Act 2010 provisions to extend COBRA benefits S. 3760 - Automatic IRA Act of 2010 all provisions H.R. 6099 - Automatic IRA Act of 2010 all provisions H.R. 5297 - Small Business Jobs and Credit Act of 2010 / Small Business Lending Fund Act of 2010 provisions regarding partial annuitization

Client expense: $440,000 · Firm income: Not reported

Government targets: Commodity Futures Trading Commission (CFTC), HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Legislation and regulation impacting investment options available to insurance companies. S/ 1389 and H.R. 2733

Client expense: Not reported · Firm income: $40,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

See attachment. INS Third Quarter Report 2010 H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification. H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification. H.R. 1039 - Promoting Health Information Technology Act of 2009. Issue: Privacy. H.R. 1705 - the Financial Product Safety Commission Act Issue: Regulatory reform H.R. 2221 - the "Accountability and Trust Act." Issue: Data Security Breach H.R. 2733/ S. 1389 - the "Fixed Indexed Annuities and Insurance Products Classification Act of 2009." Issue: SEC Rule 151A H.R. 3399 - Title: To amend the Internal Revenue Code of 1986 to permit the consolidation of life insurance companies with other companies. Issue: taxation of life insurance companies H.R. 3506 Title: the Eliminate Privacy Notification Confusion Act A bill to amend the Gramm-Leach-Bliley Act to provide an exception from the continuing requirement for annual privacy notices for financial institutions which do not share personal information with affiliates, and for other purposes. Issue: Data Security Breach. H.R. 3596 the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: McCarran-Ferguson. H.R. 3669 - Title: To prohibit employers from carrying life insurance policies on their rank and file employees. Issue: use of COLI H.R. 3763 a bill to amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. Issue: Health Care. H.R. 4173 Title: The Wall Street Reform and Consumer Protection Act of 2010 A original bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. Issue: Regulatory Reform. H.R. 5993/ S. 3718 Title: The Securing Americas Veterans Insurance Needs and Goals Act of 2010. A bill to ensure that beneficiaries of Servicemembers Group Life Insurance receive financial counseling and disclosure information regarding life insurance payments, and for other programs. S. 139 Title: the Data Breach Notification Act A bill to require Federal agencies, and persons engaged in interstate commerce, in possession of data containing sensitive personally identifiable information, to disclose any breach of such information. Issue: Data Security Breach. S. 272 - the "Derivatives Trading Integrity Act of 2009" A bill to amend the Commodity Exchange Act to ensure that all agreements, contracts, and transactions with respect to commodities are carried out on a regulated exchange, and for other purposes. Issue: Derivatives. S. 344 Hedge Fund Transparency Act. Issue: Regulatory Reform. S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy S. 1490 the Personal Data Privacy and Security Act of 2009 A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy. S. 1681 - the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: Privacy. S. 3098 Title: the Protect Our Recovery Through Oversight of Proprietary Trading Act of 2010 A bill to prohibit proprietary trading and certain relationships with hedge funds and private equity funds, to address conflicts of interest with respect to certain securitizations, and for other purposes. Issue: Regulatory reform. S. 3217 - Title: A original bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. Issue: Regulatory Reform.

Client expense: $830,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

See attachment. FIN Third Quarter Report 2010 H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification. H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification. H.R. 1039 - Promoting Health Information Technology Act of 2009. Issue: Privacy. H.R. 1705 - the Financial Product Safety Commission Act Issue: Regulatory reform H.R. 2221 - the "Accountability and Trust Act." Issue: Data Security Breach H.R. 2733/ S. 1389 - the "Fixed Indexed Annuities and Insurance Products Classification Act of 2009." Issue: SEC Rule 151A H.R. 3399 - Title: To amend the Internal Revenue Code of 1986 to permit the consolidation of life insurance companies with other companies. Issue: taxation of life insurance companies H.R. 3506 Title: the Eliminate Privacy Notification Confusion Act A bill to amend the Gramm-Leach-Bliley Act to provide an exception from the continuing requirement for annual privacy notices for financial institutions which do not share personal information with affiliates, and for other purposes. Issue: Data Security Breach. H.R. 3596 the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: McCarran-Ferguson. H.R. 3669 - Title: To prohibit employers from carrying life insurance policies on their rank and file employees. Issue: use of COLI H.R. 3763 a bill to amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. Issue: Health Care. H.R. 4173 Title: The Wall Street Reform and Consumer Protection Act of 2010 A original bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. Issue: Regulatory Reform. H.R. 5993/ S. 3718 Title: The Securing Americas Veterans Insurance Needs and Goals Act of 2010. A bill to ensure that beneficiaries of Servicemembers Group Life Insurance receive financial counseling and disclosure information regarding life insurance payments, and for other programs. S. 139 Title: the Data Breach Notification Act A bill to require Federal agencies, and persons engaged in interstate commerce, in possession of data containing sensitive personally identifiable information, to disclose any breach of such information. Issue: Data Security Breach. S. 272 - the "Derivatives Trading Integrity Act of 2009" A bill to amend the Commodity Exchange Act to ensure that all agreements, contracts, and transactions with respect to commodities are carried out on a regulated exchange, and for other purposes. Issue: Derivatives. S. 344 Hedge Fund Transparency Act. Issue: Regulatory Reform. S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy S. 1490 the Personal Data Privacy and Security Act of 2009 A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy. S. 1681 - the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: Privacy. S. 3098 Title: the Protect Our Recovery Through Oversight of Proprietary Trading Act of 2010 A bill to prohibit proprietary trading and certain relationships with hedge funds and private equity funds, to address conflicts of interest with respect to certain securitizations, and for other purposes. Issue: Regulatory reform. S. 3217 - Title: A original bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. Issue: Regulatory Reform.

Client expense: $830,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

See attachment. CSP Third Quarter Report 2010 H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification. H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification. H.R. 1705 - the Financial Product Safety Commission Act Issue: Regulatory reform H.R. 2221 - the "Accountability and Trust Act." Issue: Data Security Breach H.R. 2733/ S. 1389 - the "Fixed Indexed Annuities and Insurance Products Classification Act of 2009." Issue: SEC Rule 151A H.R. 3399 - Title: To amend the Internal Revenue Code of 1986 to permit the consolidation of life insurance companies with other companies. Issue: taxation of life insurance companies H.R. 3506 Title: the Eliminate Privacy Notification Confusion Act A bill to amend the Gramm-Leach-Bliley Act to provide an exception from the continuing requirement for annual privacy notices for financial institutions which do not share personal information with affiliates, and for other purposes. Issue: Data Security Breach. H.R. 3596 the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: McCarran-Ferguson. H.R. 3669 - Title: To prohibit employers from carrying life insurance policies on their rank and file employees. Issue: use of COLI H.R. 3763 a bill to amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. Issue: Health Care. H.R. 4173 Title: The Wall Street Reform and Consumer Protection Act of 2010 A original bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. Issue: Regulatory Reform. H.R. 5993/ S. 3718 Title: The Securing Americas Veterans Insurance Needs and Goals Act of 2010. A bill to ensure that beneficiaries of Servicemembers Group Life Insurance receive financial counseling and disclosure information regarding life insurance payments, and for other programs. S. 139 Title: the Data Breach Notification Act A bill to require Federal agencies, and persons engaged in interstate commerce, in possession of data containing sensitive personally identifiable information, to disclose any breach of such information. Issue: Data Security Breach. S. 179 Health Information Technology Act of 2009. Issue: Privacy S. 272 - the "Derivatives Trading Integrity Act of 2009" A bill to amend the Commodity Exchange Act to ensure that all agreements, contracts, and transactions with respect to commodities are carried out on a regulated exchange, and for other purposes. Issue: Derivatives. S. 344 Hedge Fund Transparency Act. Issue: Regulatory Reform. S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy S. 1490 the Personal Data Privacy and Security Act of 2009 A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: McCarran-Ferguson. S. 1681 - the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: Privacy. S. 3098 Title: the Protect Our Recovery Through Oversight of Proprietary Trading Act of 2010 A bill to prohibit proprietary trading and certain relationships with hedge funds and private equity funds, to address conflicts of interest with respect to certain securitizations, and for other purposes. Issue: Regulatory reform. S. 3217 - Title: A original bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. Issue: Regulatory Reform.

