Protecting American Families' Retirement Advice Act

S. 3218 - Strengthening Financial Security Through Short-Term Savings Accounts Act of 2018 S. 223, H.R. 3758 - SeniorSafe Act of 2017 H.R. 78 - SEC Regulatory Accountability Act H.R. 5282, S. 2526 - Retirement Enhancement and Savings Act H.R. 854, S. 1383 - Multiple Small Employer Plans - issues relating to MEPs/MSEPs No Bill # - Association Retirement Plans S. 868, H.R. 2055 - Lifetime Income Disclosure & Regulatory Issues - all provisions H.R. 3499 - Automatic IRA - all Provisions H.R. 4523 - Automatic Retirement Plan Act of 2017 No Bill # - Proposed DOL Fiduciary Regulations - all provisions H.R. 4524 - Retirement Plan Simplification and Enhancement Act of 2017 H.R. 2823 - Affordable Retirement Advice for Savers Act H.R. 3910 - To amend the IRS Code of 1986 to make lifetime income and managed accounts options of defined contribution retirement savings plans portable No Bill # - GMWB Interpretive Issues in terms of possible guidance H.R. 4610, S. 3795 - Electronic Disclosure - ERISA/Internal Revenue Code - issues/provisions relating to the use of electronic disclosure by employee benefit plans H.R. 4610, S. 3795 - Receiving Electronic Statements to Improve Retiree Earnings (RETIRE) Act H.R. 4604, H.R. 4637, H.R. 4524 - Issues relating to Annuity Selection Safe Harbor S. 3781 - Retirement Security and Savings Act H.R. 355 - Protecting American Families' Retirement Advice Act H.R. 7278 - General Account Legislative Fix No Bill # - Portable Retirement Accounts Legislation No Bill # - Qualified Professional Asset Manager (OPAM) Exception Amendment H.R. 6757 - Family Savings Act No Bill # - ERISA Clarifications for Securitizes Originated or Underwritten by Inter-Affiliates

Client expense: $1,150,000 · Firm income: Not reported

Government targets: Commodity Futures Trading Commission (CFTC), Consumer Financial Protection Bureau (CFPB), Federal Highway Administration (FHA), Federal Housing Finance Agency (FHFA), Federal Reserve System, Ginnie Mae, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Labor, Dept of (DOL), Office of Management & Budget (OMB), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Issues related to the Consumer Financial Protection Bureau and consumer financial protection, generally; H.R. 3746: Business of Insurance Regulatory Reform Act S.387: Consumer Financial Protection Bureau Accountability Act of 2017 H.R. 1018: CFPB Constitutional Reform Act of 2017 Issues related to Department of Labor's rule redefining Fiduciary under ERISA, generally: H.R. 355: Protecting American Families' Retirement Advice Act H.R. 2823: Affordable Retirement Advice for Savers Act S. 1321: Affordable Retirement Advice Protection Act H.R. 3758: Senior Safe Act of 2017

Client expense: $340,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Consumer Financial Protection Bureau (CFPB), Federal Aviation Administration (FAA), Federal Communications Commission (FCC), Federal Emergency Management Agency (FEMA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Postal Regulatory Commission, SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Postal Service (USPS), U.S. Trade Representative (USTR)

Legislative Protecting American Families Retirement Advice Act - H.R. 355 Pension and Budget Integrity Act of 2017 - S. 270/H.R. 761 Retirement Security for American Workers Act - H.R. 854 Retirement Security Preservation Act of 2017 - S.852/H.R. 1962 Lifetime Income Disclosure Act - S. 868/H.R. 2055 Shrinking Emergency Account Losses Act of 2017 (SEAL Act) - S. 940 Savings Enhancement by Alleviating Leakage in 401(k) Savings Act - H.R. 2030 Keep Our Pension Promises Act - S. 1076 Affordable Retirement Advice Protection Act - S. 1321 Retirement Savings Lost and Found Act of 2018 - S. 2474/H.R. 6540 Retirement Enhancement and Savings Act (RESA) of 2018 - S. 2526/H.R. 5282 The Strengthening Financial Security Through Short-Term Savings Act - S. 3218 The Small Business Employees Retirement Enhancement Act - S.3219 The Refund to Rainy Day Savings Act - S. 3220 The Retirement Flexibility Act - S. 3221 Womens Pension Protection Act of 2018 - S. 3436/H.R. 7026 Protecting Taxpayers Act - S. 3278 Encouraging Americans to Save Act - S. 3636 Affordable Retirement Advice for Savers Act - H.R. 2823 Rightsizing Pension Premiums Act - H.R. 3596 The Protecting Adviser for Small Savers (PASS) Act of 2017 - H.R. 3857 Retirement Plan Modernization Act - H.R. 4158 Workflex in the 21st Century Act - H.R. 4219 Automatic Retirement Plan Act - H.R. 4523 Retirement Plan Simplification and Enhancement Act - H.R. 4524 Increasing Access to a Secure Retirement Act of 2017 - H.R. 4604 Receiving Electronic Statements to Improve Retiree Earnings (RETIRE) Act - H.R 4610/ S. 3795 Small Business Add Value for Employees (SAVE) Act - H.R. 4637 Everyday Philanthropist Act - H.R. 6616 Tax Reform 2.0: The Family Savings Act - H.R. 6757: The Protecting Family and Small Business Tax Cuts Act - H.R. 6760; The American Innovations Act - H.R. 6756 The Portable Retirement and Investment Account Act of 2018 - H.R. 6990 Retirement Parity for Student Loans Act of 2018 - S. 3771 Retirement Security & Savings Act - S. 3781 Retirement, Savings, and Other Tax Relief Act of 2018 Tax Incentives for 401 (k) contributions Financial literacy The Bipartisan Budget Act of 2018 Consolidated Appropriations Act of 2018 Fiscal Year 2019 budget proposal - provisions affecting employer-sponsored benefits Regulatory and Other Executive Order on Strengthening Retirement Security in America ERISA Preemption Federal disaster tax, filing and reporting relief for employers and individuals Electronic communication and disclosure of benefits information Mortality tables Non-discrimination issues affecting defined benefit plans Defined benefit pension plan funding rules PBGC premiums PBGC Early Warning Program Hybrid plan rules, including Pension Equity Plans Fiduciary Definition Executive & nonqualified deferred compensation Multiple Employer Plans - MEPs Multiemployer pension plan issues State retirement plan initiatives Plan administration - certification of hardship withdrawals and determination letter program Hardship Withdrawals Lump sum payments Paid leave proposals and issues Student loan repayment benefit Missing Participants Independent Workers Emergency savings Pleading standards

Client expense: $286,066 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Equal Employment Opportunity Commission (EEOC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Internal Revenue Service (IRS), Labor, Dept of (DOL), Pension Benefit Guaranty Corporation (PBGC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, White House Office

Issues related to IRA and pension reform. Issues related to investment advice made in connection with retirement products: H.R. 355, H.J.Res. 66, H.J.Res. 67, H.R.2055, S.868, S.J.Res.32, S.J.Res.33 and H.R. 3857. Issues related to individuals and businesses investing in retirement vehicles, plan funding limits, participation and disclosure rules, exemptions, employer and plan sponsor duties and safe harbors including: H.R. 1, H.R. 3653, H.R. 3910, H.R. 3499, H.R. 3902, H.R. 4604, H.R. 4524, H.R. 937, S. 2526, H.R. 5282 and H.R. 6757.

Client expense: $624,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Internal Revenue Service (IRS), Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Cost of Living Adjustment Relief. H.R. 1251, CPI-E Act of 2017; H.R. 1902, Social Security 2100 Act; H.R. 1114/S. 427, Social Security Expansion Act; H.R. 2855, Social Security for Future Generations Act of 2017; H.R. 2896, the Fair COLA for Seniors Act of 2017: Proposals to adopt the Consumer Price Index for the Elderly (CPI-E) for the purpose of determining cost-of-living adjustments (COLAs) for Social Security beneficiaries. Social Security Expansion. S. 2653, the Elder Poverty Relief Act; S. 3147/H.R. 6251, the Social Security Administration Fairness Act; H.R. 1902/S. 2671, Social Security 2100 Act; H.R. 1114/S. 427, Social Security Expansion Act; H.R. 2855, Social Security for Future Generations Act of 2017: Proposals to improve benefits and to strengthen Social Security's financing by altering the payroll tax cap, among other changes. Caregiver Social Security Credits. S. 1255, Social Security Caregivers Credit Act of 2017: Proposal to provide Social Security wage credits for individuals who reduce their participation in the workforce or leave the workforce to provide care to specified family members and relatives. Social Security Commission. H.R. 3423, Social Security Commission Act: Proposal to require a commission to make recommendations for achieving solvency of the Social Security trust funds for 75 years. Supplemental Security Income. H.R. 3307, Supplemental Security Income Restoration Act: Proposal to update provisions in the SSI program to reflect inflation since 1972 and to increase the asset limit to $10,000 for an individual and $15,000 for a couple. Social Security Government Pension Offset and Windfall Elimination Provision. H.R. 1205/S. 915, Social Security Fairness Act of 2017: Proposal to repeal the Government Pension Offset and Windfall Elimination Provision. Windfall Elimination Provision. H.R. 6933, Equal Treatment of Public Servants Act of 2018: Proposal to amend the computation of Social Security benefits for retirees who are subjected to the Windfall Elimination Provision. Social Security Administration Online Services (No bill): Proposals pertaining to SSAs administrative decision to require individuals who have "mySocialSecurity" accounts to receive a code on a cell phone capable of receiving a text message in order to log into their account. Social Security Administration (No bill): Proposals pertaining to the President of the United Statess nomination of Andrew M. Saul, of New York, to be Commissioner of Social Security for the term expiring January 19, 2019. Social Security Benefit Statement (No bill): Proposals to have the Social Security Administration resume annual distribution of benefit statements to eligible individuals. Protecting Seniors from Garnishment. S. 959/H.R. 4500, the Protection of Social Security Benefits Restoration Act: Proposals to protect Social Security beneficiaries from having their Social Security benefits garnished to recover unpaid student loans. Disability Adjudication. S. 3744/H.R. 7276, the Social Security Disability Protection Act: Proposal to stop the Social Security Administration from reinstituting the reconsideration step of the Social Security Disability Insurance (SSDI) adjudication process in the ten states where that step is not used. Social Security and Supplemental Security Income Disability Benefits Adjudication. (No bill): Comments on regulatory proposals to alter the rules regarding the evaluation of medical evidence for the purpose of adjudicating claims for both Social Security and Supplemental Security Income disability benefits. Prohibit Payment of Social Security and Supplemental Security Insurance Benefits. H.R. 2792, the Control Unlawful Fugitive Felons Act of 2017: Proposal to bar payment of benefits for seniors with outstanding warrants for their arrest. Social Security Benefit Improvement. S. 2653, Elderly Poverty Relief Act of 2018: Proposal to adjust benefit levels for individuals who have been on the Social Security Benefit rolls for many years. Social Security Office Closures. H.R. 5431, the Social Security Administration Accountability Act of 2018; H.R. 7146, the Maintain Access to Vital Social Security Services Act: Proposals to protect and preserve Social Securitys network of local field offices from closure or consolidation. Department of Labor Retirement Advisor Fiduciary Rule. H.R. 355, Protecting American Families Retirement Advice Act: Provisions delaying for two years the effective date of the Department of Labor rule published on April 8, 2016, relating to the definition of the term "fiduciary" and the conflict of interest rule with respect to retirement investment advice.

Client expense: $210,000 · Firm income: Not reported

Government targets: Administration on Aging, Centers For Medicare and Medicaid Services (CMS), Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Economic Council (NEC), Office of Management & Budget (OMB), SENATE, Social Security Administration (SSA), Treasury, Dept of

H.R. 1 (An Act to provide for reconciliation pursuant to titles II and V of the concurrent resolution on the budget for fiscal year 2018); H.R. 355 (Protecting American Families' Retirement Advice Act); H.R. 854 (Retirement Security for American Workers Act); H.R. 2823 (Affordable Retirement Advice for Savers Act); H.R. 3857 (PASS Act of 2017); H.R. 4158 (Retirement Plan Modernization Act); H.R. 4189 (IRA Preservation Act of 2017); H.R. 4523 (Automatic Retirement Plan Act of 2017); H.R. 4604 (Increasing Access to a Secure Retirement Act of 2017); H.R. 4610 (Receiving Electronic Statements To Improve Retiree Earnings Act); H.R. 5282 (Retirement Enhancement and Savings Act of 2018); S. 178 (Elder Abuse Prevention and Prosecution Act); S. 1321 (Affordable Retirement Advice Protection Act); S. 2526 (Retirement Enhancement and Savings Act of 2018); DOL ERISA Fiduciary Duty Rulemaking; Tax incentives for retirement savings; SEC proposed Regulation Best Interest.

Client expense: $1,350,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Executive Office of the President (EOP), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Ginnie Mae, HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Labor, Dept of (DOL), Natl Credit Union Administration (NCUA), Natl Economic Council (NEC), Natl Security Council (NSC), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), State, Dept of (DOS), Treasury, Dept of, U.S. Trade Representative (USTR)

assist client with issues pertaining to retirement savings and rules, education savings and health savings; HR 4524 Retirement Plan Simplification and Enhancement Act 2017; H.R.3499 Automatic IRA Act 2017. S1383 Retirement Security Act of 2017;S1321 Affordable Retirement Advice Protection Act; HR2823 Affordable Retirement Advice for Savers Act; HR 355 Protect American Families Retirement Advice Act; HR 5282-S 2526 Retirement Enhancement and Savings Act 2018; S3221 Retirement Security Flexibility Act 2018; H.R.6540 Retirement Savings Lost and Found Act of 2018.

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to the Consumer Financial Protection Bureau and consumer financial protection, generally; H.R. 3746: Business of Insurance Regulatory Reform Act S.387: Consumer Financial Protection Bureau Accountability Act of 2017 H.R. 1018: CFPB Constitutional Reform Act of 2017 Issues related to Department of Labor's rule redefining Fiduciary under ERISA, generally: H.R. 355: Protecting American Families' Retirement Advice Act H.R. 2823: Affordable Retirement Advice for Savers Act S. 1321: Affordable Retirement Advice Protection Act H.R. 3758: Senior Safe Act of 2017

Client expense: $420,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Consumer Financial Protection Bureau (CFPB), Federal Aviation Administration (FAA), Federal Communications Commission (FCC), Federal Emergency Management Agency (FEMA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Postal Regulatory Commission, SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Postal Service (USPS), U.S. Trade Representative (USTR)

S. 3218 - Strengthening Financial Security Through Short-Term Savings Accounts Act of 2018 S. 223, H.R. 3758 - SeniorSafe Act of 2017 H.R. 78 - SEC Regulatory Accountability Act H.R. 5282, S. 2526 - Retirement Enhancement and Savings Act H.R. 854, S. 1383 - Multiple Small Employer Plans - issues relating to MEPs/MSEPs S. 868, H.R. 2055 - Lifetime Income Disclosure & Regulatory Issues - all provisions H.R. 3499 - Automatic IRA - all Provisions H.R. 4523 - Automatic Retirement Plan Act of 2017 No Bill # - Proposed DOL Fiduciary Regulations - all provisions H.R. 4524 - Retirement Plan Simplification and Enhancement Act of 2017 H.R. 2823 - Affordable Retirement Advice for Savers Act H.R. 3910 - To amend the IRS Code of 1986 to make lifetime income and managed accounts options of defined contribution retirement savings plans portable No Bill # - GMWB Interpretive Issues in terms of possible guidance H.R. 4610 - Electronic Disclosure - ERISA/Internal Revenue Code - issues/provisions relating to the use of electronic disclosure by employee benefit plans H.R. 4610 - Receiving Electronic Statements to Improve Retiree Earnings (RETIRE) Act H.R. 4604, H.R. 4637, H.R. 4524 - Issues relating to Annuity Selection Safe Harbor H.R. 355 - Protecting American Families' Retirement Advice Act No Bill # - General Account Legislative Fix No Bill # - Portable Retirement Accounts Legislation No Bill # - Qualified Professional Asset Manager (OPAM) Exception Amendment H.R. 6757 - Family Savings Act

Client expense: $1,140,000 · Firm income: Not reported

Government targets: Commodity Futures Trading Commission (CFTC), Consumer Financial Protection Bureau (CFPB), Federal Highway Administration (FHA), Federal Housing Finance Agency (FHFA), Federal Reserve System, Ginnie Mae, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Labor, Dept of (DOL), Office of Management & Budget (OMB), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Legislative Protecting American Families Retirement Advice Act - H.R. 355 Pension and Budget Integrity Act of 2017 - S. 270/H.R. 761 Retirement Security for American Workers Act - H.R. 854 Retirement Security Preservation Act of 2017 - S.852/H.R. 1962 Lifetime Income Disclosure Act - S. 868/H.R. 2055 Shrinking Emergency Account Losses Act of 2017 (SEAL Act) - S. 940 Savings Enhancement by Alleviating Leakage in 401(k) Savings Act - H.R. 2030 Keep Our Pension Promises Act - S. 1076 Affordable Retirement Advice Protection Act - S. 1321 Retirement Savings Lost and Found Act of 2018 - S. 2474/H.R. 6540 Retirement Enhancement and Savings Act (RESA) of 2018 - S. 2526/H.R. 5282 The Strengthening Financial Security Through Short-Term Savings Act - S. 3218 The Small Business Employees Retirement Enhancement Act - S.3219 The Refund to Rainy Day Savings Act - S. 3220 The Retirement Flexibility Act - S. 3221 Womens Pension Protection Act of 2018 - S. 3436/H.R. 7026 Protecting Taxpayers Act - S. 3278 Affordable Retirement Advice for Savers Act - H.R. 2823 Rightsizing Pension Premiums Act - H.R. 3596 The Protecting Adviser for Small Savers (PASS) Act of 2017 - H.R. 3857 Retirement Plan Modernization Act - H.R. 4158 Workflex in the 21st Century Act - H.R. 4219 Automatic Retirement Plan Act - H.R. 4523 Retirement Plan Simplification and Enhancement Act - H.R. 4524 Increasing Access to a Secure Retirement Act of 2017 - H.R. 4604 Receiving Electronic Statements to Improve Retiree Earnings (RETIRE) Act - H.R 4610 Small Business Add Value for Employees (SAVE) Act - H.R. 4637 Everyday Philanthropist Act - H.R. 6616 Tax Reform 2.0: The Family Savings Act - H.R. 6757: The Protecting Family and Small Business Tax Cuts Act - H.R. 6760; The American Innovations Act - H.R. 6756 The Portable Retirement and Investment Account Act of 2018 - H.R. 6990 Tax Incentives for 401 (k) contributions Financial literacy The Bipartisan Budget Act of 2018 Consolidated Appropriations Act of 2018 Fiscal Year 2019 budget proposal - provisions affecting employer-sponsored benefits Regulatory and Other Executive Order on Strengthening Retirement Security in America ERISA Preemption Federal disaster tax, filing and reporting relief for employers and individuals Electronic communication and disclosure of benefits information Mortality tables Non-discrimination issues affecting defined benefit plans Defined benefit pension plan funding rules PBGC premiums PBGC Early Warning Program Hybrid plan rules, including Pension Equity Plans Fiduciary Definition Executive & nonqualified deferred compensation Multiple Employer Plans - MEPs Multiemployer pension plan issues State retirement plan initiatives Plan administration - certification of hardship withdrawals and determination letter program Paid leave proposals and issues Student loan repayment benefit Missing Participants Independent Workers Emergency savings Pleading standards

Client expense: $311,131 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Equal Employment Opportunity Commission (EEOC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Internal Revenue Service (IRS), Labor, Dept of (DOL), Pension Benefit Guaranty Corporation (PBGC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, White House Office

Issues related to the Consumer Financial Protection Bureau and consumer financial protection, generally; H.R. 3746: Business of Insurance Regulatory Reform Act S.387: Consumer Financial Protection Bureau Accountability Act of 2017 H.R. 1018: CFPB Constitutional Reform Act of 2017 Issues related to Department of Labor's rule redefining Fiduciary under ERISA, generally: H.R. 355: Protecting American Families' Retirement Advice Act H.R. 2823: Affordable Retirement Advice for Savers Act S. 1321: Affordable Retirement Advice Protection Act H.R. 3758: Senior Safe Act of 2017

Client expense: $650,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Consumer Financial Protection Bureau (CFPB), Federal Aviation Administration (FAA), Federal Communications Commission (FCC), Federal Emergency Management Agency (FEMA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Postal Regulatory Commission, SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Postal Service (USPS), U.S. Trade Representative (USTR)

HR 6- Loan repayment for Substance Use Disorder Workforce HR 6- Training for EMS workers to prevent workplace exposure to opioids Mental health and substance use treatment workers Funding for workers' health and safety programs Health Care Workplace Violence Prevention Act Protecting the rights of homecare workers HR 3798- Save American Workers Act HR 50- Unfunded Mandates Information and Transparency Act of 2017 HR 355, HR 3858- DOL Fiduciary Rule Overtime Rules HR 3441- Local Business Act/NLRB Rule S 140- Tribal Labor Sovereignty Union Organizing Disclosure Requirements Labor Reform, Infrastructure Investment NAFTA renegotiations President Trump's executive orders affecting federal employees Merit Systems Protection Board (MSPB) nomination

Client expense: $550,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to IRA and pension reform. Issues related to investment advice made in connection with retirement products: H.R. 355, H.J.Res. 66, H.J.Res. 67, H.R.2055, S.868, S.J.Res.32, S.J.Res.33 and H.R. 3857. Issues related to individuals and businesses investing in retirement vehicles, plan funding limits, participation and disclosure rules, exemptions, employer and plan sponsor duties and safe harbors including: H.R. 1, H.R. 3653, H.R. 3910, H.R. 3499, H.R. 3902, H.R. 4604, H.R. 4524, H.R. 937, S. 2526, H.R. 5282 and H.R. 6757.

Client expense: $578,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Internal Revenue Service (IRS), Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Adopting Rules for the 115th Congress. H. Res. 5: Provision creating a point of order to legislation reallocating funds from the Social Security Old Age and Survivors Insurance (OASI) Trust Fund to the Disability Insurance (DI) Trust Fund. Cost of Living Adjustment Relief. H.R. 1251, CPI-E Act of 2017; H.R. 1902, Social Security 2100 Act; H.R. 1114/S. 427, Social Security Expansion Act; H.R. 2855, Social Security for Future Generations Act of 2017; H.R. 2896, the Fair COLA for Seniors Act of 2017: Proposals to adopt the Consumer Price Index for the Elderly (CPI-E) for the purpose of determining cost-of-living adjustments (COLAs) for Social Security beneficiaries. Social Security Expansion. S. 2653, the Elder Poverty Relief Act; S. 3147/H.R. 6251, the Social Security Administration Fairness Act; H.R. 1902/S. 2671, Social Security 2100 Act; H.R. 1114/S. 427, Social Security Expansion Act; H.R. 2855, Social Security for Future Generations Act of 2017: Proposals to improve benefits and to strengthen Social Security's financing by altering the payroll tax cap, among other changes. Caregiver Social Security Credits. S. 1255, Social Security Caregivers Credit Act of 2017: Proposal to provide Social Security wage credits for individuals who reduce their participation in the workforce or leave the workforce to provide care to specified family members and relatives. Social Security Commission. H.R. 3423, Social Security Commission Act: Proposal to require a commission to make recommendations for achieving solvency of the Social Security trust funds for 75 years. Supplemental Security Income. H.R. 3307, Supplemental Security Income Restoration Act: Proposal to update provisions in the SSI program to reflect inflation since 1972 and to increase the asset limit to $10,000 for an individual and $15,000 for a couple. Social Security Government Pension Offset and Windfall Elimination Provision. H.R. 1205/S. 915, Social Security Fairness Act of 2017: Proposal to repeal the Government Pension Offset and Windfall Elimination Provision. Social Security Administration Online Services (No bill). Pertaining to SSAs administrative decision to require individuals who have "mySocialSecurity" accounts to receive a code on a cell phone capable of receiving a text message in order to log into their account. Social Security Administration (No bill). Pertaining to the President of the United States' nomination of Andrew M. Saul, of New York, to be Commissioner of Social Security for the term expiring January 19, 2019. Social Security Benefit Statement (No bill). Pertaining to efforts to have the Social Security Administration resume annual distribution of benefit statements to eligible individuals. Protecting Seniors from Garnishment. S. 959/H.R. 4500, the Protection of Social Security Benefits Restoration Act: Proposals to protect Social Security beneficiaries from having their Social Security benefits garnished to recover unpaid student loans. Disability Adjudication (No bill). Comments on regulatory proposals to alter the rules regarding the evaluation of medical evidence for the purpose of adjudicating claims for both Social Security and Supplemental Security Income disability benefits. Prohibit Payment of Social Security and Supplemental Security Insurance Benefits. H.R. 2792, the Control Unlawful Fugitive Felons Act of 2017: Proposal to bar payment of benefits for seniors with outstanding warrants for their arrest. Social Security Benefit Improvement. S. 2653, Elderly Poverty Relief Act of 2018: Proposal to adjust benefit levels for individuals who have been on the Social Security Benefit rolls for many years. Social Security Office Closures. H.R. 5431, the Social Security Administration Accountability Act of 2018: Protect and preserve Social Securitys network of local field offices from closure or consolidation. Disability Adjudication (no bill). Notice of proposed rule making regarding the evaluation of musculoskeletal impairments for the purposes of qualifying for Social Security and Supplemental Security Income disability benefits. Department of Labor Retirement Advisor Fiduciary Rule. H.R. 355, Protecting American Families Retirement Advice Act: Provisions delaying for two years the effective date of the Department of Labor rule published on April 8, 2016, relating to the definition of the term "fiduciary" and the conflict of interest rule with respect to retirement investment advice.

Client expense: $210,000 · Firm income: Not reported

Government targets: Administration on Aging, Centers For Medicare and Medicaid Services (CMS), Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Economic Council (NEC), Office of Management & Budget (OMB), SENATE, Social Security Administration (SSA), Treasury, Dept of

H.R. 1 (An Act to provide for reconciliation pursuant to titles II and V of the concurrent resolution on the budget for fiscal year 2018); H.R. 355 (Protecting American Families' Retirement Advice Act); H.R. 854 (Retirement Security for American Workers Act); H.R. 2823 (Affordable Retirement Advice for Savers Act); H.R. 3857 (PASS Act of 2017); H.R. 4158 (Retirement Plan Modernization Act); H.R. 4189 (IRA Preservation Act of 2017); H.R. 4523 (Automatic Retirement Plan Act of 2017); H.R. 4604 (Increasing Access to a Secure Retirement Act of 2017); H.R. 4610 (Receiving Electronic Statements To Improve Retiree Earnings Act); H.R. 5282 (Retirement Enhancement and Savings Act of 2018); S. 178 (Elder Abuse Prevention and Prosecution Act); S. 1321 (Affordable Retirement Advice Protection Act); S. 2526 (Retirement Enhancement and Savings Act of 2018); DOL ERISA Fiduciary Duty Rulemaking; Tax incentives for retirement savings; SEC proposed Regulation Best Interest.

Client expense: $1,550,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Executive Office of the President (EOP), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Ginnie Mae, HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Labor, Dept of (DOL), Natl Credit Union Administration (NCUA), Natl Economic Council (NEC), Natl Security Council (NSC), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), State, Dept of (DOS), Treasury, Dept of, U.S. Trade Representative (USTR)

S. 223, H.R. 3758 - SeniorSafe Act of 2017 H.R. 78 - SEC Regulatory Accountability Act H.R. 5282, S. 2526 - Retirement Enhancement and Savings Act H.R. 854, S. 1383 - Multiple Small Employer Plans - issues relating to MEPs/MSEPs S. 868, H.R. 2055 - Lifetime Income Disclosure & Regulatory Issues - all provisions H.R. 3499 - Automatic IRA - all Provisions H.R. 4523 - Automatic Retirement Plan Act of 2017 No Bill # - Proposed DOL Fiduciary Regulations - all provisions H.R. 4524 - Retirement Plan Simplification and Enhancement Act of 2017 H.R. 2823 - Affordable Retirement Advice for Savers Act H.R. 3910 - To amend the IRS Code of 1986 to make lifetime income and managed accounts options of defined contribution retirement savings plans portable No Bill # - GMWB Interpretive Issues in terms of possible guidance H.R. 4610 - Electronic Disclosure - ERISA/Internal Revenue Code - issues/provisions relating to the use of electronic disclosure by employee benefit plans H.R. 4604, H.R. 4637, H.R. 4524 - Issues relating to Annuity Selection Safe Harbor H.R. 355 - Protecting American Families' Retirement Advice Act No Bill # - General Account Legislative Fix No Bill # - Portable Retirement Accounts Legislation No Bill # - Qualified Professional Asset Manager (OPAM) Exception Amendment

Client expense: $1,790,000 · Firm income: Not reported

Government targets: Commodity Futures Trading Commission (CFTC), Consumer Financial Protection Bureau (CFPB), Federal Highway Administration (FHA), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), Office of Management & Budget (OMB), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

assist client with issues pertaining to retirement savings and rules, education savings and health savings; HR 4524 Retirement Plan Simplification and Enhancement Act 2017; H.R.3499 Automatic IRA Act 2017. S1383 Retirement Security Act of 2017;S1321 Affordable Retirement Advice Protection Act; HR2823 Affordable Retirement Advice for Savers Act; HR 355 Protect American Families Retirement Advice Act; HR 5282-S 2526 Retirement Enhancement and Savings Act 2018; S3221 Retirement Security Flexibility Act 2018.

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to the Consumer Financial Protection Bureau and consumer financial protection, generally; H.R. 3746: Business of Insurance Regulatory Reform Act S.387: Consumer Financial Protection Bureau Accountability Act of 2017 H.R. 1018: CFPB Constitutional Reform Act of 2017 Issues related to Department of Labor's rule redefining Fiduciary under ERISA, generally: H.R. 355: Protecting American Families' Retirement Advice Act H.R. 2823: Affordable Retirement Advice for Savers Act S. 1321: Affordable Retirement Advice Protection Act H.R. 3758: Senior Safe Act of 2017

Client expense: $670,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Consumer Financial Protection Bureau (CFPB), Federal Aviation Administration (FAA), Federal Communications Commission (FCC), Federal Emergency Management Agency (FEMA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Postal Regulatory Commission, SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Postal Service (USPS), U.S. Trade Representative (USTR)

HR 5102, S 2524- Loan repayment for Substance Use Disorder Workforce Mental health and substance use treatment workers Funding for workers health and safety programs Health Care Workplace Violence Prevention Act Improving the working conditions for EMS workers Protecting the rights of Homecare workers HR 3493, HR 3494- National Care Corps Program HR 355, HR 3858- DOL Fiduciary Rule Federal employee pension benefits HR 1364- Official Time, including Official Time Reform Act Federal Employee health care, retirement, other benefits Collection of Union Dues Federal Labor Relations Authority Regional Office Closings Jobs Guarantee Bill HR 6238, S 3151- Public Service Workers Fairness Act HR 4548- WAGE Act S 140- Tribal Labor Sovereignty S 2810- Workplace Democracy Act Public Service Freedom to Negotiate Act Janus- Right-to-Work Policies

Client expense: $580,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Legislative The Tax Cuts and Jobs Act - H.R. 1 Protecting American Families Retirement Advice Act - H.R. 355 Pension and Budget Integrity Act of 2017 - S. 270/H.R. 761 Retirement Security for American Workers Act - H.R. 854 Retirement Security Preservation Act of 2017 - S.852/H.R. 1962 Lifetime Income Disclosure Act - S. 868/H.R. 2055 Shrinking Emergency Account Losses Act of 2017 (SEAL Act) - S. 940 Savings Enhancement by Alleviating Leakage in 401(k) Savings Act - H.R. 2030 Keep Our Pension Promises Act - S. 1076 Affordable Retirement Advice Protection Act - S. 1321 Retirement Savings Lost and Found Act of 2018 - S. 2474 Retirement Enhancement and Savings Act (RESA) of 2018 - S. 2526 Affordable Retirement Advice for Savers Act - H.R. 2823 Rightsizing Pension Premiums Act - H.R. 3596 The Protecting Adviser for Small Savers (PASS) Act of 2017 - H.R. 3857 Retirement Plan Modernization Act - H.R. 4158 Automatic Retirement Plan Act - H.R. 4523 Increasing Access to a Secure Retirement Act of 2017 - H.R. 4604 Receiving Electronic Statements to Improve Retiree Earnings (RETIRE) Act - H.R 4610 Retirement Plan Simplification and Enhancement Act - H.R. 4524 Small Business Add Value for Employees (SAVE) Act - H.R. 4637 Tax Incentives for 401 (k) contributions The Bipartisan Budget Act of 2018 Consolidated Appropriations Act of 2018 Fiscal Year 2019 budget proposal - provisions affecting employer-sponsored benefits Regulatory and Other ERISA Preemption Federal disaster tax, filing and reporting relief for employers and individuals Electronic communication and disclosure of benefits information Mortality tables Non-discrimination issues affecting defined benefit plans PBGC premiums PBGC Early Warning Program Hybrid plan rules, including Pension Equity Plans Fiduciary Definition Executive & nonqualified deferred compensation Multiple Employer Plans - MEPs Multiemployer pension plan issues State retirement plan initiatives Plan administration - certification of hardship withdrawals and determination letter program Paid leave proposals and issues Student loan repayment benefit Missing Participants Independent Workers Emergency savings Pleading standards

Client expense: $351,328 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Equal Employment Opportunity Commission (EEOC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Internal Revenue Service (IRS), Labor, Dept of (DOL), Office of Management & Budget (OMB), Pension Benefit Guaranty Corporation (PBGC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, White House Office

Adopting Rules for the 115th Congress. H. Res. 5: Provision creating a point of order to legislation reallocating funds from the Social Security Old Age and Survivors Insurance (OASI) Trust Fund to the Disability Insurance (DI) Trust Fund. Cost of Living Adjustment Relief. H.R. 1251, CPI-E Act of 2017; H.R. 1902, Social Security 2100 Act; H.R. 1114/S. 427, Social Security Expansion Act; H.R. 2855, Social Security for Future Generations Act of 2017; H.R. 2896, the Fair COLA for Seniors Act of 2017: Proposals to adopt the Consumer Price Index for the Elderly (CPI-E) for the purpose of determining cost-of-living adjustments (COLAs) for Social Security beneficiaries. Social Security Expansion. S. 2653, the Elder Poverty Relief Act; S. 3147/H.R. 6251, the Social Security Administration Fairness Act; H.R. 1902/S. 2671, Social Security 2100 Act; H.R. 1114/S. 427, Social Security Expansion Act; H.R. 2855, Social Security for Future Generations Act of 2017: Proposals to improve benefits and to strengthen Social Security's financing by altering the payroll tax cap, among other changes. Caregiver Social Security Credits. S. 1255, Social Security Caregivers Credit Act of 2017: Proposal to provide Social Security wage credits for individuals who reduce their participation in the workforce or leave the workforce to provide care to specified family members and relatives. Social Security Commission. H.R. 3423, Social Security Commission Act: Proposal to require a commission to make recommendations for achieving solvency of the Social Security trust funds for 75 years. Supplemental Security Income. H.R. 3307, Supplemental Security Income Restoration Act: Proposal to update provisions in the SSI program to reflect inflation since 1972 and to increase the asset limit to $10,000 for an individual and $15,000 for a couple. Social Security Government Pension Offset and Windfall Elimination Provision. H.R. 1205/S. 915, Social Security Fairness Act of 2017: Proposal to repeal the Government Pension Offset and Windfall Elimination Provision. Social Security Administration Online Services (No bill). Pertaining to SSAs administrative decision to require individuals who have "mySocialSecurity" accounts to receive a code on a cell phone capable of receiving a text message in order to log into their account. Social Security Benefit Statement (No bill). Pertaining to efforts to have the Social Security Administration resume annual distribution of benefit statements to eligible individuals. Protecting Seniors from Garnishment. S. 959/H.R. 4500, the Protection of Social Security Benefits Restoration Act: Proposals to protect Social Security beneficiaries from having their Social Security benefits garnished to recover unpaid student loans. Disability Adjudication (No bill). Comments on regulatory proposals to alter the rules regarding the evaluation of medical evidence for the purpose of adjudicating claims for both Social Security and Supplemental Security Income disability benefits. Prohibit Payment of Social Security and Supplemental Security Insurance Benefits. H.R. 2792, the Control Unlawful Fugitive Felons Act of 2017: Proposal to bar payment of benefits for seniors with outstanding warrants for their arrest. Social Security Benefit Improvement. S. 2653, Elderly Poverty Relief Act of 2018: Proposal to adjust benefit levels for individuals who have been on the Social Security Benefit rolls for many years. Social Security Office Closures. H.R. 5431, the Social Security Administration Accountability Act of 2018: Protect and preserve Social Securitys network of local field offices from closure or consolidation. Disability Adjudication (no bill). Notice of proposed rule making regarding the evaluation of musculoskeletal impairments for the purposes of qualifying for Social Security and Supplemental Security Income disability benefits. Department of Labor Retirement Advisor Fiduciary Rule. H.R. 355, Protecting American Families Retirement Advice Act: Provisions delaying for two years the effective date of the Department of Labor rule published on April 8, 2016, relating to the definition of the term "fiduciary" and the conflict of interest rule with respect to retirement investment advice.

Client expense: $260,000 · Firm income: Not reported

Government targets: Administration on Aging, Centers For Medicare and Medicaid Services (CMS), Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Economic Council (NEC), Office of Management & Budget (OMB), President of the U.S., SENATE, Social Security Administration (SSA), Treasury, Dept of, Vice President of the U.S.

Issues related to IRA and pension reform. Issues related to investment advice made in connection with retirement products: H.R. 355, H.J.Res. 66, H.J.Res. 67, H.R.2055, S.868, S.J.Res.32, S.J.Res.33 and H.R. 3857. Issues related to individuals and businesses investing in retirement vehicles, plan funding limits, participation and disclosure rules, exemptions, employer and plan sponsor duties and safe harbors including: H.R. 1, H.R. 3653, H.R. 3910, H.R. 3499, H.R. 3902, H.R. 4604, H.R. 4524, H.R. 937, S. 2526 and H.R. 5282.

Client expense: $578,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Internal Revenue Service (IRS), Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Improving worker standards for Homecare Workers who care for family members Protecting the rights of Homecare workers HR 5223- Health Care Workplace Violence Prevention Act HR 355, 3858- DOL Fiduciary Rule Overtime Rules HR 3441- Local Business Act/NLRB Rule S 140, HR 986- Tribal Labor Sovereignty Act HR 4548- WAGE Act Public Sector Bargaining Legislation Workplace Sexual Harassment HR 1364- Official Time, including Official Time Reform Act Federal Employee health care, retirement, other benefits Collection of Union Dues Federal Labor Relations Authority Regional Office Closings S 2274 and FY 2018 Appropriations Omnibus- Federal Employee Fair Treatment Act and reimburse state/local governments for pay to state/local government employees covering days of federal government shutdown HR 4924- Congressional Accountability Act of 1995 Reform Act, especially provisions affecting Library of Congress HR 1980, S 1728- Private Prison Information act HR 3844- End For Profit Prisons Act HR 4225, S 2075- Ending Tax Breaks for Private Prisons Act Janus- Right to Work Policies Public Service Workers, I AM 2018

Client expense: $600,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, State, Dept of (DOS), U.S. Trade Representative (USTR)

H.R. 1 (An Act to provide for reconciliation pursuant to titles II and V of the concurrent resolution on the budget for fiscal year 2018); H.R. 355 (Protecting American Families' Retirement Advice Act); H.R. 2823 (Affordable Retirement Advice for Savers Act); H.R. 3758 (Senior Safe Act of 2017); H.R. 3857 (PASS Act of 2017); H.R. 4189 (IRA Preservation Act of 2017); H.R. 4523 (Automatic Retirement Plan Act of 2017); H.R. 5282 (Retirement Enhancement and Savings Act of 2018); S. 178 (Elder Abuse Prevention and Prosecution Act); S. 223 (Senior$afe Act of 2017); S. 1321 (Affordable Retirement Advice Protection Act); S. 2526 (Retirement Enhancement and Savings Act of 2018); DOL ERISA Fiduciary Duty Rulemaking; Tax incentives for retirement savings; GOP Tax Reform blueprint.

Client expense: $1,620,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Executive Office of the President (EOP), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Ginnie Mae, HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Labor, Dept of (DOL), Natl Credit Union Administration (NCUA), Natl Economic Council (NEC), Natl Security Council (NSC), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), State, Dept of (DOS), Treasury, Dept of, U.S. Trade Representative (USTR)

Improving worker standards for Homecare Workers who care for family members Protecting the rights of Homecare workers HR 5223- Health Care Workplace Violence Prevention Act HR 355, 3858- DOL Fiduciary Rule Overtime Rules HR 3441- Local Business Act/NLRB Rule S 140, HR 986- Tribal Labor Sovereignty Act HR 4548- WAGE Act Public Sector Bargaining Legislation Workplace Sexual Harassment HR 1364- Official Time, including Official Time Reform Act Federal Employee health care, retirement, other benefits Collection of Union Dues Federal Labor Relations Authority Regional Office Closings S 2274 and FY 2018 Appropriations Omnibus- Federal Employee Fair Treatment Act and reimburse state/local governments for pay to state/local government employees covering days of federal government shutdown HR 4924- Congressional Accountability Act of 1995 Reform Act, especially provisions affecting Library of Congress HR 1980, S 1728- Private Prison Information act HR 3844- End For Profit Prisons Act HR 4225, S 2075- Ending Tax Breaks for Private Prisons Act Janus- Right to Work Policies Public Service Workers, I AM 2018

Client expense: $590,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, State, Dept of (DOS), U.S. Trade Representative (USTR)

assist client with issues pertaining to retirement savings and rules, education savings and health savings; HR 4524 Retirement Plan Simplification and Enhancement Act 2017; H.R.3499 Automatic IRA Act 2017. S1383 Retirement Security Act of 2017;S1321 Affordable Retirement Advice Protection Act; HR2823 Affordable Retirement Advice for Savers Act; HR 355 Protect American Families Retirement Advice Act.

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to the Consumer Financial Protection Bureau and consumer financial protection, generally; H.R. 3746: Business of Insurance Regulatory Reform Act S.387: Consumer Financial Protection Bureau Accountability Act of 2017 H.R. 1018: CFPB Constitutional Reform Act of 2017 Issues related to Department of Labor's rule redefining Fiduciary under ERISA, generally: H.R. 355: Protecting American Families' Retirement Advice Act H.R. 2823: Affordable Retirement Advice for Savers Act S. 1321: Affordable Retirement Advice Protection Act H.R. 3758: Senior Safe Act of 2017

Client expense: $630,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Consumer Financial Protection Bureau (CFPB), Federal Aviation Administration (FAA), Federal Communications Commission (FCC), Federal Emergency Management Agency (FEMA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Postal Regulatory Commission, SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Postal Service (USPS), U.S. Trade Representative (USTR)

Legislative The Tax Cuts and Jobs Act - H.R. 1 Protecting American Families Retirement Advice Act - H.R. 355 Pension and Budget Integrity Act of 2017 - S. 270/H.R. 761 Retirement Security for American Workers Act - H.R. 854 Retirement Security Preservation Act of 2017 - S.852/H.R. 1962 Lifetime Income Disclosure Act - S. 868/H.R. 2055 Shrinking Emergency Account Losses Act of 2017 (SEAL Act) - S. 940 Savings Enhancement by Alleviating Leakage in 401(k) Savings Act - H.R. 2030 Keep Our Pension Promises Act - S. 1076 Affordable Retirement Advice Protection Act - S. 1321 Retirement Savings Lost and Found Act of 2018 - S. 2474 Affordable Retirement Advice for Savers Act - H.R. 2823 Receiving Electronic Statements to Improve Retiree Earnings (RETIRE) Act - H.R 2656 Rightsizing Pension Premiums Act - H.R. 3596 The Protecting Adviser for Small Savers (PASS) Act of 2017 - H.R. 3857 Retirement Plan Modernization Act - H.R. 4158 Automatic Retirement Plan Act - H.R. 4523 Retirement Plan Simplification and Enhancement Act - H.R. 4524 Small Business Add Value for Employees (SAVE) Act - H.R. 4637 Retirement Enhancement and Savings Act of 2016 (RESA) Tax Incentives for 401 (k) contributions The Bipartisan Budget Act of 2018 Consolidated Appropriations Act of 2018 Fiscal Year 2019 budget proposal - provisions affecting employer-sponsored benefits Regulatory and Other ERISA Preemption Federal disaster tax, filing and reporting relief for employers and individuals Electronic communication and disclosure of benefits information Mortality table updates Non-discrimination issues affecting defined benefit plans PBGC premiums PBGC Early Warning Program Hybrid plan rules, including Pension Equity Plans Fiduciary Definition Rule - delay of applicability date Disability Benefits - final rule for certain claims procedures for disability plans Executive & nonqualified deferred compensation Multiple Employer Plans - MEPs Multiemployer pension plan issues State retirement plan initiatives Plan administration - certification of hardship withdrawals and determination letter program Paid leave proposals and issues Student loan repayment benefit Missing Participants Independent Workers

Client expense: $262,146 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Equal Employment Opportunity Commission (EEOC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Internal Revenue Service (IRS), Labor, Dept of (DOL), Pension Benefit Guaranty Corporation (PBGC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, White House Office

Issues related to IRA and pension reform. Issues related to investment advice made in connection with retirement products: H.R. 355, H.J.Res. 66, H.J.Res. 67, H.R.2055, S.868, S.J.Res.32, S.J.Res.33 and H.R. 3857. Issues related to individuals and businesses investing in retirement vehicles, plan funding limits, participation and disclosure rules, exemptions, employer and plan sponsor duties and safe harbors including: H.R. 1, H.R. 3653, H.R. 3910, H.R. 3499, H.R. 3902, H.R. 4604, H.R. 4524, S. 2526 and H.R. 5282.

Client expense: $578,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Internal Revenue Service (IRS), Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

S. 223, H.R. 3758 - SeniorSafe Act of 2017 H.R. 78 - SEC Regulatory Accountability Act H.R. 5282, S. 2526 - Retirement Enhancement and Savings Act H.R. 854, S. 1383 - Multiple Small Employer Plans - issues relating to MEPs/MSEPs S. 868, H.R. 2055 - Lifetime Income Disclosure & Regulatory Issues - all provisions H.R. 3499 - Automatic IRA - all Provisions H.R. 4523 - Automatic Retirement Plan Act of 2017 No Bill # - Proposed DOL Fiduciary Regulations - all provisions H.R. 4524 - Retirement Plan Simplification and Enhancement Act of 2017 H.R. 2823 - Affordable Retirement Advice for Savers Act H.R. 3910 - To amend the IRS Code of 1986 to make lifetime income and managed accounts options of defined contribution retirement savings plans portable N/A - GMWB Interpretive Issues in terms of possible guidance H.R. 4610 - Electronic Disclosure - ERISA/Internal Revenue Code - issues/provisions relating to the use of electronic disclosure by employee benefit plans H.R. 4604, H.R. 4637, H.R. 4524 - Issues relating to Annuity Selection Safe Harbor H.R. 355 - Protecting American Families' Retirement Advice Act

Client expense: $1,970,000 · Firm income: Not reported

Government targets: Commodity Futures Trading Commission (CFTC), Consumer Financial Protection Bureau (CFPB), Federal Highway Administration (FHA), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), Office of Management & Budget (OMB), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Adopting Rules for the 115th Congress. H. Res. 5: Provision creating a point of order to legislation reallocating funds from the Social Security Old Age and Survivors Insurance (OASI) Trust Fund to the Disability Insurance Trust Fund. Cost of Living Adjustment Relief. H.R. 1251, CPI-E Act of 2017; H.R. 1902, Social Security 2100 Act; H.R. 1114/S. 427, Social Security Expansion Act; H.R. 2855, Social Security for Future Generations Act of 2017; H.R. 2896, the Fair COLA for Seniors Act of 2017: Proposals to adopt the Consumer Price Index for the Elderly (CPI-E) for the purpose of determining cost-of-living adjustments (COLAs) for Social Security beneficiaries. Social Security Expansion. H.R. 1902, Social Security 2100 Act; H.R. 1114/S. 427, Social Security Expansion Act; H.R. 2855, Social Security for Future Generations Act of 2017: Proposals to improve benefits and to strengthen Social Security's financing by altering the payroll tax cap, among other changes. Caregiver Social Security Credits. S. 1255, Social Security Caregivers Credit Act of 2017: Proposal to provide Social Security wage credits for individuals who reduce their participation in the workforce or leave the workforce to provide care to specified family members and relatives. Social Security Commission. H.R. 3423, Social Security Commission Act: Proposal to require a commission to make recommendations for achieving solvency of the Social Security trust funds for 75 years. Social Security Reform (No bill). Proposals to achieve solvency of the Social Security trust fund by cutting benefits. Supplemental Security Income. H.R. 3307, Supplemental Security Income Restoration Act: Proposal to update provisions in the SSI program to reflect inflation since 1972 and to increase the asset limit to $10,000 for an individual and $15,000 for a couple. Social Security Government Pension Offset and Windfall Elimination Provision. H.R. 1205, Social Security Fairness Act of 2017: Proposal to repeal the Government Pension Offset and Windfall Elimination Provision. Access to Social Security Administration Online Services (No bill). Pertaining to SSAs administrative decision to require individuals who have "mySocialSecurity" accounts to receive a code on a cell phone capable of receiving a text message in order to be able to log into their account. Social Security Benefit Statement (No bill). Efforts to have the Social Security Administration resume annual distribution of benefit statements to eligible individuals. Protecting Seniors from Garnishment. S. 959, the Protection of Social Security Benefits Restoration Act: Proposals to protect Social Security beneficiaries from having their Social Security benefits garnished to recover unpaid student loans. Department of Labor Retirement Advisor Fiduciary Rule. H.R. 355, Protecting American Families Retirement Advice Act: Provisions delaying for two years the effective date of the Department of Labor rule published on April 8, 2016, relating to the definition of the term "fiduciary" and the conflict of interest rule with respect to retirement investment advice. Disability Adjudication (No bill). Comments on regulatory proposals to alter the rules regarding the evaluation of medical evidence for the purpose of adjudicating claims for both Social Security and Supplemental Security Income disability benefits. Prohibit Payment of Social Security and Supplemental Security Insurance Benefits. H.R. 2792, the Control Unlawful Fugitive Felons Act of 2017: Proposal to bar payment of benefits for seniors with outstanding warrants for their arrest. Social Security Representative Payee System. H.R. 4547, the Strengthening Protections for Social Security Beneficiaries Act of 2017: Proposal to provide greater safeguards for vulnerable Social Security beneficiaries whose benefits are managed by representative payees. Elderly Poverty Relief (no bill). Proposal to adjusts benefit levels for individuals who have been on the Social Security Benefit rolls for many years.

Client expense: $250,000 · Firm income: Not reported

Government targets: Administration on Aging, Centers For Medicare and Medicaid Services (CMS), Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Economic Council (NEC), Office of Management & Budget (OMB), President of the U.S., SENATE, Social Security Administration (SSA), Treasury, Dept of, Vice President of the U.S.

PL-114-1 TRIA/NARAB II Implementation DOL Fiduciary Standard (insurance provisions) HFIAA (Homeowner Flood Insurance Affordability Act) Implementation HR 1422 & S 563- Flood Insurance Market Parity Act (all provisions) HR 871 - Foreign Account Tax Compliance (all provisions) HR 10 - CHOICE Act (insurance provisions) Liability Risk Retention Act (generally) HR 1423- National Flood Insurance Program Reauthorization and Improvement Act of 2017 (all provisions) HR 355- Protecting American Families Retirement Act (all provisions) HR 2874- 21st Century Flood Reform Act (all provisions) HR 2875- National Flood Insurance Program Administrative Reform Act of 2017 (all provisions) HR 1558 Repeatedly Flooded Communities Preparation Act (all provisions) HR 2246- Taxpayer Exposure Mitigation Act of 2015 (all provisions) HR 2868 - National Flood Insurance Program Policyholder Protection Act of 2017(all provisions) HR 2565- Require the Use of Replacement Cost Rule in Determining Premium Rates for Flood Insurance (all provisions) S. 1368- Sustainable Affordable, Fair, and Efficient (SAFE) National Flood Insurance Program Reauthorization Act of 2017 (all provisions) S. 1313- Flood Insurance Affordability and Sustainability Act of 2017 (all provisions) HR 1929- Empowering Homeowners to Mitigate Flood Damage Act (all provisions) HR 3363 - CLAIM Act (all provisions) S 1445- Repeatedly Flood Communities Preparation Act (all provisions) HR 3746- Business of Insurance Regulatory Reform Act (all provisions) HR 3861- FIO Reform Act (all provisions) HR 3857- PASS Act (DOL Fiduciary repeal) HR 4537- International Insurance Standards Act (all provisions) HR 4483- FIO Elimination Act (all provisions) S 2155- Economic Growth, Reg Relief, and Consumer Protection Act (insurance provisions) S 1360- International Insurance Standards Act (all provisions) S 2092- Flood Insurance Continuing Education and Training Act

Client expense: $210,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Housing & Urban Development, Dept of (HUD), Labor, Dept of (DOL), Natl Economic Council (NEC), Office of Management & Budget (OMB), SENATE, Treasury, Dept of

HR 3441- Legislation to reverse the Browning Ferris decision by NLRB HR 1364, SA 877, SA 878- Official Time, including Official Time Reform Act Federal Employee health care, retirement, other benefits Collection of Union Dues HR 4182- Ensuring a Qualified Civil Service Act of 2017 HR 355, HR 3858- DOL Fiduciary Rule Overtime Rules HR 3441- Local Business Act/NLRB Rule Public Sector Collective Bargaining Rights Economic Agenda- Better Deal Apprenticeships, proposal for training and development programs Public Service Workers - I Am 2018 HR 4219- Workplace leave policies, Workflex in the 21st Century Act Workplace Sexual Harrasment Janus- Right to Work policies

Client expense: $560,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, State, Dept of (DOS), U.S. Trade Representative (USTR), White House Office

S. 223 - SeniorSafe Act of 2017 H.R. 78 - SEC Regulatory Accountability Act H.R. 854 - Multiple Small Employer Plans - issues relating to MEPs/MSEPs No Bill # - Lifetime Income Disclosure & Regulatory Issues - all provisions No Bill # - Automatic IRA - all Provisions No Bill # - Proposed DOL Fiduciary Regulations - all provisions N/A - GMWB Interpretive Issues in terms of possible guidance No Bill # - Electronic Disclosure - ERISA/Internal Revenue Code - issues/provisions relating to the use of electronic disclosure by employee benefit plans N/A - Issues relating to DOL Safe Harbor for Selection of Annuity Providers No Bill # - Issues relating to Annuity Selection Safe Harbor H.R. 355 - Protecting American Families' Retirement Advice Act

Client expense: $2,310,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Labor, Dept of (DOL), Office of Management & Budget (OMB), SENATE, Securities & Exchange Commission (SEC), State, Dept of (DOS), Treasury, Dept of, U.S. Trade Representative (USTR)

H.R. 1 (An Act to provide for reconciliation pursuant to titles II and V of the concurrent resolution on the budget for fiscal year 2018); H.R. 355 (Protecting American Families' Retirement Advice Act); H.R. 2823 (Affordable Retirement Advice for Savers Act); H.R. 3758 (Senior Safe Act of 2017); H.R. 3857 (PASS Act of 2017); H.R. 4523 (Automatic Retirement Plan Act of 2017); S. 178 (Elder Abuse Prevention and Prosecution Act); S. 223 (Senior$afe Act of 2017); S. 1321 (Affordable Retirement Advice Protection Act); DOL ERISA Fiduciary Duty Rulemaking; Tax incentives for retirement savings; GOP Tax Reform blueprint.

Client expense: $2,800,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Executive Office of the President (EOP), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Ginnie Mae, HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Labor, Dept of (DOL), Natl Credit Union Administration (NCUA), Natl Economic Council (NEC), Natl Security Council (NSC), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), State, Dept of (DOS), Treasury, Dept of, U.S. Trade Representative (USTR)

Issues related to the Consumer Financial Protection Bureau and consumer financial protection, generally; H.R. 3746: Business of Insurance Regulatory Reform Act S.387: Consumer Financial Protection Bureau Accountability Act of 2017 H.R. 1018: CFPB Constitutional Reform Act of 2017 H.J.Res: Disapproving the rule submitted by the Department of Labor relating to savings arrangements established by qualified State political subdivisions for non-governmental employees. H.J.Res 111: Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to "Arbitration Agreements" Issues related to Department of Labor's rule redefining Fiduciary under ERISA, generally: H.R. 355: Protecting American Families' Retirement Advice Act H.R. 2823: Affordable Retirement Advice for Savers Act S. 1321: Affordable Retirement Advice Protection Act H.R. 3758: Senior Safe Act of 2017

Client expense: $500,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Consumer Financial Protection Bureau (CFPB), Federal Aviation Administration (FAA), Federal Communications Commission (FCC), Federal Emergency Management Agency (FEMA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Justice, Dept of (DOJ), Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Postal Service (USPS), U.S. Trade Representative (USTR)

HR 3441- Legislation to reverse the Browning Ferris decision by NLRB HR 1364, SA 877, SA 878- Official Time, including Official Time Reform Act Federal Employee health care, retirement, other benefits Collection of Union Dues HR 4182- Ensuring a Qualified Civil Service Act of 2017 HR 355, HR 3858- DOL Fiduciary Rule Overtime Rules HR 3441- Local Business Act/NLRB Rule Public Sector Collective Bargaining Rights Economic Agenda- Better Deal Apprenticeships, proposal for training and development programs Public Service Workers - I Am 2018 HR 4219- Workplace leave policies, Workflex in the 21st Century Act Workplace Sexual Harrasment Janus- Right to Work policies

Client expense: $560,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, State, Dept of (DOS), U.S. Trade Representative (USTR), White House Office

Legislative Protecting American Families Retirement Advice Act - H.R. 355 Pension and Budget Integrity Act of 2017 - S. 270/H.R. 761 Retirement Security for American Workers Act - H.R. 854 Retirement Security Preservation Act of 2017 - S.852/H.R. 1962 Lifetime Income Disclosure Act - S. 868/H.R. 2055 Shrinking Emergency Account Losses Act of 2017 (SEAL Act) - S. 940 Savings Enhancement by Alleviating Leakage in 401(k) Savings Act - H.R. 2030 Keep Our Pension Promises Act - S. 1076 Affordable Retirement Advice Protection Act - S. 1321 Affordable Retirement Advice for Savers Act - H.R. 2823 Receiving Electronic Statements to Improve Retiree Earnings (RETIRE) Act - H.R 2656 Rightsizing Pension Premiums Act - H.R. 3596 Disaster Tax Relief and Airport and Airway Extension Act of 2017 - H.R. 3823 The Protecting Adviser for Small Savers (PASS) Act of 2017 - H.R. 3857 Retirement Plan Modernization Act - H.R. 4158 Automatic Retirement Plan Act - H.R. 4523 Retirement Plan Simplification and Enhancement Act - H.R. 4524 Small Business Add Value for Employees (SAVE) Act - H.R. 4637 Retirement Enhancement and Savings Act of 2016 (RESA) The Tax Cuts and Jobs Act - H.R. 1 Tax Incentives for 401 (k) contributions Fiscal Year 2018 Budget Resolution: provisions impacting employer-sponsored benefits Regulatory and Other Federal disaster tax, filing and reporting relief for employers and individuals Electronic communication and disclosure of benefits information Mortality table updates Non-discrimination issues affecting defined benefit plans PBGC premiums PBGC Early Warning Program Hybrid plan rules, including Pension Equity Plans Fiduciary Definition Rule - delay of applicability date Presidential Executive Order: Reducing Regulation and Controlling Regulatory Cost Presidential Executive Order: Core Principles for Regulating the United States Financial System Joint Resolutions disapproving of the U.S. Department of Labors (DOL) regulations validating state-based retirement plans - H.J. RES. 66 & H. J. RES. 67 Disability Benefits - proposed regulation to delay or amend claims procedure final regulations for disability plans Financial soundness Executive & nonqualified deferred compensation Multiemployer pension plan issues State retirement plan initiatives Plan administration - certification of hardship withdrawals and determination letter program Paid leave proposals and issues Student loan repayment benefit Missing Participants

Client expense: $195,538 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Equal Employment Opportunity Commission (EEOC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Internal Revenue Service (IRS), Labor, Dept of (DOL), Office of Management & Budget (OMB), Pension Benefit Guaranty Corporation (PBGC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, White House Office

H.R. 1 - Tax Cuts and Jobs Act; provisions relating to retirement savings products, 401(k)s, pension coverage H.R. 355 - Protecting American Families Retirement Advice Act; entire bill H.R. 1083 - American Savings Account Act of 2017; entire bill H.R. 2030 - Savings Enhancement by Alleviating Leakage in 401(k) Savings (SEAL) Act; entire bill H.R. 2823 - Affordable Retirement Advice for Savers Act; entire bill H.R. 3758 - Senior $afe Act of 2017; entire bill H.R. 3857 - Protecting Advice for Small Savers Act of 2017 or PASS Act of 2017; entire bill H.R. 4523 - Automatic Retirement Plan Act of 2017; entire bill H.R. 4524 - Retirement Plan Simplification and Enhancement Act of 2017; entire bill H.R. 4604 - Increasing Access to a Secure Retirement Act of 2017; entire bill H.R. 4610 - Receiving Electronic Statements to Improve Retiree Earnings Act; entire bill H.R. 4737 - Small businesses Add Value for employees Act of 2017 or SAVE Act; entire bill S. 223 - Senior $afe Act of 2017; entire bill S. 940 - Shrinking Emergency Account Losses (SEAL) Act of 2017; entire bill S. 1035 - Preserve Rights Of States and Political subdivisions to Encourage Retirement Savings Act (PROSPERS Act); entire bill S. 1321 - A bill to amend the Employee Retirement Income Security Act of 1974 to ensure that retirement investors receive advice in their best interests; entire bill S. 1379 - Graduate Student Savings Act of 2017; entire bill S. 1383 - Retirement Security Act of 2017; entire bill S. 1463 - A Bill to Amend the Financial Stability Act of 2010 to Modify the Term of the Independent Member of the Financial Stability Oversight Council; entire bill S. 1861 - Automatic IRA Act of 2017; entire bill S. 2155 - Economic Growth, Regulatory Relief and Consumer Protection Act; provisions relating to international insurance standards; provisions relating to Senior$afe Act S. 3417 - Receiving Electronic Statements To Improve Retiree Earnings Act; entire bill

Client expense: $560,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S. 223 - SeniorSafe Act of 2017 H.R. 78 - SEC Regulatory Accountability Act H.R. 854, S. 1383 - Multiple Small Employer Plans - issues relating to MEPs/MSEPs S. 868, H.R. 2055 - Lifetime Income Disclosure & Regulatory Issues - all provisions H.R. 3499 - Automatic IRA - all Provisions H.R. 4523 - Automatic Retirement Plan Act of 2017 No Bill # - Proposed DOL Fiduciary Regulations - all provisions H.R. 4524 - Retirement Plan Simplification and Enhancement Act of 2017 H.R. 2823 - Affordable Retirement Advice for Savers Act H.R. 3910 - To amend the IRS Code of 1986 to make lifetime income and managed accounts options of defined contribution retirement savings plans portable. N/A - GMWB Interpretive Issues in terms of possible guidance No Bill # - Electronic Disclosure - ERISA/Internal Revenue Code - issues/provisions relating to the use of electronic disclosure by employee benefit plans N/A - Issues relating to DOL Safe Harbor for Selection of Annuity Providers H.R. 355 - Protecting American Families' Retirement Advice Act

Client expense: $1,790,000 · Firm income: Not reported

Government targets: Commodity Futures Trading Commission (CFTC), Consumer Financial Protection Bureau (CFPB), Federal Highway Administration (FHA), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), Office of Management & Budget (OMB), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Issues related to IRA and pension reform. Issues related to investment advice made in connection with retirement products: H.R. 355, H.J.Res. 66, H.J.Res. 67, H.R.2055, S.868, S.J.Res.32, S.J.Res.33 and H.R. 3857. Issues related to individuals and businesses investing in retirement vehicles, plan funding limits, participation and disclosure rules, exemptions, employer and plan sponsor duties and safe harbors inlcuding: H.R. 1, H.R. 3653, H.R. 3910, H.R. 3499, H.R. 3902, H.R. 4604 and H.R. 4524.

Client expense: $612,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Internal Revenue Service (IRS), Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

PL-114-1 TRIA/NARAB II Implementation DOL Fiduciary Standard (insurance provisions) HFIAA (Homeowner Flood Insurance Affordability Act) Implementation HR 1422 & S 563- Flood Insurance Market Parity Act (all provisions) HR 871 - Foreign Account Tax Compliance (all provisions) HR 10 - CHOICE Act (insurance provisions) Liability Risk Retention Act (generally) HR 1423- National Flood Insurance Program Reauthorization and Improvement Act of 2017 (all provisions) HR 355- Protecting American Families Retirement Act (all provisions) HR 2874- 21st Century Flood Reform Act (all provisions) HR 2875- National Flood Insurance Program Administrative Reform Act of 2017 (all provisions) HR 1558 Repeatedly Flooded Communities Preparation Act (all provisions) HR 2246- Taxpayer Exposure Mitigation Act of 2015 (all provisions) HR 2868 - National Flood Insurance Program Policyholder Protection Act of 2017(all provisions) HR 2565- Require the Use of Replacement Cost Rule in Determining Premium Rates for Flood Insurance (all provisions) S. 1368- Sustainable Affordable, Fair, and Efficient (SAFE) National Flood Insurance Program Reauthorization Act of 2017 (all provisions) S. 1313- Flood Insurance Affordability and Sustainability Act of 2017 (all provisions) HR 2170- Flood and Agriculture and Risk Management Reduction Act (all provisions) HR 1929- Empowering Homeowners to Mitigate Flood Damage Act (all provisions) HR 3363 - CLAIM Act (all provisions) S 1445- Repeatedly Flood Communities Preparation Act (all provisions) HR 3110/S 1463- FSOC Member legislation (all provisions) HR 3762- International Insurance Standards Act (all provisions) HR 3746- Business of Insurance Regulatory Reform Act (all provisions) HR 3861- FIO Reform Act (all provisions) HR 3857- PASS Act (DOL Fiduciary repeal) HR 4567- International Insurance Standards Act (all provisions) HR 4483- FIO Elimination Act (all provisions) S 2155- Economic Growth, Reg Relief, and Consumer Protection Act (insurance provisions) S 1360- International Insurance Standards Act (all provisions) S 2092- Flood Insurance Continuing Education and Training Act

Client expense: $240,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Executive Office of the President (EOP), Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Housing & Urban Development, Dept of (HUD), Labor, Dept of (DOL), Natl Economic Council (NEC), Office of Management & Budget (OMB), Office of the Vice President of the United States, SENATE, Treasury, Dept of

Adopting Rules for the 115th Congress (H. Res. 5). Provision creating a point of order to legislation reallocating funds from the Social Security Old Age and Survivors Insurance (OASI) Trust Fund to the Disability Insurance Trust Fund. Cost of Living Adjustment Relief (H.R. 1251, CPI-E Act of 2017; H.R. 1902, Social Security 2100 Act; H.R. 2855, Social Security for Future Generations Act of 2017; H.R. 2896, the Fair COLA for Seniors Act of 2017). Proposals to adopt the Consumer Price Index for the Elderly (CPI-E) for the purpose of determining cost-of-living adjustments (COLAs) for Social Security beneficiaries. Social Security Expansion (H.R. 1902, Social Security 2100 Act; H.R. 1114/S. 427, Social Security Expansion Act; H.R. 2855, Social Security for Future Generations Act of 2017). Proposals to improve benefits and to strengthen Social Security's financing by altering the payroll tax cap, among other changes. Caregiver Social Security Credits (No bill). Proposals to provide Social Security wage credits for individuals who reduce their participation in the workforce or leave the workforce to provide care to specified family members and relatives. Social Security Commission (H.R. 3423, Social Security Commission Act). Proposal to require a commission to make recommendations for achieving solvency of the Social Security trust funds for 75 years. Social Security Reform (No bill). Proposals to achieve solvency of the Social Security trust fund by cutting benefits. Supplemental Security Income (H.R. 3307, Supplemental Security Income Restoration Act). Proposal to update provisions in the SSI program to reflect inflation since 1972 and to increase the asset limit to $10,000 for an individual and $15,000 for a couple. Government Pension Offset and Windfall Elimination Provision (H.R. 1205, Social Security Fairness Act of 2017). Proposal to repeal the Government Pension Offset and Windfall Elimination Provision. Access to Social Security Administration Online Services (No bill). Pertaining to SSAs administrative decision to require individuals who have "mySocialSecurity" accounts to receive a code on a cell phone capable of receiving a text message in order to be able to log into their account. Social Security Benefit Statement (No bill). Efforts to have the Social Security Administration resume annual distribution of benefit statements to eligible individuals. Protecting Seniors from Garnishment (S. 959, the Protection of Social Security Benefits Restoration Act). Proposals to protect Social Security beneficiaries from having their Social Security benefits garnished to recover unpaid student loans. Department of Labor Retirement Advisor Fiduciary Rule (H.R. 355, Protecting American Families Retirement Advice Act). Provisions delaying for two years the effective date of the Department of Labor rule published on April 8, 2016, relating to the definition of the term "fiduciary" and the conflict of interest rule with respect to retirement investment advice. Disability Adjudication (No bill). Comments on regulatory proposals to alter the rules regarding the evaluation of medical evidence for the purpose of adjudicating claims for both Social Security and Supplemental Security Income disability benefits. Prohibit Payment of Social Security and Supplemental Security Insurance Benefits (H.R. 2792, the Control Unlawful Fugitive Felons Act of 2017). Proposal to bar payment of benefits for seniors with outstanding warrants for their arrest. Improvements to the Representative Payee System (H.R. 4547, the Strengthening Protections for Social Security Beneficiaries Act of 2017). Proposal to provide greater safeguards for vulnerable Social Security beneficiaries whose benefits are managed by Representative payees.

Client expense: $270,000 · Firm income: Not reported

Government targets: Administration on Aging, Centers For Medicare and Medicaid Services (CMS), Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Economic Council (NEC), Office of Management & Budget (OMB), President of the U.S., SENATE, Social Security Administration (SSA), Treasury, Dept of, Vice President of the U.S.

H.R. 355 (Protecting American Families' Retirement Advice Act); H.R. 2823 (Affordable Retirement Advice for Savers Act); H.R. 3758 (Senior Safe Act of 2017); H.R. 3857 (PASS Act of 2017); S. 178 (Elder Abuse Prevention and Prosecution Act); S. 223 (Senior$afe Act of 2017); S. 1321 (Affordable Retirement Advice Protection Act); H.J. Res.66 (Disapproving the rule submitted by the Department of Labor relating to savings arrangements established by States for non-governmental employees); H.J. Res.67 (Disapproving the rule submitted by the Department of Labor relating to savings arrangements established by qualified State political subdivisions for non-governmental employees); S.J. Res.32 (A joint resolution disapproving the rule submitted by the Department of Labor relating to savings arrangements established by States for non-governmental employees); S.J. Res.33 (A joint resolution disapproving the rule submitted by the Department of Labor relating to savings arrangements established by qualified State political subdivisions for non-governmental employees); DOL ERISA Fiduciary Duty Rulemaking; Tax incentives for retirement savings; GOP Tax Reform blueprint.

Client expense: $1,830,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Executive Office of the President (EOP), Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Federal Reserve System, Ginnie Mae, HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Labor, Dept of (DOL), Natl Credit Union Administration (NCUA), Natl Economic Council (NEC), Natl Security Council (NSC), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), State, Dept of (DOS), Treasury, Dept of, U.S. Trade Representative (USTR)