Setting Every Community Up for Retirement Enhancement Act of 2019

Rules on plan fiduciaries responsibilities with respect to brokerage windows in 401(k)s and under ERISA. H.R.5282/S.2526, Retirement Enhancement and Savings Act of 2018. H.R. 1994 and Setting Every Community Up for Retirement Enhancement Act of 2019 (SECURE Act).

Client expense: $350,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Retirement Security as in the following bills: - Automatic Retirement Plan Act (reintroduced as part of the Build Back Better Act) - Retirement Security and Savings Act (S. 1770) - Retirement Parity for Student Loans Act (H.R. 2917 & S. 1443) - The Setting Every Community Up for Retirement Enhancement Act (H.R. 1994) - Securing a Strong Retirement Act (H.R. 2954) - Lifetime Income for Employees Act (Not yet reintroduced) - Expanding Access to Retirement Savings for Family Caregivers Act (H.R. 3644) - Enhancing Emergency and Retirement Savings Act (S. 1870) - Financial Factors in Selecting Retirement Plan Investments Act (S. 1762/ H.R. 3387) - Womens Pension Protection Act (S. 2446) - Retirement Improvement and Savings Enhancement Act (H.R. 5891) Providing Lifetime Income Illustrations on Retirement Benefit Statements Defined Contribution Retirement Plan Design and Modernization Fiduciary Concerns Related to Advice and Education in Retirement Plans Electronic Delivery of Plan Documents Tax Reform Preserving Tax-Deferred Treatment of Defined Contribution Plans Preserving the Structure of the Defined Contribution System (Retirement Plan Consolidation) Qualified Default Investment Alternatives (QDIA) Safe Harbor for Plan Sponsors Selecting Annuity Providers on Plan Menus Portability of Annuities in Defined Contribution Plans Automatic IRA/401(k) Retirement Plans Collective Investment Trusts in 403(b) Plans Multiple Employer Plans Infrastructure Student Loans Remote Notarization General Account Products CARES Act ESG Investments Proxy Voting Emergency Savings Build Back Better Act

Client expense: $500,000 · Firm income: Not reported

Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Tax Reform Included in the Tax Cuts and Jobs Act 529 Plans Preserving Tax-Deferred Treatment of Defined Contribution Plans Preserving the Tax Treatment of Municipal Bonds Infrastructure Investment by Life Insurers The Setting Every Community Up for Retirement Enhancement Act (H.R. 1994) Student Loans - American Rescue Plan (H.R. 1319) - Retirement Parity for Student Loans Act (H.R. 2917 & S. 1443) Employer Participation in Repayment Act Health Savings Accounts (HSAs) - Pandemic Healthcare Access Act (H.R. 295) - Personalized Care Act of 2021 (S. 153 and H.R. 725) Remote Notarization - SECURE Notarization Act (H.R. 3962/S. 1625) General Account Products CARES Act 7702/Ordinary Tax Treatment for Bonds Emergency Savings Build Back Better Act Prohibition of IRA Investments Conditioned on Account Holders Status

Client expense: $500,000 · Firm income: Not reported

Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Retirement Security as in the following bills: - Automatic Retirement Plan Act (reintroduced as part of the Build Back Better Act) - Retirement Security and Savings Act (S. 1770) - Retirement Parity for Student Loans Act (H.R. 2917 & S. 1443) - The Setting Every Community Up for Retirement Enhancement Act (H.R. 1994) - Securing a Strong Retirement Act (H.R. 2954) - Lifetime Income for Employees Act (Not yet reintroduced) - Expanding Access to Retirement Savings for Family Caregivers Act (H.R. 3644) - Enhancing Emergency and Retirement Savings Act (S. 1870) - Financial Factors in Selecting Retirement Plan Investments Act (S. 1762/ H.R. 3387) - Womens Pension Protection Act (S. 2446) Providing Lifetime Income Illustrations on Retirement Benefit Statements Defined Contribution Retirement Plan Design and Modernization Fiduciary Concerns Related to Advice and Education in Retirement Plans Electronic Delivery of Plan Documents Tax Reform Preserving Tax-Deferred Treatment of Defined Contribution Plans Preserving the Structure of the Defined Contribution System (Retirement Plan Consolidation) Qualified Default Investment Alternatives (QDIA) Safe Harbor for Plan Sponsors Selecting Annuity Providers on Plan Menus Portability of Annuities in Defined Contribution Plans Automatic IRA/401(k) Retirement Plans Collective Investment Trusts in 403(b) Plans Multiple Employer Plans Infrastructure Student Loans Remote Notarization General Account Products CARES Act ESG Investments Proxy Voting Emergency Savings Build Back Better Act

Client expense: $460,000 · Firm income: Not reported

Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Tax Reform Included in the Tax Cuts and Jobs Act 529 Plans Preserving Tax-Deferred Treatment of Defined Contribution Plans Preserving the Tax Treatment of Municipal Bonds Infrastructure Investment by Life Insurers The Setting Every Community Up for Retirement Enhancement Act (H.R. 1994) Student Loans - American Rescue Plan (H.R. 1319) - Retirement Parity for Student Loans Act (H.R. 2917 & S. 1443) Employer Participation in Repayment Act Health Savings Accounts (HSAs) - Pandemic Healthcare Access Act (H.R. 295) - Personalized Care Act of 2021 (S. 153 and H.R. 725) Remote Notarization - SECURE Notarization Act (H.R. 3962/S. 1625) General Account Products CARES Act 7702/Ordinary Tax Treatment for Bonds Emergency Savings Build Back Better Act

Client expense: $460,000 · Firm income: Not reported

Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Rules on plan fiduciaries responsibilities with respect to brokerage windows in 401(k)s and under ERISA. H.R.5282/S.2526, Retirement Enhancement and Savings Act of 2018. H.R. 1994 and Setting Every Community Up for Retirement Enhancement Act of 2019 (SECURE Act).

Client expense: $340,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Rules on plan fiduciaries responsibilities with respect to brokerage windows in 401(k)s and under ERISA. H.R.5282/S.2526, Retirement Enhancement and Savings Act of 2018. H.R. 1994 and Setting Every Community Up for Retirement Enhancement Act of 2019 (SECURE Act).

Client expense: $300,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Tax Reform included in Tax Cuts and Jobs Act 529 Plans Preserving Tax-Deferred Treatment of Defined Contribution Plans Preserving the Tax Treatment of Municipal Bonds Infrastructure investment by Life Insurers Retirement Security and Savings Act (S. 1770) The Setting Every Community Up for Retirement Enhancement Act (HR 1994) Student Loans as in the following bill: Retirement Parity for Student Loans Act (S. 1443) (H.R. 2917) American Rescue Plan (H.R. 1319) Employer Participation in Repayment Act (HR 1043/S. 460) The Taxpayer First Act (HR 3151) Health Savings Accounts (HSAs) - Pandemic Healthcare Access Act S.3546/H.R.6338 - Personalized Care Act of 2021 (S. 153 and H.R. 725) Student Loans Remote Notarization, H.R. 3962 SECURE Notarization Act General Account Products CARES Act 7702/Ordinary Tax Treatment for Bonds

Client expense: $320,000 · Firm income: Not reported

Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Retirement Security as in the following bills: - Automatic Retirement Plan Act (Not yet reintroduced) - Retirement Security and Savings Act (S. 1770) - Retirement Parity for Student Loans Act (H.R. 2917 & S. 1443) - The Setting Every Community Up for Retirement Enhancement Act (H.R. 1994) - Securing a Strong Retirement Act (H.R. 2954) - Lifetime Income for Employees Act (Not yet reintroduced) - Expanding Access to Retirement Savings for Family Caregivers Act (H.R. 3644) - Enhancing Emergency and Retirement Savings Act (S. 1870) - Financial Factors in Selecting Retirement Plan Investments Act (S. 1762/ H.R. 3387) - Womens Pension Protection Act (Not yet reintroduced) Providing Lifetime Income Illustrations on Retirement Benefit Statements Defined Contribution Retirement Plan Design and Modernization Fiduciary Concerns Related to Advice and Education in Retirement Plans Electronic Delivery of Plan Documents Tax Reform Preserving Tax-Deferred Treatment of Defined Contribution Plans Preserving the Structure of the Defined Contribution System (Retirement Plan Consolidation) Qualified Default Investment Alternatives (QDIA) Safe Harbor for Plan Sponsors Selecting Annuity Providers on Plan Menus Portability of Annuities in Defined Contribution Plans Automatic IRA/401(k) Retirement Plans Collective Investment Trusts in 403(b) Plans Multiple Employer Plans Infrastructure Student Loans Remote Notarization General Account Products CARES Act ESG Investments Proxy Voting Emergency Savings

Client expense: $320,000 · Firm income: Not reported

Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

S.80, Jobs and Premium Protection Act (all provisions) S.172, Health Insurance Tax Relief Act (all provisions) S.340, CREATES Act (all provisions) S.684, Middle Class Health Benefits Tax Repeal Act (all provisions) S.1531, Stopping the Outrageous Practice of Surprise Medical Bills Act (all provisions) S.1895, Lower Health Care Costs Act S.1510, Employee Flexibility Act (all provisions) S.2366, Commonsense Reporting Act (all provisions) HR 6800, Heroes Act HR 748, Middle Class Health Benefits Tax Repeal Act (all provisions) HR 861, End Surprise Billing Act (all provisions) HR 965, CREATES Act (all provisions) HR 1384, Medicare for All Act (all provisions) HR 1398, Health Insurance Tax Relief Act (all provisions) HR 3630, No Surprises Act HR 2782, Employee Flexibility Act (all provisions) HR 4070, Commonsense Reporting Act (all provisions) HR 3502, Protecting People From Surprise Medical Bills Act (all provisions) S.2543 Prescription Drug Pricing Reduction Act (all provisions) H.R. 3, the Elijah E. Cummings Lower Drug Costs Now Act (all provisions) H.R. 1994, the Setting Every Community Up for Retirement Enhancement (SECURE) Act (all provisions) H.R. 1865, Consolidated Appropriations Act (surprise billing provisions) H.R. 133, Coronavirus Response and Relief Supplemental Appropriations Act, 2021 (all provisions)

Client expense: $1,514,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Commerce, Dept of (DOC), Consumer Financial Protection Bureau (CFPB), Consumer Product Safety Commission (CPSC), Equal Employment Opportunity Commission (EEOC), Federal Maritime Commission, Federal Motor Carrier Safety Administration, Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Maritime Administration (MARAD), Natl Economic Council (NEC), Natl Labor Relations Board (NLRB), Patent & Trademark Office (PTO), SENATE, Small Business Administration (SBA), State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Customs & Border Protection, U.S. Postal Service (USPS), U.S. Trade Representative (USTR), White House Office

Department of Labor Fiduciary Rule, SEC Best Interest Standard. S. 1431 - Retirement Security and Savings Act. H.R. 1865 Further Consolidated Appropriations Act. Coronavirus Aid, Relief, and Economic Security Act (CARES) Act Provisions on retirement including: Temporary Waiver of RMD, increase in loan amount from Employer Sponsored Plans, IRS Penalty tax free distribution from eligible retirement plans SECURE 2.0. (no bill number) Proposal would be next iteration of retirement security policy. S. 1431, Retirement Security and Savings Act of 2019. Retirement Security. Discussions related to the following bills from the previous Congress: H.R. 3857 - Protecting Advice for Small Savers Act of 2017 addressing the DOL Fiduciary rule and establishing a best interest standard for financial advisors. H.R. 4524 - The Retirement Simplification and Enhancement Act of 2017 Issue: Lifetime income provisions. H.R. 4523 - The Automatic Retirement Plan Act Issue: Retirement Security. H.R. 3910 - Amends the Internal Revenue Code of 1986 to make lifetime income and managed account options of defined contribution retirement savings plans portable. H.R. 1994 - Setting Every Community up for Retirement Enhancement Act Issue: Retirement Security. H.R. 1439 - The Increasing Access to a Secure Retirement Act Issue: measures to bolster Americans retirement security and annuity selection safe harbor. HR 5282/S 2526 - Retirement Enhancement Savings Act. H.R. 2055/ S. 868 - Lifetime Income Disclosure Act. Issue: lifetime income illustration Electronic Delivery Advocacy. (no bill number) Proposal would make electronic delivery the default distribution method for plan documents. Opt-out available. Securing a Strong Retirement (SSRA) Act of 2020. Proposal would be next House iteration of retirement security policy. H.R. 8990, the Lifetime Income for Employees Act. Expands QDIA regulations. S. 5064, Improving Access to Retirement Savings Act, includes provisions that were in SSRA, but not included in S. 1431. H.R. 6800, The HEROES Act. Large, comprehensive COVID-19 relief bill. Includes RMD relief and single employer pension plan relief. American Rescue Plan of 2021: Budget reconciliation legislation that included a pay-for that impacts retirement savers. Section 9709 would have implement a cost-of-living adjustment freeze for the year 2030 and beyond. Short-terms Savings: Proposal that would expand hardship distribution rules in order to incentivize and increase short-term savings. Portable Retirement and Investment Account Act (PRIA): Creates retirement accounts at birth to help establish life long savings/retirement accounts. S. 222, The American Opportunity Accounts Act: Establishes tax-exempt American Opportunity Accounts to provide children at birth with a $1,000 savings account with annual contributions up to $2,000 depending on family income.

Client expense: $370,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

H.R. 1007: Retirement Enhancement and Savings Act of 2019; S. 972: Retirement Enhancement and Savings Act of 2019; H.R. 1994: Setting Every Community Up for Retirement Enhancement Act of 2019

Client expense: Not reported · Firm income: $50,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Rules on plan fiduciaries responsibilities with respect to brokerage windows in 401(k)s and under ERISA. H.R.5282/S.2526, Retirement Enhancement and Savings Act of 2018. H.R. 1994 and Setting Every Community Up for Retirement Enhancement Act of 2019 (SECURE Act).

Client expense: $430,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Retirement Security as in the following bills: Automatic Retirement Plan Act (Not yet reintroduced) Retirement Security and Savings Act (S. 1431) Retirement Parity for Student Loans Act (S. 1428) The Setting Every Community Up for Retirement Enhancement Act (H.R. 1994) Securing a Strong Retirement Act (H.R. 8696) Lifetime Income for Employees Act (H.R. 8990) Providing Lifetime Income Illustrations on Retirement Benefit Statements Defined Contribution Retirement Plan Design and Modernization Fiduciary Concerns Related to Advice and Education in Retirement Plans Electronic Delivery of Plan Documents Tax Reform Preserving Tax-Deferred Treatment of Defined Contribution Plans Preserving the Structure of the Defined Contribution System (Retirement Plan Consolidation) Qualified Default Investment Alternatives (QDIA) Safe Harbor for Plan Sponsors Selecting Annuity Providers on Plan Menus Portability of Annuities in Defined Contribution Plans Automatic IRA/401(k) Retirement Plans Collective Investment Trusts in 403(b) Plans Multiple Employer Plans Infrastructure Student Loans Remote Notarization General Account Products CARES Act ESG Investments Proxy Voting

Client expense: $370,000 · Firm income: Not reported

Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Tax Reform included in Tax Cuts and Jobs Act 529 Plans Preserving Tax-Deferred Treatment of Defined Contribution Plans Preserving the Tax Treatment of Municipal Bonds Net Interest Expense Deduction Reserve Deductions Retirement Enhancement and Savings Act (S. 972, H.R. 1007) Safe Harbor for Plan Sponsors Selecting Annuity Providers on Plan Menus Infrastructure investment by Life Insurers Retirement Security and Savings Act (S. 1431) The Setting Every Community Up for Retirement Enhancement Act (HR 1994) Student Loans as in the following bill: Retirement Parity for Student Loans Act (S. 1428) Stretch IRA Employer Participation in Repayment Act (HR 1043/S. 460) The Taxpayer First Act (HR 3151) Health Savings Accounts (HSAs) Pandemic Healthcare Access Act S.3546/H.R.6338 Personalized Care Act of 2021 (S. 153 and H.R. 725) Student Loans Remote Notarization General Account Products CARES Act 7702/Ordinary Tax Treatment for Bonds

Client expense: $370,000 · Firm income: Not reported

Government targets: Federal Reserve System, HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Monitor issues as they relate to the implementation of tax reform. Monitor issues as they relate to the repeal of the corporate AMT. Monitor issues as they relate to the taxation of retirement security. Monitor issues related to the SECURE Act, H.R. 1994. Monitor issues related to Retirement Security Savings Act of 2019. S. 1431. Monitor issues related to the Public Service Retirement Fairness Act. HR 6257.

Client expense: Not reported · Firm income: $60,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of

H.R. 1007, S.972 - Retirement Enhancement and Savings Act S.321 - Retirement Security Act of 2019 H.R. 1994 - Setting Every Community Up for Retirement Enhancement Act of 2019 H.R. 1439 - Increasing Access to a Secure Retirement Act of 2019 No Bill # - Association Retirement Plans H.R. 1007, S.972 - Lifetime Income Disclosure & Regulatory Issues - all provisions No Bill # - Automatic Retirement Plan Act No Bill # - Electronic Disclosure - ERISA/Internal Revenue Code - issues/provisions relating to the use of electronic disclosure by employee benefit plans No Bill # - Receiving Electronic Statements to Improve Retiree Earnings (RETIRE) Act No Bill # - General Account Legislative Fix N/A - Qualified Professional Asset Manager (OPAM) Exception Amendment N/A - ERISA Clarifications for Securities Originated or Underwritten by Inter-Affiliates N/A - Qualified Default Investment Allocation

Client expense: $790,000 · Firm income: Not reported

Government targets: Commodity Futures Trading Commission (CFTC), Consumer Financial Protection Bureau (CFPB), Federal Accounting Standards Advisory Board (FASAB), Federal Highway Administration (FHA), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Labor, Dept of (DOL), Office of Management & Budget (OMB), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Monitor issues as they relate to the implementation of tax reform. Monitor issues as they relate to the repeal of the corporate AMT. Monitor issues as they relate to the taxation of retirement security. Monitor issues related to the SECURE Act, H.R. 1994. Monitor issued related to Retirement Security Savings Act of 2019. S. 1431. Monitor issues related to the Public Service Retirement Fairness Act. HR 6257

Client expense: Not reported · Firm income: $60,000

Government targets: HOUSE OF REPRESENTATIVES, Office of Management & Budget (OMB), SENATE, Treasury, Dept of

S.80, Jobs and Premium Protection Act (all provisions) S.172, Health Insurance Tax Relief Act (all provisions) S.340, CREATES Act (all provisions) S.684, Middle Class Health Benefits Tax Repeal Act (all provisions) S.1531, Stopping the Outrageous Practice of Surprise Medical Bills Act (all provisions) S.1895, Lower Health Care Costs Act S.1510, Employee Flexibility Act (all provisions) S.2366, Commonsense Reporting Act (all provisions) HR 748, Middle Class Health Benefits Tax Repeal Act (all provisions) HR 861, End Surprise Billing Act (all provisions) HR 965, CREATES Act (all provisions) HR 1384, Medicare for All Act (all provisions) HR 1398, Health Insurance Tax Relief Act (all provisions) HR 3630, No Surprises Act HR 2782, Employee Flexibility Act (all provisions) HR 4070, Commonsense Reporting Act (all provisions) HR 3502, Protecting People From Surprise Medical Bills Act (all provisions) S.2543 Prescription Drug Pricing Reduction Act (all provisions) H.R. 3, the Elijah E. Cummings Lower Drug Costs Now Act (all provisions) H.R. 1994, the Setting Every Community Up for Retirement Enhancement (SECURE) Act (all provisions)

Client expense: $1,845,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Commerce, Dept of (DOC), Consumer Financial Protection Bureau (CFPB), Consumer Product Safety Commission (CPSC), Federal Maritime Commission, Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Internal Revenue Service (IRS), Labor, Dept of (DOL), Maritime Administration (MARAD), Natl Economic Council (NEC), Natl Labor Relations Board (NLRB), Patent & Trademark Office (PTO), SENATE, Small Business Administration (SBA), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Customs & Border Protection, U.S. Postal Service (USPS), U.S. Trade Representative (USTR), White House Office

S.972: Encourage Retirement Saving Act H.R. 1994: Setting Every Community Up for Retirement Enhancement (SECURE) Act H.R. 1007/S.972 Retirement Enhancement and Savings Act (RESA) H.R. 1084: Financial Security Act of 2019 H.R. 1938: Small Employer Retirement Savings Auto-Enrollment S. 321: Retirement Savings Act S. 1020: Retirement Security Flexibility Act S. 1019: Strengthening Financial Security Through Short-term Savings Accounts. Retirement Savings and Security Act

Client expense: $800,000 · Firm income: Not reported

Government targets: Centers For Medicare and Medicaid Services (CMS), Commerce, Dept of (DOC), Consumer Financial Protection Bureau (CFPB), Federal Aviation Administration (FAA), Federal Communications Commission (FCC), Federal Emergency Management Agency (FEMA), Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Highway Traffic Safety Administration (NHTSA), Office of Management & Budget (OMB), SENATE, Securities & Exchange Commission (SEC), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Trade Representative (USTR)

IRS Governmental plans compliance; IRS Normal Retirement Age regulations; IRS revenue ruling 2006-43; IRS ANPRM on definition of a governmental plan; funding of governmental plans; general pension plan reform; tax deferral of pension contributions and earnings; application of the Unrelated Business Income Tax (UBIT) to the investment earnings of state and local government retirement systems; Office of State and Local Finance public pension plan interests; infrastructure financing; Public Employee Pension Transparency Act (PEPTA); solvency of Multiemployer Plans deliberations (H.R.397); infrastructure financing; SECURE Act (H.R. 1994), its implementation and changes in the IRC to enhance retirement security; financial transaction tax issues; the Coronavirus Aid, Relief, and Economic Security Act (CARES) Act implementation and stimulus checks to retired public employees not covered by Social Security

Client expense: Not reported · Firm income: $50,000

Government targets: HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Labor, Dept of (DOL), Office of Management & Budget (OMB), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

IRS Governmental plans compliance; IRS Normal Retirement Age regulations; IRS revenue ruling 2006-43; IRS ANPRM on definition of a governmental plan; funding of governmental plans; general pension plan reform; governmental plan accounting and disclosure; disclosure of state death records; tax deferrals related to pension contributions and earnings;applying the Unrelated Business Income Tax (UBIT) to the investment earnings of state and local government retirement systems; Office of State and Local Finance public pension plan interests; the Public Employee Pension Transparency Act (PEPTA); solvency of Multiemployer Plans deliberations (H.R. 397); reform of the windfall elimination provision (WEP); SECURE Act (H.R. 1994) dealing with overall retirement security and implementation of the law; Federal restrictions on institutional investor investment activity; CARES Act stimulus checks and retired public employees not covered by Social Security; restrictions related to public pensions on any Federal aid to states in negotiations on new COVID stimulus legislation

Client expense: Not reported · Firm income: $50,000

Government targets: HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Labor, Dept of (DOL), Office of Management & Budget (OMB), SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

H.R. 1007: Retirement Enhancement and Savings Act of 2019; S. 972: Retirement Enhancement and Savings Act of 2019; H.R. 1994: Setting Every Community Up for Retirement Enhancement Act of 2019

Client expense: Not reported · Firm income: $50,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Retirement Enhancement and Savings Act of 2018 - Pension, S.2526; SECURE Act, H.R. 1994; Further Consolidated Appropriations Act, 2020, H.R. 1865; Airline Pilot Pension Fairness Act, H.R. 5819.

Client expense: $390,000 · Firm income: Not reported

Government targets: Federal Aviation Administration (FAA), HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), SENATE, Transportation Security Administration (TSA), Transportation, Dept of (DOT), Treasury, Dept of

Rules on plan fiduciaries responsibilities with respect to brokerage windows in 401(k)s. H.R.5282/S.2526, Retirement Enhancement and Savings Act of 2018. H.R. 1994, Setting Every Community Up for Retirement Enhancement Act of 2019, (SECURE Act).

Client expense: $380,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Department of Labor Fiduciary Rule, SEC Best Interest Standard. S. 1431 - Retirement Security and Savings Act. H.R. 1865 Further Consolidated Appropriations Act. Coronavirus Aid, Relief, and Economic Security Act (CARES) Act Provisions on retirement including: Temporary Waiver of RMD, increase in loan amount from Employer Sponsored Plans, IRS Penalty tax free distribution from eligible retirement plans SECURE 2.0. (no bill number) Proposal would be next iteration of retirement security policy. S. 1431, Retirement Security and Savings Act of 2019. Retirement Security. Discussions related to the following bills from the previous Congress: H.R. 3857 - Protecting Advice for Small Savers Act of 2017 addressing the DOL Fiduciary rule and establishing a best interest standard for financial advisors. H.R. 4524 - The Retirement Simplification and Enhancement Act of 2017 Issue: Lifetime income provisions. H.R. 4523 - The Automatic Retirement Plan Act Issue: Retirement Security. H.R. 3910 - Amends the Internal Revenue Code of 1986 to make lifetime income and managed account options of defined contribution retirement savings plans portable. H.R. 1994 - Setting Every Community up for Retirement Enhancement Act Issue: Retirement Security. H.R. 1439 - The Increasing Access to a Secure Retirement Act Issue: measures to bolster Americans retirement security and annuity selection safe harbor. HR 5282/S 2526 - Retirement Enhancement Savings Act. H.R. 2055/ S. 868 - Lifetime Income Disclosure Act. Issue: lifetime income illustration Electronic Delivery Advocacy. (no bill number) Proposal would make electronic delivery the default distribution method for plan documents. Opt-out available. Securing a Strong Retirement (SSRA) Act of 2020. Proposal would be next House iteration of retirement security policy. H.R. 8990, the Lifetime Income for Employees Act. Expands QDIA regulations. S. 5064, Improving Access to Retirement Savings Act, includes provisions that were in SSRA, but not included in S. 1431. H.R. 6800, The HEROES Act. Large, comprehensive COVID-19 relief bill. Includes RMD relief and single employer pension plan relief.

Client expense: $360,000 · Firm income: Not reported

Government targets: Consumer Financial Protection Bureau (CFPB), Federal Housing Finance Agency (FHFA), Federal Reserve System, HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC), Treasury, Dept of

Pension legislation, H.R. 1994. Division O of H.R. 1895. H.R. 748, CARES Act (P.L. 116-136). HEROES Act (H.R. 6800, H.R. 925), issues related to pension funding.

Client expense: Not reported · Firm income: $60,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Negotiations involving insurance covered agreements; issues impacting retirement savings; DOL- Fiduciary Rule; Implementation of the Cybersecurity Information Sharing Act of 2015; Issues related to SEC mutual fund disclosures; SEC Final Rule, Registration of Municipal Advisors; Department of Treasury, IAIS Common Framework for the Supervision of Internationally Active Insurance Groups; Various proposals regarding deficit reduction with respect to retirement security; General explanations of the Administration's Revenue Proposals, Department of Treasury, "Green Book"; RESA-S.972; Secure Act- HR 1994; privacy legislation; SEC. 40308 of H.R.6800. related to the minimum rate of interest for certain determinations related to life insurance contracts; H.R.133 - Consolidated Appropriations Act, 2021

Client expense: Not reported · Firm income: $40,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, White House Office

Negotiations involving insurance covered agreements; issues impacting retirement savings; DOL- Fiduciary Rule; Implementation of the Cybersecurity Information Sharing Act of 2015; Issues related to SEC mutual fund disclosures; SEC Final Rule, Registration of Municipal Advisors; Department of Treasury, IAIS Common Framework for the Supervision of Internationally Active Insurance Groups; Various proposals regarding deficit reduction with respect to retirement security; General explanations of the Administration's Revenue Proposals, Department of Treasury, "Green Book"; RESA-S.972; Secure Act- HR 1994; privacy legislation; SEC. 40308 of H.R.6800. related to the minimum rate of interest for certain determinations related to life insurance contracts; H.R.133 - Consolidated Appropriations Act, 2021

Client expense: Not reported · Firm income: $40,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, White House Office

Negotiations involving insurance covered agreements; issues impacting retirement savings; DOL- Fiduciary Rule; Implementation of the Cybersecurity Information Sharing Act of 2015; Issues related to SEC mutual fund disclosures; SEC Final Rule, Registration of Municipal Advisors; Department of Treasury, IAIS Common Framework for the Supervision of Internationally Active Insurance Groups; Various proposals regarding deficit reduction with respect to retirement security; General explanations of the Administration's Revenue Proposals, Department of Treasury, "Green Book"; RESA-S.972; Secure Act- HR 1994; privacy legislation; SEC. 40308 of H.R.6800. related to the minimum rate of interest for certain determinations related to life insurance contracts; H.R.133 - Consolidated Appropriations Act, 2021

Client expense: Not reported · Firm income: $40,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, White House Office

Negotiations involving insurance covered agreements; issues impacting retirement savings; DOL- Fiduciary Rule; Implementation of the Cybersecurity Information Sharing Act of 2015; Issues related to SEC mutual fund disclosures; SEC Final Rule, Registration of Municipal Advisors; Department of Treasury, IAIS Common Framework for the Supervision of Internationally Active Insurance Groups; Various proposals regarding deficit reduction with respect to retirement security; General explanations of the Administration's Revenue Proposals, Department of Treasury, "Green Book"; RESA-S.972; Secure Act- HR 1994; privacy legislation; SEC. 40308 of H.R.6800. related to the minimum rate of interest for certain determinations related to life insurance contracts; H.R.133 - Consolidated Appropriations Act, 2021

Client expense: Not reported · Firm income: $40,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Treasury, Dept of, White House Office

H.R. 397, Rehabilitation for Multiemployer Pensions Act H.R. 748/S.3548, Coronavirus Aid, Relief, and Economic Security (CARES) Act H.R. 1007/S. 972, Retirement Enhancement and Savings Act of 2019 H.R. 1865, Further Consolidated Appropriations Act, 2020 H.R. 1994, Setting Every Community Up for Retirement Enhancement Act of 2019 H.R. 4035, Pension and Budget Integrity Act of 2019 H.R. 6074, Coronavirus Preparedness and Response Supplemental Appropriations Act, 2020 H.R. 6201, Families First Coronavirus Response Act H.R. 6800, Health and Economic Recovery Omnibus Emergency Solutions (HEROES) Act H.R. 7617, Defense, Commerce, Justice, Science, Energy and Water Development, Financial Services and General Government, Labor, Health and Human Services, Education, Transportation, Housing, and Urban Development Appropriations Act, 2021 Potential legislation similar to H.R. 4523, Automatic Retirement Plan Act of 2017 Potential legislation similar to H.R. 4610/S. 3785, Receiving Electronic Statements To Improve Retiree Earnings Act (115th Congress) Potential legislation similar to H.R. 4997, Giving Retirement Options to Workers GROW Act of 2018 Various issues relating to multiemployer pension plan; multiemployer pension recapitalization and reform plan (MPRRP); single employer defined contribution plans and defined benefit plans; e-delivery of retirement plan disclosures and notices; single employer pension plans; single employer pension funding relief; single employer pension plans and the COVID-19 pandemic; multiemployer pension plans and the COVID-19 pandemic; Public Comment to Social Security Administration (SSA) on the SSAs draft user agreement (and related documents) for participants in the SSAs electronic consent based social security number verification service; Public Comment to the U.S. Department of Labor on prohibited transactions involving pooled employer plans under the Setting Every Community Up for Retirement Enhancement (SECURE) Act (P.L. 116-94, Div. O) and other multiple employer plans; Public Comment to the U.S. Department of Labor on financial factors in selecting plan investments; Public Comment to the U.S. Department of Labor on Application No. D-12011, Improving Investment Advice for Workers and Retirees; Public Comment to IRS on Notice 2020-42, remote notarization; Comments on pension benefit Statements, lifetime income illustrations; Issues related to plan contribution due date under Section 3609 of the CARES Act (P.L. 116-136); COVID-19 and retirement plans; fiduciary investment duties and fiduciary status; proxy voting and ERISA governed plans; pooled employer plans; implementation of the CARES Act, (P.L. 116-136), including provisions related to section 3608

Client expense: $22,290,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Bureau of Citizenship & Immigration Services (BCIS), Bureau of Industry and Security (BIS), Commerce, Dept of (DOC), Commodity Futures Trading Commission (CFTC), Consumer Financial Protection Bureau (CFPB), Defense, Dept of (DOD), Education, Dept of, Energy, Dept of, Environmental Protection Agency (EPA), Equal Employment Opportunity Commission (EEOC), Executive Office of the President (EOP), Federal Aviation Administration (FAA), Federal Communications Commission (FCC), Federal Deposit Insurance Corporation (FDIC), Federal Emergency Management Agency (FEMA), Federal Energy Regulatory Commission (FERC), Federal Reserve System, Federal Trade Commission (FTC), Government Accountability Office (GAO), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Interior, Dept of (DOI), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Natl Economic Council (NEC), Natl Institute of Standards & Technology (NIST), Natl Labor Relations Board (NLRB), Natl Security Council (NSC), Natl Telecommunications & Information Administration (NTIA), Office of Management & Budget (OMB), Office of Science & Technology Policy (OSTP), Office of the Comptroller of the Currency (OCC), Patent & Trademark Office (PTO), Pension Benefit Guaranty Corporation (PBGC), SENATE, Securities & Exchange Commission (SEC), Small Business Administration (SBA), State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Copyright Office, U.S. Customs & Border Protection, U.S. Trade Representative (USTR), White House Office

Implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act; Implementation of the Economic Growth, Regulatory Relief and Consumer Protection Act; S. 602 - Financial Stability Oversight Council Improvement Act of 2019; H.R. 1994 - Setting Every Community Up for Retirement Enhancement Act of 2019 (SECURE Act).

Client expense: Not reported · Firm income: $10,000

Government targets: SENATE

Fiduciary Duty - Dept. of Labor and SEC - ERISA; Secure Act, HR 1994; CARES Act - PL 116-136, Retirement Savings

Client expense: Not reported · Firm income: $50,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC)

529 Plans. Qualified Improvement Property. Pass-Through Rates. H.R. 1: Tax Cuts and Jobs Act (115th Congress). Estate Tax. Alternative Minimum Tax (AMT). Small Business Expensing Limit. Qualified expenses to cover costs associated with apprenticeship programs. Qualified Business Income Deduction Under Section 199A. H.R. 1994: Setting Every Community Up for Retirement Enhancement Act of 2019. S. 972: The Retirement Enhancement and Savings Act. H.R. 216: Main Street Tax Certainty Act of 2019. H.R. 217: Permanent Tax Relief for Working Families Act. H.R. 218/S. 215: the Death Tax Repeal Act. H.R. 947/S. 337: Family and Medical Insurance Leave Act. H.R. 1739: USA Workforce Tax Credit Act. H.R. 5377: Restoring Tax Fairness for States and Localities Act. H.R. 6201: Families First Coronavirus Response Act. H.R. 6198: Emergency Paid Leave Act of 2020. CARES Act Tax Provisions for Small Businesses, employee retention tax credit, payroll tax deferral, and ability of businesses to carryback any net operating losses against previous year tax payments. H.R. 6697: The Local Chamber, Tourism, and 501(c)(6) Protection Act. Expansion of the employee retention tax credit. H.R. 6776: Jumpstarting Our Businesses' Success Credit (JOBS Credit) Act. Temporary and targeted liability protections related to the COVID-19 pandemic. S. 3612: Small Business Expense Protection Act. IRS Notice 2020-32 regarding deductible expenses related to Paycheck Protection Program loans.

Client expense: $620,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Army, Dept of (Corps of Engineers), Commerce, Dept of (DOC), Council on Environmental Quality (CEQ), Education, Dept of, Environmental Protection Agency (EPA), Executive Office of the President (EOP), General Services Administration (GSA), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Housing & Urban Development, Dept of (HUD), Internal Revenue Service (IRS), Labor, Dept of (DOL), Natl Economic Council (NEC), Navy, Dept of, Occupational Safety & Health Administration (OSHA), Office of Management & Budget (OMB), President of the U.S., SENATE, Small Business Administration (SBA), Transportation, Dept of (DOT), Treasury, Dept of, Veterans Affairs, Dept of (VA), White House Office

S.80, Jobs and Premium Protection Act (all provisions) S.172, Health Insurance Tax Relief Act (all provisions) S.340, CREATES Act (all provisions) S.684, Middle Class Health Benefits Tax Repeal Act (all provisions) S.1531, Stopping the Outrageous Practice of Surprise Medical Bills Act (all provisions) S.1895, Lower Health Care Costs Act S.1510, Employee Flexibility Act (all provisions) S.2366, Commonsense Reporting Act (all provisions) HR 6800, Heroes Act HR 748, Middle Class Health Benefits Tax Repeal Act (all provisions) HR 861, End Surprise Billing Act (all provisions) HR 965, CREATES Act (all provisions) HR 1384, Medicare for All Act (all provisions) HR 1398, Health Insurance Tax Relief Act (all provisions) HR 3630, No Surprises Act HR 2782, Employee Flexibility Act (all provisions) HR 4070, Commonsense Reporting Act (all provisions) HR 3502, Protecting People From Surprise Medical Bills Act (all provisions) S.2543 Prescription Drug Pricing Reduction Act (all provisions) H.R. 3, the Elijah E. Cummings Lower Drug Costs Now Act (all provisions) H.R. 1994, the Setting Every Community Up for Retirement Enhancement (SECURE) Act (all provisions) H.R. 1865, Consolidated Appropriations Act (surprise billing provisions) H.R. 133, Coronavirus Response and Relief Supplemental Appropriations Act, 2021 (all provisions)

Client expense: $1,660,000 · Firm income: Not reported

Government targets: Agriculture, Dept of (USDA), Commerce, Dept of (DOC), Consumer Financial Protection Bureau (CFPB), Consumer Product Safety Commission (CPSC), Equal Employment Opportunity Commission (EEOC), Federal Maritime Commission, Federal Motor Carrier Safety Administration, Federal Reserve System, Federal Trade Commission (FTC), HOUSE OF REPRESENTATIVES, Health & Human Services, Dept of (HHS), Homeland Security, Dept of (DHS), Internal Revenue Service (IRS), Justice, Dept of (DOJ), Labor, Dept of (DOL), Maritime Administration (MARAD), Natl Economic Council (NEC), Natl Labor Relations Board (NLRB), Patent & Trademark Office (PTO), SENATE, Small Business Administration (SBA), State, Dept of (DOS), Transportation, Dept of (DOT), Treasury, Dept of, U.S. Customs & Border Protection, U.S. Postal Service (USPS), U.S. Trade Representative (USTR), White House Office

H.R. 1994, the SECURE Act of 2019: Setting Every Community Up for Retirement Enhancement Act of 2019

Client expense: $370,000 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Labor, Dept of (DOL), Office of Management & Budget (OMB), SENATE, Treasury, Dept of

H.R. 8696 - Securing a Strong Retirement Act of 2020 H.R. 8606 - To defer the tax of certain sales of employer stock and reduce certain retirement-related excise taxes, and for other purposes. H.R. 8567 - Required Minimum Distribution Modernization Act of 2020 H.R. 7439 - To establish the Retirement Savings Lost and Found, and for other purposes. H.R. 7418 - Encouraging Americans to Save Act H.R. 6800 - Health and Economic Recovery Omnibus Emergency Solutions (HEROES) Act H.R. 6276 - Retirement Parity for Student Loans Act H.R. 6257 - Public Service Retirement Fairness Act of 2020 H.R. 4035 - Pension and Budget Integrity Act of 2019 H.R. 2112 - Refund to Rainy Day Savings Act H.R. 1994 - The Setting Every Community Up for Retirement Enhancement (SECURE) Act of 2019 H.R. 1865 - Further Consolidated Appropriations Act, 2020 H.R. 1516 - Wall Street Tax Act of 2019 H.R. 1007 - Retirement Enhancement and Savings Act of 2019 H.R. 748 - Coronavirus Aid, Relief, and Economic Security (CARES) Act H.R. 925 - The Heroes Act H.R. 397 - Rehabilitation of Multiemployer Pensions Act of 2019 H.R. 133 - Consolidated Appropriations Act, 2021 S. 5064 - Improving Access to Retirement Savings Act S. 5035 - Encouraging Americans to Save Act S. 4192 - A bill to increase portability of and access to retirement savings, and for other purposes. S. 2962 - Higher Education Loan Payment and Enhanced Retirement (HELPER) Act of 2019 S. 2370 - Automatic IRA Act of 2019 S. 1431 - Retirement Security and Savings Act S. 1428 - Retirement Parity for Student Loans Act S. 1020 - Retirement Security Flexibility Act of 2019 S. 1019 - Strengthening Financial Security Through Short-Term Savings Accounts Act of 2019 S. 1018 - Refund to Rainy Day Savings Act S. 1011 - A bill to amend the Internal Revenue Code of 1986 and the Employee Retirement Income Security Act of 1974 to modify the requirements for multiple employer plans, and for other purposes. S. 975 - Womens Retirement Protection Act S. 972 - Retirement Enhancement and Savings Act S. 647 - Wall Street Tax Act of 2019 S. 322 - The SIMPLE Plan Modernization Act S. 321 - Retirement Security Act of 2019

Client expense: $114,314 · Firm income: Not reported

Government targets: HOUSE OF REPRESENTATIVES, Internal Revenue Service (IRS), Labor, Dept of (DOL), Pension Benefit Guaranty Corporation (PBGC), SENATE, Securities & Exchange Commission (SEC)

Retirement savings proposals/issues, including the Retirement Enhancement and Savings Act (S. 972), the SECURE Act (H.R. 1994); implementation of changes to 401(k) hardship distribution rules in Bipartisan Budget Act of 2018; student loan relief; implementation of ERISA, Employee Retirement Income Security Act. Issues related to Covid.

Client expense: Not reported · Firm income: $50,000

Government targets: HOUSE OF REPRESENTATIVES, Homeland Security, Dept of (DHS), Natl Economic Council (NEC), Office of Management & Budget (OMB), SENATE, Treasury, Dept of

