ENABLERS Act

Issues related to the ENABLERS Act (H.R.5525) and the Corporate Transparency Act

Client expense: Not reported · Firm income: $40,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to the ENABLERS Act (H.R.5525) and the Corporate Transparency Act

Client expense: Not reported · Firm income: $40,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R.1284/S.403 - FOCA Act; Bid Shopping; Bid Listing; Buy American Reform; Protecting the attendance of federal employees at non-federalconferences; Plans for mandating verification systems/policies for employers; Cybersecurity Requirements for Federal Contractors, includingCybersecurity Maturity Model Certification and Sec. 889a of 2019 NDAA; H.R. 26 - Construction Consensus Procurement Improvement Act of2021; Extending Section 3610 of CARES Act; H.R.4321 - Put Our Neighbors to Work Act of 2021; After Buy American reform; procurement and solicitation reform; H.R.7694 - Strengthening Subcontracting for Small Business Act; FY 2023 National Defense Authorization Act - S. 4543/H.R. 7900; Project Labor Agreement Rule; H.R. 5525, ENABLERS Act

Client expense: $261,261 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

General Concerns of Reporting Requirements on Farms and Ranches H.R. 5525, The ENABLERS Act Protect Farmers from the SEC Act (H.R. 9063)

Client expense: $520,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC)

Issues related to H.R.5525 (ENABLERS Act)

Client expense: Not reported · Firm income: $30,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

S.3838 - Asset Seizure for Ukraine Reconstruction Act; S.3950/H.R.7290 - Baltic Defense and Deterrence Act; H.Res.1142 - Recognizing 100 years of diplomatic relations between the U.S. and Baltics; S.4059 - a bill requiring Sec. Defense to replace equipment provided to Ukraine by NATO countries; S.158/H.R.402 - CROOK Act. A bill to promote international efforts in combating corruption, kleptocracy, and illicit finance by foreign officials; S.2876 - Transatlantic Telecommunications Security Act; H.R.5209 - Counter-Kleptocracy Act; H.R.7900 - National Defense Authorization Act for Fiscal Year 2023; S.Res.623/H.Res.1113 - Calling on Sec of State to designate Russia as a state sponsor of terrorism; H.R.5525 - Establishing New Authorities for Businesses Laundering and Enabling Risks to Security Act or the ENABLERS Act; H.R.8532 - To provide assistance for suspected victims and witnesses of war crimes in Ukraine; S.5164/H.R.9381 - Holding Accountable Russian Mercenaries Act (HARM Act).

Client expense: Not reported · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, State, Dept of (DOS)

S.426 - Inspector General Access Act of 2021, fentanyl & fentanyl analogue temporary scheduling; COVID-19 and criminal justice issues including compassionate release; cocaine sentencing issues; H.R. 8152 American Data Privacy Protection Act; S. 4981 Gang Activity Reporting Act of 2022; S. 10, Justice for Murder Victims Act; S. 4628, Combating Violent and Dangerous Crime Act ; H.R. 5525, ENABLERS Act ; S. 4858, Cooper Davis Act ; S. 4664, Commerce, Justice, Science, and Related Agencies Appropriations Act, 2023

Client expense: Not reported · Firm income: $10,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Monitor issues impacting the land title industry; Remote On-line Notary Legislation S 1625; HR 3962. Monitor the Enablers Act, HR 5525.

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R.5525 - ENABLERS Act: Provisions related to the definition of a financial institution H.R.7614 - Digital Commodity Exchange Act of 2022; All provisions of the bill H.R.8950 - Digital Commodities Consumer Protection Act of 2022; All provisions of the bill S.2710 - Open App Markets Act; All provision of the bill S.4356 - Lummis-Gillibrand Responsible Financial Innovation Act S.4528 - Improving Digital Identity Act of 2022; Provision regarding privacy and security S.4760 - Digital Commodities Consumer Protection Act of 2022; Provisions establishing a framework for digital currency S.4857 - Private Markets Transparency and Accountability Act; Provisions related to public reporting after meeting certain quantitive thresholds S.4985 - Cryptocurrency Cybersecurity Information Sharing Act; All provisions of the bill S.5030 - Digital Trading Clarity Act of 2022; All provisions of the bill Executive Order 14067 - Ensuring Responsible Development of Digital Assets; Provisions related to associated reports Stablecoins Legislation; Provisions to draft legislation Matters affecting digital asset regulation and cybersecurity Digital Market Structure and SEC Oversight Data on ownership of Digital Currency by U.S. residents Petition on rulemaking at SEC Campaign contributions made in digital currency; Provisions to draft legislation Matters affecting digital securities Tax provisions related to digital currency Regulatory Matters impacting digital currency

Client expense: $590,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, White House Office

ENABLERS Act (H.R. 5525)/National Defense Authorization Act (HR 7776) Provisions related to the application of anti-money laundering rules to nonprofit entities. National Critical Capabilities Defense Act (HR 6329/S. 1854) Provisions related to governmental approval of international collaborations Securities and Exchange Commission NPRM concerning private fund advisers Provisions related to funding transparency and liquidity rights

Client expense: $120,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Privacy and Data Security HR1816 - To require the Federal Trade Commission to promulgate regulations related to sensitive personal information, and for other purposes. HR8152 - American Data Privacy and Protection Act Communications with the Senate Commerce Committee about data privacy and security policy. Remote Online Notarization S1625 - Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act HR4350 - National Defense Authorization Act HR3962 - Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act Communications with the House Committee on Rules regarding support for Amendment #543 Broadband Access HR2471 - Consolidated Appropriations Act of 2022 HR2617 - Consolidated Appropriations Act, 2023 S2017 - The Broadband Reform and Investment (BRIDGE) Act Discussions with the U.S. House or Representatives and the U.S. Senate in support of funding for increased broadband access. Consumer Financial Protection Bureau HR4773 - The Consumer Financial Protection Commission Act Anti-Money Laundering HR2617 - Consolidated Appropriations Act, 2023 HR5525 - ENABLERS Act Census Bureau Funding Communications with the House Appropriations Subcommittee on Commerce, Justice, Science and Related Agencies regarding FY2023 Census Bureau Funding. Conversations with the House of Representatives and the Senate regarding anti-money laundering regulations and policy proposals. Communications with the Financial Crimes Enforcement Network (FinCEN) within the Department of the Treasury regarding anti-money laundering and beneficial ownership regulations. Communications with the Consumer Financial Protection Bureau about consumer protections and education. Communications with the Federal Trade Commission (FTC) regarding data privacy and cybersecurity regulations and issues.

Client expense: $25,260,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Trade Commission (FTC), Financial Crimes Enforcement Network (FinCEN), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

GSE Reform SRes5 - Fiscal Year 2021 Budget Resolution HR3684 - Infrastructure Investment and Jobs Act Discussions with the U.S. House of Representatives and the U.S. Senate regarding GSE reform. Communications with the House and Senate regarding raising the statutory debt limit and GSEs. GSE Loan Guarantees HR2617 - Consolidated Appropriations Act of 2023 PSPAs Discussions with the Senate Banking Committee regarding PSPAs. QM/QRM Discussions with the Senate Banking Committee regarding QM/QRM. TILA - Language Access HR3009 - Improving Language Access in Mortgage Servicing Act of 2021 Forbearance Programs Discussions with the Senate Banking Committee regarding mortgage forbearance programs. Credit Discrimination HR166 - Fair Lending for All Act HR8985 - Credit Access and Inclusion Act of 2022 Discussions with the House Financial Services Committee in support of Community Reinvestment Act (CRA) modernization efforts. Student Loan Debt Communications with the House and Senate regarding student loan debt. Commercial Real Estate HR4759 - Revitalizing Downtowns Act HR5041 - GREATER Revitalization of Shopping Centers Act of 2021 S2591 - Revitalizing Downtowns Act Rental Housing HR9062 - Respect State Housing Laws Act HR2617 - Consolidated Appropriations Act of 2023 Anti-Money Laundering HR5525 - ENABLERS Act HR2617 - Consolidated Appropriations Act of 2023 Downpayment Assistance Communications with the House and Senate regarding downpayment assistance policy proposals. Private equity in housing Communications with the House and Senate regarding the role of private equity in housing finance. Mortgage reform Communications with the House and Senate regarding mortgage reform policy proposals. FHFA Leadership Communications with the Senate supporting the confirmation of Sandra Thompson as FHFA Director. FHA Leadership Communications with the Senate supporting the confirmation of Julia Gordon as FHA Commissioner. Communications with the Federal Housing Finance Agency (FHFA) regarding condominium guidelines, appraisals, GSE Reform, G-fees, rental housing and property management issues. Discussions with the Financial Crimes Enforcement Network (FinCEN) within the Department of the Treasury regarding anti-money laundering regulations for real estate. Discussions with the White House regarding real estate and housing policy, including inventory and supply issues, affordability, fair housing programs and enforcement, bias in appraisals, and rental housing and property management issues.

Client expense: $25,260,000 · Firm income: Not reported

Government targets: Federal Housing Finance Agency (FHFA), Financial Crimes Enforcement Network (FinCEN), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, White House Office

Cannabis Businesses Access to Banking HR1996 - SAFE Banking Act HR4350 - National Defense Authorization Act S910 - SAFE Banking Act Anti-Money Laundering HR__ - KLEPTO bill HR2617 - Consolidated Appropriations Act, 2023 HR5525 - ENABLERS Act Communications with the Financial Crimes Enforcement Network (FinCEN) within the Department of the Treasury regarding anti-money laundering regulations and beneficial ownership.

Client expense: $25,260,000 · Firm income: Not reported

Government targets: Financial Crimes Enforcement Network (FinCEN), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

P.L. 117-263 (H.R. 7776, H.R. 7900, and S. 4543) - the James M. Inhofe National Defense Authorization Act for Fiscal Year 2023 -amendments regulating certain attorneys and law firms as financial institutions under the Bank Secrecy Act and requiring them to report certain attorney-client privileged and other protected client information to the Treasury Department. P.L. 117-328 (H.R. 2617) - the Consolidated Appropriations Act, 2023 - amendments regulating certain attorneys and law firms as financial institutions under the Bank Secrecy Act and requiring them to report certain attorney-client privileged and other protected client information to the Treasury Department. H.R. 5525, ENABLERS Act-provisions regulating certain attorneys and law firms as financial institutions under the Bank Secrecy Act and requiring them to report certain attorney-client privileged and other protected client information to the Treasury Department. H.R. 1996, S. 910, the Safe Banking Act. Department of the Treasury Financial Crimes Enforcement Network Notice of Proposed Rulemaking on Beneficial Ownership Information Access and Safeguards, and Use of FinCEN Identifiers for Entities; Docket No. FINCEN-2021-0005; RIN 1506-AB49/AB59, 87 Fed. Reg. 77404 (December 16, 2022) Department of the Treasury Financial Crimes Enforcement Network Final Rule on Beneficial Ownership Information Reporting Requirements; Document No. 2022-21020; RIN 1506-AB49, 87 Fed. Reg. 59498 (September 30, 2022) Department of the Treasury Financial Crimes Enforcement Network Advance Notice of Proposed Rulemaking on Anti-Money Laundering Regulations for Real Estate Transactions; Docket No. FINCEN-2021-0007; RIN 1506-AB54, 86 Fed. Reg. 69589 (December 8, 2021) Department of the Treasury Financial Crimes Enforcement Network Notice of Proposed Rulemaking on Beneficial Ownership Information Reporting Requirements; Docket No. FINCEN-2021-0005; RIN 1506-AB49, 86 Fed. Reg. 69920 (December 8, 2021) Department of the Treasury Financial Crimes Enforcement Network Advance Notice of Proposed Rulemaking on Beneficial Ownership Information Reporting Requirements; Docket No. FINCEN- 2021-0005; RIN 1506-AB49, 86 Fed. Reg. 17557 (April 5, 2021) Financial Action Task Force Public Consultation Paper, Proposed Updates to Risk-Based Guidance to the Real Estate Sector-provisions requiring attorneys to submit suspicious transaction reports on their clients high-risk real estate transactions even when the information is protected by the attorney-client privilege. Financial Action Task Force White Paper for Public Consultation, Potential Amendments to Recommendation 24 (Transparency and Beneficial Ownership of Legal Persons)-provisions considering requiring attorneys to hold their company clients' beneficial ownership information and disclose it to government authorities. U.S. Government Accountability Office study mandated by Congress in P.L. 116-283, Title LXIV of National Defense Authorization Act, Anti-Money Laundering Act of 2020, on the problems of money-laundering and terrorist financing and the roles that certain stakeholders, including attorneys and other gatekeepers, can play in combatting this illicit conduct. Consumer Financial Protection Bureau Final Rule on Debt Collection Practices (Regulation F); Docket No. CFPB-2019-0022; RIN 3170-AA41, 85 Fed. Reg. 76734 (November 30, 2020)-provisions in original proposed rule creating a safe harbor for meaningful attorney involvement in debt collection litigation submissions.

Client expense: $230,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Trade Commission (FTC), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, White House Office

Issues surrounding prevention of illicit tobacco, patents, tariffs, duty and customs, Free Trade Agreements (FTAs) H.R. 5525, Establishing New Authorities for Businesses Laundering and Enabling Risks to Security (ENABLERS) Act

Client expense: $570,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, SENATE, U.S. Customs & Border Protection, U.S. International Trade Commission (ITC), U.S. Trade Representative (USTR)

H.R. 935/S. 3391, Small Business Mergers, Acquisitions, Sales, and Brokerage Simplification Act of 2021 H.R. 1087, Shareholder Political Transparency Act of 2021 H.R. 1187, Corporate Governance Improvement and Investor Protection Act H.R. 1277/S. 374, Improving Corporate Governance Through Diversity Act of 2021 H.R. 1602, Eliminate Barriers to Innovation Act of 2021 H.R. 2025/S. 840, To amend title 28, United States Code, to increase transparency and oversight of third-party litigation funding in certain actions, and for other purposes H.R. 2516, Promoting Diversity and Inclusion in Banking Act of 2021 H.R. 2543, Federal Reserve Racial and Economic Equity Act H.R. 2547, Comprehensive Debt Collection Improvement Act H.R. 2570, Climate Risk Disclosure Act of 2021 H.R. 2620, Investor Choice Act of 2021 H.R. 2990/S. 3931, Gig Worker Equity Compensation Act H.R. 3007, Disclosure of Tax Havens and Offshoring Act H.R. 3448/S. 4992, Helping Startups Continue to Grow Act H.R. 3454, Modernizing Disclosures for Investors Act H.R. 3843, Merger Filing Fee Modernization Act of 2022 H.R. 4227/S. 3914, Developing and Empowering our Aspiring Leaders Act H.R. 4277, Overdraft Protection Act of 2021 H.R. 4345, Financial Services and General Government Appropriations Act, 2022 H.R. 4521, America Creating Opportunities for Manufacturing, Pre-Eminence in Technology, and Economic Strength (America COMPETES) Act of 2022, including provisions related to House Amendment 218 H.R. 4590, Promoting New and Diverse Depository Institutions Act H.R. 4616, Adjustable Interest Rate (LIBOR) Act of 2021 H.R. 4773, Consumer Financial Protection Commission Act H.R. 5128/S. 3503, Expanding Access to Capital for Rural Job Creators Act H.R. 5525, Establishing New Authorities for Businesses Laundering and Enabling Risks to Security (ENABLERS) Act H.R. 5586/S. 3056, Prohibiting IRS Financial Surveillance Act H.R. 5598/S. 3961, Access to Small Business Investor Capital Act H.R. 5648/S. 3022, Stop Wall Street Looting Act H.R. 5795/S. 3097, Main Street Growth Act H.R. 5910, Holding SPACs Accountable Act of 2021 H.R. 5911, Fair Hiring in Banking Act H.R. 7151, Ensuring Sound Guidance Act H.R. 7900, National Defense Authorization Act for Fiscal Year 2023 H.R. 7977, Promoting Opportunities for Non-Traditional Capital Formation Act H.R. 8254/S. 4685, Financial Services and General Government Appropriations Act, 2023 H.R. 8521, Investor Democracy is Expected (INDEX) Act S. 479, Lifting Our Communities through Advance Liquidity for (LOCAL) Infrastructure Act S. 2417, Credit Access and Inclusion Act of 2021 S. 2508, Veterans and Consumers Fair Credit Act S. 3410, The Consumer Protection and Due Process Act S. 3755, Arbitration Fairness for Consumers Act S. 3921, Equal Opportunity for all Investors Act S. 3923, Dodd-Frank Material Disclosure Improvement Act S. 3930, Administrative Enforcement Fairness Act of 2022 S. 3939, Small Entrepreneurs' Empowerment and Development (SEED) Act of 2022 S. 3967, Improving Crowdfunding Opportunities Act S. 3976, Expanding American Entrepreneurship Act S. 4241, Investor Democracy is Expected (INDEX) Act S. 5005, Mandatory Materiality Requirement Act of 2022 Draft legislation titled Jumpstart our Business Startups (JOBS) Act 4.0 of 2022 Draft legislation titled Mandatory Materiality Requirement Act of 2022 Potential legislation to foster economic growth and job creation through capital formation Potential legislation to further economic growth through environmental, social, and governance factors Potential legislation to make changes to the Exchange Act Rule 14a-8 shareholder proposal process Potential legislation to hold proxy voting advice businesses accountable Potential legislation to require the SEC to consider additional standards in the rulemaking process Potential legislation to study the term small entity Potential legislation regarding a new regulatory framework for stablecoins Potential legislation dealing with third party litigation financing and lawsuit lending SEC Money Market Fund Reforms (86 Fed. Reg. 7,248, December 15, 2021) Proposed Rule, Securities and Exchange Commission; Prohibition Against Fraud, Manipulation, or Deception in Connection with Security-Based Swaps, Prohibition against Undue Influence over Chief Compliance Officers, Position Reporting of Large Security-Based Swap Positions (87 Fed. Reg. 6,652-6,706, February 4, 2022) Proposed rule on Enhancement and Standardization of Climate-Related Disclosures for Investors (87 Fed. Reg. 21,334-21,473, April 11,2022) Proposed Rule, Securities and Exchange Commission; Enhanced Disclosures by Certain Investment Advisers and Investment Companies About Environmental, Social, and Governance Investment Practices (87 Fed. Reg. 36,654-36,761, June 17, 2022) Proposed Rule, Securities and Exchange Commission; Investment Company Names (87 Fed. Reg. 36,594-36,651, June 17,2022) Request for Comment on Certain Information Providers Acting as Investment Advisers; Securities and Exchange Commission (87 Fed. Reg. 37,254-37,262, June 22, 2022) Request for Comment, Bureau of Consumer Financial Protection; Agency Information Collection Activities, Report of Terms of Credit Card Plans (Form FR 2572) and Consumer and College Credit Card Agreements (87 Fed. Reg. 50,851-50,852, August 18, 2022) Proposed Rule, Commodity Futures Trading Commission and Securities and Exchange Commission; Form PF; Reporting Requirements for All Filers and Large Hedge Fund Advisers (87 Fed. Reg. 53,832-53,985 , September 1, 2022) Proposed Rule, Securities and Exchange Commission; Resubmission of Comments and Reopening of Comment Periods for Several Rulemaking Releases Due to a Technological Error is Receiving Certain Comments (87 Fed. Reg. 63,016-63,017, October 18, 2022) SEC Proposed Rule on ESG Disclosures for Investment Advisers and Investment Companies (87 Fed. Reg. 36,654 - 36,761, August 16, 2022) Request for Comment, Securities and Exchange Commission; Draft 2022-2026 Strategic Plan for Securities and Exchange Commission (87 Fed. Reg. 53,040, August 30, 2022) Request for Information, Commodity Futures Trading Commission; Climate-Related Financial Risk (87 Fed. Reg. 34,856-34,862, June 8, 2022) Various issues relating to SEC Best Interest and Enhancing Investment Adviser Regulation relating to broker-dealers, registered investment advisers, conflicts of interest; potential federal preemption of state fiduciary standards; Public Company Accounting Oversight Board (PCAOB); CFTCs de minimis Exception for Swap Dealers; Securities and Exchange Commission amendments to the Commissioners whistleblower rules file no. S7-16-18; proxy process, proxy advisory firms, and other related aspects of corporate governance; corporate common ownership; adoption of the current expected credit loss (CECL) accounting standard; role of credit reporting agencies (CRAs) in the U.S. economy; debt collection practices (regulation F) under the Fair Debt Collection Practices Act (P.L. 95-109); qualified mortgage definition under the Truth in Lending Act (P.L. 90-321) (Regulation Z); Financial Stability Oversight Council and the designation of Nonbank Financial Firms as systemically important; Federal Reserve Systems Large Institution Supervision Coordinating Committee; potential housing finance reform legislation; enforcement of Securities and Exchange Commission penalties; potential repeal of the State and Local Tax (SALT) Cap; federal interest rate authority; Anti-Money Laundering (AML) and Bank Secrecy Act (BSA) reform; electronic consent-based SSN Verification Service (eCBSV); environmental, social, and governance (ESG) enforcement; information Collection under the Community Reinvestment Act (CRA); potential Financial Transaction Tax (FTT); potential Treasury Department proposal relating to tax reporting by banks; investment company cross trading; potential money market fund reform measures; resolutions to establish task forces on Artificial Intelligence and Financial Technology in the House Committee on Financial Services; transition to the secured overnight financing rate; implementation of SEC Rule 15c2-11; Department of Labor fiduciary advice exemption: PTE 2020-02; benefits of risk-based pricing; mobile disclosures; Federal Trade Commission issues: Freedom of Information Act Requests, Penalty Offense Authority, Zombie Voting, and overall direction of the Commission under Chair Lina Khan; Tax Reporting Proposal by the Department of the Treasury related to a $600 or more annual account threshold; Amendment to the FY22 National Defense Authorization Act related to credit reporting; Climate-Related Financial Risk Management for Large Banks; House Committee on Financial Services request for information related to Russia sanctions; Consumer Financial Protection Bureau (CFPB) regulatory sandbox for disclosures; CFPB Policy Fellowship program; CFPB amendment of its Supervision and Examination Manual; CFPB conflation of Distinct Statutory Concepts of Unfairness and Discrimination Promoting the importance of appropriate length of SEC Comment Periods; Internal Revenue Service; Priority Guidance Plan; Compliance Assistance Release, Department of Labor; 401(k) Plan Investments in Cryptocurrencies Request for Information, Consumer Financial Protection Bureau; Fees Imposed by Providers of Consumer Financial Products or Services; Notice of Inquiry, Federal Communications Commission; In the Matter of Implementing the Infrastructure Investment and Jobs Act: Prevention and Elimination of Digital Discrimination; (GN Docket No. 22-69); Consumer Financial Protection Bureau; Enhancing Public Data on Auto Lending; Document ID CFPB-2022-0075-0001 (November 17, 2022); Proposed Rule, Securities and Exchange Commission; Open-End Fund Liquidity Risk Management Programs and Swing Pricing, Form N-PORT; Outsourcing by Investment Advisers (File Nos. S7-26-22, S7-25-22; RIN 3325-AM98; RIN 3235-AN18, November 2, 2022); EU sustainable finance action plan and incorporating ESG factors into financial services; EU requirements for supply chain due diligence and disclosure; EU review of Alternative Investment Fund Managers Directive; EU review of prudential regime for investment firms; implementation and enforcement of Regulation Best Interest by the Securities and Exchange Commission; changes in the enforcement policies of the Securities and Exchange Commission; activity of the Financial Stability Oversight Council and recommendations on macro-prudential regulation; clarification in the regulatory treatment of digital assets by the Securities and Exchange Commission and the Commodity Futures Trading Commission; EU Money Market Fund Regulation, legislative review; electronic delivery of certain investment documents and disclosures; Financial Stability Board recommendations on money market fund reform; IOSCO recommendations on sustainability-related practices, polices, procedures, and disclosure in asset management; Office of Financial Research (OFR) discussions on FSOC Report on Climate-Related Financial Risk; Written responses regarding requests for comment resulting from the March 9, 2022 Executive Order on Ensuring Responsible Development of Digital Assets; FinCEN Implementation of the Beneficial Ownership Requirements of the Corporate Transparency Act (P.L. 116-283)

Client expense: $20,990,000 · Firm income: Not reported

Government targets: Commodity Futures Trading Commission (CFTC), Consumer Financial Protection Bureau (CFPB), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), Office of Management & Budget (OMB), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

H.R.5525 - Establishing New Authorities for Businesses Laundering and Enabling Risks to Security (ENABLERS) Act

Client expense: $47,585 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

ENABLERS Act, H.R. 5525; National Defense Authorization Act for Fiscal Year 2022

Client expense: $800,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Outreach and monitoring related to: H.R. 5525, Establishing New Authorities for Businesses Laundering and Enabling Risks to Security (ENABLERS) Act as an amendment to H.R. 7776, James M. Inhofe National Defense Authorization Act for Fiscal Year 2023.

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 2617, Consolidated Appropriations Act, 2023, (issues related to ENABLERS Act). H.R. 5525, "ENABLERS Act," all provisions. H.R. 9385, DITCH Act, all provisions. S. 5178, DITCH Act, all provisions. Issues related to Foreign Investment Screening, Implementation of the Corporate Transparency Act, Implementation of the STORM Act, Russian Sanctions Evasion and Asset Forfeiture, U.S. Policy on China, U.S. Policy on Syria, and U.S.-China Trade and Commercial Ties (no bill).

Client expense: $50,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

H.R.1284/S.403 - FOCA Act; Bid Shopping; Bid Listing; Buy American Reform; Protecting the attendance of federal employees at non-federalconferences; Plans for mandating verification systems/policies for employers; Cybersecurity Requirements for Federal Contractors, includingCybersecurity Maturity Model Certification and Sec. 889a of 2019 NDAA; H.R. 26 - Construction Consensus Procurement Improvement Act of2021; Extending Section 3610 of CARES Act; H.R.4321 - Put Our Neighbors to Work Act of 2021; After Buy American reform; procurement and solicitation reform; H.R.7694 - Strengthening Subcontracting for Small Business Act; FY 2023 National Defense Authorization Act - S. 4543/H.R. 7900; Project Labor Agreement Rule; H.R. 5525, ENABLERS Act

Client expense: $261,261 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Issues related to anti-corruption and anti-money laundering (AML); Issues related to Treasury issuing strong rules on money laundering in real estate; Issues related to Treasury issuing strong rules on money laundering rules for investment advisers; Issues related to Treasury issuing strong rules implementing the Corporate Transparency Act; H.R. 5525, Establishing New Authorities for Businesses Laundering and Enabling Risks to Security (ENABLERS) Act; Senate Amendment #6377 and House Amendment #416/Rules #1057 to the 2023 National Defense Authorization Act.

Client expense: $20,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, Justice, Dept of (DOJ), SENATE, State, Dept of (DOS), Treasury, Dept of, U.S. Agency for International Development (USAID), White House Office

Issues related to the ENABLERS Act (H.R.5525) and the Corporate Transparency Act

Client expense: Not reported · Firm income: $40,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 7900, the National Defense Authorization Act for Fiscal Year 2023; Section Sec. 5422, to to increase public safety by ensuring access to financial services to cannabis-related legitimate businesses and service providers and reducing the amount of cash at such businesses; Sec. 5401, to expand the scope and authorities of anti-money laundering safeguards; Sec. 5461, to create protections for financial institutions that provide financial services to cannabis related businesses H.R.5525, the Establishing New Authorities for Businesses Laundering and Enabling Risks to Security (ENABLERS) Act, to amend the Bank Secrecy Act to expand the scope and authorities of anti-money laundering safeguards; entire bill. S.4075, the Kleptocrat Liability for Excessive Property Transactions and Ownership Act or KLEPTO Act, to prevent money laundering, the financing of terrorism, or other forms of illicit finance through United States real estate and vehicle transactions, including by Russian oligarchs; entire bill. H.R.1996, the Secure and Fair Enforcement (SAFE) Banking Act of 2021, to create protections for financial institutions that provide financial services to cannabis-related legitimate businesses and service providers for such businesses; entire bill. S.910, the Secure and Fair Enforcement (SAFE) Banking Act of 2021, to create protections for financial institutions that provide financial services to cannabis-related legitimate businesses and service providers for such businesses; entire bill. General education about blockchain and financial services. Request for Information, Federal Housing Finance Agency (no docket number), Fintech in Housing Finance: Request for Information. Advance Notice of Proposed Rulemaking, Federal Trade Commission (R20711), Unfair or Deceptive Fees: Request for Comment

Client expense: $290,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Housing Finance Agency (FHFA), Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, SENATE

Support H.R. 1799, the PPP Extension Act Oppose H.R. 5525, the ENABLERS Act

Client expense: $200,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Small Business Administration (SBA)

General Concerns of Reporting Requirements on Farms and Ranches H.R. 5525, The ENABLERS Act S. 5135, H.R. 9063 to Protect Farmers from the SEC Act

Client expense: $360,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC)

- Regulation of art and antiquities - Implementation of Antiquities rulemaking authorized in the National Defense Authorization Act for Fiscal Year 2020 - S.1471, Safeguard Tribal Objects of Patrimony Act of 2021 - H.R.5525 - ENABLERS Act

Client expense: Not reported · Firm income: $60,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR 5525 - ENABLERS Act

Client expense: $20,000 · Firm income: Not reported

Government targets: SENATE

Information Reporting for Certain Life Insurance Contract Transactions and Modifications to the Transfer for Valuable Consideration Rules (REG-103083-18) S. 3198: Registration for Index-Linked Annuities Act H.R. 4865: Registration for Index-Linked Annuities Act H.R.5525 - ENABLERS Act H.R.8152 - American Data Privacy and Protection Act Issues related to retirement security

Client expense: $430,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Treasury, Dept of

Opposed the ENABLERS Act (HR 5525), which would impose duplicative and burdensome reporting requirements on small- to medium-sized businesses.

Client expense: $50,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Supported reauthorization of the National Flood Insurance Program (NFIP); supported repeal of the Federal Insurance Office (FIO); supported The Federal Insurance Office Abolishment Act (S. 524); supported the Federal Insurance Office Elimination Act (H.R. 4866); supported a safe harbor for independent insurance agents conducting business with cannabis businesses operating legally at state level by supporting the Secure And Fair Enforcement (SAFE) Banking Act (H.R. 1996/S. 910) and the Clarifying Law Around Insurance of Marijuana (CLAIM) Act (H.R. 2068/S. 862); supported the Removing Barriers to Private Flood Insurance Act (S. 2913); supported cannabis safe harbor protections in the National Defense Authorization Act (H.R. 4350); supported the Continuous Coverage for Flood Insurance Act (H.R. 4699) and the Flood Insurance Consumer Choice Act (S. 2915); and supported the Flood Insurance Pricing Transparency Act (S. 3829). Conducted outreach and provided feedback to FEMA and the Federal Insurance and Mitigation Administration (FIMA) on issues related to the value of and need for agent-specific educational offerings on Risk Rating (RR) 2.0 and the development of agent-oriented supplemental guidance documentation regarding RR 2.0, as well as data gathering on RR 2.0 quotes and policy issuance; provided FEMA with recommended improvements to RR 2.0; and expressed concerns with impact on state insurance regulation in the American Data Privacy and Protection Act (ADPPA) (H.R. 8152). Expressed concern about potential future decreases in the Write-Your-Own (WYO) expense reimbursement rate; H.R.5525, Establishing New Authorities for Businesses Laundering and Enabling Risks to Security Act or the ENABLERS Act; Federal Insurance Office Climate-Related Financial Risk Data Collection; provided feedback on proposal for NFIP to sell policies directly to consumers online

Client expense: $60,000 · Firm income: Not reported

Government targets: Federal Emergency Management Agency (FEMA), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), SENATE, Treasury, Dept of

Expressed concerns with broad scope of H.R. 5525, the Establishing New Authorities for Business Laundering and Enabling Risks to Security (ENABLERS) Act, which passed the House as part of the National Defense Authorization Act (NDAA).

Client expense: $60,000 · Firm income: Not reported

Government targets: SENATE

Issues related to retirement security; Information Reporting for Certain Life Insurance Contract Transactions and Modifications to the Transfer for Valuable Consideration Rules (REG-103083-18); H.R. 5525 - ENABLERS Act; H.R. 8152 - American Data Privacy and Protection Act; S. 3198: Registration for Index-Linked Annuities Act; H.R. 4865: Registration for Index-Linked Annuities Act.

Client expense: Not reported · Firm income: $60,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 7602/S. 3905: Preventing Organizational Conflicts of Interest in Federal Acquisition Act H.R. 4350/S. 1605: National Defense Authorization Act for Fiscal Year 2022 H.R. 5489: Streamlining Public Company Accounting Oversight Act H.R. 8841: Internal Control Disclosure Improvement Act of 2020 PCAOB legislation relating to whistleblower, information sharing, disciplinary proceedings, etc. China related legislation, including implementation of the Holding Foreign Companies Accountable Act (PL 116-222) ESG/Climate Disclosure Proposals Independence of Accounting Standard Setting NDAA for FY 2023, including inclusion of the Enablers Act (HR 5525)

Client expense: $500,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC)

AML Compliance for Antiquities Dealers made subject to Bank Secrecy Act by NDAA Enablers Act HR 5525 and impact on art, antiques and collectibles.

Client expense: Not reported · Firm income: $10,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

AML Compliance for "antiquity dealers" subject to the Bank Secrecy Act under NDAA Enablers Act HR 5525 AML compliance for collectibles dealers.

Client expense: Not reported · Firm income: $10,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S.3838 - Asset Seizure for Ukraine Reconstruction Act; S.3950/H.R.7290 - Baltic Defense and Deterrence Act; H.Res.1142 - Recognizing 100 years of diplomatic relations between the U.S. and Baltics; S.4059 - a bill requiring Sec. Defense to replace equipment provided to Ukraine by NATO countries; S.158/H.R.402 - CROOK Act. A bill to promote international efforts in combating corruption, kleptocracy, and illicit finance by foreign officials; H.R.922 - Crimea Annexation Non-Recognition Act; S.2876 - Transatlantic Telecommunications Security Act; H.R.5209 - Counter-Kleptocracy Act; H.R.7900 - National Defense Authorization Act for Fiscal Year 2023; S.Res.623 - Resolution calling on Sec of State to designate Russia as a state sponsor of terrorism; H.Res.1113 - Calling on Sec of State to designate Russia as a state sponsor of terrorism; H.R.5525 - Establishing New Authorities for Businesses Laundering and Enabling Risks to Security Act or the ENABLERS Act; H.R.8532 - To provide assistance for suspected victims and witnesses of war crimes in Ukraine.

Client expense: Not reported · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, State, Dept of (DOS)

HR 5525 - ENABLERS Act

Client expense: $20,000 · Firm income: Not reported

Government targets: SENATE

H.R. 5525, "ENABLERS Act," all provisions. H.R.4521, "United States Innovation and Competition Act of 2021," (issues related to outbound investment mechanism). H.R.6846, Corruption, Overthrowing Rule of Law, and Ruining Ukraine: Putins Trifecta Act, all provisions. Issues related to Chinas Military Strategy and Capabilities, Congressional Oversight of U.S. Foreign Policy, Export Controls, Foreign Investment, Iran Sanctions, Iranian Human Rights Abuses, Iranian Terrorism Accountability, Semiconductor Supply Chains, U.S. Defense Industrial Base & Supply Chain, U.S. Illicit Finance Policy, U.S. Policy on China, U.S. Policy on India, U.S. Policy on Iran, U.S. Policy on Russia, U.S. Sanctions Policy, and U.S. Securities Markets (no bill).

Client expense: $40,000 · Firm income: Not reported

Government targets: Bureau of Industry and Security (BIS), Defense, Dept of (DOD), Director of National Intelligence (ODNI), HOUSE OF REPRESENTATIVES, Natl Security Council (NSC), SENATE, Securities & Exchange Commission (SEC), State, Dept of (DOS), Treasury, Dept of

Issues related to H.R.5525 (ENABLERS Act)

Client expense: Not reported · Firm income: $30,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Cannabis Businesses Access to Banking HR1996 - SAFE Banking Act HR4350 - National Defense Authorization Act S910 - SAFE Banking Act Anti-Money Laundering HR__ - KLEPTO bill HR5525 - ENABLERS Act Communications with the Financial Crimes Enforcement Network (FinCEN) within the Department of the Treasury regarding anti-money laundering regulations.

Client expense: $29,260,000 · Firm income: Not reported

Government targets: Financial Crimes Enforcement Network (FinCEN), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

GSE Reform SRes5 - Fiscal Year 2021 Budget Resolution HR3684 - Infrastructure Investment and Jobs Act Discussions with the U.S. House of Representatives and the U.S. Senate regarding GSE reform. Communications with the House and Senate regarding raising the statutory debt limit and GSEs. PSPAs Discussions with the Senate Banking Committee regarding PSPAs. QM/QRM Discussions with the Senate Banking Committee regarding QM/QRM. TILA - Language Access HR3009 - Improving Language Access in Mortgage Servicing Act of 2021 Forbearance Programs Discussions with the Senate Banking Committee regarding mortgage forbearance programs. Credit Discrimination HR166 - Fair Lending for All Act HR8985 - Credit Access and Inclusion Act of 2022 Discussions with the House Financial Services Committee in support of Community Reinvestment Act (CRA) modernization efforts. Student Loan Debt Communications with the House and Senate regarding student loan debt. Commercial Real Estate HR4759 - Revitalizing Downtowns Act HR5041 - GREATER Revitalization of Shopping Centers Act of 2021 S2591 - Revitalizing Downtowns Act Rental Housing HR9062 - Respect State Housing Laws Act Anti-Money Laundering HR5525 - ENABLERS Act Downpayment Assistance Communications with the House and Senate regarding downpayment assistance policy proposals. Private equity in housing Communications with the House and Senate regarding the role of private equity in housing finance. Mortgage reform Communications with the House and Senate regarding mortgage reform policy proposals. FHFA Leadership Communications with the Senate supporting the confirmation of Sandra Thompson as FHFA Director. FHA Leadership Communications with the Senate supporting the confirmation of Julia Gordon as FHA Commissioner. Communications with the Federal Housing Finance Agency (FHFA) regarding PAVE and condominium guidelines. Discussions with the Financial Crimes Enforcement Network (FinCEN) within the Department of the Treasury regarding anti-money laundering regulations for real estate. Discussions with the Appraisal Subcommittee regarding PAVE, the AQB for fair housing training. Discussions with the White House regarding real estate and housing policy, including inventory and supply issues, affordability, fair housing programs and enforcement, bias in appraisals, and rental housing. Communications with the National Economic Council (NEC) regarding mortgage insurance premium reductions. Communications with the Federal Reserve Board regarding Community Reinvestment Act (CRA) modernization. Communications with the Federal Deposit Insurance Corporation regarding Community Reinvestment Act (CRA) modernization. Communications with the Office of the Comptroller of the Currency within the Treasury Department regarding Community Reinvestment Act (CRA) modernization.

Client expense: $29,260,000 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), Federal Housing Finance Agency (FHFA), Financial Crimes Enforcement Network (FinCEN), HOUSE OF REPRESENTATIVES, Natl Economic Council (NEC), SENATE, Treasury, Dept of, White House Office

Privacy and Data Security HR1816 - To require the Federal Trade Commission to promulgate regulations related to sensitive personal information, and for other purposes. HR8152 - American Data Privacy and Protection Act Communications with the Senate Commerce Committee about data privacy and security policy. Remote Online Notarization S1625 - Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act HR4350 - National Defense Authorization Act HR3962 - Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act Communications with the House Committee on Rules regarding support for Amendment #543 Broadband Access HR2471 - Consolidated Appropriations Act of 2022 S2017 - The Broadband Reform and Investment (BRIDGE) Act Discussions with the U.S. House or Representatives and the U.S. Senate in support of funding for increased broadband access. Consumer Financial Protection Bureau HR4773 - The Consumer Financial Protection Commission Act Anti-Money Laundering HR5525 - ENABLERS Act Census Bureau Funding Communications with the House Appropriations Subcommittee on Commerce, Justice, Science and Related Agencies regarding FY2023 Census Bureau Funding. Conversations with the House of Representatives and the Senate regarding anti-money laundering regulations and policy proposals. Communications with the Financial Crimes Enforcement Network (FinCEN) within the Department of the Treasury regarding anti-money laundering regulations. Communications with the Consumer Financial Protection Bureau about wire fraud issues, consumer protections and education, and qualified mortgages (QM).

Client expense: $29,260,000 · Firm income: Not reported

Government targets: Financial Crimes Enforcement Network (FinCEN), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

H.R.5525 - Establishing New Authorities for Businesses Laundering and Enabling Risks to Security (ENABLERS) Act

Client expense: $57,979 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE