Defined Contribution Plan Fee Transparency Act of 2007

Issues related to the retirement, mutual fund and securities industries. Specific issues include 401(k) fee disclosrue (HR 3185-Miller, the 401(k) Fair Disclosure for Retirement Security Act; HR 3765 - Neal, the Defined Contribution Plan Fee Transparency Act; and S. 2473 - Harkin, The Defined Contritution Fee Disclosure Act). Monitored HR 1424, Emergency Economic Stabilization Act of 2008. Financial Services Regulatory Reform proposals and pending derivatives legislation.

Client expense: Not reported · Firm income: $30,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to the retirement, mutual fund and securities industries. Specific issues include 401(k) fee disclosure (HR 3185 - Miller, the 401(k) Fair Disclosure for Retirement Security Act; HR 3765 - Neal, the Defined Contribution Plan Fee Transparency Act; and S.2473 - Harkin, the Defined Contribution Fee Disclosure Act). Interchange and electronic payments networks, HR 5546 Credit Card Fair Fee Act of 2008. Monitored HR1424 Emergency Economic Stabilization Act of 20008. Financial Services Regulatory Reform proposals and pending derivatives legislation.

Client expense: Not reported · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Financial services regulatory reform proposals and pending derivatives legislation. Issues related to retirement, mutual fund and seurities industries. Specific issues include 401(k) fee disclosure (HR 3185-Miller, the 401(k) Fair Disclosure for Retirement Security Act; HR 3765-Neal, the Defined Contribution Plan Fee Transparency Act; and S.2473-Harkin, the Defined Contribution Fee Disclosure Act). HR2452, the Net Operating Loss (NOL) Carryback Act. Monitor HR1424, Emergency Economic Stabilization Act.

Client expense: Not reported · Firm income: $12,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to the retirement, mutual fund and securities industries. Specific issues include 401(k) fee disclosrue (HR 3185-Miller, the 401(k) Fair Disclosure for Retirement Security Act; HR 3765 - Neal, the Defined Contribution Plan Fee Transparency Act; and S. 2473 - Harkin, The Defined Contritution Fee Disclosure Act). Monitored HR 1424, Emergency Economic Stabilization Act of 2008. Financial Services Regulatory Reform proposals and pending derivatives legislation.

Client expense: Not reported · Firm income: $30,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to the retirement, mutual fund and securities industries. Specific issues include 401(k) fee disclosure (HR 3185 - Miller, the 401(k) Fair Disclosure for Retirement Security Act; HR 3765 - Neal, the Defined Contribution Plan Fee Transparency Act; and S.2473 - Harkin, the Defined Contribution Fee Disclosure Act). Interchange and electronic payments networks, HR 5546 Credit Card Fair Fee Act of 2008. Monitored HR1424 Emergency Economic Stabilization Act of 20008. Financial Services Regulatory Reform proposals and pending derivatives legislation.

Client expense: Not reported · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Financial services regulatory reform proposals and pending derivatives legislation. Issues related to retirement, mutual fund and seurities industries. Specific issues include 401(k) fee disclosure (HR 3185-Miller, the 401(k) Fair Disclosure for Retirement Security Act; HR 3765-Neal, the Defined Contribution Plan Fee Transparency Act; and S.2473-Harkin, the Defined Contribution Fee Disclosure Act). HR2452, the Net Operating Loss (NOL) Carryback Act. Monitor HR1424, Emergency Economic Stabilization Act.

Client expense: Not reported · Firm income: $12,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to the retirement, mutual fund and securities industries. Specific issues include 401(k) fee disclosrue (HR 3185-Miller, the 401(k) Fair Disclosure for Retirement Security Act; HR 3765 - Neal, the Defined Contribution Plan Fee Transparency Act; and S. 2473 - Harkin, The Defined Contritution Fee Disclosure Act). Monitored HR 1424, Emergency Economic Stabilization Act of 2008. Financial Services Regulatory Reform proposals and pending derivatives legislation.

Client expense: Not reported · Firm income: $30,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to the retirement, mutual fund and securities industries. Specific issues include 401(k) fee disclosure (HR 3185 - Miller, the 401(k) Fair Disclosure for Retirement Security Act; HR 3765 - Neal, the Defined Contribution Plan Fee Transparency Act; and S.2473 - Harkin, the Defined Contribution Fee Disclosure Act). Interchange and electronic payments networks, HR 5546 Credit Card Fair Fee Act of 2008. Monitored HR1424 Emergency Economic Stabilization Act of 20008. Financial Services Regulatory Reform proposals and pending derivatives legislation.

Client expense: Not reported · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Financial services regulatory reform proposals and pending derivatives legislation. Issues related to retirement, mutual fund and seurities industries. Specific issues include 401(k) fee disclosure (HR 3185-Miller, the 401(k) Fair Disclosure for Retirement Security Act; HR 3765-Neal, the Defined Contribution Plan Fee Transparency Act; and S.2473-Harkin, the Defined Contribution Fee Disclosure Act). HR2452, the Net Operating Loss (NOL) Carryback Act. Monitor HR1424, Emergency Economic Stabilization Act.

Client expense: Not reported · Firm income: $12,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to the retirement, mutual fund and securities industries. Specific issues include 401(k) fee disclosrue (HR 3185-Miller, the 401(k) Fair Disclosure for Retirement Security Act; HR 3765 - Neal, the Defined Contribution Plan Fee Transparency Act; and S. 2473 - Harkin, The Defined Contritution Fee Disclosure Act). Monitored HR 1424, Emergency Economic Stabilization Act of 2008. Financial Services Regulatory Reform proposals and pending derivatives legislation.

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to the retirement, mutual fund and securities industries. Specific issues include 401(k) fee disclosure (HR 3185 - Miller, the 401(k) Fair Disclosure for Retirement Security Act; HR 3765 - Neal, the Defined Contribution Plan Fee Transparency Act; and S.2473 - Harkin, the Defined Contribution Fee Disclosure Act). Interchange and electronic payments networks, HR 5546 Credit Card Fair Fee Act of 2008. Monitored HR1424 Emergency Economic Stabilization Act of 20008. Financial Services Regulatory Reform proposals and pending derivatives legislation.

Client expense: Not reported · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Financial services regulatory reform proposals and pending derivatives legislation. Issues related to retirement, mutual fund and seurities industries. Specific issues include 401(k) fee disclosure (HR 3185-Miller, the 401(k) Fair Disclosure for Retirement Security Act; HR 3765-Neal, the Defined Contribution Plan Fee Transparency Act; and S.2473-Harkin, the Defined Contribution Fee Disclosure Act). HR2452, the Net Operating Loss (NOL) Carryback Act. Monitor HR1424, Emergency Economic Stabilization Act.

Client expense: Not reported · Firm income: $10,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to the retirement, mutual fund and securities industries. Specific issues include 401(k) fee disclosrue (HR 3185-Miller, the 401(k) Fair Disclosure for Retirement Security Act; HR 3765 - Neal, the Defined Contribution Plan Fee Transparency Act; and S. 2473 - Harkin, The Defined Contritution Fee Disclosure Act). Monitored HR 1424, Emergency Economic Stabilization Act of 2008. Financial Services Regulatory Reform proposals and pending derivatives legislation.

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to the retirement, mutual fund and securities industries. Specific issues include 401(k) fee disclosure (HR 3185 - Miller, the 401(k) Fair Disclosure for Retirement Security Act; HR 3765 - Neal, the Defined Contribution Plan Fee Transparency Act; and S.2473 - Harkin, the Defined Contribution Fee Disclosure Act). Interchange and electronic payments networks, HR 5546 Credit Card Fair Fee Act of 2008. Monitored HR1424 Emergency Economic Stabilization Act of 20008. Financial Services Regulatory Reform proposals and pending derivatives legislation.

Client expense: Not reported · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Financial services regulatory reform proposals and pending derivatives legislation. Issues related to retirement, mutual fund and seurities industries. Specific issues include 401(k) fee disclosure (HR 3185-Miller, the 401(k) Fair Disclosure for Retirement Security Act; HR 3765-Neal, the Defined Contribution Plan Fee Transparency Act; and S.2473-Harkin, the Defined Contribution Fee Disclosure Act). HR2452, the Net Operating Loss (NOL) Carryback Act. Monitor HR1424, Emergency Economic Stabilization Act.

Client expense: Not reported · Firm income: $5,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to the retirement, mutual fund and securities industries. Specific issues include 401(k) fee disclosrue (HR 3185-Miller, the 401(k) Fair Disclosure for Retirement Security Act; HR 3765 - Neal, the Defined Contribution Plan Fee Transparency Act; and S. 2473 - Harkin, The Defined Contritution Fee Disclosure Act). Monitored HR 1424, Emergency Economic Stabilization Act of 2008. Financial Services Regulatory Reform proposals.

Client expense: Not reported · Firm income: $20,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to the retirement, mutual fund and securities industries. Specific issues include 401(k) fee disclosure (HR 3185 - Miller, the 401(k) Fair Disclosure for Retirement Security Act; HR 3765 - Neal, the Defined Contribution Plan Fee Transparency Act; and S.2473 - Harkin, the Defined Contribution Fee Disclosure Act). Interchange and electronic payments networks, HR 5546 Credit Card Fair Fee Act of 2008. Monitored HR1424 Emergency Economic Stabilization Act of 20008. Financial Services Regulatory Reform proposals

Client expense: Not reported · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Financial services regulatory reform proposals. Issues related to the retirement, mutual fund and securities industries. Specific issues include 401(k) fee disclosure (HR 3185-Miller, the 401(k) Fair Disclosure for Retirement Security Act; HR 3765-Neal, the Defined Contribution Plan Fee Transparency Act; and S.2473-Harkin, the Defined Contribution Fee Disclosure Act). HR2452, the Net Operating Loss (NOL) Carryback Act. Monitored HR 1424, the Emergency Economic Stabilization Act of 2008.

Client expense: Not reported · Firm income: $15,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR 897: LONG-TERM CARE AND RETIREMENT SECURITY ACT OF 2009; LTC IN CAFETERIA AND FSA; ABOVE THE LINE DEDUCTIONS FOR LTC PREMIUMS HR 1424: EMERGENCY ECONOMIC STABILIZATION ACT OF 2008; EXECUTIVE COMMISSION RESTRICTIONS AND 401 (K) ASSET RECOVERY HR 1721/S 697: COMMUNITY LIVING ASSISTANCE SERVICES AND SUPPORTS ACT; REFORM OF LTC FINANCING HR 1961: SAVINGS FOR AMERICAN FAMILIES' FUTURE ACT OF 2009; SAVER'S CREDIT HR 2419: FARM BILL EXTENSION ACT OF 2007; ROTH TREATMENTS FOR 457 CONTRACTS HR 2831: LEDBETTER FAIR PAY ACT OF 2007; CIVIL PENALTY IMPACT ON RETIREMENT PLANS HR 3185: FAIR DISCLOSURE FOR RETIREMENT SECURITY ACT OF 2007; RETIREMENT PLAN FEE DISCLOSURE HR 3361: PENSION PROTECTION TECHNICAL CORRECTIONS ACT OF 2007; TECHNICAL CORRECTIONS TO PPA HR 3765: DEFINED CONTRIBUTION PLAN FEE TRANSPARENCY ACT OF 2007; RETIREMENT PLAN FEE DISCLOSURE HR 3997: HEROES EARNINGS ASSISTANCE AND RELIEF TAX ACT OF 2007; MILITARY ACCESS TO RETIREMENT MONIES HR 5160: SMALL BUSINESSES ADD VALUES FOR EMPLOYEES ACT OF 2008; EXPAND PENSION COVERAGE HR 6143: PENSION PROTECTION ACT ERISA AMENDMENTS OF 2008; RETIREMENT PLAN MODIFICATION HR 6357: PRO (TECH) T ACT OF 2008; PROTECTING RECORDS; OPTIMIZING TREATMENTS; EASING COMMUNICATIONS THROUGH HEALTHCARE TECHNOLOGY; ALL PROVISIONS HR 6382: PENSION PROTECTION TECHNICAL CORRECTIONS ACT OF 2008; RETIREMENT PLAN MODICIATIONS HR 6708/S 3278: TO AMEND THE INTERNAL REVENUE CODE OF 1986 TO PROVIDE THAT NO LOAN MAY BE MADE FROM A QUALIFIED EMPLOYER PLAN USING REVOLVING CREDIT ARRANGEMENTS AND TO LIMIT THE NUMBER OF LOANS THAT MAY BE MADE FROM A QUALIFIED EMPLOYER PLAN TO A PARTICIPANT OR BENEIFICARY; LIMIT ON WITHDRAWAL OF RETIREMENT PLANS HR 3765: DEFINED CONTRIBUTION PLAN FEE TRANSPARENCY ACT OF 2007; RETIREMENT PLAN FEE DISCLOSURE HR 7242: PENSION PROTECTION ACT IRC AMENDMENTS OF 2008; LTC AND ANNUITY CLARIFICATION; TAX FREE EXCHANGE PROVISIONS OF LTC HR 7327: WORKER, RETIREE, AND EMPLOYER RECOVERY ACT OF 2008; RETIRMENT PLAN MODIFICATION SCR 13: AN ORIGINIAL CONCURRENT RESOLUTION SETTING FORTH THE BUDGET FOR THE UNITED STATES GOVERNMENT FOR FISCAL YEAR 2010; SAVER'S CREDIT; AUTO IRA'S. S 207: HEALTH INSURANCE TAX RELIEF ACT; ALLOW LONG TERM CARE INSURANCE TO BE OFFERED IN EMPLOYER SPONSORED CAFETERIA PLANS AND FSA. S 401: DEFINED CONTRIBUTION FEE DISCLOSURE ACT OF 2009; 401 (K) FEE DISCLOSURE S 434: EMPOWERED AT HOME ACT OF 2009; ALLOW ABOVE THE LINE TAX DEDUCTION FOR LTC PREMIUMS; ALLOW LTC TO BE OFFERED IN CAFETERIA/FSA PLANS S 1087: FAIR PAY ACT OF 2007; CIVIL PENALTY IMPACT ON RETIREMENT PLANS S 1974: PENSION PROTECTION TECHNICAL CORRECTIONS ACT OF 2007; TECHNICAL CORRECTIONS TO PPA S 2473: DEFINED CONTRIBUTION FEE DISCLOSURE ACT OF 2007; RETIREMENT PLAN FEE DISCLOSURE

Client expense: $400,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 800 / S. 1041, Employee Free Choice Act of 2007 organizing alternatives H.R. 3685, Employee Non-Discrimination Act of 2007 workplace non-discrimination H.R. 2831, Lilly Ledbetter Fair Pay Act of 2007 / S. 1943 Fair Pay Restoration Act statute of limitations H.R. 1542 / S. 910, Healthy Families Act H.R. 1820 / S. 1556, Tax Equity for Domestic Partners and Health Plan Beneficiaries Act H.R. 3185, 401(k) Fair Disclosure for Retirement Security Act of 2007 H.R. 3765, Defined Contribution Plan Fee Transparency Act of 2007 / S. 2473, Defined Contribution Fee Disclosure Act of 2007 S. 1782, Arbitration Fairness Act of 2007 H.R. 3195 / S. 1881, ADA Amendments Act of 2008 / Americans with Disabilities Act Restoration Act of 2007 Intellectual Property and Competition Policy H.R. 3997, Emergency Economic Stabilization Act Lobbied for pension protection for multi-enployer pension plans Pension Protection Act, Technical Corrections Bill of 2008, as part of the Worker, Retiree and Employee Recovery Act of 2008 (H.R. 7327) Accessibility Issues

Client expense: $2,030,000 · Firm income: Not reported

Government targets: Bureau of Economic Analysis, Bureau of Industry and Security (BIS), Bureau of the Census, Centers For Disease Control & Prevention (CDC), Central Intelligence Agency (CIA), Commerce, Dept of (DOC), Council of Economic Advisers (CEA), Defense, Dept of (DOD), Education, Dept of, Energy, Dept of, Environmental Protection Agency (EPA), Executive Office of the President (EOP), Federal Communications Commission (FCC), Federal Energy Regulatory Commission (FERC), Federal Trade Commission (FTC), Food & Drug Administration (FDA), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Health Resources & Services Administration (HRSA), Homeland Security, Dept of (DHS), Internal Revenue Service (IRS), Labor, Dept of (DOL), Natl Economic Council (NEC), Natl Institute of Standards & Technology (NIST), Natl Institutes of Health (NIH), Natl Science Foundation (NSF), Natl Security Agency (NSA), Natl Security Council (NSC), Natl Telecommunications & Information Administration (NTIA), Office of Management & Budget (OMB), Office of Science & Technology Policy (OSTP), Office of the Vice President of the United States, Patent & Trademark Office (PTO), SENATE, State, Dept of (DOS), Transportation Security Administration (TSA), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Customs & Border Protection, U.S. Trade Representative (USTR), White House Office

H.R. 3185, 401(k) Fair Disclosure for Retirement Security Act of 2007 S. 708, Health Care and Training for Older Workers Act phased retirement framework H.R. 3765, Defined Contribution Plan Fee Transparency Act of 2007 / S. 2473, Defined Contribution Fee Disclosure Act of 2007 Deferred Compensation Provisions S. 2936, Responsible Expansion of the State Children's Health Insurance Program Act of 2008 H.R. 3997, Emergency Economic Stabilization Act Lobbied for pension protection for multi-employer pension plans

Client expense: $2,030,000 · Firm income: Not reported

Government targets: Bureau of Economic Analysis, Bureau of Industry and Security (BIS), Bureau of the Census, Centers For Disease Control & Prevention (CDC), Central Intelligence Agency (CIA), Commerce, Dept of (DOC), Council of Economic Advisers (CEA), Defense, Dept of (DOD), Education, Dept of, Energy, Dept of, Environmental Protection Agency (EPA), Executive Office of the President (EOP), Federal Communications Commission (FCC), Federal Energy Regulatory Commission (FERC), Federal Trade Commission (FTC), Food & Drug Administration (FDA), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Health Resources & Services Administration (HRSA), Homeland Security, Dept of (DHS), Internal Revenue Service (IRS), Labor, Dept of (DOL), Natl Economic Council (NEC), Natl Institute of Standards & Technology (NIST), Natl Institutes of Health (NIH), Natl Science Foundation (NSF), Natl Security Agency (NSA), Natl Security Council (NSC), Natl Telecommunications & Information Administration (NTIA), Office of Management & Budget (OMB), Office of Science & Technology Policy (OSTP), Office of the Vice President of the United States, Patent & Trademark Office (PTO), SENATE, State, Dept of (DOS), Transportation Security Administration (TSA), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Customs & Border Protection, U.S. Trade Representative (USTR), White House Office

HR 897: LONG-TERM CARE AND RETIREMENT SECURITY ACT OF 2009; LTC IN CAFETERIA AND FSA; ABOVE THE LINE DEDUCTIONS FOR LTC PREMIUMS HR 1424: EMERGENCY ECONOMIC STABILIZATION ACT OF 2008; EXECUTIVE COMMISSION RESTRICTIONS AND 401 (K) ASSET RECOVERY HR 1721/S 697: COMMUNITY LIVING ASSISTANCE SERVICES AND SUPPORTS ACT; REFORM OF LTC FINANCING HR 1961: SAVINGS FOR AMERICAN FAMILIES' FUTURE ACT OF 2009; SAVER'S CREDIT HR 2419: FARM BILL EXTENSION ACT OF 2007; ROTH TREATMENTS FOR 457 CONTRACTS HR 2831: LEDBETTER FAIR PAY ACT OF 2007; CIVIL PENALTY IMPACT ON RETIREMENT PLANS HR 3185: FAIR DISCLOSURE FOR RETIREMENT SECURITY ACT OF 2007; RETIREMENT PLAN FEE DISCLOSURE HR 3361: PENSION PROTECTION TECHNICAL CORRECTIONS ACT OF 2007; TECHNICAL CORRECTIONS TO PPA HR 3765: DEFINED CONTRIBUTION PLAN FEE TRANSPARENCY ACT OF 2007; RETIREMENT PLAN FEE DISCLOSURE HR 3997: HEROES EARNINGS ASSISTANCE AND RELIEF TAX ACT OF 2007; MILITARY ACCESS TO RETIREMENT MONIES HR 5160: SMALL BUSINESSES ADD VALUES FOR EMPLOYEES ACT OF 2008; EXPAND PENSION COVERAGE HR 6143: PENSION PROTECTION ACT ERISA AMENDMENTS OF 2008; RETIREMENT PLAN MODIFICATION HR 6357: PRO (TECH) T ACT OF 2008; PROTECTING RECORDS; OPTIMIZING TREATMENTS; EASING COMMUNICATIONS THROUGH HEALTHCARE TECHNOLOGY; ALL PROVISIONS HR 6382: PENSION PROTECTION TECHNICAL CORRECTIONS ACT OF 2008; RETIREMENT PLAN MODICIATIONS HR 6708/S 3278: TO AMEND THE INTERNAL REVENUE CODE OF 1986 TO PROVIDE THAT NO LOAN MAY BE MADE FROM A QUALIFIED EMPLOYER PLAN USING REVOLVING CREDIT ARRANGEMENTS AND TO LIMIT THE NUMBER OF LOANS THAT MAY BE MADE FROM A QUALIFIED EMPLOYER PLAN TO A PARTICIPANT OR BENEIFICARY; LIMIT ON WITHDRAWAL OF RETIREMENT PLANS HR 3765: DEFINED CONTRIBUTION PLAN FEE TRANSPARENCY ACT OF 2007; RETIREMENT PLAN FEE DISCLOSURE HR 7242: PENSION PROTECTION ACT IRC AMENDMENTS OF 2008; LTC AND ANNUITY CLARIFICATION; TAX FREE EXCHANGE PROVISIONS OF LTC HR 7327: WORKER, RETIREE, AND EMPLOYER RECOVERY ACT OF 2008; RETIRMENT PLAN MODIFICATION SCR 13: AN ORIGINIAL CONCURRENT RESOLUTION SETTING FORTH THE BUDGET FOR THE UNITED STATES GOVERNMENT FOR FISCAL YEAR 2010; SAVER'S CREDIT; AUTO IRA'S. S 207: HEALTH INSURANCE TAX RELIEF ACT; ALLOW LONG TERM CARE INSURANCE TO BE OFFERED IN EMPLOYER SPONSORED CAFETERIA PLANS AND FSA. S 401: DEFINED CONTRIBUTION FEE DISCLOSURE ACT OF 2009; 401 (K) FEE DISCLOSURE S 434: EMPOWERED AT HOME ACT OF 2009; ALLOW ABOVE THE LINE TAX DEDUCTION FOR LTC PREMIUMS; ALLOW LTC TO BE OFFERED IN CAFETERIA/FSA PLANS S 1087: FAIR PAY ACT OF 2007; CIVIL PENALTY IMPACT ON RETIREMENT PLANS S 1974: PENSION PROTECTION TECHNICAL CORRECTIONS ACT OF 2007; TECHNICAL CORRECTIONS TO PPA S 2473: DEFINED CONTRIBUTION FEE DISCLOSURE ACT OF 2007; RETIREMENT PLAN FEE DISCLOSURE

Client expense: $410,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 2205/ S 1010 Retirement Security for Life Act. Issue: Tax Incentive for Non Qualified Annuities S. 1288 - Women's Retirement Act of 2007. Issue: federal tax treatment of annuities. S. 3952 - Automatic IRA Act of 2007. Issue: expand pension coverage. H.R.3361 -To make technical corrections related to the Pension Protection Act of 2006. Issue: technical corrections to PPA. S.1974- the Pension Protection Technical Corrections Act of 2007. Issue: technical corrections to PPA. H.R. 3185, the 401(k) Fair Disclosure for Retirement Security Act of 2007. Issue: Retirement plan fee disclosure. S. 207 Long Term Care Affordability and Security Act of 2009. Issue: allows long term care insurance to be offered in employer sponsored cafeteria plans and FSA. H.R. 3765 Defined Contribution Plan Fee Transparency Act of 2007. Issue: retirement plan fee disclosure. S. 697/ HR 1721 Community Living Assistance Services and Supports Act. Issue: reform of LTC financing. S. 2473 Defined Contribution Fee Disclosure Act. Issue: retirement plan fee disclosure. S. 1087 Fair Pay Act. Issue: civil penalty impact on retirement plans. H.R. 2831 Lilly Ledbetter Fair Pay Act. Issue: civil penalty impact on retirement plans. H.R. 2419 Farm Bill Extension Act. Issue: Roth treatment for 457 contracts. H.R. 3997 Defenders of Freedom Tax Act/ Heroes Earnings Assistance and Relief Act. Issue: military access to retirement monies. H.R. 5160 Small Business Add Value for Employees Act of 2008. Issue: expand pension coverage. H.R. 897 The Long Term Care and Retirement Security Act of 2009. Issue: LTC in cafeteria and FSA and above the line deductions for LTC premiums. S. 1693 The Wired for Healthcare Quality Act. Issue: affects of LTC ERISA preemption. H.R. 6357 Protecting Records, Optimizing Treatments, and Easing Communications Through Healthcare Technology Act of 2008 (ProTECHt Act) H.R. 6382 Pension Protection Act Technical Corrections. Issue: Retirement plan modifications H.R. 6143 Pension Protection Act ERISA Amendments of 2008. Issue: Retirement plan modifications. H.R. 7242 Pension Protection Act IRC Amendments of 2008. Issue: LTC and annuity clarification; Tax free exchange provisions for LTC. S. 3278/ HR 6708 - A bill which would limit the use of 401(k) debit cards and limit withdrawals from 401(k) plans. Issue: limit of withdrawals on retirement plans. H.R. 1424 Emergency Economic Stabilization Act of 2008. Issue: executive com restrictions and 401(k) asset recovery. H.R. 3765 Defined Contribution Plan Fee Transparency Act of 2007. Issue: retirement plan fee disclosure. S. 434 Empowered at Home Act of 2008. Issue: Allows above the line tax deduction for LTC premiums. Allows LTC to be offered in cafeteria/ FSA plans. H.R. 7327 Worker, Retiree and Employer Recovery Act. Issue: Retirement plan modification. S. 391 Healthy Americans Act. Issue: private health insurance including LTC. H.R. 519 The Elder Caregiver Support and Information Enhancement Act of 2009. Issue: LTC additional appropriations for LTC Information clearinghouse. H.R. 1961 - Savings for American Families Future Act Issue: savers' credit S. 401 - Defined Contribution Fee Disclosure Act Issue: 401(k) fee disclosure S. Con Res 13 - 2010 Senate Budget Resolutions Issue: savers' credit, Auto-IRAs

Client expense: $1,867,075 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Transportation, Dept of (DOT), Treasury, Dept of

Issues related to the retirement, mutual fund and securities industries. Specific issues include 401(k) fee disclosrue (HR 3185-Miller, the 401(k) Fair Disclosure for Retirement Security Act; HR 3765 - Neal, the Defined Contribution Plan Fee Transparency Act; and S. 2473 - Harkin, The Defined Contritution Fee Disclosure Act). Monitored HR 1424, Emergency Economic Stabilization Act of 2008.

Client expense: Not reported · Firm income: $40,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to the retirement, mutual fund and securities industries. Specific issues include 401(k) fee disclosure (HR 3185 - Miller, the 401(k) Fair Disclosure for Retirement Security Act; HR 3765 - Neal, the Defined Contribution Plan Fee Transparency Act; and S.2473 - Harkin, the Defined Contribution Fee Disclosure Act). Interchange and electronic payments networks, HR 5546 Credit Card Fair Fee Act of 2008. Monitored HR1424 Emergency Economic Stabilization Act of 20008.

Client expense: Not reported · Firm income: $10,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Issues related to the retirement, mutual fund and securities industries. Specific issues include 401(k) fee disclosure (HR 3185 - Miller, the 401(k) Fair Disclosure for Retirement Security Act; HR 3765 - Neal, the Defined Contribution Plan Fee Transparency Act; and S.2473 - Harkin, the Defined Contribution Fee Disclosure Act). Monitored HR 1424, the Emergency Economic Stabilization Act of 2008.

Client expense: Not reported · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

S. 1010 - Retirement Security for Life Act of 2007; S. 1141 - Automatic IRA Act of 2007; S. 1725 - Restoring Pension Promises to Workers Act; S. 2473 - Defined Contribution Fee Disclosure Act of 2007; HR 2205 - Retirement Security for Life Act of 2007; HR 4150 - Lifetime Pension Annuity for You Act of 2007; HR 3185 - 401(k) Fair Disclosure for Retirement Security Act of 2007; HR 2167 - Automatic IRA Act of 2007; HR 3765 - Defined Contribution Plan Fee Transparency Act of 2007; HR 3361 - Pension Protection Technical Correction Act of 2007 - provisions related to guaranteed lifetime income.

Client expense: Not reported · Firm income: $45,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR 3185 401(k) Fair Disclosure for Retirement Security Act of 2007 HR 3765 Defined Contribution Fee Transparency Act of 2007 HR 6382 PPA Technical Corrections Act of 2008 S. 3278 401(k) Plan Debit Card legislation

Client expense: $100,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Labor, Dept of (DOL), Pension Benefit Guaranty Corporation (PBGC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Issues related to the retirement, mutual fund and securities industries. Specific issues included 401k fee disclosure (HR 3185 - Miller, the 401(k) Fair Disclosure for Retirement Security Act; HR 3765 - Neal, the Defined Contribution Plan Fee Transparency Act; and S. 2473 - Harkin, the Defined Contribution Fee Disclosure Act).

Client expense: Not reported · Firm income: $30,000

Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

H.R. 3185 - 401(k) Fair Disclosure for Retirement Security Act H.R. 3765 - Defined Contribution Plan Fee Transparency Act S. 2473 - Defined Contribution Fee Disclosure Act (See addendum page) S. 1141/H.R. 2167 - Automatic IRA Act S. 1974/H.R. 3361 - Pension Protection Technical Correction Act

Client expense: $250,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR 3185; HR 3765; S, 2473---support amendments to simplify defined contribution plan fee disclosure requirements. HR 2205/S.1010 (Retirement Security for Life Act)---support S. 1288 and HR 4150---support annuitization tax incentives provisions.

Client expense: $390,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

HR 3185, the "401(k) Fair Disclosure for Retirement Security Act;" HR 3765, the "Defined Contribution Plan Fee Transparency Act of 2007;" and S 2473, the "Defined Contribution Fee Disclosure Act of 2007." Interest in the above is in fee disclosure

Client expense: $290,000 · Firm income: Not reported

Government targets: Commodity Futures Trading Commission (CFTC), Federal Deposit Insurance Corporation (FDIC), HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, White House Office

HR 3185, the "401(k) Fair Disclosure for Retirement Security Act;" HR 3765, the "Defined Contribution Plan Fee Transparency Act of 2007;" and S 2473, the "Defined Contribution Fee Disclosure Act of 2007." Interest in the above is in fee disclosure

Client expense: $250,000 · Firm income: Not reported

Government targets: Commodity Futures Trading Commission (CFTC), Federal Deposit Insurance Corporation (FDIC), HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, White House Office

HR 3185, the "401(k) Fair Disclosure for Retirement Security Act;" HR 3765, the "Defined Contribution Plan Fee Transparency Act of 2007;" and S 2473, the "Defined Contribution Fee Disclosure Act of 2007." Interest in the above is in fee disclosure

Client expense: $570,000 · Firm income: Not reported

Government targets: Federal Deposit Insurance Corporation (FDIC), HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Office of Thrift Supervision (OTS), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, White House Office

HR 2347/S 1430 - To authorize state and local governments to direct divestments from, and prevent investments in, companies with investments of $20,000,000 or more in Iran's energy sector; Argentina debt default; S 970 - To impose sanctions on Iran and on Russia for assisting Iran in developing a nuclear program; HR 1427 - Federal Housing Finance Reform Act HR 2586 - Securities & Exchange Commission Authority Restoration Act of 2007 HR 1400 - To enhance United States diplomatic efforts with respect to Iran by imposing additional economic sanctions against Iran HR 3185 - The "401(k) Fair Disclosure for Retirement Security Act of 2007" HR 3765 - Defined Contribution Plan Fee Transparency Act of 2007 S 2473 - Defined Contribution Fee Disclosure Act of 2007 HR 3915 - Mortgage Reform & Anti-Predatory Lending Act HR 5579 - The Emergency Mortgage Loan Modification S 2133 - Homeowners' Mortgage and Equity Savings Act of 2007 S 2136 - Helping Families Save Their Homes in Bankruptcy Act of 2007 S 2338 - FHA Modernization Act of 2007 HR 1852 - Expanding American Homeownership Act of 2007 HR 6049/S 3125 - Renewable Energy and Job Creation Act S 3227 - Iran Sanctions Act of 2008 HR 6604 - Commodity Markets Transparency and Accountability Act HR 1424 - Emergency Economic Stability Act (EESA) Covered bonds Money market guarantee program Proxy access issues Securities regulation issues International reciprocity issues Executive compensation issues

Client expense: $280,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Education, Dept of, Federal Reserve System, Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), Office of Management & Budget (OMB), SENATE, Securities & Exchange Commission (SEC), State, Dept of (DOS), Treasury, Dept of, White House Office

Retirement Product issues including: S.1010 - Retirement Security for Life Act of 2007 H.R.2205 - Retirement Security for Life Act of 2007 S.1288 - Women's Retirement Security Act of 2007 401(K) fee issues including: S.3278 A bill to amend the Internal Revenue Code of 1986 to provide that no loan may be made from a qualified employer plan using a credit card or other intermediary and to limit the number of loans that may be made from a qualified employer plan to a participant or beneficiary. H.R.6708 - To amend the Internal Revenue Code of 1986 to provide that no loan may be made from a qualified employer plan using revolving credit arrangements and to limit the number of loans that may be made from a qualified employer plan to a participant or beneficiary. H.R.3765 - Defined Contribution Plan Fee Transparency Act of 2007 S.2473 - Defined Contribution Fee Disclosure Act of 2007 Non-Qualified Deferred Compensation issues including: H.R.3963 - Children's Health Insurance Program Reauthorization Act of 2007 H.R.976 Small Business Tax Relief Act of 2007 International Tax issues including: H.R.5140 - Economic Stimulus Act of 2008 H.R.4351 - AMT Relief Act of 2007 H.R.6969 - To amend the Internal Revenue Code of 1986 to disallow the deduction for excess non-taxed reinsurance premiums with respect to United States risks paid to affiliates.

Client expense: $690,000 · Firm income: Not reported

Government targets: Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

Life Insurance issues including: S.1865 Life Insurance Fairness Act of 2007 S.2794 - Senior Investor Protection Act of 2008 401(K) fee issues including: H.R.3185 401(k) Fair Disclosure for Retirement Security Act of 2007 S.3278 A bill to amend the Internal Revenue Code of 1986 to provide that no loan may be made from a qualified employer plan using a credit card or other intermediary and to limit the number of loans that may be made from a qualified employer plan to a participant or beneficiary. H.R.6708 - To amend the Internal Revenue Code of 1986 to provide that no loan may be made from a qualified employer plan using revolving credit arrangements and to limit the number of loans that may be made from a qualified employer plan to a participant or beneficiary. H.R.3765 - Defined Contribution Plan Fee Transparency Act of 2007 S.2473 - Defined Contribution Fee Disclosure Act of 2007 Retirement Product issues including: S.1010 Retirement Security for Life Act of 2007 H.R.2205 Retirement Security for Life Act of 2007 S.1288 Womens Retirement Security Act of 2007 Non-Qualified Deferred Compensation issues including: H.R.3963 - Children's Health Insurance Program Reauthorization Act of 2007 H.R.976 Small Business Tax Relief Act of 2007

Client expense: $690,000 · Firm income: Not reported

Government targets: Executive Office of the President (EOP), HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

H.R. 2167 - Automatic IRA Act of 2007; entire bill H.R. 2205 - Retirement Security for Life Act of 2007; entire bill H.R. 3185 - Fair Disclosure for Retirement Security Act of 2007; entire bill H.R. 3361 Workers, Retirees, and employees Recovery Act of 2008; provisions relating to required minimum distributions, Pension Protection Act of 2006 technical corrections H.R. 3765 - Defined Contribution Plan Fee Transparency Act of 2007; entire bill H.R. 4150 - Lifetime Pension Annuity for You Act of 2007; entire bill H.R. 5160 The Small Businesses Add Value for Employees Act (SAVE); entire bill H.R. 5543 - Women's Retirement Security Act of 2008; provisions relating to IRAs, DC, and required minimum distribution H.R. 6143 - Pension Protection Act ERISA Amendments of 2008; entire bill H.R. 6382 - Pension Protection Technical Corrections Act of 2008; entire bill S. 708 Health Care and Training for Older Workers; provisions relating to employer benefit programs S. 709 Older Worker Opportunity Act of 2007; provisions relating to retirement savings S. 819 Public Good IRA Rollover Act of 2007; entire bill S. 1010 - Retirement Security for Life Act of 2007; entire bill S. 1141 - Automatic IRA Act of 2007; entire bill S. 1288 - Womens Retirement Security Act of 2007; provisions relating to IRAs, DC, and required minimum distribution S. 1725 Restoring Pension Promises to Workers Act of 2007; entire bill S. 1809 Long Term Care Act; entire bill S. 1974 Pension Protection Technical Corrections Act of 2007; provisions relating to non-spousal rollovers S. 2473 Defined Contribution Fee Disclosure Act; entire bill S. 2794 - Senior Investor Protection Act of 2008; entire bill P.L. 110-458 - Worker, Retiree, and Employer Recovery Act (H.R. 7327); provisions relating to required minimum distributions and Pension Protection Act of 2006 technical corrections

Client expense: $160,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE

H.R. 3185, 401(k) Fair Disclosure for Retirement Security Act of 2007, All provisions H.R. 3765, Defined Contribution Plan Fee Transparency Act of 2007, All provisions H.R. 2167, Automatic IRA Act of 2007 , All provisions H.R. 2205, Retirement Security for Life Act, All provisions H.R. 6143, Pension Protection Act ERISA Amendments of 2008, All provisions H.R. 3088, Long Term Care Act of 2007, All provisions H.R. 3363, Long-Term Care Affordability and Security Act of 2007, All provisions H.R. 6357, Protecting Records, Optimizing Treatment, and Easing Communication through Healthcare Technology Act of 2008, All provisions H.R.6382, Pension Technical Corrections, All provisions H.R. 3361, Pension Protection Technical Corrections Act of 2008 S. 1010 , Retirement Security for Life Act of 2007, All provisions S. 1141, Automatic IRA Act of 2007, All provisions S. 1725, Restoring Pension Promises to Workers Act, All provisions S. 1974, Pension Protection Technical Correction Act of 2007, All provisions S. 2473, Defined Contribution Fee Disclosure Act of 2007, All provisions [No Bill Number], Annuity Default Distribution Fiduciary Protection [No Bill Number], QDIA Guidance and Clarifications, All provisions [No Bill Number], Defined Benefit Risk Factor [No Bill Number], Section 408(b)(2) Disclosure, DOL Regulation [No Bill Number], Disclosure to Participants, DOL Regulation [No Bill Number], Investment Advice, DOL Regulation [No Bill Number], Defined Benefit Risk Factor, Treasury [No Bill Number], Incentives for Annuities and Guaranteed Lifetime Income in DC Plans, All provisions

Client expense: $1,710,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Executive Office of the President (EOP), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), Natl Security Council (NSC), SENATE, State, Dept of (DOS), Treasury, Dept of, U.S. Trade Representative (USTR)

H.R. 800 / S. 1041, Employee Free Choice Act of 2007 organizing alternatives H.R. 3685, Employee Non-Discrimination Act of 2007 workplace non-discrimination H.R. 2831, Lilly Ledbetter Fair Pay Act of 2007 / S. 1943 Fair Pay Restoration Act statute of limitations H.R. 1542 / S. 910, Healthy Families Act H.R. 1820 / S. 1556, Tax Equity for Domestic Partners and Health Plan Beneficiaries Act H.R. 3185, 401(k) Fair Disclosure for Retirement Security Act of 2007 H.R. 3765, Defined Contribution Plan Fee Transparency Act of 2007 / S. 2473, Defined Contribution Fee Disclosure Act of 2007 S. 1782, Arbitration Fairness Act of 2007 H.R. 3195 / S. 1881, ADA Amendments Act of 2008 / Americans with Disabilities Act Restoration Act of 2007 Intellectual Property and Competition Policy H.R. 3997, Emergency Economic Stabilization Act Lobbied for pension protection for multi-enployer pension plans Pension Protection Act, Technical Corrections Bill of 2008, as part of the Worker, Retiree and Employee Recovery Act of 2008 (H.R. 7327)

Client expense: $1,080,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Bureau of Economic Analysis, Bureau of Industry and Security (BIS), Bureau of the Census, Centers For Disease Control & Prevention (CDC), Central Intelligence Agency (CIA), Commerce, Dept of (DOC), Council of Economic Advisers (CEA), Defense, Dept of (DOD), Education, Dept of, Energy, Dept of, Environmental Protection Agency (EPA), Executive Office of the President (EOP), Federal Communications Commission (FCC), Federal Energy Regulatory Commission (FERC), Federal Trade Commission (FTC), Food & Drug Administration (FDA), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Health Resources & Services Administration (HRSA), Homeland Security, Dept of (DHS), Internal Revenue Service (IRS), Labor, Dept of (DOL), Natl Economic Council (NEC), Natl Institute of Standards & Technology (NIST), Natl Institutes of Health (NIH), Natl Science Foundation (NSF), Natl Security Agency (NSA), Natl Security Council (NSC), Natl Telecommunications & Information Administration (NTIA), Office of Management & Budget (OMB), Office of Science & Technology Policy (OSTP), Office of the Vice President of the United States, Patent & Trademark Office (PTO), SENATE, State, Dept of (DOS), Transportation Security Administration (TSA), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Customs & Border Protection, U.S. Trade Representative (USTR), White House Office

H.R. 3185, 401(k) Fair Disclosure for Retirement Security Act of 2007 S. 708, Health Care and Training for Older Workers Act phased retirement framework H.R. 3765, Defined Contribution Plan Fee Transparency Act of 2007 / S. 2473, Defined Contribution Fee Disclosure Act of 2007 Deferred Compensation Provisions S. 2936, Responsible Expansion of the State Children's Health Insurance Program Act of 2008 H.R. 3997, Emergency Economic Stabilization Act Lobbied for pension protection for multi-employer pension plans

Client expense: $1,080,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Bureau of Economic Analysis, Bureau of Industry and Security (BIS), Bureau of the Census, Centers For Disease Control & Prevention (CDC), Central Intelligence Agency (CIA), Commerce, Dept of (DOC), Council of Economic Advisers (CEA), Defense, Dept of (DOD), Education, Dept of, Energy, Dept of, Environmental Protection Agency (EPA), Executive Office of the President (EOP), Federal Communications Commission (FCC), Federal Energy Regulatory Commission (FERC), Federal Trade Commission (FTC), Food & Drug Administration (FDA), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Health Resources & Services Administration (HRSA), Homeland Security, Dept of (DHS), Internal Revenue Service (IRS), Labor, Dept of (DOL), Natl Economic Council (NEC), Natl Institute of Standards & Technology (NIST), Natl Institutes of Health (NIH), Natl Science Foundation (NSF), Natl Security Agency (NSA), Natl Security Council (NSC), Natl Telecommunications & Information Administration (NTIA), Office of Management & Budget (OMB), Office of Science & Technology Policy (OSTP), Office of the Vice President of the United States, Patent & Trademark Office (PTO), SENATE, State, Dept of (DOS), Transportation Security Administration (TSA), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Customs & Border Protection, U.S. Trade Representative (USTR), White House Office

H.R.69: To amend title II of the Social Security Act to eliminate the 5-month waiting period for entitlement to disability benefits and to eliminate reconsideration as an intervening step between initial benefit entitlement decisions and subsequent hearings on the record on such decisions. H.R.82: To amend title II of the Social Security Act to repeal the Government pension offset and windfall elimination provisions. H.R.93: To amend the Congressional Budget Act of 1974 to protect Social Security beneficiaries against any reduction in benefits. H.R.149: To amend title II of the Social Security Act to remove the limitation upon the amount of outside income which an individual may earn while receiving benefits under such title, and for other purposes. H.R.191: To amend the Internal Revenue Code of 1986 to repeal the inclusion in gross income of Social Security benefits. H.R.192: To amend the Internal Revenue Code of 1986 to repeal the 1993 increase in taxes on Social Security benefits. H.R.279: To amend title II of the Social Security Act to provide for Congressional oversight and approval of totalization agreements. H.R.288: To amend title II of the Social Security Act to provide for an improved benefit computation formula for workers affected by the changes in benefit computation rules enacted in the Social Security Amendments of 1977 who attain age 65 during the 10-year period after 1981 and before 1992 (and related beneficiaries) and to provide prospectively for increases in their benefits accordingly. H.R.340: To amend title II of the Social Security Act to allow remarried widows, widowers, and surviving divorced spouses to become or remain entitled to widow's or widower's insurance benefits if the prior marriage was for at least 10 years. H.R.341: To amend title II of the Social Security Act to provide for payment of lump-sum death payments upon the death of a spouse. H.R.368: To amend title II of the Social Security Act to allow workers who attain age 65 after 1981 and before 1992 to choose either lump sum payments over four years totalling $5,000 or an improved benefit computation formula under a new 10-year rule governing the transition to the changes in benefit computation rules enacted in the Social Security Amendments of 1977, and for other purposes. H.R.581: To amend title II of the Social Security Act to establish a Social Security Surplus Protection Account in the Federal Old-Age and Survivors Insurance Trust Fund to hold the Social Security surplus, to provide for suspension of investment of amounts held in the Account until enactment of legislation providing for investment of the Trust Fund in investment vehicles other than obligations of the United States, and to establish a Social Security Investment Commission to make recommendations for alternative forms of investment of the Social Security surplus in the Trust Fund. H.R.709: To amend title II of the Social Security Act to restrict totalization agreements between the United States and other countries to providing for appropriate exchange of Social Security taxes or contributions between the parties to such agreements, and to prohibit crediting of individuals under such title with earnings from employment or self-employment in the United States performed while such individuals are not citizens, nationals, or lawful permanent residents of the United States and are not authorized by law to be employed in the United States. H.R.726: To amend title II of the Social Security Act to restrict the application of the windfall elimination provision to individuals whose combined monthly income from benefits under such title and other monthly periodic payments exceeds a minimum COLA-adjusted amount of $2,500 and to provide for a graduated implementation of such provision on amounts above such minimum amount. H.R.732: To amend title II of the Social Security Act to reduce from 10 to 5 the number of years of marriage prior to divorce required for a divorced spouse to be eligible for benefits under such title. H.R.1090: To amend the Social Security Act and the Internal Revenue Code of 1986 to preserve and strengthen the Social Security Program through the creation of personal Social Security guarantee accounts ensuring full benefits for all workers and their families, restoring long-term Social Security solvency, to make certain benefit improvements, and for other purposes. H.R.1158: To amend title II of the Social Security Act to eliminate the two-year waiting period for divorced spouse's benefits following the divorce. H.R.1160: To amend title II of the Social Security Act to provide for increases in widow's and widower's insurance benefits by reason of delayed retirement. H.R.1161: To amend title II of the Social Security Act to credit prospectively individuals serving as caregivers of dependent relatives with deemed wages for up to five years of such service. H.R.1322: To amend title I of the Employee Retirement Income Security Act of 1974 to provide emergency protection for retiree health benefits. H.R.1349: To amend the Internal Revenue Code of 1986 to repeal the 1993 increase in income taxes on Social Security benefits. H.R.1380: To amend title II of the Social Security Act to provide that a monthly insurance benefit thereunder shall be paid for the month in which the recipient dies, subject to a reduction of 50 percent if the recipient dies during the first 15 days of such month, and for other purposes. H.R.2032: To require the establishment of a Consumer Price Index for Elderly Consumers to compute cost-of-living increases for Social Security and Medicare benefits under titles II and XVIII of the Social Security Act. H.R.2103: To amend title IV of the Employee Retirement Income Security Act of 1974 to require the Pension Benefit Guaranty Corporation, in the case of airline pilots who are required by regulation to retire at age 60, to compute the actuarial value of monthly benefits in the form of a life annuity commencing at age 60. H.R.2167: To amend the Internal Revenue Code of 1986 to allow employees not covered by qualified retirement plans to save for retirement through automatic payroll deposit IRAs, to facilitate similar saving by the self-employed, and for other purposes. H.R.2355: To amend the Internal Revenue Code of 1986 to extend the authority for penalty-free withdrawals from retirement plans by military reservists or national guardsmen called to active duty for extended periods. H.R. 2461: to amend the Internal Revenue Code of 1986 to permit distributions from individual retirement plans to be contributed to 529 plans without including the distribution in gross income. H.R.2591:To amend part B of title XVIII of the Social Security Act to limit the penalty for late enrollment under part B of the Medicare Program to 10 percent and twice the period of no enrollment, and to exclude periods of COBRA and retiree coverage from such late enrollment penalty. H.R. 2657: To amend the Employee Retirement Income Security Act of 1974 to ensure that employees are not improperly disqualified from benefits under pension plans and welfare plans based on the misclassification or reclassification of their status. H.R.2683: To amend title I of the Employee Retirement Income Security Act of 1974 to require in the annual report of each defined benefit pension plan disclosure of plan investments in hedge funds. H.R.2831: To amend title VII of the Civil Rights Act of 1964, the Age Discrimination in Employment Act of 1967, the Americans With Disabilities Act of 1990, and the Rehabilitation Act of 1973 to clarify that a discriminatory compensation decision or other practice that is unlawful under such Acts occurs each time compensation is paid pursuant to the discriminatory compensation decision or other practice, and for other purposes. H.R. 3088: to amend the Internal Revenue Code of 1986 to provide that distributions from an individual retirement plan, a section 401(k) plan, a section 403(b) contract, or a section 457 plan shall not be includible in gross income to the extent used to pay long-term care insurance premiums. HR. 3185: To amend the Employee Retirement Income Security Act of 1974 to provide special reporting and disclosure rules for individual account plans and to establish in the Department of Labor an Advisory Council on Improving Employer-Employee Retirement Practices. H.R. 3361: A bill to make technical corrections related to the Pension Protection Act of 2006. H.R. 3765: To amend the Internal Revenue Code of 1986 to provide transparency with respect to fees and expenses charged to participant-directed defined contribution plans. H.R. 3868: to provide an orderly transition to new requirements, and for other purposes. H.R. 4061: To allow employees of a commercial passenger airline carrier who receive payments in a bankruptcy proceeding to roll over such payments into an individual retirement plan, and for other purposes. H.R. 4150: To amend the Internal Revenue Code of 1986 to encourage guaranteed lifetime income payments by excluding from income a portion of such payments. H.R. 4807: To amend the Social Security Act to protect Social Security cost-of-living adjustments (COLA) H.R.5160: To amend the Internal Revenue Code of 1986 to encourage retirement savings by modifying requirements with respect to employer-established IRAs, and for other purposes. H.R.6382 To make technical corrections related to the Pension Protection Act of 2006, and for other purposes. HR 6708: To amend the Internal Revenue Code of 1986 to provide that no loan may be made from a qualified employer plan using revolving credit arrangements and to limit the number of loans that may be made from a qualified employer plan to a participant or beneficiary. H.R. 7327, the Pension Relief and Pension Technicals Act S.43: A bill to amend title II of the Social Security Act to preserve and protect Social Security benefits of American workers and to help ensure greater congressional oversight of the Social Security system by requiring that both Houses of Congress approve a totalization agreement before the agreement, giving foreign workers Social Security benefits, can go into effect. S.137: A bill to amend title XVIII of the Social Security Act to provide additional beneficiary protections. S.190: A bill to provide a technical correction to the Pension Protection Act of 2006. S.191: A bill to provide relief for all air carriers with pension plans that are not frozen pension plans. S.355: A bill to establish a National Commission on Entitlement Solvency. S.1010: A bill to amend the Internal Revenue Code of 1986 to encourage guaranteed lifetime income payments from annuities and similar payments of life insurance proceeds at dates later than death by excluding from income a portion of such payments. S.1141: A bill to amend the Internal Revenue Code of 1986 to allow employees not covered by qualified retirement plans to save for retirement through automatic payroll deposit IRAs, to facilitate similar saving by the self-employed, and for other purposes. S.1254: A bill to amend title II of the Social Security Act to provide that the reductions in social security benefits which are required in the case of spouses and surviving spouses who are also receiving certain government pensions shall be equal to the amount by which two-thirds of the total amount of the combined monthly benefit (before reduction) and monthly pension exceeds $1,200, adjusted for inflation. S.1270: A bill to amend title IV of the Employee Retirement Income Security Act of 1974 to require the Pension Benefit Guaranty Corporation, in the case of airline pilots who are required by regulation to retire at age 60, to compute the actuarial value of monthly benefits in the form of a life annuity commencing at age 60. S.1288: A bill to amend the Internal Revenue Code of 1986 and the Employee Retirement Income Security Act of 1974 to increase the retirement security of women and small business owners, and for other purposes. S.1533: A bill to amend the Internal Revenue Code of 1986 to allow certain coins to be acquired by individual retirement accounts and other individually directed pension plan accounts, and for other purposes. S.1636: A bill to amend the Internal Revenue Code of 1986 to permanently allow penalty-free withdrawals from retirement plans for individuals called to active duty for at least 179 days. S. 1725: to amend the Employee Retirement Income Security Act of 1974, the Internal Revenue Code of 1986, and title 5, U.S. Code, to improve the protection of pension benefits, and for other purposes. S. 1809: to amend the Internal Revenue Code of 1986 to provide that distributions from an individual retirement plan, a section 401(k) plan, a section 403(b) contract, or a section 457 plan shall not be includible in gross income to the extent used to pay long-term care insurance premiums. S.1843: A bill to amend title VII of the Civil Rights Act of 1964 and the Age Discrimination in Employment Act of 1967 to clarify that an unlawful practice occurs each time compensation is paid pursuant to a discriminatory compensation decision or other practice, and for other purposes. S.1947: A bill to amend title XI of the Social Security Act to improve the quality improvement organization (QIO) program. S. 1974: A bill to make technical corrections related to the Pension Protection Act of 2006. S. 2184: To amend the Internal Revenue Code of 1986 to permanently allow penalty-free withdrawals from retirement plans for individuals called to active duty for at least 179 days. S. 2201: to provide for the penalty-free use of retirement funds for mortgage delinquency relief. S. 2473: to amend the Employee Retirement Income Security Act of 1974 to provide special reporting and disclosure rules for individual account plans and for other purposes. S.2501: A bill to amend the Social Security Act to protect Social Security cost-of-living adjustments (COLA). S. 2505: to allow employees of a commercial passenger airline carrier who receive payments in a bankruptcy proceeding to roll over such payments into an individual retirement plan, and for other purposes. S.2570: To amend title II of the Social Security Act to authorize waivers by the Commissioner of Social Security of the 5-month waiting period for entitlement to benefits based on disability in cases in which the Commissioner determines that such waiting period would cause undue hardship to terminally ill beneficiaries. S. 2765: To strengthen and permanently preserve Social Security. S.2794: A bill to protect older Americans from misleading and fraudulent marketing practices, with the goal of increasing retirement security. S.3219: A bill to enhance penalties for violations of securities protections that involve targeting seniors. S.3278: A bill to amend the Internal Revenue Code of 1986 to provide that no loan may be made from a qualified employer plan using a credit card or other intermediary and to limit the number of loans that may be made from a qualified employer plan to a participant or beneficiary. S.Res.601: To designate Oct. 19-25, 2008, as ''National Save for Retirement Week.''

Client expense: $515,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Commerce, Dept of (DOC), HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, State, Dept of (DOS), Treasury, Dept of, U.S. Trade & Development Agency (USTDA), U.S. Trade Representative (USTR)

HR 3185 401(k) Fair Disclosure for Retirement Security Act of 2007 HR 3765 Defined Contribution Fee Transparency Act of 2007 HR 6382 PPA Technical Corrections Act of 2008 S. 3278 401(k) Plan Debit Card Legislation HR 7327: WRERA 2008

Client expense: $100,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Labor, Dept of (DOL), Pension Benefit Guaranty Corporation (PBGC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

S. 819/ H.R. 1419 (Public Good IRA Rollover Act of 2007); S. 1141/ H.R. 2167 (Automatic IRA Act of 2007); S. 1010/ H.R. 2205 (Retirement Security for Life Act of 2007); S. 2 (Fair Minimum Wage Act of 2007); S. 1725 (Restoring Pension Promises to Workers Act); S. 1288 (Women's Retirement Security Act of 2007); H.R. 2669 (College Cost Reduction Act of 2007); H.R. 2831 (Ledbetter Fair Pay Act of 2007); Pension technicals; Fee disclosure and transparency; Small business pension coverage; Pension Protection Act implementation (investment advice); Wrap fee revenue ruling request; 529 plan regulatory project; Proposed regulation on Sec. 408(b)(2) of ERISA; RFI on disclosure to participants; Form 5500 revisions; H.R. 3923 (Offshore Deferred Compensation Act of 2007); S. 2199 (Offshore Deferred Compensation Act of 2007); S. 2473 (Defined Contribution Fee Disclosure Act of 2007); H.R. 3185 (The 401(K) Fair Disclosure for Retirement Security Act of 2007); H.R. 5160 (Save Act of 2008); H.R. 3765 (Defined Contribution Plan Fee Transparency Act of 2007); S. 2794 (Senior Investor Protection Act of 2008); H.R. 6143 (Pension Protection ERISA Amendments of 2008); Auction Rate Securities/IRA Exemption; H.R. 7327 (Worker, Retiree and Employer Recovery Act of 2008).

Client expense: $1,320,000 · Firm income: Not reported

Government targets: Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Education, Dept of, Executive Office of the President (EOP), Federal Deposit Insurance Corporation (FDIC), Federal Reserve System, HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Internal Revenue Service (IRS), Labor, Dept of (DOL), Natl Economic Council (NEC), Natl Security Council (NSC), Office of Thrift Supervision (OTS), Office of the Comptroller of the Currency (OCC), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of, U.S. Trade Representative (USTR), White House Office