S. 145 by SCOTT (R-SC) CHOICE Act S. 233 by BLACKBURN (R-TN) a resolution on freedom of speech at institutions of higher education S. 416 by CARDIN (D-MD) FAFSA Fairness Act of 2019 S. 460 by THUNE (R-SD) Employer Participation in Repayment Act S. 632 LANKFORD (R-OK) Lessening Impediments from Taxes (LIFT) Act S. 681 by WYDEN (D-OR) Student Right to Know Before You Go Act S. 800 by CASSIDY (R-LA) College Transparency Act S. 830 by GILLIBRAND (D-NY) a bill to amend the Federal Work-Study program to permit institutions of higher education to use their Federal Work-Study allocations for full-time, off-campus cooperative education and work-based learning S. 839 by KAINE (D-VA) a bill to extend Federal Pell Grant eligibility of certain short-term programs S. 852 by SCOTT (R-SC) Anti-Semitism Awareness Act of 2019 S. 1279 by JONES (D-AL) FUTURE Act S. 2557 by ALEXANDER (R-TN) Student Aid Improvement Act S. 2667, by ALEXANDER (R-TN) the FAFSA Simplification Act S. 3701 by KLOBUCHAR (D-MN) Supporting Connectivity for Higher Education Students in Need Act S. 4081 by STABENOW (D-MI) the Reopen Schools Safety Act S. 4112 by MURRAY (D-WA) the Coronavirus Child Care and Education Relief Act S. 4317 by CORNYN (R-TX) SAFE TO WORK ACT S. 4408 by HASSAN (D-NH) Upskilling and Retraining Assistance Act S. 4421 by MURPHY (D-CT) TREAT Act Bipartisan State and Local Support and Small Business Protections Act by CASSIDY (R-LA) H.R. 5 by CICILLINE (D-RI) Equality Act H.R. 6 by ROYBAL-ALLARD (D-CA) American Dream and Promise Act H.R. 63 by BANKS (R-IN) Student Loan Disclosure Modernization Act H.R. 133 by CUELLAR (D-TX) Consolidated Appropriations Act 2021 H.R. 6814 by ESHOO (D-CA) Supporting Connectivity for Higher Education Students in Need Act H.R. 925 by LOWEY (D-NY) House Amendment to Senate Amendment, Heroes Act 2.0 H.R. 1043 by PETERS (D-CA) Employer Participation in Repayment Act H.R. 1044 by LOFGREN (D-CA) Fairness for High Skilled Immigrants Act of 2019 H.R. 1075 by CUMMINGS (D-MD) FAFSA Fairness Act of 2019 H.R. 1161 by CLEAVER (D-MO) Student Loan Disclosure Modernization Act H.R. 1298 by LEWIS (D-GA) Higher Education Dream Act H.R. 1565 by HUNTER (R-CA) Student Right to Know Before You Go Act H.R. 1766 by MITCHELL (R-MI) College Transparency Act H.R. 1994 by NEAL (D-MA) Setting Every Community Up for Retirement Act (SECURE Act) H.R. 2006 by SHALALA (D-FL) College Equity Act H.R. 2486 by ADAMS (D-NC) FUTURE Act H.R. 2574 by SCOTT (D-VA) Equity and Inclusion Enforcement Act of 2019 H.R. 2875 by MALONEY (D-NY) Ravi Thackurdeen Safe Students Study Abroad Act H.R. 3126 by GALLEGO (D-AZ) Collegiate Freedom of Association Act H.R. 3300 by NEAL (D-MA) Economic Mobility Act of 2019 H.R. 3809 by LAWSON (D-FL) College Student Hunger Act H.R. 3877 by YARMUTH (D-KY) Bipartisan Budget Act of 2019 H.R. 4193 by SHALALA (D-FL) Student Loan Disclosure Transparency Act H.R. 4438 by BOYLE (D-PA) Dont Tax Higher Education Act H.R. 4497 by SHALALA (D-FL) Protecting Student Aid Act H.R. 4608 by KILMER (D-WA) Pell Plus Act H.R. 4615 by SHALALA (D-FL) Stop College Closures Act H.R. 4625 by LEVIN (D-CA) Protect the GI Bill Act H.R. 4674 by SCOTT (D-VA) College Affordability Act H.R. 4849 by SMITH (R-MO) Upward Mobility ENHANCEMENT Act H.R. 5331 by STEWART (R-UT) Fairness for All Act H.R. 5363 by ADAMS (D-NC) FUTURE Act H.R. 6201 by LOWEY (D-NY) Families First Coronavirus Response Act H.R. 6275 by SCOTT (D-VA) Supporting Students in Response to Coronavirus Act H.R. 6749, by DOGGETT (D-TX) legislation to expand the American Opportunity Student Tax Relief of 2020 and other higher education tax relief measures H.R. 6800 by LOWEY (D-NY) the Heroes Act H.R. 6814 by ESHOO (D-CA) Connectivity for Higher Education Students in Need Act H.R. 7010 by COURTNEY (D-CT) Paycheck Protection Program (PPP) Flexibility Act of 2020 H.R. 7011 by MALONEY (D-NY) the Pandemic Risk Insurance Act of 2020 H.R. 8283 by LATTA (R-OH) TREAT Act H.J. Res. 56 by DURBIN (D-IL) providing for Congressional disapproval under Chapter 8 of Title 5, United States Code, of the rule submitted by the Department of Education relating to Borrower Defense Institutional Accountability H.J. Res. 76 by LEE (D-NV) providing for Congressional disapproval under Chapter 8 of Title 5, United States Code, of the rule submitted by the Department of Education relating to Borrower Defense Institutional Accountability H.Res.191 by ROE (R-TN) a resolution on freedom of speech at institutions of higher education

Client expense: $80,000 · Firm income: Not reported

Government targets: Education, Dept of, Federal Communications Commission (FCC), Internal Revenue Service (IRS), Treasury, Dept of, White House Office

Assist the client with issues pertaining to retirement savings and rules, education savings and health savings. HR 6335, S327 Waive Required Minimum Distribution Rules for 2020 Plans; HR5726 Senior Housing IRA Act 2020; HR6562 Savers Act 2020; HR 6377 Retirement Protection Act 2020; HR 1994 Retirement Enhancement Act 2019; HR 1007 Retirement Enhancement and Savings Act 2019; HR 1084 Family Savings Act 2019; HR 1439 Increase Access to Secure Retirement Act 2019; S972 Retirement Enhancement and Savings Act 2019; HR 2478 Fed Retirement Fairness Act; S1053 Savings for Future Act 2019; S321 Retirement Security Act 2019; S.1435 Commission on Retirement Security Act of 2019;H.R.1938 Small Employer Retirement Savings Auto-Enrollment Credit Act; S.1460 Retirement Investments for a Sustainable Economy Act of 2019;S1020 Retirement Security Flex Act;S2495 Compassionate Retirement Act 2019. H.R.8679 To allow certain individuals with prior service under the District of Columbia retirement system to make deposits towards annuities under the Civil Service Retirement System and the Federal Employees Retirement System, and for other purposes.

Client expense: Not reported · Firm income: $30,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE

Federal regulation of variable and indexed annuity funds; Retirement security, including HR 1994, the SECURE Act; the SEC Reg BI rule package; the SEC proposed "Updated Disclosure requirements and Summary Prospectus for Variable Annuity and Variable Life Insurance Contracts"; issues related to data security/data breached privacy; issues related to troubled debt restructuring and Current Expected Credit Loss accounting rule.

Client expense: Not reported · Firm income: $30,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC)

Retirement security, including implementation of HR 1994, the SECURE Act; issues related to COVID-19 tax relief.

Client expense: Not reported · Firm income: $30,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC)

Federal regulation of variable and indexed annuities; SEC Regulation BI rule package; the SEC proposed "Updated Disclosure requirements and Summary Prospectus for Variable Annuity and Variable Life Insurance Contracts"; retirement security including implementation of HR 1994, the SECURE Act; issues related to data security and data breach/privacy; issues related to troubled debt restructuring and the Current Expected Credit Loss accounting rule.

Client expense: Not reported · Firm income: $30,000

Government targets: HOUSE OF REPRESENTATIVES, SENATE, Securities & Exchange Commission (SEC)