Client expense: $830,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 2733 - Fixed Indexed Annuities and Insurance Products Classification Act of 2009; S. 1389 (Senate companion bill) - Supporting efforts to nullify/repeal SEC Rule 151A, H.R. 4173 Wall Street Reform and Consumer Protection Act

Client expense: Not reported · Firm income: $80,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 1583 Insurance Industry Competition Act of 2009 (all provisions) H.R. 83 Homeowners Insurance Protection Act of 2009 (all provisions) H.R. 1525 Flood Insurance Technical Amendments (all provisions) Flood Insurance Reform and Modernization (generally) H.R. 1264 Multiple Peril Insurance Act of 2009 (all provisions) H.R. 1880 National Insurance Consumer Protection Act of 2009 (all provisions) Insurance Regulatory Reform (generally) H.R. 2554 NARAB Reform Act of 2009 (all provisions) S. 505 Commission on Catastrophic Disaster Risk and Insurance Act of 2009 (all provisions) Municipal Bond Regulation (generally) H.R. 2609 Insurance Information Act of 2009 (all provisions) Office of Insurance Information (generally) Systemic Risk Regulator/Overseer (generally) Financial Services Regulatory Restructuring (generally) Troubled Assets Relief Program (generally) H.R. 1105 FY 2009 Omnibus (flood insurance provisions) H.R. 1239 Property Mitigation Assistance Act of 2009 (all provisions) H.R. 635 National Commission on State Worker's Compensation Laws Act of 2009 (all provisions) Federal Resolution Authority (generally) Use of Credit Scores in Insurance Underwriting (generally) H.R. 2555 Homeowners Defense Act (all provisions) H.R. 2733 Fixed Indexed Annuities and Insurance Products Classification Act of 2009 (all provisions) H.R. 2571; S. 1363 Nonadmitted and Reinsurance Reform Act (all provisions) H.R. 2918 Legislative Branch Appropriations of 2009 (Continuing Resolution) IMF Financial Sector Assesment Program (generally) H.R. 3326- Defense Appropriations Bill of 2009 (flood insurance provisions) H.R. 3139 Flood Insurance Reform & Modernization Act (all provisions) H.R. 4778 National FLood Insurance Program Extension Act of 2010 (all provisions) H.R. 4851 Continuing Extension Act of 2010 (flood insurance provisions) H.R. 5114 Flood Insurance Reform Priorities Act of 2010 (all provisions) H.R. 5553 National Flood Insurance Program Extension Act of 2010 (all provisions) H.R. 5569 National Flood Insurance Program Extension Act of 2010 (all provisions) S. 3814 National Flood Insurance Program Reextension Act of 2010 (all provisions) S. 3672 Coordination of Wind and Flood Perils Act of 2010 (all provisions) H.R. 5993 Securing America's Veterans Insurance Needs & Goals Act (all provisions) S. 3685 Insurance Competition And Transparency Act (all provisions) Broker-Dealer Fiduciary Standard (generally)

Client expense: $280,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Natl Economic Council (NEC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Legislation and rulemakings affecting annuities, variable life products, and retirement savings including Administration and Congressional proposals on financial services reform. S. 1297-Retirement Security for Life Act, legislation to provide tax incentives for non-qualified annuities. HR 2748-Retirement Security Needs Lifetime Pay Act, legislation to provide tax incentives for qualified and non-qualified annuities. HR 2733/S. 1389-Fixed Indexed Annuities and Insurance Products Classification Act of 2009, legislation related to SEC Rule 151A and the regulation of index annuities by the SEC. Proposal with the Securities and Exchange Commission for a rulemaking to provide for the acceptance of a summary prospectus for variable annuities. S. 2832-Lifetime Income Disclosure Act, legislation that proposes to amend the Employment Retirement Income Security Act of 1974 to require disclosure of lifetime income equivalents. HR 5297-Small Business Lending Fund Act, provisions relating to partial annuitization and Roth conversions of 401(k) savings. HR 2554, commonly known as NARAB II. Legislation to reform the National Association of Registered Agents and Brokers to provide for streamlined non-resident insurance agent and broker licensing. S. 3217-legislation to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end too big to fail, to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. HR 4173-The Wall Street Reform and Consumer Protection Act of 2010, legislation to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end too big to fail, to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. Proposal with the Securities and Exchange Commission for a rulemaking to provide for the harmonization of the standard of care for broker-dealers and investment advisors.

Client expense: $124,301 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Legislation and rulemakings affecting annuities, variable life products, and retirement savings including Administration and Congressional proposals on financial regulatory reform. S. 1297-"Retirement Security for Life Act", legislation to provide a tax incentive for non-qualified annuities. HR 2748-Retirement Security Needs Lifetime Pay Act, legislation to provide tax incentives for qualified and non-qualified annuities. HR 2733/S. 1389-Fixed Indexed Annuities and Insurance Products Classification Act of 2009, legislation related to SEC Rule 151A and the regulation of index annuities by the SEC. Proposal with the Securities and Exchange Commission for a rulemaking to provide for the acceptance of a summary prospectus for variable annuities. S. 2832-Lifetime Income Disclosure Act, legislation that proposes to amend the Employment Retirement Income Security Act of 1974 to require disclosure of lifetime income equivalents. HR 2554, commonly known as NARAB II. Legislation to reform the National Association of Registered Agents and Brokers to provide for streamlined non-resident insurance agent and broker licensing. S. 3217-legislation to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end too big to fail, to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. HR 4173-The Wall Street Reform and Consumer Protection Act of 2010, legislation to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end too big to fail, to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. Discussion of proposals at the Department of Treasury for increasing Americans access to guaranteed lifetime income solutions. Discussion of proposals at the Department of Labor for increasing Americans access to guaranteed lifetime income solutions.

Client expense: $124,301 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

S. 344 - Hedge Fund Transparency Act. Issue: Regulatory Reform. H.CON.RES. 89 - Supporting the goals and objectives of the Prague Conference on Holocaust Era Assets. Issue: Holocaust Claims. H.R. 1039 - Promoting Health Information Technology Act of 2009. Issue: Privacy. S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification. H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification. H.R. 2221 - the "Accountability and Trust Act." Issue: Data Security Breach H.R. 2571/ S. 1363 - the "Nonadmitted and Reinsurance Reform Act of 2009" issue: to stream line reinsurance regulation. H.R. 1705 - the Financial Product Safety Commission Act Issue: Regulatory reform H.R. 2733/ S. 1389 - the "Fixed Indexed Annuities and Insurance Products Classification Act of 2009." Issue: SEC Rule 151A S. 272 - the "Derivatives Trading Integrity Act of 2009" A bill to amend the Commodity Exchange Act to ensure that all agreements, contracts, and transactions with respect to commodities are carried out on a regulated exchange, and for other purposes. Issue: Derivatives. H.R. 3596 the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: McCarran-Ferguson. S. 1681 - the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: Privacy. S. 1490 the Personal Data Privacy and Security Act of 2009 A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy. H.R. 3763 a bill to amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. Issue: Health Care. H.R.3399 - Title: To amend the Internal Revenue Code of 1986 to permit the consolidation of life insurance companies with other companies. Issue: taxation of life insurance companies H.R.3669 - Title: To prohibit employers from carrying life insurance policies on their rank and file employees. Issue: use of COLI S. 139 Title: the Data Breach Notification Act A bill to require Federal agencies, and persons engaged in interstate commerce, in possession of data containing sensitive personally identifiable information, to disclose any breach of such information. Issue: Data Security Breach. H.R. 3506 Title: the Eliminate Privacy Notification Confusion Act A bill to amend the Gramm-Leach-Bliley Act to provide an exception from the continuing requirement for annual privacy notices for financial institutions which do not share personal information with affiliates, and for other purposes. Issue: Data Security Breach. S. 3098 Title: the Protect Our Recovery Through Oversight of Proprietary Trading Act of 2010 A bill to prohibit proprietary trading and certain relationships with hedge funds and private equity funds, to address conflicts of interest with respect to certain securitizations, and for other purposes. Issue: Regulatory reform. S.3217 - Title: A original bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. Issue: Regulatory Reform. H.R. 4173 Title: The Wall Street Reform and Consumer Protection Act of 2010 A original bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. Issue: Regulatory Reform. H.R. 4596 Title: the Holocaust Insurance Accountability Act of 2010. A bill to allow for enforcement of State disclosure laws and access to courts for covered Holocaust-era insurance policy claims. Issue: insurance regulatory reform. H.R. 5993/ S. 3718 Title: The Securing Americas Veterans Insurance Needs and Goals Act of 2010. A bill to ensure that beneficiaries of Servicemembers Group Life Insurance receive financial counseling and disclosure information regarding life insurance payments, and for other programs.

Client expense: $1,664,721 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S. 344 Hedge Fund Transparency Act. Issue: Regulatory Reform. H.CON.RES. 89 - Supporting the goals and objectives of the Prague Conference on Holocaust Era Assets. Issue: Holocaust Claims. S. 179 Health Information Technology Act of 2009. Issue: Privacy S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification. H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification. H.R. 2221 - the "Accountability and Trust Act." Issue: Data Security Breach H.R. 1705 - the Financial Product Safety Commission Act Issue: Regulatory reform H.R. 2733/ S. 1389 - the "Fixed Indexed Annuities and Insurance Products Classification Act of 2009." Issue: SEC Rule 151A S. 272 - the "Derivatives Trading Integrity Act of 2009" A bill to amend the Commodity Exchange Act to ensure that all agreements, contracts, and transactions with respect to commodities are carried out on a regulated exchange, and for other purposes. Issue: Derivatives. H.R. 3596 the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: McCarran-Ferguson. S. 1681 - the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: Privacy. S. 1490 the Personal Data Privacy and Security Act of 2009 A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy. H.R. 3763 a bill to amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. Issue: Health Care. H.R.3399 - Title: To amend the Internal Revenue Code of 1986 to permit the consolidation of life insurance companies with other companies. Issue: taxation of life insurance companies H.R.3669 - Title: To prohibit employers from carrying life insurance policies on their rank and file employees. Issue: use of COLI S. 139 - Title: the "Data Breach Notification Act" A bill to require Federal agencies, and persons engaged in interstate commerce, in possession of data containing sensitive personally identifiable information, to disclose any breach of such information. Issue: Data Security Breach. H.R. 3506 - Title: the "Eliminate Privacy Notification Confusion Act" A bill to amend the Gramm-Leach-Bliley Act to provide an exception from the continuing requirement for annual privacy notices for financial institutions which do not share personal information with affiliates, and for other purposes. Issue: Data Security Breach. S. 3098 - Title: the "Protect Our Recovery Through Oversight of Proprietary Trading Act of 2010'' A bill to prohibit proprietary trading and certain relationships with hedge funds and private equity funds, to address conflicts of interest with respect to certain securitizations, and for other purposes. Issue: Regulatory reform. S.3217 - Title: A original bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. Issue: Regulatory Reform. H.R. 4596 Title: the Holocaust Insurance Accountability Act of 2010. A bill to allow for enforcement of State disclosure laws and access to courts for covered Holocaust-era insurance policy claims. Issue: insurance regulatory reform. H.R. 4173 Title: The Wall Street Reform and Consumer Protection Act of 2010 A original bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. Issue: Regulatory Reform. H.R. 5993/ S. 3718 Title: The Securing Americas Veterans Insurance Needs and Goals Act of 2010. A bill to ensure that beneficiaries of Servicemembers Group Life Insurance receive financial counseling and disclosure information regarding life insurance payments, and for other programs.

Client expense: $1,664,721 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S. 344 Hedge Fund Transparency Act. Issue: Regulatory Reform. H.CON.RES. 89 - Supporting the goals and objectives of the Prague Conference on Holocaust Era Assets. Issue: Holocaust Claims. H.R. 1039 - Promoting Health Information Technology Act of 2009. Issue: Privacy. S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification. H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification. H.R. 2221 - the "Accountability and Trust Act." Issue: Data Security Breach H.R. 2571/ S. 1363 - the "Nonadmitted and Reinsurance Reform Act of 2009" issue: to stream line reinsurance regulation. H.R. 1705 - the Financial Product Safety Commission Act Issue: Regulatory reform H.R. 2733/ S. 1389 - the "Fixed Indexed Annuities and Insurance Products Classification Act of 2009." Issue: SEC Rule 151A S. 272 - the "Derivatives Trading Integrity Act of 2009" A bill to amend the Commodity Exchange Act to ensure that all agreements, contracts, and transactions with respect to commodities are carried out on a regulated exchange, and for other purposes. Issue: Derivatives. H.R. 3596 the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: McCarran-Ferguson. S. 1681 - the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: Privacy. S. 1490 the Personal Data Privacy and Security Act of 2009 A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy. H.R. 3763 a bill to amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. Issue: Health Care. H.R.3399 - Title: To amend the Internal Revenue Code of 1986 to permit the consolidation of life insurance companies with other companies. Issue: taxation of life insurance companies H.R.3669 - Title: To prohibit employers from carrying life insurance policies on their rank and file employees. Issue: use of COLI S. 139 Title: the Data Breach Notification Act A bill to require Federal agencies, and persons engaged in interstate commerce, in possession of data containing sensitive personally identifiable information, to disclose any breach of such information. Issue: Data Security Breach. H.R. 3506 Title: the Eliminate Privacy Notification Confusion Act A bill to amend the Gramm-Leach-Bliley Act to provide an exception from the continuing requirement for annual privacy notices for financial institutions which do not share personal information with affiliates, and for other purposes. Issue: Data Security Breach. S. 3098 Title: the Protect Our Recovery Through Oversight of Proprietary Trading Act of 2010 A bill to prohibit proprietary trading and certain relationships with hedge funds and private equity funds, to address conflicts of interest with respect to certain securitizations, and for other purposes. Issue: Regulatory reform. S.3217 - Title: A original bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. Issue: Regulatory Reform. H.R. 4173 Title: The Wall Street Reform and Consumer Protection Act of 2010 A original bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. Issue: Regulatory Reform. H.R. 4596 Title: the Holocaust Insurance Accountability Act of 2010. A bill to allow for enforcement of State disclosure laws and access to courts for covered Holocaust-era insurance policy claims. Issue: insurance regulatory reform. H.R. 5993/ S. 3718 Title: The Securing Americas Veterans Insurance Needs and Goals Act of 2010. A bill to ensure that beneficiaries of Servicemembers Group Life Insurance receive financial counseling and disclosure information regarding life insurance payments, and for other programs.

Client expense: $1,664,721 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR 4173 Wall Street Reform and Consumer Protection Act of 2009; Issue: all aspects impacting insurance regulation S. 3217 Restoring American Financial Stability Act of 2010; Issue: all aspects impacting insurance regulation HR 2554 National Association of Registered Agent and Brokers Reform Act; Issue:reducing costs and administrative difficulties associated with reciprocal licensing of multi-state insurance agents. We support this bill. HR 2609 Create a federal Office of Insurance Information; Issue: need for federal insurance expertise; scope of office HR 2571 and S 1363 Non-Admitted and Reinsurance Reform; Issue: need for reform for these insurance lines HR 2733/S 1389 - Fixed Indexed Annuities and Insurance Products Classification Act; Issue: clarify that certain annuity products are exempt from federal regulation Other Financial Services Regulatory Reform bills, including: HR 1880 - The National Insurance Consumer Protection Act; HR 3996 Financial Stability Improvement Act; S 2756 Financial Services Systemic Risk Oversight Council Act; HR 3310 Consumer Protection and Regulatory Enhancement Act; HR 2253/S 298 Financial Markets Commission Act, S 664 and HR 1754 The Financial System Stabilization and Reform Act of 2009; HR 4191 Let Wall Street Pay for the Restoration of Main Street, HR 885/S 1354 Improved Financial and Commodity Markets Oversight and Accountability Act, S 1540 Resolution Reform Act, S 2813 Investor Rights and Corporate Accountability Act, HR 3269 Corporate and Financial Institution Compensation Fairness Act, HR 4142/S 2746 Too Big to Fail, Too Big to Exist Act, HR 4516 Financial Services Industry Stability Act of 2010; and HR 2111 Congressional Commission on Financial Accoutability and Preparedness Act; Issues on all above regulatory reform bills: all aspects of financial services regulatory reform affecting the insurance industry, including scope of Federal Insurance Office, consumer protection, systemic risk regulation, resolution authority, and funding mechanisms. S 3546 Cheaper Car Insurance Act of 2010; Issue: federal efforts to crack down on insurance fraud S 3685 Insurance Competition and Transparency Act of 2010; Issue: Oppose greater FTC involvement in insurance regulation

Client expense: $110,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Financial Services Regulatory Reform: Lobby for and against certain provisions in H.R. 4173, The Dodd-Frank Wall Street Reform and Consumer Protection Act that would affect insurers, including a resolution fund for failing firms, and the treatment of insurers under the "Volcker Rule" ban on proprietary trading and investment in hedge and private equity funds. Also, followed inclusion of section to create a new Federal Insurance Office at Treasury. Also, lobby for robust and effective Federal Insurance Office. The final legislation was signed into law on July 21, 2010. Also, with key trade associations, worked on regulatory strategy for the implementation of Dodd-Frank. Annuities/Suitability: Lobbied for an amendments to H.R. 4173 that helps confirm that fixed index annuities are insurance products. Advocated against rule 151A, adapted by the U.S. Securities and Exchange Commission. Lobbied both the Congress and the SEC, this rule would make certain fixed annuities subject to federal securities laws. Holocaust insurance issues/ICHEIC: Lobbied against the possible reintroduction of legislation that would allow a cause of action against U.S. insurance companies with European affiliates that may have written life insurance policies involving Holocaust victims in contravention of international agreements. Credit-based insurance scores: Lobbied against the reintroduction of legislation that would restrict the ability of personal lines insurers to used credit information of underwriting or setting rates. Flood and national catastrophe insurance: In participation with a coalition, lobbied House and Senate staff to oppose legislation that would expand the national Flood Insurance Program to include wind insurance, specifically H.R. 1264 the Multiple Peril Insurance Act of 2009. Also lobbied against legislation to create a national back stop for natural catastrophe insurance. Lobbied for H.R. 3026, H.R. 203000007 and H.R. 3028 which funds insurance grants and loans for federal mitigation programs, as well as the American Power Act in the Senate. Climate and energy legislation: Monitored the progress of HR 2454, the American Clean Energy and Security Act of 2009. Also through consultants, lobbied for passage of "Home Star" legislation to provide incentives for residential energy efficiency retrofits. Also, lobbied for"Building Star" legislation, which would provide similar incentives for community building energy efficient retrofits. Municipal bond legislation: Monitor municipal bond legislation, specifically HR 2589, the Municipal bond Insurance Enhancement Act of 2009, HR 2549, Municipal Bond Fairness Act, Municipal bond Liquidity Act: and Municipal Financial Advisors Regulation Act. Right to Repair Act, HR 2057: support for bill which would enhance consumers' ability to take automobiles to independent shops for repairs. Broker-dealer regulatory reform: Monitor financial regulatory reform as it relates to broker-dealer and their existing regulation under the Financial Industry Regulatory Authority (FINRA). Surplus insurance lines: Monitory progress and support HR 2571, the Nonadmitted and Reinsurance Reform Act and its inclusion in financial services reform legislation. State jurisdiction over annuity products: support the continuing to state jurisdictions over fixed index annuities: HR 2733, fixed Indexed Annuities and Insurance Products classification Act of 2009, as well as an amendment to financial services reform based on this legislation. Agents and Brokers: support NARABII: HR 2554, the National Association of Registered Agents and Brokers Reform Act of 2009. Annuities: Support HR 2748, the Retirement Security Needs Lifetime Payment Act of 2009 and monitor through trade association.

Client expense: $420,000 · Firm income: Not reported

Government targets: Commodity Futures Trading Commission (CFTC), HOUSE OF REPRESENTATIVES, Risk Management Agency, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Lobbying in favor of H.R. 2733 and S. 1389. Our client wants this legislation passed, as it would have the effect of overturning SEC Rule 151A. Rule 151A which would regulate fixed indexed annuities.

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Lobbying in favor of H.R. 2733 and S. 1389. Our client wants this legislation passed, as it would have the effect of overturning SEC Rule 151A. Rule 151A which would regulate fixed indexed annuities.

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S. 139 Data Breach Notification Act S. 1074 Shareholder Bill of Rights Act of 2009 (proxy access) S. 1389 Fixed Indexed Annuities and Insurance Products Classification Act of 2009 S. 1490 Personal Data Privacy and Security Act of 2009 S. 1964 Mutual Fund Transparency Act of 2009 S. 3217 Restoring American Financial Stability Act of 2010 (regulatory reform) S. 3258 Modernizing and Strengthening Investor Protection Act of 2010 H.R. 1160 Money Market Fund Parity Act of 2009 H.R. 1669 Federal Municipal Bond Marketing Support and Securitization Act of 2009 H.R. 2194 Comprehensive Iran Sanctions, Accountability, and Divestment Act of 2010 H.R. 2221 Data Accountability and Trust Act (notice of breach) H.R. 2733 Fixed Indexed Annuities and Insurance Products Classification Act of 2009 H.R. 2861 Shareholder Empowerment Act of 2009 (proxy access) H.R. 3269 Corporate and Financial Institution Compensation Fairness Act of 2009 (say on pay) H.R. 3272 Corporate Governance Reform Act of 2009 H.R. 3351 Proxy Voting Transparency Act of 2009 H.R. 4173 Dodd-Frank Wall Street Reform and Consumer Protection Act H.R. 4790 Shareholder Protection Act of 2010 (political activity) Money Market Mutual Fund Regulation

Client expense: $1,253,107 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Treasury, Dept of

Retirement security issues including 401k fee disclosure, coverage expansion, and annuity issues. S.401 - Defined Contribution Fee Disclosure Act of 2009 - all provisions H.R.2779 - the Defined Contribution Plan Fee Transparency Act of 2009 - all provisions H.R.1984 - 401K Fair Disclosure for Retirement Security Act of 2009 - all provisions H.R.1988 Conflicted Investment Advice Prohibition Act of 2009 all provisions H.R.2989 - 401(k) Fair Disclosure and Pension Security Act of 2009 all provisions H.R.1961 Savings for American Families' Future Act of 2009 savings incentives provisions H.R.2748 - Retirement Security Needs Lifetime Pay Act all provisions S.1297 - Retirement Security for Life Act all provisions H.R.2733 / S.1389 - the Fixed Indexed Annuities and Insurance Products Classification Act of 2009 all provisions S.906 Senior Investor Protection Act (Kohl) suitability and agent titles provisions S.2832 Lifetime Income Disclosure Act all provisions H.R.4126 Retirement Fairness Act of 2009 all provisions H.R.3326 The Department of Defense Appropriations Act 2010 provisions to extend COBRA benefits

Client expense: $490,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

H.R. 1583 Insurance Industry Competition Act of 2009 (all provisions) H.R. 83 Homeowners Insurance Protection Act of 2009 (all provisions) H.R. 1525 Flood Insurance Technical Amendments (all provisions) Flood Insurance Reform and Modernization (generally) H.R. 1264 Multiple Peril Insurance Act of 2009 (all provisions) H.R. 1880 National Insurance Consumer Protection Act of 2009 (all provisions) Insurance Regulatory Reform (generally) H.R. 2554 NARAB Reform Act of 2009 (all provisions) S. 505 Commission on Catastrophic Disaster Risk and Insurance Act of 2009 (all provisions) Municipal Bond Regulation (generally) H.R. 2609 Insurance Information Act of 2009 (all provisions) Office of Insurance Information (generally) Systemic Risk Regulator/Overseer (generally) Financial Services Regulatory Restructuring (generally) Troubled Assets Relief Program (generally) H.R. 1105 FY 2009 Omnibus (flood insurance provisions) H.R. 1239 Property Mitigation Assistance Act of 2009 (all provisions) H.R. 635 National Commission on State Worker's Compensation Laws Act of 2009 (all provisions) Federal Resolution Authority (generally) Use of Credit Scores in Insurance Underwriting (generally) H.R. 2555 Homeowners Defense Act (all provisions) H.R. 2733 Fixed Indexed Annuities and Insurance Products Classification Act of 2009 (all provisions) H.R. 2571; S. 1363 Nonadmitted and Reinsurance Reform Act (all provisions) H.R. 2918 Legislative Branch Appropriations of 2009 (Continuing Resolution) IMF Financial Sector Assesment Program (generally) H.R. 3326- Defense Appropriations Bill of 2009 (flood insurance provisions) H.R. 3139 Flood Insurance Reform & Modernization Act (all provisions) H.R. 4778 National FLood Insurance Program Extension Act of 2010 (all provisions) H.R. 4851 Continuing Extension Act of 2010 (flood insurance provisions) H.R. 5114 Flood Insurance Reform Priorities Act of 2010 (all provisions) H.R. 5553 National Flood Insurance Program Extension Act of 2010 (all provisions) H.R. 5569 National Flood Insurance Program Extension Act of 2010 (all provisions)

Client expense: $430,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Natl Economic Council (NEC), SENATE, Treasury, Dept of

H.R. 2733 - Fixed Indexed Annuities and Insurance Products Classification Act of 2009; S. 1389 (Senate companion bill) - Supporting efforts to nullify/repeal SEC Rule 151A, H.R. 4173 Wall Street Reform and Consumer Protection Act

Client expense: Not reported · Firm income: $80,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 2733 - Fixed Indexed Annunities and Insurance Products Classification Act of 2009, S. 1389 (Senate Companion Bill) - nullify/repeal SEC Rule 151A, H.R. 4173 Wall Street Reform and Consumer Protection Act

Client expense: Not reported · Firm income: $40,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 519: ELDER CAREGIVER SUPPORT AND INFORMATION ENHANCEMENT ACT OF 2009; PROVISIONS RELATED TO LONG TERM CARE INFORMATION CLEARINGHOUSE H.R. 1961: SAVINGS FOR AMERICAN FAMILIES FUTURE ACT OF 2009; PROVISIONS RELATED TO SAVERS' CREDIT H.R.1984: 401(K) FAIR DISCLOSURE FOR RETIREMENT SECURITY ACT OF 2009; PROVISIONS RELATED TO RETIREMENT PLAN FEE DISCLOSURE H.R. 1988: CONFLICTED INVESTMENT ADVICE PROHIBITION ACT OF 2009; PROVISIONS RELATED TO INVESTMENT ADVICE H.R. 2021: SAVINGS RECOVERY ACT OF 2009; PROVISIONS RELATED TO SAVERS CREDIT H.R. 2733/S. 1389: FIXED INDEXED ANNUITIES AND INSURANCE PRODUCTS CLASSIFICATION ACT OF 2009; PROVISIONS RELATED TO CLARIFICATION FOR FIXED ANNUITIES REGULATION H.R. 2748: RETIREMENT SECURITY NEEDS LIFETIME PAY ACT OF 2009; PROVISIONS RELATED TO TAX INCENTIVES FOR ANNUITIES H.R. 2779: DEFINED CONTRIBUTION PLAN FEE TRANSPARENCY ACT OF 2009; PROVISIONS RELATED TO 401(K) PLAN FEE DISCLOSURE H.R. 2792: RETIREMENT SAVINGS TRANSPARENCY ACT OF 2009; PROVISIONS RELATED TO PLAN FEE DISCLOSURE H.R. 2989: 401 (K) FAIR DISCLOSURE AND PENSION SECURITY ACT OF 2009; PROVISIONS RELATED TO RETIREMENT PLAN FEE DISCLOSURE H.R. 3551 /S. 1661/S. 906: SENIOR INVESTMENT PROTECTION ACT OF 2009; PROVISIONS RELATED TO PRODUCT SALES TO SENIORS, AND ANNUITIES SALES H.R. 3590: THE PATIENT PROTECTION AND AFFORDABLE CARE ACT; PROVISIONS RELATED TO LONG TERM CARE FINANCING, AND MEDICARE TAX ON NONQUALIFIED ANNUITY INCOME H.R. 4126: RETIREMENT FAIRNESS ACT OF 2009; PROVISIONS RELATED TO MODIFICATION OF 401(K) PLAN RULES H.R. 4173/S. 3217: RESTORING AMERICAN FINANCIAL STABILITY ACT OF 2010 (FKA: WALL STREET REFORM AND CONSUMER PROTECTION ACT OF 2009); PROVISIONS RELATED TO THE EXCLUSION OF RETIREMENT BENEFITS FROM CONSUMER FINANCIAL PROTECTION AGENCY, AND SENIOR INVESTOR PROTECTION ACT H.R. 4213: AMERICAN JOBS AND CLOSING TAX LOOPHOLES ACT OF 2010; PROVISIONS RELATED TO 401(K) PLAN FEE DISCLOSURE H.R. 4626: HEALTH INSURANCE INDUSTRY FAIR COMPETITION ACT; PROVISIONS RELATED TO INSURANCE ANTI-TRUST REGULATIONS (MCCARRON-FERGUSON) H.R. 4742: SMALL BUSINESSES ADD VALUE FOR EMPLOYEES (SAVE) ACT OF 2009; PROVISIONS RELATED TO SIMPLIFICATION OF SIMPLE IRAS, AND VOLUNTARY AUTO IRAS H.R. 4872: HEALTH CARE AND EDUCATION RECONCILIATION ACT OF 2010; PROVISIONS RELATED TO LONG TERM CARE FINANCING WITHIN HEALTH CARE REFORM, AND UNEARNED INCOME TAXATION H.R. 5297: SMALL BUSINESS JOBS AND CREDIT ACT OF 2010; PROVISIONS RELATED TO PARTIAL ANNUITIZATION AND ROTH CONVERSIONS OF 401(K) SAVINGS S. 401: DEFINED CONTRIBUTION FEE DISCLOSURE ACT OF 2009; PROVISIONS RELATED TO 401(K) PLAN FEE DISCLOSURE S. 1177: CONFIDENCE IN LONG-TERM CARE INSURANCE ACT OF 2009; PROVISIONS RELATED TO CONSUMER PROTECTION IN LONG TERM CARE S. 1297: RETIREMENT SECURITY FOR LIFE ACT OF 2009; PROVISIONS RELATED TO NON-QUALIFIED ANNUITIES TAX INCENTIVES S. 1626: LONG TERM CARE INSURANCE INTEGRITY ACT OF 2009; PROVISIONS RELATED TO LONG TERM CARE S.1636: LONG TERM CARE INSURANCE CONSUMER RIGHT-TO-KNOW ACT OF 2009; PROVISIONS RELATED TO LONG TERM CARE CONSUMER PROTECTIONS S. 2832: LIFETIME INCOME DISCLOSURE ACT; PROVISIONS RELATED TO ANNUITY ILLUSTRATION ON BENEFIT STATEMENTS

Client expense: $810,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 200/S. 61: HELPING FAMILIES SAVE THEIR HOMES IN BANKRUPTCY ACT OF 2009; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 225: EMERGENCY HOMEOWNERSHIP AND EQUALITY PROTECTION ACT; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 703: TO PROMOTE BANK LIQUIDITY AND LENDING THROUGH DEPOSIT INSURANCE, THE HOPE FOR HOMEOWNERS PROGRAM AND OTHER ENHANCEMENTS; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 788: TO PROVIDE SAFE HARBOR FOR MORTGAGE SERVICERS WHO ENGAGE IN SPECIFIED MORTGAGE LOAN MODIFICATIONS, AND FOR OTHER PURPOSES; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 977: DERIVATIVES MARKETS TRANSPARENCY AND ACCOUNTABILITY ACT OF 2009; PROVISIONS RELATED TO REGULATORY REFORM H.R. 1039: PROMOTING HEALTH INFORMATION TECHNOLOGY ACT OF 2009; PROVISIONS RELATED TO PRIVACY H.R. 1705/S. 566: FINANCIAL PRODUCT SAFETY COMMISSION ACT OF 2009; PROVISIONS RELATED TO REGULATORY REFORM H.R. 2221: DATA ACCOUNTABILITY AND TRUST ACT; PROVISIONS RELATED TO DATA SECURITY BREACH H.R. 2571/S. 1363: NONADMITTED AND REINSURANCE REFORM ACT OF 2009; PROVISIONS RELATED TO STREAMLINING REINSURANCE REGULATION H.R. 2733/S. 1389: FIXED INDEXED ANNUITIES AND INSURANCE PRODUCTS CLASSIFICATION ACT OF 2009; PROVISIONS RELATED TO ANNUITIES REGULATION (SEC RULE 151A) H.R. 3399: TO AMEND THE INTERNAL REVENUE CODE OF 1986 TO PERMIT THE CONSOLIDATION OF LIFE INSURANCE COMPANIES WITH OTHER COMPANIES; PROVISIONS RELATED TO TAXATION OF LIFE INSURANCE COMPANIES H.R. 3506: ELIMINATE PRIVACY NOTICE CONFUSION ACT; ISSUES RELATED TO DATA SECURITY BREACH H.R. 3596/S. 1681: HEALTH INSURANCE INDUSTRY ANTITRUST ENFORCEMENT ACT OF 2009; PROVISIONS RELATED TO INSURANCE ANTI-TRUST REGULATIONS (MCCARRON-FERGUSON) AND PRIVACY H.R. 3669: EMPLOYER-OWNED LIFE INSURANCE LIMITATION ACT; PROVISIONS RELATED TO COMPANY OWNED LIFE INSURANCE H.R. 3763: TO AMEND THE FAIR CREDIT REPORTING ACT TO PROVIDE FOR AN EXCLUSION FROM RED FLAG GUIDELINES FOR CERTAIN BUSINESSES; PROVISIONS RELATED TO HEALTH CARE H.R. 4173/S. 3217: RESTORING AMERICAN FINANCIAL STABILITY ACT OF 2010; PROVISIONS RELATED TO REGULATORY REFORM H.R. 4596: HOLOCAUST INSURANCE ACCOUNTABILITY ACT OF 2010; PROVISIONS RELATED TO INSURANCE REGULATORY REFORM H.CON.RES. 89: SUPPORTING THE GOALS AND OBJECTIVES OF THE PRAGUE CONFERENCE ON HOLOCAUST ERA ASSETS; PROVISIONS RELATED TO HOLOCAUST CLAIMS PERTAINING TO POLICIES ISSUED BY PARENT COMPANY, AEGON NV S. 139: DATA BREACH NOTIFICATION ACT; PROVISIONS RELATED TO DATA SECURITY BREACH S. 179: HEALTH INFORMATION TECHNOLOGY ACT OF 2009; PROVISIONS RELATED TO PRIVACY S. 272: DERIVATIVES TRADING INTEGRITY ACT OF 2009; PROVISIONS RELATED TO DERIVATIVES S.344: HEDGE FUND TRANSPARENCY ACT; PROVISIONS RELATED TO REGULATORY REFORM S. 444: NATIONAL HEALTH INFORMATION TECHNOLOGY AND PRIVACY ADVANCEMENT ACT OF 2009; PROVISIONS RELATED TO PRIVACY S. 1490: PERSONAL DATA PRIVACY AND SECURITY ACT OF 2009; PROVISIONS RELATED TO PRIVACY S. 3098: PROTECT OUR RECOVERY THROUGH OVERSIGHT OF PROPRIETARY (PROP) TRADING ACT OF 2010; PROVISIONS RELATED TO REGULATORY REFORM

Client expense: $810,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 200/S. 61: HELPING FAMILIES SAVE THEIR HOMES IN BANKRUPTCY ACT OF 2009; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 225: EMERGENCY HOMEOWNERSHIP AND EQUALITY PROTECTION ACT; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 703: TO PROMOTE BANK LIQUIDITY AND LENDING THROUGH DEPOSIT INSURANCE, THE HOPE FOR HOMEOWNERS PROGRAM AND OTHER ENHANCEMENTS; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 788: TO PROVIDE SAFE HARBOR FOR MORTGAGE SERVICERS WHO ENGAGE IN SPECIFIED MORTGAGE LOAN MODIFICATIONS, AND FOR OTHER PURPOSES; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 977: DERIVATIVES MARKETS TRANSPARENCY AND ACCOUNTABILITY ACT OF 2009; PROVISIONS RELATED TO REGULATORY REFORM H.R. 1039: PROMOTING HEALTH INFORMATION TECHNOLOGY ACT OF 2009; PROVISIONS RELATED TO PRIVACY H.R. 1705/S. 566: FINANCIAL PRODUCT SAFETY COMMISSION ACT OF 2009; PROVISIONS RELATED TO REGULATORY REFORM H.R. 2221: DATA ACCOUNTABILITY AND TRUST ACT; PROVISIONS RELATED TO DATA SECURITY BREACH H.R. 2571/S. 1363: NONADMITTED AND REINSURANCE REFORM ACT OF 2009; PROVISIONS RELATED TO STREAMLINING REINSURANCE REGULATION H.R. 2733/S. 1389: FIXED INDEXED ANNUITIES AND INSURANCE PRODUCTS CLASSIFICATION ACT OF 2009; PROVISIONS RELATED TO ANNUITIES REGULATION (SEC RULE 151A) H.R. 3399: TO AMEND THE INTERNAL REVENUE CODE OF 1986 TO PERMIT THE CONSOLIDATION OF LIFE INSURANCE COMPANIES WITH OTHER COMPANIES; PROVISIONS RELATED TO TAXATION OF LIFE INSURANCE COMPANIES H.R. 3506: ELIMINATE PRIVACY NOTICE CONFUSION ACT; ISSUES RELATED TO DATA SECURITY BREACH H.R. 3596/S. 1681: HEALTH INSURANCE INDUSTRY ANTITRUST ENFORCEMENT ACT OF 2009; PROVISIONS RELATED TO INSURANCE ANTI-TRUST REGULATIONS (MCCARRON-FERGUSON) AND PRIVACY H.R. 3669: EMPLOYER-OWNED LIFE INSURANCE LIMITATION ACT; PROVISIONS RELATED TO COMPANY OWNED LIFE INSURANCE H.R. 3763: TO AMEND THE FAIR CREDIT REPORTING ACT TO PROVIDE FOR AN EXCLUSION FROM RED FLAG GUIDELINES FOR CERTAIN BUSINESSES; PROVISIONS RELATED TO HEALTH CARE H.R. 4173/S. 3217: RESTORING AMERICAN FINANCIAL STABILITY ACT OF 2010; PROVISIONS RELATED TO REGULATORY REFORM H.R. 4596: HOLOCAUST INSURANCE ACCOUNTABILITY ACT OF 2010; PROVISIONS RELATED TO INSURANCE REGULATORY REFORM H.CON.RES. 89: SUPPORTING THE GOALS AND OBJECTIVES OF THE PRAGUE CONFERENCE ON HOLOCAUST ERA ASSETS; PROVISIONS RELATED TO HOLOCAUST CLAIMS PERTAINING TO POLICIES ISSUED BY PARENT COMPANY, AEGON NV S. 139: DATA BREACH NOTIFICATION ACT; PROVISIONS RELATED TO DATA SECURITY BREACH S. 179: HEALTH INFORMATION TECHNOLOGY ACT OF 2009; PROVISIONS RELATED TO PRIVACY S. 272: DERIVATIVES TRADING INTEGRITY ACT OF 2009; PROVISIONS RELATED TO DERIVATIVES S.344: HEDGE FUND TRANSPARENCY ACT; PROVISIONS RELATED TO REGULATORY REFORM S. 444: NATIONAL HEALTH INFORMATION TECHNOLOGY AND PRIVACY ADVANCEMENT ACT OF 2009; PROVISIONS RELATED TO PRIVACY S. 1490: PERSONAL DATA PRIVACY AND SECURITY ACT OF 2009; PROVISIONS RELATED TO PRIVACY S. 3098: PROTECT OUR RECOVERY THROUGH OVERSIGHT OF PROPRIETARY (PROP) TRADING ACT OF 2010; PROVISIONS RELATED TO REGULATORY REFORM

Client expense: $810,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 200/S. 61: HELPING FAMILIES SAVE THEIR HOMES IN BANKRUPTCY ACT OF 2009; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 225: EMERGENCY HOMEOWNERSHIP AND EQUALITY PROTECTION ACT; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 703: TO PROMOTE BANK LIQUIDITY AND LENDING THROUGH DEPOSIT INSURANCE, THE HOPE FOR HOMEOWNERS PROGRAM AND OTHER ENHANCEMENTS; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 788: TO PROVIDE SAFE HARBOR FOR MORTGAGE SERVICERS WHO ENGAGE IN SPECIFIED MORTGAGE LOAN MODIFICATIONS, AND FOR OTHER PURPOSES; PROVISIONS RELATED TO BANKRUPTCY MORTGAGE MODIFICATION H.R. 977: DERIVATIVES MARKETS TRANSPARENCY AND ACCOUNTABILITY ACT OF 2009; PROVISIONS RELATED TO REGULATORY REFORM H.R. 1039: PROMOTING HEALTH INFORMATION TECHNOLOGY ACT OF 2009; PROVISIONS RELATED TO PRIVACY H.R. 1705/S. 566: FINANCIAL PRODUCT SAFETY COMMISSION ACT OF 2009; PROVISIONS RELATED TO REGULATORY REFORM H.R. 2221: DATA ACCOUNTABILITY AND TRUST ACT; PROVISIONS RELATED TO DATA SECURITY BREACH H.R. 2571/S. 1363: NONADMITTED AND REINSURANCE REFORM ACT OF 2009; PROVISIONS RELATED TO STREAMLINING REINSURANCE REGULATION H.R. 2733/S. 1389: FIXED INDEXED ANNUITIES AND INSURANCE PRODUCTS CLASSIFICATION ACT OF 2009; PROVISIONS RELATED TO ANNUITIES REGULATION (SEC RULE 151A) H.R. 3399: TO AMEND THE INTERNAL REVENUE CODE OF 1986 TO PERMIT THE CONSOLIDATION OF LIFE INSURANCE COMPANIES WITH OTHER COMPANIES; PROVISIONS RELATED TO TAXATION OF LIFE INSURANCE COMPANIES H.R. 3506: ELIMINATE PRIVACY NOTICE CONFUSION ACT; ISSUES RELATED TO DATA SECURITY BREACH H.R. 3596/S. 1681: HEALTH INSURANCE INDUSTRY ANTITRUST ENFORCEMENT ACT OF 2009; PROVISIONS RELATED TO INSURANCE ANTI-TRUST REGULATIONS (MCCARRON-FERGUSON) AND PRIVACY H.R. 3669: EMPLOYER-OWNED LIFE INSURANCE LIMITATION ACT; PROVISIONS RELATED TO COMPANY OWNED LIFE INSURANCE H.R. 3763: TO AMEND THE FAIR CREDIT REPORTING ACT TO PROVIDE FOR AN EXCLUSION FROM RED FLAG GUIDELINES FOR CERTAIN BUSINESSES; PROVISIONS RELATED TO HEALTH CARE H.R. 4173/S. 3217: RESTORING AMERICAN FINANCIAL STABILITY ACT OF 2010; PROVISIONS RELATED TO REGULATORY REFORM H.R. 4596: HOLOCAUST INSURANCE ACCOUNTABILITY ACT OF 2010; PROVISIONS RELATED TO INSURANCE REGULATORY REFORM H.CON.RES. 89: SUPPORTING THE GOALS AND OBJECTIVES OF THE PRAGUE CONFERENCE ON HOLOCAUST ERA ASSETS; PROVISIONS RELATED TO HOLOCAUST CLAIMS PERTAINING TO POLICIES ISSUED BY PARENT COMPANY, AEGON NV S. 139: DATA BREACH NOTIFICATION ACT; PROVISIONS RELATED TO DATA SECURITY BREACH S. 179: HEALTH INFORMATION TECHNOLOGY ACT OF 2009; PROVISIONS RELATED TO PRIVACY S. 272: DERIVATIVES TRADING INTEGRITY ACT OF 2009; PROVISIONS RELATED TO DERIVATIVES S.344: HEDGE FUND TRANSPARENCY ACT; PROVISIONS RELATED TO REGULATORY REFORM S. 444: NATIONAL HEALTH INFORMATION TECHNOLOGY AND PRIVACY ADVANCEMENT ACT OF 2009; PROVISIONS RELATED TO PRIVACY S. 1490: PERSONAL DATA PRIVACY AND SECURITY ACT OF 2009; PROVISIONS RELATED TO PRIVACY S. 3098: PROTECT OUR RECOVERY THROUGH OVERSIGHT OF PROPRIETARY (PROP) TRADING ACT OF 2010; PROVISIONS RELATED TO REGULATORY REFORM

Client expense: $810,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

See attachment. CSP Second Quarter Report 2010 H.R. 200 - Helping Families Save Their Homes in Bankruptcy Act of 2009. Issue: Bankruptcy Mortgage Modification. H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification. H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification. H.R. 977 Derivatives Markets Transparency and Accountability Act of 2009. Issue: Regulatory Reform. H.R. 1039 - Promoting Health Information Technology Act of 2009. Issue: Privacy. H.R. 1705 - the Financial Product Safety Commission Act Issue: Regulatory reform H.R. 2221 - the "Accountability and Trust Act." Issue: Data Security Breach H.R. 2733/ S. 1389 - the "Fixed Indexed Annuities and Insurance Products Classification Act of 2009." Issue: SEC Rule 151A H.R. 3399 - Title: To amend the Internal Revenue Code of 1986 to permit the consolidation of life insurance companies with other companies. Issue: taxation of life insurance companies H.R. 3506 Title: the Eliminate Privacy Notification Confusion Act A bill to amend the Gramm-Leach-Bliley Act to provide an exception from the continuing requirement for annual privacy notices for financial institutions which do not share personal information with affiliates, and for other purposes. Issue: Data Security Breach. H.R. 3596 the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: McCarran-Ferguson. H.R. 3669 - Title: To prohibit employers from carrying life insurance policies on their rank and file employees. Issue: use of COLI H.R. 3763 a bill to amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. Issue: Health Care. H.R. 4173 Title: The Wall Street Reform and Consumer Protection Act of 2010 A original bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. Issue: Regulatory Reform. S. 61 - Helping Families Save Their Homes in Bankruptcy Act of 2009. Issue: Bankruptcy Mortgage Modification. S. 139 Title: the Data Breach Notification Act A bill to require Federal agencies, and persons engaged in interstate commerce, in possession of data containing sensitive personally identifiable information, to disclose any breach of such information. Issue: Data Security Breach. S. 179 Health Information Technology Act of 2009. Issue: Privacy S. 272 - the "Derivatives Trading Integrity Act of 2009" A bill to amend the Commodity Exchange Act to ensure that all agreements, contracts, and transactions with respect to commodities are carried out on a regulated exchange, and for other purposes. Issue: Derivatives. S. 344 Hedge Fund Transparency Act. Issue: Regulatory Reform. S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy S. 566 - Financial Product Safety Commission Act of 2009. Issue: Regulatory Reform S. 1490 the Personal Data Privacy and Security Act of 2009 A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy. S. 1681 - the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: McCarran-Ferguson. S. 3098 Title: the Protect Our Recovery Through Oversight of Proprietary Trading Act of 2010 A bill to prohibit proprietary trading and certain relationships with hedge funds and private equity funds, to address conflicts of interest with respect to certain securitizations, and for other purposes. Issue: Regulatory reform. S.3217 - Title: A original bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. Issue: Regulatory Reform.

Client expense: $1,620,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

See attachment. FIN Second Quarter Report 2010 H.R. 200 - Helping Families Save Their Homes in Bankruptcy Act of 2009. Issue: Bankruptcy Mortgage Modification. H.R. 225 - Emergency Homeownership and Equity Protection Act. Issue: Bankruptcy Mortgage Modification H.R. 703 - To promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners Program, and other enhancements. Issue: Bankruptcy Mortgage Modification. H.R. 788 To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications, and for other purposes. Issue: Bankruptcy Mortgage Modification. H.R. 977 Derivatives Markets Transparency and Accountability Act of 2009. Issue: Regulatory Reform. H.R. 1039 - Promoting Health Information Technology Act of 2009. Issue: Privacy. H.R. 1705 - the Financial Product Safety Commission Act Issue: Regulatory reform H.R. 2221 - the "Accountability and Trust Act." Issue: Data Security Breach H.R. 2733/ S. 1389 - the "Fixed Indexed Annuities and Insurance Products Classification Act of 2009." Issue: SEC Rule 151A H.R. 3399 - Title: To amend the Internal Revenue Code of 1986 to permit the consolidation of life insurance companies with other companies. Issue: taxation of life insurance companies H.R. 3506 Title: the Eliminate Privacy Notification Confusion Act A bill to amend the Gramm-Leach-Bliley Act to provide an exception from the continuing requirement for annual privacy notices for financial institutions which do not share personal information with affiliates, and for other purposes. Issue: Data Security Breach. H.R. 3596 the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: McCarran-Ferguson. H.R. 3669 - Title: To prohibit employers from carrying life insurance policies on their rank and file employees. Issue: use of COLI H.R. 3763 a bill to amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. Issue: Health Care. H.R. 4173 Title: The Wall Street Reform and Consumer Protection Act of 2010 A original bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. Issue: Regulatory Reform. S. 61 - Helping Families Save Their Homes in Bankruptcy Act of 2009. Issue: Bankruptcy Mortgage Modification. S. 139 Title: the Data Breach Notification Act A bill to require Federal agencies, and persons engaged in interstate commerce, in possession of data containing sensitive personally identifiable information, to disclose any breach of such information. Issue: Data Security Breach. S. 179 Health Information Technology Act of 2009. Issue: Privacy S. 272 - the "Derivatives Trading Integrity Act of 2009" A bill to amend the Commodity Exchange Act to ensure that all agreements, contracts, and transactions with respect to commodities are carried out on a regulated exchange, and for other purposes. Issue: Derivatives. S. 344 Hedge Fund Transparency Act. Issue: Regulatory Reform. S. 444 National Health Information Technology and Privacy Advancement Act of 2009. Issue: Privacy S. 566 - Financial Product Safety Commission Act of 2009. Issue: Regulatory Reform S. 1490 the Personal Data Privacy and Security Act of 2009 A bill to prevent and mitigate identity theft, to ensure privacy, to provide notice of security breaches, and to enhance criminal penalties, law enforcement assistance, and other protections against security breaches, fraudulent access, and misuse of personally identifiable information. Issue: Privacy. S. 1681 - the Health Insurance Industry Antitrust Enforcement Act of 2009 To ensure that health insurance issuers and medical malpractice insurance issuers cannot engage in price fixing, bid rigging, or market allocations to the detriment of competition and consumers. Issue: McCarran-Ferguson. S. 3098 Title: the Protect Our Recovery Through Oversight of Proprietary Trading Act of 2010 A bill to prohibit proprietary trading and certain relationships with hedge funds and private equity funds, to address conflicts of interest with respect to certain securitizations, and for other purposes. Issue: Regulatory reform. S.3217 - Title: A original bill to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes. Issue: Regulatory Reform.

Client expense: $1,620,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE